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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

FORM 10-Q

 

QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

 

For the quarterly period ended June 30, 2026

 

OR

 

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

 

For the transition period from_________to_________

 

Commission File No. 000-56681

 

DFP HOLDINGS LIMITED

(Exact name of registrant as specified in its charter)

 

Nevada   32-0672927

(State or other jurisdiction

of incorporation or organization)

 

(I.R.S. Employer

Identification No.)

 

1/F., No. 22, Lane 50, Section 3, Nangang Road

Nangang District, Taipei City 115607

Taiwan

(Address of principal executive offices, zip code)

 

Tel: (886) 2 8772 2001

(Registrant’s telephone number, including area code)

 

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.

Yes ☐ No ☒

 

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or 15(d) of the Act.

Yes ☐ No ☒

 

Indicate by check mark whether the issuer (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes ☒. No ☐

 

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files). Yes ☒ No ☐

 

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company. See the definitions of “large accelerated filer,” “accelerated filer” and “smaller reporting company” in Rule 12b-2 of the Exchange Act. (check one):

 

Large Accelerated Filer ☐ Accelerated Filer ☐ Non-accelerated Filer ☒ Smaller reporting company Emerging growth company

 

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.

 

If securities are registered pursuant to Section 12(b) of the Act, indicate by check mark whether the financial statements of the registrant included in the filing reflect the correction of an error to previously issued financial statements. ☐

 

Indicate by check mark whether any of those error corrections are restatements that required a recovery analysis of incentive-based compensation received by any of the registrant’s executive officers during the relevant recovery period pursuant to §240.10D-1(b). ☐

 

Indicate by check mark whether the registrant is a shell company (as defined in Exchange Act Rule 12b-2 of the Exchange Act): Yes ☐ No

 

APPLICABLE ONLY TO ISSUERS INVOLVED IN BANKRUPTCY

PROCEEDINGS DURING THE PRECEDING FIVE YEARS:

 

Indicate by check mark whether the registrant has filed all documents and reports required to be filed by Sections 12,13 or 15(d) of the Securities Exchange Act of 1934 subsequent to the distribution of securities under a plan confirmed by a court. Yes ☒. No ☐

 

APPLICABLE ONLY TO CORPORATE ISSUERS

 

Indicate the number of shares outstanding of each of the issuer’s classes of common stock, as of the latest practicable date.

 

Class   Outstanding on August 12, 2026
Common Stock, $0.0001 par value   217,111,050

 

 

 

 

 

 

DFP HOLDINGS LIMITED

QUARTERLY REPORT ON FORM 10-Q

FOR THE PERIOD ENDED JUNE 30, 2026

 

INDEX

 

  Page
Part I. Financial Information 4
       
  Item 1. Financial Statements 4
       
    Condensed Consolidated Balance Sheets as of June 30, 2026 (Unaudited) and September 30, 2025 4
       
    Condensed Consolidated Statements of Operations (Unaudited) – Three and nine months ended June 30, 2026 and 2025 5
       
    Condensed Consolidated Statements of Comprehensive Income (Loss) (Unaudited) – Three and nine months ended June 30, 2026 and 2025 6
       
    Condensed Consolidated Statements of Stockholders’ Equity (Unaudited) – Three and nine months ended June 30, 2026 and 2025 7
       
    Condensed Consolidated Statements of Cash Flows (Unaudited) - Nine months ended June 30, 2026 and 2025 8
       
    Notes to Condensed Consolidated Financial Statements (Unaudited) - Three and nine months ended June 30, 2026 and 2025 9
       
  Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations 19
       
  Item 3. Quantitative and Qualitative Disclosures About Market Risk 20
       
  Item 4. Controls and Procedures 21
       
Part II. Other Information 22
       
  Item 1. Legal Proceedings 22
       
  Item 1A. Risk Factors 22
       
  Item 2. Unregistered Sales of Equity Securities and Use of Proceeds 22
       
  Item 3. Defaults Upon Senior Securities 22
       
  Item 4. Mine Safety Disclosures 22
       
  Item 5. Other Information 22
       
  Item 6. Exhibits 23
       
Signatures 24

 

2

 

 

CAUTIONARY NOTE REGARDING FORWARD-LOOKING STATEMENTS

 

This Quarterly Report on Form 10-Q of DFP Holdings Limited, a Nevada corporation (the “Company”), contains “forward-looking statements,” as defined in the United States Private Securities Litigation Reform Act of 1995. In some cases, you can identify forward-looking statements by terminology such as “may”, “will”, “should”, “could”, “expects”, “plans”, “intends”, “anticipates”, “believes”, “estimates”, “predicts”, “potential” or “continue” or the negative of such terms and other comparable terminology. These forward-looking statements include, without limitation, statements about our market opportunity, our strategies, competition, expected activities and expenditures as we pursue our business plan, and the adequacy of our available cash resources. Although we believe that the expectations reflected in the forward-looking statements are reasonable, we cannot guarantee future results, levels of activity, performance or achievements. Actual results may differ materially from the predictions discussed in these forward-looking statements. The economic environment within which we operate could materially affect our actual results.

 

Our management has included projections and estimates in this Form 10-Q, which are based primarily on management’s experience in the industry, assessments of our results of operations, discussions, and negotiations with third parties and a review of information filed by our competitors with the SEC or otherwise publicly available. We caution readers not to place undue reliance on any such forward-looking statements, which speak only as of the date made. We disclaim any obligation subsequently to revise any forward - looking statements to reflect events or circumstances after the date of such statements or to reflect the occurrence of anticipated or unanticipated events.

 

3

 

 

PART I – FINANCIAL INFORMATION

 

Item 1. Condensed Consolidated Financial Statements.

 

DFP HOLDINGS LIMITED

CONDENSED CONSOLIDATED BALANCE SHEETS

AS OF JUNE 30, 2026 (UNAUDITED) AND SEPTEMBER 30, 2025

(Expressed in U.S. Dollars)

 

   As of
June 30, 2026
   As of
September 30, 2025
 
   (Unaudited)     
ASSETS          
Current assets:          
Cash and cash equivalents  $326,522   $1,363,759 
Restricted cash   47,096    49,213 
Accounts receivable   152,690    - 
Inventories   91,137    - 
Deposit for related party investment    750,000    - 
Prepaid expenses and other current assets   55,687    40,154 
Total current assets   1,423,132    1,453,126 
           
Non-current assets:          
Property and equipment, net   64,753    68,609 
Operating lease right-of-use asset   90,166    144,022 
Lease deposits   13,815    14,436 
Intangible assets, net (provisional)   242,413    - 
           
TOTAL ASSETS  $1,834,279   $1,680,193 
           
LIABILITIES AND STOCKHOLDERS’ EQUITY          
Current liabilities:          
Accounts payable and accrued liabilities  $318,463   $63,082 
Deferred revenue   280,892    68,820 
Due to officer   9,342    7,739 
Due to non-controlling interest   70,064    - 
Operating lease liability – current portion   87,043    80,632 
Contingent consideration liability   174,410    - 
Total current liabilities   940,214    220,273 
           
Non-current liabilities:          
Operating lease liability – non-current portion   3,123    63,390 
Total non-current liabilities   3,123    63,390 
           
TOTAL LIABILITIES   943,337    283,663 
           
Stockholders’ equity:          
Preferred Stock, $0.0001 par value; 200,000,000 shares authorized; no shares issued and outstanding   -    - 
Common Stock, $0.0001 par value; 600,000,000 shares authorized; 217,111,050 and 216,779,700 shares issued and outstanding at June 30, 2026 and September 30, 2025, respectively   21,711    21,678 
Additional paid in capital   3,771,591    3,606,583 
Accumulated other comprehensive loss   (11,032)   3,202 
Accumulated deficit   (2,853,641)   (2,234,933)
Total DFP Holdings Limited stockholders’ equity   928,629    1,396,530 
           
Non-controlling interests   (37,687)   - 
Total stockholders’ equity   890,942    1,396,530 
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY  $1,834,279   $1,680,193 

 

See accompanying notes to the condensed consolidated financial statements.

