EFMT DEPOSITOR LLC ABS-15G

Exhibit 99.09 - Schedule 5

 

Loan ID Seller Loan ID Investor Loan ID Seller Name Loan Program Documentation Type Executed NOO Docs in File Lease In Place Flag Actual In Place Rent Third Party Market Rent Estimate Third Party Rent Source Actual Short Term Rent Amount Actual Short Term Rent Source Short Term Rent Number of Months Short Term Rental Occupancy Factor Rental Income Used for Property DSCR Calculation Rental Source for Property DSCR Calculation DSCR Calculation Based On Short Rental Income Flag Property DTI Originator DSCR TPR DSCR PITIA Gross Rental Income Unit 1 Lease End Date Unit 1 Lease Term Unit 1 Gross Rental Income Unit 2 Lease End Date Unit 2 Lease Term Unit 2 Gross Rental Income Unit 3 Lease End Date Unit 3 Lease Term Unit 3 Gross Rental Income Unit 4 Lease End Date Unit 4 Lease Term Unit 4 Gross Rental Income Unit 5 Lease End Date Unit 5 Lease Term Unit 5 Gross Rental Income Unit 6 Lease End Date Unit 6 Lease Term Unit 6 Gross Rental Income Unit 7 Lease End Date Unit 7 Lease Term Unit 7 Gross Rental Income Unit 8+ Rent Loss Insurance Rent Loss Insurance Amount Fee Amount Acquisition Cost Renovation Cost Effective Gross Income Turnover Costs Repairs and Maintenance Marketing and Leasing Costs Utilities Other Costs Cap Ex Reserve Section 8 Blanket Mortgage/Cross Collateral Flag Number of Years Property Owned Number of Mortgaged Properties With Lender Number of Properties Securing Loan Foreign National Alternative Credit Documentation Months Reserves Loan Closed in the name of Business Entity Vested Business Entity Name Vested Business Entity Type Qualifying Primary Borrower Type Qualifying Primary Borrower First Name Qualifying Primary  Borrower  Last Name Qualifying CoBorrower Type Qualifying CoBorrower First Name Qualifying CoBorrower Last Name Qualifying CoBorrower 2 Type Qualifying CoBorrower 2 First Name Qualifying CoBorrower 2 Last Name Qualifying CoBorrower 3 Type Qualifying CoBorrower 3 First Name Qualifying CoBorrower 3 Last Name Non-Qualifying Guarantor 1 First Name Non-Qualifying Guarantor 1 Last Name Non-Qualifying Guarantor 1 Citizenship Non-Qualifying Guarantor 1 Country Name Non-Qualifying Guarantor 2 First Name Non-Qualifying Guarantor 2 Last Name Non-Qualifying Guarantor 2 Citizenship Non-Qualifying Guarantor 2 Country Name Personal Guaranty Total Number of Guarantors Personal Guaranty Recourse Level Business Entity EIN
2165555     xxxxx xxxxx Debt Service Coverage Ratio Present No 0 2595 Appraisal - 1007         2595 Appraisal - 1007 No 87.25 1.14 1.146 xxxxx                                             No     xxxxx   2595               No   1 1 N/A 27.32 No     Vested Individual xxxxx xxxxx                                     0    
2163593     xxxxx xxxxx 12 Month Bank Statement Present No                   No     0 xxxxx                                             Yes 53810   xxxxx                   No   1 1 N/A 7.96 No     Vested Individual xxxxx xxxxx                                     0    
2173161     xxxxx xxxxx 2YR Full Doc Present No                   No     0 xxxxx                                             Yes 12000                       No 0.0 1 1 N/A 38.31 No     Vested Individual xxxxx xxxxx                   xxxxx                 0    
2179916     xxxxx xxxxx Debt Service Coverage Ratio Present Yes 1000 1000 Appraisal - 1007         1000 Appraisal - 1007 No 98.98 1.01 1.01 xxxxx 1000 xx/xx/xxxx 12                                       Yes 21000       1000               No 2.7 1 1 N/A 91.68 No     Vested Individual xxxxx xxxxx                                     0