The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM Common Stock 001055102 235 2,009 SH SOLE 0 0 2,009
ABBOTT LABORATORIES COM Common Stock 002824100 430 4,749 SH SOLE 0 0 4,749
ABBVIE INC COM Common Stock 00287Y109 1,424 5,660 SH SOLE 0 0 5,660
ADVANCED MICRO DEVICES INC COM Common Stock 007903107 2,138 3,682 SH SOLE 0 0 3,682
ALASKA AIR GROUP INC COM Common Stock 011659109 200 3,849 SH SOLE 0 0 3,849
ALPHABET INC CAP STK CL C Common Stock 02079K107 1,021 2,891 SH SOLE 0 0 2,891
ALPHABET INC CAP STK CL A Common Stock 02079K305 1,680 4,702 SH SOLE 0 0 4,702
ALTRIA GROUP INC COM Common Stock 02209S103 469 6,433 SH SOLE 0 0 6,433
AMAZON COM INC COM Common Stock 023135106 2,354 9,876 SH SOLE 0 0 9,876
AMERICAN ELEC PWR CO INC COM Common Stock 025537101 304 2,227 SH SOLE 0 0 2,227
AMERICAN EXPRESS CO COM Common Stock 025816109 215 637 SH SOLE 0 0 637
AMGEN INC COM Common Stock 031162100 352 973 SH SOLE 0 0 973
AMPHENOL CORP CL A Common Stock 032095101 370 2,100 SH SOLE 0 0 2,100
APPLE INC COM Common Stock 037833100 10,946 37,830 SH SOLE 0 0 37,830
APPLIED MATLS INC COM Common Stock 038222105 615 852 SH SOLE 0 0 852
AUTOMATIC DATA PROCESSING INC COM Common Stock 053015103 563 2,500 SH SOLE 0 0 2,500
BANCO BRADESCO S A SPNSD ADR American Depository Receipt 059460402 40 13,536 SH SOLE 0 0 13,536
BANK OF AMER CORP COM Common Stock 060505104 1,357 23,819 SH SOLE 0 0 23,819
BANK OF NY MELLON CORP COM Common Stock 064058100 280 1,937 SH SOLE 0 0 1,937
BERKSHIRE HATHAWAY INC DEL CL B NEW Common Stock 084670702 1,267 2,534 SH SOLE 0 0 2,534
BLACKROCK INC COM Common Stock 09290D101 233 243 SH SOLE 0 0 243
BOEING CO COM Common Stock 097023105 1,311 6,059 SH SOLE 0 0 6,059
BRISTOL-MYERS SQUIBB CO COM Common Stock 110122108 262 4,563 SH SOLE 0 0 4,563
BROADCOM INC COM Common Stock 11135F101 1,359 3,599 SH SOLE 0 0 3,599
CAPITAL GROUP GROWTH Exchange Traded Fund 14020G101 8,966 189,860 SH SOLE 0 0 189,860
CAPITAL GROUP INTL EQY Exchange Traded Fund 14021M107 4,257 114,617 SH SOLE 0 0 114,617
CARDINAL HEALTH INC COM Common Stock 14149Y108 475 2,001 SH SOLE 0 0 2,001
CATERPILLAR INC COM Common Stock 149123101 2,279 2,141 SH SOLE 0 0 2,141
CELESTICA INC COM Common Stock 15101Q207 205 562 SH SOLE 0 0 562
CHEVRON CORPORATION COM Common Stock 166764100 620 3,742 SH SOLE 0 0 3,742
CISCO SYS INC COM Common Stock 17275R102 1,220 10,390 SH SOLE 0 0 10,390
CINTAS CORP COM Common Stock 172908105 316 1,858 SH SOLE 0 0 1,858
CITIGROUP INC COM NEW Common Stock 172967424 554 3,958 SH SOLE 0 0 3,958
COCA COLA CO COM Common Stock 191216100 701 8,574 SH SOLE 0 0 8,574
COMFORT SYS USA INC COM Common Stock 199908104 231 116 SH SOLE 0 0 116
