EFMT DEPOSITOR LLC ABS-15G

Exhibit 99.08 - Schedule 2

 

Infinity Loan ID Loan Number Redacted ID Loan Number 2 Borrower Name State QM/ATR Status Initial Overall Loan Grade Final Overall Grade Final Credit Grade Final Property Grade Final Compliance Grade Material (level 3) TRID exception? Material (level 3) Non-TRID exception? Active Material Exceptions Active Non Material Exceptions Satisfied Exceptions Waived Exceptions Compensating Factors Property Type Note Date LTV CLTV Occupancy Purpose Credit Score Brwr 1 Yrs in Property Brwr 1 Occupation Brwr 1 Yrs on Job Total Monthly Income Mortgage History Cash Out Amount DTI FTHB Flag Loan Doc Type Loan Status Review Date
xxx xxx 2177288   xxx Florida Not Covered/Exempt 3 1 1 1 1 No No     *** (CURED) Required Documentation Missing or Incomplete  - EV R
COMMENT:   Provide a copy of the Grant Deed/Warranty Deed/Quitclaim Deed, or an updated Title Report reflecting the correct vesting information for the subject LLC, xxx, in place of xxx.
6/15/2026: Resolved. Received quit claim
    Single Family xxx xxx xxx Investor Cash Out 758         Mos Reviewed:24
Times 1X30:0
Times 1X60:0
Times 1X90:0
Currently Delinquent? :No
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:0
Max Days Dlq Last 12 Mos:0
Verification Type:Credit Report
xxx     DSCR QC Complete 06/09/2026
xxx xxx 2177289   xxx Florida Not Covered/Exempt 3 1 1 1 1 No No     *** (CURED) Required Documentation Missing - EV R
COMMENT:   Provide a copy of Error and Omission.
06/15/2026:  Resolved.  Received E & O
    Single Family xxx xxx xxx Investor Cash Out 758         Mos Reviewed:24
Times 1X30:0
Times 1X60:0
Times 1X90:0
Currently Delinquent? :No
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:0
Max Days Dlq Last 12 Mos:0
Verification Type:Credit Report
xxx     DSCR QC Complete 06/09/2026
xxx xxx 2177290   xxx Florida Not Covered/Exempt 3 1 1 1 1 No No     *** (CURED) Missing Required Disclosures - EV R
COMMENT:   Provide a copy of the Grant Deed/Warranty Deed/Quitclaim Deed, or an updated Title Report reflecting the correct vesting information for the subject LLC, xxx, in place of xxx.
6/15/2026: Resolved. Received quit claim
    Single Family xxx xxx xxx Investor Cash Out 758         Mos Reviewed:24
Times 1X30:0
Times 1X60:0
Times 1X90:0
Currently Delinquent? :No
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:0
Max Days Dlq Last 12 Mos:0
Verification Type:Credit Report
xxx     DSCR QC Complete 06/09/2026
xxx xxx 2177291   xxx Florida Not Covered/Exempt 3 1 1 1 1 No No     *** (CURED) Required Documentation Missing or Incomplete  - EV R
COMMENT:   Quit claim deed missing in file from "xxx" to "xxx".
6/15/2026: Resolved. Received quit claim
    Single Family xxx xxx xxx Investor Cash Out 758         Mos Reviewed:24
Times 1X30:0
Times 1X60:0
Times 1X90:0
Currently Delinquent? :No
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:0
Max Days Dlq Last 12 Mos:0
Verification Type:Credit Report
xxx     DSCR QC Complete 06/09/2026
xxx xxx 2177292   xxx Florida Not Covered/Exempt 3 1 1 1 1 No No     *** (CURED) Required Documentation Missing or Incomplete  - EV R
COMMENT:   Provide a copy of the Grant Deed/Warranty Deed/Quitclaim Deed, or an updated Title Report reflecting the correct vesting information for the subject LLC, xxx, in place of xxx.
6/15/2026: Resolved. Received quit claim

*** (CURED) Required Documentation Missing - EV R
COMMENT:   Provide a copy of the updated title report or supplemental report for the subject property address, as it is missing.
06/15/2026:  Resolved.  Received title.
    Single Family xxx xxx xxx Investor Cash Out 758         Mos Reviewed:24
Times 1X30:0
Times 1X60:0
Times 1X90:0
Currently Delinquent? :No
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:0
Max Days Dlq Last 12 Mos:0
Verification Type:Credit Report
xxx     DSCR QC Complete 06/09/2026
xxx xxx 2177293   xxx Florida Not Covered/Exempt 3 1 1 1 1 No No     *** (CURED) Required Documentation Missing - EV R
COMMENT:   Provide a copy of the Grant Deed/Warranty Deed/Quitclaim Deed, or an updated Title Report reflecting the correct vesting information for the subject LLC, xxx, in place of xxx.
6/15/2026:  Resolved.  Received quit claim
    Single Family xxx xxx xxx Investor Cash Out 758         Mos Reviewed:24
Times 1X30:0
Times 1X60:0
Times 1X90:0
Currently Delinquent? :No
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:0
Max Days Dlq Last 12 Mos:0
Verification Type:Credit Report
xxx     DSCR QC Complete 06/09/2026
xxx xxx 2177294   xxx Florida Not Covered/Exempt 3 1 1 1 1 No No     *** (CURED) Required Documentation Missing or Incomplete  - EV R
COMMENT:   Provide evidence satisfactory to the Lender that title is vested in xxx. The current title report reflects vesting in xxx, a xxx Limited Liability Company. Provide a recorded Quit Claim Deed conveying the subject property from xxx to xxx.

6/15/2026:  Resolved.  Received quit claim
    Single Family xxx xxx xxx Investor Cash Out 758         Mos Reviewed:24
Times 1X30:0
Times 1X60:0
Times 1X90:0
Currently Delinquent? :No
Total Delinquent:
Mortgage/Rent Dlq Last 12 Mos:0
Max Days Dlq Last 12 Mos:0
Verification Type:Credit Report
xxx     DSCR QC Complete 06/09/2026