v3.26.1
Reserves for Unpaid Losses and Loss Adjustment Expenses - Schedule of Unpaid Losses and Loss Adjustment Expenses, Net of Reinsurance (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Liability for Unpaid Claims and Claims Adjustment Expense [Roll Forward]        
Reserves for unpaid losses and loss adjustment expenses, beginning balance     $ 502,248 $ 403,576
Reinsurance recoverable on unpaid losses and loss adjustment expenses, beginning balance     (139,414) (119,596)
Reserves for unpaid losses and loss adjustment expenses, net of reinsurance, beginning balance     362,834 283,980
Incurred losses and loss adjustment expenses, net of reinsurance:        
Current year     129,883 97,274
Prior year     (1,500) 0
Total net losses and loss adjustment expenses incurred $ 66,503 $ 50,412 128,383 97,274
Payments:        
Current year     (13,372) (13,491)
Prior year     (60,357) (52,463)
Total payments     (73,729) (65,954)
Reserves for unpaid losses and loss adjustment expenses, net of reinsurance, ending balance 417,488 315,300 417,488 315,300
Reinsurance recoverable on unpaid losses and loss adjustment expenses, ending balance 166,445 136,166 166,445 136,166
Reserves for unpaid losses and loss adjustment expenses, gross of reinsurance, ending balance $ 583,933 $ 451,466 $ 583,933 $ 451,466