 

4

 

 

DFP HOLDINGS LIMITED

CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS

FOR THE THREE AND NINE MONTHS ENDED JUNE 30, 2026 AND 2025

(Expressed in U.S. Dollars)

(UNAUDITED)

 

   2026   2025   2026   2025 
  

Three months ended

June 30,

  

Nine months ended

June 30,

 
   2026   2025   2026   2025 
NET REVENUES                    
Services  $125,567   $236,189   $292,309   $922,965 
Products   439,284    4,564    758,486    8,270 
Net revenue   564,851    240,753    1,050,795    931,235 
                     
OPERATING COSTS AND EXPENSES:                    
Cost of services revenues   24,428    94,490    147,631    307,885 

Cost of products revenues

   

492,943

    

-

    

753,637

    

-

 
General and administrative expense   269,076    453,963    832,562    876,972 
General and administrative expense-related party   760    18,258    1,650    57,970 
Total operating costs and expenses   787,207    566,711    1,735,480    1,242,827 
                     
LOSS FROM OPERATIONS   (222,356)   (325,958)   (684,685)   (311,592)
                     
OTHER INCOME:                    
Interest income   2,755    7,018    7,432    19,008 
                     
LOSS BEFORE TAXES   (219,601)   (318,940)   (677,253)   (292,584)
Provision for income taxes   -    (2,325)   -    (48,187)
NET LOSS   (219,601)   (321,265)   (677,253)   (340,771)
Less: Net loss attributable to non-controlling interest   44,005    -    58,545    - 
Net loss attributable to DFP Holdings Limited  $(175,596)  $(321,265)  $(618,708)  $(340,771)
                     
NET LOSS PER SHARE-basic and diluted  $(0.00)  $(0.00)  $(0.00)  $(0.00)
                     
WEIGHTED AVERAGE NUMBER OF COMMON STOCK OUTSTANDING   216,901,194    216,779,700    215,816,817    215,246,993 

 

See accompanying notes to the condensed consolidated financial statements.

 

5

 

 

DFP HOLDINGS LIMITED

CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS)

FOR THE THREE AND NINE MONTHS ENDED JUNE 30, 2026 AND 2025

(Expressed in U.S. Dollars)

(UNAUDITED)

 

   2026   2025   2026   2025 
  

Three months ended

June 30,

  

Nine months ended

June 30,

 
   2026   2025   2026   2025 
Net loss   $(219,601)  $(321,265)  $(677,253)  $(340,771)
Other comprehensive (loss) income:                    
-Foreign currency translation gain/(loss)   (2,876)   40,724    (14,234)   24,591 
COMPREHENSIVE INCOME (LOSS)   (222,477)    (280,541)    (691,487)    (316,180) 
Comprehensive loss attributable to noncontrolling interest   44,005    -    58,545    - 
Comprehensive loss attributable to DFP Holdings Limited  $(178,472)  $(280,541)  $(632,942)  $(316,180)

 

See accompanying notes to the condensed consolidated financial statements.

 

6

 

 

DFP HOLDINGS LIMITED

CONDENSED CONSOLIDATED STATEMENTS OF STOCKHOLDERS’ EQUITY

FOR THE THREE AND NINE MONTHS ENDED JUNE 30, 2026 AND 2025

(Expressed in U.S. Dollars)

(UNAUDITED)

 

                                 
   COMMON STOCK               SHARES         
  

NUMBER
OF
SHARES

   AMOUNT  

ADDITIONAL
PAID-IN
CAPITAL

  

ACCUMULATED

DEFICIT

  

ACCUMULATED
COMPREHENSIVE
LOSS

  

TO
BE
ISSUED

  

NON-
CONTROLLING
INTEREST

  

TOTAL
STOCKHOLDERS’
EQUITY

 
Balance as of September 30, 2025   216,779,700   $21,678   $3,606,583   $(2,234,933)  $3,202   $-   $-   $1,396,530 
Foreign currency translation   -    -    -    -    (4,867)   -    -    (4,867)
Shares to be issued related to acquisitions   -    -    -    -    -    165,041    -    165,041 
Acquisition of non-controlling interests   -    -    -    -    -    -    20,858    20,858 
Net loss   -    -    -    (226,397)   -    -    (1,181)   (227,578)
Balance as of December 31, 2025 (Unaudited)   216,779,700    21,678    3,606,583    (2,461,330)   (1,665)   165,041    19,677    1,349,984 
Foreign currency translation   -    -    -    -    (6,491)   -    -    (6,491)
Shares issued related to acquisitions   331,350    33    165,008    -    -    (165,041)   -    - 
Net loss   -    -    -    (216,715)   -    -    (13,359)   (230,074)
Balance as of March 31, 2026 (Unaudited)   217,111,050    21,711    3,771,591    (2,678,045)   (8,156)   -    6,318    1,113,419 
Foreign currency translation                       (2,876)             (2,876)
Net loss   -     -     -     (175,596)   -     -     (44,005)   (219,601)
Balance as of June 30, 2026 (Unaudited)   217,111,050   $21,711   $3,771,591   $(2,853,641)  $(11,032)  $-   $(37,687)  $890,942 

 

   COMMON STOCK          

ACCUMULATED

   SHARES         
  

NUMBER
OF
SHARES

   AMOUNT  

ADDITIONAL
PAID-IN
CAPITAL

  

ACCUMULATED
DEFICIT

  

OTHER
COMPREHENSIVE
LOSS

  

TO
BE
ISSUED

  

NON-
CONTROLLING
INTEREST

  

TOTAL
STOCKHOLDERS’
EQUITY

 
Balance as of September 30, 2024   216,779,700   $21,678   $3,610,522   $(1,781,406)  $(7,855)  $-   $-   $1,842,939 
Foreign currency translation   -    -    -    -    (12,018)   -    -    (12,018)
Net Income   -    -    -    29,750    -    -    -    29,750 
Balance as of December 31, 2024 (Unaudited)   216,779,700    21,678    3,610,522    (1,751,656)   (19,873)   -    -    1,860,671 
                                         
Foreign currency translation   -    -    -    -    (4,115)   -    -    (4,115)
Net loss   -    -    -    (49,256)   -    -    -    (49,256)
Balance as of March 31, 2025 (Unaudited)   216,779,700   $21,678   $3,610,522   $(1,800,912)  $(23,988)  $-   $-   $1,807,300 
Foreign currency translation   -    -    -    -    40,724    -    -    40,724 
Acquisition of entity under common control   -    -    (3,939)   -    -    -    -    (3,939)
Net loss   -    -    -    (321,265)   -    -    -     (321,265)
Balance as of June 30, 2025 (Unaudited)   216,779,700   $21,678   $3,606,583   $(2,122,177)  $16,736   $-   $-   $1,522,820 

 

See accompanying notes to the condensed consolidated financial statements.

