The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 552,781 2,197 SH SOLE 0 0 2,197
ADVANCED MICRO DEVICES INC COM 007903107 674,437 1,161 SH SOLE 0 0 1,161
AGNICO EAGLE MINES LTD COM 008474108 930,780 6,000 SH SOLE 0 0 6,000
ALPHABET INC CAP STK CL A 02079K305 2,873,676 8,041 SH SOLE 0 0 8,041
ALPHABET INC CAP STK CL C 02079K107 1,404,234 3,974 SH SOLE 0 0 3,974
ALTRIA GROUP INC COM 02209S103 226,590 3,149 SH SOLE 0 0 3,149
AMAZON COM INC COM 023135106 5,080,932 21,318 SH SOLE 0 0 21,318
AMPHENOL CORP CL A 032095101 212,995 1,208 SH SOLE 0 0 1,208
APPLE INC COM 037833100 25,717,866 88,878 SH SOLE 0 0 88,878
APPLIED MATLS INC COM 038222105 318,843 441 SH SOLE 0 0 441
APPLOVIN CORP COM CL A 03831W108 5,314,082 10,314 SH SOLE 0 0 10,314
ASTERA LABS INC COM 04626A103 2,900,535 6,005 SH SOLE 0 0 6,005
BANK OF AMER CORP COM 060505104 303,760 5,331 SH SOLE 0 0 5,331
BERKSHIRE HATHAWAY INC DEL CL A 084670108 748,850 1 SH SOLE 0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,693,158 9,379 SH SOLE 0 0 9,379
BLACKSTONE INC COM 09260D107 338,598 2,878 SH SOLE 0 0 2,878
BOEING CO COM 097023105 335,096 1,548 SH SOLE 0 0 1,548
BOOKING HOLDINGS INC COM 09857L108 211,749 1,188 SH SOLE 0 0 1,188
BROADCOM INC COM 11135F101 2,300,610 6,090 SH SOLE 0 0 6,090
BROWN FORMAN CORP CL B 115637209 201,102 7,546 SH SOLE 0 0 7,546
CAPITAL GROUP GROWTH ETF SHS CREAT UNIT 14020G101 557,945 11,821 SH SOLE 0 0 11,821
CATERPILLAR INC COM 149123101 497,308 467 SH SOLE 0 0 467
CHEVRON CORPORATION COM 166764100 240,020 1,448 SH SOLE 0 0 1,448
CISCO SYS INC COM 17275R102 609,945 5,193 SH SOLE 0 0 5,193
CITIGROUP INC COM NEW 172967424 200,143 1,430 SH SOLE 0 0 1,430
COCA COLA CO COM 191216100 362,570 4,461 SH SOLE 0 0 4,461
COMPUGEN LTD ORD M25722105 21,924 10,245 SH SOLE 0 0 10,245
CORMEDIX INC COM 21900C308 125,600 16,000 SH SOLE 0 0 16,000
COSTCO WHOLESALE CORPORATION COM 22160K105 463,669 496 SH SOLE 0 0 496
CROWDSTRIKE HLDGS INC CL A 22788C105 277,783 364 SH SOLE 0 0 364
DELL TECHNOLOGIES INC CL C 24703L202 243,506 564 SH SOLE 0 0 564
DISNEY WALT CO COM 254687106 282,719 2,937 SH SOLE 0 0 2,937
EATON CORP PLC SHS G29183103 1,288,161 3,023 SH SOLE 0 0 3,023
ELI LILLY & CO COM 532457108 666,883 556 SH SOLE 0 0 556
ESSENTIAL UTILS INC COM 29670G102 299,183 7,810 SH SOLE 0 0 7,810
EXXON MOBIL CORP COM 30231G102 765,060 5,596 SH SOLE 0 0 5,596
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 1,326,863 25,831 SH SOLE 0 0 25,831
FIRST TR EXCH TRADED FD III MUNI HI INCM ETF 33739P301 1,288,584 26,574 SH SOLE 0 0 26,574
FIRST TR EXCH TRADED FD III ULTRA SHT DUR MU 33740J104 10,382,863 517,719 SH SOLE 0 0 517,719
FIRST TR EXCHANGE TRADED FD RISNG DIVD ACHIV 33738R506 15,737,871 194,151 SH SOLE 0 0 194,151
