The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABM INDS INC COM 000957100 204,477 4,622 SH SOLE 0 0 4,622
ABBVIE INC COM 00287Y109 9,447,871 37,545 SH SOLE 0 0 37,545
AIRBNB INC COM CL A 009066101 13,717,137 95,857 SH SOLE 0 0 95,857
AIR PRODUCTS AND CHEMICALS I COM 009158106 8,890,977 30,326 SH SOLE 0 0 30,326
ALLY FINL INC COM 02005N100 258,561 5,627 SH SOLE 0 0 5,627
ALPHABET INC CAP STK CL C 02079K107 44,371,695 125,581 SH SOLE 0 0 125,581
ALPHABET INC CAP STK CL A 02079K305 154,258,467 431,649 SH SOLE 0 0 431,649
AMAZON COM INC COM 023135106 75,253,249 315,739 SH SOLE 0 0 315,739
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562 8,464,867 204,416 SH SOLE 0 0 204,416
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687 3,705,377 79,569 SH SOLE 0 0 79,569
AMERICAN CENTY ETF TR US SML CP VALU 025072877 1,447,330 11,601 SH SOLE 0 0 11,601
AMERICAN CENTY ETF TR US EQT ETF 025072885 19,497,149 152,226 SH SOLE 0 0 152,226
AMERICAN CENTY ETF TR AVAN EMER EX ETF 02507A101 17,251,880 201,427 SH SOLE 0 0 201,427
AMERICAN ELEC PWR CO INC COM 025537101 8,512,958 62,225 SH SOLE 0 0 62,225
AMERICAN EXPRESS CO COM 025816109 22,932,120 67,796 SH SOLE 0 0 67,796
CENCORA INC COM 03073E105 43,325,888 153,106 SH SOLE 0 0 153,106
AMGEN INC COM 031162100 8,725,727 24,096 SH SOLE 0 0 24,096
ELEVANCE HEALTH INC FORMERLY COM 036752103 41,314,870 106,831 SH SOLE 0 0 106,831
APPLE INC COM 037833100 67,853,810 234,496 SH SOLE 0 0 234,496
ARROW ELECTRS INC COM 042735100 301,122 1,411 SH SOLE 0 0 1,411
AUTOMATIC DATA PROCESSING IN COM 053015103 2,745,380 12,259 SH SOLE 0 0 12,259
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 40,171,014 80,279 SH SOLE 0 0 80,279
BLACKROCK ETF TRUST II ISHAR INTER ETF 092528207 291,728 12,030 SH SOLE 0 0 12,030
BOOKING HOLDINGS INC COM 09857L108 44,414,027 249,181 SH SOLE 0 0 249,181
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106 250,931 4,136 SH SOLE 0 0 4,136
BORGWARNER INC COM 099724106 243,024 3,660 SH SOLE 0 0 3,660
BRUNSWICK CORP COM 117043109 229,807 2,728 SH SOLE 0 0 2,728
CME GROUP INC COM 12572Q105 7,314,115 33,121 SH SOLE 0 0 33,121
CATERPILLAR INC COM 149123101 10,862,526 10,201 SH SOLE 0 0 10,201
CHEVRON CORPORATION COM 166764100 7,586,604 45,769 SH SOLE 0 0 45,769
CIENA CORP COM NEW 171779309 257,053 524 SH SOLE 0 0 524
CITIGROUP INC COM NEW 172967424 9,229,588 65,944 SH SOLE 0 0 65,944
COCA COLA CO COM 191216100 8,502,245 104,617 SH SOLE 0 0 104,617
COLUMBIA ETF TR I RESH ENHNC COR 19761L706 23,100,865 533,754 SH SOLE 0 0 533,754
COOPER COS INC COM 216648501 19,347,573 269,803 SH SOLE 0 0 269,803
CORNING INC COM 219350105 11,718,009 45,876 SH SOLE 0 0 45,876
COSTCO WHOLESALE CORPORATION COM 22160K105 33,950,426 36,292 SH SOLE 0 0 36,292
DXC TECHNOLOGY CO COM 23355L106 117,431 13,269 SH SOLE 0 0 13,269
