v3.26.1
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Risk Category Loans by Class of Loans (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Dec. 31, 2025
Commercial Real Estate [Member]          
LOANS AND ALLOWANCE FOR CREDIT LOSSES [Abstract]          
Current Period gross charge-offs $ 0 $ 0 $ 55 $ 0  
Commercial Real Estate [Member] | Owner-occupied [Member]          
LOANS AND ALLOWANCE FOR CREDIT LOSSES [Abstract]          
2026/2025 6,214   6,214   $ 33,907
2025/2024 34,073   34,073   13,312
2024/2023 12,914   12,914   18,663
2023/2022 15,568   15,568   6,468
2022/2021 6,393   6,393   21,730
Prior 35,072   35,072   17,271
Revolving Loans Amortized Cost Basis 3,675   3,675   3,373
Total ending loans balance 113,909   113,909   114,724
2026/2025     0   0
2025/2024     0   0
2024/2023     0   0
2023/2022     6   0
2022/2021     0   0
Prior     49   0
Revolving Loans Amortized Cost Basis     0   0
Current Period gross charge-offs     55   0
Commercial Real Estate [Member] | Owner-occupied [Member] | Pass [Member]          
LOANS AND ALLOWANCE FOR CREDIT LOSSES [Abstract]          
2026/2025 4,139   4,139   33,907
2025/2024 34,073   34,073   13,312
2024/2023 12,914   12,914   18,663
2023/2022 15,568   15,568   6,468
2022/2021 6,393   6,393   5,279
Prior 29,961   29,961   15,235
Revolving Loans Amortized Cost Basis 3,675   3,675   1,574
Total ending loans balance 106,723   106,723   94,438
Commercial Real Estate [Member] | Owner-occupied [Member] | Special Mention [Member]          
LOANS AND ALLOWANCE FOR CREDIT LOSSES [Abstract]          
2026/2025 2,075   2,075   0
2025/2024 0   0   0
2024/2023 0   0   0
2023/2022 0   0   0
2022/2021 0   0   12,260
Prior 0   0   0
Revolving Loans Amortized Cost Basis 0   0   0
Total ending loans balance 2,075   2,075   12,260
Commercial Real Estate [Member] | Owner-occupied [Member] | Substandard [Member]          
LOANS AND ALLOWANCE FOR CREDIT LOSSES [Abstract]          
2026/2025 0   0   0
2025/2024 0   0   0
2024/2023 0   0   0
2023/2022 0   0   0
2022/2021 0   0   4,191
Prior 5,111   5,111   2,036
Revolving Loans Amortized Cost Basis 0   0   1,799
Total ending loans balance 5,111   5,111   8,026
Commercial Real Estate [Member] | Owner-occupied [Member] | Doubtful [Member]          
LOANS AND ALLOWANCE FOR CREDIT LOSSES [Abstract]          
2026/2025 0   0   0
2025/2024 0   0   0
2024/2023 0   0   0
2023/2022 0   0   0
2022/2021 0   0   0
Prior 0   0   0
Revolving Loans Amortized Cost Basis 0   0   0
Total ending loans balance 0   0   0
Commercial Real Estate [Member] | Nonowner-occupied [Member]          
LOANS AND ALLOWANCE FOR CREDIT LOSSES [Abstract]          
2026/2025 26,480   26,480   54,962
2025/2024 65,352   65,352   35,753
2024/2023 36,494   36,494   31,997
2023/2022 29,070   29,070   38,579
2022/2021 42,521   42,521   29,092
Prior 92,721   92,721   71,970
Revolving Loans Amortized Cost Basis 8,978   8,978   6,932
Total ending loans balance 301,616   301,616   269,285
2026/2025     0   0
2025/2024     0   0
2024/2023     0   0
2023/2022     0   0
2022/2021     0   0
Prior     0   0
Revolving Loans Amortized Cost Basis     0   0
Current Period gross charge-offs     0   0
Commercial Real Estate [Member] | Nonowner-occupied [Member] | Pass [Member]          
LOANS AND ALLOWANCE FOR CREDIT LOSSES [Abstract]          
2026/2025 26,130   26,130   54,962
2025/2024 65,352   65,352   35,753
2024/2023 36,494   36,494   25,438
2023/2022 26,905   26,905   37,616
2022/2021 36,521   36,521   29,092
Prior 92,721   92,721   68,754
Revolving Loans Amortized Cost Basis 8,978   8,978   6,932
Total ending loans balance 293,101   293,101   258,547
Commercial Real Estate [Member] | Nonowner-occupied [Member] | Special Mention [Member]          
LOANS AND ALLOWANCE FOR CREDIT LOSSES [Abstract]          
2026/2025 0   0   0
2025/2024 0   0   0
2024/2023 0   0   1,603
2023/2022 0   0   0
2022/2021 0   0   0
Prior 0   0   0
Revolving Loans Amortized Cost Basis 0   0   0
Total ending loans balance 0   0   1,603
Commercial Real Estate [Member] | Nonowner-occupied [Member] | Substandard [Member]          
LOANS AND ALLOWANCE FOR CREDIT LOSSES [Abstract]          
2026/2025 350   350   0
2025/2024 0   0   0
2024/2023 0   0   4,956
2023/2022 2,165   2,165   963
2022/2021 6,000   6,000   0
Prior 0   0   3,216
Revolving Loans Amortized Cost Basis 0   0   0
Total ending loans balance 8,515   8,515   9,135
Commercial Real Estate [Member] | Nonowner-occupied [Member] | Doubtful [Member]          
