Note 13. Subsequent Events 

In February of 2026, the Company announced plans to sell two of its banking offices and consolidate three others into nearby locations. The sale includes two banking offices in Roanoke Rapids and Louisburg, North Carolina, as well as most of the deposit and loan accounts associated with those offices. All required regulatory approvals have been received, with a planned transaction date in October 2026.  The Company anticipates a one-time gain on the sale of the offices in the fourth quarter of 2026. The Bank also plans to consolidate three additional banking offices and discontinue low volume ATMs at non-branch locations before year-end. The sale and consolidation combined will reduce the number of banking offices from 33 to 28 by year end. The goals of these branch optimization actions are to streamline operations, improve profitability and allocate resources to faster growing markets. For additional information, see the Company's Current Report on Form 8-K filed with the SEC on February 12, 2026.