ALLOWANCE FOR CREDIT LOSSES (Details) - USD ($)
|
3 Months Ended |
6 Months Ended |
Jun. 30, 2026 |
Jun. 30, 2025 |
Jun. 30, 2026 |
Jun. 30, 2025 |
| Allowance for credit losses on loans, beginning balance |
$ 7,910,000
|
$ 7,762,000
|
$ 7,818,000
|
$ 8,129,000
|
| Charge-offs |
731,000
|
886,000
|
1,483,000
|
581,000
|
| Recoveries |
600,000
|
354,000
|
1,155,000
|
902,000
|
| (Recovery of) provision for loan credit losses |
306,000
|
1,082,000
|
595,000
|
1,300,000
|
| Allowance for credit losses on loans, ending balance |
8,085,000
|
8,312,000
|
8,085,000
|
8,312,000
|
| Real Estate [Member] |
|
|
|
|
| Allowance for credit losses on loans, beginning balance |
644,000
|
692,000
|
629,000
|
606,000
|
| Charge-offs |
0
|
0
|
12,000
|
0
|
| Recoveries |
0
|
1,000
|
0
|
3,000
|
| (Recovery of) provision for loan credit losses |
94,000
|
190,000
|
121,000
|
274,000
|
| Allowance for credit losses on loans, ending balance |
738,000
|
883,000
|
738,000
|
883,000
|
| Other commercial real estate [Member] |
|
|
|
|
| Allowance for credit losses on loans, beginning balance |
250,000
|
83,000
|
246,000
|
105,000
|
| Charge-offs |
0
|
0
|
0
|
0
|
| Recoveries |
0
|
0
|
0
|
0
|
| (Recovery of) provision for loan credit losses |
8,000
|
7,000
|
12,000
|
(15,000)
|
| Allowance for credit losses on loans, ending balance |
258,000
|
90,000
|
258,000
|
90,000
|
| Commercial and industrial [Member] |
|
|
|
|
| Allowance for credit losses on loans, beginning balance |
1,038,000
|
826,000
|
995,000
|
982,000
|
| Charge-offs |
29,000
|
85,000
|
29,000
|
85,000
|
| Recoveries |
57,000
|
145,000
|
147,000
|
147,000
|
| (Recovery of) provision for loan credit losses |
(30,000)
|
372,000
|
(77,000)
|
214,000
|
| Allowance for credit losses on loans, ending balance |
1,036,000
|
1,258,000
|
1,036,000
|
1,258,000
|
| Credit Cards [Member] |
|
|
|
|
| Allowance for credit losses on loans, beginning balance |
88,000
|
79,000
|
90,000
|
87,000
|
| Charge-offs |
22,000
|
17,000
|
36,000
|
32,000
|
| Recoveries |
11,000
|
5,000
|
21,000
|
11,000
|
| (Recovery of) provision for loan credit losses |
13,000
|
13,000
|
15,000
|
14,000
|
| Allowance for credit losses on loans, ending balance |
90,000
|
80,000
|
90,000
|
80,000
|
| Automobile loans [Member] |
|
|
|
|
| Allowance for credit losses on loans, beginning balance |
1,504,000
|
1,894,000
|
1,713,000
|
1,956,000
|
| Charge-offs |
643,000
|
734,000
|
1,355,000
|
1,133,000
|
| Recoveries |
464,000
|
191,000
|
882,000
|
356,000
|
| (Recovery of) provision for loan credit losses |
123,000
|
423,000
|
208,000
|
595,000
|
| Allowance for credit losses on loans, ending balance |
1,448,000
|
1,774,000
|
1,448,000
|
1,774,000
|
| Other consumer loans [Member] |
|
|
|
|
| Allowance for credit losses on loans, beginning balance |
127,000
|
191,000
|
129,000
|
301,000
|
| Charge-offs |
17,000
|
41,000
|
31,000
|
41,000
|
| Recoveries |
5,000
|
3,000
|
42,000
|
31,000
|
| (Recovery of) provision for loan credit losses |
26,000
|
23,000
|
1,000
|
(115,000)
|
| Allowance for credit losses on loans, ending balance |
141,000
|
176,000
|
141,000
|
176,000
|
| Agricultural loans [Member] |
|
|
|
|
| Allowance for credit losses on loans, beginning balance |
104,000
|
25,000
|
130,000
|
27,000
|
| Charge-offs |
0
|
0
|
0
|
0
|
| Recoveries |
0
|
0
|
0
|
0
|
| (Recovery of) provision for loan credit losses |
(6,000)
|
112,000
|
(32,000)
|
110,000
|
| Allowance for credit losses on loans, ending balance |
98,000
|
137,000
|
98,000
|
137,000
|
| Municipal loans [Member] |
|
|
|
|