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 665,869 7,090 SH SOLE 0 0 7,090
FIRST TR EXCHANGE-TRADED FD FT VEST S&P 500 33739Q705 248,135 4,914 SH SOLE 0 0 4,914
FIRST TR EXCHNG TRADED FD VI FT LADD BUFF ETF 33740F755 682,709 18,689 SH SOLE 0 0 18,689
FIRST TR EXCHNG TRADED FD VI SMIT UNCO BD ETF 33740F888 6,095,868 245,011 SH SOLE 0 0 245,011
FIRST TR EXCHNG TRADED FD VI SMITH OPPORT FXD 33740F805 531,495 12,187 SH SOLE 0 0 12,187
GE AEROSPACE COM NEW 369604301 513,131 1,373 SH SOLE 0 0 1,373
GE VERNOVA INC COM 36828A101 385,354 328 SH SOLE 0 0 328
GLOBAL X FDS US INFR DEV ETF 37954Y673 460,128 7,809 SH SOLE 0 0 7,809
GOLDMAN SACHS ETF TR NASDA 100 ETF 38149W630 203,531 3,432 SH SOLE 0 0 3,432
GOLDMAN SACHS GROUP INC COM 38141G104 436,102 431 SH SOLE 0 0 431
HOME DEPOT INC COM 437076102 842,543 2,389 SH SOLE 0 0 2,389
INTEL CORP COM 458140100 356,057 2,550 SH SOLE 0 0 2,550
INTERNATIONAL BUSINESS MACHS COM 459200101 279,804 995 SH SOLE 0 0 995
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF 46137V613 810,265 14,997 SH SOLE 0 0 14,997
INVESCO EXCHANGE TRADED FD T RAFI US 1500 46137V597 2,225,582 39,906 SH SOLE 0 0 39,906
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,829,555 8,599 SH SOLE 0 0 8,599
INVESCO QQQ TR UNIT SER 1 46090E103 6,055,298 8,223 SH SOLE 0 0 8,223
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 372,715 11,196 SH SOLE 0 0 11,196
ISHARES INC MSCI EQUAL WEITE 464286681 1,760,155 15,414 SH SOLE 0 0 15,414
ISHARES INC MSCI GBL MIN VOL 464286525 4,092,950 34,043 SH SOLE 0 0 34,043
ISHARES TR CORE DIV GRWTH 46434V621 2,987,965 39,424 SH SOLE 0 0 39,424
ISHARES TR CORE HIGH DV ETF 46429B663 3,119,954 113,825 SH SOLE 0 0 113,825
ISHARES TR CORE MSCI EAFE 46432F842 432,512 4,478 SH SOLE 0 0 4,478
ISHARES TR CORE MSCI TOTAL 46432F834 2,007,805 21,037 SH SOLE 0 0 21,037
ISHARES TR CORE S&P MCP ETF 464287507 326,648 4,236 SH SOLE 0 0 4,236
ISHARES TR CORE S&P TTL STK 464287150 5,316,270 32,363 SH SOLE 0 0 32,363
ISHARES TR CORE S&P US GWT 464287671 1,996,686 10,616 SH SOLE 0 0 10,616
ISHARES TR CORE S&P500 ETF 464287200 6,670,198 8,907 SH SOLE 0 0 8,907
ISHARES TR INTL SEL DIV ETF 464288448 220,781 5,329 SH SOLE 0 0 5,329
ISHARES TR ISHARES SEMICDTR 464287523 1,922,992 3,001 SH SOLE 0 0 3,001
ISHARES TR MSCI ACWI ETF 464288257 273,913 1,745 SH SOLE 0 0 1,745
ISHARES TR MSCI USA MMENTM 46432F396 1,270,052 3,705 SH SOLE 0 0 3,705
ISHARES TR MSCI USA QLT FCT 46432F339 13,162,426 59,985 SH SOLE 0 0 59,985
ISHARES TR RUSSELL 3000 ETF 464287689 220,636 517 SH SOLE 0 0 517
ISHARES TR U S EQUITY FACTR 46434V282 1,974,581 26,108 SH SOLE 0 0 26,108
