v3.26.1
LOANS PAYABLE
6 Months Ended
Jun. 30, 2026
LOANS PAYABLE  
LOANS PAYABLE

NOTE 13 – LOANS PAYABLE

 

Loans payable consisted of the following as of June 30, 2026 and December 31, 2025:

 

 

2026

2025

a)

On March 3, 2021, Gladiator entered into a loan agreement with the Small Business Administration in the amount of $67,800. This loan accrues interest at the annual rate of 3.75% and matures on March 3, 2051. The Company has accrued interest of $13,541 and $ 12,289 in connection with this loan as of June 30, 2026 and December 31, 2025, respectively. Such principal and accrued interest has been classified in Long Term Liabilities.

$67,800$67,800

 

 

 

 

 

 

 

 

 

 

b)

On September 16, 2022, Gladiator entered into a loan agreement with Pinnacle Business Funding, LLC wherein it borrowed $145,500 and agreed to repay the loan in weekly payments of $6,328. The Company has not fully complied with the terms of this agreement and payments totaling $24,000 remain outstanding as of June 30, 2026 and December 31, 2025.

24,00024,000

 

 

 

 

 

 

 

 

 

 

c)

On December 9, 2022, Gladiator entered into a loan agreement with Quattro Capital in the amount of $250,000 in connection with the financing of inventory purchases. The note was collateralized by such inventory, accrued interest at the rate of 150% per annum, and required repayment within sixty days. When not repaid upon maturity, the interest rate increased to $1,200 per day resulting in an effective interest rate of approximately 175% per annum. The Company has accrued interest of $1,493,617 and $1,276,417 in connection with this note as of June 30, 2026 and December 31, 2025, respectively, and classified such amounts in the Accounts Payable and Accrued Expenses.

250,000250,000

 

 

 

 

 

 

 

 

 

 

 

Total

$341,800$341,800

 

Consistent with the terms and circumstances described above, these loans payable principle amounts have been classified on the Company’s balance sheet as follows:

 

 

Current liabilities

 

$274,000

 

 

$274,000

 

 

Long term liabilities

 

 

67,800

 

 

 

67,800

 

 

Total

 

$341,800

 

 

341,800