v3.26.1
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Recorded Investment of Residential and Consumer Loans (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Dec. 31, 2025
Residential Real Estate [Member]          
LOANS AND ALLOWANCE FOR CREDIT LOSSES [Abstract]          
2026/2025 $ 38,609   $ 38,609   $ 70,687
2025/2024 73,640   73,640   63,920
2024/2023 60,731   60,731   51,809
2023/2022 47,210   47,210   35,247
2022/2021 32,675   32,675   41,829
Prior 152,149   152,149   120,426
Revolving Loans Amortized Cost Basis 31,919   31,919   34,002
Total ending loans balance 436,933   436,933   417,920
2026/2025     0   0
2025/2024     0   100
2024/2023     58   0
2023/2022     0   15
2022/2021     0   23
Prior     24   15
Revolving Loans Amortized Cost Basis     0   0
Current Period gross charge-offs 10 $ 11 82 $ 16 153
Residential Real Estate [Member] | Performing [Member]          
LOANS AND ALLOWANCE FOR CREDIT LOSSES [Abstract]          
2026/2025 38,609   38,609   70,687
2025/2024 73,640   73,640   63,505
2024/2023 60,692   60,692   51,608
2023/2022 47,098   47,098   34,817
2022/2021 32,349   32,349   41,803
Prior 150,496   150,496   119,416
Revolving Loans Amortized Cost Basis 31,919   31,919   34,002
Total ending loans balance 434,803   434,803   415,838
Residential Real Estate [Member] | Nonperforming [Member]          
LOANS AND ALLOWANCE FOR CREDIT LOSSES [Abstract]          
2026/2025 0   0   0
2025/2024 0   0   415
2024/2023 39   39   201
2023/2022 112   112   430
2022/2021 326   326   26
Prior 1,653   1,653   1,010
Revolving Loans Amortized Cost Basis 0   0   0
Total ending loans balance 2,130   2,130   2,082
Consumer [Member]          
LOANS AND ALLOWANCE FOR CREDIT LOSSES [Abstract]          
Current Period gross charge-offs 455 $ 611 984 $ 1,137  
Consumer [Member] | Automobile [Member]          
LOANS AND ALLOWANCE FOR CREDIT LOSSES [Abstract]          
2026/2025 5,638   5,638   10,445
2025/2024 7,949   7,949   7,877
2024/2023 5,666   5,666   9,953
2023/2022 7,069   7,069   6,937
2022/2021 4,402   4,402   1,672
Prior 1,141   1,141   393
Revolving Loans Amortized Cost Basis 0   0   0
Total ending loans balance 31,865   31,865   37,277
2026/2025     0   34
2025/2024     64   251
2024/2023     98   338
2023/2022     61   118
2022/2021     37   12
Prior     2   16
Revolving Loans Amortized Cost Basis     0   0
Current Period gross charge-offs     262   769
Consumer [Member] | Home Equity [Member]          
LOANS AND ALLOWANCE FOR CREDIT LOSSES [Abstract]          
2026/2025 86   86   0
2025/2024 91   91   4
2024/2023 100   100   19
2023/2022 106   106   0
2022/2021 0   0   100
Prior 0   0   140
Revolving Loans Amortized Cost Basis 54,423   54,423   50,342
Total ending loans balance 54,806   54,806   50,605
2026/2025     0   0
2025/2024     0   0
2024/2023     0   0
2023/2022     0   0
2022/2021     0   0
Prior     0   0
Revolving Loans Amortized Cost Basis     44   31
Current Period gross charge-offs     44   31
Consumer [Member] | Other [Member]          
LOANS AND ALLOWANCE FOR CREDIT LOSSES [Abstract]          
2026/2025 7,929   7,929   11,892
2025/2024 12,321   12,321   12,052
2024/2023 4,678   4,678   6,028
2023/2022 4,299   4,299   4,719
2022/2021 3,361   3,361   3,432
Prior 3,340   3,340   1,554
Revolving Loans Amortized Cost Basis 12,967   12,967   13,403
Total ending loans balance 48,895   48,895   53,080
2026/2025     342   346
2025/2024     42   148
2024/2023     70   162
2023/2022     56   76
2022/2021     9   73
Prior     11   29
Revolving Loans Amortized Cost Basis     148   376
Current Period gross charge-offs     678   1,210
Consumer [Member] | Performing [Member] | Automobile [Member]          
LOANS AND ALLOWANCE FOR CREDIT LOSSES [Abstract]          
2026/2025 5,635   5,635   10,413
2025/2024 7,862   7,862   7,814
2024/2023 5,624   5,624   9,907
2023/2022 7,026   7,026   6,831
2022/2021 4,320   4,320   1,672
Prior 1,112   1,112   393
Revolving Loans Amortized Cost Basis 0   0   0
Total ending loans balance 31,579   31,579   37,030
Consumer [Member] | Performing [Member] | Home Equity [Member]          
LOANS AND ALLOWANCE FOR CREDIT LOSSES [Abstract]          
2026/2025 86   86   0
2025/2024 91   91   4
2024/2023 100   100   19
2023/2022 106   106   0
2022/2021 0   0   100
Prior 0   0   140
Revolving Loans Amortized Cost Basis 54,124   54,124   50,024
Total ending loans balance 54,507   54,507   50,287
Consumer [Member] | Performing [Member] | Other [Member]          
LOANS AND ALLOWANCE FOR CREDIT LOSSES [Abstract]          
2026/2025 7,928   7,928   11,889
2025/2024 12,298   12,298   12,012
2024/2023 4,658   4,658   6,005
2023/2022 4,263   4,263   4,696
2022/2021 3,360   3,360   3,425
Prior 3,325   3,325   1,535
Revolving Loans Amortized Cost Basis 12,967   12,967   13,403
Total ending loans balance 48,799   48,799   52,965
Consumer [Member] | Nonperforming [Member] | Automobile [Member]          
LOANS AND ALLOWANCE FOR CREDIT LOSSES [Abstract]          
2026/2025 3   3   32
2025/2024 87   87   63
2024/2023 42   42   46
2023/2022 43   43   106
2022/2021 82   82   0
Prior 29   29   0
Revolving Loans Amortized Cost Basis 0   0   0
Total ending loans balance 286   286   247
Consumer [Member] | Nonperforming [Member] | Home Equity [Member]          
LOANS AND ALLOWANCE FOR CREDIT LOSSES [Abstract]          
2026/2025 0   0   0
2025/2024 0   0   0
2024/2023 0   0   0
2023/2022 0   0   0
2022/2021 0   0   0
Prior 0   0   0
Revolving Loans Amortized Cost Basis 299   299   318
Total ending loans balance 299   299   318
Consumer [Member] | Nonperforming [Member] | Other [Member]          
LOANS AND ALLOWANCE FOR CREDIT LOSSES [Abstract]          
2026/2025 1   1   3
2025/2024 23   23   40
2024/2023 20   20   23
2023/2022 36   36   23
2022/2021 1   1   7
Prior 15   15   19
Revolving Loans Amortized Cost Basis 0   0   0
Total ending loans balance $ 96   $ 96   $ 115