CONOCOPHILLIPS COM Common Stock 20825C104 203 1,956 SH SOLE 0 0 1,956
CORNING INC COM Common Stock 219350105 418 1,636 SH SOLE 0 0 1,636
COSTCO WHOLESALE CORPORATION COM Common Stock 22160K105 3,442 3,679 SH SOLE 0 0 3,679
CUMMINS INC COM Common Stock 231021106 263 369 SH SOLE 0 0 369
DEERE and CO COM Common Stock 244199105 290 457 SH SOLE 0 0 457
DELL TECHNOLOGIES INC CL C Common Stock 24703L202 902 2,091 SH SOLE 0 0 2,091
EOG RES INC COM Common Stock 26875P101 213 1,642 SH SOLE 0 0 1,642
EMCOR GROUP INC COM Common Stock 29084Q100 432 521 SH SOLE 0 0 521
EMERSON ELEC CO COM Common Stock 291011104 884 6,178 SH SOLE 0 0 6,178
EXXONMOBIL HOLDINGS CORP COM SHS Common Stock 30233Q108 803 5,877 SH SOLE 0 0 5,877
META PLATFORMS INC CL A Common Stock 30303M102 1,448 2,572 SH SOLE 0 0 2,572
FIDELITY EMRGNG MKTS MULTIFACTOR Exchange Traded Fund 316092543 347 9,573 SH SOLE 0 0 9,573
FIDELITY HIGH DIV Exchange Traded Fund 316092840 6,845 113,541 SH SOLE 0 0 113,541
FIDELITY ENHANCED SMALL CAP CORE Exchange Traded Fund 31609A206 5,189 107,460 SH SOLE 0 0 107,460
FISERV INC COM Common Stock 337738108 408 8,323 SH SOLE 0 0 8,323
FORD MTR CO COM Common Stock 345370860 189 13,652 SH SOLE 0 0 13,652
GE VERNOVA INC COM Common Stock 36828A101 359 306 SH SOLE 0 0 306
GE AEROSPACE COM NEW Common Stock 369604301 534 1,431 SH SOLE 0 0 1,431
GILEAD SCIENCES INC COM Common Stock 375558103 391 3,101 SH SOLE 0 0 3,101
GOLDMAN SACHS GROUP INC COM Common Stock 38141G104 262 260 SH SOLE 0 0 260
HARTFORD INSURANCE GROUP INC COM Common Stock 416515104 353 2,658 SH SOLE 0 0 2,658
HOME DEPOT INC COM Common Stock 437076102 805 2,285 SH SOLE 0 0 2,285
INTEL CORP COM Common Stock 458140100 323 2,317 SH SOLE 0 0 2,317
INTL BUSINESS MACHS COM Common Stock 459200101 748 2,663 SH SOLE 0 0 2,663
INVESCO MSCI EAFE INC ADVANTAGE Exchange Traded Fund 46090A713 210 3,769 SH SOLE 0 0 3,769
INVESCO QQQ TRUST SERIES I Exchange Traded Fund 46090E103 392 533 SH SOLE 0 0 533
ISHARES CORE SP 500 Exchange Traded Fund 464287200 13,981 18,668 SH SOLE 0 0 18,668
ISHARES CORE U.S. AGG BND Exchange Traded Fund 464287226 8,673 87,631 SH SOLE 0 0 87,631
ISHARES RUSSELL 1000 GROWTH Exchange Traded Fund 464287614 622 5,012 SH SOLE 0 0 5,012
ISHARES RUSSELL 3000 Exchange Traded Fund 464287689 249 584 SH SOLE 0 0 584
ISHARES NATIONAL MUNI BND Exchange Traded Fund 464288414 3,905 36,294 SH SOLE 0 0 36,294
ISHARES CORE MSCI EAFE Exchange Traded Fund 46432F842 219 2,270 SH SOLE 0 0 2,270
ISHARES CORE MSCI EMRGNG MKTS Exchange Traded Fund 46434G103 779 9,406 SH SOLE 0 0 9,406
JPMORGAN CHASE and CO COM Common Stock 46625H100 1,405 4,295 SH SOLE 0 0 4,295
JPMORGAN INTL RESEARCH ENHANCED EQY Exchange Traded Fund 46641Q134 2,160 26,189 SH SOLE 0 0 26,189
