Exhibit 99.11 - Schedule 2
| Seller | Loan ID | Seller Loan ID | Investor Loan ID | Queue | Created Date | Last Modified Date | Finding Status | Event Level | Initial Finding Grade | Current/Final Finding Grade | Finding Category | Finding Sub Category | Finding Name | Reviewer Comments | Seller Comments | Finding Resolution | Finding Document | Reviewer Comp Factors | Originator Comp Factors | State | Occupancy | Loan Purpose | Refinance Purpose | Unique Finding ID | Acknowledged / Waived By | Waiver in File? |
| XXXX | XXXX | XXXX | 2135970 | Closed | 2026-01-26 11:36 | 2026-02-13 07:45 | Resolved | 1 - Information | C | A | Compliance | Closing | Final HUD-1 Closing Date does not match Transaction Date | Resolved- - Due Diligence Vendor-XX/XX/XXXX Resolved-The documentation received was sufficient to resolve the finding. Updated HUD - Due Diligence Vendor-XX/XX/XXXX Counter-Loan cannot disburse before closing docs are signed. If the borrower signed closing docs on X/XX, the earliest the loan can disburse is X/XX. The dates on the HUD-X are incorrect. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-loan is effective X/XX, even though notary was dated the day after. This should not be an issue. Additionally, the daily interest on this loan is $XX.XX x XX days = $XXX.XX which is our number on the HUD. - Seller-XX/XX/XXXX Counter-X/XX/XXXX to X/XX/XXXX is XX days. Additionally, the loan still closed on X/XX/XXXX, per the Notary dates. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-the original interest per day number is correct, but the date is wrong. Now that the date is corrected, the amount and date are correct. - Seller-XX/XX/XXXX Counter-On the Original HUD, line XXX showed interest accruing from X/XX/XXXX to X/XX/XXXX for a total of XX days and a total of $XXX.XX. The new HUD provided showed interest accruing from X/XX/XXXX to X/XX/XXXX for a total of XX days and a total of $XXX.XX. Although the date changed, the number of days & the actual interest calculation did not. Additionally, the newly-provided HUD was only the Xnd page. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-The newly-provided HUD-X shows the Disbursement Date changed to X/XX/XXXX. However, line XXX still shows interest accruing since X/XX/XXXX, which does not match the disbursement date. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Per the Notary Dates, the Closing was on X/XX/XXXX. The provided HUD-X Settlement Statement shows a Disbursement Date of X/XX/XXXX. The loan disbursed before it closed. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-loan is effective X/XX, even though notary was dated the day after. This should not be an issue. Additionally, the daily interest on this loan is $XX.XX x XX days = $XXX.XX which is our number on the HUD. - Seller-XX/XX/XXXX Ready for Review-the original interest per day number is correct, but the date is wrong. Now that the date is corrected, the amount and date are correct. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX XXXXXXXX-XXX XXXXXXXXXXXXX XXXXXXXX XXX XXXXXXXXXX XX XXXXXXX XXX XXXXXXX. XXXXXXX XXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXX (X).XXX XXX_XX X.XXX |
IL | Investment | Refinance | Cash Out - Other | 7300549 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2135970 | Closed | 2026-01-26 11:38 | 2026-02-13 07:44 | Resolved | 1 - Information | C | A | Compliance | Compliance | Missing page of HUD | Resolved-The documentation received was sufficient to resolve the finding. Updated HUD - Due Diligence Vendor-XX/XX/XXXX Counter-Loan cannot disburse before closing docs are signed. If the borrower signed closing docs on X/XX, the earliest the loan can disburse is X/XX. The dates on the HUD-X are incorrect. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-loan is effective X/XX, even though notary was dated the day after. This should not be an issue. Additionally, the daily interest on this loan is $XX.XX x XX days = $XXX.XX which is our number on the HUD. - Seller-XX/XX/XXXX Counter-X/XX/XXXX to X/XX/XXXX is XX days. Additionally, the loan still closed on X/XX/XXXX, per the Notary dates. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-the original interest per day number is correct, but the date is wrong. Now that the date is corrected, the amount and date are correct. - Seller-XX/XX/XXXX Counter-On the Original HUD, line XXX showed interest accruing from X/XX/XXXX to X/XX/XXXX for a total of XX days and a total of $XXX.XX. The new HUD provided showed interest accruing from X/XX/XXXX to X/XX/XXXX for a total of XX days and a total of $XXX.XX. Although the date changed, the number of days & the actual interest calculation did not. Additionally, the newly-provided HUD was only the Xnd page. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-The newly-provided HUD-X shows the Disbursement Date changed to X/XX/XXXX. However, line XXX still shows interest accruing since X/XX/XXXX, which does not match the disbursement date. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Per the HUD-X (line XXXX), it states "See Additional XXXX items." However, no addendum was provided to show the Title Charges that are shown to total $X,XXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-loan is effective X/XX, even though notary was dated the day after. This should not be an issue. Additionally, the daily interest on this loan is $XX.XX x XX days = $XXX.XX which is our number on the HUD. - Seller-XX/XX/XXXX Ready for Review-the original interest per day number is correct, but the date is wrong. Now that the date is corrected, the amount and date are correct. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXX XXXXXXXXXXXXX XXXXXXXX XXX XXXXXXXXXX XX XXXXXXX XXX XXXXXXX. XXXXXXX XXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXX (X).XXX XXX_XX X.XXX |
IL | Investment | Refinance | Cash Out - Other | 7300574 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2135970 | Closed | 2026-01-26 11:35 | 2026-02-09 06:14 | Resolved | 1 - Information | C | A | Credit | Doc Issue | Application Missing | Resolved-Application received. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The XXXXX XXXX Initial Application is missing from the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXX XXXXXXXXXXX XX X XXXX.XXX | IL | Investment | Refinance | Cash Out - Other | 7300540 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2140011 | Closed | 2026-02-24 12:57 | 2026-03-03 13:45 | Resolved | 1 - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Updated guidelines provided. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review- - Due Diligence Vendor-XX/XX/XXXX Open-Housing History Does Not Meet Guideline Requirements Provide LOX or XX months payment history for primary residence to verify XxXXxXX payment history. - Due Diligence Vendor-XX/XX/XXXX |
The intent of our guideline was to ensure that if the primary mortgage does not appear on the borrower/guarantors credit report, that the mortgage on the primary residence was in good standing. This was meant to be accomplished by asking for a mortgage statement for that property. Our guidelines were inadvertently unclear on this point and the language in our guidelines will be adjusted to reflect the intent and it will read as follows: Primary residence Mortgage History: X. Must provide proof of satisfactory payment history for the last XX months on the borrower’s Primary Residence, and all other mortgage accounts reported on credit. X. If the borrower owns their primary residence and the mortgage history exists as a tradeline on the guarantor credit report and shows a satisfactory XX-month payment history, then no further verification is required. i. The above also applies to other mortgage tradelines reporting on credit. ii. However, if the primary residence mortgage does not appear on the borrower/guarantor’s credit report, then only a current mortgage statement is required to ensure the mortgage is in good standing. X. If the borrower rents their primary residence, then a XX-month Verification of Rents (VOR) is required. i. Proof of last XX months of payments via bank statements is also acceptable ii. If the borrower lives rent free in their primary residence, then a “Rent Free” letter must be provided - XX/XX/XXXX |
XXXXXXXX-XXXXXXX XXXXXXXXXX XXXXXXXX. XXXXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
GA | Investment | Refinance | Cash Out - Other | 7784341 | N/A | N/A | |||
| XXXX | XXXX | XXXX | 2137738 | Closed | 2026-02-26 08:52 | 2026-03-06 16:19 | Resolved | 1 - Information | C | A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved-Documentation is accepatable. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-Coverage D - Loss of Use does not reference "Fair Rental Value" or "Loss of Rent". Provide updated hazard insurance binder or agent letter confirming "Fair Rental Value" of "Loss of Rent" coverage is included under the Loss of Use coverage for the subject property. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. rent loss for XXk is included. - Seller-XX/XX/XXXX Open-Per guidelines, rent loss insurance for the subject property is required and must equal at least X months of PITIA. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. rent loss for XXk is included. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXXXXXX XX XXXXXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
X.XXXX.XXXX.XXX.XXX.XXXXXX.XXX X XXXX XXXX XXXXXX #XXX XXXX XXXX XXXXXXXX XXXXXXXXXXXXX.XXX |
SC | Investment | Purchase | NA | 7823139 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2137738 | Closed | 2026-02-25 14:24 | 2026-02-26 08:13 | Resolved | 1 - Information | C | A | Credit | Eligibility | Excessive Seller Contributions | Resolved-Guidelines require excessive seller concessions amount of X.XX% be reduced by X.XX% lowering the appraised value to $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. We do not have an actual cap on Seller Concession amount. It just states that if the amount exceeds what was listed below, we would have to reduce the appraised value and sales price by the listed amount. The HUD lists Seller Credit at $XX,XXX. The Sales Price and Appraisal is $XXX,XXX. The Value for which we based our loan is $XXX,XXX. - Seller-XX/XX/XXXX Open-The $XX,XXX in seller credit is X.XX% of the $XXX,XXX sales price, which exceeds the guidelines of X% max interested party contributions. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. We do not have an actual cap on Seller Concession amount. It just states that if the amount exceeds what was listed below, we would have to reduce the appraised value and sales price by the listed amount. The HUD lists Seller Credit at $XX,XXX. The Sales Price and Appraisal is $XXX,XXX. The Value for which we based our loan is $XXX,XXX. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXXX XXXXXXX XXXXXXXXX XXXXXX XXXXXXXXXXX XXXXXX XX X.XX% XX XXXXXXX XX X.XX% XXXXXXXX XXX XXXXXXXXX XXXXX XX $XXX,XXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXXXXX XXXXX XXXXXXXXXXXX.XXX | SC | Investment | Purchase | NA | 7810292 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2137739 | Closed | 2026-02-26 04:21 | 2026-03-02 14:02 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | NJ Prepayment Penalty Prohibited | Acknowledged-XXXXXXXXX has agreed to the LLC being on the PPP. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. Per outside counsel guidance, Business Purpose Loans prepayment penalties are only allowed for loans signed by a Corporation. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXXXXXX-XXXXXXXXX XXX XXXXXX XX XXX XXX XXXXX XX XXX XXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXXXXX XXXX-XX-XX XXXXXX.XXX | NJ | Investment | Purchase | NA | 7817317 | Investor Post-Close | No | ||
| XXXX | XXXX | XXXX | 2137742 | Closed | 2026-02-27 12:06 | 2026-03-02 05:52 | Resolved | 1 - Information | C | A | Credit | Doc Issue | Application Missing | Resolved-Application received. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The application is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
X XX XXXXX XXXX XXXX XXX XXXXX XXXXXXX.XXX | MO | Investment | Purchase | NA | 7849614 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2137744 | Closed | 2026-02-27 08:41 | 2026-03-02 05:53 | Resolved | 1 - Information | C | A | Credit | Doc Issue | Application Missing | Resolved-Application received. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The application is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
X XX XXXXX XXXX XXXX XXX XXXXX XXXXXXX.XXX | MO | Investment | Purchase | NA | 7845094 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2137745 | Closed | 2026-03-06 05:40 | 2026-03-06 13:22 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Lease Agreement | Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-We are treating unit X as unleased, they were unable to provide consistent rent payments. We are taking XX% of market rent for the unit which is $X,XXX = (X,XXX * XX%). - Seller-XX/XX/XXXX Open-Unable to locate the current lease agreement for the Xnd unit of the subject property. Were able to locate unit X for $XXXX and unit X for $X,XXX. Lender used $X,XXX for the rents and $X,XXX.XX for PITIA for a DSCR of X.XXX. Please provide the current lease for unit X used for the rental amount used in the DSCR calculation of X.XXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-We are treating unit X as unleased, they were unable to provide consistent rent payments. We are taking XX% of market rent for the unit which is $X,XXX = (X,XXX * XX%). - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXXXXXXX XX XXX XXXXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
NJ | Investment | Refinance | Cash Out - Other | 7966666 | N/A | N/A | |||
| XXXX | XXXX | XXXX | 2137745 | Closed | 2026-03-05 14:49 | 2026-03-06 13:19 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Final HUD-1 or Final Settlement Statement Document is Missing | Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Unable to locate the signed final settlement statement in the file. Please provide the final settlement statement. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXX XXX-X XXXXXXXX XX XXXXXXX XX XXX XXXXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXX XXXX (X) (X).XXX | NJ | Investment | Refinance | Cash Out - Other | 7953760 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2137745 | Closed | 2026-03-05 04:17 | 2026-03-05 14:30 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | NJ Prepayment Penalty Prohibited | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. "Ellington Acknowledged" Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. - Due Diligence Vendor-XX/XX/XXXX | XXXXXXXXXXXX-XXX XXXXXXX XXXXXXX XXXXXXXX, XXX XXXXXXXXXX XXXXXXXXX XXX XXXX XXXXXXX XXX XXXXX XXXXXX XX X XXXXXXXXXXX. "XXXXXXXXX XXXXXXXXXXXX" XXX XXXXXXX XXXXXXX XXXXXXXX, XXX XXXXXXXXXX XXXXXXXXX XXX XXXX XXXXXXX XXX XXXXX XXXXXX XX X XXXXXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
NJ | Investment | Refinance | Cash Out - Other | 7937566 | Investor Post-Close | No | ||||
| XXXX | XXXX | XXXX | 2161461 | Closed | 2026-03-06 03:35 | 2026-03-12 14:38 | Resolved | 1 - Information | C | A | Credit | Assets | Asset 2 Does Not Meet Guideline Requirements | Resolved-Asset Record X Meets G/L Requirements Or Not Applicable - Due Diligence Vendor-XX/XX/XXXX Resolved-Received CD for sale of property. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. See attached - Seller-XX/XX/XXXX Open-Asset Record X Does Not Meet G/L Requirements Provide proof of receipt for proceeds from sale of home for $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. See attached - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXX XXXXXX X XXXXX X/X XXXXXXXXXXXX XX XXX XXXXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX XXXXXXXX-XXXXXXXX XX XXX XXXX XX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXX XXXXXXXXXX - XXXXX XXXXXXXX.XXX | TN | Primary Residence | Purchase | NA | 7965349 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2161461 | Closed | 2026-03-06 11:42 | 2026-03-12 14:35 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Business Narrative | Resolved-Received business narrative. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. See attached - Seller-XX/XX/XXXX Counter-Received calculator. Need Business Narrative completed by borrower. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. See attached w/narrative - Seller-XX/XX/XXXX Open-Provide Business Narrative. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. See attached - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. See attached w/narrative - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX XXXXXXXX XXXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX-XXXX-XXXXXXXXX-XXXXXXXXXX.XXX XXXXXX XX XXXXXXXXXXX XXXX XXXXXXXX - XXXXXXXXXX-X.XXX |
