v3.26.1
Securitizations (Details)
$ in Thousands
 3 Months Ended 6 Months Ended
Jul. 15, 2026
USD ($)
Nov. 30, 2024
USD ($)
class
Jun. 30, 2026
USD ($)
class
Jun. 30, 2025
USD ($)
Jun. 30, 2026
USD ($)
class
Jun. 30, 2025
USD ($)
Dec. 31, 2025
USD ($)
Nov. 01, 2024
USD ($)
Mar. 28, 2024
USD ($)
Feb. 14, 2024
USD ($)
Sep. 25, 2023
USD ($)
class
Aug. 31, 2023
USD ($)
Variable Interest Entity [Line Items]                        
Notes Issued by Securitization Trust [1]     $ 122,518   $ 122,518   $ 149,902          
Borrower Loans, at Fair Value     258,205   258,205   309,737          
Restricted Cash     160,323 [1] $ 129,522 160,323 [1] $ 129,522 94,363 [1]          
Period of time interest payments are not due (in years)   2 years                    
Total interest income, net     3,940 5,634 7,823 12,606            
Securitization Trust PMCC 2024-1                        
Variable Interest Entity [Line Items]                        
Securitization amount               $ 2,200        
Securitization Trust                        
Variable Interest Entity [Line Items]                        
Total interest income, net     3,500 $ 4,200 6,800 $ 9,300            
VIE, Primary Beneficiary                        
Variable Interest Entity [Line Items]                        
Notes Issued by Securitization Trust     122,518   122,518   149,902          
Borrower Loans, at Fair Value     35,439   35,439   64,400          
Restricted Cash     9,280   9,280   11,892          
VIE, Primary Beneficiary | Securtization Trust PMT 2023-1                        
Variable Interest Entity [Line Items]                        
Securitization amount                     $ 266,100 $ 275,900
Number of classes issued | class                     5  
Notes Issued by Securitization Trust     26,100   26,100   43,300          
Unamortized debt issuance costs                     $ 800  
Debt issuance costs                     2,700  
Borrower Loans, at Fair Value     24,000   24,000   43,100          
Restricted Cash     $ 4,100   $ 4,100   5,400          
VIE, Primary Beneficiary | Securtization Trust PMT 2023-1 | Subsequent Event                        
Variable Interest Entity [Line Items]                        
Borrower Loans, at Fair Value $ 20,200                      
Restricted Cash $ 1,400                      
Contractual threshold 10.00%                      
Proceeds from sale $ 20,000                      
Payment for loan 26,300                      
VIE, Primary Beneficiary | 2023-1, Class A Notes                        
Variable Interest Entity [Line Items]                        
Notes Issued by Securitization Trust                     $ 165,500  
Interest rate (as a percent)                     0.0706  
VIE, Primary Beneficiary | 2023-1, Class B Notes                        
Variable Interest Entity [Line Items]                        
Notes Issued by Securitization Trust                     $ 25,400  
Interest rate (as a percent)                     0.0748  
VIE, Primary Beneficiary | 2023-1, Class C Notes                        
Variable Interest Entity [Line Items]                        
Notes Issued by Securitization Trust                     $ 25,100  
Interest rate (as a percent)                     0.0829  
VIE, Primary Beneficiary | 2023-1, Class D Notes                        
Variable Interest Entity [Line Items]                        
Notes Issued by Securitization Trust                     $ 22,300  
Interest rate (as a percent)                     0.1124  
VIE, Primary Beneficiary | 2023-1, Class E Notes                        
Variable Interest Entity [Line Items]                        
Notes Issued by Securitization Trust                     $ 13,100  
Interest rate (as a percent)                     0.1549  
VIE, Primary Beneficiary | Securtization Trust PMIT 2024-1                        
Variable Interest Entity [Line Items]                        
Securitization amount                 $ 138,000 $ 148,900    
Number of classes issued | class     4   4              
Notes Issued by Securitization Trust     $ 14,000   $ 14,000   25,100          
Debt issuance costs     1,500   1,500              
Borrower Loans, at Fair Value     13,600   13,600   25,400          
Restricted Cash     2,400   2,400   3,400          
VIE, Primary Beneficiary | 2024-1, Class A Notes                        