| Allowance for credit losses on loans, beginning balance |
6,000
|
0
|
6,000
|
15,000
|
| Charge-offs |
0
|
|
0
|
0
|
| Recoveries |
0
|
|
0
|
0
|
| (Recovery of) provision for loan credit losses |
0
|
0
|
0
|
(15,000)
|
| Allowance for credit losses on loans, ending balance |
6,000
|
0
|
6,000
|
0
|
| Home Equity - Close End [Member] |
|
|
|
|
| Allowance for credit losses on loans, beginning balance |
67,000
|
83,000
|
64,000
|
99,000
|
| Charge-offs |
0
|
0
|
0
|
0
|
| Recoveries |
0
|
0
|
0
|
0
|
| (Recovery of) provision for loan credit losses |
(5,000)
|
(10,000)
|
(2,000)
|
(26,000)
|
| Allowance for credit losses on loans, ending balance |
62,000
|
73,000
|
62,000
|
73,000
|
| Home Equity Open End [Member] |
|
|
|
|
| Allowance for credit losses on loans, beginning balance |
184,000
|
191,000
|
177,000
|
197,000
|
| Charge-offs |
20,000
|
0
|
20,000
|
0
|
| Recoveries |
0
|
0
|
0
|
24,000
|
| (Recovery of) provision for loan credit losses |
33,000
|
(21,000)
|
40,000
|
(51,000)
|
| Allowance for credit losses on loans, ending balance |
197,000
|
170,000
|
197,000
|
170,000
|
| 1-4 Family residential construction [Member] |
|
|
|
|
| Allowance for credit losses on loans, beginning balance |
165,000
|
252,000
|
193,000
|
258,000
|
| Charge-offs |
0
|
0
|
0
|
0
|
| Recoveries |
0
|
0
|
0
|
0
|
| (Recovery of) provision for loan credit losses |
(25,000)
|
19,000
|
(53,000)
|
13,000
|
| Allowance for credit losses on loans, ending balance |
140,000
|
271,000
|
140,000
|
271,000
|
| Multi-Family [Member] |
|
|
|
|
| Allowance for credit losses on loans, beginning balance |
859,000
|
32,000
|
656,000
|
190,000
|
| Charge-offs |
0
|
0
|
0
|
0
|
| Recoveries |
0
|
0
|
0
|
0
|
| (Recovery of) provision for loan credit losses |
(3,000)
|
2,000
|
200,000
|
(156,000)
|
| Allowance for credit losses on loans, ending balance |
856,000
|
34,000
|
856,000
|
34,000
|
| Other construction, land development and land [Member] |
|
|
|
|
| Allowance for credit losses on loans, beginning balance |
722,000
|
1,658,000
|
641,000
|
1,551,000
|
| Charge-offs |
0
|
9,000
|
0
|
9,000
|
| Recoveries |
63,000
|
9,000
|
63,000
|
9,000
|
| (Recovery of) provision for loan credit losses |
(39,000)
|
(611,000)
|
42,000
|
(504,000)
|
| Allowance for credit losses on loans, ending balance |
746,000
|
1,047,000
|
746,000
|
1,047,000
|
| Secured by farmland [Member] |
|
|
|
|
| Allowance for credit losses on loans, beginning balance |
1,465,000
|
1,043,000
|
1,458,000
|
946,000
|
| Charge-offs |
0
|
0
|
0
|
0
|
| Recoveries |
0
|
0
|
0
|
0
|
| (Recovery of) provision for loan credit losses |
102,000
|
434,000
|
109,000
|
531,000
|
| Allowance for credit losses on loans, ending balance |
1,567,000
|
1,477,000
|
1,567,000
|
1,477,000
|
| Owner-occupied commercial real estate [Member] |
|
|
|
|
| Allowance for credit losses on loans, beginning balance |
687,000
|
713,000
|
691,000
|
809,000
|
| Charge-offs |
0
|
0
|
0
|
0
|
| Recoveries |
0
|
0
|
0
|
0
|
| (Recovery of) provision for loan credit losses |
15,000
|
129,000
|
11,000
|
33,000
|
| Allowance for credit losses on loans, ending balance |
702,000
|
842,000
|
702,000
|
842,000
|
| Unfunded commitments [Member] |
|
|
|
|
| Allowance for credit losses on loans, beginning balance |
786,000
|
725,000
|
766,000
|
649,000
|
| Charge-offs |
0
|
0
|
0
|
0
|
| Recoveries |
0
|
0
|
0
|
0
|
| (Recovery of) provision for loan credit losses |
(37,000)
|
105,000
|
(17,000)
|
181,000
|
| Allowance for credit losses on loans, ending balance |
$ 749,000
|
$ 830,000
|
$ 749,000
|
$ 830,000
|