v3.26.1
Consolidated Balance Sheets - USD ($)
$ in Thousands
Jun. 30, 2026
Dec. 31, 2025
Assets    
Cash and cash equivalents $ 538,359 $ 496,459
Equity securities 1,333 1,347
Debt securities available for sale 4,880 4,738
Federal Home Loan Bank ("FHLB") stock 76,099 80,109
Loans held for sale, at fair value 311,991 309,213
Total loans held for investment (“HFI”) - ($165,588 and $178,578 at fair value at June 30, 2026 and December 31, 2025, respectively) 6,480,158 6,021,527
Allowance for credit losses (9,436) (10,435)
Net loans 6,470,722 6,011,092
Mortgage servicing rights, at fair value 23,088 17,048
Intangible assets, net 1,220 1,513
Premises and equipment 26,970 27,571
Other assets 75,289 73,735
Total Assets 7,529,951 7,022,825
Deposits:    
Noninterest-bearing 276,532 275,974
Interest-bearing 4,956,783 4,593,693
Total deposits 5,233,315 4,869,667
Deferred tax liability 4,637 3,786
Other liabilities 50,896 43,915
Total Liabilities 6,918,303 6,453,783
Preferred Stock Non-Cumulative - No Par Value; 5,000,000 shares authorized    
Preferred stock, issued
Common Stock - No Par Value    
Authorized - 101,500,000; shares issued and outstanding - 34,581,842 and 34,494,116 shares at June 30, 2026 and December 31, 2025, respectively
Additional paid in capital 206,104 204,875
Retained earnings 405,634 364,366
Accumulated other comprehensive loss (90) (199)
Total Stockholders' Equity 611,648 569,042
Total Liabilities and Stockholders' Equity 7,529,951 7,022,825
Borrowings    
Deposits:    
Borrowings, subordinated debentures, and subordinated debentures issues through trusts 1,512,500 1,439,500
Subordinated debentures    
Deposits:    
Borrowings, subordinated debentures, and subordinated debentures issues through trusts 111,955 91,915
Subordinated debentures issued through trusts    
Deposits:    
Borrowings, subordinated debentures, and subordinated debentures issues through trusts $ 5,000 $ 5,000