v3.26.1
ALLOWANCE FOR CREDIT LOSSES (Details 1) - USD ($)
Jun. 30, 2026
Dec. 31, 2025
Unamortized net deferred loan fees $ (586,000) $ (555,000)
Loans held for investment 925,267,000 886,253,000
Total [Member]    
2026 84,042,000  
2025 159,954 152,248
2024 84,624,000 90,326,000
2023 106,067,000 119,498,000
2022 119,375,000 133,405,000
2021   62,020,000
Prior 217,923,000 172,223,000
Revolving 153,868,000 157,088,000
Total 925,853,000 886,808,000
Current Period Gross Write Offs Member [Member]    
2026 0  
2025 180 106
2024 445,000 371,000
2023 476,000 371,000
2022 166,000 10,282,000
2021   10,282,000
Prior 123,000 18,211,000
Revolving 36,000 18,211,000
Total 1,483,000 57,243,000
Current Period Gross Write Offs Member [Member] | Total [Member]    
2026 0  
2025 105 106
2024 0 1,346,000
2023 0 1,120,000
2022 0 948,000
2021   223,000
Prior 0 435,000
Revolving 0 0
Total 0 4,235,000
Current Period Gross Write Offs Member [Member] | Other commercial real estate [Member]    
2026 14,898,000  
2025 0 0
2024 0 0
2023 0 0
2022 0 0
2021   0
Prior 0 0
Revolving 0 0
Total 0 0
Current Period Gross Write Offs Member [Member] | 1-4 Family residential construction [Member]    
2026 0  
2025 0 0
2024 152,248,000 0
2023 18,060,000 0
2022 18,025,000 0
2021   0
Prior 5,387,000 0
Revolving 5,387,000 0
Total 14,989,000 0
Multi-Family [Member]    
2026 6,400,000  
2025 6,835 7,051
2024 2,655,000 2,680,000
2023 0 0
2022 4,691,000 2,556,000
2021   1,241,000
Prior 3,116,000 2,262,000
Revolving 2,168,000 3,064,000
Total 25,865,000 18,854,000
Multi-Family [Member] | Current Period Gross Write Offs Member [Member]    
2026 0  
2025 0 0
2024 0 0
2023 0 0
2022 0 0
2021   0
Prior 0 0
Revolving 0 0
Total 0 16,255,000
Multi-Family [Member] | Pass [Member]    
2026 6,400,000  
2025 6,835 7,051
2024 2,655,000 2,680,000
2023 0 0
2022 4,691,000 2,556,000
2021   1,241,000
Prior 0 2,262,000
Revolving 2,168,000 3,064,000
Total 25,865,000 18,854,000
Multi-Family [Member] | Watch [Member]    
2026 0  
2025 0 0
2024 0 0
2023 7,051,000 0
2022 0 0
2021   0
Prior 0 0
Revolving 7,051,000 0
Total 0 0
Multi-Family [Member] | Substandard [Member]    
2026 0  
2025 0 0
2024 5,691,000 0
2023 0 0
2022 0 0
2021   0
Prior 0 0
Revolving 0 0
Total 0 0
Real Estate [Member]    
2026 37,684,000  
2025 26,793 43,676
2024 52,311,000 28,061,000
2023 27,268,000 55,287,000
2022 50,651,000 40,380,000
2021   12,554,000
Prior 70,434,000 62,363,000
Revolving 0 1,040,000
Total 265,141,000 243,361,000
Real Estate [Member] | Current Period Gross Write Offs Member [Member]    
2026 0  
2025 0 0
2024 0 0
2023 16,754,000 0
2022 0 0
2021   5,000
Prior 12,000 0
Revolving 0 0
Total 12,000 5,000
Real Estate [Member] | Pass [Member]    
2026 25,396,000  
2025 52,311 43,676
2024 27,268,000 26,645,000
2023 48,868,000 53,562,000
2022 37,605,000 40,299,000
2021   11,899,000
Prior 67,630,000 59,454,000
Revolving 0 1,040,000
Total 259,078,000 236,575,000
Real Estate [Member] | Watch [Member]    
2026 1,397,000  
2025 0 0
2024 0 1,416,000
2023 1,422,000 1,436,000
2022 0 0
2021   0
Prior 190,000 211,000
Revolving 0 0