DELL TECHNOLOGIES INC CL C 24703L202 9,049,033 20,973 SH SOLE 0 0 20,973
DEVON ENERGY CORP NEW COM 25179M103 203,460 4,924 SH SOLE 0 0 4,924
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 22,128,289 498,834 SH SOLE 0 0 498,834
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 217,749 4,505 SH SOLE 0 0 4,505
DISNEY WALT CO COM 254687106 8,557,990 88,914 SH SOLE 0 0 88,914
ENBRIDGE INC COM 29250N105 45,251,499 834,744 SH SOLE 0 0 834,744
META PLATFORMS INC CL A 30303M102 75,428,792 133,908 SH SOLE 0 0 133,908
FIRST TR EXCHANGE-TRADED FD MNGD FUTRS STRGY 33739G103 260,023 5,188 SH SOLE 0 0 5,188
FISERV INC COM 337738108 13,752,099 280,369 SH SOLE 0 0 280,369
GENERAL DYNAMICS CORP COM 369550108 20,741,162 58,551 SH SOLE 0 0 58,551
GLOBAL X FDS RATE PREFERRED 37954Y376 2,154,578 97,802 SH SOLE 0 0 97,802
GLOBAL X FDS US PFD ETF 37954Y657 2,154,751 115,289 SH SOLE 0 0 115,289
GRANITESHARES ETF TR 2X LONG NVDA ETF 38747R827 230,193 7,722 SH SOLE 0 0 7,722
HARBOR ETF TRUST COMM ALL WEA ETF 41151J505 272,715 9,295 SH SOLE 0 0 9,295
HARTFORD FDS EXCHANGE TRADED MUN OPORTUNITE 41653L503 217,333 5,552 SH SOLE 0 0 5,552
HEWLETT PACKARD ENTERPRISE C COM 42824C109 7,825,025 173,465 SH SOLE 0 0 173,465
HOULIHAN LOKEY INC CL A 441593100 289,184 2,156 SH SOLE 0 0 2,156
NEW YORK LIFE INVTS ACTIVE E MACKAY MUN INTER 45409F827 290,276 11,921 SH SOLE 0 0 11,921
INTERNATIONAL BUSINESS MACHS COM 459200101 8,112,106 28,847 SH SOLE 0 0 28,847
INVESCO QQQ TR UNIT SER 1 46090E103 1,393,772 1,893 SH SOLE 0 0 1,893
INTUIT COM 461202103 6,966,516 26,692 SH SOLE 0 0 26,692
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 18,490,028 907,709 SH SOLE 0 0 907,709
IQVIA HLDGS INC COM 46266C105 35,265,548 182,515 SH SOLE 0 0 182,515
ISHARES INC MSCI SWITZERLAND 464286749 20,916,344 332,798 SH SOLE 0 0 332,798
ISHARES TR CORE US AGGBD ET 464287226 133,572,384 1,349,489 SH SOLE 0 0 1,349,489
ISHARES TR IBOXX INV CP ETF 464287242 11,166,387 102,378 SH SOLE 0 0 102,378
ISHARES TR 1 3 YR TREAS BD 464287457 269,567 3,283 SH SOLE 0 0 3,283
ISHARES TR RUSSELL 3000 ETF 464287689 25,515,208 59,839 SH SOLE 0 0 59,839
ISHARES TR JPMORGAN USD EMG 464288281 1,783,630 18,495 SH SOLE 0 0 18,495
ISHARES TR INTL SEL DIV ETF 464288448 2,160,036 52,137 SH SOLE 0 0 52,137
ISHARES TR IBOXX HI YD ETF 464288513 8,105,997 101,363 SH SOLE 0 0 101,363
ISHARES TR MBS ETF 464288588 2,526,106 26,726 SH SOLE 0 0 26,726
ISHARES TR INTRM GOV CR ETF 464288612 2,118,930 19,972 SH SOLE 0 0 19,972
ISHARES TR ISHS 1-5YR INVS 464288646 2,171,358 41,430 SH SOLE 0 0 41,430
ISHARES TR 3 7 YR TREAS BD 464288661 2,707,692 23,054 SH SOLE 0 0 23,054
ISHARES TR TRUST ISHARE 0-1 464288679 12,300,163 111,465 SH SOLE 0 0 111,465
ISHARES TR 10+ YR INVST GRD 464289511 3,187,901 63,707 SH SOLE 0 0 63,707
