The Company has a line of credit with the Federal Home Loan Bank of Dallas (“FHLB”) through which advances are drawn. Pursuant to collateral agreements with the FHLB, advances are secured by a blanket-floating lien on first mortgage loans and cash and investments held at FHLB. The unused portion of the line of credit as of June 30, 2026 and December 31, 2025 was approximately $292 million and $352 million, respectively. As of June 30, 2026, the advances had annual maturities and weighted average interest rates as listed below.


			Weighted Average
	Amount		Interest Rate
2026	$	35,000		3.82	%
2027		32,000		3.78	%
2028		31,500		3.94	%
2029		—		—	%
2030		5,589		4.14	%
2031		4,300		4.22	%
2032		2,797		4.36	%
Total	$	111,186		3.89	%

As of December 31, 2025, the advances had annual maturities and weighted average interest rates as listed below.


			Weighted Average
	Amount		Interest Rate
2026	$	21,000		3.23	%
2027		17,000		3.79	%
2028		31,500		3.94	%
2029		—		—	%
2030		5,837		4.14	%
2031		—		—	%
2032		2,920		4.36	%
Total	$	78,257		3.75	%