JINKOSOLAR HLDG CO LTD SPONSORED ADR 47759T100 92,750 135,000 SH Call SOLE 0 0 135,000
JOHNSON & JOHNSON COM 478160104 2,528,602 9,956 SH SOLE 0 0 9,956
JPMORGAN CHASE & CO COM 46625H100 1,515,363 4,629 SH SOLE 0 0 4,629
LAM RESEARCH CORP COM NEW 512807306 632,662 1,460 SH SOLE 0 0 1,460
LINDE PLC SHS G54950103 256,356 494 SH SOLE 0 0 494
MASTERCARD INCORPORATED CL A 57636Q104 384,686 749 SH SOLE 0 0 749
MCDONALDS CORP COM 580135101 250,494 927 SH SOLE 0 0 927
MERCK & CO INC COM 58933Y105 244,704 1,904 SH SOLE 0 0 1,904
META PLATFORMS INC CL A 30303M102 1,375,809 2,442 SH SOLE 0 0 2,442
MICRON TECHNOLOGY INC COM 595112103 847,249 734 SH SOLE 0 0 734
MICROSOFT CORP COM 594918104 8,030,983 21,530 SH SOLE 0 0 21,530
MORGAN STANLEY COM NEW 617446448 235,224 1,125 SH SOLE 0 0 1,125
NETFLIX INC. COM 64110L106 219,198 3,070 SH SOLE 0 0 3,070
NEXTERA ENERGY INC COM 65339F101 331,277 3,774 SH SOLE 0 0 3,774
NUCOR CORP COM 670346105 273,983 1,230 SH SOLE 0 0 1,230
NVIDIA CORPORATION COM 67066G104 9,583,915 47,898 SH SOLE 0 0 47,898
ORACLE CORP COM 68389X105 468,051 3,194 SH SOLE 0 0 3,194
PACER FDS TR US CASH COWS 100 69374H881 572,469 9,204 SH SOLE 0 0 9,204
PACER FDS TR US LRG CP CASH 69374H360 339,508 8,457 SH SOLE 0 0 8,457
PALANTIR TECHNOLOGIES INC CL A 69608A108 220,856 1,893 SH SOLE 0 0 1,893
PALO ALTO NETWORKS INC COM 697435105 3,796,576 11,133 SH SOLE 0 0 11,133
PEPSICO INC COM 713448108 300,202 2,217 SH SOLE 0 0 2,217
PHILIP MORRIS INTL INC COM 718172109 469,302 2,594 SH SOLE 0 0 2,594
PIMCO ETF TR MULTISECTOR BD 72201R585 3,657,516 137,915 SH SOLE 0 0 137,915
PROCTER & GAMBLE CO COM 742718109 468,735 3,197 SH SOLE 0 0 3,197
QUALCOMM INC COM 747525103 251,218 1,359 SH SOLE 0 0 1,359
S&P GLOBAL INC COM 78409V104 950,862 2,335 SH SOLE 0 0 2,335
SANDISK CORP COM 80004C200 218,278 96 SH SOLE 0 0 96
SCHWAB STRATEGIC TR FUNDAMENTAL US B 808524789 1,195,644 39,253 SH SOLE 0 0 39,253
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 32,052,473 1,106,784 SH SOLE 0 0 1,106,784
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 15,734,170 496,190 SH SOLE 0 0 496,190
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 852,095 883 SH SOLE 0 0 883
SKYWATER TECHNOLOGY INC COM 83089J108 696,400 20,000 SH SOLE 0 0 20,000
SPDR SERIES TRUST ST STR P500ETF 78464A854 248,525 2,828 SH SOLE 0 0 2,828
SPDR SERIES TRUST ST STR PR SP1500 78464A805 700,675 7,718 SH SOLE 0 0 7,718
SPDR SERIES TRUST ST STR SP600 SML 78468R853 256,493 4,448 SH SOLE 0 0 4,448
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 7,044,317 9,433 SH SOLE 0 0 9,433
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 254,067 532 SH SOLE 0 0 532
TESLA INC COM 88160R101 1,458,641 3,468 SH SOLE 0 0 3,468