Variable Interest Entity [Line Items]                        
Notes Issued by Securitization Trust     $ 105,200   $ 105,200              
Interest rate (as a percent)     0.0612   0.0612              
VIE, Primary Beneficiary | 2024-1, Class B Notes                        
Variable Interest Entity [Line Items]                        
Notes Issued by Securitization Trust     $ 10,800   $ 10,800              
Interest rate (as a percent)     0.0613   0.0613              
VIE, Primary Beneficiary | 2024-1, Class C Notes                        
Variable Interest Entity [Line Items]                        
Notes Issued by Securitization Trust     $ 10,300   $ 10,300              
Interest rate (as a percent)     0.0696   0.0696              
VIE, Primary Beneficiary | 2024-1, Class D Notes                        
Variable Interest Entity [Line Items]                        
Notes Issued by Securitization Trust     $ 10,200   $ 10,200              
Interest rate (as a percent)     0.1098   0.1098              
VIE, Primary Beneficiary | Securitization Trust PMCC 2024-1                        
Variable Interest Entity [Line Items]                        
Securitization amount   $ 90,900           $ 94,700        
Number of classes issued | class   4                    
Notes Issued by Securitization Trust     $ 83,200   $ 83,200   83,200          
Unamortized debt issuance costs   $ 300                    
Debt issuance costs   2,200                    
Borrower Loans, at Fair Value     93,800   93,800   94,300          
Restricted Cash     $ 900   $ 900   $ 900          
Least dilutional balance, percent (as a percent)         89.50%              
VIE, Primary Beneficiary | Securtization Trust PMCC 2024-1, Class A Notes                        
Variable Interest Entity [Line Items]                        
Notes Issued by Securitization Trust   $ 46,300                    
Interest rate (as a percent)   0.0615                    
VIE, Primary Beneficiary | Securtization Trust PMCC 2024-1, Class B Notes                        
Variable Interest Entity [Line Items]                        
Notes Issued by Securitization Trust   $ 10,700                    
Interest rate (as a percent)   0.0715                    
VIE, Primary Beneficiary | Securtization Trust PMCC 2024-1, Class C Notes                        
Variable Interest Entity [Line Items]                        
Notes Issued by Securitization Trust   $ 11,100                    
Interest rate (as a percent)   0.1005                    
VIE, Primary Beneficiary | Securtization Trust PMCC 2024-1, Class D Notes                        
Variable Interest Entity [Line Items]                        
Notes Issued by Securitization Trust   $ 14,800                    
Interest rate (as a percent)   0.1464                    
Principal payments not due period (in years)   2 years                    
Prosper Funding LLC | Securtization Trust PMT 2023-1 | Subsequent Event                        
Variable Interest Entity [Line Items]                        
Borrower Loans, at Fair Value $ 2,700                      
[1] Includes amounts in consolidated variable interest entities (“VIEs”) presented separately in the table below.`
The following table presents the assets and liabilities of consolidated VIEs, which are included in the condensed consolidated balance sheets above. The assets in the table below may only be used to settle obligations of consolidated VIEs and are in excess of those obligations. Additionally, the assets and liabilities in the table below include third-party assets and liabilities of consolidated VIEs only and exclude intercompany balances that eliminate in consolidation. Refer to Note 7, Securitizations, and Note 11, Debt, within the notes to the condensed consolidated financial statements for additional information.

June 30, 2026December 31, 2025
Assets of consolidated VIEs, included in total assets above:
Restricted Cash$9,280 $11,892 
Accounts Receivable1,255 1,376 
Borrower Loans, at Fair Value35,439 64,400 
Receivable from Credit Card Partner, at Fair Value99,328 99,865 
Total assets of consolidated VIEs$145,302 $177,533 
Liabilities of consolidated VIEs, included in total liabilities above:
Notes Issued by Securitization Trust$122,518 $149,902 
Other Liabilities1,900 2,163 
Total liabilities of consolidated VIEs$124,418 $152,065