EFMT DEPOSITOR LLC ABS-15G

Exhibit 99.10 - Schedule 5

 

ALT ID Loan ID Seller Loan ID Investor Loan ID Seller Name Loan Program Documentation Type Executed NOO Docs in File Lease In Place Flag Actual In Place Rent Third Party Market Rent Estimate Third Party Rent Source Actual Short Term Rent Amount Actual Short Term Rent Source Short Term Rent Number of Months Short Term Rental Occupancy Factor Rental Income Used for Property DSCR Calculation Rental Source for Property DSCR Calculation DSCR Calculation Based On Short Rental Income Flag Property DTI Originator DSCR TPR DSCR PITIA Gross Rental Income Unit 1 Lease End Date Unit 1 Lease Term Unit 1 Gross Rental Income Unit 2 Lease End Date Unit 2 Lease Term Unit 2 Gross Rental Income Unit 3 Lease End Date Unit 3 Lease Term Unit 3 Gross Rental Income Unit 4 Lease End Date Unit 4 Lease Term Unit 4 Gross Rental Income Unit 5 Lease End Date Unit 5 Lease Term Unit 5 Gross Rental Income Unit 6 Lease End Date Unit 6 Lease Term Unit 6 Gross Rental Income Unit 7 Lease End Date Unit 7 Lease Term Unit 7 Gross Rental Income Unit 8+ Rent Loss Insurance Rent Loss Insurance Amount Fee Amount Acquisition Cost Renovation Cost Effective Gross Income Turnover Costs Repairs and Maintenance Marketing and Leasing Costs Utilities Other Costs Cap Ex Reserve Section 8 Blanket Mortgage/Cross Collateral Flag Number of Years Property Owned Number of Mortgaged Properties With Lender Number of Properties Securing Loan Foreign National Alternative Credit Documentation Months Reserves Loan Closed in the name of Business Entity Vested Business Entity Name Vested Business Entity Type Qualifying Primary Borrower Type Qualifying Primary Borrower First Name Qualifying Primary  Borrower  Last Name Qualifying CoBorrower Type Qualifying CoBorrower First Name Qualifying CoBorrower Last Name Qualifying CoBorrower 2 Type Qualifying CoBorrower 2 First Name Qualifying CoBorrower 2 Last Name Qualifying CoBorrower 3 Type Qualifying CoBorrower 3 First Name Qualifying CoBorrower 3 Last Name Non-Qualifying Guarantor 1 First Name Non-Qualifying Guarantor 1 Last Name Non-Qualifying Guarantor 1 Citizenship Non-Qualifying Guarantor 1 Country Name Non-Qualifying Guarantor 2 First Name Non-Qualifying Guarantor 2 Last Name Non-Qualifying Guarantor 2 Citizenship Non-Qualifying Guarantor 2 Country Name Personal Guaranty Total Number of Guarantors Personal Guaranty Recourse Level Business Entity EIN Primary Appraisal Occupancy
2136834 XXXX   XXXX XXXXX XXX -18 Investor DSCR 30 Year Fixed Debt Service Coverage Ratio Present Yes $X,XXX.XX $X,XXX.XX Appraisal - 1007         $X,XXX.XX Actual In Place Rent No 94.1 1.063 1.063 XXXX $X,XXX.XX XX/XX/XXXX 1                                       $X,XXX.XX $X,XXX.XX       $X,XXX.XX             No No 0.7 1 1 N/A 122.52 Yes XXXXX Limited Liability Corporation (LLC) Individual Guarantor XXXXX XXXXX                                   Yes 1 Full Recourse XXXX Tenant
2136836 XXXX   XXXX XXXXX XXX -18 Investor DSCR 30 Year Fixed Debt Service Coverage Ratio Present Yes $X,XXX.XX $X,XXX.XX Appraisal - 1007         $X,XXX.XX Actual In Place Rent No 86.95 1.15 1.15 XXXX $X,XXX.XX XX/XX/XXXX 12                                       $X,XXX.XX $X,XXX.XX       $X,XXX.XX             No No 0.7 4 1 N/A 120.92 Yes XXXXX Limited Liability Corporation (LLC) Individual Guarantor XXXXX XXXXX                                   Yes 1 Full Recourse XXXX Tenant
2136837 XXXX   XXXX XXXXX XXX -18 Investor DSCR 30 Year Fixed Debt Service Coverage Ratio Present Yes $X,XXX.XX $X,XXX.XX Appraisal - 1007         $X,XXX.XX Appraisal - 1007 No 67.9 1.441 1.473 XXXX $X,XXX.XX XX/XX/XXXX 12                                       $X,XXX.XX $X,XXX.XX       $X,XXX.XX             No No 0.7 1 1 N/A 124.54 Yes XXXXX Limited Liability Corporation (LLC) Individual Guarantor XXXXX XXXXX                                   Yes 1 Full Recourse XXXX Tenant