Total 3,009,000 3,063,000
Real Estate [Member] | Substandard [Member]    
2026 0  
2025 0 0
2024 54,000 0
2023 361,000 289,000
2022 0 81,000
2021   655,000
Prior 2,614,000 2,698,000
Revolving 635,000 0
Total 3,054,000 3,723,000
Other commercial real estate [Member]    
2026 9,710,000  
2025 14,898 14,989
2024 8,099,000 8,178,000
2023 6,727,000 6,853,000
2022 36,567,000 36,997,000
2021   11,075,000
Prior 41,131,000 33,809,000
Revolving 2,865,000 2,533,000
Total 119,997,000 114,434,000
Other commercial real estate [Member] | Pass [Member]    
2026 9,710,000  
2025 14,898 14,989
2024 365,000 372,000
2023 6,727,000 6,853,000
2022 36,567,000 36,997,000
2021   11,075,000
Prior 40,191,000 32,759,000
Revolving 2,865,000 2,533,000
Total 111,323,000 105,578,000
Other commercial real estate [Member] | Watch [Member]    
2026 0  
2025 0 0
2024 0 0
2023 0 0
2022 0 0
2021   0
Prior 940,000 966,000
Revolving 0 0
Total 940,000 966,000
Other commercial real estate [Member] | Substandard [Member]    
2026 0  
2025 0 0
2024 7,734,000 7,806,000
2023 0 0
2022 0 0
2021   0
Prior 0 84,000
Revolving 0 0
Total 7,734,000 7,890,000
Commercial and industrial [Member]    
2026 4,393,000  
2025 16,784 1,806
2024 6,098,000 6,615,000
2023 2,297,000 3,027,000
2022 3,819,000 4,735,000
2021   2,359,000
Prior 1,962,000 251,000
Revolving 25,268,000 21,838,000
Total 60,621,000 56,885,000
Commercial and industrial [Member] | Current Period Gross Write Offs Member [Member]    
2026 0  
2025 0 0
2024 0 408,000
2023 0 0
2022 0 75,000
2021   0
Prior 0 0
Revolving 0 0
Total 29,000 483,000
Commercial and industrial [Member] | Pass [Member]    
2026 4,393,000  
2025 16,754 18,025
2024 6,098,000 6,615,000
2023 2,030,000 2,710,000
2022 3,786,000 4,675,000
2021   2,359,000
Prior 1,962,000 251,000
Revolving 0 20,980,000
Total 60,191,000 55,615,000
Commercial and industrial [Member] | Watch [Member]    
2026 0  
2025 0 0
2024 0 0
2023 0 0
2022 33,000 43,000
2021   0
Prior 0 0
Revolving 0 150,000
Total 33,000 193,000
Commercial and industrial [Member] | Substandard [Member]    
2026 0  
2025 0 35
2024 30,000 0
2023 0 317,000
2022 267,000 17,000
2021   0
Prior 43,676,000 0
Revolving 100,000 708,000
Total 397,000 1,077,000
Credit Cards [Member]    
2026 0  
2025 0 0
2024 0 0
2023 0 0
2022 0 0
2021   0
Prior 0 0
Revolving 3,487,000 3,387,000
Total 3,487,000 3,387,000
Credit Cards [Member] | Current Period Gross Write Offs Member [Member]    
2026 0  
2025 0 0
2024 0 0
2023 0 0
2022 0 0
2021   0
Prior 0 0
Revolving 36,000 57,000
Total 36,000 57,000
Credit Cards [Member] | Pass [Member]    
2026 0  
2025 0 0
2024 0 0
2023 0 0
2022 0 0
2021   0
Prior 0 0
Revolving 3,487,000 3,387,000
Total 3,487,000 3,387,000
Credit Cards [Member] | Substandard [Member]    
2026 0  
2025 0 0
2024 0 0
2023 0 0
2022 0 0
2021   0
Prior 0 0
Revolving 0 0
Total 0 0
Automobile loans [Member]    
2026 8,494,000  
2025 13,301 16,269
2024 13,375,000 17,619,000
2023 17,746,000 23,372,000
2022 10,181,000 14,329,000
2021   4,588,000
Prior 0 903,000
Revolving 0 0
Total 65,982,000 77,080,000
