v3.26.1
Leases
6 Months Ended
Jun. 30, 2026
Leases [Abstract]  
Leases Leases
Prosper has operating leases for corporate offices. These leases have remaining lease terms of less than one year to approximately three years. Some of the lease agreements include options to extend the lease term for up to an additional five years. Rental expense under operating lease arrangements was $0.9 million and $0.9 million for the three months ended June 30, 2026 and 2025, respectively. Rental expense under operating lease arrangements was $1.8 million and $1.8 million for the six months ended June 30, 2026 and 2025, respectively. Additionally, Prosper subleases certain leased office space to third parties when it determines there is excess leased capacity. Sublease income from operating lease arrangements was $0.1 million and $0.1 million for the three months ended June 30, 2026 and 2025, respectively. Sublease income from operating lease arrangements was $0.2 million and $0.2 million for the six months ended June 30, 2026 and 2025, respectively
Operating Lease Right-of-Use (“ROU”) Assets
The following table summarizes the operating lease right-of-use assets as of June 30, 2026, which are included in Property and Equipment, Net on the condensed consolidated balance sheets.
June 30, 2026
Gross
Carrying Value
Accumulated
Amortization
Net
Carrying Value
ROU Assets - Office buildings$22,690 $17,172 $5,518 
Lease Liabilities
Future maturities of operating lease liabilities as of June 30, 2026 are below (in thousands). The present value of the future minimum lease payments represents our operating lease liabilities as of June 30, 2026 and are included in "Other Liabilities" on the condensed consolidated balance sheets.
June 30, 2026
Remainder of 2026$2,335 
20273,834 
20281,948 
2029411 
Total future minimum lease payments$8,528 
Less imputed interest(1,109)
Present value of future minimum lease payments$7,419 
Because the rate implicit in each lease is not readily determinable, we use our incremental borrowing rate to determine the present value of the lease payments. Other information related to leases was as follows (dollars in thousands):
June 30, 2026
Weighted average remaining lease term (in years)2.09
Weighted average discount rate11.25 %