 

7

 

 

DFP HOLDINGS LIMITED

CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS

FOR THE NINE MONTHS ENDED JUNE 30, 2026 AND 2025

(Expressed in U.S. Dollars)

(Unaudited)

 

         
   Nine months ended June 30, 
   2026   2025 
         
Cash flows from operating activities:          
Net loss  $(677,253)  $(340,771)
Adjustments to reconcile net income (loss) to net cash provided by operating activities:          
Operating lease cost   63,109    - 
Depreciation and amortization   142,084    66,791 
Changes in operating assets and liabilities:          
Accounts receivable   (165,251)   - 
Inventories   (92,065)   (6,697)
Prepaid expenses and other current assets   74,585    (15,101)
Prepaid expenses-related party   -    18,027 
Accounts payable and accrued liabilities   146,978    (16,304)
Deferred revenue   212,072    (65,956)
Operating lease liability   (63,109)   (55,945)
Net cash used in operating activities   (358,850)   (415,956)
           
Cash flows from investing activities:          
Purchase of property and equipment   (11,269)   (27,939)
Deposit for related party investment    

(750,000

)   - 
Deposit related party   -    (100,000)
Cash acquired in acquisitions, net of cash paid   4,804    - 
Net cash used in investing activities   (756,465)   (127,939)
           
Cash flows from financing activities:          
Advances from officer   1,602    4,464 
Advances from non-controlling interests   69,544    - 
Net cash provided by financing activities   71,146    4,464 
           
Effect of exchange rate changes in cash and cash equivalents   4,815    21,615 
Net increase in cash, cash equivalents, and restricted cash   (1,039,354)   (517,816)
Cash, cash equivalents, and restricted cash, beginning of year   1,412,972    1,935,664 
           
Cash, cash equivalents and restricted cash, end of year  $373,618   $1,417,848 
           
Supplemental disclosure of cash flow information:          
Income taxes paid  $-   $48,349 
Initial recognition of operating lease right-of-use assets and operating lease obligations   14,738    - 

 

See accompanying notes to the condensed consolidated financial statements.

 

8

 

 

DFP HOLDINGS LIMITED

NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS

FOR THE THREE AND NINE MONTHS ENDED JUNE 30, 2026 AND 2025

(Expressed in U.S. Dollars)

(Unaudited)

 

1. BASIS OF PRESENTATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

 

Description of business

 

DFP Holdings Limited (the “Company”), was incorporated in the State of Nevada on December 8, 2021. The Company provides online and offline educational services in Taiwan. The Company has a September 30 fiscal year end.

 

On March 8, 2022, the Company’s wholly owned subsidiary, DFP Holdings Limited, was formed in Seychelles (“DFP Seychelles”). DFP Seychelles is an intermediate holding company, and operates business through its wholly owned subsidiary, DFP Holdings Limited, a company incorporated in Taiwan (“DFP Taiwan”).

 

On May 24, 2022, the Company acquired 100% of Tide Holdings Limited (“TIDE”), a company incorporated in Seychelles from Mr. Hsu Shou Hung, the CEO of the Company, for $1.

 

On April 15, 2025, the Company acquired 100% of Huang Tian Limited (DFP Huang Tian), a company incorporated in Taiwan, from Mr. Hsu Shou Hung, the CEO of the Company, for a purchase price of approximately $9,120 (NT$ 300,000).

 

In November 2025, the Company completed the acquisition of the 51% controlling equity interests in three unrelated companies, Dong Li Fang Zhou Co. Limited (“DLFZ”), Homula Limited Company (“HLC”), and Haisen Shangliu Co. Limited (“HSCL”) (see Note 6).

 

Going concern

 

The accompanying financial statements have been prepared on a going concern basis, which contemplates the realization of assets and the settlement of liabilities and commitments in the normal course of business. In accordance with Accounting Standards Codification (“ASC”) 205-40, Going Concern, the Company’s management has evaluated whether there are conditions and events, considered in the aggregate, that raise substantial doubt about the Company’s ability to continue as a going concern within one year after the date the accompanying financial statements were issued. For the period ended June 30, 2026, the Company recorded a net loss of $677,253 and used cash in operations of $358,850. These factors, among others, raise substantial doubt about the Company’s ability to continue as a going concern within one year of the date that these financial statements are issued. In addition, the Company’s independent registered public accounting firm, in its report on the Company’s consolidated financial statements for the year ended September 30, 2025, has also expressed substantial doubt about the Company’s ability to continue as a going concern. The accompanying financial statements do not include any adjustments that might be necessary should the Company be unable to continue as a going concern.

 

Management estimates that the current funds on hand will be sufficient to continue operations through the next six months. The Company’s ability to continue as a going concern is dependent upon its ability to continue to implement its business plan to increase its customer base and realize increased revenues. No assurance can be given that any future financing, if needed, will be available or, if available, that it will be on terms that are satisfactory to the Company. Even if the Company is able to obtain additional financing, if needed, it may contain undue restrictions on its operations, in the case of debt financing, or cause substantial dilution for its stockholders, in the case of equity financing.

 

Basis of presentation

 

The accompanying consolidated financial statements of the Company have been prepared in accordance with accounting principles generally accepted in the United States of America (“US GAAP”).

 

The accompanying consolidated financial statements include the accounts of the Company and its wholly owned subsidiaries DFP Seychelles, DFP Taiwan, TIDE, and DFP Huang Tian, and its 51% owned subsidiaries DLFZ, HLC, and HSCL. Intercompany accounts and transactions have been eliminated in consolidation.

 

9

 

 

Use of estimates

 

The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, disclosures of contingent assets and liabilities at the date of the financial statements, and the reported amounts of revenues and expenses during the reporting year. Actual results could differ from those estimates. Significant estimates include estimates for assumptions used in impairment testing of long-term assets, and the accrual of potential liabilities.

 

Revenue recognition

 

The Company’s revenue consists of revenue from services and revenue from products. Revenue from services represent delivering online and in-person media and leadership training courses (“service revenue”). In addition, the Company sells products to customers (“product revenue”).

 

Revenue is recognized in the period in which the services or products are delivered, in an amount that reflects the consideration the Company expects to be entitled to in exchange for those services. The Company recognizes deferred revenue at each period end for contracts that have been paid but which the related service or products has not been performed or delivered. The Company offers no discounts, rebates, rights of return, or other allowances to clients which would result in the establishment of reserves against service revenue.

 

The following table provides information about disaggregated revenue:

   2026   2025 
   For the three months ended
June 30,
 
   2026   2025 
Service revenue  $125,567   $236,189 
Product revenue   439,284    4,564 
Total revenue  $564,851   $240,753 

 

   2026   2025 
   For the nine months ended
June 30,
 
   2026   2025 
Service revenue  $292,309   $922,965 
Product revenue   758,486    8,270 
Total revenue  $1,050,795   $931,235 

 

Cost of revenue

 

Cost of service revenue primarily consists of commissions, advertising and promotion fee, facility rentals directly attributable to the courses rendered, and cost of products.