TN | Primary Residence | Purchase | NA | 7976502 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2151718 | Closed | 2026-03-23 22:57 | 2026-03-30 00:51 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Updated Fraud Report with cleared alerts uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX Open-The fraud report in file (page # XXX) is showing X high and X Low uncleared alert. The required clear fraud report is missing from file - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXX XXXXX XXXXXX XXXX XXXXXXX XXXXXX XXXXXXXX, XXXXXXXX & XXXXXXX XX XXXXXX - XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXX XXXXXX.XXX | TX | Primary Residence | Purchase | NA | 8279506 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2151718 | Closed | 2026-03-23 03:32 | 2026-03-26 14:10 | Resolved | 1 - Information | A | A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming) | Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) The loan meets HPML Guidelines and is a Compliant HPML loan This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg #XXX and Final Closing disclosure on Pg #XXX reflects escrows. Rate lock date was entered correctly – see Pg #XXX,XXX,XXX. An interior and exterior appraisal was completed for this property – see Pg #XX-XX, the appraisal disclosure was provided to the borrower(s)- see Pg #XXX,XXX and copy of the appraisal was given to the borrower – see Pg #XXX for the copy of the disclosure. The loan meets HPML guidelines. - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX-XXX XXXX'X (X.XXX%) XXX XXXXXX XX XXXXXXX XXX XXXXXXX XXXX XXXXXXXXX XX (X.XX%). XXX XXXXXXXXX XX XXXXXXXXXX XX XXXXXX X.X XXXXXX XX XXX XXXXXXXXXX XXXXXXX XXXXX XXXXX XXXX XXXXX XX XXX "XXXX XXXX XXX XXXXXXXX XXXX XX XXX XXXXXX XXXXXXXXXXXX." XXX XXXXXXXXXX XXXX XXX XXXX XXXX XX (X.XX%).(XX XXX XXXX.XX(X)(X)(X)) XXX XXXX XXXXX XXXX XXXXXXXXXX XXX XX X XXXXXXXXX XXXX XXXX XXXX XXXX XXXXXX XXX XXXXXX-XXXXXX XXXXXXXX XXXX XXXX. ( XX XXX § XXXX.XX(X)(X) )XXXXX XXX XXXXXXX XX XXX XXXXXXXXX XXX XXX XXX XXXXXXXXXX XXX, XXX XXXX XX X XXXXXX-XXXXXX XXXXXXXX XXXX, XX XXXXXXX XX XXXXXXXXXX X. XXXXX XXX XXXXXX-XXXXXX XXXXXXXX XXXX XXXXXXXXXX XXXXXXX XXXX XXXXXXX XXX XXXXXXX XXXX XXXX XXXX XX XXXX XXXXXXX XX XXXXXXXXXX XXXXXXXXXXXX XX XX XXX §XXXX.XX, XXXX XXXXXXX XXX XXXXXXXXX XXXXXX XXXXXXXXX XXX XXXXXX XXX XX XXXX XX XXX XXXXXX-XXXXXX XXXXXXXX XXXXX XXXX XX XXX XXXXXXXXXX XXXXXXXXXX XXX XXX. XXXX XXXXXX XXXXXXXXXX XXXX XXX XXXXXXX XXXXXXXXX XXX XXXXXXXXXXX, XXX’X, XXXX, XXX XXXXX XXX XXXXXXX XXXXXXXXX. XXXXXXXX XX XXXXXXXXX, XXXXXX XXXXXXXXXXX XXX XXXX XXXXXXXXXXX XX XX XX #XXX XXX XXXXX XXXXXXX XXXXXXXXXX XX XX #XXX XXXXXXXX XXXXXXX. XXXX XXXX XXXX XXX XXXXXXX XXXXXXXXX – XXX XX #XXX,XXX,XXX. XX XXXXXXXX XXX XXXXXXXX XXXXXXXXX XXX XXXXXXXXX XXX XXXX XXXXXXXX – XXX XX #XX-XX, XXX XXXXXXXXX XXXXXXXXXX XXX XXXXXXXX XX XXX XXXXXXXX(X)- XXX XX #XXX,XXX XXX XXXX XX XXX XXXXXXXXX XXX XXXXX XX XXX XXXXXXXX – XXX XX #XXX XXX XXX XXXX XX XXX XXXXXXXXXX. XXX XXXX XXXXX XXXX XXXXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
TX | Primary Residence | Purchase | NA | 8257131 | N/A | N/A | ||||
| XXXX | XXXX | XXXX | 2151776 | Closed | 2026-03-20 02:31 | 2026-03-27 00:05 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Final CD provided. Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Closing Doc is Missing. Notary signed on XX/XX/XXXX, we have settlement statement and Settlement Date is on XX/XX/XXXX and Disbursement date on XX/XX/XXXX which is prior to notary. Need updated closing document (HUD or settlement) - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXX XX XXXXXXXX. XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXX XXXXXXXXXX XXXXXXXXX.XXX | IN | Investment | Refinance | Cash Out - Other | 8230258 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2167076 | Closed | 2026-03-31 08:40 | 2026-05-06 12:43 | Resolved | 1 - Information | C | A | Compliance | TRID Tolerance | Lender Credits That Cannot Decrease Test (50001262) | Open- - Due Diligence Vendor-XX/XX/XXXX Resolved- - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Attached detailed COC form along with the attached CD Redisclosure - Seller-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open-The baseline amount of non-specific (lump sum) lender credits and specific lender credits disclosed is ($XX,XXX.XX). The Last CD shows a total lender credit amount of ($X,XXX.XX). The following fees "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X)(i) and comments XX(e)(X)(i)-X and -X; XX CFR XXXX.XX(f)(X)(v); XX CFR XXXX.XX(g)(X); XX CFR XXXX.XX(h)). A Valid COC is required. - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Attached detailed COC form along with the attached CD Redisclosure - Seller-XX/XX/XXXX |
XXXXX XXX.XXX XXXXX XX XXXXXXXXXXXX X-X-XX.XXX |
NJ | Primary Residence | Purchase | NA | 8404963 | N/A | N/A | |||
| XXXX | XXXX | XXXX | 2167076 | Closed | 2026-04-08 11:20 | 2026-05-06 06:47 | Resolved | 1 - Information | C | A | Compliance | TRID | Final CD: Calculating Cash to Close Closing Costs Paid, Closing Costs Financed, Down Pmt, Deposit, and/or Funds for Borrower discrepancy | Resolved- - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. The XXXXX history attached shows on X/XX balance of $XXX,XXX.XX - Seller-XX/XX/XXXX Counter-I do not see Bank statement dated X.XX.XX which reflects $XXX,XXX balance. Also you provided XXXXX #XXXX (X.XX.XX) XXX.XX however, we have a bank statement dated XX/XX/XXXX which reflects $X,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Additional assets with exception approval for reserves being short - Seller-XX/XX/XXXX Open-Borrower down payment equals $XXX,XXX however, proof of $XXX,XXX gift funds reflected in file but not on Final CD. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. The XXXXX history attached shows on X/XX balance of $XXX,XXX.XX - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Additional assets with exception approval for reserves being short - Seller-XX/XX/XXXX |
XXXXX XXXXXXXXX.XXX XXXX XXXXXXXXX - XXXXX #XXXX.XXX XXXXXXXXX XXXXXXXX.XXX XXXXXXXXXX XXXXXXXXX.XXX XXXX XXXXXXXXX - XXXXX.XXX XXXX XXXXXXXXX - XXXXX #XXXX.XXX |
NJ | Primary Residence | Purchase | NA | 8553499 | N/A | N/A | |||
| XXXX | XXXX | XXXX | 2167076 | Closed | 2026-03-31 07:38 | 2026-04-03 01:26 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Updated Fraud Report with cleared alerts uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX Open-Per the GL XX-XX-XXXX page # XX a clear fraud report is required. The required cleared Fraud report is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXX XXXXX XXXXXX XXXX XXXXXXX XXXXXX XXXXXXXX, XXXXXXXX & XXXXXXX XX XXXXXX - XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXX XXXXXX.XXX | NJ | Primary Residence | Purchase | NA | 8403203 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2167075 | Closed | 2026-04-03 10:06 | 2026-05-12 09:38 | Waived | 2 - Non-Material | C | B | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-Seller requested exception due to Borrower does not have full XX-month housing history as required per guidelines - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Can we please have an exception on this. They have most recent X months history for this property and it is an REO property not the primary residence. - Seller-XX/XX/XXXX Counter-The snippet provided is not the same mortgage. The mortgage with XXXXXXXXXX opened XX/XXXX for $XXX,XXX. The fraud report (page XXX) reflects the mortgage opened X/X/XXXX for $XXX,XXX and then was refinanced X/XXXX - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. mortgage was with XXXXXX XXXXXXXXX #XXXX is highlighted on the c/r and then transferred to XXXXXXXXXX #XXXX - Seller-XX/XX/XXXX Counter-The same history which has previously been reviewed was uploaded. Currently missing four (X) of the XX months needed to verify the complete XX-month history. Verified a total of eight (X) months August XXXX through March XXXX - Missing X/XXXX - X/XXXX mortgage payment history - Per fraud report (page XXX) mortgage opened X/X/XXXX for $XXX,XXX and then refinanced X/XXXX - Diligence unable to locate any of the mortgages on the origination credit report - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. XXXXXXXXX property payment history. - Seller-XX/XX/XXXX Counter-confirmed XXXX is borrowers current address. XX months history required for REO on XXXXXXXXX. Per GLs section X.X.X.X: MORTGAGES ON CREDIT REPORT The underwriter must review the credit report to determine the payment status of all reported mortgage accounts for the previous XX months. Rolling late payments are not considered a single event. Each occurrence of a contractual delinquency is considered individually for loan eligibility. MORTGAGES NOT REPORTING ON CREDIT REPORT One of the following: • VOM or Credit Supplement from known/verifiable lender/servicer OR • XX months transaction/pay history from lender/servicer OR • XX months cancelled checks/ACH payment or bank transfer (cash payments are not eligible) AND the below • Lien terms may be validated with XXXX or property profile (the recorded note is only required if underwriter cannot validate based on those documents). If documentation indicates a balloon feature with an expired maturity date > XX days, documentation of an extension will be required. Missing complete XX-month verification of mortgage for XXXX XXXXXXXXX Ave - Verified a total of eight (X) months August XXXX through March XXXX - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Is this condition cleared? There is no counter comment below. Please advise, thank you! - Seller-XX/XX/XXXX Counter- - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. XXXX XXXX is showing as their current residence per XXXX - Seller-XX/XX/XXXX Counter-Need XX-month verification of mortgage for XXXX XXXXXXXXX Ave - Verified a total of eight (X) months August XXXX through March XXXX XXXX XXXXXXXXX Ave not XXXX XXXX - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Housing History for XXXX XXXX with mortgage statements attached - Seller-XX/XX/XXXX Open-Missing complete XX-month verification of mortgage for XXXX XXXXXXXXX Ave - Verified a total of eight (X) months August XXXX through March XXXX - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Can we please have an exception on this. They have most recent X months history for this property and it is an REO property not the primary residence. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. mortgage was with XXXXXX XXXXXXXXX #XXXX is highlighted on the c/r and then transferred to XXXXXXXXXX #XXXX - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. XXXXXXXXX property payment history. - Seller-XX/XX/XXXX Ready for Review-Is this condition cleared? There is no counter comment below. Please advise, thank you! - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. XXXX XXXX is showing as their current residence per XXXX - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Housing History for XXXX XXXX with mortgage statements attached - Seller-XX/XX/XXXX |
XXXXXX-XXXXXX XXXXXXXXX XXXXXXXXX XXX XX XXXXXXXX XXXX XXX XXXX XXXX XX-XXXXX XXXXXXX XXXXXXX XX XXXXXXXX XXX XXXXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXXX XXXXXXXXXX.XXX XXXXXXX XXXXXXX.XXX XXXXXXXX XXXXXXXXXX.XXX XXXX.XXX XXXXXXX XXXXXXX.XXX XXXXXXXX XXXXXXX.XXX XXXXXXX XXXXXXX.XXX XXXXXXXXX XXXXXXX.XXX |
XX% XXX XX XXXXX XXX XXXXXXX XX% XXX XX X%. XX.XX% XXX XX XXXXX XXX XXXXXXX XX% XXX XX XX.XX%. $XXX,XXX XXXXXXXX XXXXXX XXX XXXXXXX XXXXXXXX XX $XX,XXX XXXXXXX XXX XXXXXXX XX XX XXXXXX XXXX XXX XXXXXXXX XXXXXXX. |
CA | Primary Residence | Purchase | NA | 8477291 | Originator Post-Close | Yes | |
| XXXX | XXXX | XXXX | 2167075 | Closed | 2026-04-03 09:56 | 2026-04-08 13:01 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-received taxes and HOI for XXXX XXXXXXXXX - matches XXXX - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Insurance and taxes for XXXX XXXXXXXXX attached - Seller-XX/XX/XXXX Open-Missing verification of taxes and insurance for XXXX XXXXXXXXX Ave - Mortgage statement indicates property is not escrowed for P&I payment $X,XXX.XX - XXXX reflects a PITIA payment totaling $X,XXX.XX which is an $X,XXX.XX difference - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Insurance and taxes for XXXX XXXXXXXXX attached - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX XXXXX XXX XXX XXX XXXX XXXXXXXX - XXXXXXX XXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXX XXXXXXXX - XXXXX.XXX XXXX XXXXXXXX - XXX.XXX |
CA | Primary Residence | Purchase | NA | 8477089 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2167075 | Closed | 2026-04-03 10:11 | 2026-04-03 16:46 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Business Bank Statements Missing | Resolved-Borrower X Business Bank Statements Provided - Due Diligence Vendor-XX/XX/XXXX Open-Borrower X Business Bank Statements Missing Missing pages from X/XX/XXXX business bank statement with XXXX #XXXX - Verified pages X-X (X/X/XXXX - X/XX/XXXX) - Pages states "continued on next page* - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX X XXXXXXXX XXXX XXXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
CA | Primary Residence | Purchase | NA | 8477496 | N/A | N/A | ||||
| XXXX | XXXX | XXXX | 2167083 | Closed | 2026-04-16 03:22 | 2026-05-01 10:17 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Page XX of the XXXX account shows withdraw of $XX,XXX.XX on X/XX/XX, the attached ledger in the findings shows a pmt of $XX,XXX.XX on X/XX/XX this amount matches up with a possible $XX wire transfer fee. By adding the amount back into the balance of the XXXX account the bwr meets the reserve requirements. - Due Diligence Vendor-XX/XX/XXXX Resolved- - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Escrow Ledger - Borrower available funds of $XX,XXX.XX meet reserve requirement. Borrower brought zero funds to closing, all funds were prior to funding and deducted from verified assets. Borrower had $X,XXX EMD + option fee deposited with title X/X/XX & $XX,XXX.XX deposited with title X/XX/XX - Seller-XX/XX/XXXX Open-Audited Reserves of month(s) are less than Guideline Required Reserves of X month(s) Required Reserve is X as per loan program page XXX Program X+ LTV is XX% whereas qualifying reserve is X, require reserve amount is $XXXXX.XX, total assets available post close is -$XXXXX.XX and cash required from borrower is $XXXXX.XX, Provide additional assets document. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Escrow Ledger - Borrower available funds of $XX,XXX.XX meet reserve requirement. Borrower brought zero funds to closing, all funds were prior to funding and deducted from verified assets. Borrower had $X,XXX EMD + option fee deposited with title X/X/XX & $XX,XXX.XX deposited with title X/XX/XX - Seller-XX/XX/XXXX |