2136835 XXXX   XXXX XXXXX XXX -18 Investor DSCR 30 Year Fixed Debt Service Coverage Ratio Present Yes $X,XXX.XX $X,XXX.XX Appraisal - 1007         $X,XXX.XX Actual In Place Rent No 99.95 1.0 1.001 XXXX $X,XXX.XX XX/XX/XXXX 12                                       $X,XXX.XX $X,XXX.XX       $X,XXX.XX             No No 0.7 4 1 N/A 114.86 Yes XXXXX Limited Liability Corporation (LLC) Individual Guarantor XXXXX XXXXX                                   Yes 1 Full Recourse XXXX Tenant
2136849 XXXX   XXXX XXXXX XXX -18 Investor DSCR 30 Year Fixed Debt Service Coverage Ratio Present Yes $X,XXX.XX $X,XXX.XX Appraisal - 1025         $X,XXX.XX Appraisal - 1025 No 66.53 1.503 1.503 XXXX $X,XXX.XX XX/XX/XXXX 12 $X,XXX.XX XX/XX/XXXX 12                                 $X,XXX.XX $X,XXX.XX       $X,XXX.XX             No No 1.3 4 1 N/A 117.35 Yes XXXXX Limited Liability Corporation (LLC) Individual Guarantor XXXXX XXXXX                                   Yes 1 Full Recourse XXXX Vacant
2137559 XXXX   XXXX XXXXX XXX -18 Investor DSCR 30 Year Fixed I/O Debt Service Coverage Ratio Present No $X,XXX.XX $X,XXX.XX Appraisal - 1007         $X,XXX.XX Appraisal - 1007 No 77.31 1.293 1.294 XXXX                                             $X,XXX.XX $X,XXX.XX       $X,XXX.XX               No 0.0 2 1 N/A 83.48 Yes XXXXX Limited Liability Corporation (LLC) Individual Guarantor XXXXX XXXXX                                   Yes 1 Full Recourse XXXX Vacant
2136850 XXXX   XXXX XXXXX XXX -18 Investor DSCR 30 Year Fixed Debt Service Coverage Ratio Present Yes $X,XXX.XX $X,XXX.XX Appraisal - 1007         $X,XXX.XX Actual In Place Rent No 84.97 1.198 1.177 XXXX $X,XXX.XX XX/XX/XXXX 1                                       $X,XXX.XX $X,XXX.XX       $X,XXX.XX             No No 0.0 1 1 N/A 17 Yes XXXXX Limited Liability Corporation (LLC) Individual Guarantor XXXXX XXXXX                                   Yes 1 Full Recourse XXXX Tenant
2137568 XXXX   XXXX XXXXX XXX 18 Investor DSCR 30 Yr Fixed IO Debt Service Coverage Ratio Present Yes $X,XXX.XX $X,XXX.XX Appraisal - 1007         $X,XXX.XX Appraisal - 1007 No 96.84 1.033 1.033 XXXX $X,XXX.XX XX/XX/XXXX 12                                       $X,XXX.XX $X,XXX.XX       $X,XXX.XX             No No 4.5 1 1 N/A 14.5 No     Vested Individual XXXXX XXXXX                                   N/A 0 N/A   Tenant
2137569 XXXX   XXXX XXXXX XXX 18 Investor DSCR - 30 Yr Fixed Debt Service Coverage Ratio Present No $X,XXX.XX $X,XXX.XX Appraisal - 1007         $X,XXX.XX Appraisal - 1007 No 95.65 1.045 1.046 XXXX                                             $X,XXX.XX $X,XXX.XX       $X,XXX.XX               No 0.0 1 1 N/A 286.74 Yes XXXXX Limited Liability Corporation (LLC) Individual Guarantor XXXXX XXXXX                                   Yes 1 Full Recourse XXXX Vacant
2137567 XXXX   XXXX XXXXX XXX -18 Investor DSCR 30 Year Fixed I/O Debt Service Coverage Ratio Present No $X,XXX.XX $X,XXX.XX Appraisal - 1007         $X,XXX.XX Appraisal - 1007 No 85.18 1.174 1.174 XXXX                                             $X,XXX.XX $X,XXX.XX $X,XXX.XX     $X,XXX.XX               No 0.0 1 1 N/A 77.97 Yes XXXXX Limited Liability Corporation (LLC) Individual Guarantor XXXXX XXXXX                                   Yes 1 Full Recourse XXXX Vacant
2137563 XXXX   XXXX XXXXX XXX -18 Investor DSCR 30 Year Fixed Debt Service Coverage Ratio Present No $X,XXX.XX $X,XXX.XX Appraisal - 1007         $X,XXX.XX Appraisal - 1007 No 65.02 1.538 1.538 XXXX                                             $X,XXX.XX $X,XXX.XX       $X,XXX.XX               No 16.0 1 1 N/A 49.86 Yes XXXXX Corporation Individual Guarantor XXXXX XXXXX                                   Yes 1 Full Recourse XXXX Vacant
