The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 507,806 2,018 SH SOLE 0 0 0 2,018
ADVANCED MICRO DEVICES INC COM 007903107 353,774 609 SH SOLE 0 0 0 609
AFLAC INC COM 001055102 13,455,727 114,761 SH SOLE 0 0 0 114,761
ALPHABET INC CAP STK CL C 02079K107 4,700,465 13,303 SH SOLE 0 0 0 13,303
ALPHABET INC CAP STK CL A 02079K305 4,388,265 12,279 SH SOLE 0 0 0 12,279
ALTRIA GROUP INC COM 02209S103 294,750 4,097 SH SOLE 0 0 0 4,097
AMAZON COM INC COM 023135106 5,279,111 22,149 SH SOLE 0 0 0 22,149
AMERICAN CENTY ETF TR AVAN US VALU ETF 025072133 557,383 6,921 SH SOLE 0 0 0 6,921
AMERICAN INTL GROUP INC COM NEW 026874784 210,473 2,824 SH SOLE 0 0 0 2,824
AMGEN INC COM 031162100 217,785 601 SH SOLE 0 0 0 601
APPLE INC COM 037833100 14,571,379 50,357 SH SOLE 0 0 0 50,357
APPLIED MATLS INC COM 038222105 273,294 378 SH SOLE 0 0 0 378
AUTODESK INC COM 052769106 289,491 1,489 SH SOLE 0 0 0 1,489
BANK OF AMER CORP COM 060505104 493,188 8,655 SH SOLE 0 0 0 8,655
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,583,734 3,165 SH SOLE 0 0 0 3,165
BLACKROCK ETF TRUST II ISH HIG MUN ETF 092528843 1,593,500 31,998 SH SOLE 0 0 0 31,998
BOEING CO COM 097023105 464,112 2,144 SH SOLE 0 0 0 2,144
BRISTOL-MYERS SQUIBB CO COM 110122108 250,359 4,345 SH SOLE 0 0 0 4,345
BROADCOM INC COM 11135F101 1,569,230 4,154 SH SOLE 0 0 0 4,154
CATERPILLAR INC COM 149123101 666,275 626 SH SOLE 0 0 0 626
CHEVRON CORPORATION COM 166764100 354,325 2,138 SH SOLE 0 0 0 2,138
CHUBB LIMITED COM H1467J104 449,777 1,320 SH SOLE 0 0 0 1,320
CINCINNATI FINL CORP COM 172062101 401,384 2,168 SH SOLE 0 0 0 2,168
CISCO SYS INC COM 17275R102 564,649 4,807 SH SOLE 0 0 0 4,807
CITIGROUP INC COM NEW 172967424 264,944 1,893 SH SOLE 0 0 0 1,893
CONOCOPHILLIPS COM 20825C104 373,424 3,592 SH SOLE 0 0 0 3,592
CORNING INC COM 219350105 272,843 1,068 SH SOLE 0 0 0 1,068
COSTCO WHOLESALE CORPORATION COM 22160K105 938,841 1,004 SH SOLE 0 0 0 1,004
CROWDSTRIKE HLDGS INC CL A 22788C105 303,730 398 SH SOLE 0 0 0 398
CYTOMX THERAPEUTICS INC. COM 23284F105 55,583 14,822 SH SOLE 0 0 0 14,822
DEERE & CO COM 244199105 469,052 739 SH SOLE 0 0 0 739
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V815 224,836 5,796 SH SOLE 0 0 0 5,796
DISNEY WALT CO COM 254687106 296,449 3,080 SH SOLE 0 0 0 3,080
EDWARDS LIFESCIENCES CORP COM 28176E108 665,605 7,358 SH SOLE 0 0 0 7,358
ELI LILLY & CO COM 532457108 531,901 443 SH SOLE 0 0 0 443
EXPEDITORS INTL WASH INC COM 302130109 306,076 1,878 SH SOLE 0 0 0 1,878
EXXON MOBIL CORP COM 30231G102 543,738 3,977 SH SOLE 0 0 0 3,977
FIRST TR EXCHANGE-TRADED FD SHS 337345102 249,244 745 SH SOLE 0 0 0 745