XXXXXXXX-XXXX XX XX XXX XXXX XXXXXXX XXXXX XXXXXXXX XX $XX,XXX.XX XX X/XX/XX, XXX XXXXXXXX XXXXXX XX XXX XXXXXXXX XXXXX X XXX XX $XX,XXX.XX XX X/XX/XX XXXX XXXXXX XXXXXXX XX XXXX X XXXXXXXX $XX XXXX XXXXXXXX XXX. XX XXXXXX XXX XXXXXX XXXX XXXX XXX XXXXXXX XX XXX XXXX XXXXXXX XXX XXX XXXXX XXX XXXXXXX XXXXXXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXX XXXXXX.XXX | TX | Primary Residence | Purchase | NA | 8699581 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2167083 | Closed | 2026-04-16 03:18 | 2026-05-01 10:16 | Resolved | 1 - Information | A | A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming) | Resolved- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Resolved-The loan's (X.XX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXX.XX(a)(X)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg #XXX,XXX and the Final Closing disclosure on Pg #XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg #XXX,XXX. An interior and exterior appraisal was completed for this property – see Pg #XX, the appraisal disclosure was provided to the borrower and confirmation the appraisal was delivered to the borrower – see Pg #XXX,XXX,XXX. This loan meets HPML guidelines and is a HPML compliant loan, resolved - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX XXXXXXXX-XXX XXXX'X (X.XX%) XXX XXXXXX XX XXXXXXX XXX XXXXXXX XXXX XXXXXXXXX XX (X.XX%). XXX XXXXXXXXX XX XXXXXXXXXX XX XXXXXX X.X XXXXXX XX XXX XXXXXXXXXX XXXXXXX XXXXX XXXXX XXXX XXXXX XX XXX "XXXX XXXX XXX XXXXXXXX XXXX XX XXX XXXXXX XXXXXXXXXXXX." XXX XXXXXXXXXX XXXX XXX XXXX XXXX XX (X.XX%).(XX XXX XXXX.XX(X)(X)(X)) XXXX XXXX XXXXXX XXX XXXXXX-XXXXXX XXXXXXXX XXXX XXXX. (XX XXX § XXXX.XX(X)(X)) XXXXX XXX XXXXXXX XX XXX XXXXXXXXX XXX XXX XXX XXXXXXXXXX XXX, XXX XXXX XX X XXXXXX-XXXXXX XXXXXXXX XXXX, XX XXXXXXX XX XXXXXXXXXX X. XXXXX XXX XXXXXX-XXXXXX XXXXXXXX XXXX XXXXXXXXXX XXXXXXX XXXX XXXXXXX XXX XXXXXXX XXXX XXXX XXXX XX XXXX XXXXXXX XX XXXXXXXXXX XXXXXXXXXXXX XX XX XXX §XXXX.XX, XXXX XXXXXXX XXX XXXXXXXXX XXXXXX XXXXXXXXX XXX XXXXXX XXX XX XXXX XX XXX XXXXXX-XXXXXX XXXXXXXX XXXXX XXXX XX XXX XXXXXXXXXX XXXXXXXXXX XXX XXX. XXXX XXXXXX XXXXXXXXXX XXXX XXX XXXXXXX XXXXXXXXX XXX XXXXXXXXXXX, XXX’X, XXXX, XXX XXXXX XXX XXXXXXX XXXXXXXXX. XXXXXXXX XX XXXXXXXXX, XXXXXX XXXXXXXXXXX XXX XXXX XXXXXXXXXXX XX XX XX #XXX,XXX XXX XXX XXXXX XXXXXXX XXXXXXXXXX XX XX #XXX, XXXXXXX XXXXXXXX XXXXXXX. XXXX XXXX XXXX XXX XXXXXXX XXXXXXXXX – XXX XX #XXX,XXX. XX XXXXXXXX XXX XXXXXXXX XXXXXXXXX XXX XXXXXXXXX XXX XXXX XXXXXXXX – XXX XX #XX, XXX XXXXXXXXX XXXXXXXXXX XXX XXXXXXXX XX XXX XXXXXXXX XXX XXXXXXXXXXXX XXX XXXXXXXXX XXX XXXXXXXXX XX XXX XXXXXXXX – XXX XX #XXX,XXX,XXX. XXXX XXXX XXXXX XXXX XXXXXXXXXX XXX XX X XXXX XXXXXXXXX XXXX, XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
TX | Primary Residence | Purchase | NA | 8697900 | N/A | N/A | ||||
| XXXX | XXXX | XXXX | 2163771 | Closed | 2026-04-20 02:03 | 2026-04-23 00:19 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Texas Home Equity Receipt Of Documents is Missing | Resolved-XXXXX Home Equity Receipt Of Documents provided. Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. XXXXX Home Equity Receipt Of Documents - Seller-XX/XX/XXXX Open-Provide XXXXX Home Equity Receipt Of Documents as it is Missing in the file - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. XXXXX Home Equity Receipt Of Documents - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXX XXXX XXXXXX XXXXXXX XX XXXXXXXXX XXXXXXXX. XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXX_XXXXX XXXXXXXXXX.XXX | TX | Primary Residence | Refinance | Cash Out - Other | 8757818 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2163767 | Closed | 2026-04-22 08:58 | 2026-04-30 07:06 | Resolved | 1 - Information | B | A | Compliance | Missing Doc | Missing Initial Escrow Disclosure | Resolved-received ieads with all escrowed ins and taxes - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Attached is the updated IEAD - Seller-XX/XX/XXXX Open-IEADS does not show the additional XX.XX per month. XXX.XX-XXX.XX = XX.XX - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Attached is the updated IEAD - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX XXXXX XXXX XXX XXXXXXXX XXX XXX XXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXX_XXXXXXXXXX_XXXXXXXXX_XXXX-XX-XXXXX_XX_XX.XXXX.XXX | LA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 8818590 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2163767 | Closed | 2026-04-19 23:12 | 2026-04-24 12:50 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX Open-Fraud Report Shows Uncleared Alerts The fraud report in file (page # XXX) is showing X high uncleared alerts. The required clear fraud report is missing from file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX |
XXXXXXXX-XXX XXXXX XXXXXX XXXXXX XXXX XXXX XXXXXXX XX XXXX XXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXX XXXXXX.XXX | LA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 8756576 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2163760 | Closed | 2026-04-17 04:33 | 2026-04-28 07:42 | Resolved | 1 - Information | C | A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. COC - there was a lock extension done impacting the discount points - Seller-XX/XX/XXXX Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(f)(X)(v)). The Initial LE points - Loan Discount Fee is $X and the Final CD has $XXX. Provide COC. - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. COC - there was a lock extension done impacting the discount points - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXXXX XXXXXX XXX X-X-XX.XXX | CA | Primary Residence | Purchase | NA | 8729718 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2163757 | Closed | 2026-04-23 03:30 | 2026-04-30 04:12 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Requested wage income calculator provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Income Worksheet - Seller-XX/XX/XXXX Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. The lender income calculator was not provided for borrower X. Please provide the lender income calculator. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Income Worksheet - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXXX XXXXXX XXXXXXXXXX XXXXXXXX, XXXXXXX & XXXXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX XXXXXXXX-XXXXXXXXXX XXXXXXXX' - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXX XXXX.XXX | AL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 8834466 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2163757 | Closed | 2026-04-22 22:43 | 2026-04-30 04:06 | Resolved | 1 - Information | C | A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Title Commitment - Seller-XX/XX/XXXX Open-Title Coverage Amount of $XXXXXX is Less than Loan Amount The title coverage amount of $XXX,XXX is less than the loan amount of $XXX,XXX. Please obtain updated title coverage reflecting full loan amount. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Title Commitment - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXX XXXXXXXX XXXXXX XX $XXXXXX XX XXXXX XX XX XXXXXXX XXXX XXXXX XXXXXX XX XXXXXXX XXXX(X) - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXX XXXXXXXXXX.XXX | AL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 8832517 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2163757 | Closed | 2026-04-22 23:53 | 2026-04-30 04:05 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Requested alerts cleared fraud report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Cleared alerts - Seller-XX/XX/XXXX Open-Fraud Report Shows Uncleared Alerts Per the guideline Version XX/XX/XXXX on page#XX a clear fraud report is required. The fraud report in file pg#XXX is showing a High alert. The required cleared report is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Cleared alerts - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXXXXX XXXXXXX XXXXX XXXXXX XXXXXXXX, XXXXXXX & XXXXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX XXXXXXXX-XXX XXXXX XXXXXX XXXXXX XXXX XXXX XXXXXXX XX XXXX XXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXX.XXX | AL | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 8832940 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2167077 | Closed | 2026-04-24 03:33 | 2026-05-06 06:55 | Resolved | 1 - Information | C | A | Compliance | TRID Tolerance | Lender Credits That Cannot Decrease Test (50001262) | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. COC listing the fee & lender credit changes - Seller-XX/XX/XXXX Open-The baseline amount of non-specific (lump sum) lender credits and specific lender credits disclosed is ($XXX.XX). The Last CD shows a total lender credit amount of ($X.XX). The following fees "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X)(i) and comments XX(e)(X)(i)-X and -X; XX CFR XXXX.XX(f)(X)(v); XX CFR XXXX.XX(g)(X); XX CFR XXXX.XX(h)). Lender credits are decreased from $XXX on revised CD to $X on final CD. Provide a COC for the final CD. - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. COC listing the fee & lender credit changes - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXX XXX X-X-XX.XXX | MA | Primary Residence | Refinance | Cash Out - Other | 8859652 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2167077 | Closed | 2026-04-24 03:33 | 2026-05-06 06:55 | Resolved | 1 - Information | C | A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. COC listing the fee & lender credit changes - Seller-XX/XX/XXXX Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(f)(X)(v)). Points - Loan Discount Fee is increased from $X,XXX on revised CD to $X,XXX on final CD. - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. COC listing the fee & lender credit changes - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXX XXX X-X-XX.XXX | MA | Primary Residence | Refinance | Cash Out - Other | 8859653 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2167077 | Closed | 2026-04-24 02:44 | 2026-05-04 03:24 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Updated Lender Income Calculation Worksheet uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Income Worksheet - Seller-XX/XX/XXXX Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. The final XXXX and XXXX has wage income of $X,XXX.XX. Provide lender income calculation worksheet validating this $X,XXX.XX income as it is not included in the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Income Worksheet - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXX XXXXXX XXXXXX XXXXXXXXXXX XXXXXXXXX XXXXXXXX, XXXXXXXX & XXXXXXX XX XXXXXX - XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX XXXXXXXX-XXXXXXXXXX XXXXXXXX' - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXX XXXXXXXXXXX XXXXXXXXX.XXX | MA | Primary Residence | Refinance | Cash Out - Other | 8858541 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2167077 | Closed | 2026-04-24 02:17 | 2026-04-30 22:24 | Resolved | 1 - Information | D | A | Credit | Missing Doc | 1008 Document is Missing | Resolved-Requested XXXX document provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. XXXX - Seller-XX/XX/XXXX Open-The XXXX document is missing from the loan file. Provide the final XXXX as it was not located in the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. XXXX - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXXX XXXXXXXX XXXXXXXX, XXXXXXX & XXXXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX XXXXXXXX-XXX XXXX XXXXXXXX XX XXXXXXX XX XXX XXXX XXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXX.XXX | MA | Primary Residence | Refinance | Cash Out - Other | 8858408 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2167077 | Closed | 2026-04-24 02:59 | 2026-04-30 04:14 | Resolved | 1 - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Requested secondary valuation LCA with score of X provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Freddie SSR - Seller-XX/XX/XXXX Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X The file is missing the secondary valuation or additional valuation. Provide a FNMA or FHLMC UCDP/SSR report with a score less than X.X, or an appraisal desk review. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Freddie SSR - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXXXXXXXX XXXXXXXXX XXX XXXX XXXXX XX X XXXXXXXX, XXXXXXX & XXXXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX XXXXXXXX-XXXXXXXXX XXXXXXXXX XX XXXXXXXXXX XXXXXXXXX XX XXXXXXX XX XXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXX XXX.XXX | MA | Primary Residence | Refinance | Cash Out - Other | 8858606 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2167073 | Closed | 2026-04-27 02:23 | 2026-04-30 21:48 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Provided Fraud shows All Fraud Report Alerts have been cleared. - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX Open-Fraud Report Shows Uncleared Alerts Per the guideline Version XX/XX/XXXX on page#XX a clear fraud report is required. The fraud report in file pg#XXX is showing a High alert. The required cleared report is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX XXXXX XXXXX XXX XXXXX XXXXXX XXXXXX XXXX XXXX XXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX XXXXXXXX-XXX XXXXX XXXXXX XXXXXX XXXX XXXX XXXXXXX XX XXXX XXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXX XXXXXX.XXX | TX | Primary Residence | Refinance | Cash Out - Other | 8883921 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2167081 | Closed | 2026-04-27 01:01 | 2026-05-06 06:20 | Resolved | 1 - Information | C | A | Compliance | TRID Tolerance | Lender Credits That Cannot Decrease Test (50001262) | Resolved- - Due Diligence Vendor-XX/XX/XXXX Resolved- - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. COC forms and attached X/X redisclosure to the investor - Seller-XX/XX/XXXX Open-The baseline amount of non-specific (lump sum) lender credits and specific lender credits disclosed is ($XXX.XX). The Last CD shows a total lender credit amount of ($XXX.XX). The following fees "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X)(i) and comments XX(e)(X)(i)-X and -X; XX CFR XXXX.XX(f)(X)(v); XX CFR XXXX.XX(g)(X); XX CFR XXXX.XX(h)). Provide COC for decrease in lender credit from $XXX.XX to $XXX. - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. COC forms and attached X/X redisclosure to the investor - Seller-XX/XX/XXXX |
XXXXXXXX- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXX XXX X-XX-XX.XXX XXXXXX XXX X-XX-XX.XXX XXX-XXXXXXX.XXX |
TX | Primary Residence | Refinance | Cash Out - Other | 8883384 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2167081 | Closed | 2026-04-27 01:01 | 2026-05-06 06:20 | Resolved | 1 - Information | C | A | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved- - Due Diligence Vendor-XX/XX/XXXX Resolved- - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. COC forms and attached X/X redisclosure to the investor - Seller-XX/XX/XXXX Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Appraisal Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(f)(X)(v)). Provide COC for Increase in appraisal fee. - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. COC forms and attached X/X redisclosure to the investor - Seller-XX/XX/XXXX |
XXXXXXXX- - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXX XXX X-XX-XX.XXX XXXXXX XXX X-XX-XX.XXX XXX-XXXXXXX.XXX |
TX | Primary Residence | Refinance | Cash Out - Other | 8883386 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2167081 | Closed | 2026-04-27 01:01 | 2026-05-06 06:20 | Resolved | 1 - Information | A | A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming) | Resolved-. - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# XXX and the Final Closing disclosure on Pg# XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg# XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg# XXX, and confirmation the appraisal was delivered to the borrower – see Pg# XXX, XXX-XXX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX-. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX XXXXXXXX-XXX XXXX'X (X.XXX%) XXX XXXXXX XX XXXXXXX XXX XXXXXXX XXXX XXXXXXXXX XX (X.XX%). XXX XXXXXXXXX XX XXXXXXXXXX XX XXXXXX X.X XXXXXX XX XXX XXXXXXXXXX XXXXXXX XXXXX XXXXX XXXX XXXXX XX XXX "XXXX XXXX XXX XXXXXXXX XXXX XX XXX XXXXXX XXXXXXXXXXXX." XXX XXXXXXXXXX XXXX XXX XXXX XXXX XX (X.XX%).(XX XXX XXXX.XX(X)(X)(X)) XXXX XXXX XXXXXX XXX XXXXXX-XXXXXX XXXXXXXX XXXX XXXX. ( XX XXX § XXXX.XX(X)(X) )XXXXX XXX XXXXXXX XX XXX XXXXXXXXX XXX XXX XXX XXXXXXXXXX XXX, XXX XXXX XX X XXXXXX-XXXXXX XXXXXXXX XXXX, XX XXXXXXX XX XXXXXXXXXX X. XXXXX XXX XXXXXX-XXXXXX XXXXXXXX XXXX XXXXXXXXXX XXXXXXX XXXX XXXXXXX XXX XXXXXXX XXXX XXXX XXXX XX XXXX XXXXXXX XX XXXXXXXXXX XXXXXXXXXXXX XX XX XXX §XXXX.XX, XXXX XXXXXXX XXX XXXXXXXXX XXXXXX XXXXXXXXX XXX XXXXXX XXX XX XXXX XX XXX XXXXXX-XXXXXX XXXXXXXX XXXXX XXXX XX XXX XXXXXXXXXX XXXXXXXXXX XXX XXX. XXXX XXXXXX XXXXXXXXXX XXXX XXX XXXXXXX XXXXXXXXX XXX XXXXXXXXXXX, XXX’X, XXXX, XXX XXXXX XXX XXXXXXX XXXXXXXXX. XXXXXXXX XX XXXXXXXXX, XXXXXX XXXXXXXXXXX XXX XXXX XXXXXXXXXXX XX XX XX# XXX XXX XXX XXXXX XXXXXXX XXXXXXXXXX XX XX# XXX, XXXXXXX XXXXXXXX XXXXXXX. XXXX XXXX XXXX XXX XXXXXXX XXXXXXXXX – XXX XX# XXX. XX XXXXXXXX XXX XXXXXXXX XXXXXXXXX XXX XXXXXXXXX XXX XXXX XXXXXXXX – XXX XX XX, XXX XXXXXXXXX XXXXXXXXXX XXX XXXXXXXX XX XXX XXXXXXXX(X)- XXX XX# XXX, XXX XXXXXXXXXXXX XXX XXXXXXXXX XXX XXXXXXXXX XX XXX XXXXXXXX – XXX XX# XXX, XXX-XXX. XXX XXXX XXXXX XXXX XXXXXXXXXX, XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
