The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 726,710 2,033 SH SOLE 0 0 0 2,033
AMAZON COM INC COM 023135106 787,952 3,306 SH SOLE 0 0 0 3,306
AMERICAN CENTY ETF TR DIVERSIFIED MU 025072505 1,177,359 23,160 SH SOLE 0 0 0 23,160
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 8,028,979 83,210 SH SOLE 0 0 0 83,210
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 7,402,579 82,988 SH SOLE 0 0 0 82,988
AMERICAN CENTY ETF TR FOCUSED LRG CAP 025072794 10,438,359 128,393 SH SOLE 0 0 0 128,393
APPLE INC COM 037833100 1,702,906 5,885 SH SOLE 0 0 0 5,885
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,414,102 2,826 SH SOLE 0 0 0 2,826
COSTCO WHOLESALE CORPORATION COM 22160K105 209,972 224 SH SOLE 0 0 0 224
META PLATFORMS INC CL A 30303M102 1,849,349 3,283 SH SOLE 0 0 0 3,283
INVESCO QQQ TR UNIT SER 1 46090E103 3,233,148 4,390 SH SOLE 0 0 0 4,390
ISHARES TR CORE US AGGBD ET 464287226 10,617,333 107,267 SH SOLE 0 0 0 107,267
ISHARES TR IBOXX INV CP ETF 464287242 376,127 3,449 SH SOLE 0 0 0 3,449
ISHARES TR SHRT NAT MUN ETF 464288158 2,010,173 18,880 SH SOLE 0 0 0 18,880
ISHARES TR MSCI ACWI EX US 464288240 9,708,510 127,559 SH SOLE 0 0 0 127,559
ISHARES TR MSCI ACWI ETF 464288257 438,231 2,792 SH SOLE 0 0 0 2,792
ISHARES TR NATIONAL MUN ETF 464288414 1,006,045 9,348 SH SOLE 0 0 0 9,348
ISHARES TR CORE HIGH DV ETF 46429B663 259,740 9,476 SH SOLE 0 0 0 9,476
ISHARES TR MSCI USA QLT FCT 46432F339 2,068,557 9,427 SH SOLE 0 0 0 9,427
ISHARES TR CORE INTL AGGR 46435G672 3,586,646 70,882 SH SOLE 0 0 0 70,882
JPMORGAN CHASE & CO COM 46625H100 314,081 960 SH SOLE 0 0 0 960
J P MORGAN EXCHANGE TRADED F BETABUILDERS USD 46641Q449 393,764 8,688 SH SOLE 0 0 0 8,688
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 380,665 7,464 SH SOLE 0 0 0 7,464
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 6,328,716 125,148 SH SOLE 0 0 0 125,148
J P MORGAN EXCHANGE TRADED F BETABUILDERS USD 46641Q878 507,725 11,015 SH SOLE 0 0 0 11,015
MICROSOFT CORP COM 594918104 565,938 1,517 SH SOLE 0 0 0 1,517
NVIDIA CORPORATION COM 67066G104 1,743,176 8,712 SH SOLE 0 0 0 8,712
ROPER TECHNOLOGIES INC COM 776696106 460,459 1,361 SH SOLE 0 0 0 1,361
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 15,484,962 20,736 SH SOLE 0 0 0 20,736
SPDR SERIES TRUST STATE STREET SPD 78464A847 313,135 4,635 SH SOLE 0 0 0 4,635
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 4,611,442 159,235 SH SOLE 0 0 0 159,235
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 4,208,875 116,492 SH SOLE 0 0 0 116,492
SELECT SECTOR SPDR TR STATE STREET MAT 81369Y100 403,243 7,933 SH SOLE 0 0 0 7,933
SELECT SECTOR SPDR TR STATE STREET IND 81369Y704 1,199,680 6,477 SH SOLE 0 0 0 6,477
STARBUCKS CORP COM 855244109 705,717 6,906 SH SOLE 0 0 0 6,906
TESLA INC COM 88160R101 264,978 630 SH SOLE 0 0 0 630
VANECK ETF TRUST SHRT HGH YLD MUN 92189F387 2,846,848 124,317 SH SOLE 0 0 0 124,317
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,859,206 7,857 SH SOLE 0 0 0 7,857
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870 304,575 3,006 SH SOLE 0 0 0 3,006
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 300,537 4,094 SH SOLE 0 0 0 4,094
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 3,103,089 43,552 SH SOLE 0 0 0 43,552
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,414,323 28,157 SH SOLE 0 0 0 28,157
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 3,263,905 20,796 SH SOLE 0 0 0 20,796
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,145,593 19,192 SH SOLE 0 0 0 19,192
VANGUARD WORLD FD INF TECH ETF 92204A702 1,178,613 9,861 SH SOLE 0 0 0 9,861
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 2,126,645 36,541 SH SOLE 0 0 0 36,541
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 3,498,778 69,173 SH SOLE 0 0 0 69,173
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,831,728 11,654 SH SOLE 0 0 0 11,654
VANGUARD INDEX FDS MID CAP ETF 922908629 3,741,794 46,442 SH SOLE 0 0 0 46,442
VANGUARD INDEX FDS VALUE ETF 922908744 4,987,567 22,887 SH SOLE 0 0 0 22,887
VANGUARD INDEX FDS SMALL CP ETF 922908751 556,669 1,836 SH SOLE 0 0 0 1,836
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,826,581 10,341 SH SOLE 0 0 0 10,341
WALMART INC COM 931142103 507,127 4,477 SH SOLE 0 0 0 4,477
TE CONNECTIVITY PLC ORD SHS G87052109 407,857 2,023 SH SOLE 0 0 0 2,023