<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2026 Workiva-->
<!--r:019ecbd3-e8ec-75e7-a575-11a3af40ee9c,g:c3d43109-86fc-4349-a315-f43af484d0e4-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.everestre.com/role/COVER" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#COVER"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/COVER" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_dei_CoverAbstract_019ecbd3-eb5a-76e8-a989-63516668a88a" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_CoverAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType_019ecbd3-eb5a-763c-a45d-cb3b5f014be0" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_DocumentType"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ecbd3-eb5a-76e8-a989-63516668a88a" xlink:to="loc_dei_DocumentType_019ecbd3-eb5a-763c-a45d-cb3b5f014be0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentQuarterlyReport_019ecbd3-eb5a-7df3-9cbe-128743594b05" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_DocumentQuarterlyReport"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ecbd3-eb5a-76e8-a989-63516668a88a" xlink:to="loc_dei_DocumentQuarterlyReport_019ecbd3-eb5a-7df3-9cbe-128743594b05" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate_019ecbd3-eb5a-7da1-9b51-6c0739abc040" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_DocumentPeriodEndDate"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ecbd3-eb5a-76e8-a989-63516668a88a" xlink:to="loc_dei_DocumentPeriodEndDate_019ecbd3-eb5a-7da1-9b51-6c0739abc040" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentTransitionReport_019ecbd3-eb5a-7633-8430-0d6dd317a560" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_DocumentTransitionReport"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ecbd3-eb5a-76e8-a989-63516668a88a" xlink:to="loc_dei_DocumentTransitionReport_019ecbd3-eb5a-7633-8430-0d6dd317a560" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber_019ecbd3-eb5a-7dfe-8392-61f4ded2d498" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityFileNumber"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ecbd3-eb5a-76e8-a989-63516668a88a" xlink:to="loc_dei_EntityFileNumber_019ecbd3-eb5a-7dfe-8392-61f4ded2d498" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName_019ecbd3-eb5a-72f4-980c-42cbf91d03dd" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityRegistrantName"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ecbd3-eb5a-76e8-a989-63516668a88a" xlink:to="loc_dei_EntityRegistrantName_019ecbd3-eb5a-72f4-980c-42cbf91d03dd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode_019ecbd3-eb5a-779b-91cf-06c73e188747" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ecbd3-eb5a-76e8-a989-63516668a88a" xlink:to="loc_dei_EntityIncorporationStateCountryCode_019ecbd3-eb5a-779b-91cf-06c73e188747" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber_019ecbd3-eb5a-73a3-8b07-6fca4f1f6e7f" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ecbd3-eb5a-76e8-a989-63516668a88a" xlink:to="loc_dei_EntityTaxIdentificationNumber_019ecbd3-eb5a-73a3-8b07-6fca4f1f6e7f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1_019ecbd3-eb5a-7a0e-8045-e0b783fa6090" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityAddressAddressLine1"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ecbd3-eb5a-76e8-a989-63516668a88a" xlink:to="loc_dei_EntityAddressAddressLine1_019ecbd3-eb5a-7a0e-8045-e0b783fa6090" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown_019ecbd3-eb5a-7492-9eef-7e1653da251f" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityAddressCityOrTown"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ecbd3-eb5a-76e8-a989-63516668a88a" xlink:to="loc_dei_EntityAddressCityOrTown_019ecbd3-eb5a-7492-9eef-7e1653da251f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressStateOrProvince_019ecbd3-eb5a-76df-8db3-82e95f507697" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityAddressStateOrProvince"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ecbd3-eb5a-76e8-a989-63516668a88a" xlink:to="loc_dei_EntityAddressStateOrProvince_019ecbd3-eb5a-76df-8db3-82e95f507697" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode_019ecbd3-eb5a-734e-9b7f-eb5ca1d62288" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityAddressPostalZipCode"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ecbd3-eb5a-76e8-a989-63516668a88a" xlink:to="loc_dei_EntityAddressPostalZipCode_019ecbd3-eb5a-734e-9b7f-eb5ca1d62288" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode_019ecbd3-eb5a-7fdf-bd10-4ea2daa95430" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_CityAreaCode"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ecbd3-eb5a-76e8-a989-63516668a88a" xlink:to="loc_dei_CityAreaCode_019ecbd3-eb5a-7fdf-bd10-4ea2daa95430" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber_019ecbd3-eb5a-7d31-b4d9-c367b1633e07" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LocalPhoneNumber"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ecbd3-eb5a-76e8-a989-63516668a88a" xlink:to="loc_dei_LocalPhoneNumber_019ecbd3-eb5a-7d31-b4d9-c367b1633e07" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCurrentReportingStatus_019ecbd3-eb5a-7e42-8c2b-adb01728e08f" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityCurrentReportingStatus"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ecbd3-eb5a-76e8-a989-63516668a88a" xlink:to="loc_dei_EntityCurrentReportingStatus_019ecbd3-eb5a-7e42-8c2b-adb01728e08f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityInteractiveDataCurrent_019ecbd3-eb5a-7ec0-b556-f31dd81bb153" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityInteractiveDataCurrent"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ecbd3-eb5a-76e8-a989-63516668a88a" xlink:to="loc_dei_EntityInteractiveDataCurrent_019ecbd3-eb5a-7ec0-b556-f31dd81bb153" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFilerCategory_019ecbd3-eb5a-74f6-9c90-5f5e2dd25231" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityFilerCategory"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ecbd3-eb5a-76e8-a989-63516668a88a" xlink:to="loc_dei_EntityFilerCategory_019ecbd3-eb5a-74f6-9c90-5f5e2dd25231" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntitySmallBusiness_019ecbd3-eb5a-734d-80e5-aa6cc541cda8" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntitySmallBusiness"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ecbd3-eb5a-76e8-a989-63516668a88a" xlink:to="loc_dei_EntitySmallBusiness_019ecbd3-eb5a-734d-80e5-aa6cc541cda8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany_019ecbd3-eb5a-78c0-a007-8ee21c4d1a48" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ecbd3-eb5a-76e8-a989-63516668a88a" xlink:to="loc_dei_EntityEmergingGrowthCompany_019ecbd3-eb5a-78c0-a007-8ee21c4d1a48" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityShellCompany_019ecbd3-eb5a-7b5d-9735-20c683b0bd41" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityShellCompany"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ecbd3-eb5a-76e8-a989-63516668a88a" xlink:to="loc_dei_EntityShellCompany_019ecbd3-eb5a-7b5d-9735-20c683b0bd41" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle_019ecbd3-eb5a-7a14-b38f-6d3d2be36a92" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_Security12bTitle"/>
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ecbd3-eb5a-76e8-a989-63516668a88a" xlink:to="loc_dei_Security12bTitle_019ecbd3-eb5a-7a14-b38f-6d3d2be36a92" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCommonStockSharesOutstanding_019ecbd3-eb5a-702a-835c-06402b1c0dcc" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityCommonStockSharesOutstanding"/>
    <link:presentationArc order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ecbd3-eb5a-76e8-a989-63516668a88a" xlink:to="loc_dei_EntityCommonStockSharesOutstanding_019ecbd3-eb5a-702a-835c-06402b1c0dcc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey_019ecbd3-eb5a-7589-b7dd-9e10f3b3d84a" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityCentralIndexKey"/>
    <link:presentationArc order="23" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ecbd3-eb5a-76e8-a989-63516668a88a" xlink:to="loc_dei_EntityCentralIndexKey_019ecbd3-eb5a-7589-b7dd-9e10f3b3d84a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CurrentFiscalYearEndDate_019ecbd3-eb5a-71e8-a850-92aec00500d2" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_CurrentFiscalYearEndDate"/>
    <link:presentationArc order="24" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ecbd3-eb5a-76e8-a989-63516668a88a" xlink:to="loc_dei_CurrentFiscalYearEndDate_019ecbd3-eb5a-71e8-a850-92aec00500d2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentFiscalYearFocus_019ecbd3-eb5a-7072-ab50-108da29008d4" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_DocumentFiscalYearFocus"/>
    <link:presentationArc order="25" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ecbd3-eb5a-76e8-a989-63516668a88a" xlink:to="loc_dei_DocumentFiscalYearFocus_019ecbd3-eb5a-7072-ab50-108da29008d4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentFiscalPeriodFocus_019ecbd3-eb5a-70b6-a156-6f36b7b997a2" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_DocumentFiscalPeriodFocus"/>
    <link:presentationArc order="26" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ecbd3-eb5a-76e8-a989-63516668a88a" xlink:to="loc_dei_DocumentFiscalPeriodFocus_019ecbd3-eb5a-70b6-a156-6f36b7b997a2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag_019ecbd3-eb5a-705a-8726-d0576dd8e928" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_AmendmentFlag"/>
    <link:presentationArc order="27" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ecbd3-eb5a-76e8-a989-63516668a88a" xlink:to="loc_dei_AmendmentFlag_019ecbd3-eb5a-705a-8726-d0576dd8e928" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_NoTradingSymbolFlag_019ecbd3-eb5a-751f-b24b-b9c9d1f8c76d" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_NoTradingSymbolFlag"/>
    <link:presentationArc order="28" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ecbd3-eb5a-76e8-a989-63516668a88a" xlink:to="loc_dei_NoTradingSymbolFlag_019ecbd3-eb5a-751f-b24b-b9c9d1f8c76d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/CONSOLIDATEDBALANCESHEETS" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#CONSOLIDATEDBALANCESHEETS"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/CONSOLIDATEDBALANCESHEETS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfFinancialPositionAbstract_019efedb-d207-7a16-9c2f-c6f9feaf41cb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementOfFinancialPositionAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementTable_019efedd-0b08-7231-a438-f37bff116737" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_019efedb-d207-7a16-9c2f-c6f9feaf41cb" xlink:to="loc_us-gaap_StatementTable_019efedd-0b08-7231-a438-f37bff116737" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_019efedd-0b08-76eb-8c04-a34ba49abc5e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyTransactionsByRelatedPartyAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_019efedd-0b08-7231-a438-f37bff116737" xlink:to="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_019efedd-0b08-76eb-8c04-a34ba49abc5e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyDomain_019efedd-0b08-7cdd-9fc0-c1859dc91a6c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_019efedd-0b08-76eb-8c04-a34ba49abc5e" xlink:to="loc_us-gaap_RelatedPartyDomain_019efedd-0b08-7cdd-9fc0-c1859dc91a6c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_AffiliatedEntityMember_019efedd-0b08-7a76-9789-7abbc4203ced" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_AffiliatedEntityMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyDomain_019efedd-0b08-7cdd-9fc0-c1859dc91a6c" xlink:to="loc_srt_AffiliatedEntityMember_019efedd-0b08-7a76-9789-7abbc4203ced" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementLineItems_019efedd-0b08-7c5f-9c6f-f693aff6d918" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_019efedd-0b08-7231-a438-f37bff116737" xlink:to="loc_us-gaap_StatementLineItems_019efedd-0b08-7c5f-9c6f-f693aff6d918" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsAbstract_019efedb-d207-700f-bae6-44bb3187e85d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AssetsAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019efedd-0b08-7c5f-9c6f-f693aff6d918" xlink:to="loc_us-gaap_AssetsAbstract_019efedb-d207-700f-bae6-44bb3187e85d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_019efedb-d207-7e3e-9add-fc2aa455e668" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019efedb-d207-700f-bae6-44bb3187e85d" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_019efedb-d207-7e3e-9add-fc2aa455e668" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss_019efedb-d207-7ef8-b716-9dc107ddf978" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019efedb-d207-700f-bae6-44bb3187e85d" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss_019efedb-d207-7ef8-b716-9dc107ddf978" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquitySecuritiesFvNiCurrentAndNoncurrent_019efee0-f8ef-7f04-93f0-abf4f5ce0399" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EquitySecuritiesFvNiCurrentAndNoncurrent"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019efedb-d207-700f-bae6-44bb3187e85d" xlink:to="loc_us-gaap_EquitySecuritiesFvNiCurrentAndNoncurrent_019efee0-f8ef-7f04-93f0-abf4f5ce0399" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityMethodInvestments_019efedb-d207-7756-8372-8ddfe5fd1774" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EquityMethodInvestments"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019efedb-d207-700f-bae6-44bb3187e85d" xlink:to="loc_us-gaap_EquityMethodInvestments_019efedb-d207-7756-8372-8ddfe5fd1774" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssetsFairValueDisclosure_019efee4-bd1b-75f7-b49e-cf6c6b5b83eb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherAssetsFairValueDisclosure"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019efedb-d207-700f-bae6-44bb3187e85d" xlink:to="loc_us-gaap_OtherAssetsFairValueDisclosure_019efee4-bd1b-75f7-b49e-cf6c6b5b83eb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_OtherShortTermInvestmentsCost_019efee4-bd1b-7a8b-aa1a-4ca397707381" xlink:href="cik0000914748-20260630.xsd#cik0000914748_OtherShortTermInvestmentsCost"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019efedb-d207-700f-bae6-44bb3187e85d" xlink:to="loc_cik0000914748_OtherShortTermInvestmentsCost_019efee4-bd1b-7a8b-aa1a-4ca397707381" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Cash_019efedb-d207-7c4f-b7c5-dc5937ff3c8b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Cash"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019efedb-d207-700f-bae6-44bb3187e85d" xlink:to="loc_us-gaap_Cash_019efedb-d207-7c4f-b7c5-dc5937ff3c8b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsAndCash_019efedb-d207-7ae9-93e9-5d3f6f87c23a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentsAndCash"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019efedb-d207-700f-bae6-44bb3187e85d" xlink:to="loc_us-gaap_InvestmentsAndCash_019efedb-d207-7ae9-93e9-5d3f6f87c23a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccruedInvestmentIncomeReceivable_019efedb-d207-753e-977a-0482f717167e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccruedInvestmentIncomeReceivable"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019efedb-d207-700f-bae6-44bb3187e85d" xlink:to="loc_us-gaap_AccruedInvestmentIncomeReceivable_019efedb-d207-753e-977a-0482f717167e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PremiumsReceivableAtCarryingValue_019efedb-d207-7172-927d-3bae4b10cc12" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PremiumsReceivableAtCarryingValue"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019efedb-d207-700f-bae6-44bb3187e85d" xlink:to="loc_us-gaap_PremiumsReceivableAtCarryingValue_019efedb-d207-7172-927d-3bae4b10cc12" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceRecoverablesOnPaidLosses_019efedb-d207-72ed-9ec0-d0a4d0f728ef" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReinsuranceRecoverablesOnPaidLosses"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019efedb-d207-700f-bae6-44bb3187e85d" xlink:to="loc_us-gaap_ReinsuranceRecoverablesOnPaidLosses_019efedb-d207-72ed-9ec0-d0a4d0f728ef" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredIncomeTaxAssetsNet_019efedb-d207-7e38-99ac-df021871a29f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DeferredIncomeTaxAssetsNet"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019efedb-d207-700f-bae6-44bb3187e85d" xlink:to="loc_us-gaap_DeferredIncomeTaxAssetsNet_019efedb-d207-7e38-99ac-df021871a29f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FundsHeldUnderReinsuranceAgreementsAsset_019efedb-d207-7282-a896-f732caa91efb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FundsHeldUnderReinsuranceAgreementsAsset"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019efedb-d207-700f-bae6-44bb3187e85d" xlink:to="loc_us-gaap_FundsHeldUnderReinsuranceAgreementsAsset_019efedb-d207-7282-a896-f732caa91efb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredPolicyAcquisitionCosts_019efedb-d207-7797-9947-70c70e07379e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DeferredPolicyAcquisitionCosts"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019efedb-d207-700f-bae6-44bb3187e85d" xlink:to="loc_us-gaap_DeferredPolicyAcquisitionCosts_019efedb-d207-7797-9947-70c70e07379e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PrepaidReinsurancePremiums_019efedb-d207-75d7-b626-5029523480c5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PrepaidReinsurancePremiums"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019efedb-d207-700f-bae6-44bb3187e85d" xlink:to="loc_us-gaap_PrepaidReinsurancePremiums_019efedb-d207-75d7-b626-5029523480c5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssets_019efedb-d207-7ba3-b526-8720fa8f0b18" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherAssets"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019efedb-d207-700f-bae6-44bb3187e85d" xlink:to="loc_us-gaap_OtherAssets_019efedb-d207-7ba3-b526-8720fa8f0b18" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Assets_019efedb-d207-7020-aebb-01860afba09e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Assets"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019efedb-d207-700f-bae6-44bb3187e85d" xlink:to="loc_us-gaap_Assets_019efedb-d207-7020-aebb-01860afba09e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAbstract_019efedb-d207-7ef1-b76a-86fd315a2531" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LiabilitiesAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019efedd-0b08-7c5f-9c6f-f693aff6d918" xlink:to="loc_us-gaap_LiabilitiesAbstract_019efedb-d207-7ef1-b76a-86fd315a2531" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_019efedb-d207-7c28-92f1-b3dd7f0cfc2b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_019efedb-d207-7ef1-b76a-86fd315a2531" xlink:to="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_019efedb-d207-7c28-92f1-b3dd7f0cfc2b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_UnearnedPremiums_019efedb-d207-77c2-a431-040264271d19" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_UnearnedPremiums"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_019efedb-d207-7ef1-b76a-86fd315a2531" xlink:to="loc_us-gaap_UnearnedPremiums_019efedb-d207-77c2-a431-040264271d19" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FundsHeldUnderReinsuranceAgreementsLiability_019efedb-d207-7ebc-a83a-4cf4c14fcf1e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FundsHeldUnderReinsuranceAgreementsLiability"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_019efedb-d207-7ef1-b76a-86fd315a2531" xlink:to="loc_us-gaap_FundsHeldUnderReinsuranceAgreementsLiability_019efedb-d207-7ebc-a83a-4cf4c14fcf1e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsurancePayable_019efedb-d207-7ab6-a9ff-8ce71ce20287" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReinsurancePayable"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_019efedb-d207-7ef1-b76a-86fd315a2531" xlink:to="loc_us-gaap_ReinsurancePayable_019efedb-d207-7ab6-a9ff-8ce71ce20287" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_LossesInCourseOfPayment_019efee5-bce0-780a-94e9-e8c77f19beae" xlink:href="cik0000914748-20260630.xsd#cik0000914748_LossesInCourseOfPayment"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_019efedb-d207-7ef1-b76a-86fd315a2531" xlink:to="loc_cik0000914748_LossesInCourseOfPayment_019efee5-bce0-780a-94e9-e8c77f19beae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherNotesPayable_019efee5-bce0-7aef-b6bd-6bce4c3b3172" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherNotesPayable"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_019efedb-d207-7ef1-b76a-86fd315a2531" xlink:to="loc_us-gaap_OtherNotesPayable_019efee5-bce0-7aef-b6bd-6bce4c3b3172" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeniorNotes_019efedb-d207-75ab-ad5a-0f22d96cf626" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SeniorNotes"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_019efedb-d207-7ef1-b76a-86fd315a2531" xlink:to="loc_us-gaap_SeniorNotes_019efedb-d207-75ab-ad5a-0f22d96cf626" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubordinatedDebt_019efedb-d207-7e89-b257-ffbecc636271" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SubordinatedDebt"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_019efedb-d207-7ef1-b76a-86fd315a2531" xlink:to="loc_us-gaap_SubordinatedDebt_019efedb-d207-7e89-b257-ffbecc636271" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdvancesFromFederalHomeLoanBanks_019efedb-d207-7f42-a889-2c7e5875cc66" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AdvancesFromFederalHomeLoanBanks"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_019efedb-d207-7ef1-b76a-86fd315a2531" xlink:to="loc_us-gaap_AdvancesFromFederalHomeLoanBanks_019efedb-d207-7f42-a889-2c7e5875cc66" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestPayableCurrentAndNoncurrent_019efedb-d207-7bff-9cfb-c7507adf7630" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestPayableCurrentAndNoncurrent"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_019efedb-d207-7ef1-b76a-86fd315a2531" xlink:to="loc_us-gaap_InterestPayableCurrentAndNoncurrent_019efedb-d207-7bff-9cfb-c7507adf7630" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherPayablesToBrokerDealersAndClearingOrganizations_019efedb-d207-7b1d-ac72-4a9c353d60cc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherPayablesToBrokerDealersAndClearingOrganizations"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_019efedb-d207-7ef1-b76a-86fd315a2531" xlink:to="loc_us-gaap_OtherPayablesToBrokerDealersAndClearingOrganizations_019efedb-d207-7b1d-ac72-4a9c353d60cc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherLiabilities_019efedb-d207-7f91-a125-ef1af8020422" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherLiabilities"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_019efedb-d207-7ef1-b76a-86fd315a2531" xlink:to="loc_us-gaap_OtherLiabilities_019efedb-d207-7f91-a125-ef1af8020422" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Liabilities_019efedb-d207-7590-bac0-e060afc883f3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Liabilities"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_019efedb-d207-7ef1-b76a-86fd315a2531" xlink:to="loc_us-gaap_Liabilities_019efedb-d207-7590-bac0-e060afc883f3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommitmentsAndContingencies_019efedb-d207-71eb-83ef-08f3fd3d00d8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommitmentsAndContingencies"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019efedd-0b08-7c5f-9c6f-f693aff6d918" xlink:to="loc_us-gaap_CommitmentsAndContingencies_019efedb-d207-71eb-83ef-08f3fd3d00d8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityAbstract_019efedb-d207-7603-b0a3-e8074ee76e9a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockholdersEquityAbstract"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019efedd-0b08-7c5f-9c6f-f693aff6d918" xlink:to="loc_us-gaap_StockholdersEquityAbstract_019efedb-d207-7603-b0a3-e8074ee76e9a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockValue_019efedb-d207-7d7b-9bd3-60f9cc40955f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonStockValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_019efedb-d207-7603-b0a3-e8074ee76e9a" xlink:to="loc_us-gaap_CommonStockValue_019efedb-d207-7d7b-9bd3-60f9cc40955f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdditionalPaidInCapital_019efedb-d207-7494-bb92-0f2fd1653e97" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AdditionalPaidInCapital"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_019efedb-d207-7603-b0a3-e8074ee76e9a" xlink:to="loc_us-gaap_AdditionalPaidInCapital_019efedb-d207-7494-bb92-0f2fd1653e97" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_019efedb-d207-74a9-925b-758a11871067" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_019efedb-d207-7603-b0a3-e8074ee76e9a" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_019efedb-d207-74a9-925b-758a11871067" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit_019efedb-d207-7127-922e-7370b7214a10" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RetainedEarningsAccumulatedDeficit"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_019efedb-d207-7603-b0a3-e8074ee76e9a" xlink:to="loc_us-gaap_RetainedEarningsAccumulatedDeficit_019efedb-d207-7127-922e-7370b7214a10" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquity_019efedb-d207-74be-81a4-8edb367cf5ae" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockholdersEquity"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_019efedb-d207-7603-b0a3-e8074ee76e9a" xlink:to="loc_us-gaap_StockholdersEquity_019efedb-d207-74be-81a4-8edb367cf5ae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity_019efedb-d207-7551-ab3c-f5a310fd2c7c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LiabilitiesAndStockholdersEquity"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019efedd-0b08-7c5f-9c6f-f693aff6d918" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquity_019efedb-d207-7551-ab3c-f5a310fd2c7c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/CONSOLIDATEDBALANCESHEETSParenthetical" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#CONSOLIDATEDBALANCESHEETSParenthetical"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/CONSOLIDATEDBALANCESHEETSParenthetical" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfFinancialPositionAbstract_019efedb-d207-7fa9-b85c-f45aec04f710" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementOfFinancialPositionAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsAbstract_019efedb-d207-7966-96ef-69c7de99127c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AssetsAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_019efedb-d207-7fa9-b85c-f45aec04f710" xlink:to="loc_us-gaap_AssetsAbstract_019efedb-d207-7966-96ef-69c7de99127c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestBeforeAllowanceForCreditLoss_019efedb-d207-7df5-83ec-60dade3d3dab" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestBeforeAllowanceForCreditLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019efedb-d207-7966-96ef-69c7de99127c" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestBeforeAllowanceForCreditLoss_019efedb-d207-7df5-83ec-60dade3d3dab" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostAllowanceForCreditLossExcludingAccruedInterest_019efedb-d207-71f5-8d87-6c88f9b24298" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostAllowanceForCreditLossExcludingAccruedInterest"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019efedb-d207-7966-96ef-69c7de99127c" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostAllowanceForCreditLossExcludingAccruedInterest_019efedb-d207-71f5-8d87-6c88f9b24298" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_019efedb-d207-7eb8-a472-6f5c7b25b917" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_HeldToMaturitySecuritiesFairValue"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019efedb-d207-7966-96ef-69c7de99127c" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesFairValue_019efedb-d207-7eb8-a472-6f5c7b25b917" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest_019efedb-d207-78be-a16c-b2c1e552623d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019efedb-d207-7966-96ef-69c7de99127c" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest_019efedb-d207-78be-a16c-b2c1e552623d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PremiumsReceivableAllowanceForDoubtfulAccounts_019efedb-d207-733d-ac3a-8718823c3bf2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PremiumsReceivableAllowanceForDoubtfulAccounts"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019efedb-d207-7966-96ef-69c7de99127c" xlink:to="loc_us-gaap_PremiumsReceivableAllowanceForDoubtfulAccounts_019efedb-d207-733d-ac3a-8718823c3bf2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceRecoverablesOnPaidLossesAllowance_019efedb-d207-7568-8463-2462d2a25196" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReinsuranceRecoverablesOnPaidLossesAllowance"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019efedb-d207-7966-96ef-69c7de99127c" xlink:to="loc_us-gaap_ReinsuranceRecoverablesOnPaidLossesAllowance_019efedb-d207-7568-8463-2462d2a25196" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_OtherAssetsAllowanceForCreditLoss_019efedb-d207-74ec-91b1-007129b6ef3c" xlink:href="cik0000914748-20260630.xsd#cik0000914748_OtherAssetsAllowanceForCreditLoss"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019efedb-d207-7966-96ef-69c7de99127c" xlink:to="loc_cik0000914748_OtherAssetsAllowanceForCreditLoss_019efedb-d207-74ec-91b1-007129b6ef3c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityAbstract_019efedb-d207-7658-bc10-637eaf5d6402" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockholdersEquityAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_019efedb-d207-7fa9-b85c-f45aec04f710" xlink:to="loc_us-gaap_StockholdersEquityAbstract_019efedb-d207-7658-bc10-637eaf5d6402" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockParOrStatedValuePerShare_019efedb-d207-78d4-9828-fd3933aa0b72" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonStockParOrStatedValuePerShare"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_019efedb-d207-7658-bc10-637eaf5d6402" xlink:to="loc_us-gaap_CommonStockParOrStatedValuePerShare_019efedb-d207-78d4-9828-fd3933aa0b72" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesAuthorized_019efedb-d207-7d34-a7e2-649b9e9b693b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonStockSharesAuthorized"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_019efedb-d207-7658-bc10-637eaf5d6402" xlink:to="loc_us-gaap_CommonStockSharesAuthorized_019efedb-d207-7d34-a7e2-649b9e9b693b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesIssued_019efedb-d207-7e62-bac0-8bde5f2ecc7a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonStockSharesIssued"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_019efedb-d207-7658-bc10-637eaf5d6402" xlink:to="loc_us-gaap_CommonStockSharesIssued_019efedb-d207-7e62-bac0-8bde5f2ecc7a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_019efedb-d207-776a-8f9a-caea90d94428" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonStockSharesOutstanding"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_019efedb-d207-7658-bc10-637eaf5d6402" xlink:to="loc_us-gaap_CommonStockSharesOutstanding_019efedb-d207-776a-8f9a-caea90d94428" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AociTaxAttributableToParent_019efedb-d208-715e-8ce1-d242d7aebba8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AociTaxAttributableToParent"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_019efedb-d207-7658-bc10-637eaf5d6402" xlink:to="loc_us-gaap_AociTaxAttributableToParent_019efedb-d208-715e-8ce1-d242d7aebba8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/CONSOLIDATEDSTATEMENTSOFOPERATIONSANDCOMPREHENSIVEINCOMELOSS" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#CONSOLIDATEDSTATEMENTSOFOPERATIONSANDCOMPREHENSIVEINCOMELOSS"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/CONSOLIDATEDSTATEMENTSOFOPERATIONSANDCOMPREHENSIVEINCOMELOSS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeStatementAbstract_019ecbd3-eb5a-77e9-8edd-d10235f06f2c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeStatementAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenuesAbstract_019ecbd3-eb5a-7341-8135-213c49c7cf3d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RevenuesAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_019ecbd3-eb5a-77e9-8edd-d10235f06f2c" xlink:to="loc_us-gaap_RevenuesAbstract_019ecbd3-eb5a-7341-8135-213c49c7cf3d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PremiumsEarnedNet_019ecbd3-eb5a-7124-bbb7-910745e0352d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PremiumsEarnedNet"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_019ecbd3-eb5a-7341-8135-213c49c7cf3d" xlink:to="loc_us-gaap_PremiumsEarnedNet_019ecbd3-eb5a-7124-bbb7-910745e0352d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetInvestmentIncome_019ecbd3-eb5a-718d-a444-bee1da9aec11" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetInvestmentIncome"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_019ecbd3-eb5a-7341-8135-213c49c7cf3d" xlink:to="loc_us-gaap_NetInvestmentIncome_019ecbd3-eb5a-718d-a444-bee1da9aec11" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainLossOnInvestments_019ecbd3-eb5a-7861-a850-3a22b6903523" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_GainLossOnInvestments"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_019ecbd3-eb5a-7341-8135-213c49c7cf3d" xlink:to="loc_us-gaap_GainLossOnInvestments_019ecbd3-eb5a-7861-a850-3a22b6903523" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherOperatingIncomeExpenseNet_019ecbd3-eb5a-7257-b656-f9563ad8b292" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherOperatingIncomeExpenseNet"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_019ecbd3-eb5a-7341-8135-213c49c7cf3d" xlink:to="loc_us-gaap_OtherOperatingIncomeExpenseNet_019ecbd3-eb5a-7257-b656-f9563ad8b292" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Revenues_019ecbd3-eb5a-7246-8f0c-f418039f5511" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Revenues"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_019ecbd3-eb5a-7341-8135-213c49c7cf3d" xlink:to="loc_us-gaap_Revenues_019ecbd3-eb5a-7246-8f0c-f418039f5511" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingExpensesAbstract_019ecbd3-eb5a-72f3-86e4-812809261824" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OperatingExpensesAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_019ecbd3-eb5a-77e9-8edd-d10235f06f2c" xlink:to="loc_us-gaap_OperatingExpensesAbstract_019ecbd3-eb5a-72f3-86e4-812809261824" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredNet_019ecbd3-eb5a-7ad2-ac68-15d6f3dd0324" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PolicyholderBenefitsAndClaimsIncurredNet"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_019ecbd3-eb5a-72f3-86e4-812809261824" xlink:to="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredNet_019ecbd3-eb5a-7ad2-ac68-15d6f3dd0324" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SellingAndMarketingExpense_019ecbd3-eb5a-7990-b17f-36ba48276654" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SellingAndMarketingExpense"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_019ecbd3-eb5a-72f3-86e4-812809261824" xlink:to="loc_us-gaap_SellingAndMarketingExpense_019ecbd3-eb5a-7990-b17f-36ba48276654" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherUnderwritingExpense_019ecbd3-eb5a-719c-98f0-9c7a5fc20218" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherUnderwritingExpense"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_019ecbd3-eb5a-72f3-86e4-812809261824" xlink:to="loc_us-gaap_OtherUnderwritingExpense_019ecbd3-eb5a-719c-98f0-9c7a5fc20218" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GeneralAndAdministrativeExpense_019ecbd3-eb5a-7edb-a4b3-00b8fd19de24" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_GeneralAndAdministrativeExpense"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_019ecbd3-eb5a-72f3-86e4-812809261824" xlink:to="loc_us-gaap_GeneralAndAdministrativeExpense_019ecbd3-eb5a-7edb-a4b3-00b8fd19de24" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpenseOperating_019ecbd3-eb5a-7245-965c-232442a710c7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestExpenseOperating"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_019ecbd3-eb5a-72f3-86e4-812809261824" xlink:to="loc_us-gaap_InterestExpenseOperating_019ecbd3-eb5a-7245-965c-232442a710c7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BenefitsLossesAndExpenses_019ecbd3-eb5a-71be-8d1a-d33c3086075c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BenefitsLossesAndExpenses"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_019ecbd3-eb5a-72f3-86e4-812809261824" xlink:to="loc_us-gaap_BenefitsLossesAndExpenses_019ecbd3-eb5a-71be-8d1a-d33c3086075c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_019ecbd3-eb5a-792a-bd78-8368fd23a0c0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_019ecbd3-eb5a-77e9-8edd-d10235f06f2c" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_019ecbd3-eb5a-792a-bd78-8368fd23a0c0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_019ecbd3-eb5a-7c8b-8fd1-c5f3aa2c14d5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeTaxExpenseBenefit"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_019ecbd3-eb5a-77e9-8edd-d10235f06f2c" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_019ecbd3-eb5a-7c8b-8fd1-c5f3aa2c14d5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_019ecbd3-eb5a-7ae4-95e0-7c9b033657f1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetIncomeLoss"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_019ecbd3-eb5a-77e9-8edd-d10235f06f2c" xlink:to="loc_us-gaap_NetIncomeLoss_019ecbd3-eb5a-7ae4-95e0-7c9b033657f1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_019ecbd3-eb5a-71c1-a259-afbe951a2df8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_019ecbd3-eb5a-77e9-8edd-d10235f06f2c" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_019ecbd3-eb5a-71c1-a259-afbe951a2df8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_019ecbd3-eb5a-7e80-aa27-875fb0795f99" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_019ecbd3-eb5a-71c1-a259-afbe951a2df8" xlink:to="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_019ecbd3-eb5a-7e80-aa27-875fb0795f99" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax_019ecbd3-eb5a-7947-a540-55dd12e76f48" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_019ecbd3-eb5a-71c1-a259-afbe951a2df8" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax_019ecbd3-eb5a-7947-a540-55dd12e76f48" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent_019ecbd3-eb5a-78b2-ae9e-9d74fb85963e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_019ecbd3-eb5a-71c1-a259-afbe951a2df8" xlink:to="loc_us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent_019ecbd3-eb5a-78b2-ae9e-9d74fb85963e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent_019ecbd3-eb5a-7fcb-983f-4b8d5c1bb032" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_019ecbd3-eb5a-71c1-a259-afbe951a2df8" xlink:to="loc_us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent_019ecbd3-eb5a-7fcb-983f-4b8d5c1bb032" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax_019ecbd3-eb5a-7564-bd7e-43497258328b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_019ecbd3-eb5a-71c1-a259-afbe951a2df8" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax_019ecbd3-eb5a-7564-bd7e-43497258328b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPortionAttributableToParent_019ecbd3-eb5a-778a-835f-49e420e73a93" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPortionAttributableToParent"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_019ecbd3-eb5a-71c1-a259-afbe951a2df8" xlink:to="loc_us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPortionAttributableToParent_019ecbd3-eb5a-778a-835f-49e420e73a93" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_019ecbd3-eb5a-7e03-af52-39a00b9853a9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_019ecbd3-eb5a-71c1-a259-afbe951a2df8" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_019ecbd3-eb5a-7e03-af52-39a00b9853a9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTax_019ecbd3-eb5a-7814-950b-5ee5436898cb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ComprehensiveIncomeNetOfTax"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_019ecbd3-eb5a-77e9-8edd-d10235f06f2c" xlink:to="loc_us-gaap_ComprehensiveIncomeNetOfTax_019ecbd3-eb5a-7814-950b-5ee5436898cb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/CONSOLIDATEDSTATEMENTSOFCHANGESINSTOCKHOLDERSEQUITY" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#CONSOLIDATEDSTATEMENTSOFCHANGESINSTOCKHOLDERSEQUITY"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/CONSOLIDATEDSTATEMENTSOFCHANGESINSTOCKHOLDERSEQUITY" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfStockholdersEquityAbstract_019ecbd3-eb5b-7c0b-8c18-c20d3aced08d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementOfStockholdersEquityAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementTable_019ecbd3-eb5b-7b3a-86b8-9d2aced999c7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfStockholdersEquityAbstract_019ecbd3-eb5b-7c0b-8c18-c20d3aced08d" xlink:to="loc_us-gaap_StatementTable_019ecbd3-eb5b-7b3a-86b8-9d2aced999c7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_019ecbd3-eb5b-7275-8ef1-c760676e8e26" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementEquityComponentsAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_019ecbd3-eb5b-7b3a-86b8-9d2aced999c7" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_019ecbd3-eb5b-7275-8ef1-c760676e8e26" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityComponentDomain_019ecbd3-eb5b-72b4-9e63-36216977ae33" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EquityComponentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_019ecbd3-eb5b-7275-8ef1-c760676e8e26" xlink:to="loc_us-gaap_EquityComponentDomain_019ecbd3-eb5b-72b4-9e63-36216977ae33" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockMember_019ecbd3-eb5b-709e-8b3e-8c36db2aab58" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonStockMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_019ecbd3-eb5b-72b4-9e63-36216977ae33" xlink:to="loc_us-gaap_CommonStockMember_019ecbd3-eb5b-709e-8b3e-8c36db2aab58" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdditionalPaidInCapitalMember_019ecbd3-eb5b-793b-a183-597f8cfb84b4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AdditionalPaidInCapitalMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_019ecbd3-eb5b-72b4-9e63-36216977ae33" xlink:to="loc_us-gaap_AdditionalPaidInCapitalMember_019ecbd3-eb5b-793b-a183-597f8cfb84b4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_019ecbd3-eb5b-75d7-b9d6-82bc22de1e6f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_019ecbd3-eb5b-72b4-9e63-36216977ae33" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_019ecbd3-eb5b-75d7-b9d6-82bc22de1e6f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RetainedEarningsMember_019ecbd3-eb5b-743d-be75-2c7871a1c26a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RetainedEarningsMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_019ecbd3-eb5b-72b4-9e63-36216977ae33" xlink:to="loc_us-gaap_RetainedEarningsMember_019ecbd3-eb5b-743d-be75-2c7871a1c26a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementLineItems_019ecbd3-eb5b-75e0-baa0-bbfb9af3bcb9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_019ecbd3-eb5b-7b3a-86b8-9d2aced999c7" xlink:to="loc_us-gaap_StatementLineItems_019ecbd3-eb5b-75e0-baa0-bbfb9af3bcb9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_019ecbd3-eb5b-751d-a6b9-c780d530eac8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncreaseDecreaseInStockholdersEquityRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ecbd3-eb5b-75e0-baa0-bbfb9af3bcb9" xlink:to="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_019ecbd3-eb5b-751d-a6b9-c780d530eac8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_019ecbd3-eb5b-7faa-a890-4dc34680a7f0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonStockSharesOutstanding"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_019ecbd3-eb5b-751d-a6b9-c780d530eac8" xlink:to="loc_us-gaap_CommonStockSharesOutstanding_019ecbd3-eb5b-7faa-a890-4dc34680a7f0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquity_019ecbd3-eb5b-7e37-8a1e-9c73d97e9fda" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockholdersEquity"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_019ecbd3-eb5b-751d-a6b9-c780d530eac8" xlink:to="loc_us-gaap_StockholdersEquity_019ecbd3-eb5b-7e37-8a1e-9c73d97e9fda" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_019ecbd3-eb5b-7664-82cb-3339240b7e83" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_019ecbd3-eb5b-751d-a6b9-c780d530eac8" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_019ecbd3-eb5b-7664-82cb-3339240b7e83" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_019ecbd3-eb5b-713c-95e1-409424f00008" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetIncomeLoss"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_019ecbd3-eb5b-751d-a6b9-c780d530eac8" xlink:to="loc_us-gaap_NetIncomeLoss_019ecbd3-eb5b-713c-95e1-409424f00008" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_019ecbd3-eb5b-7c54-ab0f-6b5855fd2017" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonStockSharesOutstanding"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_019ecbd3-eb5b-751d-a6b9-c780d530eac8" xlink:to="loc_us-gaap_CommonStockSharesOutstanding_019ecbd3-eb5b-7c54-ab0f-6b5855fd2017" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquity_019ecbd3-eb5b-7252-8098-7c8300172a45" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockholdersEquity"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_019ecbd3-eb5b-751d-a6b9-c780d530eac8" xlink:to="loc_us-gaap_StockholdersEquity_019ecbd3-eb5b-7252-8098-7c8300172a45" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/CONSOLIDATEDSTATEMENTSOFCASHFLOWS" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#CONSOLIDATEDSTATEMENTSOFCASHFLOWS"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/CONSOLIDATEDSTATEMENTSOFCASHFLOWS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfCashFlowsAbstract_019ecbd3-eb5b-74f8-aff4-4f5fff764a2d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementOfCashFlowsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_019ecbd3-eb5b-7868-8d3c-8a66e6ae5f3b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_019ecbd3-eb5b-74f8-aff4-4f5fff764a2d" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_019ecbd3-eb5b-7868-8d3c-8a66e6ae5f3b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_019ecbd3-eb5b-7f68-9919-8bf28998fe08" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetIncomeLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_019ecbd3-eb5b-7868-8d3c-8a66e6ae5f3b" xlink:to="loc_us-gaap_NetIncomeLoss_019ecbd3-eb5b-7f68-9919-8bf28998fe08" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019ecbd3-eb5b-788e-9adc-81f9fdca3c67" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_019ecbd3-eb5b-7868-8d3c-8a66e6ae5f3b" xlink:to="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019ecbd3-eb5b-788e-9adc-81f9fdca3c67" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInPremiumsReceivable_019ecbd3-eb5b-74b1-9d57-bd8db2f09d2e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncreaseDecreaseInPremiumsReceivable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019ecbd3-eb5b-788e-9adc-81f9fdca3c67" xlink:to="loc_us-gaap_IncreaseDecreaseInPremiumsReceivable_019ecbd3-eb5b-74b1-9d57-bd8db2f09d2e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInFundsHeldUnderReinsuranceAgreements_019ecbd3-eb5b-7a59-a173-83b45e6f1441" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncreaseDecreaseInFundsHeldUnderReinsuranceAgreements"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019ecbd3-eb5b-788e-9adc-81f9fdca3c67" xlink:to="loc_us-gaap_IncreaseDecreaseInFundsHeldUnderReinsuranceAgreements_019ecbd3-eb5b-7a59-a173-83b45e6f1441" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInReinsuranceRecoverable_019ecbd3-eb5b-7ed1-a76b-0bbe473452e6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncreaseDecreaseInReinsuranceRecoverable"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019ecbd3-eb5b-788e-9adc-81f9fdca3c67" xlink:to="loc_us-gaap_IncreaseDecreaseInReinsuranceRecoverable_019ecbd3-eb5b-7ed1-a76b-0bbe473452e6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInIncomeTaxesReceivable_019ecbd3-eb5b-74a3-90a1-e73dc78bdad0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncreaseDecreaseInIncomeTaxesReceivable"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019ecbd3-eb5b-788e-9adc-81f9fdca3c67" xlink:to="loc_us-gaap_IncreaseDecreaseInIncomeTaxesReceivable_019ecbd3-eb5b-74a3-90a1-e73dc78bdad0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInPrepaidReinsurancePremiums_019ecbd3-eb5b-7225-afc9-6c79b94f6cdf" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncreaseDecreaseInPrepaidReinsurancePremiums"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019ecbd3-eb5b-788e-9adc-81f9fdca3c67" xlink:to="loc_us-gaap_IncreaseDecreaseInPrepaidReinsurancePremiums_019ecbd3-eb5b-7225-afc9-6c79b94f6cdf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInLiabilityForClaimsAndClaimsAdjustmentExpenseReserve_019ecbd3-eb5b-7bb0-852a-afed5a5bb5ae" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncreaseDecreaseInLiabilityForClaimsAndClaimsAdjustmentExpenseReserve"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019ecbd3-eb5b-788e-9adc-81f9fdca3c67" xlink:to="loc_us-gaap_IncreaseDecreaseInLiabilityForClaimsAndClaimsAdjustmentExpenseReserve_019ecbd3-eb5b-7bb0-852a-afed5a5bb5ae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInUnearnedPremiums_019ecbd3-eb5b-73c7-9ef4-73d4743b7043" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncreaseDecreaseInUnearnedPremiums"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019ecbd3-eb5b-788e-9adc-81f9fdca3c67" xlink:to="loc_us-gaap_IncreaseDecreaseInUnearnedPremiums_019ecbd3-eb5b-73c7-9ef4-73d4743b7043" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInReinsurancePayables_019ecbd3-eb5b-7079-be5f-20be49050643" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncreaseDecreaseInReinsurancePayables"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019ecbd3-eb5b-788e-9adc-81f9fdca3c67" xlink:to="loc_us-gaap_IncreaseDecreaseInReinsurancePayables_019ecbd3-eb5b-7079-be5f-20be49050643" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_IncreaseDecreaseInLossesInCourseOfPayment_019ecbd3-eb5b-7957-bee7-7b6a4f0042b4" xlink:href="cik0000914748-20260630.xsd#cik0000914748_IncreaseDecreaseInLossesInCourseOfPayment"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019ecbd3-eb5b-788e-9adc-81f9fdca3c67" xlink:to="loc_cik0000914748_IncreaseDecreaseInLossesInCourseOfPayment_019ecbd3-eb5b-7957-bee7-7b6a4f0042b4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_IncreaseDecreaseInEquityAdjustmentsInLimitedPartnerships_019ecbd3-eb5b-7921-8a97-a454bc66b550" xlink:href="cik0000914748-20260630.xsd#cik0000914748_IncreaseDecreaseInEquityAdjustmentsInLimitedPartnerships"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019ecbd3-eb5b-788e-9adc-81f9fdca3c67" xlink:to="loc_cik0000914748_IncreaseDecreaseInEquityAdjustmentsInLimitedPartnerships_019ecbd3-eb5b-7921-8a97-a454bc66b550" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReimbursementFromLimitedPartnershipInvestment_019ecbd3-eb5b-7b88-b769-ec92de65f65b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReimbursementFromLimitedPartnershipInvestment"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019ecbd3-eb5b-788e-9adc-81f9fdca3c67" xlink:to="loc_us-gaap_ReimbursementFromLimitedPartnershipInvestment_019ecbd3-eb5b-7b88-b769-ec92de65f65b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet_019ecbd3-eb5b-745a-a045-4ce5531be360" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019ecbd3-eb5b-788e-9adc-81f9fdca3c67" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet_019ecbd3-eb5b-745a-a045-4ce5531be360" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensation_019ecbd3-eb5b-7b4a-a3c1-4305afdbac08" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ShareBasedCompensation"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019ecbd3-eb5b-788e-9adc-81f9fdca3c67" xlink:to="loc_us-gaap_ShareBasedCompensation_019ecbd3-eb5b-7b4a-a3c1-4305afdbac08" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AmortizationOfDebtDiscountPremium_019ecbd3-eb5b-7658-b063-f8ec68672d78" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AmortizationOfDebtDiscountPremium"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019ecbd3-eb5b-788e-9adc-81f9fdca3c67" xlink:to="loc_us-gaap_AmortizationOfDebtDiscountPremium_019ecbd3-eb5b-7658-b063-f8ec68672d78" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainLossOnInvestments_019ecbd3-eb5b-79de-a5ba-8eefe5b51aca" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_GainLossOnInvestments"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019ecbd3-eb5b-788e-9adc-81f9fdca3c67" xlink:to="loc_us-gaap_GainLossOnInvestments_019ecbd3-eb5b-79de-a5ba-8eefe5b51aca" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019ecbd3-eb5b-758d-92be-a9e71c370b9d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_019ecbd3-eb5b-7868-8d3c-8a66e6ae5f3b" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019ecbd3-eb5b-758d-92be-a9e71c370b9d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_019ecbd3-eb5b-7858-9b30-284900da98f6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_019ecbd3-eb5b-74f8-aff4-4f5fff764a2d" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_019ecbd3-eb5b-7858-9b30-284900da98f6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_019ecbd3-eb5b-78f7-a618-07315e9618c3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_019ecbd3-eb5b-7858-9b30-284900da98f6" xlink:to="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_019ecbd3-eb5b-78f7-a618-07315e9618c3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_019ecbd3-eb5b-75f0-8928-d2425951549c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_019ecbd3-eb5b-7858-9b30-284900da98f6" xlink:to="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_019ecbd3-eb5b-75f0-8928-d2425951549c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_019ecbd3-eb5b-7042-b192-b4272579d572" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_019ecbd3-eb5b-7858-9b30-284900da98f6" xlink:to="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_019ecbd3-eb5b-7042-b192-b4272579d572" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleOfHeldToMaturitySecurities_019ecbd3-eb5b-7f94-92d3-9e4b3b2df490" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromSaleOfHeldToMaturitySecurities"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_019ecbd3-eb5b-7858-9b30-284900da98f6" xlink:to="loc_us-gaap_ProceedsFromSaleOfHeldToMaturitySecurities_019ecbd3-eb5b-7f94-92d3-9e4b3b2df490" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleOfEquitySecuritiesFvNi_019efdb0-88cb-7857-913e-1aa44cc57196" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromSaleOfEquitySecuritiesFvNi"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_019ecbd3-eb5b-7858-9b30-284900da98f6" xlink:to="loc_us-gaap_ProceedsFromSaleOfEquitySecuritiesFvNi_019efdb0-88cb-7857-913e-1aa44cc57196" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromEquityMethodInvestmentDividendsOrDistributionsReturnOfCapital_019ecbd3-eb5b-771d-bfd9-55e5e0af7699" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromEquityMethodInvestmentDividendsOrDistributionsReturnOfCapital"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_019ecbd3-eb5b-7858-9b30-284900da98f6" xlink:to="loc_us-gaap_ProceedsFromEquityMethodInvestmentDividendsOrDistributionsReturnOfCapital_019ecbd3-eb5b-771d-bfd9-55e5e0af7699" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_019ecbd3-eb5b-7d62-a500-29693a1cfb31" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_019ecbd3-eb5b-7858-9b30-284900da98f6" xlink:to="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_019ecbd3-eb5b-7d62-a500-29693a1cfb31" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireHeldToMaturitySecurities_019ecbd3-eb5b-7467-83a3-44ce1c343b0b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsToAcquireHeldToMaturitySecurities"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_019ecbd3-eb5b-7858-9b30-284900da98f6" xlink:to="loc_us-gaap_PaymentsToAcquireHeldToMaturitySecurities_019ecbd3-eb5b-7467-83a3-44ce1c343b0b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireEquitySecuritiesFvNi_019efdb1-8dd0-71a3-914d-a63632407708" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsToAcquireEquitySecuritiesFvNi"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_019ecbd3-eb5b-7858-9b30-284900da98f6" xlink:to="loc_us-gaap_PaymentsToAcquireEquitySecuritiesFvNi_019efdb1-8dd0-71a3-914d-a63632407708" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates_019ecbd3-eb5b-7aa3-aed3-f849c60a0a34" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_019ecbd3-eb5b-7858-9b30-284900da98f6" xlink:to="loc_us-gaap_PaymentsToAcquireInterestInSubsidiariesAndAffiliates_019ecbd3-eb5b-7aa3-aed3-f849c60a0a34" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForProceedsFromShortTermInvestments_019ecbd3-eb5b-7661-acdb-fac7654784d4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsForProceedsFromShortTermInvestments"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_019ecbd3-eb5b-7858-9b30-284900da98f6" xlink:to="loc_us-gaap_PaymentsForProceedsFromShortTermInvestments_019ecbd3-eb5b-7661-acdb-fac7654784d4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_NetChangeInUnsettledSecuritiesTransactions_019ecbd3-eb5b-74d7-9ce2-607c8dc7c8ec" xlink:href="cik0000914748-20260630.xsd#cik0000914748_NetChangeInUnsettledSecuritiesTransactions"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_019ecbd3-eb5b-7858-9b30-284900da98f6" xlink:to="loc_cik0000914748_NetChangeInUnsettledSecuritiesTransactions_019ecbd3-eb5b-74d7-9ce2-607c8dc7c8ec" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019ecbd3-eb5b-738a-ac36-1f8931343aa1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_019ecbd3-eb5b-7858-9b30-284900da98f6" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019ecbd3-eb5b-738a-ac36-1f8931343aa1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_019ecbd3-eb5b-700d-8476-cdfc85950612" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_019ecbd3-eb5b-74f8-aff4-4f5fff764a2d" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_019ecbd3-eb5b-700d-8476-cdfc85950612" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromRepurchaseOfEquity_019fda32-2a18-7dd1-af67-0e07433e6be8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromRepurchaseOfEquity"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_019ecbd3-eb5b-700d-8476-cdfc85950612" xlink:to="loc_us-gaap_ProceedsFromRepurchaseOfEquity_019fda32-2a18-7dd1-af67-0e07433e6be8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_019ecbd3-eb5b-7543-9c99-4b983770c21a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_019ecbd3-eb5b-700d-8476-cdfc85950612" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_019ecbd3-eb5b-7543-9c99-4b983770c21a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_019ecbd3-eb5b-7e0b-975e-7339b86bb11f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_019ecbd3-eb5b-74f8-aff4-4f5fff764a2d" xlink:to="loc_us-gaap_EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_019ecbd3-eb5b-7e0b-975e-7339b86bb11f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_019ecbd3-eb5b-7c5a-b804-bae44e3e38ee" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_019ecbd3-eb5b-74f8-aff4-4f5fff764a2d" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_019ecbd3-eb5b-7c5a-b804-bae44e3e38ee" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_019ecbd3-eb5b-7ede-bbba-57742b33dc35" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_019ecbd3-eb5b-74f8-aff4-4f5fff764a2d" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_019ecbd3-eb5b-7ede-bbba-57742b33dc35" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_019ecbd3-eb5b-71de-b4d5-5d9d2907d3bf" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_019ecbd3-eb5b-74f8-aff4-4f5fff764a2d" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_019ecbd3-eb5b-71de-b4d5-5d9d2907d3bf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SupplementalCashFlowInformationAbstract_019ecbd3-eb5b-77e5-9c48-7685bfcea084" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SupplementalCashFlowInformationAbstract"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_019ecbd3-eb5b-74f8-aff4-4f5fff764a2d" xlink:to="loc_us-gaap_SupplementalCashFlowInformationAbstract_019ecbd3-eb5b-77e5-9c48-7685bfcea084" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxesPaidNet_019ecbd3-eb5b-73ff-b401-4def3b97bdcd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeTaxesPaidNet"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_019ecbd3-eb5b-77e5-9c48-7685bfcea084" xlink:to="loc_us-gaap_IncomeTaxesPaidNet_019ecbd3-eb5b-73ff-b401-4def3b97bdcd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestPaidNet_019ecbd3-eb5b-7121-bbb2-5bf959afa7f3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestPaidNet"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_019ecbd3-eb5b-77e5-9c48-7685bfcea084" xlink:to="loc_us-gaap_InterestPaidNet_019ecbd3-eb5b-7121-bbb2-5bf959afa7f3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoncashInvestingAndFinancingItemsAbstract_019ecbd3-eb5b-7d59-be89-07d9617748c5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NoncashInvestingAndFinancingItemsAbstract"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_019ecbd3-eb5b-74f8-aff4-4f5fff764a2d" xlink:to="loc_us-gaap_NoncashInvestingAndFinancingItemsAbstract_019ecbd3-eb5b-7d59-be89-07d9617748c5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_NoncashLimitedPartnershipDistribution_019ecbd3-eb5b-7e73-864e-0dc6a4436ff2" xlink:href="cik0000914748-20260630.xsd#cik0000914748_NoncashLimitedPartnershipDistribution"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoncashInvestingAndFinancingItemsAbstract_019ecbd3-eb5b-7d59-be89-07d9617748c5" xlink:to="loc_cik0000914748_NoncashLimitedPartnershipDistribution_019ecbd3-eb5b-7e73-864e-0dc6a4436ff2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_NonCashRestructureOfFixedMaturitySecuritiesAvailableForSaleAndEquity_019ecbd3-eb5b-7683-80b7-d2cd974459dc" xlink:href="cik0000914748-20260630.xsd#cik0000914748_NonCashRestructureOfFixedMaturitySecuritiesAvailableForSaleAndEquity"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoncashInvestingAndFinancingItemsAbstract_019ecbd3-eb5b-7d59-be89-07d9617748c5" xlink:to="loc_cik0000914748_NonCashRestructureOfFixedMaturitySecuritiesAvailableForSaleAndEquity_019ecbd3-eb5b-7683-80b7-d2cd974459dc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/GENERAL" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#GENERAL"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/GENERAL" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_019ecbd3-ec0b-7811-ab11-3bc45bc662cb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NatureOfOperations_019ecbd3-ec0b-7bb9-b9af-d954490044e1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NatureOfOperations"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_019ecbd3-ec0b-7811-ab11-3bc45bc662cb" xlink:to="loc_us-gaap_NatureOfOperations_019ecbd3-ec0b-7bb9-b9af-d954490044e1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/BASISOFPRESENTATION" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#BASISOFPRESENTATION"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/BASISOFPRESENTATION" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountingPoliciesAbstract_019ecbd3-ec0b-7151-9b33-b9e6e96f2af9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccountingPoliciesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BasisOfAccounting_019ecbd3-ec0b-70a3-926d-0905a9fdfae7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BasisOfAccounting"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_019ecbd3-ec0b-7151-9b33-b9e6e96f2af9" xlink:to="loc_us-gaap_BasisOfAccounting_019ecbd3-ec0b-70a3-926d-0905a9fdfae7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/INVESTMENTS" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#INVESTMENTS"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/INVESTMENTS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0b-7635-bdc4-ef3a3862970e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_019ecbd3-ec0b-7c9d-9815-3f62d6bb1e4d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0b-7635-bdc4-ef3a3862970e" xlink:to="loc_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_019ecbd3-ec0b-7c9d-9815-3f62d6bb1e4d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/FAIRVALUE" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#FAIRVALUE"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/FAIRVALUE" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_019ecbd3-ec0c-7ae3-bde8-75b51bfd2f85" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresTextBlock_019ecbd3-ec0c-7979-bb40-e5af658809b0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueDisclosuresTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_019ecbd3-ec0c-7ae3-bde8-75b51bfd2f85" xlink:to="loc_us-gaap_FairValueDisclosuresTextBlock_019ecbd3-ec0c-7979-bb40-e5af658809b0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/RESERVEFORLOSSESANDLAE" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#RESERVEFORLOSSESANDLAE"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/RESERVEFORLOSSESANDLAE" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InsuranceAbstract_019ecbd3-ec0c-7ac4-a921-aba71fdd4fed" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InsuranceAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock_019ecbd3-ec0c-77d6-893c-93c5d2ead93c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_019ecbd3-ec0c-7ac4-a921-aba71fdd4fed" xlink:to="loc_us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock_019ecbd3-ec0c-77d6-893c-93c5d2ead93c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/SALEOFRENEWALRIGHTS" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#SALEOFRENEWALRIGHTS"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/SALEOFRENEWALRIGHTS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenueFromContractWithCustomerAbstract_019ecbd3-ec0c-7ad9-abee-be53a40cffa0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RevenueFromContractWithCustomerAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherOperatingIncomeAndExpenseTextBlock_019ecbd3-ec0c-796b-a845-a4e12577e24a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherOperatingIncomeAndExpenseTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenueFromContractWithCustomerAbstract_019ecbd3-ec0c-7ad9-abee-be53a40cffa0" xlink:to="loc_us-gaap_OtherOperatingIncomeAndExpenseTextBlock_019ecbd3-ec0c-796b-a845-a4e12577e24a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/SEGMENTREPORTING" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#SEGMENTREPORTING"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/SEGMENTREPORTING" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingAbstract_019ecbd3-ec0c-728f-b396-e6d3112e0ed2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SegmentReportingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingDisclosureTextBlock_019ecbd3-ec0c-7da9-8221-1dc255a034cf" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SegmentReportingDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_019ecbd3-ec0c-728f-b396-e6d3112e0ed2" xlink:to="loc_us-gaap_SegmentReportingDisclosureTextBlock_019ecbd3-ec0c-7da9-8221-1dc255a034cf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/SENIORNOTES" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#SENIORNOTES"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/SENIORNOTES" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeniorLongtermNotesCurrentAndNoncurrentAbstract_019ecbd3-ec0c-7093-86ef-15f3ce0a862c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SeniorLongtermNotesCurrentAndNoncurrentAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureTextBlock_019ecbd3-ec0c-7b32-a97d-f8ea21db1503" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SeniorLongtermNotesCurrentAndNoncurrentAbstract_019ecbd3-ec0c-7093-86ef-15f3ce0a862c" xlink:to="loc_us-gaap_DebtDisclosureTextBlock_019ecbd3-ec0c-7b32-a97d-f8ea21db1503" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/LONGTERMSUBORDINATEDNOTES" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#LONGTERMSUBORDINATEDNOTES"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/LONGTERMSUBORDINATEDNOTES" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtAbstract_019ecbd3-ec0c-7a14-b80a-5278faf3fc36" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongTermDebtAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtTextBlock_019ecbd3-ec0c-7ce2-9176-3b8300747f1f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongTermDebtTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongTermDebtAbstract_019ecbd3-ec0c-7a14-b80a-5278faf3fc36" xlink:to="loc_us-gaap_LongTermDebtTextBlock_019ecbd3-ec0c-7ce2-9176-3b8300747f1f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/FEDERALHOMELOANBANKMEMBERSHIP" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#FEDERALHOMELOANBANKMEMBERSHIP"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/FEDERALHOMELOANBANKMEMBERSHIP" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_FederalHomeLoanBankMembershipAbstract_019ecbd3-ec0c-7171-98bb-7e32043adab3" xlink:href="cik0000914748-20260630.xsd#cik0000914748_FederalHomeLoanBankMembershipAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesDisclosureTextBlock_019ecbd3-ec0c-7385-93f0-6dfc473fd30c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FederalHomeLoanBankAdvancesDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_FederalHomeLoanBankMembershipAbstract_019ecbd3-ec0c-7171-98bb-7e32043adab3" xlink:to="loc_us-gaap_FederalHomeLoanBankAdvancesDisclosureTextBlock_019ecbd3-ec0c-7385-93f0-6dfc473fd30c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/COLLATERALIZEDREINSURANCETRUSTAGREEMENTSANDOTHERRESTRICTEDASSETS" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#COLLATERALIZEDREINSURANCETRUSTAGREEMENTSANDOTHERRESTRICTEDASSETS"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/COLLATERALIZEDREINSURANCETRUSTAGREEMENTSANDOTHERRESTRICTEDASSETS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_CollateralizedReinsuranceAndTrustAgreementsAbstract_019ecbd3-ec0c-77b5-a278-16122f4990c6" xlink:href="cik0000914748-20260630.xsd#cik0000914748_CollateralizedReinsuranceAndTrustAgreementsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedAssetsDisclosureTextBlock_019ecbd3-ec0c-740a-a58d-5fad90532ed6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RestrictedAssetsDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_CollateralizedReinsuranceAndTrustAgreementsAbstract_019ecbd3-ec0c-77b5-a278-16122f4990c6" xlink:to="loc_us-gaap_RestrictedAssetsDisclosureTextBlock_019ecbd3-ec0c-740a-a58d-5fad90532ed6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/COMMITMENTSANDCONTINGENCIES" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#COMMITMENTSANDCONTINGENCIES"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/COMMITMENTSANDCONTINGENCIES" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_019ecbd3-ec0c-7b2e-9574-0068e4944162" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_019ecbd3-ec0c-786c-892f-4b1cf36756e3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommitmentsAndContingenciesDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_019ecbd3-ec0c-7b2e-9574-0068e4944162" xlink:to="loc_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_019ecbd3-ec0c-786c-892f-4b1cf36756e3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/OTHERCOMPREHENSIVEINCOMELOSS" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#OTHERCOMPREHENSIVEINCOMELOSS"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/OTHERCOMPREHENSIVEINCOMELOSS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossTaxAbstract_019ecbd3-ec0c-73ff-b135-076211a0abcc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossTaxAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComprehensiveIncomeNoteTextBlock_019ecbd3-ec0c-7ca1-b28e-dcdadc0a864e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ComprehensiveIncomeNoteTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossTaxAbstract_019ecbd3-ec0c-73ff-b135-076211a0abcc" xlink:to="loc_us-gaap_ComprehensiveIncomeNoteTextBlock_019ecbd3-ec0c-7ca1-b28e-dcdadc0a864e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/RELATEDPARTYTRANSACTIONS" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#RELATEDPARTYTRANSACTIONS"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/RELATEDPARTYTRANSACTIONS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionsAbstract_019ecbd3-ec0c-7b4b-9416-c00cef8fc1c7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyTransactionsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionsDisclosureTextBlock_019ecbd3-ec0c-7c42-aaa4-79aebd33a8f5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyTransactionsDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionsAbstract_019ecbd3-ec0c-7b4b-9416-c00cef8fc1c7" xlink:to="loc_us-gaap_RelatedPartyTransactionsDisclosureTextBlock_019ecbd3-ec0c-7c42-aaa4-79aebd33a8f5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/INCOMETAXES" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#INCOMETAXES"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/INCOMETAXES" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_019ecbd3-ecbf-7b99-91c7-cd3251e0deba" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeTaxDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxDisclosureTextBlock_019ecbd3-ecbf-7b9d-9cb7-59eb46678ab2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeTaxDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_019ecbd3-ecbf-7b99-91c7-cd3251e0deba" xlink:to="loc_us-gaap_IncomeTaxDisclosureTextBlock_019ecbd3-ecbf-7b9d-9cb7-59eb46678ab2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/SUBSEQUENTEVENTS" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#SUBSEQUENTEVENTS"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/SUBSEQUENTEVENTS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventsAbstract_019ecbd3-ecbf-7039-929b-2665dbf4b21c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SubsequentEventsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventsTextBlock_019ecbd3-ecbf-7079-a350-bc990945f91c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SubsequentEventsTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventsAbstract_019ecbd3-ecbf-7039-929b-2665dbf4b21c" xlink:to="loc_us-gaap_SubsequentEventsTextBlock_019ecbd3-ecbf-7079-a350-bc990945f91c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/BASISOFPRESENTATIONPolicies" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#BASISOFPRESENTATIONPolicies"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/BASISOFPRESENTATIONPolicies" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountingPoliciesAbstract_019ecbd3-ec0b-759a-a2a8-417d722e20aa" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccountingPoliciesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BasisOfAccountingPolicyPolicyTextBlock_019ecbd3-ec0b-7284-8a9a-8bcefcf08f79" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BasisOfAccountingPolicyPolicyTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_019ecbd3-ec0b-759a-a2a8-417d722e20aa" xlink:to="loc_us-gaap_BasisOfAccountingPolicyPolicyTextBlock_019ecbd3-ec0b-7284-8a9a-8bcefcf08f79" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConsolidationVariableInterestEntityPolicy_019ecbd3-ec0b-7e05-a920-1f0ff37b5214" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ConsolidationVariableInterestEntityPolicy"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_019ecbd3-ec0b-759a-a2a8-417d722e20aa" xlink:to="loc_us-gaap_ConsolidationVariableInterestEntityPolicy_019ecbd3-ec0b-7e05-a920-1f0ff37b5214" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_UseOfEstimates_019ecbd3-ec0b-7408-9fd3-e2b9f177f2e0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_UseOfEstimates"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_019ecbd3-ec0b-759a-a2a8-417d722e20aa" xlink:to="loc_us-gaap_UseOfEstimates_019ecbd3-ec0b-7408-9fd3-e2b9f177f2e0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConsolidationPolicyTextBlock_019ecbd3-ec0b-7b50-b36b-fa90a786dc44" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ConsolidationPolicyTextBlock"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_019ecbd3-ec0b-759a-a2a8-417d722e20aa" xlink:to="loc_us-gaap_ConsolidationPolicyTextBlock_019ecbd3-ec0b-7b50-b36b-fa90a786dc44" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_019ecbd3-ec0b-7da1-95db-be3e7192cb87" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_019ecbd3-ec0b-759a-a2a8-417d722e20aa" xlink:to="loc_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_019ecbd3-ec0b-7da1-95db-be3e7192cb87" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementPolicyPolicyTextBlock_019ecbd3-ec0b-78d4-908e-4d3f971be8ee" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueMeasurementPolicyPolicyTextBlock"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_019ecbd3-ec0b-759a-a2a8-417d722e20aa" xlink:to="loc_us-gaap_FairValueMeasurementPolicyPolicyTextBlock_019ecbd3-ec0b-78d4-908e-4d3f971be8ee" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueOfFinancialInstrumentsPolicy_019ecbd3-ec0b-711c-a03b-2cab8d3d67ff" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueOfFinancialInstrumentsPolicy"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountingPoliciesAbstract_019ecbd3-ec0b-759a-a2a8-417d722e20aa" xlink:to="loc_us-gaap_FairValueOfFinancialInstrumentsPolicy_019ecbd3-ec0b-711c-a03b-2cab8d3d67ff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/INVESTMENTSTables" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#INVESTMENTSTables"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/INVESTMENTSTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0b-774f-ad69-311b74c35e7d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_UnrealizedGainLossOnInvestmentsTableTextBlock_019ecbd3-ec0b-72a9-959e-a50456a75725" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_UnrealizedGainLossOnInvestmentsTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0b-774f-ad69-311b74c35e7d" xlink:to="loc_us-gaap_UnrealizedGainLossOnInvestmentsTableTextBlock_019ecbd3-ec0b-72a9-959e-a50456a75725" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_019ecbd3-ec0b-7a4a-9d17-49771410ab7c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0b-774f-ad69-311b74c35e7d" xlink:to="loc_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_019ecbd3-ec0b-7a4a-9d17-49771410ab7c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_UnrealizedAppreciationDepreciationOfInvestmentsTableTextBlock_019ecbd3-ec0b-78a1-a81c-9b4cd258fff2" xlink:href="cik0000914748-20260630.xsd#cik0000914748_UnrealizedAppreciationDepreciationOfInvestmentsTableTextBlock"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0b-774f-ad69-311b74c35e7d" xlink:to="loc_cik0000914748_UnrealizedAppreciationDepreciationOfInvestmentsTableTextBlock_019ecbd3-ec0b-78a1-a81c-9b4cd258fff2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock_019ecbd3-ec0b-7214-896c-4d5f4c186342" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0b-774f-ad69-311b74c35e7d" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock_019ecbd3-ec0b-7214-896c-4d5f4c186342" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleTableTextBlock_019ecbd3-ec0b-73ff-a1a7-a090e325f52f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleTableTextBlock"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0b-774f-ad69-311b74c35e7d" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleTableTextBlock_019ecbd3-ec0b-73ff-a1a7-a090e325f52f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentTableTextBlock_019ecbd3-ec0b-778b-bcfb-0b4a9093c1c5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentTableTextBlock"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0b-774f-ad69-311b74c35e7d" xlink:to="loc_us-gaap_InvestmentTableTextBlock_019ecbd3-ec0b-778b-bcfb-0b4a9093c1c5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RealizedGainLossOnInvestmentsTableTextBlock_019ecbd3-ec0b-73ea-ab7b-bbace736cf65" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RealizedGainLossOnInvestmentsTableTextBlock"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0b-774f-ad69-311b74c35e7d" xlink:to="loc_us-gaap_RealizedGainLossOnInvestmentsTableTextBlock_019ecbd3-ec0b-73ea-ab7b-bbace736cf65" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLossTableTextBlock_019ecbd3-ec0b-7b1e-8f0c-915f25c123a8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLossTableTextBlock"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0b-774f-ad69-311b74c35e7d" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLossTableTextBlock_019ecbd3-ec0b-7b1e-8f0c-915f25c123a8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossTableTextBlock_019ecbd3-ec0b-7446-b4a2-5ed37fd60351" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossTableTextBlock"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0b-774f-ad69-311b74c35e7d" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossTableTextBlock_019ecbd3-ec0b-7446-b4a2-5ed37fd60351" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfRealizedGainLossTableTextBlock_019ecbd3-ec0b-745c-900c-dbbcb110ad54" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfRealizedGainLossTableTextBlock"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0b-774f-ad69-311b74c35e7d" xlink:to="loc_us-gaap_ScheduleOfRealizedGainLossTableTextBlock_019ecbd3-ec0b-745c-900c-dbbcb110ad54" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/FAIRVALUETables" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#FAIRVALUETables"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/FAIRVALUETables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_019ecbd3-ec0c-73eb-b92c-18f6f9c0f92f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTextBlock_019ecbd3-ec0c-7935-bc6b-499d0cdb879b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueByBalanceSheetGroupingTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_019ecbd3-ec0c-73eb-b92c-18f6f9c0f92f" xlink:to="loc_us-gaap_FairValueByBalanceSheetGroupingTextBlock_019ecbd3-ec0c-7935-bc6b-499d0cdb879b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_019ecbd3-ec0c-706c-b175-ffba6171b59c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_019ecbd3-ec0c-73eb-b92c-18f6f9c0f92f" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_019ecbd3-ec0c-706c-b175-ffba6171b59c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/RESERVEFORLOSSESANDLAETables" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#RESERVEFORLOSSESANDLAETables"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/RESERVEFORLOSSESANDLAETables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InsuranceAbstract_019ecbd3-ec0c-7d5f-8cef-8b17fe317c5a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InsuranceAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense_019ecbd3-ec0c-7322-9370-11c12b9de2d6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_019ecbd3-ec0c-7d5f-8cef-8b17fe317c5a" xlink:to="loc_us-gaap_ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense_019ecbd3-ec0c-7322-9370-11c12b9de2d6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/SEGMENTREPORTINGTables" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#SEGMENTREPORTINGTables"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/SEGMENTREPORTINGTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingAbstract_019ecbd3-ec0c-7806-a7a2-d09e78cbdfdd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SegmentReportingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTextBlock_019ecbd3-ec0c-7149-ac70-cc6acf0a0a9a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_019ecbd3-ec0c-7806-a7a2-d09e78cbdfdd" xlink:to="loc_us-gaap_ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTextBlock_019ecbd3-ec0c-7149-ac70-cc6acf0a0a9a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/SENIORNOTESTables" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#SENIORNOTESTables"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/SENIORNOTESTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeniorLongtermNotesCurrentAndNoncurrentAbstract_019ecbd3-ec0c-7c2a-be8b-03b87384cdcf" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SeniorLongtermNotesCurrentAndNoncurrentAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfDebtInstrumentsTextBlock_019ecbd3-ec0c-73fa-a707-92620f3597ef" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfDebtInstrumentsTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SeniorLongtermNotesCurrentAndNoncurrentAbstract_019ecbd3-ec0c-7c2a-be8b-03b87384cdcf" xlink:to="loc_us-gaap_ScheduleOfDebtInstrumentsTextBlock_019ecbd3-ec0c-73fa-a707-92620f3597ef" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_ScheduleOfInterestExpenseTableTextBlock_019ecbd3-ec0c-7111-8012-31923c23ae65" xlink:href="cik0000914748-20260630.xsd#cik0000914748_ScheduleOfInterestExpenseTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SeniorLongtermNotesCurrentAndNoncurrentAbstract_019ecbd3-ec0c-7c2a-be8b-03b87384cdcf" xlink:to="loc_cik0000914748_ScheduleOfInterestExpenseTableTextBlock_019ecbd3-ec0c-7111-8012-31923c23ae65" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/LONGTERMSUBORDINATEDNOTESTables" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#LONGTERMSUBORDINATEDNOTESTables"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/LONGTERMSUBORDINATEDNOTESTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtAbstract_019ecbd3-ec0c-7bd4-93e2-5ecea2f0395c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongTermDebtAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfSubordinatedBorrowingTextBlock_019ecbd3-ec0c-7adf-b1d5-6186a2c5672b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfSubordinatedBorrowingTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongTermDebtAbstract_019ecbd3-ec0c-7bd4-93e2-5ecea2f0395c" xlink:to="loc_us-gaap_ScheduleOfSubordinatedBorrowingTextBlock_019ecbd3-ec0c-7adf-b1d5-6186a2c5672b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_ScheduleOfInterestExpenseOnLongTermSubordinatedNotesTableTextBlock_019ecbd3-ec0c-74c4-9cf2-3ea81a95b676" xlink:href="cik0000914748-20260630.xsd#cik0000914748_ScheduleOfInterestExpenseOnLongTermSubordinatedNotesTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongTermDebtAbstract_019ecbd3-ec0c-7bd4-93e2-5ecea2f0395c" xlink:to="loc_cik0000914748_ScheduleOfInterestExpenseOnLongTermSubordinatedNotesTableTextBlock_019ecbd3-ec0c-74c4-9cf2-3ea81a95b676" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/COLLATERALIZEDREINSURANCETRUSTAGREEMENTSANDOTHERRESTRICTEDASSETSTables" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#COLLATERALIZEDREINSURANCETRUSTAGREEMENTSANDOTHERRESTRICTEDASSETSTables"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/COLLATERALIZEDREINSURANCETRUSTAGREEMENTSANDOTHERRESTRICTEDASSETSTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_CollateralizedReinsuranceAndTrustAgreementsAbstract_019ecbd3-ec0c-7437-8115-e3a3018b07ce" xlink:href="cik0000914748-20260630.xsd#cik0000914748_CollateralizedReinsuranceAndTrustAgreementsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFinancialInstrumentsOwnedAndPledgedAsCollateralTextBlock_019ecbd3-ec0c-7cd9-ae33-68b9e39e471f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfFinancialInstrumentsOwnedAndPledgedAsCollateralTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_CollateralizedReinsuranceAndTrustAgreementsAbstract_019ecbd3-ec0c-7437-8115-e3a3018b07ce" xlink:to="loc_us-gaap_ScheduleOfFinancialInstrumentsOwnedAndPledgedAsCollateralTextBlock_019ecbd3-ec0c-7cd9-ae33-68b9e39e471f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_SummaryOfCollateralizedReinsuranceAgreementsTableTextBlock_019ecbd3-ec0c-7cc7-9e68-fe80e2daab18" xlink:href="cik0000914748-20260630.xsd#cik0000914748_SummaryOfCollateralizedReinsuranceAgreementsTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_CollateralizedReinsuranceAndTrustAgreementsAbstract_019ecbd3-ec0c-7437-8115-e3a3018b07ce" xlink:to="loc_cik0000914748_SummaryOfCollateralizedReinsuranceAgreementsTableTextBlock_019ecbd3-ec0c-7cc7-9e68-fe80e2daab18" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/OTHERCOMPREHENSIVEINCOMELOSSTables" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#OTHERCOMPREHENSIVEINCOMELOSSTables"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/OTHERCOMPREHENSIVEINCOMELOSSTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossTaxAbstract_019ecbd3-ec0c-779d-95d5-7862a69e9cab" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossTaxAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfComprehensiveIncomeLossTableTextBlock_019ecbd3-ec0c-7b48-8070-8abfa18f78ab" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfComprehensiveIncomeLossTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossTaxAbstract_019ecbd3-ec0c-779d-95d5-7862a69e9cab" xlink:to="loc_us-gaap_ScheduleOfComprehensiveIncomeLossTableTextBlock_019ecbd3-ec0c-7b48-8070-8abfa18f78ab" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTableTextBlock_019ecbd3-ec0c-7199-922b-1b5296a90e78" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossTaxAbstract_019ecbd3-ec0c-779d-95d5-7862a69e9cab" xlink:to="loc_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTableTextBlock_019ecbd3-ec0c-7199-922b-1b5296a90e78" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock_019ecbd3-ec0c-7a3b-850b-0c6c135835f9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossTaxAbstract_019ecbd3-ec0c-779d-95d5-7862a69e9cab" xlink:to="loc_us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock_019ecbd3-ec0c-7a3b-850b-0c6c135835f9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/RELATEDPARTYTRANSACTIONSTables" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#RELATEDPARTYTRANSACTIONSTables"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/RELATEDPARTYTRANSACTIONSTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionsAbstract_019ecbd3-ec0c-79fe-9757-660b3732446e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyTransactionsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock_019ecbd3-ec0c-7a2d-b00f-bf50e805e3e4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionsAbstract_019ecbd3-ec0c-79fe-9757-660b3732446e" xlink:to="loc_us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock_019ecbd3-ec0c-7a2d-b00f-bf50e805e3e4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/INVESTMENTSScheduleofAmortizedCostAllowanceforCreditLossesGrossUnrealizedAppreciationDepreciationandFairValueofFixedMaturitySecuritiesDetails" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#INVESTMENTSScheduleofAmortizedCostAllowanceforCreditLossesGrossUnrealizedAppreciationDepreciationandFairValueofFixedMaturitySecuritiesDetails"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/INVESTMENTSScheduleofAmortizedCostAllowanceforCreditLossesGrossUnrealizedAppreciationDepreciationandFairValueofFixedMaturitySecuritiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0b-7e25-aebc-dd629d7efb1e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_019ecbd3-ec0b-74fe-904e-c69505798f2c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0b-7e25-aebc-dd629d7efb1e" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_019ecbd3-ec0b-74fe-904e-c69505798f2c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_019ecbd3-ec0b-76a3-93d4-35d42bf5a7ae" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_019ecbd3-ec0b-74fe-904e-c69505798f2c" xlink:to="loc_us-gaap_FinancialInstrumentAxis_019ecbd3-ec0b-76a3-93d4-35d42bf5a7ae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0b-7c97-896f-543f5ec39287" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_019ecbd3-ec0b-76a3-93d4-35d42bf5a7ae" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0b-7c97-896f-543f5ec39287" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USTreasuryAndGovernmentMember_019ecbd3-ec0b-7013-a6f6-c0283004af57" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_USTreasuryAndGovernmentMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0b-7c97-896f-543f5ec39287" xlink:to="loc_us-gaap_USTreasuryAndGovernmentMember_019ecbd3-ec0b-7013-a6f6-c0283004af57" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_019ecbd3-ec0b-731a-9fa2-193f1d6b18f8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0b-7c97-896f-543f5ec39287" xlink:to="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_019ecbd3-ec0b-731a-9fa2-193f1d6b18f8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DomesticCorporateDebtSecuritiesMember_019ecbd3-ec0b-7499-bbbd-8d0299af0547" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DomesticCorporateDebtSecuritiesMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0b-7c97-896f-543f5ec39287" xlink:to="loc_us-gaap_DomesticCorporateDebtSecuritiesMember_019ecbd3-ec0b-7499-bbbd-8d0299af0547" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetBackedSecuritiesMember_019ecbd3-ec0b-796a-a2ef-fdc4dfdb845d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AssetBackedSecuritiesMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0b-7c97-896f-543f5ec39287" xlink:to="loc_us-gaap_AssetBackedSecuritiesMember_019ecbd3-ec0b-796a-a2ef-fdc4dfdb845d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_CommercialMortgageBackedSecurityIssuedByUSGovernmentSponsoredEnterpriseMember_019ecbd3-ec0b-735d-8310-9aa50f60ff3d" xlink:href="cik0000914748-20260630.xsd#cik0000914748_CommercialMortgageBackedSecurityIssuedByUSGovernmentSponsoredEnterpriseMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0b-7c97-896f-543f5ec39287" xlink:to="loc_cik0000914748_CommercialMortgageBackedSecurityIssuedByUSGovernmentSponsoredEnterpriseMember_019ecbd3-ec0b-735d-8310-9aa50f60ff3d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_CommercialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_019ecbd3-ec0b-7e42-b3c3-4893079440e7" xlink:href="cik0000914748-20260630.xsd#cik0000914748_CommercialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0b-7c97-896f-543f5ec39287" xlink:to="loc_cik0000914748_CommercialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_019ecbd3-ec0b-7e42-b3c3-4893079440e7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_ResidentialMortgageBackedSecurityIssuedByUSGovernmentSponsoredEnterpriseMember_019ecbd3-ec0b-71c3-af13-589f1c694244" xlink:href="cik0000914748-20260630.xsd#cik0000914748_ResidentialMortgageBackedSecurityIssuedByUSGovernmentSponsoredEnterpriseMember"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0b-7c97-896f-543f5ec39287" xlink:to="loc_cik0000914748_ResidentialMortgageBackedSecurityIssuedByUSGovernmentSponsoredEnterpriseMember_019ecbd3-ec0b-71c3-af13-589f1c694244" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_019ecbd3-ec0b-70a0-b7c6-351256b983a6" xlink:href="cik0000914748-20260630.xsd#cik0000914748_ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0b-7c97-896f-543f5ec39287" xlink:to="loc_cik0000914748_ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_019ecbd3-ec0b-70a0-b7c6-351256b983a6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommercialMortgageBackedSecuritiesMember_019f02f3-6425-72ba-be2a-ed1fdf2f2300" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommercialMortgageBackedSecuritiesMember"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0b-7c97-896f-543f5ec39287" xlink:to="loc_us-gaap_CommercialMortgageBackedSecuritiesMember_019f02f3-6425-72ba-be2a-ed1fdf2f2300" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ForeignGovernmentDebtSecuritiesMember_019ecbd3-ec0b-7fad-b8d8-b5d1999a3371" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ForeignGovernmentDebtSecuritiesMember"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0b-7c97-896f-543f5ec39287" xlink:to="loc_us-gaap_ForeignGovernmentDebtSecuritiesMember_019ecbd3-ec0b-7fad-b8d8-b5d1999a3371" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ForeignCorporateDebtSecuritiesMember_019ecbd3-ec0b-7747-8667-05207c573441" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ForeignCorporateDebtSecuritiesMember"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0b-7c97-896f-543f5ec39287" xlink:to="loc_us-gaap_ForeignCorporateDebtSecuritiesMember_019ecbd3-ec0b-7747-8667-05207c573441" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0b-77ea-8d6d-21bf8cf4ed2b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_019ecbd3-ec0b-74fe-904e-c69505798f2c" xlink:to="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0b-77ea-8d6d-21bf8cf4ed2b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAbstract_019ecbd3-ec0b-71b0-a852-3d56abb0e6ec" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0b-77ea-8d6d-21bf8cf4ed2b" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAbstract_019ecbd3-ec0b-71b0-a852-3d56abb0e6ec" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestBeforeAllowanceForCreditLoss_019ecbd3-ec0b-7563-8834-a8575158f9e2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestBeforeAllowanceForCreditLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAbstract_019ecbd3-ec0b-71b0-a852-3d56abb0e6ec" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestBeforeAllowanceForCreditLoss_019ecbd3-ec0b-7563-8834-a8575158f9e2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostAllowanceForCreditLossExcludingAccruedInterest_019ecbd3-ec0b-7052-8f0c-f64b1d781483" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostAllowanceForCreditLossExcludingAccruedInterest"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAbstract_019ecbd3-ec0b-71b0-a852-3d56abb0e6ec" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostAllowanceForCreditLossExcludingAccruedInterest_019ecbd3-ec0b-7052-8f0c-f64b1d781483" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_019ecbd3-ec0b-7bd9-91ed-84b0d741dc25" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAbstract_019ecbd3-ec0b-71b0-a852-3d56abb0e6ec" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_019ecbd3-ec0b-7bd9-91ed-84b0d741dc25" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_019ecbd3-ec0b-7473-be2c-9012a03318db" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAbstract_019ecbd3-ec0b-71b0-a852-3d56abb0e6ec" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_019ecbd3-ec0b-7473-be2c-9012a03318db" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_019ecbd3-ec0b-73eb-a719-520b27e55ff3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAbstract_019ecbd3-ec0b-71b0-a852-3d56abb0e6ec" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_019ecbd3-ec0b-73eb-a719-520b27e55ff3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAbstract_019ecbd3-ec0b-78d9-ac46-ad4cb2d1b9b4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0b-77ea-8d6d-21bf8cf4ed2b" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAbstract_019ecbd3-ec0b-78d9-ac46-ad4cb2d1b9b4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss_019ecbd3-ec0b-7400-8475-6035b2a23f50" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAbstract_019ecbd3-ec0b-78d9-ac46-ad4cb2d1b9b4" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss_019ecbd3-ec0b-7400-8475-6035b2a23f50" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest_019ecbd3-ec0b-7a50-b75c-42fe9201713c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAbstract_019ecbd3-ec0b-78d9-ac46-ad4cb2d1b9b4" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest_019ecbd3-ec0b-7a50-b75c-42fe9201713c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_019ecbd3-ec0b-79de-a0ca-59e7a9cdbe8a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAbstract_019ecbd3-ec0b-78d9-ac46-ad4cb2d1b9b4" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_019ecbd3-ec0b-79de-a0ca-59e7a9cdbe8a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_019ecbd3-ec0b-7caf-a69f-c5403c9e823d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAbstract_019ecbd3-ec0b-78d9-ac46-ad4cb2d1b9b4" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_019ecbd3-ec0b-7caf-a69f-c5403c9e823d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_019ecbd3-ec0b-7aae-93b4-4597cf04a488" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_HeldToMaturitySecuritiesFairValue"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAbstract_019ecbd3-ec0b-78d9-ac46-ad4cb2d1b9b4" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesFairValue_019ecbd3-ec0b-7aae-93b4-4597cf04a488" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/INVESTMENTSScheduleofAmortizedCostandFairValueofFixedMaturitySecuritiesbyContractualMaturityDetails" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#INVESTMENTSScheduleofAmortizedCostandFairValueofFixedMaturitySecuritiesbyContractualMaturityDetails"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/INVESTMENTSScheduleofAmortizedCostandFairValueofFixedMaturitySecuritiesbyContractualMaturityDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0b-7634-a814-78a998428de9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_019ecbd3-ec0b-7261-a814-05b07ef87e78" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0b-7634-a814-78a998428de9" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_019ecbd3-ec0b-7261-a814-05b07ef87e78" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_019ecbd3-ec0b-7c99-8643-fed8301b4886" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_019ecbd3-ec0b-7261-a814-05b07ef87e78" xlink:to="loc_us-gaap_FinancialInstrumentAxis_019ecbd3-ec0b-7c99-8643-fed8301b4886" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0b-76c6-8a63-e0f793907d5b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_019ecbd3-ec0b-7c99-8643-fed8301b4886" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0b-76c6-8a63-e0f793907d5b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetBackedSecuritiesMember_019ecbd3-ec0b-7f5a-a859-0590bf452686" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AssetBackedSecuritiesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0b-76c6-8a63-e0f793907d5b" xlink:to="loc_us-gaap_AssetBackedSecuritiesMember_019ecbd3-ec0b-7f5a-a859-0590bf452686" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_CommercialMortgageBackedSecurityIssuedByUSGovernmentSponsoredEnterpriseMember_019ecbd3-ec0b-79a0-9132-3b0352f64240" xlink:href="cik0000914748-20260630.xsd#cik0000914748_CommercialMortgageBackedSecurityIssuedByUSGovernmentSponsoredEnterpriseMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0b-76c6-8a63-e0f793907d5b" xlink:to="loc_cik0000914748_CommercialMortgageBackedSecurityIssuedByUSGovernmentSponsoredEnterpriseMember_019ecbd3-ec0b-79a0-9132-3b0352f64240" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_CommercialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_019ecbd3-ec0b-79ab-91a8-fc994c4c128f" xlink:href="cik0000914748-20260630.xsd#cik0000914748_CommercialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0b-76c6-8a63-e0f793907d5b" xlink:to="loc_cik0000914748_CommercialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_019ecbd3-ec0b-79ab-91a8-fc994c4c128f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_ResidentialMortgageBackedSecurityIssuedByUSGovernmentSponsoredEnterpriseMember_019ecbd3-ec0b-730c-8f36-3fe0380d33eb" xlink:href="cik0000914748-20260630.xsd#cik0000914748_ResidentialMortgageBackedSecurityIssuedByUSGovernmentSponsoredEnterpriseMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0b-76c6-8a63-e0f793907d5b" xlink:to="loc_cik0000914748_ResidentialMortgageBackedSecurityIssuedByUSGovernmentSponsoredEnterpriseMember_019ecbd3-ec0b-730c-8f36-3fe0380d33eb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_019ecbd3-ec0b-732f-8512-a972fd5ddb2e" xlink:href="cik0000914748-20260630.xsd#cik0000914748_ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0b-76c6-8a63-e0f793907d5b" xlink:to="loc_cik0000914748_ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_019ecbd3-ec0b-732f-8512-a972fd5ddb2e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0b-749a-9bd3-b9de4aeb12b7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_019ecbd3-ec0b-7261-a814-05b07ef87e78" xlink:to="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0b-749a-9bd3-b9de4aeb12b7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAbstract_019ecbd3-ec0b-7b2a-b104-aaabf8bfc468" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0b-749a-9bd3-b9de4aeb12b7" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAbstract_019ecbd3-ec0b-7b2a-b104-aaabf8bfc468" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_019ecbd3-ec0b-729b-a6d5-a0efb5cd5cdc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAbstract_019ecbd3-ec0b-7b2a-b104-aaabf8bfc468" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_019ecbd3-ec0b-729b-a6d5-a0efb5cd5cdc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_019ecbd3-ec0b-73e5-8529-823d070c4ed0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_019ecbd3-ec0b-729b-a6d5-a0efb5cd5cdc" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_019ecbd3-ec0b-73e5-8529-823d070c4ed0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_019ecbd3-ec0b-76eb-8a59-6ad315512bfe" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_019ecbd3-ec0b-729b-a6d5-a0efb5cd5cdc" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_019ecbd3-ec0b-76eb-8a59-6ad315512bfe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_019ecbd3-ec0b-75a6-8259-345a2d47b87e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_019ecbd3-ec0b-729b-a6d5-a0efb5cd5cdc" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_019ecbd3-ec0b-75a6-8259-345a2d47b87e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_019ecbd3-ec0b-7927-b1e3-e5d037890cbd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_019ecbd3-ec0b-729b-a6d5-a0efb5cd5cdc" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_019ecbd3-ec0b-7927-b1e3-e5d037890cbd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestBeforeAllowanceForCreditLoss_019ecbd3-ec0b-7585-aa84-19652c7e993f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestBeforeAllowanceForCreditLoss"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_019ecbd3-ec0b-729b-a6d5-a0efb5cd5cdc" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestBeforeAllowanceForCreditLoss_019ecbd3-ec0b-7585-aa84-19652c7e993f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_019ecbd3-ec0b-716f-b5ca-6d56cf7f9f05" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAbstract_019ecbd3-ec0b-7b2a-b104-aaabf8bfc468" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_019ecbd3-ec0b-716f-b5ca-6d56cf7f9f05" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_019ecbd3-ec0b-7eed-b95f-b752dc0c4983" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_019ecbd3-ec0b-716f-b5ca-6d56cf7f9f05" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_019ecbd3-ec0b-7eed-b95f-b752dc0c4983" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_019ecbd3-ec0b-7466-95b0-737aba1c7c87" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_019ecbd3-ec0b-716f-b5ca-6d56cf7f9f05" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_019ecbd3-ec0b-7466-95b0-737aba1c7c87" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_019ecbd3-ec0b-7267-8074-eb15b3108583" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_019ecbd3-ec0b-716f-b5ca-6d56cf7f9f05" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_019ecbd3-ec0b-7267-8074-eb15b3108583" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_019ecbd3-ec0b-7f4c-8cfe-c3a0982a5efd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_019ecbd3-ec0b-716f-b5ca-6d56cf7f9f05" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_019ecbd3-ec0b-7f4c-8cfe-c3a0982a5efd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_019ecbd3-ec0b-7812-ba90-d52af3f101d3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_019ecbd3-ec0b-716f-b5ca-6d56cf7f9f05" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_019ecbd3-ec0b-7812-ba90-d52af3f101d3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAbstract_019ecbd3-ec0b-70dd-86c0-3ce9dfea5c32" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0b-749a-9bd3-b9de4aeb12b7" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAbstract_019ecbd3-ec0b-70dd-86c0-3ce9dfea5c32" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract_019ecbd3-ec0b-73b3-a290-956c5d5f066f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAbstract_019ecbd3-ec0b-70dd-86c0-3ce9dfea5c32" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract_019ecbd3-ec0b-73b3-a290-956c5d5f066f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAllocatedAndSingleMaturityDateYearOne_019ecbd3-ec0b-7cf3-bf17-98682a644e82" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesHeldToMaturityAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAllocatedAndSingleMaturityDateYearOne"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract_019ecbd3-ec0b-73b3-a290-956c5d5f066f" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAllocatedAndSingleMaturityDateYearOne_019ecbd3-ec0b-7cf3-bf17-98682a644e82" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive_019ecbd3-ec0b-77a4-9534-6d26d3bfec5f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesHeldToMaturityAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract_019ecbd3-ec0b-73b3-a290-956c5d5f066f" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive_019ecbd3-ec0b-77a4-9534-6d26d3bfec5f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAllocatedAndSingleMaturityDateAfterYear5Through10_019ecbd3-ec0b-78b7-81be-1e0dd41af052" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesHeldToMaturityAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAllocatedAndSingleMaturityDateAfterYear5Through10"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract_019ecbd3-ec0b-73b3-a290-956c5d5f066f" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAllocatedAndSingleMaturityDateAfterYear5Through10_019ecbd3-ec0b-78b7-81be-1e0dd41af052" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAllocatedAndSingleMaturityDateAfterYear10_019ecbd3-ec0b-7c9e-bd26-9a166e673e37" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesHeldToMaturityAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAllocatedAndSingleMaturityDateAfterYear10"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract_019ecbd3-ec0b-73b3-a290-956c5d5f066f" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAllocatedAndSingleMaturityDateAfterYear10_019ecbd3-ec0b-7c9e-bd26-9a166e673e37" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_019ecbd3-ec0b-7b67-887f-ec5e39376a7d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract_019ecbd3-ec0b-73b3-a290-956c5d5f066f" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_019ecbd3-ec0b-7b67-887f-ec5e39376a7d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValueAbstract_019ecbd3-ec0b-7622-aa2b-ff0c5f2ac35d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValueAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAbstract_019ecbd3-ec0b-70dd-86c0-3ce9dfea5c32" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValueAbstract_019ecbd3-ec0b-7622-aa2b-ff0c5f2ac35d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue_019ecbd3-ec0b-70f0-bba8-76aefb8b4a32" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValueAbstract_019ecbd3-ec0b-7622-aa2b-ff0c5f2ac35d" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue_019ecbd3-ec0b-70f0-bba8-76aefb8b4a32" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_019ecbd3-ec0b-7058-aef2-9e66f194d664" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValueAbstract_019ecbd3-ec0b-7622-aa2b-ff0c5f2ac35d" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_019ecbd3-ec0b-7058-aef2-9e66f194d664" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_019ecbd3-ec0b-7996-a222-651962b0e3e2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValueAbstract_019ecbd3-ec0b-7622-aa2b-ff0c5f2ac35d" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_019ecbd3-ec0b-7996-a222-651962b0e3e2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue_019ecbd3-ec0b-7111-9035-87070726dada" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValueAbstract_019ecbd3-ec0b-7622-aa2b-ff0c5f2ac35d" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue_019ecbd3-ec0b-7111-9035-87070726dada" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue_019ecbd3-ec0b-77e0-90ba-d2da62b3b885" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValueAbstract_019ecbd3-ec0b-7622-aa2b-ff0c5f2ac35d" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue_019ecbd3-ec0b-77e0-90ba-d2da62b3b885" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/INVESTMENTSScheduleofChangesinNetUnrealizedAppreciationDepreciationforInvestmentsDetails" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#INVESTMENTSScheduleofChangesinNetUnrealizedAppreciationDepreciationforInvestmentsDetails"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/INVESTMENTSScheduleofChangesinNetUnrealizedAppreciationDepreciationforInvestmentsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0b-7e93-bfa2-fb09da06f410" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentBeforeTaxPeriodIncreaseDecreaseAbstract_019ecbd3-ec0b-7e10-a91c-a529a18158ff" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentBeforeTaxPeriodIncreaseDecreaseAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0b-7e93-bfa2-fb09da06f410" xlink:to="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentBeforeTaxPeriodIncreaseDecreaseAbstract_019ecbd3-ec0b-7e10-a91c-a529a18158ff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax_019ecbd3-ec0b-716e-b940-2cfbda06f224" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentBeforeTaxPeriodIncreaseDecreaseAbstract_019ecbd3-ec0b-7e10-a91c-a529a18158ff" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax_019ecbd3-ec0b-716e-b940-2cfbda06f224" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossBeforeTax_019ecbd3-ec0b-76fd-bd0a-bc945c5ab5e0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossBeforeTax"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentBeforeTaxPeriodIncreaseDecreaseAbstract_019ecbd3-ec0b-7e10-a91c-a529a18158ff" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossBeforeTax_019ecbd3-ec0b-76fd-bd0a-bc945c5ab5e0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax_019ecbd3-ec0b-735a-b2f7-b0bdbb0def9e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentBeforeTaxPeriodIncreaseDecreaseAbstract_019ecbd3-ec0b-7e10-a91c-a529a18158ff" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax_019ecbd3-ec0b-735a-b2f7-b0bdbb0def9e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_019ecbd3-ec0b-73bc-8541-912166c6d4f5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0b-7e93-bfa2-fb09da06f410" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_019ecbd3-ec0b-73bc-8541-912166c6d4f5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/INVESTMENTSScheduleofAggregateFairValueandGrossUnrealizedDepreciationofFixedMaturitySecuritiesAvailableforSalebySecurityTypeDetails" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#INVESTMENTSScheduleofAggregateFairValueandGrossUnrealizedDepreciationofFixedMaturitySecuritiesAvailableforSalebySecurityTypeDetails"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/INVESTMENTSScheduleofAggregateFairValueandGrossUnrealizedDepreciationofFixedMaturitySecuritiesAvailableforSalebySecurityTypeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0b-74e4-aa6b-c4a73359f4e8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_019ecbd3-ec0b-7e23-a50f-816d5eaad3d9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0b-74e4-aa6b-c4a73359f4e8" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_019ecbd3-ec0b-7e23-a50f-816d5eaad3d9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_019ecbd3-ec0b-742b-9260-71054cfdff11" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_019ecbd3-ec0b-7e23-a50f-816d5eaad3d9" xlink:to="loc_us-gaap_FinancialInstrumentAxis_019ecbd3-ec0b-742b-9260-71054cfdff11" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0b-7c60-a85a-4d61fae6066d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_019ecbd3-ec0b-742b-9260-71054cfdff11" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0b-7c60-a85a-4d61fae6066d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_NoRecordedAllowanceForCreditLossesMember_019ecbd3-ec0b-735e-8535-7ece38abaac3" xlink:href="cik0000914748-20260630.xsd#cik0000914748_NoRecordedAllowanceForCreditLossesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0b-7c60-a85a-4d61fae6066d" xlink:to="loc_cik0000914748_NoRecordedAllowanceForCreditLossesMember_019ecbd3-ec0b-735e-8535-7ece38abaac3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USTreasuryAndGovernmentMember_019ecbd3-ec0b-7c96-9242-cd45d421ba92" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_USTreasuryAndGovernmentMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_NoRecordedAllowanceForCreditLossesMember_019ecbd3-ec0b-735e-8535-7ece38abaac3" xlink:to="loc_us-gaap_USTreasuryAndGovernmentMember_019ecbd3-ec0b-7c96-9242-cd45d421ba92" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_019ecbd3-ec0b-782d-83c9-f4885c8351a3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_NoRecordedAllowanceForCreditLossesMember_019ecbd3-ec0b-735e-8535-7ece38abaac3" xlink:to="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_019ecbd3-ec0b-782d-83c9-f4885c8351a3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DomesticCorporateDebtSecuritiesMember_019ecbd3-ec0b-7763-8f88-ea1d2f5f8da3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DomesticCorporateDebtSecuritiesMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_NoRecordedAllowanceForCreditLossesMember_019ecbd3-ec0b-735e-8535-7ece38abaac3" xlink:to="loc_us-gaap_DomesticCorporateDebtSecuritiesMember_019ecbd3-ec0b-7763-8f88-ea1d2f5f8da3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetBackedSecuritiesMember_019ecbd3-ec0b-70b7-a5f1-772885f652f0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AssetBackedSecuritiesMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_NoRecordedAllowanceForCreditLossesMember_019ecbd3-ec0b-735e-8535-7ece38abaac3" xlink:to="loc_us-gaap_AssetBackedSecuritiesMember_019ecbd3-ec0b-70b7-a5f1-772885f652f0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_CommercialMortgageBackedSecurityIssuedByUSGovernmentSponsoredEnterpriseMember_019ecbd3-ec0b-7533-959c-2e2813e974cc" xlink:href="cik0000914748-20260630.xsd#cik0000914748_CommercialMortgageBackedSecurityIssuedByUSGovernmentSponsoredEnterpriseMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_NoRecordedAllowanceForCreditLossesMember_019ecbd3-ec0b-735e-8535-7ece38abaac3" xlink:to="loc_cik0000914748_CommercialMortgageBackedSecurityIssuedByUSGovernmentSponsoredEnterpriseMember_019ecbd3-ec0b-7533-959c-2e2813e974cc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_CommercialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_019ecbd3-ec0b-7d00-a905-1cccc395a9e7" xlink:href="cik0000914748-20260630.xsd#cik0000914748_CommercialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_NoRecordedAllowanceForCreditLossesMember_019ecbd3-ec0b-735e-8535-7ece38abaac3" xlink:to="loc_cik0000914748_CommercialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_019ecbd3-ec0b-7d00-a905-1cccc395a9e7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_ResidentialMortgageBackedSecurityIssuedByUSGovernmentSponsoredEnterpriseMember_019ecbd3-ec0b-7dd1-b5cc-0fa3d6aa3387" xlink:href="cik0000914748-20260630.xsd#cik0000914748_ResidentialMortgageBackedSecurityIssuedByUSGovernmentSponsoredEnterpriseMember"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_NoRecordedAllowanceForCreditLossesMember_019ecbd3-ec0b-735e-8535-7ece38abaac3" xlink:to="loc_cik0000914748_ResidentialMortgageBackedSecurityIssuedByUSGovernmentSponsoredEnterpriseMember_019ecbd3-ec0b-7dd1-b5cc-0fa3d6aa3387" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_019ecbd3-ec0b-7cb1-8b4b-9b05043c4a41" xlink:href="cik0000914748-20260630.xsd#cik0000914748_ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_NoRecordedAllowanceForCreditLossesMember_019ecbd3-ec0b-735e-8535-7ece38abaac3" xlink:to="loc_cik0000914748_ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_019ecbd3-ec0b-7cb1-8b4b-9b05043c4a41" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ForeignGovernmentDebtSecuritiesMember_019ecbd3-ec0b-7810-bf4a-ce6a84e1c466" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ForeignGovernmentDebtSecuritiesMember"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_NoRecordedAllowanceForCreditLossesMember_019ecbd3-ec0b-735e-8535-7ece38abaac3" xlink:to="loc_us-gaap_ForeignGovernmentDebtSecuritiesMember_019ecbd3-ec0b-7810-bf4a-ce6a84e1c466" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ForeignCorporateDebtSecuritiesMember_019ecbd3-ec0b-790f-a761-495776406afd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ForeignCorporateDebtSecuritiesMember"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_NoRecordedAllowanceForCreditLossesMember_019ecbd3-ec0b-735e-8535-7ece38abaac3" xlink:to="loc_us-gaap_ForeignCorporateDebtSecuritiesMember_019ecbd3-ec0b-790f-a761-495776406afd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_RecordedAnAllowanceForCreditLossesMember_019ecbd3-ec0b-77bd-9a78-fd8b7abc7de3" xlink:href="cik0000914748-20260630.xsd#cik0000914748_RecordedAnAllowanceForCreditLossesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0b-7c60-a85a-4d61fae6066d" xlink:to="loc_cik0000914748_RecordedAnAllowanceForCreditLossesMember_019ecbd3-ec0b-77bd-9a78-fd8b7abc7de3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0b-7863-a5a8-d9a42d6b8707" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_019ecbd3-ec0b-7e23-a50f-816d5eaad3d9" xlink:to="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0b-7863-a5a8-d9a42d6b8707" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract_019ecbd3-ec0b-7220-825c-443d050710a0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0b-7863-a5a8-d9a42d6b8707" xlink:to="loc_us-gaap_DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract_019ecbd3-ec0b-7220-825c-443d050710a0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_019ecbd3-ec0c-7626-9b39-a660b55b568a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract_019ecbd3-ec0b-7220-825c-443d050710a0" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_019ecbd3-ec0c-7626-9b39-a660b55b568a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_019ecbd3-ec0c-768b-a55b-f788996f0383" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract_019ecbd3-ec0b-7220-825c-443d050710a0" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_019ecbd3-ec0c-768b-a55b-f788996f0383" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_019ecbd3-ec0c-76da-8a07-1d5a30efe7bb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract_019ecbd3-ec0b-7220-825c-443d050710a0" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_019ecbd3-ec0c-76da-8a07-1d5a30efe7bb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract_019ecbd3-ec0c-7f86-99f1-bf07735e070b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0b-7863-a5a8-d9a42d6b8707" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract_019ecbd3-ec0c-7f86-99f1-bf07735e070b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_019ecbd3-ec0c-793b-99da-86a5091cf1d1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract_019ecbd3-ec0c-7f86-99f1-bf07735e070b" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_019ecbd3-ec0c-793b-99da-86a5091cf1d1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_019ecbd3-ec0c-73f0-8cee-35da013eff0c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract_019ecbd3-ec0c-7f86-99f1-bf07735e070b" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_019ecbd3-ec0c-73f0-8cee-35da013eff0c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_019ecbd3-ec0c-7218-96e9-30f8b0d51370" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract_019ecbd3-ec0c-7f86-99f1-bf07735e070b" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_019ecbd3-ec0c-7218-96e9-30f8b0d51370" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/INVESTMENTSScheduleofAggregateFairValueandGrossUnrealizedDepreciationofFixedMaturitySecuritiesAvailableforSalebyContractualMaturityDetails" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#INVESTMENTSScheduleofAggregateFairValueandGrossUnrealizedDepreciationofFixedMaturitySecuritiesAvailableforSalebyContractualMaturityDetails"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/INVESTMENTSScheduleofAggregateFairValueandGrossUnrealizedDepreciationofFixedMaturitySecuritiesAvailableforSalebyContractualMaturityDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0c-770c-ad89-c0a3665fdb60" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_019ecbd3-ec0c-7eb8-a540-90aabfb8dab8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0c-770c-ad89-c0a3665fdb60" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_019ecbd3-ec0c-7eb8-a540-90aabfb8dab8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_019ecbd3-ec0c-7a01-815c-3e2b7dd28738" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_019ecbd3-ec0c-7eb8-a540-90aabfb8dab8" xlink:to="loc_us-gaap_FinancialInstrumentAxis_019ecbd3-ec0c-7a01-815c-3e2b7dd28738" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0c-7a52-9218-8891975da238" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_019ecbd3-ec0c-7a01-815c-3e2b7dd28738" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0c-7a52-9218-8891975da238" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_NoRecordedAllowanceForCreditLossesMember_019ecbd3-ec0c-720b-be3f-c9a7f98259b8" xlink:href="cik0000914748-20260630.xsd#cik0000914748_NoRecordedAllowanceForCreditLossesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0c-7a52-9218-8891975da238" xlink:to="loc_cik0000914748_NoRecordedAllowanceForCreditLossesMember_019ecbd3-ec0c-720b-be3f-c9a7f98259b8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_DueInOneYearOrLessMember_019ecbd3-ec0c-71b3-abaa-9ca3c6c419a4" xlink:href="cik0000914748-20260630.xsd#cik0000914748_DueInOneYearOrLessMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_NoRecordedAllowanceForCreditLossesMember_019ecbd3-ec0c-720b-be3f-c9a7f98259b8" xlink:to="loc_cik0000914748_DueInOneYearOrLessMember_019ecbd3-ec0c-71b3-abaa-9ca3c6c419a4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_DueInOneYearThroughFiveYearsMember_019ecbd3-ec0c-7f30-badf-3e9df902ea7a" xlink:href="cik0000914748-20260630.xsd#cik0000914748_DueInOneYearThroughFiveYearsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_NoRecordedAllowanceForCreditLossesMember_019ecbd3-ec0c-720b-be3f-c9a7f98259b8" xlink:to="loc_cik0000914748_DueInOneYearThroughFiveYearsMember_019ecbd3-ec0c-7f30-badf-3e9df902ea7a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_DueInFiveYearsThroughTenYearsMember_019ecbd3-ec0c-7141-a41e-df79013acc46" xlink:href="cik0000914748-20260630.xsd#cik0000914748_DueInFiveYearsThroughTenYearsMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_NoRecordedAllowanceForCreditLossesMember_019ecbd3-ec0c-720b-be3f-c9a7f98259b8" xlink:to="loc_cik0000914748_DueInFiveYearsThroughTenYearsMember_019ecbd3-ec0c-7141-a41e-df79013acc46" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_DueAfterTenYearsMember_019ecbd3-ec0c-71f3-9a4e-b2888856b75a" xlink:href="cik0000914748-20260630.xsd#cik0000914748_DueAfterTenYearsMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_NoRecordedAllowanceForCreditLossesMember_019ecbd3-ec0c-720b-be3f-c9a7f98259b8" xlink:to="loc_cik0000914748_DueAfterTenYearsMember_019ecbd3-ec0c-71f3-9a4e-b2888856b75a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetBackedSecuritiesMember_019ecbd3-ec0c-795e-a795-7c778ec9eaf6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AssetBackedSecuritiesMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_NoRecordedAllowanceForCreditLossesMember_019ecbd3-ec0c-720b-be3f-c9a7f98259b8" xlink:to="loc_us-gaap_AssetBackedSecuritiesMember_019ecbd3-ec0c-795e-a795-7c778ec9eaf6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MortgageBackedSecuritiesMember_019ecbd3-ec0c-752b-a196-fe6254e23647" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MortgageBackedSecuritiesMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_NoRecordedAllowanceForCreditLossesMember_019ecbd3-ec0c-720b-be3f-c9a7f98259b8" xlink:to="loc_us-gaap_MortgageBackedSecuritiesMember_019ecbd3-ec0c-752b-a196-fe6254e23647" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_RecordedAnAllowanceForCreditLossesMember_019ecbd3-ec0c-76b8-8cc3-3b48d82814ac" xlink:href="cik0000914748-20260630.xsd#cik0000914748_RecordedAnAllowanceForCreditLossesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0c-7a52-9218-8891975da238" xlink:to="loc_cik0000914748_RecordedAnAllowanceForCreditLossesMember_019ecbd3-ec0c-76b8-8cc3-3b48d82814ac" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0c-7c48-9fa3-eb6f5decbdf4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_019ecbd3-ec0c-7eb8-a540-90aabfb8dab8" xlink:to="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0c-7c48-9fa3-eb6f5decbdf4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract_019ecbd3-ec0c-75cf-a9ab-53eea210abca" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0c-7c48-9fa3-eb6f5decbdf4" xlink:to="loc_us-gaap_DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract_019ecbd3-ec0c-75cf-a9ab-53eea210abca" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_019ecbd3-ec0c-742b-aec2-aed221072264" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract_019ecbd3-ec0c-75cf-a9ab-53eea210abca" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_019ecbd3-ec0c-742b-aec2-aed221072264" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_019ecbd3-ec0c-73a6-95e2-8c5d2d9257cd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract_019ecbd3-ec0c-75cf-a9ab-53eea210abca" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_019ecbd3-ec0c-73a6-95e2-8c5d2d9257cd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_019ecbd3-ec0c-74a9-9902-7cdbd6a3dd4d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract_019ecbd3-ec0c-75cf-a9ab-53eea210abca" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_019ecbd3-ec0c-74a9-9902-7cdbd6a3dd4d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract_019ecbd3-ec0c-7e6b-b88c-af8ab2763618" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0c-7c48-9fa3-eb6f5decbdf4" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract_019ecbd3-ec0c-7e6b-b88c-af8ab2763618" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_019ecbd3-ec0c-7bf8-aaca-59eb2594766c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract_019ecbd3-ec0c-7e6b-b88c-af8ab2763618" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_019ecbd3-ec0c-7bf8-aaca-59eb2594766c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_019ecbd3-ec0c-7345-ac5f-29711bd69d38" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract_019ecbd3-ec0c-7e6b-b88c-af8ab2763618" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_019ecbd3-ec0c-7345-ac5f-29711bd69d38" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_019ecbd3-ec0c-7d90-a510-08a09d38e477" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract_019ecbd3-ec0c-7e6b-b88c-af8ab2763618" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_019ecbd3-ec0c-7d90-a510-08a09d38e477" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/INVESTMENTSNarrativeDetails" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#INVESTMENTSNarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/INVESTMENTSNarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0c-7520-b932-216c78ac5095" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_019ecbd3-ec0c-7321-8b04-d6289321f1f9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0c-7520-b932-216c78ac5095" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_019ecbd3-ec0c-7321-8b04-d6289321f1f9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_IssuerAxis_019fda3f-d324-7378-a570-efcdfa1e3d92" xlink:href="cik0000914748-20260630.xsd#cik0000914748_IssuerAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_019ecbd3-ec0c-7321-8b04-d6289321f1f9" xlink:to="loc_cik0000914748_IssuerAxis_019fda3f-d324-7378-a570-efcdfa1e3d92" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_IssuerDomain_019fda3f-d324-73a4-a223-67bd59464d30" xlink:href="cik0000914748-20260630.xsd#cik0000914748_IssuerDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_IssuerAxis_019fda3f-d324-7378-a570-efcdfa1e3d92" xlink:to="loc_cik0000914748_IssuerDomain_019fda3f-d324-73a4-a223-67bd59464d30" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_IssuerOneMember_019fda3f-d324-757b-a53f-af60bae0b5a8" xlink:href="cik0000914748-20260630.xsd#cik0000914748_IssuerOneMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_IssuerDomain_019fda3f-d324-73a4-a223-67bd59464d30" xlink:to="loc_cik0000914748_IssuerOneMember_019fda3f-d324-757b-a53f-af60bae0b5a8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_IssuerTwoMember_019fda3f-d324-73ba-8841-143c5583342d" xlink:href="cik0000914748-20260630.xsd#cik0000914748_IssuerTwoMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_IssuerDomain_019fda3f-d324-73a4-a223-67bd59464d30" xlink:to="loc_cik0000914748_IssuerTwoMember_019fda3f-d324-73ba-8841-143c5583342d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskByBenchmarkAxis_019fda3f-d324-790e-b119-0ffb26b6db65" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ConcentrationRiskByBenchmarkAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_019ecbd3-ec0c-7321-8b04-d6289321f1f9" xlink:to="loc_us-gaap_ConcentrationRiskByBenchmarkAxis_019fda3f-d324-790e-b119-0ffb26b6db65" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskBenchmarkDomain_019fda3f-d324-7781-896f-49415ef0471b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ConcentrationRiskBenchmarkDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskByBenchmarkAxis_019fda3f-d324-790e-b119-0ffb26b6db65" xlink:to="loc_us-gaap_ConcentrationRiskBenchmarkDomain_019fda3f-d324-7781-896f-49415ef0471b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_InvestmentsDebtSecuritiesBenchmarkMember_019fda3f-d324-76aa-957a-4120d4362f07" xlink:href="cik0000914748-20260630.xsd#cik0000914748_InvestmentsDebtSecuritiesBenchmarkMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskBenchmarkDomain_019fda3f-d324-7781-896f-49415ef0471b" xlink:to="loc_cik0000914748_InvestmentsDebtSecuritiesBenchmarkMember_019fda3f-d324-76aa-957a-4120d4362f07" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskByTypeAxis_019fda3f-d324-7821-9ffc-cf72d8ac9481" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ConcentrationRiskByTypeAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_019ecbd3-ec0c-7321-8b04-d6289321f1f9" xlink:to="loc_us-gaap_ConcentrationRiskByTypeAxis_019fda3f-d324-7821-9ffc-cf72d8ac9481" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskTypeDomain_019fda3f-d324-7ac8-808e-db0e14d60eaa" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ConcentrationRiskTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskByTypeAxis_019fda3f-d324-7821-9ffc-cf72d8ac9481" xlink:to="loc_us-gaap_ConcentrationRiskTypeDomain_019fda3f-d324-7ac8-808e-db0e14d60eaa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_IssuerConcentrationRiskMember_019fda3f-d324-742c-a9d4-f5ecd0f735dc" xlink:href="cik0000914748-20260630.xsd#cik0000914748_IssuerConcentrationRiskMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTypeDomain_019fda3f-d324-7ac8-808e-db0e14d60eaa" xlink:to="loc_cik0000914748_IssuerConcentrationRiskMember_019fda3f-d324-742c-a9d4-f5ecd0f735dc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_019fda3f-d324-7eda-ae36-268a8c874b0d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_019ecbd3-ec0c-7321-8b04-d6289321f1f9" xlink:to="loc_us-gaap_FinancialInstrumentAxis_019fda3f-d324-7eda-ae36-268a8c874b0d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019fda3f-d324-71bc-a8b3-fa1fafad863e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_019fda3f-d324-7eda-ae36-268a8c874b0d" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019fda3f-d324-71bc-a8b3-fa1fafad863e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ExternalCreditRatingInvestmentGradeMember_019fda3f-d324-7aa4-ad41-f780a37ee530" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ExternalCreditRatingInvestmentGradeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019fda3f-d324-71bc-a8b3-fa1fafad863e" xlink:to="loc_us-gaap_ExternalCreditRatingInvestmentGradeMember_019fda3f-d324-7aa4-ad41-f780a37ee530" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FixedMaturitiesMember_019fda3f-d324-7817-bb6f-58a4b9fd22a7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FixedMaturitiesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019fda3f-d324-71bc-a8b3-fa1fafad863e" xlink:to="loc_us-gaap_FixedMaturitiesMember_019fda3f-d324-7817-bb6f-58a4b9fd22a7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesAxis_019fda40-f55f-7a34-8a14-f1e8a16d23f3" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ConsolidatedEntitiesAxis"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_019ecbd3-ec0c-7321-8b04-d6289321f1f9" xlink:to="loc_srt_ConsolidatedEntitiesAxis_019fda40-f55f-7a34-8a14-f1e8a16d23f3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesDomain_019fda40-f55f-7b03-bb3d-a044cf8cb6dc" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ConsolidatedEntitiesDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesAxis_019fda40-f55f-7a34-8a14-f1e8a16d23f3" xlink:to="loc_srt_ConsolidatedEntitiesDomain_019fda40-f55f-7b03-bb3d-a044cf8cb6dc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VariableInterestEntityNotPrimaryBeneficiaryMember_019fda40-f55f-7687-8bc9-44911a8683d6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_VariableInterestEntityNotPrimaryBeneficiaryMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_019fda40-f55f-7b03-bb3d-a044cf8cb6dc" xlink:to="loc_us-gaap_VariableInterestEntityNotPrimaryBeneficiaryMember_019fda40-f55f-7687-8bc9-44911a8683d6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0c-78f3-9e63-36760dffb383" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_019ecbd3-ec0c-7321-8b04-d6289321f1f9" xlink:to="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0c-78f3-9e63-36760dffb383" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_019fda3f-d324-73f9-bde8-4b9fd84c7129" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0c-78f3-9e63-36760dffb383" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_019fda3f-d324-73f9-bde8-4b9fd84c7129" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_019fda3f-d324-7ffa-9681-f19b2f00cdcb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0c-78f3-9e63-36760dffb383" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_019fda3f-d324-7ffa-9681-f19b2f00cdcb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskPercentage1_019fda3f-d324-7847-82b5-8b98bcf3262a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ConcentrationRiskPercentage1"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0c-78f3-9e63-36760dffb383" xlink:to="loc_us-gaap_ConcentrationRiskPercentage1_019fda3f-d324-7847-82b5-8b98bcf3262a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_019fda3f-d324-7647-bd31-52c0b43132ce" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0c-78f3-9e63-36760dffb383" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_019fda3f-d324-7647-bd31-52c0b43132ce" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_019fda3f-d324-7099-a112-afb5c02b82e1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0c-78f3-9e63-36760dffb383" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_019fda3f-d324-7099-a112-afb5c02b82e1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