EFMT DEPOSITOR LLC ABS-15G

Exhibit 99.08 - Schedule 3

 

Infinity Loan ID Loan Number Redacted ID Loan Number 2 Borrower Last Name Property State Note Date Loan Purpose TPR QM ATR Status Initial Overall Loan Grade Final Overall Loan Grade Exception Category Exception Subcategory Exception Code Final Exception Status Initial Exception Grade Final Exception Grade Exception Exception Detail Follow-up Comments (Exception Response) Exception Conclusion Comments Compensating Factors Curable Status Loan Status Review Date Cleared Date Cured Date Exception Date
xxx xxx 2177288   xxx Florida xxx Cash Out Not Covered/Exempt 3 1 Credit Credit 0BPZYPIUJ14-U0OKEMMW Resolved 3 R * Required Documentation Missing or Incomplete  (Lvl R) Provide a copy of the Grant Deed/Warranty Deed/Quitclaim Deed, or an updated Title Report reflecting the correct vesting information for the subject LLC, xxx, in place of xxx.
6/15/2026: Resolved. Received quit claim
6/15/2026: Resolved. Received quit claim 6/15/2026: Resolved. Received quit claim     QC Complete 06/09/2026 06/15/2026 06/15/2026 06/09/2026
xxx xxx 2177289   xxx Florida xxx Cash Out Not Covered/Exempt 3 1 Credit Credit QZKX1QULNMI-EDXGB1F3 Resolved 3 R * Required Documentation Missing (Lvl R) Provide a copy of Error and Omission.
06/15/2026:  Resolved.  Received E & O
06/15/2026:  Resolved.  Received E & O 06/15/2026:  Resolved.  Received E & O     QC Complete 06/09/2026 06/15/2026 06/15/2026 06/09/2026
xxx xxx 2177290   xxx Florida xxx Cash Out Not Covered/Exempt 3 1 Credit Other Disclosures RCSVN2LSIII-ZXHR0C1D Resolved 3 R * Missing Required Disclosures (Lvl R) Provide a copy of the Grant Deed/Warranty Deed/Quitclaim Deed, or an updated Title Report reflecting the correct vesting information for the subject LLC, xxx, in place of xxx.
6/15/2026: Resolved. Received quit claim
6/15/2026: Resolved. Received quit claim 6/15/2026: Resolved. Received quit claim     QC Complete 06/09/2026 06/15/2026 06/15/2026 06/09/2026
xxx xxx 2177291   xxx Florida xxx Cash Out Not Covered/Exempt 3 1 Credit Credit EK0CVM3DFTC-U0OKEMMW Resolved 3 R * Required Documentation Missing or Incomplete  (Lvl R) Quit claim deed missing in file from "xxx" to "xxx".
6/15/2026: Resolved. Received quit claim
6/15/2026: Resolved. Received quit claim 6/15/2026: Resolved. Received quit claim     QC Complete 06/09/2026 06/15/2026 06/15/2026 06/09/2026
xxx xxx 2177292   xxx Florida xxx Cash Out Not Covered/Exempt 3 1 Credit Credit CIOBMEKHT45-U0OKEMMW Resolved 3 R * Required Documentation Missing or Incomplete  (Lvl R) Provide a copy of the Grant Deed/Warranty Deed/Quitclaim Deed, or an updated Title Report reflecting the correct vesting information for the subject LLC, xxx, in place of xxx.
6/15/2026: Resolved. Received quit claim
6/15/2026: Resolved. Received quit claim 6/15/2026: Resolved. Received quit claim     QC Complete 06/09/2026 06/15/2026 06/15/2026 06/09/2026
xxx xxx 2177292   xxx Florida xxx Cash Out Not Covered/Exempt 3 1 Credit Credit CIOBMEKHT45-EDXGB1F3 Resolved 3 R * Required Documentation Missing (Lvl R) Provide a copy of the updated title report or supplemental report for the subject property address, as it is missing.
06/15/2026:  Resolved.  Received title.
06/15/2026:  Resolved.  Received title. 06/15/2026:  Resolved.  Received title.     QC Complete 06/09/2026 06/15/2026 06/15/2026 06/09/2026
xxx xxx 2177293   xxx Florida xxx Cash Out Not Covered/Exempt 3 1 Credit Credit 4SF23XQSIDP-EDXGB1F3 Resolved 3 R * Required Documentation Missing (Lvl R) Provide a copy of the Grant Deed/Warranty Deed/Quitclaim Deed, or an updated Title Report reflecting the correct vesting information for the subject LLC, xxx, in place of xxx.
6/15/2026:  Resolved.  Received quit claim
6/15/2026:  Resolved.  Received quit claim 6/15/2026:  Resolved.  Received quit claim     QC Complete 06/09/2026 06/15/2026 06/15/2026 06/09/2026
xxx xxx 2177294   xxx Florida xxx Cash Out Not Covered/Exempt 3 1 Credit Credit UACMVMEUMRC-U0OKEMMW Resolved 3 R * Required Documentation Missing or Incomplete  (Lvl R) Provide evidence satisfactory to the Lender that title is vested in xxx. The current title report reflects vesting in xxx, a xxx Limited Liability Company. Provide a recorded Quit Claim Deed conveying the subject property from xxx to xxx.

6/15/2026:  Resolved.  Received quit claim
6/15/2026:  Resolved.  Received quit claim 6/15/2026:  Resolved.  Received quit claim     QC Complete 06/09/2026 06/15/2026 06/15/2026 06/09/2026