v3.26.1
Note 3 - Loans (Tables)
6 Months Ended
Jun. 30, 2026
Notes Tables  
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
  

June 30, 2026

  

December 31, 2025

 

Real estate loans:

        

Construction and land development

 $113,289  $88,424 

Secured by 1-4 family residential

  522,763   527,283 

Other real estate loans

  720,120   696,978 

Commercial and industrial loans

  113,342   117,944 

Consumer and other loans

  17,884   19,116 

Total loans

 $1,487,398  $1,449,745 

Allowance for credit losses

  (14,943)  (14,719)

Loans, net

 $1,472,455  $1,435,026 
Financing Receivable, Purchased with Credit Deterioration [Table Text Block]
  

June 30, 2026

  

December 31, 2025

 
  

Acquired Loans-

  

Acquired Loans-

 
  

Non-Purchased

  

Non-Purchased

 

(Dollars in thousands)

 

Credit Deteriorated

  

Credit Deteriorated

 

Outstanding principal balance

 $429,719  $480,625 
         

Carrying amount

        

Real estate loans:

        

Construction and land development

 $6,953  $7,461 

Secured by 1-4 family residential

  182,615   207,352 

Other real estate loans

  204,217   223,986 

Commercial and industrial loans

  21,620   25,428 

Consumer and other loans

  2,616   3,223 

Total acquired loans

 $418,021  $467,450 
Financing Receivable, Past Due [Table Text Block]
  

June 30, 2026

 
  

30-59 Days Past Due

  

60-89 Days Past Due

  > 90 Days Past Due  

Total Past Due

  

Current

  Total Loans  Non-accrual Loans  90 Days or More Past Due and Accruing 

Real estate loans:

                                

Construction and land development

 $  $  $18  $18  $113,271  $113,289  $41  $ 

Secured by 1-4 family residential

  1,020   915   1,047   2,982   519,781   522,763   2,367    

Other real estate loans

  166   146      312   719,808   720,120       

Commercial and industrial

  313   301   1,660   2,274   111,068   113,342   2,329    

Consumer and other loans

  42   1      43   17,841   17,884       

Total

 $1,541  $1,363  $2,725  $5,629  $1,481,769  $1,487,398  $4,737  $ 
  

December 31, 2025

 
  

30-59 Days Past Due

  

60-89 Days Past Due

  > 90 Days Past Due  

Total Past Due

  

Current

  Total Loans  Non-accrual Loans  90 Days or More Past Due and Accruing 

Real estate loans:

                                

Construction and land development

 $30  $  $45  $75  $88,349  $88,424  $45  $ 

Secured by 1-4 family residential

  2,034   857   939   3,830   523,453   527,283   1,994    

Other real estate loans

              696,978   696,978       

Commercial and industrial

  646   520   1,324   2,490   115,454   117,944   2,615    

Consumer and other loans

  12   23      35   19,081   19,116       

Total

 $2,722  $1,400  $2,308  $6,430  $1,443,315  $1,449,745  $4,654  $ 
Financing Receivable Credit Quality Indicators [Table Text Block]
  June 30, 2026         
  

Term Loans by Year of Origination

         
  

2026

  

2025

  

2024

  

2023

  

2022

  

Prior

  

Revolving

  

Total

 

Construction and land development

                                

Pass

 $13,792  $6,990  $560  $3,598  $1,762  $6,964  $79,582  $113,248 

Special Mention

                        

Substandard

                 41      41 

Doubtful

                        

Total construction and land development

 $13,792  $6,990  $560  $3,598  $1,762  $7,005  $79,582  $113,289 
                                 

Current period gross write-offs

 $  $  $  $  $  $  $  $ 
                                 

Secured by 1-4 family residential

                                

Pass

 $21,532  $30,823  $25,869  $58,007  $95,461  $210,252  $78,390  $520,334 

Special Mention

                        

Substandard

        494   318   331   1,286      2,429 

Doubtful

                        

