The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM COM 88579Y101 137,300 848 SH SOLE 0 0 848
ADOBE INC COM COM 00724F101 920,540 4,490 SH SOLE 0 0 4,490
ALPHABET INC CAP STK CL A CAP STK CL A 02079K305 294,134 823 SH SOLE 0 0 823
ALPHABET INC CAP STK CL C CAP STK CL C 02079K107 56,170 159 SH SOLE 0 0 159
AMAZON COM INC COM COM 023135106 2,622 11 SH SOLE 0 0 11
AMGEN INC COM COM 031162100 128,190 354 SH SOLE 0 0 354
APPLE INC COM COM 037833100 63,659 220 SH SOLE 0 0 220
ARCHER AVIATION INC COM CL A COM CL A 03945R102 14,190 3,000 SH SOLE 0 0 3,000
AUTODESK INC COM COM 052769106 300,768 1,547 SH SOLE 0 0 1,547
BANK AMERICA CORP 7.25 CNV PFD L 7.25%CNV PFD L 060505682 1,255 1 SH SOLE 0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B NEW 084670702 2,502 5 SH SOLE 0 0 5
BOEING CO COM COM 097023105 649 3 SH SOLE 0 0 3
DIMENSIONAL U.S. CORE EQUITY 2 ETF US COR EQU 2 ETF 25434V708 12,303,911 277,365 SH SOLE 0 0 277,365
DIMENSIONAL U.S. SMALL CAP ETF US SMALL CAP ETF 25434V500 36,065 438 SH SOLE 0 0 438
DIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETF WORLD EX US CORE 25434V880 21,930,263 595,284 SH SOLE 0 0 595,284
HEWLETT PACKARD ENTERPRISE CO COM COM 42824C109 76,416 1,694 SH SOLE 0 0 1,694
HP INC COM COM 40434L105 36,318 1,633 SH SOLE 0 0 1,633
INTEL CORP COM COM 458140100 369,729 2,648 SH SOLE 0 0 2,648
INTUITIVE SURGICAL INC COM NEW COM NEW 46120E602 765,932 1,926 SH SOLE 0 0 1,926
ISHARES 0-5 YEAR HIGH YIELD CORPORATE BOND ETF 0-5YR HI YL CP 46434V407 132,701 3,129 SH SOLE 0 0 3,129
ISHARES CALIFORNIA MUNI BOND ETF CALIF MUN BD ETF 464288356 2,077,807 36,048 SH SOLE 0 0 36,048
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 47,517 492 SH SOLE 0 0 492
ISHARES CORE S&P 500 ETF CORE S&P500 ETF 464287200 92,113 123 SH SOLE 0 0 123
ISHARES CORE S&P SMALL CAP ETF CORE S&P SCP ETF 464287804 5,441,494 36,690 SH SOLE 0 0 36,690
ISHARES LONG-TERM NATIONAL MUNI BOND ETF LONG TERM MUNI 46438G448 944,087 18,432 SH SOLE 0 0 18,432
ISHARES NEW YORK MUNI BOND ETF NEW YORK MUN ETF 464288323 584,977 10,852 SH SOLE 0 0 10,852
ISHARES RUSSELL 2000 ETF RUSSELL 2000 ETF 464287655 40,561 135 SH SOLE 0 0 135
LOWES COS INC COM COM 548661107 4,410 20 SH SOLE 0 0 20
MASTERCARD INCORPORATED CL A CL A 57636Q104 4,109 8 SH SOLE 0 0 8
META PLATFORMS INC CL A CL A 30303M102 43,373 77 SH SOLE 0 0 77
MICROSOFT CORP COM COM 594918104 60,429 162 SH SOLE 0 0 162
NETFLIX INC. COM COM 64110L106 3,570 50 SH SOLE 0 0 50
NVIDIA CORPORATION COM COM 67066G104 15,007 75 SH SOLE 0 0 75
PROCTER & GAMBLE CO COM COM 742718109 58,752 401 SH SOLE 0 0 401
ROSS STORES INC COM COM 778296103 2,129 10 SH SOLE 0 0 10
SCHWAB INTERNATIONAL EQUITY ETF INTL EQTY ETF 808524805 12,198,000 440,361 SH SOLE 0 0 440,361
SIGHT SCIENCES INC COM COM 82657M105 27,100 5,000 SH SOLE 0 0 5,000
SOLVENTUM CORP COM SHS COM SHS 83444M101 16,356 212 SH SOLE 0 0 212
STATE STREET SPDR PORTFOLIO S&P 500 ETF ST STR P500ETF 78464A854 180,681 2,056 SH SOLE 0 0 2,056
STATE STREET SPDR S&P 500 ETF TR UNIT 78462F103 221,791 297 SH SOLE 0 0 297
VANGUARD CORE BOND ETF CORE BD ETF 922020748 2,247,240 29,097 SH SOLE 0 0 29,097
VANGUARD DIVIDEND APPRECIATION ETF DIV APP ETF 921908844 15,741,619 66,527 SH SOLE 0 0 66,527
VANGUARD FTSE DEVELOPED MARKETS ETF VAN FTSE DEV MKT 921943858 415,459 5,831 SH SOLE 0 0 5,831
VANGUARD INTERMEDIATE-TERM BOND ETF INTERMED TERM 921937819 7,004,397 91,322 SH SOLE 0 0 91,322
VANGUARD MID-CAP VALUE ETF MCAP VL IDXVIP 922908512 6,015,142 30,441 SH SOLE 0 0 30,441
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 28,270,473 41,162 SH SOLE 0 0 41,162
VANGUARD SMALL-CAP ETF SMALL CP ETF 922908751 131,554 434 SH SOLE 0 0 434
VANGUARD TAX-EXEMPT BOND ETF TAX EXEMPT BD 922907746 3,527,904 69,749 SH SOLE 0 0 69,749
VANGUARD TOTAL INTERNATIONAL STOCK ETF VG TL INTL STK F 921909768 195,003 2,281 SH SOLE 0 0 2,281
VANGUARD TOTAL STOCK MARKET ETF TOTAL STK MKT 922908769 677,913 1,832 SH SOLE 0 0 1,832
VISA INC COM CL A COM CL A 92826C839 4,460 13 SH SOLE 0 0 13
WALMART INC COM COM 931142103 135,912 1,200 SH SOLE 0 0 1,200
WELLS FARGO & CO COM COM 949746101 5,124 62 SH SOLE 0 0 62
WW GRAINGER INC COM COM 384802104 5,442 4 SH SOLE 0 0 4