TX | Primary Residence | Refinance | Cash Out - Other | 8883385 | N/A | N/A | ||||
| XXXX | XXXX | XXXX | 2165554 | Closed | 2026-05-13 12:09 | 2026-05-13 12:14 | Waived | 2 - Non-Material | C | B | Credit | Credit | Qualifying Credit Score does not meet eligibility requirement(s) | Waived- - Due Diligence Vendor-XX/XX/XXXX Open-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX Open-Received exception to use co borrower fico score of XXX rather than using the guideline requirement of theelow mid score of borrowers which is XXX. Using XXX. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXXX XXXXXX XXXXXXXXX XXX XXX XXXX.XXX | XXX XXX. XXX XX XX% XXX XX XX XX%.. XXXX XXXXXXXX XXXXXX XX $XX,XXX.XX. |
CA | Primary Residence | Purchase | NA | 9180888 | Originator Post-Close | Yes | |||
| XXXX | XXXX | XXXX | 2165554 | Closed | 2026-04-30 08:05 | 2026-05-04 06:18 | Waived | 2 - Non-Material | C | B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Waived-Exception approved for LTV of XX% and GL is XX%. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX Open-Audited LTV Exceeds Guideline LTV The qualifying FICO score is XXX. As per GL program requirements, the maximum LTV permitted for a FICO score of XXX is XX%. However, the audited LTV reflects XX%, which exceeds program limits. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX-XXXXXXXXX XXXXXXXX XXX XXX XX XX% XXX XX XX XX%. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXXXXX XXXXXX XXXXXXXXX XXX.XXX | X. XXXX XXXXXX XX XXXXXXXX. XX XXXXXX XX XXXXXXXX XXX XX XX X XXXXXX. X. XXX XXX. XXX XX XX% XXX XX XX XX%. X. XXXX XXXXXXXX XXXXXX XX $XX,XXX.XX. |
CA | Primary Residence | Purchase | NA | 8969947 | Originator Post-Close | Yes | ||
| XXXX | XXXX | XXXX | 2172266 | Closed | 2026-04-29 07:45 | 2026-05-25 22:41 | Resolved | 1 - Information | D | A | Credit | Missing Doc | The letter of explanation for the borrower's assets/reserves is missing | Resolved-Access Letter provided for Assets. - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Access Letter - Seller-XX/XX/XXXX Open-The letter of explanation for the borrower's assets/reserves is missing. Please provide LOE or additional assets/reserves. Provide the letter of explanation showing the borrower has authorized access to all funds from account #XXXX (Joint Account page #XXX) as per GL XX.XX.XXXX page #XX - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Access Letter - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXX XXXXXX XXXXXXXX XXX XXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX XXXXXXXX-XXXXXXXXXX XXXXXXXX' - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXX XXXXXX.XXX | DE | Primary Residence | Purchase | NA | 8945640 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2172266 | Closed | 2026-04-29 06:12 | 2026-05-07 05:31 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-There are Uncleared alerts in Fraud report, provided updated Fraud Report, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX Open-Missing Third Party Fraud Report Provide Third Party Fraud Report with all Cleared alerts as Per the GL XX.XX.XXXX page # XX - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXX XXX XXXXXXXXX XXXXXX XX XXXXX XXXXXX, XXXXXXXX XXXXXXX XXXXX XXXXXX, XXXXXXX & XXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXX XXXXXX.XXX | DE | Primary Residence | Purchase | NA | 8943435 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2172266 | Closed | 2026-04-29 11:34 | 2026-05-07 05:30 | Resolved | 1 - Information | C | A | Credit | Credit | DTI discrepancy or failure. | Resolved-Variance in DTI, provided updated DTI with Correct HOA and all other monthly payments , Updated & Finding Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Updated XXXX/XXXX and evidence no HOA - Seller-XX/XX/XXXX Open-DTI Discrepancy, borrower second home XXX XXXXXXX XX UNIT XXX having Mortgage with XXXXX XX #XXXX - Mortgage Statement in Pg: XXX Payment $XXXX.XX is including PITI but unable to verify the HOA payment of $XXXX.XX - DTI is off by X.X%. Audited XX.XX% VS Originator XX.XX% - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Updated XXXX/XXXX and evidence no HOA - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX XX XXX, XXXXXXXX XXXXXXX XXX XXXX XXXXXXX XXX XXX XXX XXXXX XXXXXXX XXXXXXXX , XXXXXXX & XXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXX.XXXX.XXX XX XXX.XXX |
DE | Primary Residence | Purchase | NA | 8954225 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2163943 | Closed | 2026-04-30 05:22 | 2026-05-08 01:18 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Photo Identification Type Missing | Resolved-Updated BX Driver's license uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Provide updated photo id document as the DL on page #XXX has an expiration date of XX/XX/XXXX which is expired before the note date of XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXX XX XXXXXX'X XXXXXXX XXXXXXXX, XXXXXXXX & XXXXXXX XX XXXXXX - XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX XXXXXXXX-XXXXXXXXXX XXXXXXXX XX XXX XXXXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXX XX.XXX | MD | Investment | Refinance | Cash Out - Other | 8967035 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2163943 | Closed | 2026-04-30 04:27 | 2026-05-05 09:04 | Resolved | 1 - Information | C | A | Compliance | Compliance | Missing HUD-1 page, illegible | Resolved-Received legible HUD. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Final HUDX or Settlement statement provided is not legible. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX XXXXXXX XXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXX XXX.XXX | MD | Investment | Refinance | Cash Out - Other | 8966515 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2167085 | Closed | 2026-04-30 23:10 | 2026-05-07 07:25 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX Open-Fraud Report Shows Uncleared Alerts - Due Diligence Vendor-XX/XX/XXXX Resolved-There are Uncleared alerts in Fraud report, provided updated Fraud Report, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX Open-Fraud Report Shows Uncleared Alerts Fraud report reflecting uncleared alerts. GL dated XX/XX//XXXX requires a clear fraud report. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX |
XXXXXXXX-XXX XXXXX XXXXXX XXXXXX XXXX XXXX XXXXXXX XX XXXX XXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX XXXXXXXX-XXXXX XXX XXXXXXXXX XXXXXX XX XXXXX XXXXXX, XXXXXXXX XXXXXXX XXXXX XXXXXX, XXXXXXX & XXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX XXXXXXXX-XXX XXXXX XXXXXX XXXXXX XXXX XXXX XXXXXXX XX XXXX XXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXX XXXXXX.XXX | PA | Primary Residence | Refinance | Cash Out - Other | 8987421 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2165553 | Closed | 2026-05-06 03:11 | 2026-05-11 07:23 | Resolved | 1 - Information | C | A | Compliance | TRID Tolerance | Fees: Limited | Resolved- - Due Diligence Vendor-XX/XX/XXXX Ready for Review-COC Uploaded - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open-The total amount of the XX% category fees ($X,XXX.XX) has increased by more than XX% over the current baseline value of ($X,XXX.XX). The total amount of fees in the XX% category cannot exceed ($X,XXX.XX). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Title Endorsement Fee). Any increase to an existing fee and/or the addition of a new fee that causes the XX% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (XX CFR XXXX.XX(e)(X)(ii); XX CFR XXXX.XX(e)(X)(iv)). Recording fee increased on Initial CD. however not provided COC. - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
XXX X.XX.XX.XXX | FL | Second Home | Refinance | Cash Out - Other | 9058232 | N/A | N/A | ||||
| XXXX | XXXX | XXXX | 2165553 | Closed | 2026-05-06 03:11 | 2026-05-11 07:23 | Resolved | 1 - Information | C | A | Compliance | TRID Tolerance | Fees: Limited | Resolved-COC Uploaded - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open-The total amount of the XX% category fees on the last Closing Disclosure ($X,XXX.XX) has increased by more than XX% over the current baseline value of ($X,XXX.XX). The total amount of fees in the XX% category cannot exceed ($X,XXX.XX). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Title Endorsement Fee). Any increase to an existing fee and/or the addition of a new fee that causes the XX% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (XX CFR XXXX.XX(e)(X)(ii); XX CFR XXXX.XX(e)(X)(iv)). Recording fee increased on Initial CD. however not provided COC. - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXX X.XX.XX.XXX | FL | Second Home | Refinance | Cash Out - Other | 9058231 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2165553 | Closed | 2026-05-06 01:36 | 2026-05-07 05:00 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited FICO is less than Guideline requirements | Resolved-Audited FICO of XXX is greater than or equal to Guideline FICO of XXX - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Please see the lender matrix attached. The FICO of XXX is acceptable in this scenario. Since the borrower does not have a FICO, the generic FICO of XXX was used for qualifying. - Seller-XX/XX/XXXX Open-Audited FICO of XXX is less than Guideline FICO of XXX Per GL Second home refinance cash out min FICO is XXX, however qualifying FICO is XXX - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Please see the lender matrix attached. The FICO of XXX is acceptable in this scenario. Since the borrower does not have a FICO, the generic FICO of XXX was used for qualifying. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXX XXXX XX XXX XX XXXXXXX XXXX XX XXXXX XX XXXXXXXXX XXXX XX XXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXX XXXXXX XXXXXX.XXX | FL | Second Home | Refinance | Cash Out - Other | 9057762 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2167071 | Closed | 2026-05-07 12:01 | 2026-05-14 04:47 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Fraud report with cleared alerts provided. Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX Open-Fraud Report Shows Uncleared Alerts Per the GL XX-XX-XXXX page # XX a clear fraud report is required. The Fraud report in file (page XXX) is showing high X uncleared alert. The required cleared Fraud report is missing - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXX XXXXXX XXXX XXXXXXX XXXXXX XXXXXXXX. XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXX XXXXXX.XXX | TX | Primary Residence | Refinance | Cash Out - Other | 9089727 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2167071 | Closed | 2026-05-07 12:19 | 2026-05-12 19:05 | Resolved | 1 - Information | A | A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming) | Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX and the Final Closing disclosure on Pg#’s XXX-XXX reflects escrows. Rate lock date was entered correctly – see Pg#’s XXX An interior and exterior appraisal was completed for this property – see pg XX-XX , the appraisal disclosure was provided to the borrower(s)- see Pg#’s XXX , and copy of the appraisal was given to the borrower – see Pg#’s XXX,XXX for the copy of the disclosure. The loan meets HPML guidelines. - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX-XXX XXXX'X (X.XXX%) XXX XXXXXX XX XXXXXXX XXX XXXXXXX XXXX XXXXXXXXX XX (X.XX%). XXX XXXXXXXXX XX XXXXXXXXXX XX XXXXXX X.X XXXXXX XX XXX XXXXXXXXXX XXXXXXX XXXXX XXXXX XXXX XXXXX XX XXX "XXXX XXXX XXX XXXXXXXX XXXX XX XXX XXXXXX XXXXXXXXXXXX." XXX XXXXXXXXXX XXXX XXX XXXX XXXX XX (X.XX%).(XX XXX XXXX.XX(X)(X)(X)) XXXX XXXX XXXXXX XXX XXXXXX-XXXXXX XXXXXXXX XXXX XXXX. ( XX XXX § XXXX.XX(X)(X) )XXXXX XXX XXXXXXX XX XXX XXXXXXXXX XXX XXX XXX XXXXXXXXXX XXX, XXX XXXX XX X XXXXXX-XXXXXX XXXXXXXX XXXX, XX XXXXXXX XX XXXXXXXXXX X. XXXXX XXX XXXXXX-XXXXXX XXXXXXXX XXXX XXXXXXXXXX XXXXXXX XXXX XXXXXXX XXX XXXXXXX XXXX XXXX XXXX XX XXXX XXXXXXX XX XXXXXXXXXX XXXXXXXXXXXX XX XX XXX §XXXX.XX, XXXX XXXXXXX XXX XXXXXXXXX XXXXXX XXXXXXXXX XXX XXXXXX XXX XX XXXX XX XXX XXXXXX-XXXXXX XXXXXXXX XXXXX XXXX XX XXX XXXXXXXXXX XXXXXXXXXX XXX XXX. XXXX XXXXXX XXXXXXXXXX XXXX XXX XXXXXXX XXXXXXXXX XXX XXXXXXXXXXX, XXX’X, XXXX, XXX XXXXX XXX XXXXXXX XXXXXXXXX. XXXXXXXX XX XXXXXXXXX, XXXXXX XXXXXXXXXXX XXX XXXX XXXXXXXXXXX XX XX XX#’X XXX XXX XXX XXXXX XXXXXXX XXXXXXXXXX XX XX#’X XXX-XXX XXXXXXXX XXXXXXX. XXXX XXXX XXXX XXX XXXXXXX XXXXXXXXX – XXX XX#’X XXX XX XXXXXXXX XXX XXXXXXXX XXXXXXXXX XXX XXXXXXXXX XXX XXXX XXXXXXXX – XXX XX XX-XX , XXX XXXXXXXXX XXXXXXXXXX XXX XXXXXXXX XX XXX XXXXXXXX(X)- XXX XX#’X XXX , XXX XXXX XX XXX XXXXXXXXX XXX XXXXX XX XXX XXXXXXXX – XXX XX#’X XXX,XXX XXX XXX XXXX XX XXX XXXXXXXXXX. XXX XXXX XXXXX XXXX XXXXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
TX | Primary Residence | Refinance | Cash Out - Other | 9090288 | N/A | N/A | ||||
| XXXX | XXXX | XXXX | 2175529 | Closed | 2026-05-11 05:33 | 2026-06-04 07:41 | Waived | 2 - Non-Material | C | B | Credit | Eligibility | Ineligible Housing History per program guidelines | Waived-Exception with comp factors for primary housing history requirement missing as borrower is on title of primary, but not the Note. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Property profile - Shows borrower is on title. Wife is just on loan - Seller-XX/XX/XXXX Counter-GL X.X.X requires housing history for the borrower. The mortgage statement does not resolve the finding. Exception with comp factors will be considered. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Housing History Does Not Meet Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Housing History – Only mortgage on property is in spouses name - Seller-XX/XX/XXXX Counter-Per the GL X.X.X XX month housing history is required and evidence of taxes, insurance with a property profile are for properties that are owned free & clear. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Evidence borrower lives in property by way of property taxes and insurance. Mortgage is just in wifes name. - Seller-XX/XX/XXXX Counter-The provided mortgage statement only shows X month of payment history and per the GL XX months is required. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Housing History – Mortgage is only in wifes name per statement attached - Seller-XX/XX/XXXX Counter-Provide the most recent XX month housing history for the borrower's primary residence to satisfy the GL requirement. - Due Diligence Vendor-XX/XX/XXXX Open-Housing History Does Not Meet Guideline Requirements Unable to verify the XX months housing history for primary residence "XXXX". Provide the VOM or free and clear letter to verify the same. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Asset income updated. Worksheet, XXXX and XXXX attached Property tax sheet attached. UW used X.XX% of the purchase price and this property also has Mello Roos which was added on top of the taxes. - Seller-XX/XX/XXXX |