ISHARES TR CORE MSCI EAFE 46432F842 16,827,723 174,236 SH SOLE 0 0 174,236
ISHARES INC MSCI EMRG CHN 46434G764 2,302,192 22,504 SH SOLE 0 0 22,504
ISHARES TR BROAD USD HIGH 46435U853 16,635,692 449,370 SH SOLE 0 0 449,370
ISHARES TR 0-3 MTH TREASURY 46436E718 12,257,076 121,755 SH SOLE 0 0 121,755
JPMORGAN CHASE & CO COM 46625H100 25,179,464 76,924 SH SOLE 0 0 76,924
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 4,326,505 76,602 SH SOLE 0 0 76,602
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 4,533,452 73,763 SH SOLE 0 0 73,763
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 4,082,318 80,854 SH SOLE 0 0 80,854
JOHNSON & JOHNSON COM 478160104 10,133,679 39,901 SH SOLE 0 0 39,901
KENVUE INC COM 49177J102 9,113,785 476,912 SH SOLE 0 0 476,912
LITMAN GREGORY FDS TR IMGP DBI MAN ETF 53700T827 502,188 16,406 SH SOLE 0 0 16,406
LOWES COS INC COM 548661107 8,127,271 36,860 SH SOLE 0 0 36,860
MASTEC INC COM 576323109 244,227 587 SH SOLE 0 0 587
MASTERCARD INCORPORATED CL A 57636Q104 59,471,791 115,794 SH SOLE 0 0 115,794
MCDONALDS CORP COM 580135101 3,963,985 14,665 SH SOLE 0 0 14,665
MCKESSON CORP COM 58155Q103 8,756,829 11,589 SH SOLE 0 0 11,589
MERCK & CO INC COM 58933Y105 9,344,612 72,721 SH SOLE 0 0 72,721
METLIFE INC COM 59156R108 8,427,829 99,608 SH SOLE 0 0 99,608
MICROSOFT CORP COM 594918104 103,381,634 277,148 SH SOLE 0 0 277,148
MOELIS & CO CL A 60786M105 380,417 5,815 SH SOLE 0 0 5,815
MORGAN STANLEY COM NEW 617446448 8,805,711 42,125 SH SOLE 0 0 42,125
NCR VOYIX CORPORATION COM 62886E108 191,415 23,429 SH SOLE 0 0 23,429
NETFLIX INC. COM 64110L106 12,678,284 177,567 SH SOLE 0 0 177,567
NORFOLK SOUTHN CORP COM 655844108 13,167,982 41,858 SH SOLE 0 0 41,858
NVIDIA CORPORATION COM 67066G104 52,774,879 263,756 SH SOLE 0 0 263,756
NUSHARES ETF TR NUVEN AA-BBB CLO 67092P730 263,817 10,519 SH SOLE 0 0 10,519
ONEOK INC NEW COM 682680103 8,256,962 94,973 SH SOLE 0 0 94,973
OWENS CORNING NEW COM 690742101 229,061 1,441 SH SOLE 0 0 1,441
PHILIP MORRIS INTL INC COM 718172109 35,106,989 194,058 SH SOLE 0 0 194,058
PHILLIPS 66 COM 718546104 7,979,046 47,199 SH SOLE 0 0 47,199
PIMCO ETF TR ULTR SH GO AC FD 72201R577 4,909,841 48,646 SH SOLE 0 0 48,646
PIMCO ETF TR MULTISECTOR BD 72201R585 22,504,880 848,600 SH SOLE 0 0 848,600
PRICE T ROWE GROUP INC COM 74144T108 1,925,019 16,932 SH SOLE 0 0 16,932
PROCTER & GAMBLE CO COM 742718109 21,106,111 143,931 SH SOLE 0 0 143,931
PUBLIC STORAGE COM 74460D109 8,167,498 25,659 SH SOLE 0 0 25,659
REALTY INCOME CORP COM 756109104 241,334 3,895 SH SOLE 0 0 3,895
ROBERT HALF INC. COM 770323103 210,756 6,865 SH SOLE 0 0 6,865
ROBLOX CORP CL A 771049103 24,945,737 458,730 SH SOLE 0 0 458,730
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 842,695 1,128 SH SOLE 0 0 1,128
SPDR SERIES TRUST ST STR CONV ETF 78464A359 760,454 7,053 SH SOLE 0 0 7,053
