The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
PENNYMAC MTG INVT TR COM Real Estate Investment Trust 70931T103 96 10,203 SH SOLE 0 0 10,203
ORGANON & CO COMMON STOCK Common Stock 68622V106 180 13,234 SH SOLE 0 0 13,234
CONOCOPHILLIPS COM Common Stock 20825C104 200 1,578 SH SOLE 0 0 1,578
INVESCO S&P 500 EQUAL WEIGHT HEALTH Exchange Traded Fund 46137V332 202 5,613 SH SOLE 0 0 5,613
VICI PPTYS INC COM Real Estate Investment Trust 925652109 205 7,891 SH SOLE 0 0 7,891
VISA INC COM CL A Common Stock 92826C839 205 572 SH SOLE 0 0 572
ISHARES FLEXIBLE INCOME ACTIVE ETF Exchange Traded Fund 092528603 211 4,065 SH SOLE 0 0 4,065
VANGUARD MORNINGSTAR VALUE ETF Exchange Traded Fund 922908744 220 975 SH SOLE 0 0 975
ACCENTURE PLC IRELAND SHS CLASS A Common Stock G1151C101 224 1,245 SH SOLE 0 0 1,245
ISHARES CORE S&P MID-CAP ETF Exchange Traded Fund 464287507 231 2,968 SH SOLE 0 0 2,968
TRUIST FINL CORP COM Common Stock 89832Q109 231 4,404 SH SOLE 0 0 4,404
STATE STREET SPDR PORTFOLIO EMERGIN Exchange Traded Fund 78463X509 239 4,573 SH SOLE 0 0 4,573
OTIS WORLDWIDE CORP COM Common Stock 68902V107 241 3,259 SH SOLE 0 0 3,259
ELI LILLY & CO COM Common Stock 532457108 250 205 SH SOLE 0 0 205
UNION PAC CORP COM Common Stock 907818108 252 860 SH SOLE 0 0 860
GENIUS SPORTS LIMITED SHARES CL A Common Stock G3934V109 273 35,794 SH SOLE 0 0 35,794
INTERNATIONAL BUSINESS MACHS COM Common Stock 459200101 284 1,204 SH SOLE 0 0 1,204
VANGUARD MORNINGSTAR TOTAL STOCK MA Exchange Traded Fund 922908769 289 758 SH SOLE 0 0 758
DIAGEO PLC SPON ADR NEW American Depository Receipt 25243Q205 290 3,090 SH SOLE 0 0 3,090
NEXTERA ENERGY INC COM Common Stock 65339F101 293 3,420 SH SOLE 0 0 3,420
ALIBABA GROUP HLDG LTD SPONSORED AD American Depository Receipt 01609W102 299 2,395 SH SOLE 0 0 2,395
ALEXANDRIA REAL ESTATE EQ INC COM Real Estate Investment Trust 015271109 305 6,356 SH SOLE 0 0 6,356
SCHWAB U.S. REIT ETF Exchange Traded Fund 808524847 333 14,000 SH SOLE 0 0 14,000
STATE STREET SPDR PORTFOLIO AGGREGA Exchange Traded Fund 78464A649 333 13,272 SH SOLE 0 0 13,272
CHIPOTLE MEXICAN GRILL INC COM Common Stock 169656105 339 10,400 SH SOLE 0 0 10,400
SCHWAB U.S. SMALL-CAP ETF Exchange Traded Fund 808524607 345 9,847 SH SOLE 0 0 9,847
SCHWAB U.S. LARGE-CAP GROWTH ETF Exchange Traded Fund 808524300 350 9,849 SH SOLE 0 0 9,849
INTEL CORP COM Common Stock 458140100 353 3,502 SH SOLE 0 0 3,502
WELLS FARGO & CO COM Common Stock 949746101 358 4,030 SH SOLE 0 0 4,030
WASTE MGMT INC DEL COM Common Stock 94106L109 367 1,625 SH SOLE 0 0 1,625
SALESFORCE INC COM Common Stock 79466L302 379 1,963 SH SOLE 0 0 1,963
VANGUARD EXTENDED DURATION TREASURY Exchange Traded Fund 921910709 383 6,439 SH SOLE 0 0 6,439
AUTOMATIC DATA PROCESSING INC COM Common Stock 053015103 403 1,500 SH SOLE 0 0 1,500
GOLDMAN SACHS EQUAL WEIGHT U.S. LAR Exchange Traded Fund 381430438 433 4,401 SH SOLE 0 0 4,401