Ready for Review-Document Uploaded. Property profile - Shows borrower is on title. Wife is just on loan - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Housing History – Only mortgage on property is in spouses name - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Evidence borrower lives in property by way of property taxes and insurance. Mortgage is just in wifes name. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Housing History – Mortgage is only in wifes name per statement attached - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Asset income updated. Worksheet, XXXX and XXXX attached Property tax sheet attached. UW used X.XX% of the purchase price and this property also has Mello Roos which was added on top of the taxes. - Seller-XX/XX/XXXX |
XXXXXX-XXXXXXXXX XXXX XXXX XXXXXXX XXX XXXXXXX XXXXXXX XXXXXXX XXXXXXXXXXX XXXXXXX XX XXXXXXXX XX XX XXXXX XX XXXXXXX, XXX XXX XXX XXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXX XXXXXXXXXXX XXXXXXXXX.XXX XXXX.XXX XXXX.XXX XXX XXX XXXXXXXXXXX XXXXX.XXX XXXXXXX XXXXXXX.XXX XXXXXXXXX XXXXXXXX.XXX XXXXXXX XXXXXXX.XXX XXXXXXXX XXXXXXX.XXX |
XX.XX% XXX XX XXXXX XXX XXXXXXX XX% XXX XX XX.XX%. XX.XX% XXX XX XXXXX XXX XXXXXXX XX% XXX XX XX.XX%. $XX,XXX XXXXXXXX XXXXXX XXX XXXXXXX XXXXXXXX XX $X,XXX XXXXXXX XXX XXXXXXX XX X XXXXXX XXXX XXX XXXXXXXX XXXXXXX. |
FL | Investment | Refinance | Cash Out - Other | 9125071 | Originator Post-Close | No | |
| XXXX | XXXX | XXXX | 2175529 | Closed | 2026-05-12 23:54 | 2026-06-02 09:37 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited DTI Exceeds Guideline DTI Requirements | Resolved-Revised system updating XXXX screen, DTI is inline. - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Resolved-Updated XXXX,XXXX provided. Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Rental Income items attached with XXXX/XXXX - Seller-XX/XX/XXXX Open-Audited DTI of XX.XX% exceeds Guideline DTI of XX% GL & matrix XX.XX.XXXX for A+ programs max DTI is XX% with subject DTI calculated at XX.XX% which exceeds the max DTI. The lender other monthly payments per the XXXX is $XXX.XX with subject of $X,XXX.XX totaling X,XXX.XX while diligence calculation total is $X,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Rental Income items attached with XXXX/XXXX - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXX XXXXXX XXXXXXXX XXXX XXXXXX, XXX XX XXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX XXXXXXXX-XXXXXXX XXXX,XXXX XXXXXXXX. XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXX XXXXXX.XXX XXXX.XXXX.XXX |
FL | Investment | Refinance | Cash Out - Other | 9165887 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2175529 | Closed | 2026-05-12 23:33 | 2026-06-02 09:34 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Resolved- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Rescinded-Audited DTI Exceeds Guideline DTI Duplicate, As per GL & matrix XX.XX.XXXX for A+ programs max DTI is XX%, subject DTI is XX.XX% exceeds the max DTI. This is due to that (X) lender considered monthly income as $XXXX.XX whereas our calculated income is $XXXX.XX. (X) lender considered all other monthly payments as $XXX.XX whereas per our calculation it is $ XXXX.XX - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXXX-XXXXXXX XXX XXXXXXX XXXXXXXXX XXX XXXXXXXXX, XX XXX XX & XXXXXX XX.XX.XXXX XXX X+ XXXXXXXX XXX XXX XX XX%, XXXXXXX XXX XX XX.XX% XXXXXXX XXX XXX XXX. XXXX XX XXX XX XXXX (X) XXXXXX XXXXXXXXXX XXXXXXX XXXXXX XX $XXXX.XX XXXXXXX XXX XXXXXXXXXX XXXXXX XX $XXXX.XX. (X) XXXXXX XXXXXXXXXX XXX XXXXX XXXXXXX XXXXXXXX XX $XXX.XX XXXXXXX XXX XXX XXXXXXXXXXX XX XX $ XXXX.XX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
FL | Investment | Refinance | Cash Out - Other | 9165717 | N/A | N/A | ||||
| XXXX | XXXX | XXXX | 2175529 | Closed | 2026-05-11 05:46 | 2026-05-22 07:30 | Resolved | 1 - Information | C | A | Credit | Insurance | Hazard Insurance Expiration Date is before the Note Date | Resolved-Hazard Insurance Expiration Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX Or Hazard Insurance Expiration Date Is Not Provided - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Insurance with updated XXXX - Seller-XX/XX/XXXX Open-Hazard Insurance Expiration Date of XX-XX-XXXX is prior to or equal to the Note Date of XX-XX-XXXX HOI Expiration date on XX/XX/XXXX is same date of note date on XX/XX/XXXX. Provide evidence of policy continuation. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Insurance with updated XXXX - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXX XXXXXXXXX XXXXXXXXXX XXXX XX XX-XX-XXXX XX XXXXX XXX XXXX XXXX XX XX-XX-XXXX XX XXXXXX XXXXXXXXX XXXXXXXXXX XXXX XX XXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXXX XXXXXXXXX XXXXXX.XXX XXXX.XXX |
FL | Investment | Refinance | Cash Out - Other | 9125223 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2169578 | Closed | 2026-05-18 01:11 | 2026-05-19 06:30 | Waived | 2 - Non-Material | C | B | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Waived-Exception to allow LTV of XX% with FICO XXX and loan amount of $XXX,XXX on full doc XXXX statement program. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX Open-Audited LTV Exceeds Guideline LTV The audited LTV is XX%. As per guidelines, a minimum FICO score of XXX is required to qualify for XX% LTV. However, the audited FICO score is XXX. Therefore, the loan does not meet the requirements for XX% LTV. Based on the FICO score of XXX, the maximum eligible LTV is XX%, which falls under the XXX FICO category. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX-XXXXXXXXX XX XXXXX XXX XX XX% XXXX XXXX XXX XXX XXXX XXXXXX XX $XXX,XXX XX XXXX XXX XXXX XXXXXXXXX XXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXXXXX XXXXXXXX XXXXXXXXX XXX.XXX | X. XXX XXX. XXXXXXXX XXX XXX XX XX% XXXX XX XX XX%. X. XXXXXXXX XXX XXXX X+XXXXXX. XXXXXXXX XXX X XXXXXX XX XXXXXXXX XXX XX XX X. X. XXXXXXXX XXX XXXX XXXXXXXXXXXXX XXXXXX. |
TX | Primary Residence | Purchase | NA | 9241686 | Originator Post-Close | Yes | ||
| XXXX | XXXX | XXXX | 2169578 | Closed | 2026-05-18 03:18 | 2026-05-18 03:51 | Resolved | 1 - Information | A | A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming) | Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX-XXX and the Final Closing disclosure on Pg#’s XXX-XXX reflects escrows. Rate lock date was entered correctly – see Pg#’s XXX-XXX An interior and exterior appraisal was completed for this property – see pg XX-XX the appraisal disclosure was provided to the borrower(s)- see Pg#’s XX-XX, and copy of the appraisal was given to the borrower – see Pg#’s XX for the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX-XXX XXXX'X (X.XXX%) XXX XXXXXX XX XXXXXXX XXX XXXXXXX XXXX XXXXXXXXX XX (X.XX%). XXX XXXXXXXXX XX XXXXXXXXXX XX XXXXXX X.X XXXXXX XX XXX XXXXXXXXXX XXXXXXX XXXXX XXXXX XXXX XXXXX XX XXX "XXXX XXXX XXX XXXXXXXX XXXX XX XXX XXXXXX XXXXXXXXXXXX." XXX XXXXXXXXXX XXXX XXX XXXX XXXX XX (X.XX%).(XX XXX XXXX.XX(X)(X)(X)) XXXX XXXX XXXXXX XXX XXXXXX-XXXXXX XXXXXXXX XXXX XXXX. ( XX XXX § XXXX.XX(X)(X) )XXXXX XXX XXXXXXX XX XXX XXXXXXXXX XXX XXX XXX XXXXXXXXXX XXX, XXX XXXX XX X XXXXXX-XXXXXX XXXXXXXX XXXX, XX XXXXXXX XX XXXXXXXXXX X. XXXXX XXX XXXXXX-XXXXXX XXXXXXXX XXXX XXXXXXXXXX XXXXXXX XXXX XXXXXXX XXX XXXXXXX XXXX XXXX XXXX XX XXXX XXXXXXX XX XXXXXXXXXX XXXXXXXXXXXX XX XX XXX §XXXX.XX, XXXX XXXXXXX XXX XXXXXXXXX XXXXXX XXXXXXXXX XXX XXXXXX XXX XX XXXX XX XXX XXXXXX-XXXXXX XXXXXXXX XXXXX XXXX XX XXX XXXXXXXXXX XXXXXXXXXX XXX XXX. XXXX XXXXXX XXXXXXXXXX XXXX XXX XXXXXXX XXXXXXXXX XXX XXXXXXXXXXX, XXX’X, XXXX, XXX XXXXX XXX XXXXXXX XXXXXXXXX. XXXXXXXX XX XXXXXXXXX, XXXXXX XXXXXXXXXXX XXX XXXX XXXXXXXXXXX XX XX XX#’X XXX-XXX XXX XXX XXXXX XXXXXXX XXXXXXXXXX XX XX#’X XXX-XXX XXXXXXXX XXXXXXX. XXXX XXXX XXXX XXX XXXXXXX XXXXXXXXX – XXX XX#’X XXX-XXX XX XXXXXXXX XXX XXXXXXXX XXXXXXXXX XXX XXXXXXXXX XXX XXXX XXXXXXXX – XXX XX XX-XX XXX XXXXXXXXX XXXXXXXXXX XXX XXXXXXXX XX XXX XXXXXXXX(X)- XXX XX#’X XX-XX, XXX XXXX XX XXX XXXXXXXXX XXX XXXXX XX XXX XXXXXXXX – XXX XX#’X XX XXX XXX XXXX XX XXX XXXXXXXXXX. XXX XXXX XXXXX XXXX XXXXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
TX | Primary Residence | Purchase | NA | 9242079 | N/A | N/A | ||||
| XXXX | XXXX | XXXX | 2177181 | Closed | 2026-05-18 01:55 | 2026-05-29 07:31 | Resolved | 1 - Information | D | A | Credit | Missing Doc | 1008 Document is Missing | Resolved-XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Per title and funder, an updated tax certificate was not available at the time of closing and would not be available for some time. As a result, they adjusted and added XX% to each tax amount to pad the taxes. This was to make sure that when taxes are reassessed, enough money was collected. Any overage will return as a refund to the borrower. - Seller-XX/XX/XXXX Counter-XXXX provided has incorrect appraised value listed - please update to appraised value of $XXX,XXX - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The XXXX document is missing from the loan file. The XXXX document is not present in the loan file - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Per title and funder, an updated tax certificate was not available at the time of closing and would not be available for some time. As a result, they adjusted and added XX% to each tax amount to pad the taxes. This was to make sure that when taxes are reassessed, enough money was collected. Any overage will return as a refund to the borrower. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXX XXXX XXXXXXXX XX XXXXXXX XX XXX XXXX XXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXX.XXX | OH | Investment | Purchase | NA | 9241847 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2177180 | Closed | 2026-05-20 11:56 | 2026-06-15 13:23 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Processor Cert provided confirming Tax data was correct. This adjustment was made to ensure sufficient funds were available to cover any future tax liability once the property taxes are reassessed. Resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Per title and funder, an updated tax certificate was not available at the time of closing and would not be available for some time. As a result, they adjusted and added XX% to each tax amount to pad the taxes. This was to make sure that when taxes are reassessed, enough money was collected. Any overage will return as a refund to the borrower. - Seller-XX/XX/XXXX Open-Missing Evidence of Property Tax The Tax cert provided is incomplete. Provide complete tax cert with accurate tax amounts. Final Settlement Statement Escrow amounts do not match amounts provided. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Per title and funder, an updated tax certificate was not available at the time of closing and would not be available for some time. As a result, they adjusted and added XX% to each tax amount to pad the taxes. This was to make sure that when taxes are reassessed, enough money was collected. Any overage will return as a refund to the borrower. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXXX XXXXXXXX XXXXXXXXXX XXX XXXX XXX XXXXXXX. XXXX XXXXXXXXXX XXX XXXX XX XXXXXX XXXXXXXXXX XXXXX XXXX XXXXXXXXX XX XXXXX XXX XXXXXX XXX XXXXXXXXX XXXX XXX XXXXXXXX XXXXX XXX XXXXXXXXXX. XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXXXX XXXX.XXX | NY | Investment | Purchase | NA | 9307482 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2177180 | Closed | 2026-05-20 02:30 | 2026-06-15 13:20 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Asset 4 Missing | Resolved-EMD proof provided. Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-EMD proof provided. Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Provide proof of evidence to earnest money deposit in the amount of $X,XXX being received as it is not located in the loan file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXX XXXXX XXXXXXXX. XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX XXXXXXXX-XXX XXXXX XXXXXXXX. XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXX_XXXXX.XXX | NY | Investment | Purchase | NA | 9291692 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2177180 | Closed | 2026-05-20 02:34 | 2026-06-15 13:20 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Additional asset bank statement provided. Meets reserve requirement. Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Additional asset bank statement provided. Meets reserve requirement. Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Audited Reserves of X.X month(s) are less than Guideline Required Reserves of X month(s) Verified assets include $XX,XXX.XX in checking. Per GL XX.XX.XXXX, the loan requires X months of reserves totaling $X,XXX.XX and cash required from borrower at close is $XX,XXX.X. The loan is short reserves in the amount of $X,XXX.XX. Provide additional asset documentation to meet minimum reserve requirement. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXXX XXXXX XXXX XXXXXXXXX XXXXXXXX. XXXXX XXXXXXX XXXXXXXXXXX. XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX XXXXXXXX-XXXXXXXXXX XXXXX XXXX XXXXXXXXX XXXXXXXX. XXXXX XXXXXXX XXXXXXXXXXX. XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXX XXXXX-XXXX - XXX XXXXXXXXX.XXX | NY | Investment | Purchase | NA | 9291699 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2177180 | Closed | 2026-05-20 02:45 | 2026-05-21 12:18 | Resolved | 1 - Information | C | A | Credit | Credit | DSCR Calculation Undocumented | Resolved-DSCR worksheet received. Resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Audited DSCR is calculated as Rent $X,XXX/ PITIA XXXX.XX = X.XXX. provide lender DSCR worksheet to determine if there is any variance in lender calculation as lender worksheet is currently not included in the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXX XXXXXXXXX XXXXXXXX. XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXX XXXXXXXXX.XXX | NY | Investment | Purchase | NA | 9291747 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2175531 | Closed | 2026-05-26 05:21 | 2026-06-05 08:57 | Resolved | 1 - Information | C | A | Credit | Credit | DSCR Does Not Meet Guideline Requirements | Resolved-Market rent grossed up XXX% per GL with first month and deposit provided-system updated. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Evidence of Rent and Security Dep - Seller-XX/XX/XXXX Counter-XXXX provided with market rent of $X,XXX has same property inspection report date of X/XX/XXXX, while the XXXX provided in the original file has the same inspection date with market rent of $X,XXX by the same appraiser. In addition, provide two most recent months rent to use the grossed up amount of market rent per the GL X.X.X.X. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. XXXX and Rental Agreement - UW used XXXX attached x XX% since lease attached is higher than the XXXX - Seller-XX/XX/XXXX Open-DSCR calculator on page #XXX has market rent of $X,XXX while XXXX has market rent of $X,XXX on page #XX creating a DSCR variance of <X.XX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Evidence of Rent and Security Dep - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. XXXX and Rental Agreement - UW used XXXX attached x XX% since lease attached is higher than the XXXX - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXX XXXX XXXXXXX XX XXX% XXX XX XXXX XXXXX XXXXX XXX XXXXXXX XXXXXXXX-XXXXXX XXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXX.XXX XXXXXX XXXXXXXXX.XXX XXXXXXXX XX XXXX.XXX |
TX | Investment | Refinance | No Cash Out - Borrower Initiated | 9367864 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2175531 | Closed | 2026-06-01 14:38 | 2026-06-05 08:54 | Resolved | 1 - Information | D | A | Credit | Missing Doc | FAC: Missing Loan Agreement | Resolved-Document received & system updated. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Loan Agreement - Seller-XX/XX/XXXX Counter-The document provided is a disclosure. The loan agreement is missing. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Loan Agreement - Seller-XX/XX/XXXX Open-Loan Agreement in file on page #XXX is missing pages. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Loan Agreement - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Loan Agreement - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX XXXXXXXX & XXXXXX XXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXX XXXXXXXXX.XXX XXXX XXXXXXXXX.XXX |