JPMORGAN INC Exchange Traded Fund 46641Q159 399 8,681 SH SOLE 0 0 8,681
JPMORGAN ACTIVE VALUE Exchange Traded Fund 46641Q167 993 12,509 SH SOLE 0 0 12,509
JPMORGAN ACTIVEBUILDERS EMRGNG MKTS EQY Exchange Traded Fund 46641Q266 3,767 58,972 SH SOLE 0 0 58,972
JPMORGAN INTL GROWTH Exchange Traded Fund 46641Q324 431 4,952 SH SOLE 0 0 4,952
JPMORGAN BETABUILDERS U.S. EQY Exchange Traded Fund 46641Q399 7,111 52,784 SH SOLE 0 0 52,784
JPMORGAN CORE PLUS BND Exchange Traded Fund 46641Q670 1,931 41,145 SH SOLE 0 0 41,145
JPMORGAN CALIFORNIA TAX FREE BND Exchange Traded Fund 46654Q484 248 4,930 SH SOLE 0 0 4,930
JPMORGAN NASDAQ EQY PREMIUM YIELD Exchange Traded Fund 46654Q492 1,260 21,864 SH SOLE 0 0 21,864
JPMORGAN EQY PREMIUM YIELD Exchange Traded Fund 46654Q518 2,780 51,337 SH SOLE 0 0 51,337
JPMORGAN ACTIVE GROWTH Exchange Traded Fund 46654Q609 965 9,794 SH SOLE 0 0 9,794
JPMORGAN U.S. RESEARCH ENHANCED LARGE CAP Exchange Traded Fund 46654Q617 1,197 17,831 SH SOLE 0 0 17,831
JPMORGAN ACTIVE BND Exchange Traded Fund 46654Q716 2,447 45,741 SH SOLE 0 0 45,741
JPMORGAN GLOBAL SEL EQY GLOBAL SEL EQY Exchange Traded Fund 46654Q740 688 9,669 SH SOLE 0 0 9,669
JPMORGAN INTL VALUE Exchange Traded Fund 46654Q757 6,465 70,316 SH SOLE 0 0 70,316
JOHNSON and JOHNSON COM Common Stock 478160104 1,684 6,634 SH SOLE 0 0 6,634
KLA CORP COM NEW Common Stock 482480100 407 1,350 SH SOLE 0 0 1,350
KINDER MORGAN INC DEL COM Common Stock 49456B101 317 9,938 SH SOLE 0 0 9,938
LAM RESEARCH CORP COM NEW Common Stock 512807306 927 2,138 SH SOLE 0 0 2,138
ELI LILLY and CO COM Common Stock 532457108 1,119 933 SH SOLE 0 0 933
LOCKHEED MARTIN CORP COM Common Stock 539830109 429 842 SH SOLE 0 0 842
LOWES COS INC COM Common Stock 548661107 221 1,006 SH SOLE 0 0 1,006
M and T BK CORP COM Common Stock 55261F104 302 1,270 SH SOLE 0 0 1,270
MANULIFE FINL CORP COM Common Stock 56501R106 244 6,044 SH SOLE 0 0 6,044
MARVELL TECH INC COM Common Stock 573874104 1,107 3,717 SH SOLE 0 0 3,717
MASTERCARD INCORPD CL A Common Stock 57636Q104 300 586 SH SOLE 0 0 586
MCDONALDS CORP COM Common Stock 580135101 499 1,849 SH SOLE 0 0 1,849
MCKESSON CORP COM Common Stock 58155Q103 271 359 SH SOLE 0 0 359
MERCK and CO INC COM Common Stock 58933Y105 302 2,337 SH SOLE 0 0 2,337
METLIFE INC COM Common Stock 59156R108 265 3,142 SH SOLE 0 0 3,142
MICROSOFT CORP COM Common Stock 594918104 16,875 45,239 SH SOLE 0 0 45,239
MICRON TECH INC COM Common Stock 595112103 983 851 SH SOLE 0 0 851
MOODYS CORP COM Common Stock 615369105 244 540 SH SOLE 0 0 540
PARAMETRIC HEDGED EQY Exchange Traded Fund 61774R874 3,245 93,892 SH SOLE 0 0 93,892