1-4 Family residential construction [Member]    
2026 0  
2025 371 0
2024 1,467,000 0
2023 0 338,000
2022 0 0
2021   0
Prior 0 116,000
Revolving 20,821,000 30,664,000
Total 22,997,000 31,118,000
1-4 Family residential construction [Member] | Pass [Member]    
2026 241,000  
2025 371 0
2024 1,467,000 0
2023 0 338,000
2022 0 0
2021 57,002,000 0
Prior 0 116,000
Revolving 20,821,000 30,664,000
Total 22,997,000 31,118,000
1-4 Family residential construction [Member] | Watch [Member]    
2026 0  
2025 0 0
2024 0 0
2023 0 0
2022 0 0
2021   0
Prior 0 0
Revolving 0 0
Total 0 0
1-4 Family residential construction [Member] | Substandard [Member]    
2026 0  
2025 0 0
2024 0 0
2023 0 0
2022 0 0
2021   0
Prior 0 0
Revolving 0 0
Total 0 0
Owner-occupied [Member]    
2026 6,212,000  
2025 20,451 20,158
2024 9,273,000 10,551,000
2023 1,563,000 2,354,000
2022 10,617,000 16,357,000
2021   14,163,000
Prior 39,646,000 28,090,000
Revolving 4,802,000 4,978,000
Total 92,564,000 96,651,000
Owner-occupied [Member] | Current Period Gross Write Offs Member [Member]    
2026 0  
2025 0 0
2024 3,216,000 3,215,000
2023 0 3,215,000
2022 0 0
2021   0
Prior 0 301,000
Revolving 0 0
Total 0 301,000
Owner-occupied [Member] | Pass [Member]    
2026 6,212,000  
2025 20,393 20,096
2024 8,139,000 9,403,000
2023 1,563,000 2,354,000
2022 10,617,000 16,357,000
2021   14,163,000
Prior 30,634,000 18,587,000
Revolving 4,802,000 4,929,000
Total 82,360,000 85,889,000
Owner-occupied [Member] | Watch [Member]    
2026 0  
2025 0 0
2024 0 0
2023 0 0
2022 0 0
2021   0
Prior 0 0
Revolving 0 0
Total 0 0
Owner-occupied [Member] | Substandard [Member]    
2026 0  
2025 0 62
2024 0 1,148,000
2023 1,134,000 0
2022 17,063,000 0
2021   0
Prior 9,012,000 9,503,000
Revolving 17,063,000 49,000
Total 10,204,000 10,762,000
Construction/Land [Member] | Pass [Member]    
2026 625,000  
2025 10,282 5,691
2024 2,217,000 2,701,000
2023 11,540,000 11,877,000
2022 955,000 969,000
2021   427,000
Prior 4,410,000 3,252,000
Revolving 13,878,000 14,195,000
Total 43,907,000 39,112,000
Construction/Land [Member] | Watch [Member]    
2026 0  
2025 0 0
2024 0 0
2023 0 0
2022 0 0
2021   0
Prior 0 0
Revolving 0 0
Total 0 0
Construction/Land [Member] | Substandard [Member]    
2026 0  
2025 0 0
2024 0 0
2023 0 0
2022 0 0
2021   0
Prior 20,000 0
Revolving 0 75,000
Total 20,000 0
Automobile loans [Member] | Current Period Gross Write Offs Member [Member]    
2026 0  
2025 177 97
2024 437,000 904,000
2023 456,000 1,082,000
2022 0 644,000
2021   186,000
Prior 0 109,000
Revolving 0 0
Total 1,355,000 3,022,000
Automobile loans [Member] | Pass [Member]    
2026 0  
2025 13,294 16,255
2024 13,272,000 17,479,000
2023 17,688,000 23,351,000
2022 10,006,000 14,122,000
2021   4,512,000
Prior 2,810,000 868,000
Revolving 0 0
Total 65,549,000 76,587,000
Automobile loans [Member] | Watch [Member]    
2026 0  
2025 0 0
2024 0 0
2023 0 0
2022 0 0
2021   0
Prior 0 0
Revolving 0 0
Total 0 0
Automobile loans [Member] | Substandard [Member]    
2026 15,000  
2025 7 14
2024 103,000 140,000
2023 58,000 21,000
2022 175,000 207,000
2021   76,000