 

   2026   2025 
   For the three months ended
June 30,
 
   2026   2025 
Commissions  $8,520   $55,638 
Advertising   14,468    3,896 
Rental of instructional facilities   6,798    30,278 
Other   

14,038

    

4,678

 
Cost of products sold   473,547    - 
Total cost of revenue  $517,371   $94,490 

 

   2026   2025 
   For the nine months ended
June 30,
 
   2026   2025 
Commissions  $61,169   $224,572 
Advertising   39,129    17,378 
Rental of instructional facilities   27,095    48,955 
Other   

25,484

    

16,980

 
Cost of products sold   748,391    - 
Total cost of revenue  $901,268   $307,885 

 

10

 

 

Cash, cash equivalents and restricted cash

 

Cash equivalents include demand deposits placed with banks or other financial institutions and all highly liquid investments with original maturities at purchase of three months or less, including money market funds.

  

   As of
June 30,
2026
   As of
September 30,
2025
 
         
Cash and cash equivalents          
Denominated in United States Dollars  $82,852   $1,142,551 
Denominated in New Taiwan Dollars   243,670    221,208 
Cash and cash equivalents   326,522    1,363,759 
Restricted cash   47,096    49,213 
Cash, cash equivalents and restricted cash  $373,618   $1,412,972 

 

Financial instruments that potentially subject the Company to a significant concentration of credit risk consist primarily of cash. As of June 30, 2026, substantially all the Company’s cash was held by two major financial institutions located in Taiwan, which management believes is of high credit quality. At June 30, 2026, none of the Company’s cash accounts are insured by the U.S. Federal Deposit Insurance Corporation (the “FDIC”).

 

Restricted Cash

 

Restricted cash represents accounts designated as collateral required by the bank. Since our course fees are usually paid by our customers using credit card transactions, banks are concerned about potential chargebacks from our customers. The Company includes restricted cash along with the cash and cash equivalents balance for presentation in the consolidated statements of cash flows.

 

Inventories

 

The Company purchases finished goods merchandise inventory which is stated at the lower of cost or net realizable value. For the nine months ended June 30, 2026, there were no write-downs of inventory.

 

Impairment of long-lived assets

 

The Company evaluates its long-lived assets for indicators of possible impairment by comparison of the carrying amount to future net undiscounted cash flows expected to be generated by such asset when events or changes in circumstances indicate the carrying amount of an asset or asset group may not be recoverable. Should an impairment exist, the impairment loss would be measured based on the excess carrying value of the asset over the asset’s fair value generally determined by estimates of future discounted cash flows.

 

Business Combinations

 

The Company allocates the fair value of purchase consideration to the tangible assets acquired, liabilities assumed, and separately identified intangible assets acquired based on their estimated fair values. The excess of the fair value of purchase consideration over the fair values of these identifiable assets and liabilities is recorded as goodwill. Such valuations require management to make significant estimates and assumptions, especially with respect to intangible assets. Significant estimates in valuing certain intangible assets include, but are not limited to, future expected cash flows, useful lives, and discount rates. Management’s estimates of fair value are based upon assumptions believed to be reasonable, but which are inherently uncertain and unpredictable and, as a result, actual results may differ from estimates. During the measurement period, which can be up to one year from the acquisition date, the Company may record adjustments to the assets acquired and liabilities assumed, with the corresponding offset to goodwill. Upon the conclusion of the measurement period, any subsequent adjustments are recorded in the consolidated statements of operations and comprehensive loss.

 

11

 

 

Intangible Assets

 

The Company has certain intangible assets that were initially recorded at their fair value at the time of acquisition. Intangible assets with finite useful lives are amortized using the straight-line method over their estimated useful life of three years. The Company reviews all finite-lived intangible assets for impairment when circumstances indicate that their carrying values may not be recoverable. If the carrying value of an asset group is not recoverable, the Company recognizes an impairment loss for the excess carrying value over the fair value in our consolidated statements of operations.

 

Fair value measurements

 

The Company follows the guidance of ASC 820-10, “Fair Value Measurements and Disclosures”, with respect to financial assets and liabilities that are measured at fair value. ASC 820-10 establishes a three-tier fair value hierarchy that prioritizes the inputs used in measuring fair value as follows:

 

Level 1: Observable inputs such as quoted prices in active markets;

 

Level 2: Inputs, other than the quoted prices in active markets, that are observable either directly or indirectly; and

 

Level 3: Unobservable inputs in which there is little or no market data, which require the reporting entity to develop its own assumptions.

 

The Company believes the carrying amount reported in the balance sheet for cash and cash equivalents, prepaid expenses, accounts payable and accrued liabilities, deferred revenue and due to officer, approximate their fair values because of the short-term nature of these financial instruments.

 

Foreign currency

 

The reporting currency of the Company is the United States Dollars (“US$”) and the accompanying consolidated financial statements have been expressed in US$. In addition, the Company’s operating subsidiary maintains its books and records in its functional currency, New Taiwan Dollars (“NT$”).

 

In general, for consolidation purposes, assets and liabilities of the Company’s subsidiaries whose functional currency is not the US$, are translated into US$ using the exchange rate on the balance sheet date. Revenues and expenses are translated at average rates prevailing during the period. The gains and losses resulting from translation of financial statements of a foreign subsidiary are recorded as a separate component of accumulated other comprehensive income or loss within stockholders’ equity.

 

Translation of amounts from the local currencies of the Company into US$ has been made at the following exchange rates for the respective periods:

 

   2026   2025 
  

As of and for the

nine months ended
June 30,

 
   2026   2025 
Period-end NT$ : US$1 exchange rate   31.85    29.20 
Period-average NT$ : US$1 exchange rate   31.42    31.93 

 

Net income (loss) per share

 

The Company calculates net income (loss) per share in accordance with ASC Topic 260, “Earnings per Share.” Basic income (loss) per share is computed by dividing the net income (loss) by the weighted-average number of common shares outstanding during the period. Diluted income (loss) per share is computed similar to basic income (loss) per share except that the denominator is increased to include the number of additional common shares that would have been outstanding if the potential common stock equivalents had been issued and if the additional common shares were dilutive.

 

At June 30, 2026 and 2025, the Company has no potentially dilutive securities, such as options or warrants, outstanding.

 

Concentrations

 

For the nine months ended June 30, 2026 and 2025, no customer accounted for 10% or more of the Company’s revenue.

 

For the nine months ended June 30, 2026 and 2025, no service provider accounted for 10% or more of the Company’s operating costs and expenses.

 

At June 30, 2026, approximately 66% of our total accounts payable was owed to three vendors, out of a total of 15 vendor accounts payable accounts. These three vendors accounted for approximately 23%, 31%, and 12% of our total accounts payable, respectively.

 

Our accounts payable primarily relate to amounts due to vendors for goods and services provided in the ordinary course of business. We generally settle our accounts payable in accordance with the agreed payment terms with our vendors. Based on our current assessment, we do not anticipate any material issues with respect to the settlement of these accounts payable.