NETFLIX INC. COM Common Stock 64110L106 509 7,141 SH SOLE 0 0 7,141
NEXTERA ENERGY INC COM Common Stock 65339F101 767 8,740 SH SOLE 0 0 8,740
NORFOLK SOUTHN CORP COM Common Stock 655844108 271 863 SH SOLE 0 0 863
NOVARTIS AG SPNSD ADR American Depository Receipt 66987V109 337 2,153 SH SOLE 0 0 2,153
NUCOR CORP COM Common Stock 670346105 402 1,800 SH SOLE 0 0 1,800
NVIDIA CORPORATION COM Common Stock 67066G104 14,375 71,844 SH SOLE 0 0 71,844
ORACLE CORP COM Common Stock 68389X105 203 1,387 SH SOLE 0 0 1,387
PNC FINL SVCS GROUP INC COM Common Stock 693475105 522 2,122 SH SOLE 0 0 2,122
PPL CORP COM Common Stock 69351T106 236 6,443 SH SOLE 0 0 6,443
PACCAR INC COM Common Stock 693718108 1,652 13,759 SH SOLE 0 0 13,759
PALO ALTO NETWORKS INC COM Common Stock 697435105 304 893 SH SOLE 0 0 893
PARKER-HANNIFIN CORP COM Common Stock 701094104 295 302 SH SOLE 0 0 302
PEPSICO INC COM Common Stock 713448108 267 1,976 SH SOLE 0 0 1,976
PHILIP MORRIS INTL INC COM Common Stock 718172109 386 2,119 SH SOLE 0 0 2,119
PIMCO MORTGAGE-BACKED SEC ACTIVE ETF Exchange Traded Fund 72201R569 4,311 87,314 SH SOLE 0 0 87,314
PIMCO MULTISECTR BND ACTIVE ETF Exchange Traded Fund 72201R585 10,518 396,619 SH SOLE 0 0 396,619
PIMCO MUN INC OPP ACTIVE ETF Exchange Traded Fund 72201R635 2,199 48,061 SH SOLE 0 0 48,061
PIMCO ACTIVE BND ETF Exchange Traded Fund 72201R775 16,423 178,115 SH SOLE 0 0 178,115
PIMCO 0-5 YEAR HIGH YIELD CORP BND IDX ETF Exchange Traded Fund 72201R783 1,698 18,160 SH SOLE 0 0 18,160
PIMCO INVST GRADE CORP BND IDX Exchange Traded Fund 72201R817 3,395 35,044 SH SOLE 0 0 35,044
PIMCO INT MUN BND ACTIVE ETF Exchange Traded Fund 72201R866 2,720 51,719 SH SOLE 0 0 51,719
PROCTER and GAMBLE CO COM Common Stock 742718109 1,041 7,101 SH SOLE 0 0 7,101
PROLOGIS INC. COM Real Estate Investment Trust 74340W103 201 1,490 SH SOLE 0 0 1,490
PULTE GROUP INC COM Common Stock 745867101 298 2,174 SH SOLE 0 0 2,174
QUALCOMM INC COM Common Stock 747525103 352 1,909 SH SOLE 0 0 1,909
RTX CORPORATION COM Common Stock 75513E101 322 1,697 SH SOLE 0 0 1,697
STATE ST SPDR SP 500 Exchange Traded Fund 78462F103 255 341 SH SOLE 0 0 341
STATE ST SPDR ICE PREFERRED SEC Exchange Traded Fund 78464A292 250 8,211 SH SOLE 0 0 8,211
STATE ST SPDR PORT INT TERM CORP BND Exchange Traded Fund 78464A375 307 9,195 SH SOLE 0 0 9,195
STATE ST SPDR PORT SP 500 Exchange Traded Fund 78464A854 710 8,086 SH SOLE 0 0 8,086
STATE ST SPDR BLOOMBERG 1-3 MO T-BILL Exchange Traded Fund 78468R663 203 2,219 SH SOLE 0 0 2,219
SALESFORCE INC COM Common Stock 79466L302 207 1,320 SH SOLE 0 0 1,320
CHARLES SCH CORP (THE) COM Common Stock 808513105 306 3,323 SH SOLE 0 0 3,323
STATE ST TECH SEL SECTR SPDR Exchange Traded Fund 81369Y803 229 1,203 SH SOLE 0 0 1,203
