v3.26.1
Consolidated Balance Sheets (Current Period Unaudited) - USD ($)
$ in Thousands
Jun. 30, 2026
Dec. 31, 2025
Cash and due from banks $ 1,108 $ 1,242
Interest-bearing bank deposits 46,414 32,800
Cash and cash equivalents 47,522 34,042
Time deposits with other financial institutions 747 1,245
Securities available for sale 74,627 78,719
Federal Home Loan Bank stock (FHLB) 605 605
Loans held for sale 1,369 4,459
Loans, net of unearned income 127,623 129,763
Allowance for credit losses on loans (1,095) (1,128)
Total loans, net 126,528 128,635
Premises and equipment, net 5,000 5,113
Interest Receivable 881 925
Bank-owned life insurance (BOLI) 9,540 9,894
Other assets 3,097 3,011
Total assets 269,916 266,648
Deposits:    
Noninterest bearing 14,468 13,306
Interest-bearing    
Demand and NOW checking 14,416 14,289
Money market 25,613 25,735
Savings 37,635 38,660
Time deposits over $250,000 26,821 23,370
Other time deposits 65,125 66,112
Total deposits 184,078 181,472
Escrow deposits 1,887 1,599
Accrued expenses and other liabilities 3,830 3,603
Total liabilities 189,795 186,674
Stockholders' equity:    
Common Stock 56 56
Treasury Stock, at cost (3,203) (3,087)
Additional paid-in capital 52,966 52,348
Retained earnings 39,637 39,880
Unallocated common shares held by ESOP (3,354) (3,462)
Accumulated other comprehensive loss, net (5,981) (5,761)
Total stockholders' equity 80,121 79,974
Total liabilities and stockholders' equity $ 269,916 $ 266,648
Par value (in dollars per share) $ 0.01 $ 0.01
Shares authorized (in shares) 10,000,000 10,000,000
Shares issued (in shares) 5,599,859 5,599,859
Shares outstanding (in shares) 5,253,131 5,261,533
Treasury shares (in shares) 346,728 338,326