A summary of deposit balances, by type, is as follows:


(In thousands)	June 30, 2026		December 31, 2025
NOW and demand	$	1,122,752	$	1,130,169
Money market		279,529		250,062
Regular and other savings		432,310		425,400
Total non-certificate accounts		1,834,591		1,805,631
Term certificate accounts of $250,000 and greater		149,638		152,589
Term certificate accounts less than $250,000		169,379		170,063
Term certificate accounts		319,017		322,652
Total deposits	$	2,153,608	$	2,128,283

As of June 30, 2026, the aggregate amount of deposits, excluding subsidiary deposits, that meet or exceed the FDIC insurance limit of $250 thousand was $864.7 million.

Scheduled maturities and weighted average rates of time deposits for the next five years were as follows:


	June 30, 2026					December 31, 2025
(Dollars in thousands)	Amount		Weighted Average Rate			Amount		Weighted Average Rate
Within 1 year	$	272,194		3.38	%	$	270,313		3.51	%
Over 1 year to 2 years		39,734		3.65			44,029		3.71
Over 2 years to 3 years		3,195		3.06			3,850		3.28
Over 3 years to 4 years		3,352		3.09			2,884		3.34
Over 4 years to 5 years		542		2.36			1,576		3.01
Total	$	319,017		3.41	%	$	322,652		3.53	%

All deposits are fully insured due to the additional insurance provided to Massachusetts member banks, such as Avidia Bank, under the Depositors Insurance Fund, a private industry-sponsored insurance fund in Massachusetts that insures all deposits at the Company above FDIC limits.