SPDR SERIES TRUST ST STR P500ETF 78464A854 16,448,058 187,165 SH SOLE 0 0 187,165
SPDR SERIES TRUST ST STR SP500DIV 78468R788 2,946,212 61,753 SH SOLE 0 0 61,753
SALESFORCE INC COM 79466L302 14,544,913 92,844 SH SOLE 0 0 92,844
SCHWAB CHARLES CORP COM 808513105 15,320,849 166,044 SH SOLE 0 0 166,044
SCHWAB STRATEGIC TR US TIPS ETF 808524870 11,060,713 417,385 SH SOLE 0 0 417,385
SIMPLIFY EXCHANGE TRADED FUN SIMPLIFY OPPORT 82889N558 209,655 8,912 SH SOLE 0 0 8,912
SIMPLIFY EXCHANGE TRADED FUN HIGH YIELD ETF 82889N830 311,261 14,738 SH SOLE 0 0 14,738
SOUTHERN CO COM 842587107 8,177,092 85,436 SH SOLE 0 0 85,436
STEEL DYNAMICS INC COM 858119100 211,333 921 SH SOLE 0 0 921
STERLING INFRASTRUCTURE INC COM 859241101 419,680 500 SH SOLE 0 0 500
STRYKER CORPORATION COM 863667101 8,309,257 26,392 SH SOLE 0 0 26,392
TTM TECHNOLOGIES INC COM 87305R109 261,828 1,400 SH SOLE 0 0 1,400
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 108,377,804 226,936 SH SOLE 0 0 226,936
TOLL BROTHERS INC COM 889478103 275,132 1,670 SH SOLE 0 0 1,670
UBER TECHNOLOGIES INC COM 90353T100 25,937,263 359,441 SH SOLE 0 0 359,441
UNITEDHEALTH GROUP INC COM 91324P102 33,053,717 79,527 SH SOLE 0 0 79,527
VANECK ETF TRUST SHRT HGH YLD MUN 92189F387 218,626 9,547 SH SOLE 0 0 9,547
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 3,568,529 34,326 SH SOLE 0 0 34,326
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 56,738,581 728,258 SH SOLE 0 0 728,258
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 122,023,954 1,662,225 SH SOLE 0 0 1,662,225
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 1,585,552 13,058 SH SOLE 0 0 13,058
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 221,122,903 321,956 SH SOLE 0 0 321,956
VANGUARD INDEX FDS MID CAP ETF 922908629 1,436,295 17,827 SH SOLE 0 0 17,827
VERIZON COMMUNICATIONS INC COM 92343V104 29,141,794 688,280 SH SOLE 0 0 688,280
VISA INC COM CL A 92826C839 42,421,020 123,644 SH SOLE 0 0 123,644
WALMART INC COM 931142103 24,564,436 216,885 SH SOLE 0 0 216,885
WELLS FARGO & CO COM 949746101 14,529,666 175,819 SH SOLE 0 0 175,819
WILEY JOHN & SONS INC CL A 968223206 215,675 4,446 SH SOLE 0 0 4,446
WILLIAMS SONOMA INC COM 969904101 261,771 1,123 SH SOLE 0 0 1,123
WISDOMTREE TR FUTRE STRAT FD 97717W125 285,092 6,979 SH SOLE 0 0 6,979
WISDOMTREE TR INDIA ERNGS FD 97717W422 17,046,790 398,476 SH SOLE 0 0 398,476
WISDOMTREE TR US MIDCAP DIVID 97717W505 21,081,405 372,990 SH SOLE 0 0 372,990
YUM BRANDS INC COM 988498101 8,413,523 52,631 SH SOLE 0 0 52,631
CREDO TECHNOLOGY GROUP HOLDI ORDINARY SHARES G25457105 271,950 1,000 SH SOLE 0 0 1,000
ICON PUB LTD CO SHS G4705A100 247,363 1,424 SH SOLE 0 0 1,424
CHUBB LIMITED COM H1467J104 8,678,451 25,469 SH SOLE 0 0 25,469
GARMIN LTD SHS H2906T109 18,806,299 79,171 SH SOLE 0 0 79,171