PEPSICO INC COM Common Stock 713448108 445 3,209 SH SOLE 0 0 3,209
MARATHON PETE CORP COM Common Stock 56585A102 458 1,316 SH SOLE 0 0 1,316
FORD MTR CO COM Common Stock 345370860 467 33,797 SH SOLE 0 0 33,797
CARRIER GLOBAL CORPORATION COM Common Stock 14448C104 471 7,481 SH SOLE 0 0 7,481
MERCK & CO INC COM Common Stock 58933Y105 486 3,657 SH SOLE 0 0 3,657
US BANCORP COM NEW Common Stock 902973304 492 7,572 SH SOLE 0 0 7,572
STATE STREET SPDR PORTFOLIO DEVELOP Exchange Traded Fund 78463X889 496 9,562 SH SOLE 0 0 9,562
UNITED PARCEL SVCS INC CL B Common Stock 911312106 575 5,534 SH SOLE 0 0 5,534
AMGEN INC COM Common Stock 031162100 600 1,442 SH SOLE 0 0 1,442
WISDOMTREE U.S. LARGECAP DIVIDEND F Exchange Traded Fund 97717W307 623 6,165 SH SOLE 0 0 6,165
MONDELEZ INTL INC CL A Common Stock 609207105 627 10,089 SH SOLE 0 0 10,089
SCHWAB EMERGING MARKETS EQUITY ETF Exchange Traded Fund 808524706 661 17,915 SH SOLE 0 0 17,915
META PLATFORMS INC CL A Common Stock 30303M102 689 1,192 SH SOLE 0 0 1,192
NVIDIA CORPORATION COM Common Stock 67066G104 695 3,103 SH SOLE 0 0 3,103
UBER TECHNOLOGIES INC COM Common Stock 90353T100 697 9,253 SH SOLE 0 0 9,253
ISHARES CORE S&P 500 ETF Exchange Traded Fund 464287200 745 961 SH SOLE 0 0 961
MCKESSON CORP COM Common Stock 58155Q103 789 899 SH SOLE 0 0 899
SOUTHERN CO COM Common Stock 842587107 793 8,577 SH SOLE 0 0 8,577
WALMART INC COM Common Stock 931142103 822 7,086 SH SOLE 0 0 7,086
INVESCO S&P 500 EQUAL WEIGHT TECHNO Exchange Traded Fund 46137V282 836 12,760 SH SOLE 0 0 12,760
VANECK SEMICONDUCTOR ETF Exchange Traded Fund 92189F676 869 1,487 SH SOLE 0 0 1,487
VODAFONE GROUP PLC SPONSORED ADR American Depository Receipt 92857W308 937 58,245 SH SOLE 0 0 58,245
PROCTER & GAMBLE CO COM Common Stock 742718109 981 6,814 SH SOLE 0 0 6,814
WARNER BROS DISCOVERY INC COM SER A Common Stock 934423104 1,024 37,065 SH SOLE 0 0 37,065
ABBVIE INC COM Common Stock 00287Y109 1,047 4,211 SH SOLE 0 0 4,211
EXELON CORP COM Common Stock 30161N101 1,049 23,200 SH SOLE 0 0 23,200
VERIZON COMMUNICATIONS INC COM Common Stock 92343V104 1,075 22,884 SH SOLE 0 0 22,884
GOLUB CAP BDC INC COM Closed End Fund 38173M102 1,102 84,244 SH SOLE 0 0 84,244
HOME DEPOT INC COM Common Stock 437076102 1,108 3,228 SH SOLE 0 0 3,228
SCHWAB INTERNATIONAL DIVIDEND EQUIT Exchange Traded Fund 808524672 1,130 34,059 SH SOLE 0 0 34,059
SCHWAB SHORT-TERM US TREASURY ETF Exchange Traded Fund 808524862 1,190 49,456 SH SOLE 0 0 49,456
ARCHER DANIELS MIDLAND CO COM Common Stock 039483102 1,203 15,100 SH SOLE 0 0 15,100
PAYPAL HLDGS INC COM Common Stock 70450Y103 1,211 20,471 SH SOLE 0 0 20,471
ALPHABET INC CAP STK CL C Common Stock 02079K107 1,253 3,662 SH SOLE 0 0 3,662
STATE STREET SPDR PORTFOLIO S&P 500 Exchange Traded Fund 78464A854 1,256 13,815 SH SOLE 0 0 13,815
