FAIR VALUE DISCLOSURES (Tables)
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9 Months Ended |
Jun. 30, 2026 |
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| Fair Value Disclosures [Abstract] |
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| Schedule of Assets Measured at Fair Value on a Recurring Basis |
The following tables provide the level of valuation assumptions used to determine the carrying value of the Company’s assets measured at fair value on a recurring basis. | | | Total | | | Level 1 | | | Level 2 | | | Level 3 | | | June 30, 2026 | | (In thousands) | | | Assets: | | | | | | | | | | | | | | Securities available for sale: | | | | | | | | | | | | | | | | | | Obligations of U.S. government agencies: | | | | | | | | | | | | | | | | | | Mortgage-backed securities - residential | | $ | 5,541 | | | $ | — | | | $ | 5,541 | | | $ | — | | | Obligations of U.S. government-sponsored enterprises: | | | | | | | | | | | | | | | | | | Mortgage-backed securities-residential | | | 24,951 | | | | — | | | | 24,951 | | | | — | | | Corporate securities | | | 6,888 | | | | — | | | | 6,888 | | | | — | | | Total securities available for sale | | $ | 37,380 | | | $ | — | | | $ | 37,380 | | | $ | — | | | Derivative assets | | | 685 | | | | — | | | | 685 | | | | — | | | Total assets | | $ | 38,065 | | | $ | — | | | $ | 38,065 | | | $ | — | | | Derivative liabilities | | $ | 685 | | | $ | — | | | $ | 685 | | | $ | — | | | Total liabilities | | $ | 685 | | | $ | — | | | $ | 685 | | | $ | — | | | | | Total | | | Level 1 | | | Level 2 | | | Level 3 | | | September 30, 2025 | | (In thousands) | | | Assets: | | | | | | | | | | | | | | Securities available for sale: | | | | | | | | | | | | | | | | | | Obligations of U.S. government agencies: | | | | | | | | | | | | | | | | | | Mortgage-backed securities - residential | | $ | 82 | | | $ | — | | | $ | 82 | | | $ | — | | | Obligations of U.S. government-sponsored enterprises: | | | | | | | | | | | | | | | | | | Mortgage-backed securities-residential | | | 14,313 | | | | — | | | | 14,313 | | | | — | | | Corporate securities | | | 6,787 | | | | — | | | | 6,787 | | | | — | | | Total securities available for sale | | $ | 21,182 | | | $ | — | | | $ | 21,182 | | | $ | — | | | Derivative assets | | | 911 | | | | — | | | | 911 | | | | — | | | Total assets | | $ | 22,093 | | | $ | — | | | $ | 22,093 | | | $ | — | | | Derivative liabilities | | $ | 911 | | | $ | — | | | $ | 911 | | | $ | — | | | Total Liabilities | | $ | 911 | | | $ | — | | | $ | 911 | | | $ | — | |
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| Schedule of Fair Value on a Non-Recurring Basis |
The following tables provide the level of valuation assumptions used to determine the carrying value of assets measured at fair value on a non-recurring basis at June 30, 2026 and September 30, 2025. | | | Total | | | Level 1 | | | Level 2 | | | Level 3 | | | June 30, 2026 | | (In thousands) | | | Individually evaluated loans | | $ | 820 | | | $ | — | | | $ | — | | | $ | 820 | | | Total | | $ | 820 | | | $ | — | | | $ | — | | | $ | 820 | | | | | Total | | | Level 1 | | | Level 2 | | | Level 3 | | | September 30, 2025 | | (In thousands) | | | Other real estate owned | | $ | 2,167 | | | $ | — | | | $ | — | | | $ | 2,167 | | | Total | | $ | 2,167 | | | $ | — | | | $ | — | | | $ | 2,167 | |
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| Schedule of Quantitative Information about Assets Measured at Fair Value on a Non-recurring Basis |
The following tables present additional quantitative information about assets measured at fair value on a non-recurring basis and for which the Company has utilized Level 3 inputs to determine fair value: Quantitative Information about Level 3 Fair Value Measurements (Dollars in thousands) | | Fair Value | Valuation | | | | June 30, 2026 | Estimate | Techniques | Unobservable Input | Range (Weighted Average) | | Individually evaluated loans | $ | 820 | Appraisal of
collateral | Appraisal adjustments (2) | -0.8% to -0.8% (-0.8%) | Quantitative Information about Level 3 Fair Value Measurements (Dollars in thousands) | | Fair Value | Valuation | | | | September 30, 2025 | Estimate | Techniques | Unobservable Input | Range (Weighted Average) | | Other real estate owned | $ | 2,167 | Appraisal | Liquidation expenses (1) | -1.5% to -1.5% (-1.5%) |
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| Schedule of Company’s Bank Owned Life Insurance is not a Marketable Asset and May Generally Only be Redeemed with the Insurance Company |
The Company’s bank-owned life insurance is not a marketable asset and may generally only be redeemed with the insurance company and, therefore, is not included in the table below. | | | Carrying | | | Fair | | | Fair Value Measurement Placement | | | | | Value | | | Value | | | (Level 1) | | | (Level 2) | | | (Level 3) | | | | | (In thousands) | | | June 30, 2026 | | | | | | | | | | | | | | | | | Financial instruments - assets | | | | | | | | | | | | | | | | | | | | | | Investment securities held to maturity | | $ | 66,923 | | | $ | 60,924 | | | $ | — | | | $ | 60,924 | | | $ | — | | | Loan receivable net allowance for credit losses | | | 879,757 | | | | 889,267 | | | | — | | | | — | | | | 889,267 | | | Financial instruments - liabilities | | | | | | | | | | | | | | | | | | | | | | Certificates of deposit including retirement certificates | | | 236,210 | | | | 234,927 | | | | — | | | | 234,927 | | | | — | | | Borrowings | | | 49,054 | | | | 48,488 | | | | — | | | | 48,488 | | | | — | | | | | | | | | | | | | | | | | | | | | | | | | September 30, 2025 | | | | | | | | | | | | | | | | | | | | | | Financial instruments - assets | | | | | | | | | | | | | | | | | | | | | | Investment securities held to maturity | | $ | 67,266 | | | $ | 61,160 | | | $ | — | | | $ | 61,160 | | | $ | — | | | Loan receivable net allowance for credit losses | | | 849,003 | | | | 855,377 | | | | — | | | | — | | | | 855,377 | | | Financial instruments - liabilities | | | | | | | | | | | | | | | | | | | | | | Certificates of deposit including retirement certificates | | | 209,948 | | | | 210,168 | | | | — | | | | 210,168 | | | | — | | | Borrowings | | | 49,054 | | | | 48,576 | | | | — | | | | 48,576 | | | | — | |
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