The following is a summary of the distribution of deposits at period end (dollars in thousands):


	June 30, 2026		December 31, 2025
Noninterest-bearing deposits	$	276,532	$	275,974
Interest-bearing demand deposits	1,359,669		1,032,334
Savings and money market accounts	458,947		555,255
Time:
Under $250,000	3,005,528		2,870,288
$250,000 and over	132,639		135,816
Total	$	5,233,315	$	4,869,667

Brokered time deposits totaled $2.74 billion and $2.64 billion at June 30, 2026 and December 31, 2025, respectively. Management monitors concentrations in brokered deposits as part of its liquidity risk management practices and believes current levels are appropriate given the Company’s diversified funding sources, liquidity position and balance sheet strategy.

At June 30, 2026, the scheduled maturities of time deposits are as follows (dollars in thousands):


2026	$	2,982,876
2027	74,234
2028	54,384
2029	25,315
2030	804
Thereafter	554
Total	$	3,138,167