SCHWAB INTERNATIONAL EQUITY ETF Exchange Traded Fund 808524805 1,286 45,295 SH SOLE 0 0 45,295
PHILIP MORRIS INTL INC COM Common Stock 718172109 1,323 7,110 SH SOLE 0 0 7,110
NNN REIT INC COM Real Estate Investment Trust 637417106 1,365 29,802 SH SOLE 0 0 29,802
BANK OF AMER CORP COM Common Stock 060505104 1,390 21,450 SH SOLE 0 0 21,450
CROWN CASTLE INC COM Real Estate Investment Trust 22822V101 1,393 18,837 SH SOLE 0 0 18,837
MCDONALDS CORP COM Common Stock 580135101 1,446 5,248 SH SOLE 0 0 5,248
AMERICAN TOWER CORP COM Real Estate Investment Trust 03027X100 1,616 9,485 SH SOLE 0 0 9,485
INVESCO S&P 500 EQUAL WEIGHT UTILIT Exchange Traded Fund 46137V274 1,668 21,446 SH SOLE 0 0 21,446
COCA COLA CO COM Common Stock 191216100 1,737 20,040 SH SOLE 0 0 20,040
DISNEY WALT CO COM Common Stock 254687106 1,738 16,838 SH SOLE 0 0 16,838
GOLDMAN SACHS GROUP INC COM Common Stock 38141G104 1,866 1,800 SH SOLE 0 0 1,800
AMERICAN ELEC PWR CO INC COM Common Stock 025537101 1,996 16,017 SH SOLE 0 0 16,017
ARES CAPITAL CORP COM Closed End Fund 04010L103 2,053 103,345 SH SOLE 0 0 103,345
PFIZER INC COM Common Stock 717081103 2,103 79,941 SH SOLE 0 0 79,941
RTX CORPORATION COM Common Stock 75513E101 2,186 9,814 SH SOLE 0 0 9,814
CONSTELLATION ENERGY CORP COM Common Stock 21037T109 2,256 8,098 SH SOLE 0 0 8,098
AMAZON COM INC COM Common Stock 023135106 2,322 8,691 SH SOLE 0 0 8,691
JOHNSON & JOHNSON COM Common Stock 478160104 2,546 9,761 SH SOLE 0 0 9,761
SCHWAB U.S. LARGE-CAP ETF Exchange Traded Fund 808524201 2,552 83,674 SH SOLE 0 0 83,674
STARBUCKS CORP COM Common Stock 855244109 2,579 23,780 SH SOLE 0 0 23,780
JPMORGAN CHASE & CO COM Common Stock 46625H100 2,623 7,185 SH SOLE 0 0 7,185
KINDER MORGAN INC DEL COM Common Stock 49456B101 2,918 91,989 SH SOLE 0 0 91,989
AT&T INC COM Common Stock 00206R102 2,970 122,507 SH SOLE 0 0 122,507
SPDR GOLD SHARES Exchange Traded Fund 78463V107 3,106 7,673 SH SOLE 0 0 7,673
CHEVRON CORPORATION COM Common Stock 166764100 3,195 16,252 SH SOLE 0 0 16,252
BRISTOL-MYERS SQUIBB CO COM Common Stock 110122108 3,258 51,149 SH SOLE 0 0 51,149
ALPHABET INC CAP STK CL A Common Stock 02079K305 3,573 10,402 SH SOLE 0 0 10,402
HOWMET AEROSPACE INC COM Common Stock 443201108 4,047 14,370 SH SOLE 0 0 14,370
BERKSHIRE HATHAWAY INC DEL CL B NEW Common Stock 084670702 4,252 8,339 SH SOLE 0 0 8,339
SCHWAB US DIVIDEND EQUITY ETF Exchange Traded Fund 808524797 4,647 135,660 SH SOLE 0 0 135,660
VANGUARD INFORMATION TECHNOLOGY ETF Exchange Traded Fund 92204A702 5,365 44,123 SH SOLE 0 0 44,123
TJX COS INC NEW COM Common Stock 872540109 5,787 37,925 SH SOLE 0 0 37,925
CISCO SYS INC COM Common Stock 17275R102 6,062 48,937 SH SOLE 0 0 48,937
EXXONMOBIL HOLDINGS CORP COM SHS Common Stock 30233Q108 6,535 40,909 SH SOLE 0 0 40,909
MICROSOFT CORP COM Common Stock 594918104 7,679 15,594 SH SOLE 0 0 15,594
APPLE INC COM Common Stock 037833100 9,214 30,486 SH SOLE 0 0 30,486