STATE ST UTILITIES SEL SECTR SPDR Exchange Traded Fund 81369Y886 3,105 68,496 SH SOLE 0 0 68,496
SOUTHERN CO COM Common Stock 842587107 361 3,775 SH SOLE 0 0 3,775
STARBUCKS CORP COM Common Stock 855244109 1,329 13,012 SH SOLE 0 0 13,012
TAIWAN SEMI COND MANUFACT SPNSD ADS American Depository Receipt 874039100 685 1,432 SH SOLE 0 0 1,432
TESLA INC COM Common Stock 88160R101 698 1,661 SH SOLE 0 0 1,661
3M CO COM Common Stock 88579Y101 815 5,036 SH SOLE 0 0 5,036
TRAVELERS COMPANIES INC COM Common Stock 89417E109 280 851 SH SOLE 0 0 851
US BANCORP COM NEW Common Stock 902973304 430 7,065 SH SOLE 0 0 7,065
UNITEDHEALTH GROUP INC COM Common Stock 91324P102 280 675 SH SOLE 0 0 675
VNGRD DIV APP Exchange Traded Fund 921908844 368 1,557 SH SOLE 0 0 1,557
VNGRD TOTAL INTL STOCK Exchange Traded Fund 921909768 5,960 69,724 SH SOLE 0 0 69,724
VNGRD TOTAL BND MKT Exchange Traded Fund 921937835 662 9,019 SH SOLE 0 0 9,019
VNGRD CORE BND Exchange Traded Fund 922020748 239 3,103 SH SOLE 0 0 3,103
VNGRD SHORT-TERM TRSY Exchange Traded Fund 92206C102 224 3,853 SH SOLE 0 0 3,853
VNGRD SHORT-TERM CORP BND Exchange Traded Fund 92206C409 287 3,644 SH SOLE 0 0 3,644
VNGRD TAX-EXEMPT BND Exchange Traded Fund 922907746 354 6,999 SH SOLE 0 0 6,999
VNGRD SP 500 Exchange Traded Fund 922908363 402 586 SH SOLE 0 0 586
VNGRD MORN MID-CAP Exchange Traded Fund 922908629 435 5,408 SH SOLE 0 0 5,408
VNGRD MORN TOTAL STOCK MKT Exchange Traded Fund 922908769 636 1,721 SH SOLE 0 0 1,721
VERIZON COMMS INC COM Common Stock 92343V104 374 8,841 SH SOLE 0 0 8,841
VERTIV HOLDINGS CO COM CL A Common Stock 92537N108 262 785 SH SOLE 0 0 785
VISA INC COM CL A Common Stock 92826C839 604 1,763 SH SOLE 0 0 1,763
WALMART INC COM Common Stock 931142103 1,009 8,910 SH SOLE 0 0 8,910
WASTE MGMT INC DEL COM Common Stock 94106L109 272 1,222 SH SOLE 0 0 1,222
WELLS FARGO and CO COM Common Stock 949746101 503 6,090 SH SOLE 0 0 6,090
WESTERN DIGITAL CORP COM Common Stock 958102105 414 649 SH SOLE 0 0 649
WISDOMTREE ENHANCED COMM STGY Exchange Traded Fund 97717Y683 2,757 121,737 SH SOLE 0 0 121,737
ZACKS EARNINGS CONSISTENT PORT Exchange Traded Fund 98888G105 2,228 59,051 SH SOLE 0 0 59,051
ZACKS SMALL/MID CAP Exchange Traded Fund 98888G204 1,130 25,334 SH SOLE 0 0 25,334
ZACKS FOCUS GROWTH Exchange Traded Fund 98888G808 851 26,780 SH SOLE 0 0 26,780
ZACKS QUALITY INTL Exchange Traded Fund 98888G881 330 11,327 SH SOLE 0 0 11,327
SEAGATE TECH HLDNGS PLC ORD SHS Common Stock G7997R103 447 463 SH SOLE 0 0 463
TE CONNECTIVITY PLC ORD SHS Common Stock G87052109 209 1,037 SH SOLE 0 0 1,037
CHUBB LIMITED COM Common Stock H1467J104 306 895 SH SOLE 0 0 895