v3.26.1
Note 11 - Concentration of Risk
6 Months Ended
Jun. 30, 2026
Notes to Financial Statements  
Concentration Risk Disclosure [Text Block]

11.         Concentration Risk

 

Residential Mortgage Loans

 

As of June 30, 2026, the Company had geographical concentrations accounting for 10% or more of the unpaid principal balance of its residential mortgage loans as follows:

 

Type of Concentration

As of June 30, 2026

State of California

Geographical

19.4

%

State of Florida

Geographical

13.7

%

 

Mortgage Servicing Rights Investments

 

As of June 30, 2026, the Company had geographical concentrations accounting for 10% or more of its MSR participation interests for the underlying Federal Home Loan Mortgage Corporation mortgage loans' unpaid principal balance as follows:

 

Type of Concentration

As of June 30, 2026

State of California

Geographical

30.7

%

State of Kansas

Geographical

16.5

%

 

 

The Company considered counterparty risk regarding sub-servicers of underlying MSR participation interests for Federal Home Loan Mortgage Corporation mortgage loans managed by Bungalow Group. Bungalow Group relies on sub-servicers who are also government-sponsored entities approved to service the underlying MSRs.