 

Segments

 

Our Chief Executive Officer (“CEO”) is our chief operating decision maker (“CODM”). Our CEO evaluates performance and makes operating decisions about allocating resources based on financial data presented on a consolidated basis. We have determined that we operate as two reportable segments composed of service business segment and sale of products segment.

 

Our CODM uses consolidated net income (loss) as the sole measure of segment profit or loss. Significant segment expenses include salaries and related, commissions, and operating expenses (see Note 9).

 

12

 

 

Recent accounting pronouncements

 

In November 2024, the FASB issued ASU 2024-03, Income Statement—Reporting Comprehensive Income—Expense Disaggregation Disclosures (Subtopic 220-40): Disaggregation of Income Statement Expenses (“ASU 2024-03”). Additionally, in January 2025, the FASB issued ASU 2025-01, Income Statement – Reporting Comprehensive Income – Expense Disaggregation Disclosures (Subtopic 220-40) Clarifying the Effective Date to further clarify the effective date of ASU 2024-03. ASU 2024-03 requires disclosure in the notes to the financial statements of specified information about certain costs and expenses.

 

In September 2025, the FASB issued ASU 2025-06, Intangibles—Goodwill and Other—Internal-Use Software (Subtopic 350-40). This ASU updates the capitalization criteria for internal-use software cost by removing references to software development project stages. This ASU is effective for annual reporting periods beginning after December 15, 2027, and interim periods within those annual reporting periods. Early adoption is permitted as of the beginning of an annual reporting period. The Company is currently evaluating the impact of this ASU but does not expect it to have a material impact on its Condensed Consolidated Financial Statements and related disclosures.

 

Other recent accounting pronouncements and guidance issued by the FASB, including its Emerging Issues Task Force, the American Institute of Certified Public Accountants, and the Securities and Exchange Commission did not or are not believed by management to have a material impact on the Company’s present or future financial statements.

 

NOTE 2 – PREPAID EXPENSES AND OTHER CURRENT ASSETS

 

   As of
June 30,
2026
   As of
September 30,
2025
 
Prepaid expenses  $27,307   $12,056 
Deposits   22,606    25,032 
Other   5,774    3,066 
Total  $55,687   $40,154 

 

As of June 30, 2026 and September 30, 2025, prepaid expenses are made up of prepaid commissions and fees.

 

NOTE 3 – PROPERTY AND EQUIPMENT, Net

 

   As of
June 30,
2026
   As of
September 30,
2025
 
Office equipment  $23,677   $10,513 
Leasehold improvements   69,029    70,160 
Motor vehicle   26,987    25,019 
 Property and equipment, Gross    119,692    105,692 
Less: accumulated depreciation   (54,939)   (37,083)
Property and equipment, Net  $64,753   $68,609 

 

For the period ended June 30, 2026 and 2025, total depreciation expense was $19,668 and $66,791, respectively

 

13

 

 

NOTE 4 – INTANGIBLE ASSETS, Net

  

  

As of

June 30,

2026

  

As of

September 30,

2025

 
Intangible assets  $369,183   $- 
Less: accumulated amortization   (126,770)   - 
Intangible assets, Net  $242,413   $- 

 

For the period ended June 30, 2026, total amortization expense was $126,770. For the period ended June 30, 2025, there was no amortization expense recorded.

 

During the period ended June 30, 2026, the Company completed the acquisitions of three entities (see Note 6). The excess of the fair value of total consideration transferred, including equity consideration and contingent consideration liability, over the fair value of net tangible assets acquired was provisionally recorded as identifiable intangible assets. Based on management’s preliminary assessment, these intangible assets primarily relate to assembled workforce know-how and operational capabilities associated with the acquired businesses and have been assigned an estimated useful life of two years. The valuation of these intangible assets is preliminary and subject to adjustment during the measurement period as additional information becomes available.

 

Estimated amortization expense for the next three years is as follows:

  

      
September 30, 2026 (remaining)  $45,474 
September 30, 2027   181,895 
September 30, 2028   15,044 

 

NOTE 5 – OPERATING LEASES

 

On July 1, 2024, the Company, through its wholly owned subsidiary DFP Holdings Limited (Taiwan), entered into two new operating leases for the rental of two offices with lease terms of three years each. The aggregate monthly lease payments are approximately $7,000 (NT $220,000) per month, with aggregate commitment of approximately $242,000 (NT$7,731,000). In relation to the two new leases, the Company recognized an operating lease right-of-use asset and related operating lease liability of $232,589 (NT$7,356,000) upon commencement of the new leases.

 

On December 1, 2025, the Company, through its subsidiary Haisen Shangliu Co. Limited (“HSCL”), entered into a new operating lease for the rental of one office with lease terms of two years. The aggregate monthly lease payment is approximately $645 (NT $20,000) per month, with aggregate commitment of approximately $15,480 (NT$480,000). In relation to the new lease, the Company recognized an operating lease right-of-use asset and related operating lease liability of $14,833 (NT$465,320) upon commencement of the new lease.

 

The components of rent expense and supplemental cash flow information related to leases for the period are as follows:

 

   For the nine months ended June 30, 
   2026   2025 
Lease Cost          
           
Operating lease cost  $65,980   $60,527 
           
Other Information          
Weighted average remaining lease term – operating leases (in years)   1.05    2 
Weighted average discount rate for operating lease   3.26%   3.26%

 

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Operating lease right-of-use asset for the period ended June 30, 2026 is as follows:

  

Right-of-use assets, net as of September 30, 2025  $144,022 
New lease right-of-use asset recognized   14,611 
Less: amortization   (63,109)
Foreign exchange translation   (5,358)
Right-of-use assets, net as of June 30, 2026  $90,166 
      
Operating lease liabilities for the period ended June 30, 2026 is as follows:     
      
Lease liability at September 30, 2025  $144,022 
New lease liability recognized   14,611 
Add: imputed interest   2,850 
Less: principal repayment   (65,980)
Foreign exchange translation   (5,337)
Lease liability at June 30, 2026  $90,166 
      
Lease liability current portion  $87,043 
Lease liability non-current portion   3,123 
Total operating lease liability  $90,166 

 

Maturities of the Company’s lease liabilities are as follows:

 

      
2026  $22,113 
2027   68,222 
2028   1,256 
Total lease payments   91,591 
Less: Imputed interest   (1,425)
Present value of operating lease liabilities  $90,166 

 

NOTE 6 – ACQUISITIONS

 

In November 2025, the Company completed the acquisition of the 51% controlling equity interests in three unrelated companies:

 

 SCHEDULE OF ACQUISITION OF EQUITY INTERESTS

Name of acquiree  Equity interest acquired   General description
Dong Li Fang Zhou Co. Limited (“DLFZ”)   51%  DLFZ sells automotive lubricant and car care products
Homula Limited Company (“HLC”)   51%  HLC sells interior and architectural materials
Haisen Shangliu Co. Limited (“HSCL”)   51%  HSCL sells consumer products

 

The Company utilized the acquisition method of accounting for the acquisitions in accordance with ASC 805, Business Combinations. The Company allocated the purchase price to acquired tangible assets, identifiable intangible assets, and assumed liabilities at their estimated fair values as of the date of acquisition. The Company acquired the three entities from existing shareholders for (i) cash consideration of $48,837 (NT$ 1,530,000); (ii) 331,350 shares of the Company’s common stock issuable upon execution of acquisition agreements; and (iii) contingent consideration consisting of an estimated 356,202 shares of the Company’s common stock (out of a maximum of 6,295,650 shares) issuable upon the achievement of specified post-acquisition revenue milestones. Contingent shares not earned in accordance with the performance milestones are forfeited.