TX | Investment | Refinance | No Cash Out - Borrower Initiated | 9488107 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2177183 | Closed | 2026-06-01 09:36 | 2026-06-04 11:24 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Received UW cert for fraud alerts - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-Missing an Underwriters Cert clearing XXXXX X XXXXX on EPLS/SAM search. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Fraud Report Shows Uncleared Alerts Missing Processor / Underwriter Cert : Fraud Report Shows Uncleared Alerts - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX XX XXXX XXX XXXXX XXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXX XXXXXX.XXX XXXXXXXXXXX XXXX.XXX |
PA | Investment | Refinance | No Cash Out - Borrower Initiated | 9480478 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2177183 | Closed | 2026-06-01 10:02 | 2026-06-02 08:08 | Resolved | 1 - Information | C | A | Credit | Credit | DSCR Calculation Undocumented | Resolved-Received Originators DSCR calculation - Due Diligence Vendor-XX/XX/XXXX Resolved-Received Originators DSCR calculation - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Difference of Calculated DSCR and Originator DSCR must be less than or equal to X.XX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX XXXXXXXXXXX XXXX XXXXXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX XXXXXXXX-XXXXXXXX XXXXXXXXXXX XXXX XXXXXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXX XXXXXXXXX.XXX | PA | Investment | Refinance | No Cash Out - Borrower Initiated | 9481830 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2177183 | Closed | 2026-05-29 12:38 | 2026-06-02 07:43 | Resolved | 1 - Information | C | A | Credit | Credit | Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage | Resolved-Received Hazard insurance with rent loss included - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-rent Loss coverage is not provided on Hazard Insurance document, need rent Loss included in Hazard insurance - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX XXXXXX XXXXXXXXX XXXX XXXX XXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXX XXX XXXX.XXX | PA | Investment | Refinance | No Cash Out - Borrower Initiated | 9457691 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2179067 | Closed | 2026-05-29 03:51 | 2026-06-11 11:09 | Resolved | 1 - Information | B | A | Compliance | State Reg | MI Prepayment Penalty Prohibited | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Per MCL XX.XXc(X)(c), BPL prepayment penalties on first liens are prohibited if it exceeds X% of interest of the amount of any prepayment made within X years of the date of the loan on one unit residential properties. BPL prepayment penalties on first liens are prohibited if it exceeds X% of interest of the amount of any prepayment made within X years of the date of the loan on one unit residential properties - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXXX XXXXXXXX' - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXX - XXXXXXXXXX XXXXXXXXXX.XXX XXXXXXXXXX XXXXXXXX XX XXXX (X).XXX XXXXXXXXXX XXXXX (X).XXX XXXXXXXXX_ XXXXXX XX XXXXXXXXXX XX XXXXXXXXXX XXXXXXXXX XXXXXXXXX XXXX-XXXXXXX XXXXX.XXX |
MI | Investment | Refinance | Cash Out - Other | 9445662 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2179067 | Closed | 2026-05-29 14:07 | 2026-06-02 08:12 | Resolved | 1 - Information | D | A | Credit | Missing Doc | 1008 Document is Missing | Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The XXXX document is missing from the loan file. Qualifying Rate of X.XX% doesn't match the Note Rate of X% - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXX XXXX XXXXXXXX XX XXXXXXX XX XXX XXXX XXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXX.XXX | MI | Investment | Refinance | Cash Out - Other | 9459994 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2177184 | Closed | 2026-05-29 13:42 | 2026-06-02 08:10 | Resolved | 1 - Information | D | A | Credit | Eligibility | Business Entity Formation Doc Missing | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Entity Formation Doc Indicator is Missing. Please provide Tax ID verification for XXX XXXXXXX, XXX - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXXX XXXXXXXX' - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXX.XXX | AL | Investment | Refinance | Cash Out - Other | 9459218 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2177184 | Closed | 2026-05-29 12:33 | 2026-06-02 08:10 | Resolved | 1 - Information | D | A | Credit | Missing Doc | 1008 Document is Missing | Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The XXXX document is missing from the loan file. Qualifying Rate of X.XXX% doesn't match the Note Rate of X.XX% - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXX XXXX XXXXXXXX XX XXXXXXX XX XXX XXXX XXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXX.XXX | AL | Investment | Refinance | Cash Out - Other | 9457585 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2175530 | Closed | 2026-06-03 00:11 | 2026-06-12 00:49 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Requested additional assets provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved- - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Investment Statement and Underwriting transmittal - Seller-XX/XX/XXXX Open-Audited Reserves of X.X month(s) are less than Guideline Required Reserves of X month(s) Non-DSCR correspondent version XX/XX/XXXX required reserves is X months of the loan file total verified assets $X - cash to close requirement of $XX,XXX.XX - Available assets for reserves $X,XXX.X, actual required $XX,XXX.XX - reserve short of -$X,XXX.XX. provide additional assets - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Investment Statement and Underwriting transmittal - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXXXXXXXXX XXXXXX XXXXXXXX, XXXXXXX & XXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXXXXX XXXXXXXXX.XXX XXXXXXXXXXXX XXXXXXXXXXX.XXX |
WI | Primary Residence | Refinance | Cash Out - Other | 9520715 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2179070 | Closed | 2026-06-11 12:20 | 2026-06-15 09:46 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-Received signed XXXX. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Missing LO originator signature. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX XXXXXX XXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXX XXXXX XXXX.XXX | MI | Investment | Refinance | Cash Out - Other | 9698778 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2179070 | Closed | 2026-06-10 01:06 | 2026-06-15 09:45 | Resolved | 1 - Information | C | A | Compliance | Compliance | Missing HUD-1 page, illegible | Resolved-Received legible HUD. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Provide updated final HUDX as the one in file is not legible, hence hard to read the numbers. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX XXXXXXX XXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXX XXXXXX XXX.XXX | MI | Investment | Refinance | Cash Out - Other | 9647269 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2179072 | Closed | 2026-06-08 06:03 | 2026-06-10 21:43 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Business Purpose Affidavit is Missing | Resolved-Requested final Business Purpose Affidavit Disclosure provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is XXXX.) - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The XXXX Page Loan Type is 'XXXX' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'. Business Purpose Affidavit is required for a XXXX loan. Final Business Purpose Affidavit is missing - affidavit in file is dated X/XX/XX and per guidelines it is executed at closing which was X/X/XX - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXXXX XXXXXXXX XXXXXXX XXXXXXXXX XXXXXXXXXX XXXXXXXX, XXXXXXX & XXXXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX XXXXXXXX-XXX XXXXXXXX XXXXXXX XXXXXXXXX XX XXXXXXX XX XXX XXXXXXXXXX (XXXX XXXX XXXX XXXX XX XXXX.) - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXXX XXXXXXX XXXXXXXXX (X).XXX | MD | Investment | Refinance | Cash Out - Other | 9602365 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2179073 | Closed | 2026-06-09 00:09 | 2026-06-11 11:36 | Resolved | 1 - Information | C | A | Compliance | Compliance | Missing HUD-1 page, illegible | Resolved-Better image of executed HUD provided - finding resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-provide updated HUDX as the one in file is not legible and it also doesn't reflect the correct Taxes and Insurance prepaids amount. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXX XXXXX XX XXXXXXXX XXX XXXXXXXX - XXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXX XXX.XXX | MD | Investment | Refinance | Cash Out - Other | 9620531 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2179073 | Closed | 2026-06-09 08:38 | 2026-06-11 11:35 | Resolved | 1 - Information | D | A | Credit | Missing Doc | 1008 Document is Missing | Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The XXXX document is missing from the loan file. Qualifying Rate of X.X% to be updated to match executed Note Rate of X.XX% - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXX XXXX XXXXXXXX XX XXXXXXX XX XXX XXXX XXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXX.XXX | MD | Investment | Refinance | Cash Out - Other | 9629021 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2179071 | Closed | 2026-06-08 06:54 | 2026-06-08 20:57 | Resolved | 1 - Information | D | A | Credit | Missing Doc | 1008 Document is Missing | Resolved-Updated XXXX Document uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The XXXX document is missing from the loan file. XXXX doc shows LTV as XX% however per our review the correct LTV is XX% ( loan amount $XXX,XXX / sales price $XXX,XXX = XX%). Provide updated XXXX document with correct LTV. Note Rate of X.XXX% to be updated to match the Executed Note Rate of X% - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXX XXXX XXXXXXXX XXXXXXXX, XXXXXXXX - XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX XXXXXXXX-XXX XXXX XXXXXXXX XX XXXXXXX XX XXX XXXX XXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXX.XXX | PA | Investment | Purchase | NA | 9603155 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2179075 | Closed | 2026-06-08 05:50 | 2026-06-15 07:30 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited HCLTV Exceeds Guideline HCLTV | Resolved-Audited HLTV of XX% is less than or equal to Guideline HCLTV of XX% - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Rescinded-Audited HLTV of XX% exceeds Guideline HCLTV of XX% LTV finding in place for the same. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX-XXXXXXX XXXX XX XX% XX XXXX XXXX XX XXXXX XX XXXXXXXXX XXXXX XX XX% - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX XXXXXXXXX-XXXXXXX XXXX XX XX% XXXXXXX XXXXXXXXX XXXXX XX XX% XXX XXXXXXX XX XXXXX XXX XXX XXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
IN | Investment | Refinance | No Cash Out - Borrower Initiated | 9602181 | N/A | N/A | ||||
| XXXX | XXXX | XXXX | 2179075 | Closed | 2026-06-10 21:28 | 2026-06-15 07:30 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV Requirements. | Resolved-Audited CLTV of XX% is less than or equal to Guideline CLTV of XX% - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Rescinded-Audited CLTV of XX% exceeds Guideline CLTV of XX% - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX-XXXXXXX XXXX XX XX% XX XXXX XXXX XX XXXXX XX XXXXXXXXX XXXX XX XX% - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX XXXXXXXXX-XXXXXXX XXXX XX XX% XXXXXXX XXXXXXXXX XXXX XX XX% - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
IN | Investment | Refinance | No Cash Out - Borrower Initiated | 9676414 | N/A | N/A | ||||
| XXXX | XXXX | XXXX | 2179075 | Closed | 2026-06-10 21:28 | 2026-06-15 07:30 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV. | Resolved-Audited LTV of XX% is less than or equal to Guideline LTV of XX% - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Rescinded-Duplicate condition. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Audited LTV of XX% exceeds Guideline LTV of XX% - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX-XXXXXXX XXX XX XX% XX XXXX XXXX XX XXXXX XX XXXXXXXXX XXX XX XX% - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX XXXXXXXXX-XXXXXXXXX XXXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
IN | Investment | Refinance | No Cash Out - Borrower Initiated | 9676415 | N/A | N/A | ||||
| XXXX | XXXX | XXXX | 2179075 | Closed | 2026-06-08 05:50 | 2026-06-15 07:30 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved- - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Audited Reserves of X.XX month(s) are less than Guideline Required Reserves of X month(s) Verified assets include $XX,XXX.XX in checking. Per GL, the loan requires X months of reserves totaling $X,XXX.XX and cash required from borrower at close is $X,XXX.XX .The loan is short reserves in the amount of $XXX.XX. Provide additional asset documentation to meet minimum reserve requirement. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXXXX_XXXXXXXX_XXXX_XXXXXX_XXXXXXX_XXXXX.XXX | IN | Investment | Refinance | No Cash Out - Borrower Initiated | 9602183 | N/A | N/A | |||
| XXXX | XXXX | XXXX | 2179075 | Closed | 2026-06-08 05:50 | 2026-06-10 21:37 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Resolved-Requested updated credit report with updated fico over XXX provided with which guidelines LTV increases to XX% which is same as qualifying LTV hence condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved- - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Old credit report was submitted with the original credit package. Correct credit report has been uploaded. - Seller-XX/XX/XXXX Open-Audited LTV of XX% exceeds Guideline LTV of XX% Per GL XX.XX.XXXX page #X, for R&T loans with FICO between XXX-XXX the maximum allowable LYTV is XX%. The subject loan is a R&T with a FICO of XXX and has LTV of XX% which exceeds GL maximum LTV of XX%. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Old credit report was submitted with the original credit package. Correct credit report has been uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXXXXXX XXXXXX XXXXXX XXXX XXXXXXX XXXX XXXX XXX XXXXXXXX XXXX XXXXX XXXXXXXXXX XXX XXXXXXXXX XX XX% XXXXX XX XXXX XX XXXXXXXXXX XXX XXXXX XXXXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXX XXXXXX - XXXXXX X.XX.XX.XXX | IN | Investment | Refinance | No Cash Out - Borrower Initiated | 9602182 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2179075 | Closed | 2026-06-08 04:47 | 2026-06-10 21:30 | Resolved | 1 - Information | D | A | Credit | Missing Doc | 1008 Document is Missing | Resolved-Requested XXXX document provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The XXXX document is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXXX XXXXXXXX XXXXXXXX, XXXXXXX & XXXXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX XXXXXXXX-XXX XXXX XXXXXXXX XX XXXXXXX XX XXX XXXX XXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXX.XXX | IN | Investment | Refinance | No Cash Out - Borrower Initiated | 9600601 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2180237 | Closed | 2026-06-11 16:07 | 2026-06-24 08:31 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Missing Deed of Trust | Resolved-Received recorded DOT. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Deed of Trust correction made to the LLC name, the DOT does not show an initial made by the borrower indicating this change was acknowledged by the borrower. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX XXXXXXXX XXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXX XX XXXXX (XXXXXXXXX).XXX | OR | Investment | Refinance | No Cash Out - Borrower Initiated | 9704363 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2180237 | Closed | 2026-06-11 15:43 | 2026-06-24 08:29 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Title Document Missing | Resolved-Title Document is fully Present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-Received title report showing vesting in a different LLC name. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Title Document is missing Title missing with vesting in the LLC name. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXX XXXXXXXX XX XXXXX XXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXX XXXXXX.XXX XXXXX XXXXX XXXXXX.XXX |