Prior 0 35,000
Revolving 0 0
Total 433,000 493,000
Other consumer loans [Member]    
2026 3,171,000  
2025 2,637 3,215
2024 1,614,000 2,166,000
2023 1,086,000 1,688,000
2022 624,000 1,142,000
2021   276,000
Prior 0 0
Revolving 44,000 307,000
Total 9,568,000 9,132,000
Other consumer loans [Member] | Current Period Gross Write Offs Member [Member]    
2026 0  
2025 3 9
2024 8,000 34,000
2023 0 38,000
2022 0 58,000
2021   5,000
Prior 7,000 2,000
Revolving 0 0
Total 31,000 146,000
Other consumer loans [Member] | Pass [Member]    
2026 3,171,000  
2025 2,637 3,215
2024 0 2,166,000
2023 0 1,669,000
2022 0 1,128,000
2021   268,000
Prior 392,000 336,000
Revolving 44,000 307,000
Total 0 9,089,000
Other consumer loans [Member] | Watch [Member]    
2026 0  
2025 0 0
2024 0 0
2023 0 0
2022 0 0
2021   0
Prior 0 0
Revolving 0 0
Total 0 0
Other consumer loans [Member] | Substandard [Member]    
2026 0  
2025 0 0
2024 6,000 0
2023 17,000 19,000
2022 0 14,000
2021   8,000
Prior 7,000 2,000
Revolving 0 0
Total 0 43,000
Agricultural loans [Member]    
2026 3,966,000  
2025 3,216 5,387
2024 1,559,000 1,910,000
2023 1,145,000 1,476,000
2022 701,000 982,000
2021   151,000
Prior 146,000 69,000
Revolving 11,044,000 10,152,000
Total 21,777,000 20,127,000
Agricultural loans [Member] | Current Period Gross Write Offs Member [Member]    
2026 14,898,000  
2025 0 0
2024 0 0
2023 0 0
2022 0 171,000
2021   0
Prior 0 0
Revolving 0 0
Total 0 171,000
Agricultural loans [Member] | Pass [Member]    
2026 3,966,000  
2025 3,216 5,387
2024 1,559,000 1,910,000
2023 1,066,000 1,364,000
2022 692,000 973,000
2021   151,000
Prior 0 53,000
Revolving 11,044,000 10,092,000
Total 21,689,000 19,930,000
Agricultural loans [Member] | Watch [Member]    
2026 0  
2025 0 0
2024 0 0
2023 0 0
2022 0 9,000
2021   0
Prior 0 16,000
Revolving 0 0
Total 9,000 25,000
Agricultural loans [Member] | Substandard [Member]    
2026 0  
2025 0 0
2024 0 0
2023 79,000 112,000
2022 0 0
2021   0
Prior 0 0
Revolving 0 60,000
Total 79,000 172,000
Municipal loans [Member]    
2026 0  
2025 0 0
2024 0 0
2023 0 0
2022 0 0
2021   500,000
Prior 3,823,000 3,719,000
Revolving 0 0
Total 3,823,000 4,219,000
Municipal loans [Member] | Current Period Gross Write Offs Member [Member]    
2026 0  
2025 0 0
2024 20,393,000 0
2023 20,451,000 0
2022 0 0
2021   0
Prior 0 0
Revolving 0 0
Total 0 0
Municipal loans [Member] | Pass [Member]    
2026 0  
2025 0 0
2024 0 0
2023 0 0
2022 0 0
2021   500,000
Prior 3,823,000 3,719,000
Revolving 0 0
Total 3,823,000 4,219,000
Municipal loans [Member] | Watch [Member]    
2026 0  
2025 0 0
2024 0 0
2023 0 0
2022 0 0
2021   0
Prior 0 0
Revolving 0 0
Total 0 0
Municipal loans [Member] | Substandard [Member]    
2026 0  
2025 0 0
2024 0 0
2023 0 0
2022 0 0
2021   0
Prior 0 0
Revolving 0 0
Total 0 0
Secured by farmland [Member]    
2026 14,041,000  
2025 18,211 17,063
2024 10,775,000 9,423,000
2023 10,677,000 10,887,000
2022 13,373,000 14,766,000
2021   14,629,000
Prior 47,298,000 34,648,000
Revolving 12,489,000 13,584,000
Total 126,864,000 115,000,000