FORTINET INC COM 34959E109 1,305,309 8,497 SH SOLE 0 0 0 8,497
FRANKLIN TEMPLETON ETF TR FTSE JAPAN ETF 35473P744 498,107 12,531 SH SOLE 0 0 0 12,531
GE AEROSPACE COM NEW 369604301 404,750 1,083 SH SOLE 0 0 0 1,083
GENERAL DYNAMICS CORP COM 369550108 303,584 857 SH SOLE 0 0 0 857
GERON CORP COM 374163103 30,080 23,500 SH SOLE 0 0 0 23,500
GOLDMAN SACHS GROUP INC COM 38141G104 842,206 833 SH SOLE 0 0 0 833
HARBOR ETF TRUST INTERNATNAL COMP 41151J885 18,925,760 619,704 SH SOLE 0 0 0 619,704
HOME DEPOT INC COM 437076102 1,651,647 4,683 SH SOLE 0 0 0 4,683
INTERNATIONAL BUSINESS MACHS COM 459200101 307,765 1,094 SH SOLE 0 0 0 1,094
INTUITIVE SURGICAL INC COM NEW 46120E602 1,366,428 3,436 SH SOLE 0 0 0 3,436
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619 223,577 3,262 SH SOLE 0 0 0 3,262
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 7,034,232 33,060 SH SOLE 0 0 0 33,060
INVESCO QQQ TR UNIT SER 1 46090E103 426,451 579 SH SOLE 0 0 0 579
ISHARES INC CORE MSCI EMKT 46434G103 1,040,135 12,556 SH SOLE 0 0 0 12,556
ISHARES TR FLTG RATE NT ETF 46429B655 8,979,409 175,894 SH SOLE 0 0 0 175,894
ISHARES TR CORE DIV GRWTH 46434V621 558,582 7,370 SH SOLE 0 0 0 7,370
ISHARES TR RUSSELL 2000 ETF 464287655 450,675 1,500 SH Call SOLE 0 0 0 1,500
ISHARES TR 20 YR TR BD ETF 464287432 216,050 2,500 SH Call SOLE 0 0 0 2,500
ISHARES TR EAFE VALUE ETF 464288877 259,811 3,394 SH SOLE 0 0 0 3,394
ISHARES TR EAFE GRWTH ETF 464288885 1,702,202 13,681 SH SOLE 0 0 0 13,681
ISHARES TR ISHS 1-5YR INVS 464288646 3,598,814 68,667 SH SOLE 0 0 0 68,667
ISHARES TR MBS ETF 464288588 241,971 2,560 SH SOLE 0 0 0 2,560
ISHARES TR ISHS 5-10YR INVT 464288638 960,782 18,070 SH SOLE 0 0 0 18,070
ISHARES TR CORE S&P500 ETF 464287200 4,965,254 6,630 SH SOLE 0 0 0 6,630
ISHARES TR RUS 1000 ETF 464287622 823,943 2,012 SH SOLE 0 0 0 2,012
ISHARES TR RUS 1000 GRW ETF 464287614 5,264,414 42,397 SH SOLE 0 0 0 42,397
ISHARES TR RUSSELL 2000 ETF 464287655 1,906,000 6,344 SH SOLE 0 0 0 6,344
ISHARES TR RUS 2000 VAL ETF 464287630 1,543,140 6,976 SH SOLE 0 0 0 6,976
ISHARES TR RUSSELL 3000 ETF 464287689 209,581 492 SH SOLE 0 0 0 492
ISHARES TR RUS MID CAP ETF 464287499 975,913 8,846 SH SOLE 0 0 0 8,846
ISHARES TR U.S. TECH ETF 464287721 729,428 2,892 SH SOLE 0 0 0 2,892
ISHARES TR ISHARES SEMICDTR 464287523 271,041 423 SH SOLE 0 0 0 423
ISHARES TR SELECT DIVID ETF 464287168 230,855 1,477 SH SOLE 0 0 0 1,477
ISHARES TR MRGSTR MD CP GRW 464288307 227,631 2,316 SH SOLE 0 0 0 2,316
ISHARES TR 20 YR TR BD ETF 464287432 43,901 508 SH SOLE 0 0 0 508
