v3.26.1
Schedule of accounts payable and accrued expenses (Details) - USD ($)
Jun. 30, 2026
Mar. 31, 2026
Payables and Accruals [Abstract]    
Accounts payable [1] $ 11,482,159 $ 14,837,965
Accrued expenses [2] 12,546,842 10,168,147
Amounts due to employees [3] 667,473 961,395
Due to insurer [4] 4,408,889 4,278,440
Accounts payable and accrued expenses $ 29,105,363 $ 30,245,947
[1] Accounts Payable includes $1,888,756
[2] Accrued Expenses include $418,234 and $429,831 related to cost of services as of June 30, 2026 and March 31, 2026, respectively; $7,187,133 and $6,078,917 related to operating expenses as of June 30, 2026 and March 31, 2026, respectively; and $4,941,475 and $3,659,399 related to interest due but not paid as of June 30, 2026 and March 31, 2026, respectively.
[3] Amounts Due to Employees, comprised of salary and reimbursement payables, include related party balances of $67,932 and $93,849 as of June 30, 2026 and March 31, 2026, respectively.
[4] Sum due to insurer represents the net amount of premium due to insurers based on the respective contract with each insurer. The net amount due is equal to the gross written premium less the Company’s commission for policies that have reached their effective date. The sum due to insurer was $4,408,889 as of June 30, 2026, which represents funds from the insurer to meet working capital requirements/contingencies arising out of claim settlement.