EFMT DEPOSITOR LLC ABS-15G

Exhibit 99.10 - Schedule 7

 

ALT ID Loan ID Seller Loan ID Investor Loan ID Transaction ID Field Name Source Verified Value Bid Tape Value Comment
2136839 XXXX   XXXX XXXX Property Type propertyValuationPage Condominium Single Family Detached Audit Value Pulled From Appraisal.
2136837 XXXX   XXXX XXXX Qualifying LTV propertyValuationPage 57.95% 57.95% Rounding
2136837 XXXX   XXXX XXXX Qualifying CLTV propertyValuationPage 57.95% 57.95% Rounding
2136844 XXXX   XXXX XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 48.02% 48.25% Audit liabilities were based on documents in the loan file.
2137569 XXXX   XXXX XXXX Property Type propertyValuationPage $X,XXX.XX $X,XXX.XX Audit Value Pulled From appraisal
2182378 XXXX   XXXX XXXX Loan Type the1003Page $X,XXX.XX $X,XXX.XX Audit value based on documents located in the loan file.
2182379 XXXX   XXXX XXXX Loan Type the1003Page $X,XXX.XX $X,XXX.XX Audit Value Pulled From 1008.
2182379 XXXX   XXXX XXXX Property Type propertyValuationPage $X,XXX.XX $X,XXX.XX Audit Value Pulled From Appraisal.
2167198 XXXX   XXXX XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 47.09% 47.09% Audit liabilities were based on documents in the loan file.
2167195 XXXX   XXXX XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 23.09% 23.19% Audit liabilities were based on the most recent credit report in the loan file dated XX/XX/XXXX.
2173095 XXXX   XXXX XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 48.45% 48.45% Rounding.
2177300 XXXX   XXXX XXXX Property Address notePage $X,XXX.XX $X,XXX.XX Audit Value Pulled From Note.
2177304 XXXX   XXXX XXXX Property Type propertyValuationPage $X,XXX.XX $X,XXX.XX Audit value pulled from documents located in the loan file.
2180000 XXXX   XXXX XXXX Property Type propertyValuationPage $X,XXX.XX $X,XXX.XX Audit Value Pulled From Appraisal.
2179999 XXXX   XXXX XXXX Property Value propertyValuationPage $X,XXX.XX $X,XXX.XX Revised appraisal value equals $X,XXX.XX.
2179995 XXXX   XXXX XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 39.59% 39.98% Audit reflects difference in subject property taxes per documents in the loan file.
2179991 XXXX   XXXX XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 45.29% 46.21% Audit liabilities were based on the most recent credit report on the loan file XX/XX/XXXX.
2182377 XXXX   XXXX XXXX Property Type propertyValuationPage $X,XXX.XX $X,XXX.XX Audit Value Pulled From Appraisal.
2182377 XXXX   XXXX XXXX Originator QM Status diligenceFinalLookPage ATR/QM: CDFI Lender Exempt ATR/QM: CDFI Lender Exempt Lender is CDFI and therefore QM status is ATR/QM CDFI Lender Exempt.
2182377 XXXX   XXXX XXXX Primary Appraised Property Value propertyValuationPage $X,XXX.XX $X,XXX.XX Audit Value Pulled From Appraisal.
2180002 XXXX   XXXX XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 40.60% 39.81% Audit liabilities were based on documents in the loan file.

2179994 XXXX   XXXX XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 35.73% 35.71% Audit reflects difference in negative rental income per documents in the loan file.