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  <xs:element id="prosper_AmortizationAndChangeInFairValueServicingRights" abstract="false" name="AmortizationAndChangeInFairValueServicingRights" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_IncreaseDecreaseInPayableToInvestors" abstract="false" name="IncreaseDecreaseInPayableToInvestors" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_PurchaseOfBorrowerLoansHeldAtFairValue" abstract="false" name="PurchaseOfBorrowerLoansHeldAtFairValue" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_ProceedsFromSaleAndPrincipalPaymentOfBorrowerLoansHeldAtFairValue" abstract="false" name="ProceedsFromSaleAndPrincipalPaymentOfBorrowerLoansHeldAtFairValue" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_ProceedsFromIssuanceOfNotesHeldAtFairValue" abstract="false" name="ProceedsFromIssuanceOfNotesHeldAtFairValue" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_PaymentOfNotesHeldAtFairValue" abstract="false" name="PaymentOfNotesHeldAtFairValue" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_PaymentsOnSecuritizationNotes" abstract="false" name="PaymentsOnSecuritizationNotes" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_ProceedsFromExerciseOfWarrantsAndStockOptionsIncludingEarlyExerciseAndIssuanceOfRestrictedStock" abstract="false" name="ProceedsFromExerciseOfWarrantsAndStockOptionsIncludingEarlyExerciseAndIssuanceOfRestrictedStock" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_IncreaseDecreaseInReceivablesFromAndPayablesToRelatedParty" abstract="false" name="IncreaseDecreaseInReceivablesFromAndPayablesToRelatedParty" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_OtherNonCashChangesInBorrowerLoansAndNotes" abstract="false" name="OtherNonCashChangesInBorrowerLoansAndNotes" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_TransactionFeeRefundsPolicyTextBlock" abstract="false" name="TransactionFeeRefundsPolicyTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="prosper_TermLoanPolicyPolicyTextBlock" abstract="false" name="TermLoanPolicyPolicyTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="prosper_FairValueInputsAssetsLiabilitiesQuantitativeInformationTableTextBlock" abstract="false" name="FairValueInputsAssetsLiabilitiesQuantitativeInformationTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="prosper_ScheduleOfServicingAssetsAndLiabilitiesAtAmortizedFairValueTableTextBlock" abstract="false" name="ScheduleOfServicingAssetsAndLiabilitiesAtAmortizedFairValueTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="prosper_KeyEconomicAssumptionsAndSensitivityOfCurrentFairValueToImmediateAdverseChangesInThoseAssumptionsTableTextBlock" abstract="false" name="KeyEconomicAssumptionsAndSensitivityOfCurrentFairValueToImmediateAdverseChangesInThoseAssumptionsTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="prosper_ScheduleOfEstimatedFairValueOfSensitivityAssetsAndLiabilitiesTableTextBlock" abstract="false" name="ScheduleOfEstimatedFairValueOfSensitivityAssetsAndLiabilitiesTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="prosper_ScheduleOfDerivativeAssetsMeasuredAtFairValueTableTextBlock" abstract="false" name="ScheduleOfDerivativeAssetsMeasuredAtFairValueTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="prosper_ScheduleOfDerivativeLiabilityMeasuredAtFairValueTableTextBlock" abstract="false" name="ScheduleOfDerivativeLiabilityMeasuredAtFairValueTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="prosper_FinancialInstrumentsAssetsAndLiabilitiesNotRecordedAtFairValueTableTextBlock" abstract="false" name="FinancialInstrumentsAssetsAndLiabilitiesNotRecordedAtFairValueTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="prosper_LesseeOperatingLeaseScheduleOfRightOfUseAssetsTableTextBlock" abstract="false" name="LesseeOperatingLeaseScheduleOfRightOfUseAssetsTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="prosper_ProsperAllocationsMember" abstract="true" name="ProsperAllocationsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_CoastalAllocationsMember" abstract="true" name="CoastalAllocationsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_CreditCardProgramAgreementMember" abstract="true" name="CreditCardProgramAgreementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_FeeDepositsExcessOfTransactionFeeCollectedPercentage" abstract="false" name="FeeDepositsExcessOfTransactionFeeCollectedPercentage" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="prosper_AssetsHeldUnderOperatingLeasesMember" abstract="true" name="AssetsHeldUnderOperatingLeasesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_OfficeEquipmentAndFurnitureMember" abstract="true" name="OfficeEquipmentAndFurnitureMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_AssetsNotYetPlacedInServiceMember" abstract="true" name="AssetsNotYetPlacedInServiceMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_PropertyPlantAndEquipmentAndOperatingLeaseRightOfUseAssets" abstract="false" name="PropertyPlantAndEquipmentAndOperatingLeaseRightOfUseAssets" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_PropertyPlantAndEquipmentAndOperatingLeaseRightOfUseAssetAccumulatedDepreciationAndAmortization" abstract="false" name="PropertyPlantAndEquipmentAndOperatingLeaseRightOfUseAssetAccumulatedDepreciationAndAmortization" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_LoansReceivableCarryingValue" abstract="false" name="LoansReceivableCarryingValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_SecurtizationTrustPMIT20241Member" abstract="true" name="SecurtizationTrustPMIT20241Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_SecurtizationTrustPMIT20231Member" abstract="true" name="SecurtizationTrustPMIT20231Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_ContinuingInvolvementWithTransferredFinancialAssetsOriginalTerm" abstract="false" name="ContinuingInvolvementWithTransferredFinancialAssetsOriginalTerm" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="prosper_ContinuingInvolvementWithTransferredFinancialAssetsOriginalTermOne" abstract="false" name="ContinuingInvolvementWithTransferredFinancialAssetsOriginalTermOne" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="prosper_ContinuingInvolvementWithTransferredFinancialAssetsOriginalTermTwo" abstract="false" name="ContinuingInvolvementWithTransferredFinancialAssetsOriginalTermTwo" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="prosper_ContinuingInvolvementWithTransferredFinancialAssetsOriginalTermThree" abstract="false" name="ContinuingInvolvementWithTransferredFinancialAssetsOriginalTermThree" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="prosper_ContinuingInvolvementWithTransferredFinancialAssetsOriginalTermFour" abstract="false" name="ContinuingInvolvementWithTransferredFinancialAssetsOriginalTermFour" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="prosper_FixedInterestRateMinimum" abstract="false" name="FixedInterestRateMinimum" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="prosper_FixedInterestRateMaximum" abstract="false" name="FixedInterestRateMaximum" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="prosper_MinimumPeriodThatBorrowerLoansWereDelinquent" abstract="false" name="MinimumPeriodThatBorrowerLoansWereDelinquent" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="prosper_NonAccrualStatusPastDueDate" abstract="false" name="NonAccrualStatusPastDueDate" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="prosper_CreditCardDerivativeMember" abstract="true" name="CreditCardDerivativeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_SecuritizationTrustPMCC20241Member" abstract="true" name="SecuritizationTrustPMCC20241Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_CreditCardMiscellaneousFees" abstract="false" name="CreditCardMiscellaneousFees" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_ServicingFeePercentage" abstract="false" name="ServicingFeePercentage" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="prosper_ServicingOutstandingPercentage" abstract="false" name="ServicingOutstandingPercentage" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="prosper_ServicingAssetsMember" abstract="true" name="ServicingAssetsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_ContinuingInvolvementWithTransferredFinancialAssetsOriginalTermFive" abstract="false" name="ContinuingInvolvementWithTransferredFinancialAssetsOriginalTermFive" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="prosper_SecurtizationTrustPMIT20231ClassANotesMember" abstract="true" name="SecurtizationTrustPMIT20231ClassANotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_SecurtizationTrustPMIT20231ClassBNotesMember" abstract="true" name="SecurtizationTrustPMIT20231ClassBNotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_SecurtizationTrustPMIT20231ClassCNotesMember" abstract="true" name="SecurtizationTrustPMIT20231ClassCNotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_SecurtizationTrustPMIT20231ClassDNotesMember" abstract="true" name="SecurtizationTrustPMIT20231ClassDNotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_SecurtizationTrustPMIT20231ClassENotesMember" abstract="true" name="SecurtizationTrustPMIT20231ClassENotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_SecurtizationTrustPMIT20241ClassANotesMember" abstract="true" name="SecurtizationTrustPMIT20241ClassANotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_SecurtizationTrustPMIT20241ClassBNotesMember" abstract="true" name="SecurtizationTrustPMIT20241ClassBNotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_SecurtizationTrustPMIT20241ClassCNotesMember" abstract="true" name="SecurtizationTrustPMIT20241ClassCNotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_SecurtizationTrustPMIT20241ClassDNotesMember" abstract="true" name="SecurtizationTrustPMIT20241ClassDNotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_SecurtizationTrustPMCC20241ClassANotesMember" abstract="true" name="SecurtizationTrustPMCC20241ClassANotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_SecurtizationTrustPMCC20241ClassBNotesMember" abstract="true" name="SecurtizationTrustPMCC20241ClassBNotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_SecurtizationTrustPMCC20241ClassCNotesMember" abstract="true" name="SecurtizationTrustPMCC20241ClassCNotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_SecurtizationTrustPMCC20241ClassDNotesMember" abstract="true" name="SecurtizationTrustPMCC20241ClassDNotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_SecuritizationTrustMember" abstract="true" name="SecuritizationTrustMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_LoansHeldForSaleOrSecuritizationOrAssetBackedFinancingArrangementNumberOfClassesIssued" abstract="false" name="LoansHeldForSaleOrSecuritizationOrAssetBackedFinancingArrangementNumberOfClassesIssued" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="prosper_LoansHeldForSaleOrSecuritizationOrAssetBackedFinancingArrangementStatedRate" abstract="false" name="LoansHeldForSaleOrSecuritizationOrAssetBackedFinancingArrangementStatedRate" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="prosper_LoansHeldForSaleOrSecuritizationOrAssetBackedFinancingArrangementContractualThreshold" abstract="false" name="LoansHeldForSaleOrSecuritizationOrAssetBackedFinancingArrangementContractualThreshold" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="prosper_LoansHeldForSaleOrSecuritizationOrAssetBackedFinancingArrangementPrincipalPaymentsNotDuePeriod" abstract="false" name="LoansHeldForSaleOrSecuritizationOrAssetBackedFinancingArrangementPrincipalPaymentsNotDuePeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="prosper_PeriodOfTimeInterestPaymentsAreNotDue" abstract="false" name="PeriodOfTimeInterestPaymentsAreNotDue" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="prosper_LoanHeldForSaleOrSecuritizationOrAssetBackedFinancingArrangementLeastDilutionalBalancePercent" abstract="false" name="LoanHeldForSaleOrSecuritizationOrAssetBackedFinancingArrangementLeastDilutionalBalancePercent" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="prosper_BorrowerLoansLoansHeldForSaleAndNotesAbstract" abstract="true" name="BorrowerLoansLoansHeldForSaleAndNotesAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="prosper_ServicingAssetsAbstract" abstract="true" name="ServicingAssetsAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="prosper_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueMarketServicingRate" abstract="false" name="ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueMarketServicingRate" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="prosper_FairValueAssumptionsCollectionFeeMarketRate" abstract="false" name="FairValueAssumptionsCollectionFeeMarketRate" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="prosper_FairValueAssumptionsWeightedAverageMarketServicingRate" abstract="false" name="FairValueAssumptionsWeightedAverageMarketServicingRate" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="prosper_LoanTrailingFeeLiabilityAbstract" abstract="true" name="LoanTrailingFeeLiabilityAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="prosper_LoansHeldForSaleMember" abstract="true" name="LoansHeldForSaleMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetOtherChanges" abstract="false" name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetOtherChanges" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityOtherChanges" abstract="false" name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityOtherChanges" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAndLiabilityValue" abstract="false" name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAndLiabilityValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAndLiabilityPurchases" abstract="false" name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAndLiabilityPurchases" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAndLiabilityPrincipalRepaymentsAndCreditLosses" abstract="false" name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAndLiabilityPrincipalRepaymentsAndCreditLosses" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAndLiabilitiesSales" abstract="false" name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAndLiabilitiesSales" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAndLiabilityOtherChanges" abstract="false" name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAndLiabilityOtherChanges" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAndLiabilityChangeInFairValue" abstract="false" name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAndLiabilityChangeInFairValue" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_ReceivableFromCreditCardPartnerMember" abstract="true" name="ReceivableFromCreditCardPartnerMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_CreditCardServicingObligationLiabilityMember" abstract="true" name="CreditCardServicingObligationLiabilityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_TrailingFeeMember" abstract="true" name="TrailingFeeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_CreditCardDerivativeAbstract" abstract="true" name="CreditCardDerivativeAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="prosper_LiabilityAtFairValueAmountRollForward" abstract="true" name="LiabilityAtFairValueAmountRollForward" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="prosper_TemporaryEquityStockIssuedDuringPeriodValueConversionOfConvertibleSecuritiesWarrant" abstract="false" name="TemporaryEquityStockIssuedDuringPeriodValueConversionOfConvertibleSecuritiesWarrant" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_AssumptionsAxis" abstract="true" name="AssumptionsAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="prosper_AssumptionsDomain" abstract="true" name="AssumptionsDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_FairValueAssumptionsPrepaymentRateMember" abstract="true" name="FairValueAssumptionsPrepaymentRateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_FairValueAssumptionsDiscountRateMember" abstract="true" name="FairValueAssumptionsDiscountRateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_FairValueAssumptionsDefaultRateMember" abstract="true" name="FairValueAssumptionsDefaultRateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_ChangeInAssumptionsAxis" abstract="true" name="ChangeInAssumptionsAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="prosper_ChangeInAssumptionsDomain" abstract="true" name="ChangeInAssumptionsDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_OneHundredBasisPointIncreaseMember" abstract="true" name="OneHundredBasisPointIncreaseMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_TwoHundredBasisPointIncreaseMember" abstract="true" name="TwoHundredBasisPointIncreaseMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_OneHundredBasisPointDecreaseMember" abstract="true" name="OneHundredBasisPointDecreaseMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_TwoHundredBasisPointDecreaseMember" abstract="true" name="TwoHundredBasisPointDecreaseMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_OnePointOneMultiplierToDefaultRateMember" abstract="true" name="OnePointOneMultiplierToDefaultRateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_OnePointTwoMultiplierToDefaultRateMember" abstract="true" name="OnePointTwoMultiplierToDefaultRateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_ZeroPointNineMultiplierToDefaultRateMember" abstract="true" name="ZeroPointNineMultiplierToDefaultRateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_ZeroPointEightMultiplierToDefaultRateMember" abstract="true" name="ZeroPointEightMultiplierToDefaultRateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_TenPercentIncreaseMember" abstract="true" name="TenPercentIncreaseMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_TwentyPercentIncreaseMember" abstract="true" name="TwentyPercentIncreaseMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_TenPercentDecreaseMember" abstract="true" name="TenPercentDecreaseMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_TwentyPercentDecreaseMember" abstract="true" name="TwentyPercentDecreaseMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_A100BasisPointIncreaseMember" abstract="true" name="A100BasisPointIncreaseMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_A200BasisPointIncreaseMember" abstract="true" name="A200BasisPointIncreaseMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_A100BasisPointDecreaseMember" abstract="true" name="A100BasisPointDecreaseMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_A200BasisPointDecreaseMember" abstract="true" name="A200BasisPointDecreaseMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_OnePointOneMultiplierToPrepaymentRateMember" abstract="true" name="OnePointOneMultiplierToPrepaymentRateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_OnePointTwoMultiplierToPrepaymentRateMember" abstract="true" name="OnePointTwoMultiplierToPrepaymentRateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_ZeroPointNineMultiplierToPrepaymentRateMember" abstract="true" name="ZeroPointNineMultiplierToPrepaymentRateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_BorrowerLoansMember" abstract="true" name="BorrowerLoansMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_LoansReceivableExpectedFairValueWithChangeInAssumptions" abstract="false" name="LoansReceivableExpectedFairValueWithChangeInAssumptions" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_NotesPayableExpectedFairValueWithChangeInAssumptions" abstract="false" name="NotesPayableExpectedFairValueWithChangeInAssumptions" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_PrepaymentRateIncrease" abstract="false" name="PrepaymentRateIncrease" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="prosper_PrepaymentRateDecrease" abstract="false" name="PrepaymentRateDecrease" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="prosper_DefaultRateIncrease" abstract="false" name="DefaultRateIncrease" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="prosper_DefaultRateDecrease" abstract="false" name="DefaultRateDecrease" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="prosper_DiscountRatesIncrease" abstract="false" name="DiscountRatesIncrease" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="prosper_MarketServicingRateMember" abstract="true" name="MarketServicingRateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_MeasurementInputDiscountRateOnAllocationsMember" abstract="true" name="MeasurementInputDiscountRateOnAllocationsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_FairValueAssumptionsMarketServicingRateMember" abstract="true" name="FairValueAssumptionsMarketServicingRateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_MarketServicingRateIncreaseTo2.5BasisPointsMember" abstract="true" name="MarketServicingRateIncreaseTo2.5BasisPointsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_MarketServicingRateDecreaseTo2.5BasisPointsMember" abstract="true" name="MarketServicingRateDecreaseTo2.5BasisPointsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_ServicingAssetsAndServicingLiabilitiesAtFairValueValuationTechniques" abstract="false" name="ServicingAssetsAndServicingLiabilitiesAtFairValueValuationTechniques" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="prosper_ServicingAssetsAndServicingLiabilitiesExpectedFairValueWithChangeInAssumptions" abstract="false" name="ServicingAssetsAndServicingLiabilitiesExpectedFairValueWithChangeInAssumptions" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_ServicingRateIncrease" abstract="false" name="ServicingRateIncrease" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="prosper_ServicingRateDecrease" abstract="false" name="ServicingRateDecrease" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="prosper_ReceivableFromCreditCardPartnerExpectedFairValueWithChangeInAssumptions" abstract="false" name="ReceivableFromCreditCardPartnerExpectedFairValueWithChangeInAssumptions" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_MeasurementInputDiscountRateOnProgramFeeMember" abstract="true" name="MeasurementInputDiscountRateOnProgramFeeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_MeasurementInputMarketServicingRateMember" abstract="true" name="MeasurementInputMarketServicingRateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_A10BasisPointIncreaseMember" abstract="true" name="A10BasisPointIncreaseMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_A10BasisPointDecreaseMember" abstract="true" name="A10BasisPointDecreaseMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_DerivativeAssetExpectedFairValueWithChangeInAssumptions" abstract="false" name="DerivativeAssetExpectedFairValueWithChangeInAssumptions" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_DerivativeLiabilityExpectedFairValueWithChangeInAssumptions" abstract="false" name="DerivativeLiabilityExpectedFairValueWithChangeInAssumptions" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_DerivativeAssetIncreaseInFairValueWithChangeInAssumptions" abstract="false" name="DerivativeAssetIncreaseInFairValueWithChangeInAssumptions" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_DerivativeLiabilityDecreaseInFairValueWithChangeInAssumptions" abstract="false" name="DerivativeLiabilityDecreaseInFairValueWithChangeInAssumptions" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_OtherCashAndCashEquivalentsMember" abstract="true" name="OtherCashAndCashEquivalentsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_TransactionFeeRefund" abstract="false" name="TransactionFeeRefund" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_LoanTrailingFee" abstract="false" name="LoanTrailingFee" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_A2022TermLoanMember" abstract="true" name="A2022TermLoanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_A2025CreditAgreementMember" abstract="true" name="A2025CreditAgreementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_DebtInstrumentCreditFacilityUpsizeOptionAmount" abstract="false" name="DebtInstrumentCreditFacilityUpsizeOptionAmount" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_IncrementalCommonSharesAttributableToDilutiveEffectOfWarrants" abstract="false" name="IncrementalCommonSharesAttributableToDilutiveEffectOfWarrants" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="prosper_IncrementalCommonSharesAttributableToDilutiveEffectOfConvertibleStockWarrant" abstract="false" name="IncrementalCommonSharesAttributableToDilutiveEffectOfConvertibleStockWarrant" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="prosper_SeriesE1ConvertiblePreferredStockWarrantsMember" abstract="true" name="SeriesE1ConvertiblePreferredStockWarrantsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_SeriesAConvertiblePreferredStockMember" abstract="true" name="SeriesAConvertiblePreferredStockMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_SeriesBConvertiblePreferredStockMember" abstract="true" name="SeriesBConvertiblePreferredStockMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_SeriesAOneConvertiblePreferredStockMember" abstract="true" name="SeriesAOneConvertiblePreferredStockMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_SeriesDConvertiblePreferredStockMember" abstract="true" name="SeriesDConvertiblePreferredStockMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_SeriesE1AndSeriesE2ConvertiblePreferredStockMember" abstract="true" name="SeriesE1AndSeriesE2ConvertiblePreferredStockMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_SeriesCConvertiblePreferredStockMember" abstract="true" name="SeriesCConvertiblePreferredStockMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_SeriesE1PreferredStockMember" abstract="true" name="SeriesE1PreferredStockMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_SeriesE2PreferredStockMember" abstract="true" name="SeriesE2PreferredStockMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_SeriesE1WarrantsMember" abstract="true" name="SeriesE1WarrantsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_TemporaryEquityStockPurchasedDuringPeriodShares" abstract="false" name="TemporaryEquityStockPurchasedDuringPeriodShares" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="prosper_ValuePriorToClosingOfUnderwrittenInitialPublicOfferingOnConversion" abstract="false" name="ValuePriorToClosingOfUnderwrittenInitialPublicOfferingOnConversion" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_AggregateProceedsToEntityBeforeDeductingUnderwritersCommissionsAndExpensesOnConversionMinimum" abstract="false" name="AggregateProceedsToEntityBeforeDeductingUnderwritersCommissionsAndExpensesOnConversionMinimum" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_PercentageOfHoldersOfPreferredStockRequiredToRequestForConversionMinimum" abstract="false" name="PercentageOfHoldersOfPreferredStockRequiredToRequestForConversionMinimum" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="prosper_ConversionRatioOfPreferredStockIntoProsperCommonStock" abstract="false" name="ConversionRatioOfPreferredStockIntoProsperCommonStock" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="prosper_PreferredStockLiquidationPreferenceConversionBasis" abstract="false" name="PreferredStockLiquidationPreferenceConversionBasis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="prosper_PreferredStockLiquidationPreferenceConversionBasisAfterPayment" abstract="false" name="PreferredStockLiquidationPreferenceConversionBasisAfterPayment" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="prosper_NumberOfTimesShareholdersAreEntitledToReceiveOriginalIssuePrice" abstract="false" name="NumberOfTimesShareholdersAreEntitledToReceiveOriginalIssuePrice" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="prosper_ClassOfWarrantOrRightExercisedFairValue" abstract="false" name="ClassOfWarrantOrRightExercisedFairValue" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_ClassOfWarrantOrRightExpirationPeriod" abstract="false" name="ClassOfWarrantOrRightExpirationPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="prosper_CommonAndPreferredStockSharesAuthorized" abstract="false" name="CommonAndPreferredStockSharesAuthorized" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="prosper_CommonStockVotingRightsPerCommonShareNumberOfVotes" abstract="false" name="CommonStockVotingRightsPerCommonShareNumberOfVotes" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="prosper_CommonStockSharesTransferredDuringPeriod" abstract="false" name="CommonStockSharesTransferredDuringPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="prosper_A2025PlanMember" abstract="true" name="A2025PlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_TwoThousandFifteenStockOptionAndTwoThousandTwentyFiveStockOptionPlanMember" abstract="true" name="TwoThousandFifteenStockOptionAndTwoThousandTwentyFiveStockOptionPlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_OperatingLeaseRightOfUseAssetAccumulatedAmortization" abstract="false" name="OperatingLeaseRightOfUseAssetAccumulatedAmortization" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_OperatingLeaseRightOfUseAssetNet" abstract="false" name="OperatingLeaseRightOfUseAssetNet" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_CommitmentsAndContingenciesTable" abstract="true" name="CommitmentsAndContingenciesTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="prosper_CommitmentsAndContingenciesLineItems" abstract="true" name="CommitmentsAndContingenciesLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="prosper_OperatingCommitmentsLoanDesignatedAmountThresholdTermTwo" abstract="false" name="OperatingCommitmentsLoanDesignatedAmountThresholdTermTwo" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_BorrowersLoansOriginationMinimumFeeYearOne" abstract="false" name="BorrowersLoansOriginationMinimumFeeYearOne" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_BorrowersLoansOriginationMinimumFeeYearThree" abstract="false" name="BorrowersLoansOriginationMinimumFeeYearThree" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_MinimumLiquidityCovenant" abstract="false" name="MinimumLiquidityCovenant" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_FeeDepositsRefundObligationRefundsIssued" abstract="false" name="FeeDepositsRefundObligationRefundsIssued" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_FeeDepositsRefundObligation" abstract="false" name="FeeDepositsRefundObligation" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_RepurchaseObligationAccrued" abstract="false" name="RepurchaseObligationAccrued" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_MinimumPercentageOfVotingSecuritiesHoldersEngagedInVariousTransactionsAsRelatedParty" abstract="false" name="MinimumPercentageOfVotingSecuritiesHoldersEngagedInVariousTransactionsAsRelatedParty" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="prosper_MinimumPercentageOfStockHoldersEngagedInVariousTransactionsAsRelatedParty" abstract="false" name="MinimumPercentageOfStockHoldersEngagedInVariousTransactionsAsRelatedParty" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="prosper_ExecutiveOfficersAndManagementMember" abstract="true" name="ExecutiveOfficersAndManagementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_AggregateAmountOfNotesAndBorrowerLoansPurchasedByRelatedParties" abstract="false" name="AggregateAmountOfNotesAndBorrowerLoansPurchasedByRelatedParties" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_RelatedPartyOneMember" abstract="true" name="RelatedPartyOneMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_RelatedPartyTwoMember" abstract="true" name="RelatedPartyTwoMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_RelatedPartyThreeMember" abstract="true" name="RelatedPartyThreeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_RelatedPartyFourMember" abstract="true" name="RelatedPartyFourMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_TransactionFeeCapPercentage" abstract="false" name="TransactionFeeCapPercentage" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="prosper_PercentageOfLoanPurchased" abstract="false" name="PercentageOfLoanPurchased" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="prosper_PercentageOfFundFromWholeLoanChannel" abstract="false" name="PercentageOfFundFromWholeLoanChannel" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="prosper_ConsumerFinanceSegmentMember" abstract="true" name="ConsumerFinanceSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_CreditCardSegmentMember" abstract="true" name="CreditCardSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="prosper_ImpactOfFluctuationsInMarketInterestRatesRevenues" abstract="false" name="ImpactOfFluctuationsInMarketInterestRatesRevenues" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_AdjustedEarningsBeforeInterestTaxesDepreciationAndAmortization" abstract="false" name="AdjustedEarningsBeforeInterestTaxesDepreciationAndAmortization" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_OriginationAndServicingDepreciationExpense" abstract="false" name="OriginationAndServicingDepreciationExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_GeneralAndAdministrativeDepreciationExpense" abstract="false" name="GeneralAndAdministrativeDepreciationExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_ImpactOfFluctuationsInMarketInterestRates" abstract="false" name="ImpactOfFluctuationsInMarketInterestRates" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="prosper_SegmentAdjustedEBITDAInterestIncomeExpenseNet" abstract="false" name="SegmentAdjustedEBITDAInterestIncomeExpenseNet" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
</xs:schema>