 

15

 

 SCHEDULE OF ACQUISITION

   Dong Li Fang Zhou   Homula   Haisen Shangliu   Effect of exchange rate changes   Total 
Fair value of consideration                         
Cash  $16,351   $16,351   $16,257   $(122)  $48,837 
Fair value of common stock (331,350 total shares issued)   55,225    55,225    55,225    (634)   165,041 
Fair value of contingent consideration liability   59,367    59,367    59,026    (681)   177,079 
Total consideration transferred   130,943    130,943    130,508    (1,437)   390,957 
Non-controlling interest (49%)   13,205    (7,588)   15,272    (31)   20,858 
Total fair value  $144,148   $123,355    145,780   $(1,468)  $411,815 
                          
Allocation to assets acquired and liabilities assumed:                         
Cash  $2,675   $19,373   $31,891   $-   $53,939 
Prepaid expenses   74,397    15,481    238    -    90,116 
Office equipment   -    3,347    4,153    -    7,500 
Accounts and other payables   (50,123)   (53,686)   (5,114)   -    (108,923)
Net tangible assets   26,949    (15,485)   31,168    -    42,632 
                          
Intangible assets (provisional)   117,199    138,840    114,612    (1,468)   369,183 
Total net assets acquired  $144,148   $123,355   $145,780   $(1,468)  $411,815 

 

The results of Dong Li Fang Zhou, Homula Limited, and Haisen Shangliu are included in the Company’s unaudited condensed consolidated financial statements from the date acquired in November 2025 through June 30, 2026. The Company has not disclosed pro-forma revenue and earnings attributable to Dong Li Fang Zhou, Homula Limited, and Haisen Shangliu as they did not have a material effect on the Company’s condensed consolidated financial statements.

 

NOTE 7– ACCOUNTS PAYABLE AND ACCRUED LIABILITIES

 

   As of
June 30, 2026
   As of
September 30, 2025
 
Accrual expenses  $44,462   $56,127 
Account payables   227,524    - 
Other payables   46,477    6,955 
Total  $318,463   $63,082 

 

As of June 30, 2026 and September 30, 2025, accrued liabilities and other payables are made up of salary payable, statutory contribution, audit fees and etc.

 

NOTE 8 - STOCKHOLDERS’ EQUITY

 

As of June 30, 2026 the Company has 600,000,000 shares of commons stock authorized and 217,111,050 shares of common stock issued and outstanding, respectively.

 

During the nine months ended June 30, 2026, the Company issued 331,350 shares of common stock with a fair value of $165,041 for the acquisitions of DFLZ, HCL, and HSCL (see Note 6).

 

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NOTE 9 - RELATED PARTY TRANSACTIONS

 

Mr. Hsu Shou Hung (“Mr. Hsu”), a founder of the Company, is currently the Company’s Chief Executive Officer, Chief Financial Officer, President, Secretary, Treasurer, and sole director. As of June 30, 2026, Mr. Hsu collectively owns 96,260,000 shares, or 44.34%, of the Company’s restricted Common Stock, and is its largest shareholder.

 

At June 30, 2026 and September 30, 2025, $9,342 and $7,739, respectively, are due to Mr. Hsu for advances to the Company for operations. The advances are due on demand, are unsecured, and are non-interest bearing.

 

Deposit related party-Digital Frontier

 

On April 10, 2025, the Company, together with Mr. Hsu (the Company’s CEO, CFO, and largest shareholder), and a Singapore private company jointly established a Singapore private company, Digital Frontier Platforms Pte Ltd (“Digital Frontier”). The Company agreed to subscribe for 1,050,000 shares in Digital Frontier for total consideration of $1,050,000, representing 35% of Digital Frontier’s equity interests. The remaining equity interests are held 35% by Singapore private company and 30% by Mr. Hsu. Pursuant to the shareholders’ agreement, all three shareholders are obligated to contribute their respective share capital.

 

During the nine months ended June 30, 2026, the Company funded capital contribution deposits of $250,000 on March 4, 2026 and $500,000 on April 20, 2026, for a total of $750,000. The remaining $300,000 of the Company’s committed subscription has not been funded as of June 30, 2026.

 

As of June 30, 2026, the capitalization of Digital Frontier had not been completed, the other two shareholders had not yet made their required capital contributions, and various corporate formation and governance documents remained incomplete. Accordingly, the $750,000 advance is recorded as deposit for related party investment on the condensed consolidated balance sheet. Upon completion of the capitalization and issuance of the related ownership interests, the deposit is expected to be reclassified as an investment in Digital Frontier, which the Company expects to account for under the equity method in accordance with ASC 323, subject to a variable interest entity assessment under ASC 810.

 

Digital Frontier is a related party under ASC 850 because it is under common ownership with Mr. Hsu, the Company’s the Company’s CEO, CFO, and largest shareholder. Digital Frontier is being established to pursue opportunities in the digital economy, initially concentrating on the education sector.

 

Leader Capital Holdings Corp.

 

Mr. Lin Yi Hsiu (“Jeff Lin”) is Chief Executive Officer and a director of Leader Capital Holdings Corp. (“LCHC”). LCHC owns 350,510 shares of the Company’s restricted Common Stock and is a 0.16% shareholder in the Company. In addition, CPN Investment Limited (“CPN”), a company wholly owned by Jeff Lin, owns 14,868,939 shares of the Company’s restricted Common Stock, and is also a 6.85% shareholder of the Company.

 

LCHC, through its wholly owned subsidiary, LOC Weibo Co., Limited (“LOC”) provides IT and maintenance services to the Company. Leader Financial Asset Management Limited (“LFAML”), another company wholly owned by Jeff Lin, provides consulting and company secretarial services to the Company.

 

For the three months ended June 30, 2026 and 2025, the Company incurred the following fees to Leader:

 

            
      For the three months ended June 30, 
Paid to:  Description  2026   2025 
LCHC  IT services  $-   $9,000 
LOC  IT services   -    9,258 
Total general and administrative expenses  Total  $-   $18,258 

 

For the nine months ended June 30, 2026 and 2025, the Company incurred the following fees to Leader:

 

            
      For the nine months ended June 30, 
Paid to:  Description  2026   2025 
LCHC  IT services  $-   $27,000 
LOC  IT services   -    30,970 
Total service fees  Total  $-   $57,970 

 

Dong Li Fang Zhou Co. Limited

 

Ms. Yu Yi Jen is a director and holds a 49% equity interest in DLFZ. As of the reporting date, there is an amount due to Ms. Yu of $21,052, due on demand representing advances provided primarily to support DLFZ’s daily operating activities.

 

Homula Limited Company

 

Mr. Tsan Jui Chin is a director and holds a 16% equity interest in HLC. As of the reporting date, there is an amount due to Mr. Tsan of $48,922, due on demand representing advances provided primarily to support HLC’s daily operating activities. In addition, HLC has an amount payable of $1,650 to Mr. Tsan, mainly related to office lease expenses.