UNITED PARCEL SVCS INC CL B 911312106 302,613 2,815 SH SOLE 0 0 2,815
UNITED RENTALS INC COM 911363109 286,007 252 SH SOLE 0 0 252
UNITEDHEALTH GROUP INC COM 91324P102 378,019 910 SH SOLE 0 0 910
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 595,548 908 SH SOLE 0 0 908
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 233,414 4,689 SH SOLE 0 0 4,689
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,727,218 7,015 SH SOLE 0 0 7,015
VANGUARD INDEX FDS GROWTH ETF 922908736 10,313,239 119,726 SH SOLE 0 0 119,726
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,701,950 4,949 SH SOLE 0 0 4,949
VANGUARD INDEX FDS MID CAP ETF 922908629 309,879 3,846 SH SOLE 0 0 3,846
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 9,305,576 13,549 SH SOLE 0 0 13,549
VANGUARD INDEX FDS TOTAL STK MKT 922908769 101,720,013 274,889 SH SOLE 0 0 274,889
VANGUARD INDEX FDS VALUE ETF 922908744 714,063 3,277 SH SOLE 0 0 3,277
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,179,827 14,087 SH SOLE 0 0 14,087
VANGUARD MALVERN FDS CORE-PLUS BD ETF 922020755 869,864 11,213 SH SOLE 0 0 11,213
VANGUARD MALVERN FDS MULTI SECTOR 922020722 3,177,236 61,946 SH SOLE 0 0 61,946
VANGUARD MUN BD FDS SHORT TAX EXEMPT 922907696 3,003,896 39,200 SH SOLE 0 0 39,200
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,824,940 36,080 SH SOLE 0 0 36,080
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 4,478,120 18,925 SH SOLE 0 0 18,925
VANGUARD STAR FDS VG TL INTL STK F 921909768 8,397,537 98,228 SH SOLE 0 0 98,228
VANGUARD WELLINGTON FD US MOMENTUM 921935508 449,368 1,801 SH SOLE 0 0 1,801
VANGUARD WELLINGTON FD US QUALITY 921935706 733,427 4,307 SH SOLE 0 0 4,307
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 33,827,844 214,060 SH SOLE 0 0 214,060
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 1,250,753 12,737 SH SOLE 0 0 12,737
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 357,130 1,194 SH SOLE 0 0 1,194
VANGUARD WORLD FD INF TECH ETF 92204A702 711,952 5,957 SH SOLE 0 0 5,957
VANGUARD WORLD FD MEGA GRWTH IND 921910816 431,016 4,903 SH SOLE 0 0 4,903
VERIZON COMMUNICATIONS INC COM 92343V104 231,684 5,472 SH SOLE 0 0 5,472
VISA INC COM CL A 92826C839 418,570 1,220 SH SOLE 0 0 1,220
VULCAN MATLS CO COM 929160109 990,913 3,359 SH SOLE 0 0 3,359
WALMART INC COM 931142103 604,633 5,338 SH SOLE 0 0 5,338
WELLS FARGO & CO COM 949746101 241,226 2,919 SH SOLE 0 0 2,919
WELLTOWER INC COM 95040Q104 279,108 1,230 SH SOLE 0 0 1,230
WISDOMTREE TR US HIGH DIVIDEND 97717W208 440,295 3,873 SH SOLE 0 0 3,873
WISDOMTREE TR US LARGECAP DIVD 97717W307 1,859,623 19,307 SH SOLE 0 0 19,307
YUM BRANDS INC COM 988498101 232,468 1,454 SH SOLE 0 0 1,454