OR | Investment | Refinance | No Cash Out - Borrower Initiated | 9703939 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2180237 | Closed | 2026-06-15 08:05 | 2026-06-22 11:42 | Resolved | 1 - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Housing History Meets XXXXXXXX Requirements - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Housing History Does Not Meet XXXXXXXX Requirements Missing housing history for the subject property. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXX XXXXXXX XXXXX XXXXXXXXX XXXXXXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXX- XXXXX, XXXXX, XXXXX, XXXXX XX XXX XXXXXXXX, XXXXXXXX, XX XXXXX.XXX | OR | Investment | Refinance | No Cash Out - Borrower Initiated | 9744542 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2180237 | Closed | 2026-06-15 08:45 | 2026-06-16 15:42 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Guaranty Agreement Doc Locator is Missing or Partial | Resolved-Received Guaranty for the business. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Guaranty Agreement Doc is Missing or Partial Missing Guaranty for Rentals XXX from the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX XXXXXXXX XXX XXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXXX XXXXXXXXX.XXX | OR | Investment | Refinance | No Cash Out - Borrower Initiated | 9745415 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2180237 | Closed | 2026-06-10 03:53 | 2026-06-16 15:41 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Hazard Insurance Policy Partially Provided Hazard insurance doc on page #XXX shows premium amount as $XX.XX ( or $XXX annually). However , per the HUD1 and payment letter the monthly premium is $XX.XX. Provide updated hazard insurance document validating this $XX.XX premium. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXX XXXXXXXXX XXXXXX XX XXXXX XXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXX XXXXXXX - XXXXX.XXX | OR | Investment | Refinance | No Cash Out - Borrower Initiated | 9650111 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2180237 | Closed | 2026-06-10 03:42 | 2026-06-16 15:40 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Closing Doc is Missing. Provide updated final settlement statement or HUD1 as the one in file labelled as estimated and also missing settlement agent sign. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXX XXXXXXXX XXXXXXXXX.XXX | OR | Investment | Refinance | No Cash Out - Borrower Initiated | 9650012 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2180237 | Closed | 2026-06-10 01:53 | 2026-06-16 15:39 | Resolved | 1 - Information | D | A | Credit | Missing Doc | 1008 Document is Missing | Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The XXXX document is missing from the loan file. Provide XXXX document as it is not included in the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXX XXXX XXXXXXXX XX XXXXXXX XX XXX XXXX XXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXX.XXX | OR | Investment | Refinance | No Cash Out - Borrower Initiated | 9647600 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2180236 | Closed | 2026-06-15 08:38 | 2026-06-24 08:36 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Guaranty Agreement Doc Locator is Missing or Partial | Resolved-Received guaranty for the correct LLC. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Guaranty Agreement Doc is Missing or Partial Missing guaranty for Townhomes XXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX XXXXXXXX XXX XXX XXXXXXX XXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXXX XXXXXXXXX.XXX | OR | Investment | Refinance | No Cash Out - Borrower Initiated | 9745264 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2180236 | Closed | 2026-06-11 16:07 | 2026-06-24 08:36 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Missing Deed of Trust | Resolved-Received recorded DOT. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Deed of Trust correction made to the LLC name, the DOT does not show an initial made by the borrower indicating this change was acknowledged by the borrower. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX XXXXXXXX XXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXX XX XXXXX (XXXXXXXXX).XXX | OR | Investment | Refinance | No Cash Out - Borrower Initiated | 9704364 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2180236 | Closed | 2026-06-11 16:28 | 2026-06-24 08:35 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Title Document Missing | Resolved-Title Document is fully Present - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-Title received does not list the LLC listed on the loan. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Title Document is missing Title missing vesting in the LLC name. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXX XXXXXXXX XX XXXXX XXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXX XXXXXX.XXX XXXXX XXXXX XXXXXX.XXX |
OR | Investment | Refinance | No Cash Out - Borrower Initiated | 9704592 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2180236 | Closed | 2026-06-15 08:07 | 2026-06-22 12:06 | Resolved | 1 - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Housing History Meets XXXXXXXXX Requirements - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Housing History Does Not Meet XXXXXXXXX Requirements Missing housing history for the subject property. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXX XXXXXXX XXXXX XXXXXXXXX XXXXXXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXX- XXXXX, XXXXX, XXXXX, XXXXX XX XXX XXXXXXXX, XXXXXXXX, XX XXXXX.XXX | OR | Investment | Refinance | No Cash Out - Borrower Initiated | 9744589 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2180236 | Closed | 2026-06-10 23:15 | 2026-06-17 15:54 | Resolved | 1 - Information | D | A | Credit | Missing Doc | 1008 Document is Missing | Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The XXXX document is missing from the loan file. Provide XXXX document as it is not included in the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXX XXXX XXXXXXXX XX XXXXXXX XX XXX XXXX XXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXX.XXX | OR | Investment | Refinance | No Cash Out - Borrower Initiated | 9676894 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2180236 | Closed | 2026-06-10 23:58 | 2026-06-17 15:50 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Closing Doc is Missing. Provide updated final settlement statement or HUDX as the one in file labelled as estimated and also missing settlement agent sign. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXX XXXXXXXX XXXXXXXXX.XXX | OR | Investment | Refinance | No Cash Out - Borrower Initiated | 9677175 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2180238 | Closed | 2026-06-10 21:55 | 2026-06-17 02:39 | Resolved | 1 - Information | D | A | Credit | Missing Doc | 1008 Document is Missing | Resolved-XXXX Document uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The XXXX document is missing from the loan file. Provide XXXX document as it is not included in the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXX XXXXXXXX XXXXXXXX, XXXXXXXX & XXXXXXX XX XXXXXX - XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX XXXXXXXX-XXX XXXX XXXXXXXX XX XXXXXXX XX XXX XXXX XXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXX.XXX | OR | Investment | Refinance | No Cash Out - Borrower Initiated | 9676495 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2180238 | Closed | 2026-06-10 23:02 | 2026-06-17 02:38 | Resolved | 1 - Information | C | A | Credit | Credit | DSCR Calculation Undocumented | Resolved-DSCR Calculation worksheet uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Audited DSCR is calculated as Rent $X,XXX / PITIA $X,XXX.XX = X.XXX. Provide lender DSCR calculation worksheet to determine if there is nay variance in lender calculation as the worksheet is not included in the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXX XXXXXXXXXXX XXXXXXXXX XXXXXXXX, XXXXXXXX - XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXX XXXXXXXXX.XXX | OR | Investment | Refinance | No Cash Out - Borrower Initiated | 9676810 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2180238 | Closed | 2026-06-11 19:50 | 2026-06-17 02:37 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Title Document is Incomplete | Resolved-Title Document uploaded, vested named matches the business entity, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Title Document is Provided And Complete - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Title Document is Incomplete Provide an updated title document, as the one on file shows the property vested in a name that does not match the current entity. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXX XXXXXXXX XXXXXXXX, XXXXXX XXXXX XXXXXXX XXX XXXXXXXX XXXXXX, XXXXXXXX - XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX XXXXXXXX-XXXXX XXXXXXXX XX XXXXXXXX XXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXX XXXXXX.XXX | OR | Investment | Refinance | No Cash Out - Borrower Initiated | 9707083 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2180238 | Closed | 2026-06-10 22:35 | 2026-06-17 02:36 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Final Settlement Statement uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Closing Doc is Missing. Provide updated final settlement statement or HUDX as the one in file labelled as estimated and also missing settlement agent sign. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXX XXXXXXXXXX XXXXXXXXX XXXXXXXX, XXXXXXXX & XXXXXXX XX XXXXXX - XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX XXXXXXXX-XXXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXX XXXXXXXXXXXXX XXXXXXXXX.XXX | OR | Investment | Refinance | No Cash Out - Borrower Initiated | 9676635 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2179065 | Closed | 2026-06-15 07:01 | 2026-06-22 11:36 | Resolved | 1 - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Housing History Meets XXXXXXXXX Requirements - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Housing History Does Not Meet XXXXXXXXX Requirements Missing housing history for the subject property. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXX XXXXXXX XXXXX XXXXXXXXX XXXXXXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXX- XXXXX, XXXXX, XXXXX, XXXXX, XXXXX XX XXX XXXXXXXX, XXXXXXXX, XX XXXXX.XXX | OR | Investment | Refinance | No Cash Out - Borrower Initiated | 9742858 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2179065 | Closed | 2026-06-15 07:50 | 2026-06-18 08:50 | Resolved | 1 - Information | C | A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'No') - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXX and Guaranteed Replacement Coverage indicator is 'No' Insufficient coverage listed on the HOI. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXX XXXXXXXXX XXXXXXXX XXXXXX XX $XXXXXX XX XXXXX XX XX XXXXXXX XXXX XXXXXXXX XXXXXXXX XXXXXX XX $XXXXXX XX XXXXXXXXXX XXXXXXXXXXX XXXXXXXX XX XXXXXXX (XXXXXXXXXX XXXXXXXXXXX XXXXXXXX XXXXXXXXX XX 'XX') - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXX XXXXXXX - XXXXX.XXX | OR | Investment | Refinance | No Cash Out - Borrower Initiated | 9744044 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2179065 | Closed | 2026-06-10 05:46 | 2026-06-17 03:49 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Final Settlement Statement uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Closing Doc is Missing. Missing final settlement statement from the file. Estimate settlement located. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXX XXXXXXXXXX XXXXXXXXX XXXXXXXX, XXXXXXXX & XXXXXXX XX XXXXXX - XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX XXXXXXXX-XXXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXX XXXXXXXXXXXXX XXXXXXXXX.XXX | OR | Investment | Refinance | No Cash Out - Borrower Initiated | 9651789 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2179065 | Closed | 2026-06-10 04:47 | 2026-06-17 03:26 | Resolved | 1 - Information | D | A | Credit | Missing Doc | 1008 Document is Missing | Resolved-XXXX Document uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The XXXX document is missing from the loan file. Missing XXXX from the file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXX XXXXXXXX XXXXXXXX, XXXXXXXX & XXXXXXX XX XXXXXX - XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX XXXXXXXX-XXX XXXX XXXXXXXX XX XXXXXXX XX XXX XXXX XXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXX.XXX | OR | Investment | Refinance | No Cash Out - Borrower Initiated | 9651039 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2179065 | Closed | 2026-06-11 20:00 | 2026-06-17 03:26 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Title Document is Incomplete | Resolved-Title Document uploaded, vesting name matches the business entity, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Title Document is Provided And Complete - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Title Document is Incomplete Missing title showing vesting in the LLC. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXX XXXXXXXX XXXXXXXX, XXXXXXX XXXX XXXXXXX XXX XXXXXXXX XXXXXX, XXXXXXXX - XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX XXXXXXXX-XXXXX XXXXXXXX XX XXXXXXXX XXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXX XXXXXX.XXX | OR | Investment | Refinance | No Cash Out - Borrower Initiated | 9707101 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2179066 | Closed | 2026-06-11 20:03 | 2026-06-23 17:09 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Title Document is Incomplete | Resolved-Final Title with corrected vesting provided and complete. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-Received title, showing incorrect vesting in the LLC. - Due Diligence Vendor-XX/XX/XXXX Resolved-Requested updated title document with correct vesting name provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Title Document is Provided And Complete - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Title Document is Incomplete Provide an updated title document, as the one on file shows the property vested in a name that does not match the current entity. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXX XXXXX XXXX XXXXXXXXX XXXXXXX XXXXXXXX XXX XXXXXXXX. XXXXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX XXXXXXXX-XXXXXXXXX XXXXXXX XXXXX XXXXXXXX XXXX XXXXXXX XXXXXXX XXXX XXXXXXXX, XXXXXXX & XXXXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX XXXXXXXX-XXXXX XXXXXXXX XX XXXXXXXX XXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXX XXXXXX.XXX XXXXX XXXXX XXXXXX.XXX |