 

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NOTE 10 – COMMITMENTS AND CONTINGENCIES

 

In August, 2024, the Company signed a contract with a third-party consultant and agreed to pay a total of $1.2 million for certain advisory services associated with the Company’s planned Initial Public Offering, and other consulting services. For the periods ended June 30, 2026 and 2025, there were no fees incurred related to this contract.

 

NOTE 11 - SEGMENT REPORTING

 

The Company’s chief operating decision maker (“CODM”) has been identified as the Company’s Chief Executive Officer (“CEO”). The Company’s CODM evaluates performance and makes operating decisions about allocating resources based on financial data presented on a consolidated basis. Because the CODM evaluates financial performance on a consolidated basis, the Company has determined that it has two operating segments composed of the consolidated financial results of DFP Holdings Limited. All of our revenue is derived from one country which is in Taiwan.

 

Service income is primarily attributable to the Company’s business of delivering online and in-person media and leadership training courses. Sales of products is mainly contributed by the three recently acquired companies (DLFZ, HLC, and HSCL).

 

The following table presents the significant segment expenses and other segment items regularly reviewed by our CODM. Operating expenses include all remaining costs necessary to operate our business, which primarily include external professional services, income taxes, and other administrative expenses:

  

             
   For the nine months ended June 30, 2026 
By Business Unit 

Services

Business

  

Sale of

Products

   Total 
Revenue  $292,309   $758,486   $1,050,795 
                
Cost of revenue   (147,631)   (753,637)   (901,268)
Gross profit   144,678    4,849    149,527 
                
General and administrative expenses               
Salaries and related   (228,445)   (64,619)   (293,064)
Operating expenses   (450,867)   (90,281)   (541,148)
                
Loss from operations  $(534,634)  $(150,051)  $(684,685)
                
Total other income   6,452    980    7,432 
                
Income tax expenses   -    -    - 
                
Net loss  $(528,182)  $(149,071)  $(677,253)

 

         
  

For the nine months ended

June 30, 2025

 
By Business Unit (Service Business only)  Services Business   Total 
Revenue  $931,235   $931,235 
           
Cost of revenue   (307,885)   (307,885)
Gross profit   623,350    623,350 
           
General and administrative expenses          
Salaries and related   (288,540)   (288,540)
Operating expenses   (646,402)   (646,402)
           
Loss from operations  $(311,592)  $(311,592)
           
Total other income   19,008    19,008 
           
Income tax expenses   (48,187)   (48,187)
           
Net loss  $(340,771)  $(340,771)

 

NOTE 12 - SUBSEQUENT EVENTS

 

The Company has evaluated all events or transactions that occurred after June 30, 2026, up to the date that the condensed consolidated financial statements were available to be issued. Based on this evaluation, the Company determined that there were no material subsequent events requiring recognition or disclosure in these condensed consolidated financial statements.

 

18

 

 

Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations.

 

OVERVIEW

 

DFP Holdings Limited (the “Company” or “we”) was incorporated in the State of Nevada on December 8, 2021, and has a fiscal year end of September 30.

 

GOING CONCERN

 

For the period ended June 30, 2026, the Company recorded a net loss of $677,253 and used cash in operations of $358,850. To date, the operations have been primarily financed through the issuance of common stock. These factors, among others, raise substantial doubt about the Company’s ability to continue as a going concern within one year of the date that these financial statements are issued. In addition, the Company’s independent registered public accounting firm, in its report on the Company’s consolidated financial statements for the year ended September 30, 2025, included an explanatory paragraph related to substantial doubt about the Company’s ability to continue as a going concern. The Company’s financial statements included elsewhere in this Quarterly Report do not include any adjustments that might be necessary should the Company be unable to continue as a going concern.

 

Management estimates that the current funds on hand will be sufficient to continue operations through the next six months. The Company’s ability to continue as a going concern is dependent upon its ability to continue to implement its business plan to increase its customer base and realize increased revenues. No assurance can be given that any future financing, if needed, will be available or, if available, that it will be on terms that are satisfactory to the Company. Even if the Company is able to obtain additional financing, if needed, it may contain undue restrictions on its operations, in the case of debt financing, or cause substantial dilution for its stockholders, in the case of equity financing.

 

CRITICAL ACCOUNTING POLICIES AND ESTIMATES

 

USE OF ESTIMATES

 

The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, disclosures of contingent assets and liabilities at the date of the financial statements, and the reported amounts of revenues and expenses during the reporting year. Actual results could differ from those estimates. Significant estimates include estimates for assumptions used in impairment testing of long-term assets and the accrual of potential liabilities.

 

REVENUE RECOGNITION

 

The Company recognizes revenue in accordance with Financial Accounting Standard Board’s (“FASB”) Accounting Standards Codification (“ASC”) Topic 606, Revenue from Contracts with Customers, following the five-step model prescribed by ASC 606, which includes (1) identifying the contracts or agreements with a customer, (2) identifying our performance obligations in the contract or agreement, (3) determining the transaction price, (4) allocating the transaction price to the separate performance obligations, and (5) recognizing revenue as each performance obligation is satisfied. The Company only applies the five-step model to contracts when it is probable that the Company will collect the consideration it is entitled to in exchange for the services it transfers to its clients.

 

The Company’s revenue consists of revenue from services and revenue from products. Revenue from services represent delivering online and in-person media and leadership training courses (“service revenue”). In addition, the Company sells products to customers (“product revenue”).

 

Revenue is recognized in the period in which the services or products are delivered, in an amount that reflects the consideration the Company expects to be entitled to in exchange for those services. The Company recognizes deferred revenue at each period end for contracts that have been paid but which the related service or product has not been performed or delivered. The Company offers no discounts, rebates, rights of return, or other allowances to clients which would result in the establishment of reserves against service revenue.

 

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RECENT ACCOUNTING PRONOUNCEMENTS

 

See Note 1 to the Condensed Consolidated Financial Statements.

 

RESULTS OF OPERATIONS

 

2026:

 

For the three and nine months ended June 30, 2026, we generated revenue of $564,851 and $1,050,795 respectively.

 

For the three months ended June 30, 2026, operating costs and expenses were $787,207, including cost of revenue of $517,371, general and administrative expenses of $269,076 and general and administrative expenses to related party of $760, respectively.

 

For the nine months ended June 30, 2026, operating costs and expenses were $1,735,480, including cost of revenue of $901,268, general and administrative expenses of $832,562 and general and administrative expenses to related party of $1,650, respectively.

 

2025:

 

For the three and nine months ended June 30, 2025, we generated revenue of $240,753 and $931,235 respectively.

 

For the three months ended June 30, 2025, operating costs and expenses were $566,711, including cost of revenue of $94,490, general and administrative expenses of $453,963 and general and administrative expenses to related party of $18,258, respectively.

 

For the nine months ended June 30, 2025, operating costs and expenses were $1,242,827, including cost of revenue of $307,885, general and administrative expenses of $876,972 and general and administrative expenses to related party of $57,970, respectively.