Secured by farmland [Member] | Current Period Gross Write Offs Member [Member]    
2026 0  
2025 0 0
2024 2,637,000 0
2023 3,000 0
2022 2,637,000 0
2021   0
Prior 177,000 0
Revolving 13,301,000 0
Total 13,294,000 0
Secured by farmland [Member] | Pass [Member]    
2026 14,041,000  
2025 18,211 17,063
2024 10,775,000 9,423,000
2023 10,677,000 10,887,000
2022 11,468,000 12,838,000
2021   13,122,000
Prior 45,744,000 34,648,000
Revolving 12,489,000 0
Total 123,405,000 111,450,000
Secured by farmland [Member] | Watch [Member]    
2026 0  
2025 0 0
2024 0 0
2023 0 0
2022 0 1,609,000
2021   1,507,000
Prior 1,447,000 0
Revolving 0 0
Total 3,056,000 3,116,000
Secured by farmland [Member] | Substandard [Member]    
2026 0  
2025 0 0
2024 0 0
2023 0 0
2022 296,000 319,000
2021   0
Prior 107,000 0
Revolving 0 0
Total 403,000 434,000
Home Equity - Close End [Member]    
2026 237,000  
2025 657 689
2024 218,000 422,000
2023 2,280,000 2,339,000
2022 144,000 192,000
2021   57,000
Prior 2,412,000 2,281,000
Revolving 0 0
Total 5,948,000 5,980,000
Home Equity - Close End [Member] | Pass [Member]    
2026 178,000  
2025 613 635
2024 218,000 422,000
2023 2,280,000 2,339,000
2022 144,000 192,000
2021   57,000
Prior 2,412,000 2,281,000
Revolving 0 0
Total 5,845,000 5,926,000
Home Equity - Close End [Member] | Watch [Member]    
2026 59,000  
2025 0 0
2024 0 0
2023 0 0
2022 0 0
2021   0
Prior 0 106,000
Revolving 0 0
Total 59,000 0
Home Equity - Close End [Member] | Substandard [Member]    
2025 44 54
2024 0 0
2023 43,676,000 0
2022 0  
2021   0
Prior 0 0
Revolving 5,691,000 0
Total 0 54,000
2022 0 0
Home Equity Open End [Member]    
2026 0  
2025 0 0
2024 0 0
2023 0 0
2022 0 0
2021   0
Prior 0 122,000
Revolving 0 51,271,000
Total 0 51,393,000
Home Equity Open End [Member] | Pass [Member]    
2026 0  
2025 0 0
2024 0 0
2023 0 0
2022 0 0
2021   0
Prior 134,000 122,000
Revolving 56,359,000 50,587,000
Total 56,493,000 50,709,000
Home Equity Open End [Member] | Watch [Member]    
2026 0  
2025 0 0
2024 0 0
2023 0 0
2022 0 0
2021   0
Prior 0 0
Revolving 0 0
Total 0 0
Home Equity Open End [Member] | Substandard [Member]    
2026 0  
2025 0 0
2024 0 0
2023 689,000 0
2022 0 0
2021   0
Prior 107,000 0
Revolving 643,000 684,000
Total 750,000 684,000
Construction/Land [Member]    
2026 625,000  
2025 10,282 5,691
2024 2,217,000 2,701,000
2023 11,540,000 11,877,000
2022 955,000 969,000
2021   427,000
Prior 4,430,000 3,252,000
Revolving 13,878,000 14,270,000
Total 43,927,000 39,187,000
Construction/Land [Member] | Current Period Gross Write Offs Member [Member]    
2026 0  
2025 0 0
2024 14,989,000 0
2023 20,096,000 0
2022 20,158,000 0
2021   0
Prior 62,000 23,000
Revolving 180,000 0
Total 159,954,000 23,000
Home Equity - Open End [Member] | Current Period Gross Write Offs Member [Member]    
2026 0  
2025 0 0
2024 8,479,000 0
2023 7,000 0
2022 0 0
2021   27,000
Prior 20,000 0
Revolving 0 0
Total 20,000 27,000
Home Equities Closed End [Member] | Current Period Gross Write Offs Member [Member]    
2026 0  
2025 0 0
2024 0 0
2023 0 0
2022 0 0
2021   0
Prior 0 0
Revolving 0 0
Total $ 25,168,000 $ 0