v3.26.1
Fair Value of Assets and Liabilities - Schedule of Receivable from Credit Card Partner (Details)
$ in Thousands
 6 Months Ended
Jun. 30, 2026
USD ($)
Dec. 31, 2025
USD ($)
Servicing Assets And Liabilities Fair Value [Line Items]    
Fair value, using the following assumptions: [1] $ 99,328 $ 99,865
Receivable From Credit Card Partner | 100 basis point increase | Discount rate assumption    
Servicing Assets And Liabilities Fair Value [Line Items]    
Fair value resulting from: 99,160 99,689
Receivable From Credit Card Partner | 200 basis point incease | Discount rate assumption    
Servicing Assets And Liabilities Fair Value [Line Items]    
Fair value resulting from: 98,998 99,518
Receivable From Credit Card Partner | 100 basis point decrease | Discount rate assumption    
Servicing Assets And Liabilities Fair Value [Line Items]    
Fair value resulting from: 99,499 100,045
Receivable From Credit Card Partner | 200 basis point decrease | Discount rate assumption    
Servicing Assets And Liabilities Fair Value [Line Items]    
Fair value resulting from: 99,676 100,231
Receivable From Credit Card Partner | Applying a 1.1 multiplier to prepayment rate | Prepayment rate assumption    
Servicing Assets And Liabilities Fair Value [Line Items]    
Fair value resulting from: $ 99,147 99,676
Prepayment rate increase 1.10%  
Receivable From Credit Card Partner | Applying a 0.9 multiplier to prepayment rate | Prepayment rate assumption    
Servicing Assets And Liabilities Fair Value [Line Items]    
Fair value resulting from: $ 99,511 100,055
Prepayment rate decrease 0.90%  
Receivable From Credit Card Partner | Applying a 1.1 multiplier to default rate | Default rate assumption    
Servicing Assets And Liabilities Fair Value [Line Items]    
Fair value resulting from: $ 96,901 97,376
Default rate increase 1.10%  
Receivable From Credit Card Partner | Applying a 0.9 multiplier to default rate | Default rate assumption    
Servicing Assets And Liabilities Fair Value [Line Items]    
Fair value resulting from: $ 101,857 $ 102,459
Default rate decrease 0.90%  
Receivable From Credit Card Partner | Discount rate    
Servicing Assets And Liabilities Fair Value [Line Items]    
Fair value assumptions 0.2456 0.2315
Receivable From Credit Card Partner | Prepayment rate    
Servicing Assets And Liabilities Fair Value [Line Items]    
Fair value assumptions 0.0823 0.0822
Receivable From Credit Card Partner | Default rate    
Servicing Assets And Liabilities Fair Value [Line Items]    
Fair value assumptions 0.1500 0.1500
[1] Includes amounts in consolidated variable interest entities (“VIEs”) presented separately in the table below.`
The following table presents the assets and liabilities of consolidated VIEs, which are included in the condensed consolidated balance sheets above. The assets in the table below may only be used to settle obligations of consolidated VIEs and are in excess of those obligations. Additionally, the assets and liabilities in the table below include third-party assets and liabilities of consolidated VIEs only and exclude intercompany balances that eliminate in consolidation. Refer to Note 7, Securitizations, and Note 11, Debt, within the notes to the condensed consolidated financial statements for additional information.

June 30, 2026December 31, 2025
Assets of consolidated VIEs, included in total assets above:
Restricted Cash$9,280 $11,892 
Accounts Receivable1,255 1,376 
Borrower Loans, at Fair Value35,439 64,400 
Receivable from Credit Card Partner, at Fair Value99,328 99,865 
Total assets of consolidated VIEs$145,302 $177,533 
Liabilities of consolidated VIEs, included in total liabilities above:
Notes Issued by Securitization Trust$122,518 $149,902 
Other Liabilities1,900 2,163 
Total liabilities of consolidated VIEs$124,418 $152,065