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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($)
$ in Thousands
 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net loss $ (14,436) $ (9,238)
Adjustments to reconcile net loss to net cash used in operating activities:    
Depreciation and amortization 3,930 2,897
Non-cash lease expense 876 700
Deferred financing cost amortization 0 29
Other non-cash 7 0
Gain on sale of mortgages (4,311) (3,161)
Stock-based compensation 1,013 2,450
Deferred income taxes (1,464) 3
Provision for credit losses 2,581 0
Change in operating assets and liabilities:    
Accounts receivable (2,220) (2,928)
Prepaid and other current assets 1,465 (1,124)
Other assets (8) (5)
Accounts payable 5,671 4,476
Accrued and other current liabilities 817 73
Operating lease liabilities (988) (798)
Mortgage loans held for sale originations (177,508) (120,024)
Proceeds from sale and principal payments on mortgage loans held for sale 180,016 114,979
Net cash used in operating activities (4,563) (11,671)
CASH FLOWS FROM INVESTING ACTIVITIES:    
Purchase of property and equipment (84) (54)
Purchase of intangible assets (815) (1,385)
Proceeds from sale of business 0 4,000
Amounts paid for business and asset acquisitions, net of cash acquired 0 (120)
Net cash (used in) provided by investing activities (899) 2,441
CASH FLOWS FROM FINANCING ACTIVITIES:    
Principal payments on debt (362) (3,993)
Proceeds from debt 3,000 0
Deferred acquisition consideration payments 0 (33)
Borrowings from warehouse lines of credit 169,469 120,987
Repayment on warehouse lines of credit (167,743) (112,916)
Member distribution, net (148) 0
Proceeds from the issuance of common stock in connection with a public offering 0 3,043
Payment of offering cost in connection with issuance of common stock in connection with public offering 0 (126)
Net cash provided by financing activities 4,216 6,962
Net decrease in cash, cash equivalents, and restricted cash (1,246) (2,268)
Cash, cash equivalents, and restricted cash at beginning of period 5,917 7,389
Cash, cash equivalents, and restricted cash at end of period 4,671 5,121
Supplemental disclosure of cash and non-cash transactions:    
Cash paid for interest 336 90
Right of use assets obtained in exchange for new lease liabilities 570 1,213
Reconciliation of cash and restricted cash:    
Cash and cash equivalents 4,484 4,879
Restricted cash 187 242
Total cash, cash equivalents, and restricted cash shown in statement of cash flows $ 4,671 $ 5,121