The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Alphabet Inc. - Class A Com 02079K305 50,424,550 141,099 SH SOLE 0 137,249 0 3,850
Alphabet Inc. - Class C Com 02079K107 79,568,149 225,195 SH SOLE 0 225,045 0 150
Amazon.com Com 023135106 54,828,210 230,042 SH SOLE 0 227,742 0 2,300
Arhur J. Gallagher & Co. Com 363576109 229,570 1,000 SH SOLE 0 1,000 0 0
Berkshire Hathaway Inc. Clas Com 084670108 1,497,700 2 SH SOLE 0 2 0 0
Berkshire Hathaway Inc. Clas Com 084670702 9,077,575 18,141 SH SOLE 0 18,041 0 100
Brown & Brown, Inc. Com 115236101 205,280 3,200 SH SOLE 0 3,200 0 0
Capital One Financial Com 14040H105 12,712,286 63,365 SH SOLE 0 62,665 0 700
Deckers Outdoor Corp Com 243537107 1,985,800 20,000 SH SOLE 0 20,000 0 0
Elevance Health, Inc. Com 036752103 1,732,550 4,480 SH SOLE 0 4,480 0 0
Fiserv, Inc. Com 337738108 6,359,823 129,660 SH SOLE 0 128,960 0 700
Intuit Inc. Com 461202103 23,857,488 91,408 SH SOLE 0 90,883 0 525
JP Morgan Chase & Co. Com 46625H100 16,453,897 50,267 SH SOLE 0 49,692 0 575
Marsh & McLennan Companies, Com 571748102 300,006 1,800 SH SOLE 0 1,800 0 0
Meta Platforms Inc. Com 30303M102 14,644,977 25,999 SH SOLE 0 25,724 0 275
Netflix Inc. Com 64110L106 29,893,395 418,675 SH SOLE 0 414,975 0 3,700
NVR Inc. Com 62944T105 19,867,874 2,916 SH SOLE 0 2,884 0 32
S&P Global Inc. Com 78409V104 4,569,864 11,221 SH SOLE 0 11,121 0 100
Starbucks Corp. Com 855244109 2,963,510 29,000 SH SOLE 0 28,500 0 500
The Baldwin Insurance Group, Com 05589G102 20,555,510 773,345 SH SOLE 0 763,645 0 9,700
The Cooper Companies, Inc. Com 216648501 2,330,575 32,500 SH SOLE 0 32,500 0 0
Titan America SA Com B9151N105 8,449,435 452,810 SH SOLE 0 450,310 0 2,500
T-Mobile US Inc. Com 872590104 729,625 4,350 SH SOLE 0 4,350 0 0
Uber Technologies Inc. Com 90353T100 24,550,636 340,225 SH SOLE 0 337,200 0 3,025
United Health Group Inc. Com 91324P102 2,520,796 6,065 SH SOLE 0 6,015 0 50
Visa Inc. Com 92826C839 53,096,729 154,760 SH SOLE 0 152,985 0 1,775
Wells Fargo Perp Pfd Cnv A Com 949746804 636,350 550 SH SOLE 0 550 0 0