OR | Investment | Refinance | No Cash Out - Borrower Initiated | 9707105 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2179066 | Closed | 2026-06-15 08:43 | 2026-06-22 11:55 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Guaranty Agreement Doc Locator is Missing or Partial | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Guaranty Agreement Doc is Missing or Partial Missing Guaranty for XXXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXXX XXXXXXXX' - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXXX XXXXXXXXX.XXX | OR | Investment | Refinance | No Cash Out - Borrower Initiated | 9745349 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2179066 | Closed | 2026-06-15 08:01 | 2026-06-22 11:54 | Resolved | 1 - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Housing History Meets XXXXXXXXX Requirements - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Housing History Does Not Meet XXXXXXXXX Requirements Missing housing history for the subject property. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXX XXXXXXX XXXXX XXXXXXXXX XXXXXXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXX- XXXXX, XXXXX, XXXXX, XXXXX, XXXXX XX XXX XXXXXXXX, XXXXXXXX, XX XXXXX.XXX | OR | Investment | Refinance | No Cash Out - Borrower Initiated | 9744387 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2179066 | Closed | 2026-06-11 20:05 | 2026-06-22 03:01 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Deed of Trust is Incomplete | Resolved-Recorded Deed of Trust uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-A correction was made to LLC name on DOT page #XXX, however it doesn't show borrower initials indicating this change was acknowledged by the borrower. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX XXXX XX XXXXX XXXXXXXX, XXXXXXXX - XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX XXXXXXXX-XXX XXXX XX XXXXX XX XXXXXXX XXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXX XX XXXXX (XXXXXXXXX).XXX | OR | Investment | Refinance | No Cash Out - Borrower Initiated | 9707107 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2179066 | Closed | 2026-06-10 07:07 | 2026-06-17 15:27 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Closing Doc is Missing. Provide updated final settlement statement or HUDX as the one in file labelled as estimated and also missing settlement agent sign. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXX XXXXXXXX XXXXXXXXX.XXX | OR | Investment | Refinance | No Cash Out - Borrower Initiated | 9652957 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2179064 | Closed | 2026-06-11 07:31 | 2026-06-22 00:27 | Resolved | 1 - Information | C | A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Resolved-Requested updated HOI policy with updated coverage amount that covers loan amount provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'N/A') - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXX and Guaranteed Replacement Coverage indicator is 'N/A' Hazard insurance coverage amount of $XXX,XXX is less than the required coverage amount of $XXX,XXX; guaranteed replacement cost coverage is required. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXXXXXX XXX XXXXXX XXXX XXXXXXX XXXXXXXX XXXXXX XXXX XXXXXX XXXX XXXXXX XXXXXXXX, XXXXXXX & XXXXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX XXXXXXXX-XXXXXX XXXXXXXXX XXXXXXXX XXXXXX XX $XXXXXX XX XXXXX XX XX XXXXXXX XXXX XXXXXXXX XXXXXXXX XXXXXX XX $XXXXXX XX XXXXXXXXXX XXXXXXXXXXX XXXXXXXX XX XXXXXXX (XXXXXXXXXX XXXXXXXXXXX XXXXXXXX XXXXXXXXX XX 'X/X') - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXX - XXXXX XX XXXXX XXXXXXX, XXXX XXXX, XX, XXXXX.XXX | OR | Investment | Refinance | Cash Out - Other | 9686157 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2179062 | Closed | 2026-06-11 02:05 | 2026-06-18 01:06 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved- Requested Updated Settlement statement provided, updated & condition Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Closing Doc is Missing. Need Final Settlement statement, estimated Settlement Statement in file on pg XXX - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX XXXXXXXX- XXXXXXXXX XXXXXXX XXXXXXXXXX XXXXXXXXX XXXXXXXX, XXXXXXX & XXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXX XXXXXXXXXXXXX XXXXXXXXX.XXX | OR | Investment | Refinance | No Cash Out - Borrower Initiated | 9678081 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2179063 | Closed | 2026-06-11 03:56 | 2026-06-22 01:18 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Third Party Market Rent Source (IE. 1007, 1025, etc.) | Resolved-Requested XXXX market rent provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Third party market rent estimate is missing, a document establishing third party market rent source is missing from file, such as a XXXX, XXXX, etc. Third party market rent estimate XXXX is missing in file - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXXX XXXXXX XXXX XXXXXXXX, XXXXXXX & XXXXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX XXXXXXXX-XXXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXX XXXXXX XXXX XXXXXX.XXX | OR | Investment | Refinance | No Cash Out - Borrower Initiated | 9680985 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2179063 | Closed | 2026-06-15 11:32 | 2026-06-18 10:43 | Resolved | 1 - Information | C | A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'N/A') - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXX and Guaranteed Replacement Coverage indicator is 'N/A' - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXX XXXXXXXXX XXXXXXXX XXXXXX XX $XXXXXX XX XXXXX XX XX XXXXXXX XXXX XXXXXXXX XXXXXXXX XXXXXX XX $XXXXXX XX XXXXXXXXXX XXXXXXXXXXX XXXXXXXX XX XXXXXXX (XXXXXXXXXX XXXXXXXXXXX XXXXXXXX XXXXXXXXX XX 'X/X') - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXX XXXXXXX - XXXXX.XXX | OR | Investment | Refinance | No Cash Out - Borrower Initiated | 9750310 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2179063 | Closed | 2026-06-11 04:07 | 2026-06-18 01:04 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Closing Detail Statement is Missing | Resolved-Requested Updated Settlement statement provided, updated & condition Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Closing Doc is Missing. Need Final Settlement statement, estimated Settlement Statement in file on pg XXX - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXXXXXX XXXXXXXXXX XXXXXXXXX XXXXXXXX, XXXXXXX & XXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX XXXXXXXX-XXXXXXXXXX XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXX XXXXXXXXXXXXX XXXXXXXXX.XXX | OR | Investment | Refinance | No Cash Out - Borrower Initiated | 9681066 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2178923 | Closed | 2026-06-10 05:42 | 2026-06-16 07:28 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Guaranty Agreement Doc Locator is Missing or Partial | Resolved-Attached is the Guaranty agreement - resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Personal guarantee - Seller-XX/XX/XXXX Counter-Attached Document is not for our borrower or loan number - attach correct Guaranty document - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Guaranty Agreement - Seller-XX/XX/XXXX Open-Guaranty Agreement Doc is Missing or Partial Borrower signed on behalf of LLC, Guaranty Agreement Doc is Missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Personal guarantee - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Guaranty Agreement - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXX XX XXX XXXXXXXX XXXXXXXXX - XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX XXXXXXXX-XXXXXXXXXX XXXXXXXX' - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXX_XXXXXXXX XXXXXXXXX.XXX XXXXXXXX_XXXXXXXX XXXXXXXXX.XXX |
GA | Investment | Refinance | Cash Out - Other | 9651742 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2178923 | Closed | 2026-06-10 06:38 | 2026-06-15 00:19 | Resolved | 1 - Information | C | A | Credit | Doc Issue | HUD/Closing Statement not signed by Borrower or Title Agent | Resolved-Updated settlement statement provided. Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Final SS - Seller-XX/XX/XXXX Open-Provide updated HUDX or Settlement statement as the one on page #XXXis missing both borrower and settlement agent sign - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Final SS - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXX XXXXXXXXXX XXXXXXXXX XXXXXXXX. XXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXXX_XXXXXX XXXXXXXXXX XXXXXXXXX.XXX | GA | Investment | Refinance | Cash Out - Other | 9652506 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2177190 | Closed | 2026-06-11 02:12 | 2026-06-12 10:25 | Waived | 1 - Information | A | A | Compliance | Mavent | System: RuleEngine | Waived-Failed to execute Rule[XXXXXXXXXX - Maximum Lender Fees (XX/XX)]. Error = Invalid data found of boolean-Argument FUNC[ToBoolean] for Variable: ToBoolean. Per XX XXX - X%/X% XXX is outdated and does not apply to creditors, as defined in TILA - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX-XXXXXX XX XXXXXXX XXXX[XXXXXXXXXX - XXXXXXX XXXXXX XXXX (XX/XX)]. XXXXX = XXXXXXX XXXX XXXXX XX XXXXXXX-XXXXXXXX XXXX[XXXXXXXXX] XXX XXXXXXXX: XXXXXXXXX. XXX XX XXX - X%/X% XXX XX XXXXXXXX XXX XXXX XXX XXXXX XX XXXXXXXXX, XX XXXXXXX XX XXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
WA | Primary Residence | Refinance | Cash Out - Other | 9678117 | Originator Post-Close | No | ||||
| XXXX | XXXX | XXXX | 2179074 | Closed | 2026-06-16 15:46 | 2026-06-18 05:41 | Resolved | 1 - Information | D | A | Credit | Missing Doc | 1008 Document is Missing | Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-The XXXX document is missing from the loan file. Qualifying Rate of X.XXX% doesn't match the Executed Note Rate of X.XX% - provide updated Final XXXX - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXX XXXX XXXXXXXX XX XXXXXXX XX XXX XXXX XXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXX.XXX | OK | Investment | Refinance | No Cash Out - Borrower Initiated | 9780497 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2179074 | Closed | 2026-06-16 16:18 | 2026-06-18 05:40 | Resolved | 1 - Information | D | A | Credit | Eligibility | Business Entity Formation Doc Missing | Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-Entity Formation Doc Indicator is Missing. Please provide Certificate of Good Standing for XXXX since this LLC is the XXX% owner of the Entity that the loan closed in. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXXX XXXXXXXX' - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXXXXXXXXXXXXX - XXX XXXXXXXXXX XXXXXXXX XXX.XXX | OK | Investment | Refinance | No Cash Out - Borrower Initiated | 9780733 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2180017 | Closed | 2026-06-17 07:48 | 2026-06-18 06:14 | Resolved | 1 - Information | C | A | Credit | Doc Issue | HOA Fee Difference | Resolved-U/W Cert provided acknowledging the HOA and a new DSCR calculator provided to correct the omission. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Open-HOA Fee difference exsits between validated HOA and documents Per the XXXX Appraisal, the property is a Detached PUD. The Lender did not capture the $XXX annual HOA dues in the DSCR calculation. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX |
XXXXXXXX-X/X XXXX XXXXXXXX XXXXXXXXXXXXX XXX XXX XXX X XXX XXXX XXXXXXXXXX XXXXXXXX XX XXXXXXX XXX XXXXXXXX. XXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXXXXXX'X XXXX XXX XXX XXX (X).XXX XXXX XXXXX XXX.XXX XXXXXXXXXX_XXXX XXXX.XXX |
TX | Investment | Purchase | NA | 9790096 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2180014 | Closed | 2026-06-23 23:31 | 2026-06-25 13:08 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | NJ Prepayment Penalty Prohibited | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. Document Uploaded. Ellington Acknowledges - Due Diligence Vendor-XX/XX/XXXX | XXXXXXXXXXXX-XXX XXXXXXX XXXXXXX XXXXXXXX, XXX XXXXXXXXXX XXXXXXXXX XXX XXXX XXXXXXX XXX XXXXX XXXXXX XX X XXXXXXXXXXX. XXXXXXXX XXXXXXXX. XXXXXXXXX XXXXXXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXX XXXX XX XXXXXXXXX XX XXX.XXX | NJ | Investment | Refinance | Cash Out - Other | 9905489 | Investor Post-Close | No | |||
| XXXX | XXXX | XXXX | 2180015 | Closed | 2026-06-24 01:47 | 2026-06-25 13:10 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | NJ Prepayment Penalty Prohibited | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. Ellington acknowledges. - Due Diligence Vendor-XX/XX/XXXX | XXXXXXXXXXXX-XXX XXXXXXX XXXXXXX XXXXXXXX, XXX XXXXXXXXXX XXXXXXXXX XXX XXXX XXXXXXX XXX XXXXX XXXXXX XX X XXXXXXXXXXX. XXXXXXXXX XXXXXXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXX XXXX XX XXXXXXXXX XX XXX.XXX | NJ | Investment | Refinance | Cash Out - Other | 9906457 | Investor Post-Close | No | |||
| XXXX | XXXX | XXXX | 2180016 | Closed | 2026-06-26 10:59 | 2026-06-29 06:08 | Resolved | 1 - Information | C | A | Credit | Credit | DSCR is less than 1.00 | Resolved-Clarification received from the XXXXXX. Calculations updated. - Due Diligence XXXXXX-XX/XX/XXXX Ready for Review-we were unable to show proof of rent collection therefore this loan was underwritten as vacant. We used XX% of market rent to arrive at our $X,XXX figure. - Seller-XX/XX/XXXX Open-Market Rent from the XXXX is $X,XXX and Actual Rent from the Lease is $X,XXX. Per XXXXX City XXXXXXXXXX (XX/XX/XXXX) on page XX for DSCR Calculation: "XXXX/XXXX may be used for gross rents if within XX% tolerance of actual lease" and "If the estimated market rent exceeds the lease by more than XXX%, the estimated market rent is capped at XXX%." Qualifying Rent on the DSCR Calculator was $X,XXX, but this is XXX% of the lower value (actual lease of $X,XXX). Per XXXXXXXXXX, this should be capped at XXX% ($X,XXX x XXX% = $X,XXX). Therefore the audit DSCR is $X,XXX Rent / $X,XXX.XX PITIA = X.XXXXXX. - Due Diligence XXXXXX-XX/XX/XXXX |
Ready for Review-we were unable to show proof of rent collection therefore this loan was underwritten as vacant. We used XX% of market rent to arrive at our $X,XXX figure. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXXXXXX XXXXXXXX XXXX XXX XXXXXX. XXXXXXXXXXXX XXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
NJ | Investment | Refinance | Cash Out - Other | 9959323 | N/A | N/A | |||
| XXXX | XXXX | XXXX | 2180016 | Closed | 2026-06-24 02:06 | 2026-06-25 13:11 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | NJ Prepayment Penalty Prohibited | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. XXXXXXXXX Xxxxxxxxxxxx. - Due Diligence XXXXXX-XX/XX/XXXX | XXXXXXXXXXXX-XXX XXXXXXX XXXXXXX XXXXXXXX, XXX XXXXXXXXXX XXXXXXXXX XXX XXXX XXXXXXX XXX XXXXX XXXXXX XX X XXXXXXXXXXX. XXXXXXXXX XXXXXXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXX XXXX XX XXXXXXXXX XX XXX.XXX | NJ | Investment | Refinance | Cash Out - Other | 9906544 | Investor Post-Close | No | |||
| XXXX | XXXX | XXXX | 2180019 | Closed | 2026-06-25 06:39 | 2026-06-26 12:54 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Corrected Insurance document received. - Due Diligence XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Counter-The Dec page provided in the file lists the Location/Description address as "XXX XXXX XX, XXXXXXXXXXX XXXX, XX XXXXX." But the Subject Property address is "XXX XXXXXX XXXXXX, XXXXXXXXXXX XXXX, XX XXXXX." There is a mismatch. - Due Diligence XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. invoice uploaded to reference policy #s from dec page that covers this specific property. - Seller-XX/XX/XXXX Open-Hazard Insurance Policy Partially Provided Both the "EVIDENCE OF COMMERCIAL PROPERTY INSURANCE" and the "CERTIFICATE OF LIABILITY INSURANCE" documents list the property location as "XXX XXXX XX, XXXXXXXXXXX XXXX, XX XXXXX." This is not the subject property. - Due Diligence XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. invoice uploaded to reference policy #s from dec page that covers this specific property. - Seller-XX/XX/XXXX |
XXXXXXXX-XXXXXXXXX XXXXXXXXX XXXXXXXX XXXXXXXX. - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXX XXX.XXX XXXX - XXX XXXXXX XX XXX- XXX X.XX.XXXX (XXX).XXX |
NJ | Investment | Refinance | No Cash Out - Borrower Initiated | 9933242 | N/A | N/A | ||
| XXXX | XXXX | XXXX | 2180019 | Closed | 2026-06-24 03:55 | 2026-06-25 06:26 | Acknowledged | 2 - Non-Material | B | B | Compliance | State Reg | NJ Prepayment Penalty Prohibited | Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. Document Uploaded. XXXXXXXXX Xxxxxxxxxxxx - Due Diligence XXXXXX-XX/XX/XXXX | XXXXXXXXXXXX-XXX XXXXXXX XXXXXXX XXXXXXXX, XXX XXXXXXXXXX XXXXXXXXX XXX XXXX XXXXXXX XXX XXXXX XXXXXX XX X XXXXXXXXXXX. XXXXXXXX XXXXXXXX. XXXXXXXXX XXXXXXXXXXXX - XXX XXXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXX XXXX XX XXXXXXXXX XX XXX.XXX | NJ | Investment | Refinance | No Cash Out - Borrower Initiated | 9908571 | Investor Post-Close | No |