v3.26.1
Commitments and Contingencies (Tables)
6 Months Ended
Jun. 30, 2026
Commitments and Contingencies Disclosure [Abstract]  
Schedule Of Contractual Amounts of the Company`s Exposure to Off - Balance Sheet Risks

A summary of the contractual amounts of the Company’s exposure to off-balance-sheet risk is as follows as of the dates indicated:

 

(Dollars in thousands)

 

June 30, 2026

 

 

December 31, 2025

 

Commitments to extend credit (1)

 

$

90,144

 

 

$

91,057

 

Credit card commitments

 

$

135,985

 

 

$

116,585

 

Standby letters of credit (2)

 

 

797

 

 

 

747

 

 

$

226,926

 

 

$

208,389

 

 

(1)
Includes unsecured commitments of $1.4 million and $3.1 million as of June 30, 2026 and December 31, 2025, respectively.
(2)
Includes cash secured standby letters of credit of $797 thousand and $747 thousand as of June 30, 2026 and December 31, 2025.
Schedule of dispersion of loan principal balances and related commitments The following table sets forth the dispersion of loan principal balances and related commitments (undisbursed loan proceeds) for the states having at least five percent of the total loan principal balances and commitments outstanding:

 

(Dollars in thousands)

 

June 30, 2026

 

 

 

Amounts

 

 

Percentage

 

Nevada

 

$

242,377

 

 

 

20.44

%

North Carolina

 

 

166,474

 

 

 

14.04

%

Ohio

 

 

77,577

 

 

 

6.54

%

Illinois

 

 

81,239

 

 

 

6.85

%

Texas

 

 

81,277

 

 

 

6.86

%

Indiana

 

 

65,041

 

 

 

5.49

%

Other

 

 

471,574

 

 

 

39.78

%

Total Loan Commitments

 

$

1,185,558

 

 

 

100.00

%