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 14,153,016 279,870 SH SOLE 0 0 0 279,870
JOHNSON & JOHNSON COM 478160104 2,104,808 8,288 SH SOLE 0 0 0 8,288
JOHNSON CONTROLS INTERNATION SHS G51502105 355,486 2,433 SH SOLE 0 0 0 2,433
JPMORGAN CHASE & CO COM 46625H100 3,585,751 10,955 SH SOLE 0 0 0 10,955
KLA CORP COM NEW 482480100 211,197 700 SH SOLE 0 0 0 700
LAM RESEARCH CORP COM NEW 512807306 238,332 550 SH SOLE 0 0 0 550
LOWES COS INC COM 548661107 317,568 1,440 SH SOLE 0 0 0 1,440
MASTERCARD INCORPORATED CL A 57636Q104 456,702 889 SH SOLE 0 0 0 889
MERCK & CO INC COM 58933Y105 481,616 3,748 SH SOLE 0 0 0 3,748
META PLATFORMS INC CL A 30303M102 2,398,182 4,257 SH SOLE 0 0 0 4,257
MICRON TECHNOLOGY INC COM 595112103 631,681 547 SH SOLE 0 0 0 547
MICROSOFT CORP COM 594918104 3,027,332 8,116 SH SOLE 0 0 0 8,116
MONSTER BEVERAGE CORP NEW COM 61174X109 805,101 8,376 SH SOLE 0 0 0 8,376
MORGAN STANLEY COM NEW 617446448 657,222 3,144 SH SOLE 0 0 0 3,144
MURPHY OIL CORP COM 626717102 237,134 7,283 SH SOLE 0 0 0 7,283
NETFLIX INC. COM 64110L106 884,717 12,391 SH SOLE 0 0 0 12,391
NEXTERA ENERGY INC COM 65339F101 223,550 2,547 SH SOLE 0 0 0 2,547
NOVARTIS AG SPONSORED ADR 66987V109 451,510 2,881 SH SOLE 0 0 0 2,881
NVIDIA CORPORATION COM 67066G104 15,048,117 75,207 SH SOLE 0 0 0 75,207
NVIDIA CORPORATION COM 67066G104 220,099 1,100 SH Call SOLE 0 0 0 1,100
ORACLE CORP COM 68389X105 741,272 5,058 SH SOLE 0 0 0 5,058
PHILIP MORRIS INTL INC COM 718172109 532,839 2,945 SH SOLE 0 0 0 2,945
PIMCO ETF TR INTER MUN BD ACT 72201R866 6,014,810 114,350 SH SOLE 0 0 0 114,350
POLARIS INC COM 731068102 237,076 3,464 SH SOLE 0 0 0 3,464
PROCTER & GAMBLE CO COM 742718109 290,474 1,981 SH SOLE 0 0 0 1,981
PYXIS ONCOLOGY INC COMMON STOCK 747324101 34,434 11,440 SH SOLE 0 0 0 11,440
QUALCOMM INC COM 747525103 498,331 2,697 SH SOLE 0 0 0 2,697
REGENERON PHARMACEUTICALS COM 75886F107 309,899 497 SH SOLE 0 0 0 497
ROPER TECHNOLOGIES INC COM 776696106 1,512,265 4,469 SH SOLE 0 0 0 4,469
RTX CORPORATION COM 75513E101 447,855 2,360 SH SOLE 0 0 0 2,360
SALESFORCE INC COM 79466L302 561,373 3,583 SH SOLE 0 0 0 3,583
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,205,333 74,935 SH SOLE 0 0 0 74,935
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 3,914,282 108,339 SH SOLE 0 0 0 108,339
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 23,483,686 693,962 SH SOLE 0 0 0 693,962
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 7,277,539 209,065 SH SOLE 0 0 0 209,065
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 19,110,011 602,649 SH SOLE 0 0 0 602,649
SERVICENOW INC COM 81762P102 443,186 4,464 SH SOLE 0 0 0 4,464
