EFMT DEPOSITOR LLC ABS-15G

Exhibit 99.03 - Schedule 2

 

Loan ID Seller Loan ID Investor Loan ID Seller Name Loan Program Documentation Type Executed NOO Docs in File Lease In Place Flag Actual In Place Rent Third Party Market Rent Estimate Third Party Rent Source Actual Short Term Rent Amount Actual Short Term Rent Source Short Term Rent Number of Months Short Term Rental Occupancy Factor Rental Income Used for Property DSCR Calculation Rental Source for Property DSCR Calculation DSCR Calculation Based On Short Rental Income Flag Property DTI Originator DSCR TPR DSCR PITIA Gross Rental Income Unit 1 Lease End Date Unit 1 Lease Term Unit 1 Gross Rental Income Unit 2 Lease End Date Unit 2 Lease Term Unit 2 Gross Rental Income Unit 3 Lease End Date Unit 3 Lease Term Unit 3 Gross Rental Income Unit 4 Lease End Date Unit 4 Lease Term Unit 4 Gross Rental Income Unit 5 Lease End Date Unit 5 Lease Term Unit 5 Gross Rental Income Unit 6 Lease End Date Unit 6 Lease Term Unit 6 Gross Rental Income Unit 7 Lease End Date Unit 7 Lease Term Unit 7 Gross Rental Income Unit 8+ Rent Loss Insurance Rent Loss Insurance Amount Fee Amount Acquisition Cost Renovation Cost Effective Gross Income Turnover Costs Repairs and Maintenance Marketing and Leasing Costs Utilities Other Costs Cap Ex Reserve Section 8 Blanket Mortgage/Cross Collateral Flag Number of Years Property Owned Number of Mortgaged Properties With Lender Number of Properties Securing Loan Foreign National Alternative Credit Documentation Months Reserves Loan Closed in the name of Business Entity Vested Business Entity Name Vested Business Entity Type Qualifying Primary Borrower Type Qualifying Primary Borrower First Name Qualifying Primary  Borrower  Last Name Qualifying CoBorrower Type Qualifying CoBorrower First Name Qualifying CoBorrower Last Name Qualifying CoBorrower 2 Type Qualifying CoBorrower 2 First Name Qualifying CoBorrower 2 Last Name Qualifying CoBorrower 3 Type Qualifying CoBorrower 3 First Name Qualifying CoBorrower 3 Last Name Non-Qualifying Guarantor 1 First Name Non-Qualifying Guarantor 1 Last Name Non-Qualifying Guarantor 1 Citizenship Non-Qualifying Guarantor 1 Country Name Non-Qualifying Guarantor 2 First Name Non-Qualifying Guarantor 2 Last Name Non-Qualifying Guarantor 2 Citizenship Non-Qualifying Guarantor 2 Country Name Personal Guaranty Total Number of Guarantors Personal Guaranty Recourse Level Business Entity EIN
2179918     xxx xxx 12 Month Bank Statement Present No                   No     0 xxx                                                   xxx                   No 0.0 1 1 N/A 228.04 No     Vested Individual xxx xxx                                   N/A 0 N/A  
2182148     xxx xxx Debt Service Coverage Ratio Present No xxx xxx Short Term Rental   N/A     xxx Short Term Rental Yes 39.99 2.418 2.501 xxx                                                 0     xxx 0 0 0 0 0 0 No No   1 1 N/A 234.21 Yes xxx Limited Liability Corporation (LLC) Individual Guarantor xxx xxx                                   Yes 1 Full Recourse xxx
2179919     xxx xxx Debt Service Coverage Ratio Present No xxx xxx Appraisal - 1007   N/A     xxx Appraisal - 1007 No 99.55 1.004 1.004 xxx                                                 0     xxx 0 0 0 0 0 0 No No 0.0 1 1 N/A 7.33 No     Vested Individual xxx xxx                                     0    
2179966     xxx xxx Debt Service Coverage Ratio Present No xxx xxx Appraisal - 1007   N/A     xxx Appraisal - 1007 No 83.98 1.191 1.191 xxx                                                   0 0 xxx             No No 3.2 1 1 N/A 72.2 Yes xxx Limited Liability Corporation (LLC) Individual Guarantor xxx xxx                                   Yes 1 Full Recourse xxx
2179963     xxx xxx 1YR Full Doc Present No                   No   N/A 0 xxx                                                   0 0                 No 0.5 1 1 N/A 15.05 No     Vested Individual xxx xxx                                   N/A 0 N/A  
2179962     xxx xxx 2YR Full Doc Present No                   No   N/A 0 xxx                                                                       No 0.0 1 1 N/A 355.81 Yes xxx Limited Liability Corporation (LLC) Individual Guarantor xxx xxx Individual Guarantor xxx xxx                             Yes 2 Full Recourse xxx
2179964     xxx xxx 2YR Full Doc Present                     No   N/A 0 xxx                                                                       No 0.0 1 1 N/A 12.18 Yes xxx Limited Liability Corporation (LLC) Individual Guarantor xxx xxx                                   Yes 1 Full Recourse xxx
2179965     xxx xxx 2YR Full Doc Present No                   No   N/A 0 xxx                                                   0 0                 No 0.0 1 1 N/A 38.19 Yes xxx Limited Liability Corporation (LLC) Individual Guarantor xxx xxx Individual Guarantor xxx xxx                             Yes 2 Full Recourse xxx
2179969     xxx xxx Debt Service Coverage Ratio Present No xxx xxx Appraisal - 1007   N/A     xxx Appraisal - 1007 No 85.71 1.16 1.167 xxx                                                 0 0 0 xxx 0 0 0 0 0 0 No No 5.2 1 1 N/A 56.85 Yes xxx Limited Liability Corporation (LLC) Individual Guarantor xxx xxx Individual Guarantor xxx xxx                             Yes 2 Full Recourse xxx
2179967     xxx xxx Debt Service Coverage Ratio Present No xxx xxx Appraisal - 1007   N/A     xxx Appraisal - 1007 No 68.68 1.456 1.456 xxx                                                 0 xxx 0 xxx 0 0 0 0 0 0 No No 0.5 1 1 N/A 115.21 Yes xxx Limited Liability Corporation (LLC) Vested Individual xxx xxx                                   Yes 0 Full Recourse xxx
2187173     xxx xxx 12 Month Bank Statement Present No                   No   0.0 0 xxx                                                                       No 6.3 1 1 N/A 152.79 Yes xxx Limited Liability Corporation (LLC) Individual Guarantor xxx xxx                                   Yes 1 Full Recourse xxx
2187174     xxx xxx 12 Month Bank Statement Present No                   No   0.0 0 xxx                                                                       No 3.8 1 1 N/A 183.46 Yes xxx Limited Liability Corporation (LLC) Individual Guarantor xxx xxx                                   Yes 1 Full Recourse xxx