Total secured by 1-4 family residential

 $21,532  $30,823  $26,363  $58,325  $95,792  $211,538  $78,390  $522,763 
                                 

Current period gross write-offs

 $  $  $  $  $  $29  $  $29 
                                 

Other real estate loans

                                

Pass

 $71,835  $69,913  $53,780  $90,333  $124,039  $275,181  $32,737  $717,818 

Special Mention

     310            1,992      2,302 

Substandard

                        

Doubtful

                        

Total other real estate loans

 $71,835  $70,223  $53,780  $90,333  $124,039  $277,173  $32,737  $720,120 
                                 

Current period gross write-offs

 $  $  $  $  $  $  $  $ 
                                 

Commercial and industrial

                                

Pass

 $8,000  $10,836  $13,616  $11,687  $13,054  $20,238  $33,037  $110,468 

Special Mention

     384                  384 

Substandard

        639   1,052   270         1,961 

Doubtful

                 529      529 

Total commercial and industrial

 $8,000  $11,220  $14,255  $12,739  $13,324  $20,767  $33,037  $113,342 
                                 

Current period gross write-offs

 $  $  $  $263  $302  $131  $  $696 
                                 

Consumer and other loans

                                

Pass

 $2,643  $3,404  $1,461  $1,954  $3,809  $2,153  $2,459  $17,883 

Special Mention

                        

Substandard

                 1      1 

Doubtful

                        

Total consumer and other loans

 $2,643  $3,404  $1,461  $1,954  $3,809  $2,154  $2,459  $17,884 
                                 

Current period gross write-offs

 $191  $44  $1  $14  $  $  $  $250 
  

December 31, 2025

         
  

Term Loans by Year of Origination

         
  

2025

  

2024

  

2023

  

2022

  

2021

  

Prior

  

Revolving

  

Total

 

Construction and land development

                                

Pass

 $7,661  $674  $3,505  $1,999  $3,578  $4,079  $66,883  $88,379 

Special Mention

                        

Substandard

                 45      45 

Doubtful

                        

Total construction and land development

 $7,661  $674  $3,505  $1,999  $3,578  $4,124  $66,883  $88,424 
                                 

Current period gross write-offs

 $  $  $  $  $  $22  $  $22 
                                 

Secured by 1-4 family residential

                                

Pass

 $37,248  $29,544  $61,183  $100,324  $91,044  $135,178  $70,577  $525,098 

Special Mention

     119                  119 

Substandard

        29   210   343   1,484      2,066 

Doubtful

                        

Total secured by 1-4 family residential

 $37,248  $29,663  $61,212  $100,534  $91,387  $136,662  $70,577  $527,283 
                                 

Current period gross write-offs

 $  $  $  $  $  $59  $  $59 
                                 

Other real estate loans

                                

Pass

 $67,088  $59,352  $95,653  $130,268  $105,813  $201,768  $32,327  $692,269 

Special Mention

     313            4,146      4,459 

Substandard

                 250      250 

Doubtful

                        

Total other real estate loans

 $67,088  $59,665  $95,653  $130,268  $105,813  $206,164  $32,327  $696,978 
                                 

Current period gross write-offs

 $  $  $  $  $  $7  $  $7 
                                 

Commercial and industrial

                                

Pass

 $11,592  $16,531  $13,637  $14,373  $13,054  $11,088  $33,469  $113,744 

Special Mention

     400      1,072            1,472 

Substandard

        751   1,062   386         2,199 

Doubtful

                 529      529 

Total commercial and industrial

 $11,592  $16,931  $14,388  $16,507  $13,440  $11,617  $33,469  $117,944 
                                 

Current period gross write-offs

 $  $671  $701  $1,930  $481  $438  $  $4,221 
                                 

Consumer and other loans

                                

Pass

 $4,974  $2,155  $2,405  $4,252  $91  $2,671  $2,568  $19,116 

Special Mention

                        

Substandard

                        

Doubtful

                        

Total consumer and other loans

 $4,974  $2,155  $2,405  $4,252  $91  $2,671  $2,568  $19,116 
                                 

Current period gross write-offs

 $469  $10  $12  $  $  $5  $  $496