<?xml version="1.0" encoding="UTF-8"?>
<npx:edgarSubmission xmlns:npx="http://www.sec.gov/edgar/npx" xmlns:com="http://www.sec.gov/edgar/common">
  <!--Generated by Workiva-->
  <npx:headerData>
    <npx:submissionType>N-PX</npx:submissionType>
    <npx:filerInfo>
      <npx:registrantType>RMIC</npx:registrantType>
      <npx:liveTestFlag>LIVE</npx:liveTestFlag>
      <npx:filer>
        <npx:issuerCredentials>
          <npx:cik>0001560672</npx:cik>
          <npx:ccc>XXXXXXXX</npx:ccc>
        </npx:issuerCredentials>
      </npx:filer>
      <npx:flags>
        <npx:overrideInternetFlag>false</npx:overrideInternetFlag>
        <npx:confirmingCopyFlag>false</npx:confirmingCopyFlag>
      </npx:flags>
      <npx:investmentCompanyType>N-2</npx:investmentCompanyType>
      <npx:periodOfReport>06/30/2026</npx:periodOfReport>
    </npx:filerInfo>
  </npx:headerData>
  <npx:formData>
    <npx:coverPage>
      <npx:yearOrQuarter>YEAR</npx:yearOrQuarter>
      <npx:reportCalendarYear>2026</npx:reportCalendarYear>
      <npx:reportingPerson>
        <npx:name>Ellington Credit Co</npx:name>
        <npx:phoneNumber>2036981200</npx:phoneNumber>
        <npx:address>
          <com:street1>53 Forest Ave</com:street1>
          <com:street2>Suite 301</com:street2>
          <com:city>Old Greenwich</com:city>
          <com:stateOrCountry>CT</com:stateOrCountry>
          <com:zipCode>06870</com:zipCode>
        </npx:address>
      </npx:reportingPerson>
      <npx:agentForService>
        <npx:name>Daniel Margolis</npx:name>
        <npx:address>
          <com:street1>53 Forest Ave</com:street1>
          <com:street2>Suite 301</com:street2>
          <com:city>Old Greenwich</com:city>
          <com:stateOrCountry>CT</com:stateOrCountry>
          <com:zipCode>06870</com:zipCode>
        </npx:address>
      </npx:agentForService>
      <npx:reportInfo>
        <npx:reportType>FUND NOTICE REPORT</npx:reportType>
        <npx:confidentialTreatment>N</npx:confidentialTreatment>
      </npx:reportInfo>
      <npx:fileNumber>811-24071</npx:fileNumber>
      <npx:leiNumber>549300KA3MR2ZCRGA787</npx:leiNumber>
      <npx:explanatoryInformation>
        <npx:explanatoryChoice>N</npx:explanatoryChoice>
      </npx:explanatoryInformation>
    </npx:coverPage>
    <npx:summaryPage>
      <npx:otherIncludedManagersCount>0</npx:otherIncludedManagersCount>
    </npx:summaryPage>
    <npx:seriesPage>
      <npx:seriesCount>0</npx:seriesCount>
    </npx:seriesPage>
    <npx:signaturePage>
      <npx:reportingPerson>Ellington Credit Co</npx:reportingPerson>
      <npx:txSignature>Christopher Smernoff</npx:txSignature>
      <npx:txPrintedSignature>Christopher Smernoff</npx:txPrintedSignature>
      <npx:txTitle>Chief Financial Officer</npx:txTitle>
      <npx:txAsOfDate>08/13/2026</npx:txAsOfDate>
    </npx:signaturePage>
  </npx:formData>
</npx:edgarSubmission>