LOANS AND ALLOWANCE FOR CREDIT LOSSES [Abstract]          
2026/2025 0   0   0
2025/2024 0   0   0
2024/2023 0   0   0
2023/2022 0   0   0
2022/2021 0   0   0
Prior 0   0   0
Revolving Loans Amortized Cost Basis 0   0   0
Total ending loans balance 0   0   0
Commercial Real Estate [Member] | Construction [Member]          
LOANS AND ALLOWANCE FOR CREDIT LOSSES [Abstract]          
2026/2025 10,741   10,741   34,799
2025/2024 34,498   34,498   12,252
2024/2023 13,375   13,375   10,173
2023/2022 8,801   8,801   20,222
2022/2021 14,180   14,180   1,203
Prior 3,251   3,251   2,403
Revolving Loans Amortized Cost Basis 7,377   7,377   4,976
Total ending loans balance 92,223   92,223   86,028
2026/2025     0   0
2025/2024     0   0
2024/2023     0   0
2023/2022     0   0
2022/2021     0   0
Prior     0   0
Revolving Loans Amortized Cost Basis     0   0
Current Period gross charge-offs     0   0
Commercial Real Estate [Member] | Construction [Member] | Pass [Member]          
LOANS AND ALLOWANCE FOR CREDIT LOSSES [Abstract]          
2026/2025 10,741   10,741   34,799
2025/2024 34,498   34,498   12,252
2024/2023 13,375   13,375   9,561
2023/2022 8,801   8,801   14,222
2022/2021 14,180   14,180   1,203
Prior 3,251   3,251   2,384
Revolving Loans Amortized Cost Basis 6,701   6,701   4,300
Total ending loans balance 91,547   91,547   78,721
Commercial Real Estate [Member] | Construction [Member] | Special Mention [Member]          
LOANS AND ALLOWANCE FOR CREDIT LOSSES [Abstract]          
2026/2025 0   0   0
2025/2024 0   0   0
2024/2023 0   0   0
2023/2022 0   0   0
2022/2021 0   0   0
Prior 0   0   19
Revolving Loans Amortized Cost Basis 0   0   0
Total ending loans balance 0   0   19
Commercial Real Estate [Member] | Construction [Member] | Substandard [Member]          
LOANS AND ALLOWANCE FOR CREDIT LOSSES [Abstract]          
2026/2025 0   0   0
2025/2024 0   0   0
2024/2023 0   0   612
2023/2022 0   0   6,000
2022/2021 0   0   0
Prior 0   0   0
Revolving Loans Amortized Cost Basis 676   676   676
Total ending loans balance 676   676   7,288
Commercial Real Estate [Member] | Construction [Member] | Doubtful [Member]          
LOANS AND ALLOWANCE FOR CREDIT LOSSES [Abstract]          
2026/2025 0   0   0
2025/2024 0   0   0
2024/2023 0   0   0
2023/2022 0   0   0
2022/2021 0   0   0
Prior 0   0   0
Revolving Loans Amortized Cost Basis 0   0   0
Total ending loans balance 0   0   0
Commercial and Industrial [Member]          
LOANS AND ALLOWANCE FOR CREDIT LOSSES [Abstract]          
2026/2025 4,159   4,159   28,717
2025/2024 25,467   25,467   9,139
2024/2023 6,896   6,896   5,988
2023/2022 5,278   5,278   20,299
2022/2021 18,369   18,369   23,090
Prior 63,817   63,817   44,485
Revolving Loans Amortized Cost Basis 41,881   41,881   35,381
Total ending loans balance 165,867   165,867   167,099
2026/2025     0   0
2025/2024     38   45
2024/2023     0   0
2023/2022     2   12
2022/2021     0   58
Prior     1   0
Revolving Loans Amortized Cost Basis     0   45
Current Period gross charge-offs 38 $ 0 41 $ 160 160
Commercial and Industrial [Member] | Pass [Member]          
LOANS AND ALLOWANCE FOR CREDIT LOSSES [Abstract]          
2026/2025 4,159   4,159   28,717
2025/2024 25,467   25,467   8,759
2024/2023 6,516   6,516   5,519
2023/2022 5,278   5,278   20,266
2022/2021 18,294   18,294   22,949
Prior 57,904   57,904   38,192
Revolving Loans Amortized Cost Basis 34,323   34,323   27,598
Total ending loans balance 151,941   151,941   152,000
Commercial and Industrial [Member] | Special Mention [Member]          
LOANS AND ALLOWANCE FOR CREDIT LOSSES [Abstract]          
2026/2025 0   0   0
2025/2024 0   0   0
2024/2023 0   0   0
2023/2022 0   0   0
2022/2021 0   0   0
Prior 0   0   0
Revolving Loans Amortized Cost Basis 2,820   2,820   2,550
Total ending loans balance 2,820   2,820   2,550
Commercial and Industrial [Member] | Substandard [Member]          
LOANS AND ALLOWANCE FOR CREDIT LOSSES [Abstract]          
2026/2025 0   0   0
2025/2024 0   0   380
2024/2023 380   380   469
2023/2022 0   0   33
2022/2021 75   75   141
Prior 5,913   5,913   6,293
Revolving Loans Amortized Cost Basis 4,738   4,738   5,233
Total ending loans balance 11,106   11,106   12,549
Commercial and Industrial [Member] | Doubtful [Member]          
LOANS AND ALLOWANCE FOR CREDIT LOSSES [Abstract]          
2026/2025 0   0   0
2025/2024 0   0   0
2024/2023 0   0   0
2023/2022 0   0   0
2022/2021 0   0   0
Prior 0   0   0
Revolving Loans Amortized Cost Basis 0   0   0
Total ending loans balance $ 0   $ 0   $ 0