2137560 XXXX   XXXX XXXXX XXX -18 Investor DSCR 30 Year Fixed I/O Debt Service Coverage Ratio Present No $X,XXX.XX $X,XXX.XX Appraisal - 1007         $X,XXX.XX Appraisal - 1007 No 87.05 1.148 1.149 XXXX                                             $X,XXX.XX $X,XXX.XX       $X,XXX.XX               No 0.0 1 1 N/A 51.85 No     Vested Individual XXXXX XXXXX                                   N/A 0 N/A   Vacant
2182378 XXXX   XXXX XXXXX Non-QM Debt Service Coverage Ratio Present No $X,XXX.XX $X,XXX.XX Appraisal - 1025         $X,XXX.XX Appraisal - 1025 No 98.47 1.002 1.015 XXXX                                             $X,XXX.XX $X,XXX.XX       $X,XXX.XX               No 0.0 1 1 N/A 28.77 Yes XXXXX Limited Liability Corporation (LLC) Individual Guarantor XXXXX XXXXX                                   Yes 1 Full Recourse XXXX Owner
2182379 XXXX   XXXX XXXXX Non-QM Debt Service Coverage Ratio Present No $X,XXX.XX $X,XXX.XX Appraisal - 1025         $X,XXX.XX Appraisal - 1025 No 69.01 1.36 1.449 XXXX                                             $X,XXX.XX         $X,XXX.XX               No 1.8 1 1 N/A 0 Yes XXXXX Limited Liability Corporation (LLC) Individual Guarantor XXXXX XXXXX                                   Yes 1 Full Recourse XXXX Tenant
2180000 XXXX   XXXX XXXXX XXX 18 Investor DSCR 30 Year Fixed Debt Service Coverage Ratio Present No $X,XXX.XX $X,XXX.XX Appraisal - 1007         $X,XXX.XX Appraisal - 1007 No 72.05 1.388 1.388 XXXX                                             $X,XXX.XX $X,XXX.XX       $X,XXX.XX               No 0.0 1 1 N/A 6.93 Yes XXXXX Limited Liability Corporation (LLC) Individual Guarantor XXXXX XXXXX                                   Yes 1 Full Recourse XXXX Tenant
2179999 XXXX   XXXX XXXXX XXX 18 Investor DSCR 30 Year Fixed Debt Service Coverage Ratio Present No $X,XXX.XX $X,XXX.XX Appraisal - 1007         $X,XXX.XX Appraisal - 1007 No 88.24 1.133 1.133 XXXX                                             $X,XXX.XX $X,XXX.XX       $X,XXX.XX               No 0.0 1 1 N/A 137.7 Yes XXXXX Limited Liability Corporation (LLC) Individual Guarantor XXXXX XXXXX                                   Yes 1 Full Recourse XXXX Owner
2180004 XXXX   XXXX XXXXX XXX 8 DSCR 30 Year Fixed Debt Service Coverage Ratio Present Yes $X,XXX.XX $X,XXX.XX Appraisal - 1007         $X,XXX.XX Appraisal - 1007 No 99.69 1.003 1.003 XXXX $X,XXX.XX XX/XX/XXXX 12                                       $X,XXX.XX $X,XXX.XX       $X,XXX.XX             No No 1.9 2 1 N/A 127.86 Yes XXXXX Limited Liability Corporation (LLC) Individual Guarantor XXXXX XXXXX Individual Guarantor XXXXX XXXXX                             Yes 2 Full Recourse XXXX Tenant
2180005 XXXX   XXXX XXXXX XXX 18 Foreign National 30 Year Fixed 2YR Full Doc Present No                   No     0 XXXX                                             $X,XXX.XX $X,XXX.XX                       No 0.0 1 1 N/A 541.72 No     Vested Individual XXXXX XXXXX                                   N/A 0 N/A   Owner
2182377 XXXX   XXXX XXXXX DSCR Debt Service Coverage Ratio Present No $X,XXX.XX $X,XXX.XX Appraisal - 1007         $X,XXX.XX Appraisal - 1007 No 99.87 1.001 1.001 XXXX                                             $X,XXX.XX $X,XXX.XX       $X,XXX.XX               No 0.0 1 1 N/A 0.71 Yes XXXXX Limited Liability Corporation (LLC) Individual Guarantor XXXXX XXXXX                                   Yes 1 Full Recourse XXXX Owner
2180002 XXXX   XXXX XXXXX XXX 18 Prime Minus Investment 30 Year Fixed (Grade A) 12 Month Bank Statement Present No                   No     0 XXXX                                             $X,XXX.XX $X,XXX.XX                       No 0.0 1 1 N/A 13.37 No     Vested Individual XXXXX XXXXX                                   N/A 0 N/A   Owner