 

Liquidity and Capital Resources

 

For the nine-month period ended June 30, 2026, the Company recorded a net loss of $677,253 and used cash in operations of $358,850. These factors, among others, raise substantial doubt about the Company’s ability to continue as a going concern within one year of the date that these financial statements are issued. In addition, the Company’s independent registered public accounting firm, in its report on the Company’s consolidated financial statements for the year ended September 30, 2025, included an explanatory paragraph related to substantial doubt about the Company’s ability to continue as a going concern.

 

The Company’s ability to continue as a going concern is dependent upon the Company’s ability to implement its business plans and continue receiving financial support from its officers and shareholders. No assurance can be given that any future financing, if needed, will be available or, if available, that it will be on terms that are satisfactory to the Company. Even if the Company can obtain additional financing, if needed, it may contain undue restrictions on its operations, in the case of debt financing, or cause substantial dilution for its stockholders, in the case of equity financing.

 

Item 3. Quantitative and Qualitative Disclosures about Market Risk.

 

We are a smaller reporting company as defined by Rule 12b-2 of the Securities Exchange Act of 1934 and are not required to provide the information under this item.

 

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Item 4. Controls and Procedures.

 

DISCLOSURE CONTROLS AND PROCEDURES

 

Under the supervision and with the participation of our management, including our principal executive and financial officer, we are responsible for conducting an evaluation of the effectiveness of the design and operation of our internal controls and procedures, as defined in Rules 13a-15(e) and 15d-15(e) under the Securities Exchange Act of 1934, as of the end of the fiscal period covered by this Report. Disclosure controls and procedures means that the material information required to be included in our Securities and Exchange Commission (“SEC”) reports is recorded, processed, summarized, and reported within the time periods specified in SEC rules and forms relating to our company, including any consolidating subsidiaries, and was made known to us by others within those entities, particularly during the period when this Report was being prepared. Based on this evaluation, our principal executive and financial officer concluded as of the evaluation date that our disclosure controls and procedures were not effective as of June 30, 2026 due to material weaknesses in our internal control over financial reporting as described below.

 

Material Weaknesses

 

A material weakness is a deficiency, or a combination of deficiencies, in internal control over financial reporting such that there is a reasonable possibility that a material misstatement of our financial statements will not be prevented or detected on a timely basis.

 

The material weaknesses identified include (i) the Company did not maintain a functioning independent audit committee and did not maintain an independent board; (ii) the Company had inadequate segregation of duties; and (iii) the Company had an insufficient number of personnel with an appropriate level of U.S. GAAP knowledge and experience and ongoing training in the application of U.S. GAAP and SEC disclosure requirements commensurate with the Company’s financial reporting requirements.

 

Notwithstanding the identified material weaknesses, management has concluded that the Financial Statements included in this Quarterly Report on Form 10-Q present fairly, in all material respects, the Company’s financial position, results of operations and cash flows for the periods disclosed in conformity with U.S. GAAP.

 

Planned remediation of material weaknesses

 

Management is actively engaged in developing and implementing remediation plans to address the material weaknesses described above. These remediation efforts are ongoing and include or are expected to include preparation of written documentation of our internal control policies and procedures, and to increase personnel and technical accounting expertise within the accounting function.

 

CHANGES IN INTERNAL CONTROLS OVER FINANCIAL REPORTING

 

There were no changes in our internal controls over financial reporting that occurred during the period covered by this Report, which has materially affected, or is reasonably likely to materially affect, our internal controls over financial reporting.

 

Inherent Limitations on Effectiveness of Controls

 

In designing and evaluating the disclosure controls and procedures, management recognizes that any controls and procedures, no matter how well designed and operated, can provide only reasonable assurance of achieving the desired control objectives. In addition, the design and disclosure controls and procedures must reflect the fact that there are resource constraints and that management is required to apply its judgement in evaluating the benefits of possible controls and procedures relative to the cost.

 

21

 

 

PART II. OTHER INFORMATION

 

Item 1. Legal Proceedings.

 

The Company is not a party to any threatened or pending legal proceedings.

 

Item 1A. Risk Factors.

 

Not required by smaller reporting companies. We are a smaller reporting company as defined by Rule 12b-2 of the Securities Exchange Act of 1934 and are not required to provide the information under this item.

 

Item 2. Unregistered Sales of Equity Securities and Use of Proceeds.

 

None.

 

Item 3. Default upon Senior Securities.

 

None.

 

Item 4. Mine Safety Disclosures.

 

Not applicable.

 

Item 5. Other Information.

 

Insider Trading Arrangements

 

During the quarter ended June 30, 2026, none of our directors or officers adopted or terminated any contract, instruction or written plan for the purchase or sale of our securities to satisfy the affirmative defense conditions of “Rule 10b5-1 trading arrangement” or any “non-Rule 10b5-1 trading arrangement”.

 

Future Plans

 

The Company is actively engaged in discussions with several potential companies to explore strategic opportunities that align with its long-term growth objectives. Through these potential collaborations or partnerships, the Company aims to generate sustainable value for shareholders, create meaningful operational synergies, and enhance its overall market competitiveness. Management believes that these initiatives will enable the Company to strengthen its business foundation, diversify its operations, and capture emerging opportunities within its target markets.

 

22

 

 

Item 6. Exhibits.

 

The following exhibits are filed or “furnished” herewith:

 

Number   Description
     
3.1   Certificate of Incorporation (1)
     
3.2   By-laws (1)
     
31.1   Certification of Principal Executive Officer and Principal Financial Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002*
     
32.1   Certification of Principal Executive Officer and Principal Financial Officer pursuant to Section 906 of the Sarbanes-Oxley Act of 2002*
     
101.INS   Inline XBRL Instance Document*
     
101.SCH   Inline XBRL Taxonomy Extension Schema Document*
     
101.CAL   Inline XBRL Taxonomy Extension Calculation Linkbase Document*
     
101.DEF   Inline XBRL Taxonomy Extension Definition Linkbase Document*
     
101.LAB   Inline XBRL Taxonomy Extension Label Linkbase Document*
     
101.PRE   Inline XBRL Taxonomy Extension Presentation Linkbase Document*
     
104   Cover Page Interactive Data File (embedded within the Inline XBRL document)*

 

(1) Previously filed and incorporated in the Company’s Registration Statement, Amendment No.3 to Form S-1 (File No. 333-271858) with the Securities and Exchange Commission on September 6, 2023.

 

* Filed herewith.

 

XBRL (Extensible Business Reporting Language) information is furnished and not filed or a part of a registration statement or prospectus for purposes of Sections 11 or 12 of the Securities Act of 1933, as amended, is deemed not filed for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, and otherwise is not subject to liability under these sections.

 

23

 

 

SIGNATURES

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned, thereunto duly authorized.

 

  DFP HOLDINGS LIMITED
  (Name of Registrant)
     
Date: August 13, 2026 By: /s/ Hsu Shou Hung
  Name: Hsu Shou Hung
  Title: Chief Executive Officer and Chief Financial Officer (Principal Executive Officer and Principal Financial and Accounting Officer)

 

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ATTACHMENTS / EXHIBITS

ATTACHMENTS / EXHIBITS

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EX-32.1

XBRL SCHEMA FILE

XBRL CALCULATION FILE

XBRL DEFINITION FILE

XBRL LABEL FILE

XBRL PRESENTATION FILE

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