SHOPIFY INC CL A SUB VTG SHS 82509L107 278,713 2,441 SH SOLE 0 0 0 2,441
SOUTHERN CO COM 842587107 274,710 2,870 SH SOLE 0 0 0 2,870
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 297,038 5,737 SH SOLE 0 0 0 5,737
SPDR INDEX SHS FDS ST STR EUROP ETF 78463X103 1,132,831 20,642 SH SOLE 0 0 0 20,642
SPRINKLR INC CL A 85208T107 544,101 105,446 SH SOLE 0 0 0 105,446
STARBUCKS CORP COM 855244109 295,290 2,890 SH SOLE 0 0 0 2,890
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 3,269,195 4,378 SH SOLE 0 0 0 4,378
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 746,770 1,000 SH Put SOLE 0 0 0 1,000
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 746,770 1,000 SH Put SOLE 0 0 0 1,000
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 74,677 100 SH Call SOLE 0 0 0 100
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 74,677 100 SH Call SOLE 0 0 0 100
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 686,268 1,437 SH SOLE 0 0 0 1,437
TESLA INC COM 88160R101 126,180 300 SH Call SOLE 0 0 0 300
TESLA INC COM 88160R101 1,305,963 3,105 SH SOLE 0 0 0 3,105
TEXAS INSTRS INC COM 882508104 283,832 952 SH SOLE 0 0 0 952
TEXAS ROADHOUSE INC COM 882681109 235,161 1,217 SH SOLE 0 0 0 1,217
TRAVELERS COMPANIES INC COM 89417E109 248,935 754 SH SOLE 0 0 0 754
ULTA BEAUTY INC COM 90384S303 773,431 1,715 SH SOLE 0 0 0 1,715
UNITED PARCEL SVCS INC CL B 911312106 234,350 2,180 SH SOLE 0 0 0 2,180
UNITEDHEALTH GROUP INC COM 91324P102 578,973 1,393 SH SOLE 0 0 0 1,393
VANGUARD INDEX FDS TOTAL STK MKT 922908769 377,729 1,021 SH SOLE 0 0 0 1,021
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 385,736 562 SH SOLE 0 0 0 562
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 307,874 1,558 SH SOLE 0 0 0 1,558
VANGUARD INDEX FDS MID CAP ETF 922908629 753,867 9,357 SH SOLE 0 0 0 9,357
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 395,542 4,102 SH SOLE 0 0 0 4,102
VANGUARD INDEX FDS GROWTH ETF 922908736 328,710 3,816 SH SOLE 0 0 0 3,816
VANGUARD INDEX FDS SML CP GRW ETF 922908595 3,994,175 10,922 SH SOLE 0 0 0 10,922
VANGUARD INDEX FDS VALUE ETF 922908744 4,631,577 21,253 SH SOLE 0 0 0 21,253
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 272,113 1,150 SH SOLE 0 0 0 1,150
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 957,866 6,061 SH SOLE 0 0 0 6,061
VEEVA SYS INC CL A COM 922475108 492,479 2,775 SH SOLE 0 0 0 2,775
VERTEX PHARMACEUTICALS INC COM 92532F100 620,913 1,250 SH SOLE 0 0 0 1,250
VERTIV HOLDINGS CO COM CL A 92537N108 366,963 1,096 SH SOLE 0 0 0 1,096
VISA INC COM CL A 92826C839 2,197,107 6,404 SH SOLE 0 0 0 6,404