v3.26.1
Loans Held for Investment - Summary of Changes in the Allowance for Credit Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Dec. 31, 2025
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning balance     $ 6,289 $ 6,244 $ 6,244
Charge-offs     (1,033)   (1,849)
Recoveries     105   210
Provision for Credit Loss $ 475 $ 453 965 838 1,684
Loans acquired using gross-up method     488    
Balance at end of period 6,814   6,814   6,289
Ending allowance balance for loans individually evaluated 1,002   1,002   1,789
Ending allowance balance for loans collectively evaluated 5,812   5,812   4,500
Loans Receivable          
Total 746,593   746,593   744,935
Balance of loans individually evaluated 14,507   14,507   21,084
Balance of loans collectively evaluated 732,086   732,086   723,851
1-4 Family Residential          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning balance     2,290 2,246 2,246
Charge-offs     (103)   (323)
Recoveries         4
Provision for Credit Loss     360   613
Reallocations     (5)   250
Balance at end of period 2,542   2,542   2,290
Ending allowance balance for loans individually evaluated 554   554   696
Ending allowance balance for loans collectively evaluated 1,988   1,988   1,594
Loans Receivable          
Total 217,457   217,457   230,743
Balance of loans individually evaluated 10,808   10,808   12,693
Balance of loans collectively evaluated 206,649   206,649   218,050
Residential Construction          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning balance     374 539 539
Charge-offs         (3)
Recoveries         9
Provision for Credit Loss     1   100
Reallocations     (368)   271
Balance at end of period 7   7   374
Ending allowance balance for loans collectively evaluated 7   7   374
Loans Receivable          
Total 17,624   17,624   38,058
Balance of loans collectively evaluated 17,624   17,624   38,058
Commercial Real Estate          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning balance     581 257 257
Provision for Credit Loss     105   156
Reallocations     58   (168)
Balance at end of period 744   744   581
Ending allowance balance for loans individually evaluated         270
Ending allowance balance for loans collectively evaluated 744   744   311
Loans Receivable          
Total 273,058   273,058   248,744
Balance of loans individually evaluated 1,926   1,926   2,883
Balance of loans collectively evaluated 271,132   271,132   245,861
Other Commercial          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning balance     1,730 1,209 1,209
Charge-offs     (850)   (904)
Recoveries     79   149
Provision for Credit Loss     228   463
Reallocations     421   813
Balance at end of period 1,608   1,608   1,730
Ending allowance balance for loans individually evaluated         670
Ending allowance balance for loans collectively evaluated 1,608   1,608   1,060
Loans Receivable          
Total 96,338   96,338   92,199
Balance of loans individually evaluated 1,031   1,031   3,831
Balance of loans collectively evaluated 95,307   95,307   88,368
Home Equity          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning balance     810 1,224 1,224
Charge-offs     (46)   (217)
Provision for Credit Loss     148   217
Reallocations     133   414
Balance at end of period 1,045   1,045   810
Ending allowance balance for loans individually evaluated 448   448   124
Ending allowance balance for loans collectively evaluated 597   597   686
Loans Receivable          
Total 112,807   112,807   112,404
Balance of loans individually evaluated 742   742   1,457
Balance of loans collectively evaluated 112,065   112,065   110,947
Other Consumer          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning balance     504 $ 769 769
Charge-offs     (34)   (402)
Recoveries     26   48
Provision for Credit Loss     123   135
Loans acquired using gross-up method     488    
Reallocations     (239)   46
Balance at end of period 868   868   504
Ending allowance balance for loans individually evaluated         29
Ending allowance balance for loans collectively evaluated 868   868   475
Loans Receivable          
Total 29,309   29,309   22,787
Balance of loans individually evaluated         220
Balance of loans collectively evaluated $ 29,309   $ 29,309   $ 22,567