v3.26.1
Consolidated Balance Sheets - USD ($)
$ in Thousands
Jun. 30, 2026
Dec. 31, 2025
Assets    
Cash and due from banks $ 20,985 $ 19,311
Money market funds and interest-bearing deposits in other banks 1,395 1,013
Federal funds sold 38,374 48,529
Cash and cash equivalents 60,754 68,853
Securities:    
Available for sale, at fair value 337,468 345,339
Other investments, at cost 2,364 2,254
Loans held for sale, at fair value 2,647 3,191
Loans held for investment, net of deferred fees and costs 925,267 886,253
Less: allowance for credit losses (8,085) (7,818)
Net loans held for investment 917,182 878,435
Bank premises and equipment, net 21,851 21,629
Interest receivable 5,497 5,118
Goodwill 3,082 3,082
Bank owned life insurance 24,810 24,395
Deferred tax asset, net 6,642 6,979
Other assets 14,837 13,661
Total Assets 1,397,134 1,372,936
Deposits:    
Noninterest bearing 294,083 279,398
Interest bearing 963,367 965,814
Total deposits 1,257,450 1,245,212
Long-term debt 9,926 9,917
Other liabilities 17,650 13,840
Total Liabilities 1,285,026 1,268,969
Shareholders' Equity    
Common stock, $5 par value, 6,000,000 shares authorized, 3,551,661 (2026) and 3,525,884 (2025) shares issued and outstanding 17,563 17,444
Common stock held by deferred compensation trust, at par, 34,970 (2026) and 31,176 (2025) shares (175) (156)
Additional paid in capital 11,942 11,743
Additional paid in capital attributed to deferred compensation trust (762) (665)
Retained earnings 98,876 92,205
Accumulated other comprehensive loss (15,336) (16,604)
Total Shareholders' Equity 112,108 103,967
Total Liabilities and Shareholders' Equity $ 1,397,134 $ 1,372,936