_AdditionalContractualCommitments_019fda40-f55f-746d-8ec5-3154ed006581" xlink:href="cik0000914748-20260630.xsd#cik0000914748_AdditionalContractualCommitments"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0c-78f3-9e63-36760dffb383" xlink:to="loc_cik0000914748_AdditionalContractualCommitments_019fda40-f55f-746d-8ec5-3154ed006581" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_CommitmentsToFundInvestments_019fda40-f55f-7f6f-9f43-0d4847967e04" xlink:href="cik0000914748-20260630.xsd#cik0000914748_CommitmentsToFundInvestments"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0c-78f3-9e63-36760dffb383" xlink:to="loc_cik0000914748_CommitmentsToFundInvestments_019fda40-f55f-7f6f-9f43-0d4847967e04" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashSurrenderValueOfLifeInsurance_019fda40-f55f-735a-8176-771a63619cba" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CashSurrenderValueOfLifeInsurance"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0c-78f3-9e63-36760dffb383" xlink:to="loc_us-gaap_CashSurrenderValueOfLifeInsurance_019fda40-f55f-735a-8176-771a63619cba" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_NumberOfInvestmentsHeldAsPrimaryBeneficiary_019fda41-3504-7e99-9d59-a2fe8fd2c1d9" xlink:href="cik0000914748-20260630.xsd#cik0000914748_NumberOfInvestmentsHeldAsPrimaryBeneficiary"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0c-78f3-9e63-36760dffb383" xlink:to="loc_cik0000914748_NumberOfInvestmentsHeldAsPrimaryBeneficiary_019fda41-3504-7e99-9d59-a2fe8fd2c1d9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VariableInterestEntityEntityMaximumLossExposureAmount_019fda41-3504-71ce-a3d9-f3c25fae8d73" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_VariableInterestEntityEntityMaximumLossExposureAmount"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0c-78f3-9e63-36760dffb383" xlink:to="loc_us-gaap_VariableInterestEntityEntityMaximumLossExposureAmount_019fda41-3504-71ce-a3d9-f3c25fae8d73" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturitySale_019fda41-a5ef-78cd-b0a1-225ab68f5ace" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesHeldToMaturitySale"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0c-78f3-9e63-36760dffb383" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturitySale_019fda41-a5ef-78cd-b0a1-225ab68f5ace" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_DebtSecurityHeldToMaturitySoldRealizedLoss_019fda41-a5ef-76f8-8bcf-2357b9628061" xlink:href="cik0000914748-20260630.xsd#cik0000914748_DebtSecurityHeldToMaturitySoldRealizedLoss"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0c-78f3-9e63-36760dffb383" xlink:to="loc_cik0000914748_DebtSecurityHeldToMaturitySoldRealizedLoss_019fda41-a5ef-76f8-8bcf-2357b9628061" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/INVESTMENTSScheduleofComponentsofNetInvestmentIncomeDetails" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#INVESTMENTSScheduleofComponentsofNetInvestmentIncomeDetails"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/INVESTMENTSScheduleofComponentsofNetInvestmentIncomeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0c-7e83-8a45-7f15e3de865f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_019ecbd3-ec0c-72b4-b192-296a630e4280" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0c-7e83-8a45-7f15e3de865f" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_019ecbd3-ec0c-72b4-b192-296a630e4280" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_019ecbd3-ec0c-7422-80a3-da5804c3f559" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_019ecbd3-ec0c-72b4-b192-296a630e4280" xlink:to="loc_us-gaap_FinancialInstrumentAxis_019ecbd3-ec0c-7422-80a3-da5804c3f559" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0c-7e99-9866-06c0d658301c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_019ecbd3-ec0c-7422-80a3-da5804c3f559" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0c-7e99-9866-06c0d658301c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FixedMaturitiesMember_019ecbd3-ec0c-7ddc-8377-1635bb012c03" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FixedMaturitiesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0c-7e99-9866-06c0d658301c" xlink:to="loc_us-gaap_FixedMaturitiesMember_019ecbd3-ec0c-7ddc-8377-1635bb012c03" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquitySecuritiesMember_019ecbd3-ec0c-764b-a42c-b78f924dde8d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EquitySecuritiesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0c-7e99-9866-06c0d658301c" xlink:to="loc_us-gaap_EquitySecuritiesMember_019ecbd3-ec0c-764b-a42c-b78f924dde8d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermInvestmentsMember_019ecbd3-ec0c-709d-be18-f0938604eaf8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ShortTermInvestmentsMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0c-7e99-9866-06c0d658301c" xlink:to="loc_us-gaap_ShortTermInvestmentsMember_019ecbd3-ec0c-709d-be18-f0938604eaf8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_LimitedPartnershipsMember_019ecbd3-ec0c-71e6-8db1-ac07f379f36c" xlink:href="cik0000914748-20260630.xsd#cik0000914748_LimitedPartnershipsMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0c-7e99-9866-06c0d658301c" xlink:to="loc_cik0000914748_LimitedPartnershipsMember_019ecbd3-ec0c-71e6-8db1-ac07f379f36c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_DividendsFromPreferredSharesOfAffiliateMember_019ecbd3-ec0c-7f01-9423-10eda8e5e23b" xlink:href="cik0000914748-20260630.xsd#cik0000914748_DividendsFromPreferredSharesOfAffiliateMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0c-7e99-9866-06c0d658301c" xlink:to="loc_cik0000914748_DividendsFromPreferredSharesOfAffiliateMember_019ecbd3-ec0c-7f01-9423-10eda8e5e23b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherCreditDerivativesMember_019ecbd3-ec0c-7506-afca-95d40c23888b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherCreditDerivativesMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0c-7e99-9866-06c0d658301c" xlink:to="loc_us-gaap_OtherCreditDerivativesMember_019ecbd3-ec0c-7506-afca-95d40c23888b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0c-7fa3-b4fa-ffcc5a4ca1ff" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_019ecbd3-ec0c-72b4-b192-296a630e4280" xlink:to="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0c-7fa3-b4fa-ffcc5a4ca1ff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_GrossInvestmentIncomeBeforeAdjustment_019ecbd3-ec0c-7105-a476-8b521dfacbaa" xlink:href="cik0000914748-20260630.xsd#cik0000914748_GrossInvestmentIncomeBeforeAdjustment"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0c-7fa3-b4fa-ffcc5a4ca1ff" xlink:to="loc_cik0000914748_GrossInvestmentIncomeBeforeAdjustment_019ecbd3-ec0c-7105-a476-8b521dfacbaa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_FundsHeldInterestIncomeExpense_019ecbd3-ec0c-795f-8c33-b5d9dacb2f93" xlink:href="cik0000914748-20260630.xsd#cik0000914748_FundsHeldInterestIncomeExpense"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0c-7fa3-b4fa-ffcc5a4ca1ff" xlink:to="loc_cik0000914748_FundsHeldInterestIncomeExpense_019ecbd3-ec0c-795f-8c33-b5d9dacb2f93" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentIncomeInterestAndDividend_019ecbd3-ec0c-73c2-a40a-f0cd06621759" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentIncomeInterestAndDividend"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0c-7fa3-b4fa-ffcc5a4ca1ff" xlink:to="loc_us-gaap_InvestmentIncomeInterestAndDividend_019ecbd3-ec0c-73c2-a40a-f0cd06621759" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentIncomeInvestmentExpense_019ecbd3-ec0c-722c-a829-fe0ca636d1a1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentIncomeInvestmentExpense"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0c-7fa3-b4fa-ffcc5a4ca1ff" xlink:to="loc_us-gaap_InvestmentIncomeInvestmentExpense_019ecbd3-ec0c-722c-a829-fe0ca636d1a1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentIncomeNet_019ecbd3-ec0c-7665-afb9-40dda8d056df" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentIncomeNet"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0c-7fa3-b4fa-ffcc5a4ca1ff" xlink:to="loc_us-gaap_InvestmentIncomeNet_019ecbd3-ec0c-7665-afb9-40dda8d056df" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/INVESTMENTSScheduleofComponentsofNetGainsLossesonInvestmentsDetails" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#INVESTMENTSScheduleofComponentsofNetGainsLossesonInvestmentsDetails"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/INVESTMENTSScheduleofComponentsofNetGainsLossesonInvestmentsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0c-7bd1-91a6-fd5ddc87a5a6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_019ecbd3-ec0c-7a31-8bb7-58ca859efad3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0c-7bd1-91a6-fd5ddc87a5a6" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_019ecbd3-ec0c-7a31-8bb7-58ca859efad3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_019ecbd3-ec0c-75cf-a4dd-51b453baa409" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_019ecbd3-ec0c-7a31-8bb7-58ca859efad3" xlink:to="loc_us-gaap_FinancialInstrumentAxis_019ecbd3-ec0c-75cf-a4dd-51b453baa409" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0c-7283-8d47-324faff51906" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_019ecbd3-ec0c-75cf-a4dd-51b453baa409" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0c-7283-8d47-324faff51906" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquitySecuritiesMember_019ecbd3-ec0c-77bd-8b4e-723015bb76a4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EquitySecuritiesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0c-7283-8d47-324faff51906" xlink:to="loc_us-gaap_EquitySecuritiesMember_019ecbd3-ec0c-77bd-8b4e-723015bb76a4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_OtherInvestedAssetsMember_019ecbd3-ec0c-744f-a029-922d6c1dd6f0" xlink:href="cik0000914748-20260630.xsd#cik0000914748_OtherInvestedAssetsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0c-7283-8d47-324faff51906" xlink:to="loc_cik0000914748_OtherInvestedAssetsMember_019ecbd3-ec0c-744f-a029-922d6c1dd6f0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FixedMaturitiesMember_019ecbd3-ec0c-771e-88a5-8a3846219103" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FixedMaturitiesMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0c-7283-8d47-324faff51906" xlink:to="loc_us-gaap_FixedMaturitiesMember_019ecbd3-ec0c-771e-88a5-8a3846219103" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermInvestmentsMember_019ef481-4e4d-77c6-820b-a0b4d5151f7b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ShortTermInvestmentsMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0c-7283-8d47-324faff51906" xlink:to="loc_us-gaap_ShortTermInvestmentsMember_019ef481-4e4d-77c6-820b-a0b4d5151f7b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0c-77ba-a7a1-0aec3a3fa610" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_019ecbd3-ec0c-7a31-8bb7-58ca859efad3" xlink:to="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0c-77ba-a7a1-0aec3a3fa610" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_InvestmentsAllowanceForReversalOfCreditLoss_019ecbd3-ec0c-787c-b794-b191ef29819f" xlink:href="cik0000914748-20260630.xsd#cik0000914748_InvestmentsAllowanceForReversalOfCreditLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0c-77ba-a7a1-0aec3a3fa610" xlink:to="loc_cik0000914748_InvestmentsAllowanceForReversalOfCreditLoss_019ecbd3-ec0c-787c-b794-b191ef29819f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_UnrealizedGainLossOnInvestments_019ecbd3-ec0c-75bf-89bc-c2bfa6f4d5e4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_UnrealizedGainLossOnInvestments"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0c-77ba-a7a1-0aec3a3fa610" xlink:to="loc_us-gaap_UnrealizedGainLossOnInvestments_019ecbd3-ec0c-75bf-89bc-c2bfa6f4d5e4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RealizedInvestmentGainsLosses_019fd7be-1701-7655-ba24-f3ebaeb28e7d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RealizedInvestmentGainsLosses"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0c-77ba-a7a1-0aec3a3fa610" xlink:to="loc_us-gaap_RealizedInvestmentGainsLosses_019fd7be-1701-7655-ba24-f3ebaeb28e7d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainLossOnDispositionOfAssets1_019feb45-ebac-7819-9528-a87634dd8c9b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_GainLossOnDispositionOfAssets1"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0c-77ba-a7a1-0aec3a3fa610" xlink:to="loc_us-gaap_GainLossOnDispositionOfAssets1_019feb45-ebac-7819-9528-a87634dd8c9b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainLossOnInvestments_019ecbd3-ec0c-785c-94be-bc76cc4c862c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_GainLossOnInvestments"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_019ecbd3-ec0c-77ba-a7a1-0aec3a3fa610" xlink:to="loc_us-gaap_GainLossOnInvestments_019ecbd3-ec0c-785c-94be-bc76cc4c862c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/INVESTMENTSScheduleofFixedMaturitiesAllowanceforCreditLossAvailableforSaleRollforwardDetails" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#INVESTMENTSScheduleofFixedMaturitiesAllowanceforCreditLossAvailableforSaleRollforwardDetails"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/INVESTMENTSScheduleofFixedMaturitiesAllowanceforCreditLossAvailableforSaleRollforwardDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0c-79b1-a6d3-74fbf7d83724" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLossTable_019ecbd3-ec0c-7760-b4ff-c9e688513f23" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLossTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0c-79b1-a6d3-74fbf7d83724" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLossTable_019ecbd3-ec0c-7760-b4ff-c9e688513f23" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_019ecbd3-ec0c-7dcb-85b8-7ec5337dbf62" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLossTable_019ecbd3-ec0c-7760-b4ff-c9e688513f23" xlink:to="loc_us-gaap_FinancialInstrumentAxis_019ecbd3-ec0c-7dcb-85b8-7ec5337dbf62" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0c-7a90-a61a-90069fecd1eb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_019ecbd3-ec0c-7dcb-85b8-7ec5337dbf62" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0c-7a90-a61a-90069fecd1eb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DomesticCorporateDebtSecuritiesMember_019ecbd3-ec0c-721d-9fb9-b056620b2ff3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DomesticCorporateDebtSecuritiesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0c-7a90-a61a-90069fecd1eb" xlink:to="loc_us-gaap_DomesticCorporateDebtSecuritiesMember_019ecbd3-ec0c-721d-9fb9-b056620b2ff3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetBackedSecuritiesMember_019ecbd3-ec0c-77b2-a2e6-d29ffa46aa35" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AssetBackedSecuritiesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0c-7a90-a61a-90069fecd1eb" xlink:to="loc_us-gaap_AssetBackedSecuritiesMember_019ecbd3-ec0c-77b2-a2e6-d29ffa46aa35" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ForeignCorporateDebtSecuritiesMember_019f0309-3f24-7288-9e9f-1e63cf97de06" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ForeignCorporateDebtSecuritiesMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0c-7a90-a61a-90069fecd1eb" xlink:to="loc_us-gaap_ForeignCorporateDebtSecuritiesMember_019f0309-3f24-7288-9e9f-1e63cf97de06" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableforsaleAllowanceForCreditLossLineItems_019ecbd3-ec0c-7e1a-94d3-62d3c0632409" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableforsaleAllowanceForCreditLossLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLossTable_019ecbd3-ec0c-7760-b4ff-c9e688513f23" xlink:to="loc_us-gaap_DebtSecuritiesAvailableforsaleAllowanceForCreditLossLineItems_019ecbd3-ec0c-7e1a-94d3-62d3c0632409" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterestAllowanceForCreditLossRollForward_019ecbd3-ec0c-7e55-8c84-c5fb0918934c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterestAllowanceForCreditLossRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableforsaleAllowanceForCreditLossLineItems_019ecbd3-ec0c-7e1a-94d3-62d3c0632409" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterestAllowanceForCreditLossRollForward_019ecbd3-ec0c-7e55-8c84-c5fb0918934c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostAllowanceForCreditLossExcludingAccruedInterest_019ecbd3-ec0c-7c05-8372-65f502f357e4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostAllowanceForCreditLossExcludingAccruedInterest"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterestAllowanceForCreditLossRollForward_019ecbd3-ec0c-7e55-8c84-c5fb0918934c" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostAllowanceForCreditLossExcludingAccruedInterest_019ecbd3-ec0c-7c05-8372-65f502f357e4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedPeriodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterestAllowanceForCreditLossNotPreviouslyRecorded_019ecbd3-ec0c-7f32-bba4-2ae6aebcc347" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterestAllowanceForCreditLossNotPreviouslyRecorded"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterestAllowanceForCreditLossRollForward_019ecbd3-ec0c-7e55-8c84-c5fb0918934c" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterestAllowanceForCreditLossNotPreviouslyRecorded_019ecbd3-ec0c-7f32-bba4-2ae6aebcc347" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_DebtSecuritiesAvailableForSaleExcludingAccruedInterestAllowanceForCreditLossNotToSellBeforeRecoveryCreditLossPreviouslyRecordedExpense_019ecbd3-ec0c-7a62-9659-0c590faa0ae1" xlink:href="cik0000914748-20260630.xsd#cik0000914748_DebtSecuritiesAvailableForSaleExcludingAccruedInterestAllowanceForCreditLossNotToSellBeforeRecoveryCreditLossPreviouslyRecordedExpense"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterestAllowanceForCreditLossRollForward_019ecbd3-ec0c-7e55-8c84-c5fb0918934c" xlink:to="loc_cik0000914748_DebtSecuritiesAvailableForSaleExcludingAccruedInterestAllowanceForCreditLossNotToSellBeforeRecoveryCreditLossPreviouslyRecordedExpense_019ecbd3-ec0c-7a62-9659-0c590faa0ae1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_DebtSecuritiesAvailableForSaleExcludingAccruedInterestAllowanceForCreditLossNotToSellBeforeRecoveryCreditLossPreviouslyRecordedReversal_019ecbd3-ec0c-79b1-b607-cc69853d9b0c" xlink:href="cik0000914748-20260630.xsd#cik0000914748_DebtSecuritiesAvailableForSaleExcludingAccruedInterestAllowanceForCreditLossNotToSellBeforeRecoveryCreditLossPreviouslyRecordedReversal"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterestAllowanceForCreditLossRollForward_019ecbd3-ec0c-7e55-8c84-c5fb0918934c" xlink:to="loc_cik0000914748_DebtSecuritiesAvailableForSaleExcludingAccruedInterestAllowanceForCreditLossNotToSellBeforeRecoveryCreditLossPreviouslyRecordedReversal_019ecbd3-ec0c-79b1-b607-cc69853d9b0c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterestAllowanceForCreditLossSecuritiesSold_019ecbd3-ec0c-72db-918e-2dcaad2381df" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterestAllowanceForCreditLossSecuritiesSold"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterestAllowanceForCreditLossRollForward_019ecbd3-ec0c-7e55-8c84-c5fb0918934c" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterestAllowanceForCreditLossSecuritiesSold_019ecbd3-ec0c-72db-918e-2dcaad2381df" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostAllowanceForCreditLossExcludingAccruedInterest_019ecbd3-ec0c-74e5-ab0e-89601120e438" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostAllowanceForCreditLossExcludingAccruedInterest"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterestAllowanceForCreditLossRollForward_019ecbd3-ec0c-7e55-8c84-c5fb0918934c" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostAllowanceForCreditLossExcludingAccruedInterest_019ecbd3-ec0c-74e5-ab0e-89601120e438" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedPeriodEndLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/INVESTMENTSScheduleofFixedMaturitiesAllowanceforCreditLossHeldtoMaturityRollforwardDetails" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#INVESTMENTSScheduleofFixedMaturitiesAllowanceforCreditLossHeldtoMaturityRollforwardDetails"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/INVESTMENTSScheduleofFixedMaturitiesAllowanceforCreditLossHeldtoMaturityRollforwardDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0c-77e7-b802-b1ebb6a6a1ad" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossTable_019ecbd3-ec0c-7d0e-b82f-ee346d0175ed" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0c-77e7-b802-b1ebb6a6a1ad" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossTable_019ecbd3-ec0c-7d0e-b82f-ee346d0175ed" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_019ecbd3-ec0c-77ba-a8d1-9a40ad37bf2b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossTable_019ecbd3-ec0c-7d0e-b82f-ee346d0175ed" xlink:to="loc_us-gaap_FinancialInstrumentAxis_019ecbd3-ec0c-77ba-a8d1-9a40ad37bf2b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0c-706c-b767-ccdd451ee475" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_019ecbd3-ec0c-77ba-a8d1-9a40ad37bf2b" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0c-706c-b767-ccdd451ee475" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DomesticCorporateDebtSecuritiesMember_019ecbd3-ec0c-749c-b8a4-5e73bc5b931b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DomesticCorporateDebtSecuritiesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0c-706c-b767-ccdd451ee475" xlink:to="loc_us-gaap_DomesticCorporateDebtSecuritiesMember_019ecbd3-ec0c-749c-b8a4-5e73bc5b931b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetBackedSecuritiesMember_019ecbd3-ec0c-7718-9f0e-d6258f2633a5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AssetBackedSecuritiesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0c-706c-b767-ccdd451ee475" xlink:to="loc_us-gaap_AssetBackedSecuritiesMember_019ecbd3-ec0c-7718-9f0e-d6258f2633a5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ForeignCorporateDebtSecuritiesMember_019f0309-bfef-7a4f-a20c-04b5b1cfa10a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ForeignCorporateDebtSecuritiesMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0c-706c-b767-ccdd451ee475" xlink:to="loc_us-gaap_ForeignCorporateDebtSecuritiesMember_019f0309-bfef-7a4f-a20c-04b5b1cfa10a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldtomaturityAllowanceForCreditLossLineItems_019ecbd3-ec0c-7e04-8fa1-c23269f79852" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesHeldtomaturityAllowanceForCreditLossLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossTable_019ecbd3-ec0c-7d0e-b82f-ee346d0175ed" xlink:to="loc_us-gaap_DebtSecuritiesHeldtomaturityAllowanceForCreditLossLineItems_019ecbd3-ec0c-7e04-8fa1-c23269f79852" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAllowanceForCreditLossRollForward_019ecbd3-ec0c-78ad-b9c5-b953736fc711" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAllowanceForCreditLossRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesHeldtomaturityAllowanceForCreditLossLineItems_019ecbd3-ec0c-7e04-8fa1-c23269f79852" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAllowanceForCreditLossRollForward_019ecbd3-ec0c-78ad-b9c5-b953736fc711" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest_019ecbd3-ec0c-79da-832a-54585db87a55" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAllowanceForCreditLossRollForward_019ecbd3-ec0c-78ad-b9c5-b953736fc711" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest_019ecbd3-ec0c-79da-832a-54585db87a55" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedPeriodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_DebtSecuritiesHeldToMaturityAllowanceForCreditLossNotPreviouslyRecorded_019ecbd3-ec0c-7bc0-b779-c3bcaac56b42" xlink:href="cik0000914748-20260630.xsd#cik0000914748_DebtSecuritiesHeldToMaturityAllowanceForCreditLossNotPreviouslyRecorded"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAllowanceForCreditLossRollForward_019ecbd3-ec0c-78ad-b9c5-b953736fc711" xlink:to="loc_cik0000914748_DebtSecuritiesHeldToMaturityAllowanceForCreditLossNotPreviouslyRecorded_019ecbd3-ec0c-7bc0-b779-c3bcaac56b42" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_DebtSecuritiesHeldToMaturityAllowanceForCreditLossNotToSellBeforeRecoveryCreditLossPreviouslyRecordedExpense_019ecbd3-ec0c-7dee-9819-170ab2b36e5b" xlink:href="cik0000914748-20260630.xsd#cik0000914748_DebtSecuritiesHeldToMaturityAllowanceForCreditLossNotToSellBeforeRecoveryCreditLossPreviouslyRecordedExpense"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAllowanceForCreditLossRollForward_019ecbd3-ec0c-78ad-b9c5-b953736fc711" xlink:to="loc_cik0000914748_DebtSecuritiesHeldToMaturityAllowanceForCreditLossNotToSellBeforeRecoveryCreditLossPreviouslyRecordedExpense_019ecbd3-ec0c-7dee-9819-170ab2b36e5b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_DebtSecuritiesHeldToMaturityAllowanceForCreditLossNotToSellBeforeRecoveryCreditLossPreviouslyRecordedReversal_019ecbd3-ec0c-75b1-862a-9a4ea7445ace" xlink:href="cik0000914748-20260630.xsd#cik0000914748_DebtSecuritiesHeldToMaturityAllowanceForCreditLossNotToSellBeforeRecoveryCreditLossPreviouslyRecordedReversal"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAllowanceForCreditLossRollForward_019ecbd3-ec0c-78ad-b9c5-b953736fc711" xlink:to="loc_cik0000914748_DebtSecuritiesHeldToMaturityAllowanceForCreditLossNotToSellBeforeRecoveryCreditLossPreviouslyRecordedReversal_019ecbd3-ec0c-75b1-862a-9a4ea7445ace" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAllowanceForCreditLossSecuritiesSold_019ecbd3-ec0c-791f-9273-730ff90a2df6" xlink:href="cik0000914748-20260630.xsd#cik0000914748_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAllowanceForCreditLossSecuritiesSold"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAllowanceForCreditLossRollForward_019ecbd3-ec0c-78ad-b9c5-b953736fc711" xlink:to="loc_cik0000914748_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAllowanceForCreditLossSecuritiesSold_019ecbd3-ec0c-791f-9273-730ff90a2df6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest_019ecbd3-ec0c-7b15-a988-322fe6dc8a92" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAllowanceForCreditLossRollForward_019ecbd3-ec0c-78ad-b9c5-b953736fc711" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest_019ecbd3-ec0c-7b15-a988-322fe6dc8a92" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedPeriodEndLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/INVESTMENTSScheduleofGrossGainsLossesfromDispositionsofFixedMaturityandEquitySecuritiesDetails" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#INVESTMENTSScheduleofGrossGainsLossesfromDispositionsofFixedMaturityandEquitySecuritiesDetails"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/INVESTMENTSScheduleofGrossGainsLossesfromDispositionsofFixedMaturityandEquitySecuritiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0c-763e-94ba-7f1d12be11a5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_019ecbd3-ec0c-709b-951a-cc0c4b86ef88" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0c-763e-94ba-7f1d12be11a5" xlink:to="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_019ecbd3-ec0c-709b-951a-cc0c4b86ef88" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGain_019ecbd3-ec0c-72f3-a1b9-7feb0c959485" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleRealizedGain"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0c-763e-94ba-7f1d12be11a5" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGain_019ecbd3-ec0c-72f3-a1b9-7feb0c959485" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss_019ecbd3-ec0c-7d85-a403-21dd1405e7c7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0c-763e-94ba-7f1d12be11a5" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss_019ecbd3-ec0c-7d85-a403-21dd1405e7c7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleOfHeldToMaturitySecurities_019ecbd3-ec0c-7699-9131-89cc3560c73b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromSaleOfHeldToMaturitySecurities"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0c-763e-94ba-7f1d12be11a5" xlink:to="loc_us-gaap_ProceedsFromSaleOfHeldToMaturitySecurities_019ecbd3-ec0c-7699-9131-89cc3560c73b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_DebtSecurityHeldToMaturitySoldRealizedGain_019ecbd3-ec0c-76fd-bc14-e8be9eb108f1" xlink:href="cik0000914748-20260630.xsd#cik0000914748_DebtSecurityHeldToMaturitySoldRealizedGain"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0c-763e-94ba-7f1d12be11a5" xlink:to="loc_cik0000914748_DebtSecurityHeldToMaturitySoldRealizedGain_019ecbd3-ec0c-76fd-bc14-e8be9eb108f1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_DebtSecurityHeldToMaturitySoldRealizedLoss_019ecbd3-ec0c-7b87-a1a2-729c14a30ee7" xlink:href="cik0000914748-20260630.xsd#cik0000914748_DebtSecurityHeldToMaturitySoldRealizedLoss"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0c-763e-94ba-7f1d12be11a5" xlink:to="loc_cik0000914748_DebtSecurityHeldToMaturitySoldRealizedLoss_019ecbd3-ec0c-7b87-a1a2-729c14a30ee7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleOfEquitySecuritiesFvNi_019ecbd3-ec0c-75b6-a9d9-e2060551808e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromSaleOfEquitySecuritiesFvNi"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0c-763e-94ba-7f1d12be11a5" xlink:to="loc_us-gaap_ProceedsFromSaleOfEquitySecuritiesFvNi_019ecbd3-ec0c-75b6-a9d9-e2060551808e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquitySecuritiesFvNiRealizedGain_019ecbd3-ec0c-77a3-9e28-0d00790dc290" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EquitySecuritiesFvNiRealizedGain"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0c-763e-94ba-7f1d12be11a5" xlink:to="loc_us-gaap_EquitySecuritiesFvNiRealizedGain_019ecbd3-ec0c-77a3-9e28-0d00790dc290" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquitySecuritiesFvNiRealizedLoss_019ecbd3-ec0c-788d-93a3-2e47db905823" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EquitySecuritiesFvNiRealizedLoss"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_019ecbd3-ec0c-763e-94ba-7f1d12be11a5" xlink:to="loc_us-gaap_EquitySecuritiesFvNiRealizedLoss_019ecbd3-ec0c-788d-93a3-2e47db905823" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/FAIRVALUENarrativeDetails" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#FAIRVALUENarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/FAIRVALUENarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_019ecbd3-ec0c-74a2-bfaa-e785dbd2d7da" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTable_019ecbd3-ec0c-71dc-8b7a-07132f6f0a20" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueByBalanceSheetGroupingTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_019ecbd3-ec0c-74a2-bfaa-e785dbd2d7da" xlink:to="loc_us-gaap_FairValueByBalanceSheetGroupingTable_019ecbd3-ec0c-71dc-8b7a-07132f6f0a20" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_019ecbd3-ec0c-7021-819d-1fcf0dcd1e4e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_019ecbd3-ec0c-71dc-8b7a-07132f6f0a20" xlink:to="loc_us-gaap_FinancialInstrumentAxis_019ecbd3-ec0c-7021-819d-1fcf0dcd1e4e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0c-7334-84f3-b8c208dccdaa" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_019ecbd3-ec0c-7021-819d-1fcf0dcd1e4e" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0c-7334-84f3-b8c208dccdaa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FixedMaturitiesMember_019ecbd3-ec0c-7e2c-b5c8-31575a23281e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FixedMaturitiesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0c-7334-84f3-b8c208dccdaa" xlink:to="loc_us-gaap_FixedMaturitiesMember_019ecbd3-ec0c-7e2c-b5c8-31575a23281e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_019ecbd3-ec0c-73e4-8129-abb852c97643" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_019ecbd3-ec0c-71dc-8b7a-07132f6f0a20" xlink:to="loc_us-gaap_StatementClassOfStockAxis_019ecbd3-ec0c-73e4-8129-abb852c97643" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_019ecbd3-ec0c-7375-9a01-d38983fbbd78" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ClassOfStockDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementClassOfStockAxis_019ecbd3-ec0c-73e4-8129-abb852c97643" xlink:to="loc_us-gaap_ClassOfStockDomain_019ecbd3-ec0c-7375-9a01-d38983fbbd78" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RedeemableConvertiblePreferredStockMember_019ecbd3-ec0c-7440-97d9-ee9d4b70c4ee" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RedeemableConvertiblePreferredStockMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_019ecbd3-ec0c-7375-9a01-d38983fbbd78" xlink:to="loc_us-gaap_RedeemableConvertiblePreferredStockMember_019ecbd3-ec0c-7440-97d9-ee9d4b70c4ee" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_019ecbd3-ec0c-7ba6-b284-780595fedd14" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_019ecbd3-ec0c-71dc-8b7a-07132f6f0a20" xlink:to="loc_us-gaap_DebtInstrumentAxis_019ecbd3-ec0c-7ba6-b284-780595fedd14" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_019ecbd3-ec0c-716d-ae23-231233785ff1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_019ecbd3-ec0c-7ba6-b284-780595fedd14" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_019ecbd3-ec0c-716d-ae23-231233785ff1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_SeniorNotes4868Member_019ecbd3-ec0c-779a-8b1a-b4e38106d65f" xlink:href="cik0000914748-20260630.xsd#cik0000914748_SeniorNotes4868Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019ecbd3-ec0c-716d-ae23-231233785ff1" xlink:to="loc_cik0000914748_SeniorNotes4868Member_019ecbd3-ec0c-779a-8b1a-b4e38106d65f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_019ecbd3-ec0c-76a9-ac40-8d99919ee275" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongtermDebtTypeAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_019ecbd3-ec0c-71dc-8b7a-07132f6f0a20" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_019ecbd3-ec0c-76a9-ac40-8d99919ee275" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_019ecbd3-ec0c-794e-a2bc-682bbb4fc65f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongtermDebtTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_019ecbd3-ec0c-76a9-ac40-8d99919ee275" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_019ecbd3-ec0c-794e-a2bc-682bbb4fc65f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeniorNotesMember_019ecbd3-ec0c-766d-a286-11d955327e1a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SeniorNotesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_019ecbd3-ec0c-794e-a2bc-682bbb4fc65f" xlink:to="loc_us-gaap_SeniorNotesMember_019ecbd3-ec0c-766d-a286-11d955327e1a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByMeasurementBasisAxis_019ecbd3-ec0c-7030-818b-0c1b45dcc2d8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueByMeasurementBasisAxis"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_019ecbd3-ec0c-71dc-8b7a-07132f6f0a20" xlink:to="loc_us-gaap_FairValueByMeasurementBasisAxis_019ecbd3-ec0c-7030-818b-0c1b45dcc2d8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosureItemAmountsDomain_019ecbd3-ec0c-73ea-ac66-e668248bd956" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueDisclosureItemAmountsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByMeasurementBasisAxis_019ecbd3-ec0c-7030-818b-0c1b45dcc2d8" xlink:to="loc_us-gaap_FairValueDisclosureItemAmountsDomain_019ecbd3-ec0c-73ea-ac66-e668248bd956" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_019ecbd3-ec0c-70ce-ac9b-ff2c872a614c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PortionAtFairValueFairValueDisclosureMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosureItemAmountsDomain_019ecbd3-ec0c-73ea-ac66-e668248bd956" xlink:to="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_019ecbd3-ec0c-70ce-ac9b-ff2c872a614c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_019ecbd3-ec0c-7082-a2b8-2ebde957aeda" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_019ecbd3-ec0c-70ce-ac9b-ff2c872a614c" xlink:to="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_019ecbd3-ec0c-7082-a2b8-2ebde957aeda" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByAssetClassAxis_019ecbd3-ec0c-79b9-bbab-fae5d34f4d3b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueByAssetClassAxis"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_019ecbd3-ec0c-71dc-8b7a-07132f6f0a20" xlink:to="loc_us-gaap_FairValueByAssetClassAxis_019ecbd3-ec0c-79b9-bbab-fae5d34f4d3b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_019ecbd3-ec0c-75fc-bdba-a938d5396391" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByAssetClassAxis_019ecbd3-ec0c-79b9-bbab-fae5d34f4d3b" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_019ecbd3-ec0c-75fc-bdba-a938d5396391" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsMember_019ecbd3-ec0c-7114-9d8f-4e51e64165ec" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_019ecbd3-ec0c-75fc-bdba-a938d5396391" xlink:to="loc_us-gaap_InvestmentsMember_019ecbd3-ec0c-7114-9d8f-4e51e64165ec" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_019ecbd3-ec0c-77aa-b44c-3d1b6191aee3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_019ecbd3-ec0c-71dc-8b7a-07132f6f0a20" xlink:to="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_019ecbd3-ec0c-77aa-b44c-3d1b6191aee3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_019ecbd3-ec0c-745d-8496-8b792a9be364" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_019ecbd3-ec0c-77aa-b44c-3d1b6191aee3" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_019ecbd3-ec0c-745d-8496-8b792a9be364" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/netLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_PreferredStockTerm_019ecbd3-ec0c-7b24-8bea-e82cac52905a" xlink:href="cik0000914748-20260630.xsd#cik0000914748_PreferredStockTerm"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_019ecbd3-ec0c-77aa-b44c-3d1b6191aee3" xlink:to="loc_cik0000914748_PreferredStockTerm_019ecbd3-ec0c-7b24-8bea-e82cac52905a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockDividendRatePercentage_019ecbd3-ec0c-7353-a9cc-faee370de2eb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PreferredStockDividendRatePercentage"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_019ecbd3-ec0c-77aa-b44c-3d1b6191aee3" xlink:to="loc_us-gaap_PreferredStockDividendRatePercentage_019ecbd3-ec0c-7353-a9cc-faee370de2eb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_ObservableInputConstantMaturityTerm_019ecbd3-ec0c-78e0-b984-82a7b14bb870" xlink:href="cik0000914748-20260630.xsd#cik0000914748_ObservableInputConstantMaturityTerm"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_019ecbd3-ec0c-77aa-b44c-3d1b6191aee3" xlink:to="loc_cik0000914748_ObservableInputConstantMaturityTerm_019ecbd3-ec0c-78e0-b984-82a7b14bb870" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_019ecbd3-ec0c-7062-9db3-56c1ee42e9f2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_019ecbd3-ec0c-77aa-b44c-3d1b6191aee3" xlink:to="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_019ecbd3-ec0c-7062-9db3-56c1ee42e9f2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersNet_019ecbd3-ec0c-7058-b422-c1021acef1cc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersNet"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_019ecbd3-ec0c-77aa-b44c-3d1b6191aee3" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersNet_019ecbd3-ec0c-7058-b422-c1021acef1cc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssetsFairValueDisclosure_019ecbd3-ec0c-7df1-8af0-9ec7c85c1bc7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherAssetsFairValueDisclosure"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_019ecbd3-ec0c-77aa-b44c-3d1b6191aee3" xlink:to="loc_us-gaap_OtherAssetsFairValueDisclosure_019ecbd3-ec0c-7df1-8af0-9ec7c85c1bc7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/FAIRVALUEScheduleofFairValueMeasurementLevelsforallAssetsRecordedatFairValueDetails" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#FAIRVALUEScheduleofFairValueMeasurementLevelsforallAssetsRecordedatFairValueDetails"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/FAIRVALUEScheduleofFairValueMeasurementLevelsforallAssetsRecordedatFairValueDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_019ecbd3-ec0c-7bee-a100-61b40d1b072d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTable_019ecbd3-ec0c-75b4-813c-2b47d9c81125" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueByBalanceSheetGroupingTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_019ecbd3-ec0c-7bee-a100-61b40d1b072d" xlink:to="loc_us-gaap_FairValueByBalanceSheetGroupingTable_019ecbd3-ec0c-75b4-813c-2b47d9c81125" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByAssetClassAxis_019ecbd3-ec0c-7c57-822a-163b620e4279" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueByAssetClassAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_019ecbd3-ec0c-75b4-813c-2b47d9c81125" xlink:to="loc_us-gaap_FairValueByAssetClassAxis_019ecbd3-ec0c-7c57-822a-163b620e4279" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_019ecbd3-ec0c-7049-86f6-bf1069c853d5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByAssetClassAxis_019ecbd3-ec0c-7c57-822a-163b620e4279" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_019ecbd3-ec0c-7049-86f6-bf1069c853d5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USTreasuryAndGovernmentMember_019ecbd3-ec0c-7ceb-969e-acba522bb270" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_USTreasuryAndGovernmentMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_019ecbd3-ec0c-7049-86f6-bf1069c853d5" xlink:to="loc_us-gaap_USTreasuryAndGovernmentMember_019ecbd3-ec0c-7ceb-969e-acba522bb270" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_019ecbd3-ec0c-7dac-8ea8-3459bdc3a219" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_019ecbd3-ec0c-7049-86f6-bf1069c853d5" xlink:to="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_019ecbd3-ec0c-7dac-8ea8-3459bdc3a219" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DomesticCorporateDebtSecuritiesMember_019ecbd3-ec0c-762d-9f0f-36ba2ba567da" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DomesticCorporateDebtSecuritiesMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_019ecbd3-ec0c-7049-86f6-bf1069c853d5" xlink:to="loc_us-gaap_DomesticCorporateDebtSecuritiesMember_019ecbd3-ec0c-762d-9f0f-36ba2ba567da" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetBackedSecuritiesMember_019ecbd3-ec0c-7319-801c-5854d2a0d96c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AssetBackedSecuritiesMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_019ecbd3-ec0c-7049-86f6-bf1069c853d5" xlink:to="loc_us-gaap_AssetBackedSecuritiesMember_019ecbd3-ec0c-7319-801c-5854d2a0d96c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_CommercialMortgageBackedSecurityIssuedByUSGovernmentSponsoredEnterpriseMember_019ecbd3-ec0c-78b6-a5ef-3a80c549fb94" xlink:href="cik0000914748-20260630.xsd#cik0000914748_CommercialMortgageBackedSecurityIssuedByUSGovernmentSponsoredEnterpriseMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_019ecbd3-ec0c-7049-86f6-bf1069c853d5" xlink:to="loc_cik0000914748_CommercialMortgageBackedSecurityIssuedByUSGovernmentSponsoredEnterpriseMember_019ecbd3-ec0c-78b6-a5ef-3a80c549fb94" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_CommercialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_019ecbd3-ec0c-782b-bbd7-634a52f22646" xlink:href="cik0000914748-20260630.xsd#cik0000914748_CommercialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_019ecbd3-ec0c-7049-86f6-bf1069c853d5" xlink:to="loc_cik0000914748_CommercialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_019ecbd3-ec0c-782b-bbd7-634a52f22646" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_ResidentialMortgageBackedSecurityIssuedByUSGovernmentSponsoredEnterpriseMember_019ecbd3-ec0c-7c2a-b021-6a0c652f0898" xlink:href="cik0000914748-20260630.xsd#cik0000914748_ResidentialMortgageBackedSecurityIssuedByUSGovernmentSponsoredEnterpriseMember"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_019ecbd3-ec0c-7049-86f6-bf1069c853d5" xlink:to="loc_cik0000914748_ResidentialMortgageBackedSecurityIssuedByUSGovernmentSponsoredEnterpriseMember_019ecbd3-ec0c-7c2a-b021-6a0c652f0898" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_019ecbd3-ec0c-7655-a53b-89cfebb5d2ce" xlink:href="cik0000914748-20260630.xsd#cik0000914748_ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_019ecbd3-ec0c-7049-86f6-bf1069c853d5" xlink:to="loc_cik0000914748_ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_019ecbd3-ec0c-7655-a53b-89cfebb5d2ce" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ForeignGovernmentDebtSecuritiesMember_019ecbd3-ec0c-70c3-b410-14cc6855111f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ForeignGovernmentDebtSecuritiesMember"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_019ecbd3-ec0c-7049-86f6-bf1069c853d5" xlink:to="loc_us-gaap_ForeignGovernmentDebtSecuritiesMember_019ecbd3-ec0c-70c3-b410-14cc6855111f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ForeignCorporateDebtSecuritiesMember_019ecbd3-ec0c-774b-be85-535439e6e671" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ForeignCorporateDebtSecuritiesMember"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_019ecbd3-ec0c-7049-86f6-bf1069c853d5" xlink:to="loc_us-gaap_ForeignCorporateDebtSecuritiesMember_019ecbd3-ec0c-774b-be85-535439e6e671" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_019ecbd3-ec0c-7a22-bdb7-6db5a1c5dc92" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_019ecbd3-ec0c-75b4-813c-2b47d9c81125" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_019ecbd3-ec0c-7a22-bdb7-6db5a1c5dc92" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_019ecbd3-ec0c-7b5b-896d-0fc7e0b31b46" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_019ecbd3-ec0c-7a22-bdb7-6db5a1c5dc92" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_019ecbd3-ec0c-7b5b-896d-0fc7e0b31b46" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel1Member_019ecbd3-ec0c-7d4c-9761-37102c4557a6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueInputsLevel1Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_019ecbd3-ec0c-7b5b-896d-0fc7e0b31b46" xlink:to="loc_us-gaap_FairValueInputsLevel1Member_019ecbd3-ec0c-7d4c-9761-37102c4557a6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_019ecbd3-ec0c-77c9-9179-f10638941ff3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueInputsLevel2Member"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_019ecbd3-ec0c-7b5b-896d-0fc7e0b31b46" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_019ecbd3-ec0c-77c9-9179-f10638941ff3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_019ecbd3-ec0c-7738-8de4-c5690bad3657" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueInputsLevel3Member"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_019ecbd3-ec0c-7b5b-896d-0fc7e0b31b46" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_019ecbd3-ec0c-7738-8de4-c5690bad3657" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_019ecbd3-ec0c-72d4-a016-7ab564e8ed52" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_019ecbd3-ec0c-75b4-813c-2b47d9c81125" xlink:to="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_019ecbd3-ec0c-72d4-a016-7ab564e8ed52" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_019ecbd3-ec0c-7db9-9151-756a8a6ef656" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_019ecbd3-ec0c-72d4-a016-7ab564e8ed52" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_019ecbd3-ec0c-7db9-9151-756a8a6ef656" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquitySecuritiesFvNiCurrentAndNoncurrent_019ecbd3-ec0c-79b3-9547-cb37a1cd2611" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EquitySecuritiesFvNiCurrentAndNoncurrent"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_019ecbd3-ec0c-72d4-a016-7ab564e8ed52" xlink:to="loc_us-gaap_EquitySecuritiesFvNiCurrentAndNoncurrent_019ecbd3-ec0c-79b3-9547-cb37a1cd2611" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssetsFairValueDisclosure_019ecbd3-ec0c-7a15-8822-8c9509248ac7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherAssetsFairValueDisclosure"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_019ecbd3-ec0c-72d4-a016-7ab564e8ed52" xlink:to="loc_us-gaap_OtherAssetsFairValueDisclosure_019ecbd3-ec0c-7a15-8822-8c9509248ac7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/FAIRVALUEScheduleofActivityUnderLevel3FairValueMeasurementsUsingSignificantUnobservableInputsforFixedMaturitiesAvailableforSaleDetails" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#FAIRVALUEScheduleofActivityUnderLevel3FairValueMeasurementsUsingSignificantUnobservableInputsforFixedMaturitiesAvailableforSaleDetails"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/FAIRVALUEScheduleofActivityUnderLevel3FairValueMeasurementsUsingSignificantUnobservableInputsforFixedMaturitiesAvailableforSaleDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_019ecbd3-ec0c-716d-bd08-cedb62089922" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTable_019ecbd3-ec0c-793b-918a-e3d3e803baae" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_019ecbd3-ec0c-716d-bd08-cedb62089922" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTable_019ecbd3-ec0c-793b-918a-e3d3e803baae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByMeasurementBasisAxis_019ecbd3-ec0c-7168-a2f4-0fa9e8bfb38c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueByMeasurementBasisAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTable_019ecbd3-ec0c-793b-918a-e3d3e803baae" xlink:to="loc_us-gaap_FairValueByMeasurementBasisAxis_019ecbd3-ec0c-7168-a2f4-0fa9e8bfb38c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosureItemAmountsDomain_019ecbd3-ec0c-7244-8bc8-6fd9f350cd0e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueDisclosureItemAmountsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByMeasurementBasisAxis_019ecbd3-ec0c-7168-a2f4-0fa9e8bfb38c" xlink:to="loc_us-gaap_FairValueDisclosureItemAmountsDomain_019ecbd3-ec0c-7244-8bc8-6fd9f350cd0e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_019ecbd3-ec0c-7be3-9e95-30572fc49139" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PortionAtFairValueFairValueDisclosureMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosureItemAmountsDomain_019ecbd3-ec0c-7244-8bc8-6fd9f350cd0e" xlink:to="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_019ecbd3-ec0c-7be3-9e95-30572fc49139" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CarryingReportedAmountFairValueDisclosureMember_019ecbd3-ec0c-737f-875a-cc7ee6fae35e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CarryingReportedAmountFairValueDisclosureMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_019ecbd3-ec0c-7be3-9e95-30572fc49139" xlink:to="loc_us-gaap_CarryingReportedAmountFairValueDisclosureMember_019ecbd3-ec0c-737f-875a-cc7ee6fae35e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByAssetClassAxis_019ecbd3-ec0c-7f7e-bcb1-b46393cacb55" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueByAssetClassAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTable_019ecbd3-ec0c-793b-918a-e3d3e803baae" xlink:to="loc_us-gaap_FairValueByAssetClassAxis_019ecbd3-ec0c-7f7e-bcb1-b46393cacb55" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_019ecbd3-ec0c-7509-82d4-0c3e15c163ea" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByAssetClassAxis_019ecbd3-ec0c-7f7e-bcb1-b46393cacb55" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_019ecbd3-ec0c-7509-82d4-0c3e15c163ea" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DomesticCorporateDebtSecuritiesMember_019ecbd3-ec0c-7b91-ba45-1ef370203ede" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DomesticCorporateDebtSecuritiesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_019ecbd3-ec0c-7509-82d4-0c3e15c163ea" xlink:to="loc_us-gaap_DomesticCorporateDebtSecuritiesMember_019ecbd3-ec0c-7b91-ba45-1ef370203ede" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetBackedSecuritiesMember_019ecbd3-ec0c-78ed-99d7-92ab719b7ac2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AssetBackedSecuritiesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_019ecbd3-ec0c-7509-82d4-0c3e15c163ea" xlink:to="loc_us-gaap_AssetBackedSecuritiesMember_019ecbd3-ec0c-78ed-99d7-92ab719b7ac2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ForeignCorporateDebtSecuritiesMember_019ecbd3-ec0c-71d8-bd14-408edcdd99c8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ForeignCorporateDebtSecuritiesMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_019ecbd3-ec0c-7509-82d4-0c3e15c163ea" xlink:to="loc_us-gaap_ForeignCorporateDebtSecuritiesMember_019ecbd3-ec0c-71d8-bd14-408edcdd99c8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems_019ecbd3-ec0c-7916-97dc-0f889f9be930" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTable_019ecbd3-ec0c-793b-918a-e3d3e803baae" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems_019ecbd3-ec0c-7916-97dc-0f889f9be930" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_019ecbd3-ec0c-72c2-9f84-a6a7aeb7359d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems_019ecbd3-ec0c-7916-97dc-0f889f9be930" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_019ecbd3-ec0c-72c2-9f84-a6a7aeb7359d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_019ecbd3-ec0c-7da7-a0ad-a55d8bfc9d7d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_019ecbd3-ec0c-72c2-9f84-a6a7aeb7359d" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_019ecbd3-ec0c-7da7-a0ad-a55d8bfc9d7d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1_019ecbd3-ec0c-702e-9b14-9d78b5001cac" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_019ecbd3-ec0c-72c2-9f84-a6a7aeb7359d" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1_019ecbd3-ec0c-702e-9b14-9d78b5001cac" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss_019ecbd3-ec0c-7df1-a3f8-510109558fa2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_019ecbd3-ec0c-72c2-9f84-a6a7aeb7359d" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss_019ecbd3-ec0c-7df1-a3f8-510109558fa2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchasesSalesIssuancesSettlements_019ecbd3-ec0c-7d5e-a827-5103d3ad21ec" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchasesSalesIssuancesSettlements"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_019ecbd3-ec0c-72c2-9f84-a6a7aeb7359d" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchasesSalesIssuancesSettlements_019ecbd3-ec0c-7d5e-a827-5103d3ad21ec" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersNet_019ecbd3-ec0c-744e-9008-fef7236305cd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersNet"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_019ecbd3-ec0c-72c2-9f84-a6a7aeb7359d" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersNet_019ecbd3-ec0c-744e-9008-fef7236305cd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_019ecbd3-ec0c-7d14-bd51-40bb5ba0d9bb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_019ecbd3-ec0c-72c2-9f84-a6a7aeb7359d" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_019ecbd3-ec0c-7d14-bd51-40bb5ba0d9bb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss_019ecbd3-ec0c-7ab1-8268-ffbf1c3e5346" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems_019ecbd3-ec0c-7916-97dc-0f889f9be930" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss_019ecbd3-ec0c-7ab1-8268-ffbf1c3e5346" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/RESERVEFORLOSSESANDLAEScheduleofActivityintheReserveforLossesandLossAdjustmentExpensesLAEDetails" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#RESERVEFORLOSSESANDLAEScheduleofActivityintheReserveforLossesandLossAdjustmentExpensesLAEDetails"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/RESERVEFORLOSSESANDLAEScheduleofActivityintheReserveforLossesandLossAdjustmentExpensesLAEDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InsuranceAbstract_019ecbd3-ec0c-70bf-9216-05118999b9d1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InsuranceAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_019ecbd3-ec0c-7373-bc6d-729888429ff2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_019ecbd3-ec0c-70bf-9216-05118999b9d1" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_019ecbd3-ec0c-7373-bc6d-729888429ff2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_019ecbd3-ec0c-7b9e-a88b-99ce3ef9f37b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_019ecbd3-ec0c-7373-bc6d-729888429ff2" xlink:to="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_019ecbd3-ec0c-7b9e-a88b-99ce3ef9f37b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceRecoverables_019ecbd3-ec0c-7128-9f93-eeab909b3b92" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReinsuranceRecoverables"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_019ecbd3-ec0c-7373-bc6d-729888429ff2" xlink:to="loc_us-gaap_ReinsuranceRecoverables_019ecbd3-ec0c-7128-9f93-eeab909b3b92" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_ReserveForLossesAndLossAdjustmentExpensesNet_019ecbd3-ec0c-73f0-8dee-31b44aaa9c60" xlink:href="cik0000914748-20260630.xsd#cik0000914748_ReserveForLossesAndLossAdjustmentExpensesNet"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_019ecbd3-ec0c-7373-bc6d-729888429ff2" xlink:to="loc_cik0000914748_ReserveForLossesAndLossAdjustmentExpensesNet_019ecbd3-ec0c-73f0-8dee-31b44aaa9c60" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_019ecbd3-ec0c-70d4-b204-3fe7ab30e511" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_019ecbd3-ec0c-7373-bc6d-729888429ff2" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_019ecbd3-ec0c-70d4-b204-3fe7ab30e511" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense_019eff88-b701-74df-8c16-d6132203bdce" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_019ecbd3-ec0c-70d4-b204-3fe7ab30e511" xlink:to="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense_019eff88-b701-74df-8c16-d6132203bdce" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_PriorYearClaimsAndClaimsAdjustmentExpenseExcludingImpactFromRetroactiveReinsurance_019ecbd3-ec0c-7024-9f9b-b4d0b3bd9558" xlink:href="cik0000914748-20260630.xsd#cik0000914748_PriorYearClaimsAndClaimsAdjustmentExpenseExcludingImpactFromRetroactiveReinsurance"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_019ecbd3-ec0c-70d4-b204-3fe7ab30e511" xlink:to="loc_cik0000914748_PriorYearClaimsAndClaimsAdjustmentExpenseExcludingImpactFromRetroactiveReinsurance_019ecbd3-ec0c-7024-9f9b-b4d0b3bd9558" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_PriorYearClaimsAndClaimsAdjustmentExpenseImpactFromRetroactiveReinsuranceAndClaimsAdjustmentExpenseIncurredClaims_019ecbd3-ec0c-7cf5-b603-a45f09a1d201" xlink:href="cik0000914748-20260630.xsd#cik0000914748_PriorYearClaimsAndClaimsAdjustmentExpenseImpactFromRetroactiveReinsuranceAndClaimsAdjustmentExpenseIncurredClaims"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_019ecbd3-ec0c-70d4-b204-3fe7ab30e511" xlink:to="loc_cik0000914748_PriorYearClaimsAndClaimsAdjustmentExpenseImpactFromRetroactiveReinsuranceAndClaimsAdjustmentExpenseIncurredClaims_019ecbd3-ec0c-7cf5-b603-a45f09a1d201" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1_019ecbd3-ec0c-7b60-a45c-5a995c1fd0f8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_019ecbd3-ec0c-70d4-b204-3fe7ab30e511" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1_019ecbd3-ec0c-7b60-a45c-5a995c1fd0f8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_019ecbd3-ec0c-7707-aa3e-1a74a51abc17" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_019ecbd3-ec0c-7373-bc6d-729888429ff2" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_019ecbd3-ec0c-7707-aa3e-1a74a51abc17" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1_019ecbd3-ec0c-7d60-8fd9-efbb3a4e5d7c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_019ecbd3-ec0c-7707-aa3e-1a74a51abc17" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1_019ecbd3-ec0c-7d60-8fd9-efbb3a4e5d7c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1_019ecbd3-ec0c-78d8-95fa-4f6c6b7a0adc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_019ecbd3-ec0c-7707-aa3e-1a74a51abc17" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1_019ecbd3-ec0c-78d8-95fa-4f6c6b7a0adc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForLossesAndLossAdjustmentExpense_019ecbd3-ec0c-7418-8922-4dd1966342c6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsForLossesAndLossAdjustmentExpense"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_019ecbd3-ec0c-7707-aa3e-1a74a51abc17" xlink:to="loc_us-gaap_PaymentsForLossesAndLossAdjustmentExpense_019ecbd3-ec0c-7418-8922-4dd1966342c6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TranslationAdjustmentFunctionalToReportingCurrencyNetOfTaxPeriodIncreaseDecrease_019ecbd3-ec0c-7c1f-b07d-36ea03801c6e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TranslationAdjustmentFunctionalToReportingCurrencyNetOfTaxPeriodIncreaseDecrease"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_019ecbd3-ec0c-7707-aa3e-1a74a51abc17" xlink:to="loc_us-gaap_TranslationAdjustmentFunctionalToReportingCurrencyNetOfTaxPeriodIncreaseDecrease_019ecbd3-ec0c-7c1f-b07d-36ea03801c6e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_PolicyholderBenefitsAndClaimsIncurredRetroactiveReinsuranceAdjustment_019ecbd3-ec0c-771b-80dd-26ca51d910c6" xlink:href="cik0000914748-20260630.xsd#cik0000914748_PolicyholderBenefitsAndClaimsIncurredRetroactiveReinsuranceAdjustment"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_019ecbd3-ec0c-7707-aa3e-1a74a51abc17" xlink:to="loc_cik0000914748_PolicyholderBenefitsAndClaimsIncurredRetroactiveReinsuranceAdjustment_019ecbd3-ec0c-771b-80dd-26ca51d910c6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_ReserveForLossesAndLossAdjustmentExpensesNet_019ecbd3-ec0c-743f-a5c5-d9249ef82830" xlink:href="cik0000914748-20260630.xsd#cik0000914748_ReserveForLossesAndLossAdjustmentExpensesNet"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_019ecbd3-ec0c-7707-aa3e-1a74a51abc17" xlink:to="loc_cik0000914748_ReserveForLossesAndLossAdjustmentExpensesNet_019ecbd3-ec0c-743f-a5c5-d9249ef82830" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceRecoverables_019eff89-3b0d-7997-9720-79d79f30d04b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReinsuranceRecoverables"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_019ecbd3-ec0c-7707-aa3e-1a74a51abc17" xlink:to="loc_us-gaap_ReinsuranceRecoverables_019eff89-3b0d-7997-9720-79d79f30d04b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_019ecbd3-ec0c-74e5-8419-2d3fbf101873" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_019ecbd3-ec0c-7707-aa3e-1a74a51abc17" xlink:to="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_019ecbd3-ec0c-74e5-8419-2d3fbf101873" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_PolicyholderBenefitsAndClaimsIncurredRetroactiveReinsuranceAdjustmentCededLossReserves_019ecbd3-ec0c-7b0b-873b-7b74907318b1" xlink:href="cik0000914748-20260630.xsd#cik0000914748_PolicyholderBenefitsAndClaimsIncurredRetroactiveReinsuranceAdjustmentCededLossReserves"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNetAbstract_019ecbd3-ec0c-7373-bc6d-729888429ff2" xlink:to="loc_cik0000914748_PolicyholderBenefitsAndClaimsIncurredRetroactiveReinsuranceAdjustmentCededLossReserves_019ecbd3-ec0c-7b0b-873b-7b74907318b1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/RESERVEFORLOSSESANDLAENarrativeDetails" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#RESERVEFORLOSSESANDLAENarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/RESERVEFORLOSSESANDLAENarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InsuranceAbstract_019ecbd3-ec0c-7198-97b9-942fc0b8e33a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InsuranceAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_ReservesForLossesAndLaeTable_019ecbd3-ec0c-7363-80e7-f43ec4f174d7" xlink:href="cik0000914748-20260630.xsd#cik0000914748_ReservesForLossesAndLaeTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_019ecbd3-ec0c-7198-97b9-942fc0b8e33a" xlink:to="loc_cik0000914748_ReservesForLossesAndLaeTable_019ecbd3-ec0c-7363-80e7-f43ec4f174d7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForCatastropheClaimsByCatastrophicEventAxis_019fda87-6d3d-7755-83f6-74bd9ffd4fca" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LiabilityForCatastropheClaimsByCatastrophicEventAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_ReservesForLossesAndLaeTable_019ecbd3-ec0c-7363-80e7-f43ec4f174d7" xlink:to="loc_us-gaap_LiabilityForCatastropheClaimsByCatastrophicEventAxis_019fda87-6d3d-7755-83f6-74bd9ffd4fca" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CatastrophicEventDomain_019fda87-6d3d-7d61-9c60-0c43fd904b8b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CatastrophicEventDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilityForCatastropheClaimsByCatastrophicEventAxis_019fda87-6d3d-7755-83f6-74bd9ffd4fca" xlink:to="loc_us-gaap_CatastrophicEventDomain_019fda87-6d3d-7d61-9c60-0c43fd904b8b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_HigherPremiumsEarnedMember_019fda87-6d3d-76f3-ad10-16cb690a4586" xlink:href="cik0000914748-20260630.xsd#cik0000914748_HigherPremiumsEarnedMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CatastrophicEventDomain_019fda87-6d3d-7d61-9c60-0c43fd904b8b" xlink:to="loc_cik0000914748_HigherPremiumsEarnedMember_019fda87-6d3d-76f3-ad10-16cb690a4586" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_CatastropheLossesMember_019fda87-6d3d-75c0-932a-338713197794" xlink:href="cik0000914748-20260630.xsd#cik0000914748_CatastropheLossesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CatastrophicEventDomain_019fda87-6d3d-7d61-9c60-0c43fd904b8b" xlink:to="loc_cik0000914748_CatastropheLossesMember_019fda87-6d3d-75c0-932a-338713197794" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_HurricanesTyphoonsCyclonesAndOtherWeatherRelatedEventsMember_019fda87-6d3d-7153-8935-febff6519db9" xlink:href="cik0000914748-20260630.xsd#cik0000914748_HurricanesTyphoonsCyclonesAndOtherWeatherRelatedEventsMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CatastrophicEventDomain_019fda87-6d3d-7d61-9c60-0c43fd904b8b" xlink:to="loc_cik0000914748_HurricanesTyphoonsCyclonesAndOtherWeatherRelatedEventsMember_019fda87-6d3d-7153-8935-febff6519db9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_ForeignConflictMember_019fda87-6d3d-79cb-a641-3d404e42d04a" xlink:href="cik0000914748-20260630.xsd#cik0000914748_ForeignConflictMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CatastrophicEventDomain_019fda87-6d3d-7d61-9c60-0c43fd904b8b" xlink:to="loc_cik0000914748_ForeignConflictMember_019fda87-6d3d-79cb-a641-3d404e42d04a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_CatastropheLossesWildfiresMember_019fda87-6d3d-73d5-8412-e0655176fb6d" xlink:href="cik0000914748-20260630.xsd#cik0000914748_CatastropheLossesWildfiresMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CatastrophicEventDomain_019fda87-6d3d-7d61-9c60-0c43fd904b8b" xlink:to="loc_cik0000914748_CatastropheLossesWildfiresMember_019fda87-6d3d-73d5-8412-e0655176fb6d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarthquakeMember_019fda87-6d3d-7ec6-8edd-3cea819afa8b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EarthquakeMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CatastrophicEventDomain_019fda87-6d3d-7d61-9c60-0c43fd904b8b" xlink:to="loc_us-gaap_EarthquakeMember_019fda87-6d3d-7ec6-8edd-3cea819afa8b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_OtherWeatherRelatedEventsMember_019fda87-6d3d-7b8c-ae9e-429dd2d69d6b" xlink:href="cik0000914748-20260630.xsd#cik0000914748_OtherWeatherRelatedEventsMember"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CatastrophicEventDomain_019fda87-6d3d-7d61-9c60-0c43fd904b8b" xlink:to="loc_cik0000914748_OtherWeatherRelatedEventsMember_019fda87-6d3d-7b8c-ae9e-429dd2d69d6b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_AttritionalLossesMember_019fda88-1431-7538-80c5-2991a378fa9e" xlink:href="cik0000914748-20260630.xsd#cik0000914748_AttritionalLossesMember"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CatastrophicEventDomain_019fda87-6d3d-7d61-9c60-0c43fd904b8b" xlink:to="loc_cik0000914748_AttritionalLossesMember_019fda88-1431-7538-80c5-2991a378fa9e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_WellSeasonedReservesMember_019fed1e-fc54-7c33-99ca-fcbcff89e753" xlink:href="cik0000914748-20260630.xsd#cik0000914748_WellSeasonedReservesMember"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CatastrophicEventDomain_019fda87-6d3d-7d61-9c60-0c43fd904b8b" xlink:to="loc_cik0000914748_WellSeasonedReservesMember_019fed1e-fc54-7c33-99ca-fcbcff89e753" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_BaltimoreBridgeCollapseMember_019fed1d-6a41-773a-9368-9e5f856c41bf" xlink:href="cik0000914748-20260630.xsd#cik0000914748_BaltimoreBridgeCollapseMember"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CatastrophicEventDomain_019fda87-6d3d-7d61-9c60-0c43fd904b8b" xlink:to="loc_cik0000914748_BaltimoreBridgeCollapseMember_019fed1d-6a41-773a-9368-9e5f856c41bf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceContractAxis_019fda8a-094a-7913-a061-b2dc78e14a4c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReinsuranceContractAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_ReservesForLossesAndLaeTable_019ecbd3-ec0c-7363-80e7-f43ec4f174d7" xlink:to="loc_us-gaap_ReinsuranceContractAxis_019fda8a-094a-7913-a061-b2dc78e14a4c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_019fda8a-094a-70be-95b7-8bd9809a1280" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LegalEntityAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_ReservesForLossesAndLaeTable_019ecbd3-ec0c-7363-80e7-f43ec4f174d7" xlink:to="loc_dei_LegalEntityAxis_019fda8a-094a-70be-95b7-8bd9809a1280" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019fda8a-094a-73ee-bd26-02724e6c2991" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_019fda8a-094a-70be-95b7-8bd9809a1280" xlink:to="loc_dei_EntityDomain_019fda8a-094a-73ee-bd26-02724e6c2991" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_EverestGroupLtd.Member_019fda8a-094a-7828-afc8-da4724e1d20c" xlink:href="cik0000914748-20260630.xsd#cik0000914748_EverestGroupLtd.Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_019fda8a-094a-73ee-bd26-02724e6c2991" xlink:to="loc_cik0000914748_EverestGroupLtd.Member_019fda8a-094a-7828-afc8-da4724e1d20c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_EverestReinsuranceHoldingsIncMember_019fda8a-094a-7141-b90a-051ae257a4ed" xlink:href="cik0000914748-20260630.xsd#cik0000914748_EverestReinsuranceHoldingsIncMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_019fda8a-094a-73ee-bd26-02724e6c2991" xlink:to="loc_cik0000914748_EverestReinsuranceHoldingsIncMember_019fda8a-094a-7141-b90a-051ae257a4ed" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CededCreditRiskAxis_019fda8a-094a-77fd-af4c-e81e4861c8b4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CededCreditRiskAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_ReservesForLossesAndLaeTable_019ecbd3-ec0c-7363-80e7-f43ec4f174d7" xlink:to="loc_us-gaap_CededCreditRiskAxis_019fda8a-094a-77fd-af4c-e81e4861c8b4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CededCreditRiskReinsurerDomain_019fda8a-094a-7a96-bd49-490e365987d5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CededCreditRiskReinsurerDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CededCreditRiskAxis_019fda8a-094a-77fd-af4c-e81e4861c8b4" xlink:to="loc_us-gaap_CededCreditRiskReinsurerDomain_019fda8a-094a-7a96-bd49-490e365987d5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_StateNationalReinsurerMember_019fda8a-094a-7182-9365-ac205ae58641" xlink:href="cik0000914748-20260630.xsd#cik0000914748_StateNationalReinsurerMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CededCreditRiskReinsurerDomain_019fda8a-094a-7a96-bd49-490e365987d5" xlink:to="loc_cik0000914748_StateNationalReinsurerMember_019fda8a-094a-7182-9365-ac205ae58641" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_MSTransverseReinsuranceMember_019fda8a-5054-7795-a4ac-5eb1b73ac1dd" xlink:href="cik0000914748-20260630.xsd#cik0000914748_MSTransverseReinsuranceMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CededCreditRiskReinsurerDomain_019fda8a-094a-7a96-bd49-490e365987d5" xlink:to="loc_cik0000914748_MSTransverseReinsuranceMember_019fda8a-5054-7795-a4ac-5eb1b73ac1dd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_ReservesForLossesAndLaeLineItems_019ecbd3-ec0c-7874-82cd-f062325c0e36" xlink:href="cik0000914748-20260630.xsd#cik0000914748_ReservesForLossesAndLaeLineItems"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_ReservesForLossesAndLaeTable_019ecbd3-ec0c-7363-80e7-f43ec4f174d7" xlink:to="loc_cik0000914748_ReservesForLossesAndLaeLineItems_019ecbd3-ec0c-7874-82cd-f062325c0e36" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense_019fda87-6d3d-707d-aecc-b198b6f10340" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_ReservesForLossesAndLaeLineItems_019ecbd3-ec0c-7874-82cd-f062325c0e36" xlink:to="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense_019fda87-6d3d-707d-aecc-b198b6f10340" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpensePeriodIncreaseDecrease_019fda87-6d3d-7a1d-9224-37f20a4bee5b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpensePeriodIncreaseDecrease"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_ReservesForLossesAndLaeLineItems_019ecbd3-ec0c-7874-82cd-f062325c0e36" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpensePeriodIncreaseDecrease_019fda87-6d3d-7a1d-9224-37f20a4bee5b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_019fda88-1431-7cc6-8f2b-1b8fba7e8832" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_ReservesForLossesAndLaeLineItems_019ecbd3-ec0c-7874-82cd-f062325c0e36" xlink:to="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_019fda88-1431-7cc6-8f2b-1b8fba7e8832" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FundsHeldUnderReinsuranceAgreementsLiability_019fda8a-094a-7906-92f8-99be18daf36f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FundsHeldUnderReinsuranceAgreementsLiability"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_ReservesForLossesAndLaeLineItems_019ecbd3-ec0c-7874-82cd-f062325c0e36" xlink:to="loc_us-gaap_FundsHeldUnderReinsuranceAgreementsLiability_019fda8a-094a-7906-92f8-99be18daf36f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForReinsurance_019fda8a-094a-79d3-a5a1-a6a7015d1b81" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsForReinsurance"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_ReservesForLossesAndLaeLineItems_019ecbd3-ec0c-7874-82cd-f062325c0e36" xlink:to="loc_us-gaap_PaymentsForReinsurance_019fda8a-094a-79d3-a5a1-a6a7015d1b81" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceRetentionAmountRetainedPerPolicy_019fda8a-094a-72dd-8466-55f8dff969a0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReinsuranceRetentionAmountRetainedPerPolicy"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_ReservesForLossesAndLaeLineItems_019ecbd3-ec0c-7874-82cd-f062325c0e36" xlink:to="loc_us-gaap_ReinsuranceRetentionAmountRetainedPerPolicy_019fda8a-094a-72dd-8466-55f8dff969a0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceRetentionPolicyExcessRetentionPercentage_019fda8a-094a-72d3-a2c1-a335ea320368" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReinsuranceRetentionPolicyExcessRetentionPercentage"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_ReservesForLossesAndLaeLineItems_019ecbd3-ec0c-7874-82cd-f062325c0e36" xlink:to="loc_us-gaap_ReinsuranceRetentionPolicyExcessRetentionPercentage_019fda8a-094a-72d3-a2c1-a335ea320368" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceRetentionExcessRetentionAmountReinsuredPerPolicy_019fda8a-094a-7abb-8e76-1926dfa1f7b8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReinsuranceRetentionExcessRetentionAmountReinsuredPerPolicy"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_ReservesForLossesAndLaeLineItems_019ecbd3-ec0c-7874-82cd-f062325c0e36" xlink:to="loc_us-gaap_ReinsuranceRetentionExcessRetentionAmountReinsuredPerPolicy_019fda8a-094a-7abb-8e76-1926dfa1f7b8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FundsHeldUnderReinsuranceAgreementsAsset_019fda8a-5054-79e8-9d60-e43f36ef2855" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FundsHeldUnderReinsuranceAgreementsAsset"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_ReservesForLossesAndLaeLineItems_019ecbd3-ec0c-7874-82cd-f062325c0e36" xlink:to="loc_us-gaap_FundsHeldUnderReinsuranceAgreementsAsset_019fda8a-5054-79e8-9d60-e43f36ef2855" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredNet_019fda8a-5054-78d3-998d-70d0c9ab638a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PolicyholderBenefitsAndClaimsIncurredNet"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_ReservesForLossesAndLaeLineItems_019ecbd3-ec0c-7874-82cd-f062325c0e36" xlink:to="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredNet_019fda8a-5054-78d3-998d-70d0c9ab638a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_DeferredGainOnSaleCurrent_019fda8a-5054-7a4c-8881-216c523b38a8" xlink:href="cik0000914748-20260630.xsd#cik0000914748_DeferredGainOnSaleCurrent"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_ReservesForLossesAndLaeLineItems_019ecbd3-ec0c-7874-82cd-f062325c0e36" xlink:to="loc_cik0000914748_DeferredGainOnSaleCurrent_019fda8a-5054-7a4c-8881-216c523b38a8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceEffectOnClaimsAndBenefitsIncurredAmountCeded_019fda8a-5054-7972-8c29-63ec167d4bd3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReinsuranceEffectOnClaimsAndBenefitsIncurredAmountCeded"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_ReservesForLossesAndLaeLineItems_019ecbd3-ec0c-7874-82cd-f062325c0e36" xlink:to="loc_us-gaap_ReinsuranceEffectOnClaimsAndBenefitsIncurredAmountCeded_019fda8a-5054-7972-8c29-63ec167d4bd3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_PolicyholderBenefitsAndClaimsIncurredRetroactiveReinsuranceAdjustmentCededLossReserves_019fda8a-5054-7da2-81d7-f6184740086a" xlink:href="cik0000914748-20260630.xsd#cik0000914748_PolicyholderBenefitsAndClaimsIncurredRetroactiveReinsuranceAdjustmentCededLossReserves"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_ReservesForLossesAndLaeLineItems_019ecbd3-ec0c-7874-82cd-f062325c0e36" xlink:to="loc_cik0000914748_PolicyholderBenefitsAndClaimsIncurredRetroactiveReinsuranceAdjustmentCededLossReserves_019fda8a-5054-7da2-81d7-f6184740086a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_ReinsuranceExcessRetentionUnexpiredLimitAmountReinsuredPerPolicy_019fda8a-5054-7c6b-a7b4-db26a142d16c" xlink:href="cik0000914748-20260630.xsd#cik0000914748_ReinsuranceExcessRetentionUnexpiredLimitAmountReinsuredPerPolicy"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_ReservesForLossesAndLaeLineItems_019ecbd3-ec0c-7874-82cd-f062325c0e36" xlink:to="loc_cik0000914748_ReinsuranceExcessRetentionUnexpiredLimitAmountReinsuredPerPolicy_019fda8a-5054-7c6b-a7b4-db26a142d16c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/SALEOFRENEWALRIGHTSDetails" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#SALEOFRENEWALRIGHTSDetails"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/SALEOFRENEWALRIGHTSDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenueFromContractWithCustomerAbstract_019ecbd3-ec0c-7aa1-94c1-6008f6502e1b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RevenueFromContractWithCustomerAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenueRemainingPerformanceObligationExpectedTimingOfSatisfactionTable_019ecbd3-ec0c-7ca7-94f5-40a8dd8e5d59" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RevenueRemainingPerformanceObligationExpectedTimingOfSatisfactionTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenueFromContractWithCustomerAbstract_019ecbd3-ec0c-7aa1-94c1-6008f6502e1b" xlink:to="loc_us-gaap_RevenueRemainingPerformanceObligationExpectedTimingOfSatisfactionTable_019ecbd3-ec0c-7ca7-94f5-40a8dd8e5d59" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CounterpartyNameAxis_019ecbd3-ec0c-74e2-a6ff-41e9dbc62f1a" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_CounterpartyNameAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenueRemainingPerformanceObligationExpectedTimingOfSatisfactionTable_019ecbd3-ec0c-7ca7-94f5-40a8dd8e5d59" xlink:to="loc_srt_CounterpartyNameAxis_019ecbd3-ec0c-74e2-a6ff-41e9dbc62f1a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RepurchaseAgreementCounterpartyNameDomain_019ecbd3-ec0c-724a-8354-0e707ae5bdfc" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RepurchaseAgreementCounterpartyNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CounterpartyNameAxis_019ecbd3-ec0c-74e2-a6ff-41e9dbc62f1a" xlink:to="loc_srt_RepurchaseAgreementCounterpartyNameDomain_019ecbd3-ec0c-724a-8354-0e707ae5bdfc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_AmericanInternationalGroupInc.Member_019ecbd3-ec0c-708c-a0fd-c6d5565a1e0a" xlink:href="cik0000914748-20260630.xsd#cik0000914748_AmericanInternationalGroupInc.Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_019ecbd3-ec0c-724a-8354-0e707ae5bdfc" xlink:to="loc_cik0000914748_AmericanInternationalGroupInc.Member_019ecbd3-ec0c-708c-a0fd-c6d5565a1e0a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_StatementGeographicalAxis_019ecbd3-ec0c-7801-a6ff-e78af7b8ce50" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_StatementGeographicalAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenueRemainingPerformanceObligationExpectedTimingOfSatisfactionTable_019ecbd3-ec0c-7ca7-94f5-40a8dd8e5d59" xlink:to="loc_srt_StatementGeographicalAxis_019ecbd3-ec0c-7801-a6ff-e78af7b8ce50" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_SegmentGeographicalDomain_019ecbd3-ec0c-7ba3-9d15-ba43e1135a26" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_SegmentGeographicalDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_StatementGeographicalAxis_019ecbd3-ec0c-7801-a6ff-e78af7b8ce50" xlink:to="loc_srt_SegmentGeographicalDomain_019ecbd3-ec0c-7ba3-9d15-ba43e1135a26" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_UnitedStatesUnitedKingdomAndAsiaPacificMember_019ecbd3-ec0c-7327-ac3f-0476aba630bd" xlink:href="cik0000914748-20260630.xsd#cik0000914748_UnitedStatesUnitedKingdomAndAsiaPacificMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_SegmentGeographicalDomain_019ecbd3-ec0c-7ba3-9d15-ba43e1135a26" xlink:to="loc_cik0000914748_UnitedStatesUnitedKingdomAndAsiaPacificMember_019ecbd3-ec0c-7327-ac3f-0476aba630bd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_019ecbd3-ec0c-7e6c-80c0-86c1748cf84e" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LegalEntityAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenueRemainingPerformanceObligationExpectedTimingOfSatisfactionTable_019ecbd3-ec0c-7ca7-94f5-40a8dd8e5d59" xlink:to="loc_dei_LegalEntityAxis_019ecbd3-ec0c-7e6c-80c0-86c1748cf84e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019ecbd3-ec0c-7bc7-89aa-b7c3e3c57548" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_019ecbd3-ec0c-7e6c-80c0-86c1748cf84e" xlink:to="loc_dei_EntityDomain_019ecbd3-ec0c-7bc7-89aa-b7c3e3c57548" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_EverestGroupLtd.Member_019ecbd3-ec0c-7bcc-86fb-b3cb31ec709a" xlink:href="cik0000914748-20260630.xsd#cik0000914748_EverestGroupLtd.Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_019ecbd3-ec0c-7bc7-89aa-b7c3e3c57548" xlink:to="loc_cik0000914748_EverestGroupLtd.Member_019ecbd3-ec0c-7bcc-86fb-b3cb31ec709a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_EverestReinsuranceHoldingsIncMember_019ecbd3-ec0c-7d1d-8d72-dd8a53885aab" xlink:href="cik0000914748-20260630.xsd#cik0000914748_EverestReinsuranceHoldingsIncMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_019ecbd3-ec0c-7bc7-89aa-b7c3e3c57548" xlink:to="loc_cik0000914748_EverestReinsuranceHoldingsIncMember_019ecbd3-ec0c-7d1d-8d72-dd8a53885aab" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_019fde20-cbbd-7377-8d4b-335000ca2316" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenueRemainingPerformanceObligationExpectedTimingOfSatisfactionTable_019ecbd3-ec0c-7ca7-94f5-40a8dd8e5d59" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_019fde20-cbbd-7377-8d4b-335000ca2316" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_019fde20-cbbd-7a7a-995b-3ad82ff5c526" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_019fde20-cbbd-7377-8d4b-335000ca2316" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_019fde20-cbbd-7a7a-995b-3ad82ff5c526" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SoftwareAndSoftwareDevelopmentCostsMember_019fde20-f51b-77b5-a486-2dc279b72f5d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SoftwareAndSoftwareDevelopmentCostsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_019fde20-cbbd-7a7a-995b-3ad82ff5c526" xlink:to="loc_us-gaap_SoftwareAndSoftwareDevelopmentCostsMember_019fde20-f51b-77b5-a486-2dc279b72f5d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenueRemainingPerformanceObligationExpectedTimingOfSatisfactionLineItems_019ecbd3-ec0c-76ac-a135-0ed4bf6ceb90" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RevenueRemainingPerformanceObligationExpectedTimingOfSatisfactionLineItems"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenueRemainingPerformanceObligationExpectedTimingOfSatisfactionTable_019ecbd3-ec0c-7ca7-94f5-40a8dd8e5d59" xlink:to="loc_us-gaap_RevenueRemainingPerformanceObligationExpectedTimingOfSatisfactionLineItems_019ecbd3-ec0c-76ac-a135-0ed4bf6ceb90" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenueRemainingPerformanceObligation_019ecbd3-ec0c-7071-9d42-695d26c1917d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RevenueRemainingPerformanceObligation"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenueRemainingPerformanceObligationExpectedTimingOfSatisfactionLineItems_019ecbd3-ec0c-76ac-a135-0ed4bf6ceb90" xlink:to="loc_us-gaap_RevenueRemainingPerformanceObligation_019ecbd3-ec0c-7071-9d42-695d26c1917d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_RenewalRightAgreementGrossWrittenPremiumPaidAndPayableAggregateRenewedPremiumsThreshold_019ecbd3-ec0c-78d0-a51f-56a8e0d8ae72" xlink:href="cik0000914748-20260630.xsd#cik0000914748_RenewalRightAgreementGrossWrittenPremiumPaidAndPayableAggregateRenewedPremiumsThreshold"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenueRemainingPerformanceObligationExpectedTimingOfSatisfactionLineItems_019ecbd3-ec0c-76ac-a135-0ed4bf6ceb90" xlink:to="loc_cik0000914748_RenewalRightAgreementGrossWrittenPremiumPaidAndPayableAggregateRenewedPremiumsThreshold_019ecbd3-ec0c-78d0-a51f-56a8e0d8ae72" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_RevenueRemainingPerformanceObligationVariableConsiderationMaximumContingentReimbursementIfThresholdNotMet_019ecbd3-ec0c-74ba-b7db-01744230cd6a" xlink:href="cik0000914748-20260630.xsd#cik0000914748_RevenueRemainingPerformanceObligationVariableConsiderationMaximumContingentReimbursementIfThresholdNotMet"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenueRemainingPerformanceObligationExpectedTimingOfSatisfactionLineItems_019ecbd3-ec0c-76ac-a135-0ed4bf6ceb90" xlink:to="loc_cik0000914748_RevenueRemainingPerformanceObligationVariableConsiderationMaximumContingentReimbursementIfThresholdNotMet_019ecbd3-ec0c-74ba-b7db-01744230cd6a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainLossOnDispositionOfAssets1_019ecbd3-ec0c-7843-9fcc-875a9ac27198" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_GainLossOnDispositionOfAssets1"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenueRemainingPerformanceObligationExpectedTimingOfSatisfactionLineItems_019ecbd3-ec0c-76ac-a135-0ed4bf6ceb90" xlink:to="loc_us-gaap_GainLossOnDispositionOfAssets1_019ecbd3-ec0c-7843-9fcc-875a9ac27198" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherLiabilities_019ecbd3-ec0c-7c89-9b56-13b2f5abac9c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherLiabilities"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenueRemainingPerformanceObligationExpectedTimingOfSatisfactionLineItems_019ecbd3-ec0c-76ac-a135-0ed4bf6ceb90" xlink:to="loc_us-gaap_OtherLiabilities_019ecbd3-ec0c-7c89-9b56-13b2f5abac9c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_RenewalRightAgreementPurchasePricePercentageOfGrossWrittenPremiumEquivalent_019ecbd3-ec0c-7f66-bfb5-162c1b768a1a" xlink:href="cik0000914748-20260630.xsd#cik0000914748_RenewalRightAgreementPurchasePricePercentageOfGrossWrittenPremiumEquivalent"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenueRemainingPerformanceObligationExpectedTimingOfSatisfactionLineItems_019ecbd3-ec0c-76ac-a135-0ed4bf6ceb90" xlink:to="loc_cik0000914748_RenewalRightAgreementPurchasePricePercentageOfGrossWrittenPremiumEquivalent_019ecbd3-ec0c-7f66-bfb5-162c1b768a1a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_RenewalRightAgreementAdditionalMonthlyConsideration_019ecbd3-ec0c-7d10-bc3e-26a2e029b085" xlink:href="cik0000914748-20260630.xsd#cik0000914748_RenewalRightAgreementAdditionalMonthlyConsideration"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenueRemainingPerformanceObligationExpectedTimingOfSatisfactionLineItems_019ecbd3-ec0c-76ac-a135-0ed4bf6ceb90" xlink:to="loc_cik0000914748_RenewalRightAgreementAdditionalMonthlyConsideration_019ecbd3-ec0c-7d10-bc3e-26a2e029b085" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeveranceCosts1_019ecbd3-ec0c-7fcf-9bcc-ef413a6e6adb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SeveranceCosts1"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenueRemainingPerformanceObligationExpectedTimingOfSatisfactionLineItems_019ecbd3-ec0c-76ac-a135-0ed4bf6ceb90" xlink:to="loc_us-gaap_SeveranceCosts1_019ecbd3-ec0c-7fcf-9bcc-ef413a6e6adb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ImpairmentOfIntangibleAssetsFinitelived_019ecbd3-ec0c-7d86-8aaf-fa8d08886e0b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ImpairmentOfIntangibleAssetsFinitelived"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenueRemainingPerformanceObligationExpectedTimingOfSatisfactionLineItems_019ecbd3-ec0c-76ac-a135-0ed4bf6ceb90" xlink:to="loc_us-gaap_ImpairmentOfIntangibleAssetsFinitelived_019ecbd3-ec0c-7d86-8aaf-fa8d08886e0b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherNonrecurringExpense_019ecbd3-ec0c-7002-b8a5-1534da23143c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherNonrecurringExpense"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenueRemainingPerformanceObligationExpectedTimingOfSatisfactionLineItems_019ecbd3-ec0c-76ac-a135-0ed4bf6ceb90" xlink:to="loc_us-gaap_OtherNonrecurringExpense_019ecbd3-ec0c-7002-b8a5-1534da23143c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/SEGMENTREPORTINGNarrativeDetails" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#SEGMENTREPORTINGNarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/SEGMENTREPORTINGNarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingAbstract_019ecbd3-ec0c-7fb0-a368-6cd8006a4a1c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SegmentReportingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NumberOfReportableSegments_019ecbd3-ec0c-7635-9967-352d84ee6ed7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NumberOfReportableSegments"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_019ecbd3-ec0c-7fb0-a368-6cd8006a4a1c" xlink:to="loc_us-gaap_NumberOfReportableSegments_019ecbd3-ec0c-7635-9967-352d84ee6ed7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_NumberOfReportableSegmentsThatSellProducts_019ecbd3-ec0c-7f06-adb3-b901085afa56" xlink:href="cik0000914748-20260630.xsd#cik0000914748_NumberOfReportableSegmentsThatSellProducts"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_019ecbd3-ec0c-7fb0-a368-6cd8006a4a1c" xlink:to="loc_cik0000914748_NumberOfReportableSegmentsThatSellProducts_019ecbd3-ec0c-7f06-adb3-b901085afa56" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/SEGMENTREPORTINGScheduleofUnderwritingResultsforOperatingSegmentsDetails" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#SEGMENTREPORTINGScheduleofUnderwritingResultsforOperatingSegmentsDetails"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/SEGMENTREPORTINGScheduleofUnderwritingResultsforOperatingSegmentsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingAbstract_019ecbd3-ec0c-7d30-a578-058d2ac62387" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SegmentReportingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_019ecbd3-ec0c-7bfd-90f1-e8498ded9777" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_019ecbd3-ec0c-7d30-a578-058d2ac62387" xlink:to="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_019ecbd3-ec0c-7bfd-90f1-e8498ded9777" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementBusinessSegmentsAxis_019ecbd3-ec0c-78a0-9e7e-dde7e00abb72" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementBusinessSegmentsAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_019ecbd3-ec0c-7bfd-90f1-e8498ded9777" xlink:to="loc_us-gaap_StatementBusinessSegmentsAxis_019ecbd3-ec0c-78a0-9e7e-dde7e00abb72" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentDomain_019ecbd3-ec0c-7184-948d-18f2a07e1e91" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SegmentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementBusinessSegmentsAxis_019ecbd3-ec0c-78a0-9e7e-dde7e00abb72" xlink:to="loc_us-gaap_SegmentDomain_019ecbd3-ec0c-7184-948d-18f2a07e1e91" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_ReinsuranceSegmentMember_019ecbd3-ec0c-726b-bdfa-2c2bfd2c1a99" xlink:href="cik0000914748-20260630.xsd#cik0000914748_ReinsuranceSegmentMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_019ecbd3-ec0c-7184-948d-18f2a07e1e91" xlink:to="loc_cik0000914748_ReinsuranceSegmentMember_019ecbd3-ec0c-726b-bdfa-2c2bfd2c1a99" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_InsuranceSegmentMember_019ecbd3-ec0c-7187-9a68-25954d7ae846" xlink:href="cik0000914748-20260630.xsd#cik0000914748_InsuranceSegmentMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_019ecbd3-ec0c-7184-948d-18f2a07e1e91" xlink:to="loc_cik0000914748_InsuranceSegmentMember_019ecbd3-ec0c-7187-9a68-25954d7ae846" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_LegacySegmentMember_019ecbd3-ec0c-7e64-8253-7d4a535a9795" xlink:href="cik0000914748-20260630.xsd#cik0000914748_LegacySegmentMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_019ecbd3-ec0c-7184-948d-18f2a07e1e91" xlink:to="loc_cik0000914748_LegacySegmentMember_019ecbd3-ec0c-7e64-8253-7d4a535a9795" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidationItemsAxis_019ecbd3-ec0c-703f-adcf-3af585941233" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ConsolidationItemsAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_019ecbd3-ec0c-7bfd-90f1-e8498ded9777" xlink:to="loc_srt_ConsolidationItemsAxis_019ecbd3-ec0c-703f-adcf-3af585941233" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidationItemsDomain_019ecbd3-ec0c-751e-95b7-95372b68a0f4" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ConsolidationItemsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidationItemsAxis_019ecbd3-ec0c-703f-adcf-3af585941233" xlink:to="loc_srt_ConsolidationItemsDomain_019ecbd3-ec0c-751e-95b7-95372b68a0f4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingSegmentsMember_019ecbd3-ec0c-7f3f-9954-098b0fd07138" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OperatingSegmentsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidationItemsDomain_019ecbd3-ec0c-751e-95b7-95372b68a0f4" xlink:to="loc_us-gaap_OperatingSegmentsMember_019ecbd3-ec0c-7f3f-9954-098b0fd07138" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MaterialReconcilingItemsMember_019ecbd3-ec0c-7de6-9410-97588c5bd125" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MaterialReconcilingItemsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidationItemsDomain_019ecbd3-ec0c-751e-95b7-95372b68a0f4" xlink:to="loc_us-gaap_MaterialReconcilingItemsMember_019ecbd3-ec0c-7de6-9410-97588c5bd125" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingInformationLineItems_019ecbd3-ec0c-74e0-946b-42c77ea4d940" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SegmentReportingInformationLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_019ecbd3-ec0c-7bfd-90f1-e8498ded9777" xlink:to="loc_us-gaap_SegmentReportingInformationLineItems_019ecbd3-ec0c-74e0-946b-42c77ea4d940" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PremiumsWrittenGross_019ecbd3-ec0c-775e-a20d-6e4a28a90fbf" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PremiumsWrittenGross"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_019ecbd3-ec0c-74e0-946b-42c77ea4d940" xlink:to="loc_us-gaap_PremiumsWrittenGross_019ecbd3-ec0c-775e-a20d-6e4a28a90fbf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PremiumsWrittenNet_019ecbd3-ec0c-7d0a-8426-65a35ee192ec" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PremiumsWrittenNet"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_019ecbd3-ec0c-74e0-946b-42c77ea4d940" xlink:to="loc_us-gaap_PremiumsWrittenNet_019ecbd3-ec0c-7d0a-8426-65a35ee192ec" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PremiumsEarnedNet_019ecbd3-ec0c-7338-99f9-08b68fe2829f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PremiumsEarnedNet"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_019ecbd3-ec0c-74e0-946b-42c77ea4d940" xlink:to="loc_us-gaap_PremiumsEarnedNet_019ecbd3-ec0c-7338-99f9-08b68fe2829f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredNet_019ecbd3-ec0c-79d9-b656-19843a1bcdd5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PolicyholderBenefitsAndClaimsIncurredNet"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_019ecbd3-ec0c-74e0-946b-42c77ea4d940" xlink:to="loc_us-gaap_PolicyholderBenefitsAndClaimsIncurredNet_019ecbd3-ec0c-79d9-b656-19843a1bcdd5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SellingAndMarketingExpense_019ecbd3-ec0c-787b-9db1-7f308734eca0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SellingAndMarketingExpense"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_019ecbd3-ec0c-74e0-946b-42c77ea4d940" xlink:to="loc_us-gaap_SellingAndMarketingExpense_019ecbd3-ec0c-787b-9db1-7f308734eca0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherUnderwritingExpense_019ecbd3-ec0c-7811-a061-d86ab6a7bfdf" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherUnderwritingExpense"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_019ecbd3-ec0c-74e0-946b-42c77ea4d940" xlink:to="loc_us-gaap_OtherUnderwritingExpense_019ecbd3-ec0c-7811-a061-d86ab6a7bfdf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_UnderwritingIncomeLoss_019ecbd3-ec0c-736a-ad02-50c0c46bfa73" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_UnderwritingIncomeLoss"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_019ecbd3-ec0c-74e0-946b-42c77ea4d940" xlink:to="loc_us-gaap_UnderwritingIncomeLoss_019ecbd3-ec0c-736a-ad02-50c0c46bfa73" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetInvestmentIncome_019ecbd3-ec0c-7bbf-a320-e1518e058cda" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetInvestmentIncome"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_019ecbd3-ec0c-74e0-946b-42c77ea4d940" xlink:to="loc_us-gaap_NetInvestmentIncome_019ecbd3-ec0c-7bbf-a320-e1518e058cda" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainLossOnInvestments_019ecbd3-ec0c-73c4-b17c-db196f94342a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_GainLossOnInvestments"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_019ecbd3-ec0c-74e0-946b-42c77ea4d940" xlink:to="loc_us-gaap_GainLossOnInvestments_019ecbd3-ec0c-73c4-b17c-db196f94342a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GeneralAndAdministrativeExpense_019ecbd3-ec0c-7315-a506-52a7201668b0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_GeneralAndAdministrativeExpense"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_019ecbd3-ec0c-74e0-946b-42c77ea4d940" xlink:to="loc_us-gaap_GeneralAndAdministrativeExpense_019ecbd3-ec0c-7315-a506-52a7201668b0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_InterestFeeAndBondIssueCostAmortizationExpense_019ecbd3-ec0c-739e-a7b0-3b861fcbd75c" xlink:href="cik0000914748-20260630.xsd#cik0000914748_InterestFeeAndBondIssueCostAmortizationExpense"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_019ecbd3-ec0c-74e0-946b-42c77ea4d940" xlink:to="loc_cik0000914748_InterestFeeAndBondIssueCostAmortizationExpense_019ecbd3-ec0c-739e-a7b0-3b861fcbd75c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherOperatingIncomeExpenseNet_019ecbd3-ec0c-75c7-a9c4-5c25f3ca122d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherOperatingIncomeExpenseNet"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_019ecbd3-ec0c-74e0-946b-42c77ea4d940" xlink:to="loc_us-gaap_OtherOperatingIncomeExpenseNet_019ecbd3-ec0c-75c7-a9c4-5c25f3ca122d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_019fd7e5-9efc-771a-b0d5-8c390e576584" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeTaxExpenseBenefit"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_019ecbd3-ec0c-74e0-946b-42c77ea4d940" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_019fd7e5-9efc-771a-b0d5-8c390e576584" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_019ff827-1628-7331-9b11-229077e0b21b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetIncomeLoss"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_019ecbd3-ec0c-74e0-946b-42c77ea4d940" xlink:to="loc_us-gaap_NetIncomeLoss_019ff827-1628-7331-9b11-229077e0b21b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/SENIORNOTESScheduleofOutstandingSeniorNotesDetails" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#SENIORNOTESScheduleofOutstandingSeniorNotesDetails"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/SENIORNOTESScheduleofOutstandingSeniorNotesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeniorLongtermNotesCurrentAndNoncurrentAbstract_019ecbd3-ec0c-7b97-9056-200253ed0a72" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SeniorLongtermNotesCurrentAndNoncurrentAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAssetsSoldUnderAgreementsToRepurchaseTable_019ecbd3-ec0c-7bdf-9e39-b2d054538d80" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfAssetsSoldUnderAgreementsToRepurchaseTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SeniorLongtermNotesCurrentAndNoncurrentAbstract_019ecbd3-ec0c-7b97-9056-200253ed0a72" xlink:to="loc_us-gaap_ScheduleOfAssetsSoldUnderAgreementsToRepurchaseTable_019ecbd3-ec0c-7bdf-9e39-b2d054538d80" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_019ecbd3-ec0c-76f9-88be-a4e278208beb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAssetsSoldUnderAgreementsToRepurchaseTable_019ecbd3-ec0c-7bdf-9e39-b2d054538d80" xlink:to="loc_us-gaap_DebtInstrumentAxis_019ecbd3-ec0c-76f9-88be-a4e278208beb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_019ecbd3-ec0c-718a-8fb5-c18966b21101" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_019ecbd3-ec0c-76f9-88be-a4e278208beb" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_019ecbd3-ec0c-718a-8fb5-c18966b21101" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_SeniorNotes4868Member_019ecbd3-ec0c-7734-ae00-c09cde0ff4db" xlink:href="cik0000914748-20260630.xsd#cik0000914748_SeniorNotes4868Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019ecbd3-ec0c-718a-8fb5-c18966b21101" xlink:to="loc_cik0000914748_SeniorNotes4868Member_019ecbd3-ec0c-7734-ae00-c09cde0ff4db" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_SeniorNotes35Member_019ecbd3-ec0c-7a37-a480-34823c041ca4" xlink:href="cik0000914748-20260630.xsd#cik0000914748_SeniorNotes35Member"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019ecbd3-ec0c-718a-8fb5-c18966b21101" xlink:to="loc_cik0000914748_SeniorNotes35Member_019ecbd3-ec0c-7a37-a480-34823c041ca4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_SeniorNotes3125Member_019ecbd3-ec0c-787d-9374-d20a0ec5704a" xlink:href="cik0000914748-20260630.xsd#cik0000914748_SeniorNotes3125Member"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019ecbd3-ec0c-718a-8fb5-c18966b21101" xlink:to="loc_cik0000914748_SeniorNotes3125Member_019ecbd3-ec0c-787d-9374-d20a0ec5704a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_019ecbd3-ec0c-7226-9c4e-32b266e6097d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongtermDebtTypeAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAssetsSoldUnderAgreementsToRepurchaseTable_019ecbd3-ec0c-7bdf-9e39-b2d054538d80" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_019ecbd3-ec0c-7226-9c4e-32b266e6097d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_019ecbd3-ec0c-7fb6-b6d8-045e026731fb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongtermDebtTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_019ecbd3-ec0c-7226-9c4e-32b266e6097d" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_019ecbd3-ec0c-7fb6-b6d8-045e026731fb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeniorNotesMember_019ecbd3-ec0c-73e9-a56c-92ecd3417358" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SeniorNotesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_019ecbd3-ec0c-7fb6-b6d8-045e026731fb" xlink:to="loc_us-gaap_SeniorNotesMember_019ecbd3-ec0c-73e9-a56c-92ecd3417358" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems_019ecbd3-ec0c-75d4-b004-7d274e2f6baa" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAssetsSoldUnderAgreementsToRepurchaseTable_019ecbd3-ec0c-7bdf-9e39-b2d054538d80" xlink:to="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems_019ecbd3-ec0c-75d4-b004-7d274e2f6baa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_019ecbd3-ec0c-7dcf-8633-f206c0436e2b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems_019ecbd3-ec0c-75d4-b004-7d274e2f6baa" xlink:to="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_019ecbd3-ec0c-7dcf-8633-f206c0436e2b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentFaceAmount_019ecbd3-ec0c-7266-afb1-8bbc803d0b0a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentFaceAmount"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems_019ecbd3-ec0c-75d4-b004-7d274e2f6baa" xlink:to="loc_us-gaap_DebtInstrumentFaceAmount_019ecbd3-ec0c-7266-afb1-8bbc803d0b0a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeniorNotes_019ecbd3-ec0c-7bf7-a8c0-4689e48c66a1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SeniorNotes"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems_019ecbd3-ec0c-75d4-b004-7d274e2f6baa" xlink:to="loc_us-gaap_SeniorNotes_019ecbd3-ec0c-7bf7-a8c0-4689e48c66a1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentFairValue_019ecbd3-ec0c-74d4-9429-3b1c333789f7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentFairValue"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems_019ecbd3-ec0c-75d4-b004-7d274e2f6baa" xlink:to="loc_us-gaap_DebtInstrumentFairValue_019ecbd3-ec0c-74d4-9429-3b1c333789f7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/SENIORNOTESScheduleofInterestExpenseIncurredinConnectionwithSeniorNotesDetails" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#SENIORNOTESScheduleofInterestExpenseIncurredinConnectionwithSeniorNotesDetails"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/SENIORNOTESScheduleofInterestExpenseIncurredinConnectionwithSeniorNotesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeniorLongtermNotesCurrentAndNoncurrentAbstract_019ecbd3-ec0c-7f66-88cc-32dc657c3f85" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SeniorLongtermNotesCurrentAndNoncurrentAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentTable_019ecbd3-ec0c-7daf-ad79-a8f094ce6cb3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SeniorLongtermNotesCurrentAndNoncurrentAbstract_019ecbd3-ec0c-7f66-88cc-32dc657c3f85" xlink:to="loc_us-gaap_DebtInstrumentTable_019ecbd3-ec0c-7daf-ad79-a8f094ce6cb3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_019ecbd3-ec0c-7797-b238-4e07e6e6c4a3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongtermDebtTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019ecbd3-ec0c-7daf-ad79-a8f094ce6cb3" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_019ecbd3-ec0c-7797-b238-4e07e6e6c4a3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_019ecbd3-ec0c-7542-a95f-a8ae84176a00" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongtermDebtTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_019ecbd3-ec0c-7797-b238-4e07e6e6c4a3" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_019ecbd3-ec0c-7542-a95f-a8ae84176a00" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeniorNotesMember_019ecbd3-ec0c-71bf-a46a-227f6f40c8ce" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SeniorNotesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_019ecbd3-ec0c-7542-a95f-a8ae84176a00" xlink:to="loc_us-gaap_SeniorNotesMember_019ecbd3-ec0c-71bf-a46a-227f6f40c8ce" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_019ecbd3-ec0c-78b3-a9f6-36e9a75647bb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019ecbd3-ec0c-7daf-ad79-a8f094ce6cb3" xlink:to="loc_us-gaap_DebtInstrumentAxis_019ecbd3-ec0c-78b3-a9f6-36e9a75647bb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_019ecbd3-ec0c-7c4d-a448-044fa7656ebe" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_019ecbd3-ec0c-78b3-a9f6-36e9a75647bb" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_019ecbd3-ec0c-7c4d-a448-044fa7656ebe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_SeniorNotes4868Member_019ecbd3-ec0c-7dab-8f47-3f0f15410221" xlink:href="cik0000914748-20260630.xsd#cik0000914748_SeniorNotes4868Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019ecbd3-ec0c-7c4d-a448-044fa7656ebe" xlink:to="loc_cik0000914748_SeniorNotes4868Member_019ecbd3-ec0c-7dab-8f47-3f0f15410221" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_SeniorNotes35Member_019ecbd3-ec0c-7ef6-820b-0d70509bcffb" xlink:href="cik0000914748-20260630.xsd#cik0000914748_SeniorNotes35Member"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019ecbd3-ec0c-7c4d-a448-044fa7656ebe" xlink:to="loc_cik0000914748_SeniorNotes35Member_019ecbd3-ec0c-7ef6-820b-0d70509bcffb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_SeniorNotes3125Member_019ecbd3-ec0c-778c-8dca-96f75e557908" xlink:href="cik0000914748-20260630.xsd#cik0000914748_SeniorNotes3125Member"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019ecbd3-ec0c-7c4d-a448-044fa7656ebe" xlink:to="loc_cik0000914748_SeniorNotes3125Member_019ecbd3-ec0c-778c-8dca-96f75e557908" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentLineItems_019ecbd3-ec0c-7e69-9f2e-823b177d207c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019ecbd3-ec0c-7daf-ad79-a8f094ce6cb3" xlink:to="loc_us-gaap_DebtInstrumentLineItems_019ecbd3-ec0c-7e69-9f2e-823b177d207c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_019ecbd3-ec0c-7410-a3da-ad02737fa4d7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019ecbd3-ec0c-7e69-9f2e-823b177d207c" xlink:to="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_019ecbd3-ec0c-7410-a3da-ad02737fa4d7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpenseDebt_019ecbd3-ec0c-7c0f-aaae-fd9706c405de" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestExpenseDebt"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019ecbd3-ec0c-7e69-9f2e-823b177d207c" xlink:to="loc_us-gaap_InterestExpenseDebt_019ecbd3-ec0c-7c0f-aaae-fd9706c405de" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/LONGTERMSUBORDINATEDNOTESScheduleofOutstandingFixedtoFloatingRateLongTermSubordinatedNotesDetails" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#LONGTERMSUBORDINATEDNOTESScheduleofOutstandingFixedtoFloatingRateLongTermSubordinatedNotesDetails"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/LONGTERMSUBORDINATEDNOTESScheduleofOutstandingFixedtoFloatingRateLongTermSubordinatedNotesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtAbstract_019ecbd3-ec0c-70b2-bc3e-0aada21d5d92" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongTermDebtAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentTable_019ecbd3-ec0c-7e24-84b2-7b14cc41e3df" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongTermDebtAbstract_019ecbd3-ec0c-70b2-bc3e-0aada21d5d92" xlink:to="loc_us-gaap_DebtInstrumentTable_019ecbd3-ec0c-7e24-84b2-7b14cc41e3df" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_019ecbd3-ec0c-7697-913c-a61b98c9a2fc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019ecbd3-ec0c-7e24-84b2-7b14cc41e3df" xlink:to="loc_us-gaap_DebtInstrumentAxis_019ecbd3-ec0c-7697-913c-a61b98c9a2fc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_019ecbd3-ec0c-7e03-b164-f39e0c542de1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_019ecbd3-ec0c-7697-913c-a61b98c9a2fc" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_019ecbd3-ec0c-7e03-b164-f39e0c542de1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_SubordinatedNotes6.6Member_019ecbd3-ec0c-761d-a490-9b5504a51f75" xlink:href="cik0000914748-20260630.xsd#cik0000914748_SubordinatedNotes6.6Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019ecbd3-ec0c-7e03-b164-f39e0c542de1" xlink:to="loc_cik0000914748_SubordinatedNotes6.6Member_019ecbd3-ec0c-761d-a490-9b5504a51f75" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_019ecbd3-ec0c-7f15-adf4-5f2e2b0fcb1c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongtermDebtTypeAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019ecbd3-ec0c-7e24-84b2-7b14cc41e3df" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_019ecbd3-ec0c-7f15-adf4-5f2e2b0fcb1c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_019ecbd3-ec0c-74a4-82f7-fb316e00f646" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongtermDebtTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_019ecbd3-ec0c-7f15-adf4-5f2e2b0fcb1c" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_019ecbd3-ec0c-74a4-82f7-fb316e00f646" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubordinatedDebtMember_019ecbd3-ec0c-7fd0-a9e4-8ab96f456149" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SubordinatedDebtMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_019ecbd3-ec0c-74a4-82f7-fb316e00f646" xlink:to="loc_us-gaap_SubordinatedDebtMember_019ecbd3-ec0c-7fd0-a9e4-8ab96f456149" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentLineItems_019ecbd3-ec0c-76f8-b90f-443671351fc7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019ecbd3-ec0c-7e24-84b2-7b14cc41e3df" xlink:to="loc_us-gaap_DebtInstrumentLineItems_019ecbd3-ec0c-76f8-b90f-443671351fc7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentFaceAmount_019ecbd3-ec0c-7473-a6ec-0dc8d986e695" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentFaceAmount"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019ecbd3-ec0c-76f8-b90f-443671351fc7" xlink:to="loc_us-gaap_DebtInstrumentFaceAmount_019ecbd3-ec0c-7473-a6ec-0dc8d986e695" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubordinatedDebt_019ecbd3-ec0c-73f7-9c48-1de00a3efee9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SubordinatedDebt"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019ecbd3-ec0c-76f8-b90f-443671351fc7" xlink:to="loc_us-gaap_SubordinatedDebt_019ecbd3-ec0c-73f7-9c48-1de00a3efee9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentFairValue_019ecbd3-ec0c-7d13-8e3d-7a5794235901" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentFairValue"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019ecbd3-ec0c-76f8-b90f-443671351fc7" xlink:to="loc_us-gaap_DebtInstrumentFairValue_019ecbd3-ec0c-7d13-8e3d-7a5794235901" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/LONGTERMSUBORDINATEDNOTESNarrativeDetails" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#LONGTERMSUBORDINATEDNOTESNarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/LONGTERMSUBORDINATEDNOTESNarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtAbstract_019ecbd3-ec0c-7b29-ace6-994815e1e42e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongTermDebtAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentTable_019ecbd3-ec0c-7ca9-b901-cc355d904b9f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongTermDebtAbstract_019ecbd3-ec0c-7b29-ace6-994815e1e42e" xlink:to="loc_us-gaap_DebtInstrumentTable_019ecbd3-ec0c-7ca9-b901-cc355d904b9f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_019ecbd3-ec0c-7b8d-be32-7d8a175c78c6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019ecbd3-ec0c-7ca9-b901-cc355d904b9f" xlink:to="loc_us-gaap_DebtInstrumentAxis_019ecbd3-ec0c-7b8d-be32-7d8a175c78c6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_019ecbd3-ec0c-7a32-abc8-d5bf6adb96f2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_019ecbd3-ec0c-7b8d-be32-7d8a175c78c6" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_019ecbd3-ec0c-7a32-abc8-d5bf6adb96f2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_SubordinatedNotes6.6Member_019ecbd3-ec0c-7a84-a53f-6f2e10d81c94" xlink:href="cik0000914748-20260630.xsd#cik0000914748_SubordinatedNotes6.6Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019ecbd3-ec0c-7a32-abc8-d5bf6adb96f2" xlink:to="loc_cik0000914748_SubordinatedNotes6.6Member_019ecbd3-ec0c-7a84-a53f-6f2e10d81c94" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_019ecbd3-ec0c-799e-a791-8f67618f3994" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongtermDebtTypeAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019ecbd3-ec0c-7ca9-b901-cc355d904b9f" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_019ecbd3-ec0c-799e-a791-8f67618f3994" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_019ecbd3-ec0c-7dcf-a1c1-86096704dcdf" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongtermDebtTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_019ecbd3-ec0c-799e-a791-8f67618f3994" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_019ecbd3-ec0c-7dcf-a1c1-86096704dcdf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubordinatedDebtMember_019ecbd3-ec0c-746d-a88c-55a391d5a928" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SubordinatedDebtMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_019ecbd3-ec0c-7dcf-a1c1-86096704dcdf" xlink:to="loc_us-gaap_SubordinatedDebtMember_019ecbd3-ec0c-746d-a88c-55a391d5a928" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventTypeAxis_019f46fc-2fc7-7fd4-9b65-f49408cb33b4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SubsequentEventTypeAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019ecbd3-ec0c-7ca9-b901-cc355d904b9f" xlink:to="loc_us-gaap_SubsequentEventTypeAxis_019f46fc-2fc7-7fd4-9b65-f49408cb33b4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventTypeDomain_019f46fc-2fc7-78de-b2ac-0dd40f617d60" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SubsequentEventTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTypeAxis_019f46fc-2fc7-7fd4-9b65-f49408cb33b4" xlink:to="loc_us-gaap_SubsequentEventTypeDomain_019f46fc-2fc7-78de-b2ac-0dd40f617d60" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventMember_019f46fc-7385-7114-ac45-f420cd8fdde1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SubsequentEventMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTypeDomain_019f46fc-2fc7-78de-b2ac-0dd40f617d60" xlink:to="loc_us-gaap_SubsequentEventMember_019f46fc-7385-7114-ac45-f420cd8fdde1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentLineItems_019ecbd3-ec0c-79a0-9399-55982cf94ea5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentLineItems"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019ecbd3-ec0c-7ca9-b901-cc355d904b9f" xlink:to="loc_us-gaap_DebtInstrumentLineItems_019ecbd3-ec0c-79a0-9399-55982cf94ea5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_019ecbd3-ec0c-7fed-8c28-ae81b8af4e82" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019ecbd3-ec0c-79a0-9399-55982cf94ea5" xlink:to="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_019ecbd3-ec0c-7fed-8c28-ae81b8af4e82" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_019ecbd3-ec0c-70f3-b00f-8eb4527d6863" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentBasisSpreadOnVariableRate1"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019ecbd3-ec0c-79a0-9399-55982cf94ea5" xlink:to="loc_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_019ecbd3-ec0c-70f3-b00f-8eb4527d6863" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_DebtInstrumentPeriodicPaymentInterestRightOfDefermentNumberOfYears_019ecbd3-ec0c-7602-bbbf-ac22c7c8f17b" xlink:href="cik0000914748-20260630.xsd#cik0000914748_DebtInstrumentPeriodicPaymentInterestRightOfDefermentNumberOfYears"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019ecbd3-ec0c-79a0-9399-55982cf94ea5" xlink:to="loc_cik0000914748_DebtInstrumentPeriodicPaymentInterestRightOfDefermentNumberOfYears_019ecbd3-ec0c-7602-bbbf-ac22c7c8f17b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentInterestRateEffectivePercentage_019ecbd3-ec0c-7c28-906a-4f19c59b073b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentInterestRateEffectivePercentage"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019ecbd3-ec0c-79a0-9399-55982cf94ea5" xlink:to="loc_us-gaap_DebtInstrumentInterestRateEffectivePercentage_019ecbd3-ec0c-7c28-906a-4f19c59b073b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_DebtInstrumentRedemptionPricePercentageOfPrincipalAmountRedeemable_019ecbd3-ec0c-7753-8a23-e6a07ca49867" xlink:href="cik0000914748-20260630.xsd#cik0000914748_DebtInstrumentRedemptionPricePercentageOfPrincipalAmountRedeemable"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019ecbd3-ec0c-79a0-9399-55982cf94ea5" xlink:to="loc_cik0000914748_DebtInstrumentRedemptionPricePercentageOfPrincipalAmountRedeemable_019ecbd3-ec0c-7753-8a23-e6a07ca49867" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/LONGTERMSUBORDINATEDNOTESScheduleofInterestExpenseIncurredinConnectionwithLongTermSubordinatedNotesDetails" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#LONGTERMSUBORDINATEDNOTESScheduleofInterestExpenseIncurredinConnectionwithLongTermSubordinatedNotesDetails"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/LONGTERMSUBORDINATEDNOTESScheduleofInterestExpenseIncurredinConnectionwithLongTermSubordinatedNotesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtAbstract_019ecbd3-ec0c-7e62-a471-d557c1742d54" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongTermDebtAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpenseSubordinatedNotesAndDebentures_019ecbd3-ec0c-76b4-94b8-554ae1ea5c41" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestExpenseSubordinatedNotesAndDebentures"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongTermDebtAbstract_019ecbd3-ec0c-7e62-a471-d557c1742d54" xlink:to="loc_us-gaap_InterestExpenseSubordinatedNotesAndDebentures_019ecbd3-ec0c-76b4-94b8-554ae1ea5c41" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/FEDERALHOMELOANBANKMEMBERSHIPDetails" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#FEDERALHOMELOANBANKMEMBERSHIPDetails"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/FEDERALHOMELOANBANKMEMBERSHIPDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_FederalHomeLoanBankMembershipAbstract_019ecbd3-ec0c-78ed-95d2-289a824dae6b" xlink:href="cik0000914748-20260630.xsd#cik0000914748_FederalHomeLoanBankMembershipAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable_019ecbd3-ec0c-78a1-bc95-47124684ed32" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_FederalHomeLoanBankMembershipAbstract_019ecbd3-ec0c-78ed-95d2-289a824dae6b" xlink:to="loc_us-gaap_ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable_019ecbd3-ec0c-78a1-bc95-47124684ed32" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_FederalHomeLoanBankAdvancesBranchOfFHLBBankAxis_019ecbd3-ec0c-71b7-83ed-4b76f84408d0" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_FederalHomeLoanBankAdvancesBranchOfFHLBBankAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable_019ecbd3-ec0c-78a1-bc95-47124684ed32" xlink:to="loc_srt_FederalHomeLoanBankAdvancesBranchOfFHLBBankAxis_019ecbd3-ec0c-71b7-83ed-4b76f84408d0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_FederalHomeLoanBankAdvancesBranchOfFHLBBankStateDomain_019ecbd3-ec0c-7090-a936-39ac793a6a8a" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_FederalHomeLoanBankAdvancesBranchOfFHLBBankStateDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_FederalHomeLoanBankAdvancesBranchOfFHLBBankAxis_019ecbd3-ec0c-71b7-83ed-4b76f84408d0" xlink:to="loc_srt_FederalHomeLoanBankAdvancesBranchOfFHLBBankStateDomain_019ecbd3-ec0c-7090-a936-39ac793a6a8a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_FederalHomeLoanBankOfNewYorkMember_019ecbd3-ec0c-7fc1-9499-708e39a05f8c" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_FederalHomeLoanBankOfNewYorkMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_FederalHomeLoanBankAdvancesBranchOfFHLBBankStateDomain_019ecbd3-ec0c-7090-a936-39ac793a6a8a" xlink:to="loc_srt_FederalHomeLoanBankOfNewYorkMember_019ecbd3-ec0c-7fc1-9499-708e39a05f8c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_019ecbd3-ec0c-7b66-95b9-0c191a8f7da0" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LegalEntityAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable_019ecbd3-ec0c-78a1-bc95-47124684ed32" xlink:to="loc_dei_LegalEntityAxis_019ecbd3-ec0c-7b66-95b9-0c191a8f7da0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019ecbd3-ec0c-712c-92fd-15ffc9d7a3b8" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_019ecbd3-ec0c-7b66-95b9-0c191a8f7da0" xlink:to="loc_dei_EntityDomain_019ecbd3-ec0c-712c-92fd-15ffc9d7a3b8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_EverestReinsuranceCompanyEverestReMember_019ecbd3-ec0c-7f7b-8ff2-263d436486ea" xlink:href="cik0000914748-20260630.xsd#cik0000914748_EverestReinsuranceCompanyEverestReMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_019ecbd3-ec0c-712c-92fd-15ffc9d7a3b8" xlink:to="loc_cik0000914748_EverestReinsuranceCompanyEverestReMember_019ecbd3-ec0c-7f7b-8ff2-263d436486ea" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems_019ecbd3-ec0c-7d44-98b8-171b1e30163c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTable_019ecbd3-ec0c-78a1-bc95-47124684ed32" xlink:to="loc_us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems_019ecbd3-ec0c-7d44-98b8-171b1e30163c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresMaximumPercentageOfAdmittedAssetsAllowedForBorrowingBase_019ecbd3-ec0c-7147-8d37-212acff8027d" xlink:href="cik0000914748-20260630.xsd#cik0000914748_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresMaximumPercentageOfAdmittedAssetsAllowedForBorrowingBase"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems_019ecbd3-ec0c-7d44-98b8-171b1e30163c" xlink:to="loc_cik0000914748_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresMaximumPercentageOfAdmittedAssetsAllowedForBorrowingBase_019ecbd3-ec0c-7147-8d37-212acff8027d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAdmittedAssets_019ecbd3-ec0c-73a2-b567-e93139c36e92" xlink:href="cik0000914748-20260630.xsd#cik0000914748_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAdmittedAssets"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems_019ecbd3-ec0c-7d44-98b8-171b1e30163c" xlink:to="loc_cik0000914748_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAdmittedAssets_019ecbd3-ec0c-73a2-b567-e93139c36e92" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresMaximumAmountAvailable_019ecbd3-ec0c-7f21-9577-f6bd27d420d3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresMaximumAmountAvailable"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems_019ecbd3-ec0c-7d44-98b8-171b1e30163c" xlink:to="loc_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresMaximumAmountAvailable_019ecbd3-ec0c-7f21-9577-f6bd27d420d3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCredit_019ecbd3-ec0c-7f74-bd52-544ee1be5481" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LineOfCredit"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems_019ecbd3-ec0c-7d44-98b8-171b1e30163c" xlink:to="loc_us-gaap_LineOfCredit_019ecbd3-ec0c-7f74-bd52-544ee1be5481" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpenseDebt_019ecbd3-ec0c-75b4-9d11-58510f2f936e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestExpenseDebt"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems_019ecbd3-ec0c-7d44-98b8-171b1e30163c" xlink:to="loc_us-gaap_InterestExpenseDebt_019ecbd3-ec0c-75b4-9d11-58510f2f936e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_FederalHomeLoanBankAdvancesRequiredToBeUsedToAcquireAdditionalMembershipStockPercentage_019ecbd3-ec0c-7fd7-9a9e-a4647fc183b2" xlink:href="cik0000914748-20260630.xsd#cik0000914748_FederalHomeLoanBankAdvancesRequiredToBeUsedToAcquireAdditionalMembershipStockPercentage"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems_019ecbd3-ec0c-7d44-98b8-171b1e30163c" xlink:to="loc_cik0000914748_FederalHomeLoanBankAdvancesRequiredToBeUsedToAcquireAdditionalMembershipStockPercentage_019ecbd3-ec0c-7fd7-9a9e-a4647fc183b2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentsOwnedAtFairValue_019ecbd3-ec0c-74e7-b5b3-f8f573f841aa" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancialInstrumentsOwnedAtFairValue"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankLineItems_019ecbd3-ec0c-7d44-98b8-171b1e30163c" xlink:to="loc_us-gaap_FinancialInstrumentsOwnedAtFairValue_019ecbd3-ec0c-74e7-b5b3-f8f573f841aa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/COLLATERALIZEDREINSURANCETRUSTAGREEMENTSANDOTHERRESTRICTEDASSETSScheduleofRestrictedAssetsDetails" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#COLLATERALIZEDREINSURANCETRUSTAGREEMENTSANDOTHERRESTRICTEDASSETSScheduleofRestrictedAssetsDetails"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/COLLATERALIZEDREINSURANCETRUSTAGREEMENTSANDOTHERRESTRICTEDASSETSScheduleofRestrictedAssetsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_CollateralizedReinsuranceAndTrustAgreementsAbstract_019ecbd3-ec0c-7640-a84a-520db9ec34d0" xlink:href="cik0000914748-20260630.xsd#cik0000914748_CollateralizedReinsuranceAndTrustAgreementsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EffectsOfReinsuranceTable_019ecbd3-ec0c-7bf7-a4a8-6f0e475f970e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EffectsOfReinsuranceTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_CollateralizedReinsuranceAndTrustAgreementsAbstract_019ecbd3-ec0c-7640-a84a-520db9ec34d0" xlink:to="loc_us-gaap_EffectsOfReinsuranceTable_019ecbd3-ec0c-7bf7-a4a8-6f0e475f970e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_019ecbd3-ec0c-72ad-b861-338ecaf3381f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyTransactionsByRelatedPartyAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectsOfReinsuranceTable_019ecbd3-ec0c-7bf7-a4a8-6f0e475f970e" xlink:to="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_019ecbd3-ec0c-72ad-b861-338ecaf3381f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyDomain_019ecbd3-ec0c-799e-9234-961e4c97d3c0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_019ecbd3-ec0c-72ad-b861-338ecaf3381f" xlink:to="loc_us-gaap_RelatedPartyDomain_019ecbd3-ec0c-799e-9234-961e4c97d3c0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NonrelatedPartyMember_019ecbd3-ec0c-7085-bc34-c022cbe94006" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NonrelatedPartyMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyDomain_019ecbd3-ec0c-799e-9234-961e4c97d3c0" xlink:to="loc_us-gaap_NonrelatedPartyMember_019ecbd3-ec0c-7085-bc34-c022cbe94006" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_AffiliatedEntityMember_019ecbd3-ec0c-7cbc-b042-caad22be843d" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_AffiliatedEntityMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyDomain_019ecbd3-ec0c-799e-9234-961e4c97d3c0" xlink:to="loc_srt_AffiliatedEntityMember_019ecbd3-ec0c-7cbc-b042-caad22be843d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EffectsOfReinsuranceLineItems_019ecbd3-ec0c-7804-bd1b-6c7a54970d40" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EffectsOfReinsuranceLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectsOfReinsuranceTable_019ecbd3-ec0c-7bf7-a4a8-6f0e475f970e" xlink:to="loc_us-gaap_EffectsOfReinsuranceLineItems_019ecbd3-ec0c-7804-bd1b-6c7a54970d40" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsHeldInTrust_019ecbd3-ec0c-7e03-94a7-3f183b2f8a85" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AssetsHeldInTrust"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectsOfReinsuranceLineItems_019ecbd3-ec0c-7804-bd1b-6c7a54970d40" xlink:to="loc_us-gaap_AssetsHeldInTrust_019ecbd3-ec0c-7e03-94a7-3f183b2f8a85" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCollateralForBorrowedSecurities_019ecbd3-ec0c-7de4-bf84-75a69f0879db" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CashCollateralForBorrowedSecurities"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectsOfReinsuranceLineItems_019ecbd3-ec0c-7804-bd1b-6c7a54970d40" xlink:to="loc_us-gaap_CashCollateralForBorrowedSecurities_019ecbd3-ec0c-7de4-bf84-75a69f0879db" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepositsWithClearingOrganizationsAndOthersSecurities_019ecbd3-ec0c-78a1-908a-fca958ef2557" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DepositsWithClearingOrganizationsAndOthersSecurities"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectsOfReinsuranceLineItems_019ecbd3-ec0c-7804-bd1b-6c7a54970d40" xlink:to="loc_us-gaap_DepositsWithClearingOrganizationsAndOthersSecurities_019ecbd3-ec0c-78a1-908a-fca958ef2557" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FundsHeldUnderReinsuranceAgreementsAsset_019ecbd3-ec0c-7c36-9048-9e95224bf35e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FundsHeldUnderReinsuranceAgreementsAsset"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectsOfReinsuranceLineItems_019ecbd3-ec0c-7804-bd1b-6c7a54970d40" xlink:to="loc_us-gaap_FundsHeldUnderReinsuranceAgreementsAsset_019ecbd3-ec0c-7c36-9048-9e95224bf35e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_PrepaidEmployeeBenefits_019f46fe-9c6f-76f2-b1c0-231a824e4880" xlink:href="cik0000914748-20260630.xsd#cik0000914748_PrepaidEmployeeBenefits"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectsOfReinsuranceLineItems_019ecbd3-ec0c-7804-bd1b-6c7a54970d40" xlink:to="loc_cik0000914748_PrepaidEmployeeBenefits_019f46fe-9c6f-76f2-b1c0-231a824e4880" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedCashAndInvestments_019ecbd3-ec0c-7883-ab14-8e2e052da66b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RestrictedCashAndInvestments"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectsOfReinsuranceLineItems_019ecbd3-ec0c-7804-bd1b-6c7a54970d40" xlink:to="loc_us-gaap_RestrictedCashAndInvestments_019ecbd3-ec0c-7883-ab14-8e2e052da66b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/COLLATERALIZEDREINSURANCETRUSTAGREEMENTSANDOTHERRESTRICTEDASSETSNarrativeDetails" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#COLLATERALIZEDREINSURANCETRUSTAGREEMENTSANDOTHERRESTRICTEDASSETSNarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/COLLATERALIZEDREINSURANCETRUSTAGREEMENTSANDOTHERRESTRICTEDASSETSNarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_CollateralizedReinsuranceAndTrustAgreementsAbstract_019ecbd3-ec0c-7a21-9505-74683ae62570" xlink:href="cik0000914748-20260630.xsd#cik0000914748_CollateralizedReinsuranceAndTrustAgreementsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedCash_019ecbd3-ec0c-7c3c-afed-b1a19ad47dce" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RestrictedCash"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_CollateralizedReinsuranceAndTrustAgreementsAbstract_019ecbd3-ec0c-7a21-9505-74683ae62570" xlink:to="loc_us-gaap_RestrictedCash_019ecbd3-ec0c-7c3c-afed-b1a19ad47dce" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/COLLATERALIZEDREINSURANCETRUSTAGREEMENTSANDOTHERRESTRICTEDASSETSScheduleofCollateralizedReinsuranceAgreementsDetails" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#COLLATERALIZEDREINSURANCETRUSTAGREEMENTSANDOTHERRESTRICTEDASSETSScheduleofCollateralizedReinsuranceAgreementsDetails"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/COLLATERALIZEDREINSURANCETRUSTAGREEMENTSANDOTHERRESTRICTEDASSETSScheduleofCollateralizedReinsuranceAgreementsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_CollateralizedReinsuranceAndTrustAgreementsAbstract_019ecbd3-ec0c-718a-bc4a-4374cfaf3cf1" xlink:href="cik0000914748-20260630.xsd#cik0000914748_CollateralizedReinsuranceAndTrustAgreementsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EffectsOfReinsuranceTable_019ecbd3-ec0c-71e8-a23f-bf79d2a2af90" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EffectsOfReinsuranceTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_CollateralizedReinsuranceAndTrustAgreementsAbstract_019ecbd3-ec0c-718a-bc4a-4374cfaf3cf1" xlink:to="loc_us-gaap_EffectsOfReinsuranceTable_019ecbd3-ec0c-71e8-a23f-bf79d2a2af90" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CededCreditRiskAxis_019feb2f-9cc9-7a8d-a67d-ae051c3cfdf9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CededCreditRiskAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectsOfReinsuranceTable_019ecbd3-ec0c-71e8-a23f-bf79d2a2af90" xlink:to="loc_us-gaap_CededCreditRiskAxis_019feb2f-9cc9-7a8d-a67d-ae051c3cfdf9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CededCreditRiskReinsurerDomain_019feb2f-9cc9-7e7f-ac10-3e9367c0b91d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CededCreditRiskReinsurerDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CededCreditRiskAxis_019feb2f-9cc9-7a8d-a67d-ae051c3cfdf9" xlink:to="loc_us-gaap_CededCreditRiskReinsurerDomain_019feb2f-9cc9-7e7f-ac10-3e9367c0b91d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_KilimanjaroReLimitedMember_019feb30-0473-7a00-bd06-dc34d72f3b00" xlink:href="cik0000914748-20260630.xsd#cik0000914748_KilimanjaroReLimitedMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CededCreditRiskReinsurerDomain_019feb2f-9cc9-7e7f-ac10-3e9367c0b91d" xlink:to="loc_cik0000914748_KilimanjaroReLimitedMember_019feb30-0473-7a00-bd06-dc34d72f3b00" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceContractAxis_019ecbd3-ec0c-70cc-9e50-4a00a94b5011" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReinsuranceContractAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectsOfReinsuranceTable_019ecbd3-ec0c-71e8-a23f-bf79d2a2af90" xlink:to="loc_us-gaap_ReinsuranceContractAxis_019ecbd3-ec0c-70cc-9e50-4a00a94b5011" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EffectsOfReinsuranceLineItems_019ecbd3-ec0c-72a0-8a14-a12978681180" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EffectsOfReinsuranceLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectsOfReinsuranceTable_019ecbd3-ec0c-71e8-a23f-bf79d2a2af90" xlink:to="loc_us-gaap_EffectsOfReinsuranceLineItems_019ecbd3-ec0c-72a0-8a14-a12978681180" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CededPremiumsWritten_019ecbd3-ec0c-7d1b-afa0-e0d6cc74618d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CededPremiumsWritten"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectsOfReinsuranceLineItems_019ecbd3-ec0c-72a0-8a14-a12978681180" xlink:to="loc_us-gaap_CededPremiumsWritten_019ecbd3-ec0c-7d1b-afa0-e0d6cc74618d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/OTHERCOMPREHENSIVEINCOMELOSSScheduleofComponentsofComprehensiveIncomeLossintheConsolidatedStatementsofOperationsDetails" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#OTHERCOMPREHENSIVEINCOMELOSSScheduleofComponentsofComprehensiveIncomeLossintheConsolidatedStatementsofOperationsDetails"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/OTHERCOMPREHENSIVEINCOMELOSSScheduleofComponentsofComprehensiveIncomeLossintheConsolidatedStatementsofOperationsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossTaxAbstract_019ecbd3-ec0c-7957-b365-0814a84d7e14" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossTaxAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_019ecbd3-ec0c-787b-8df5-ff7dfd93247d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossTaxAbstract_019ecbd3-ec0c-7957-b365-0814a84d7e14" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_019ecbd3-ec0c-787b-8df5-ff7dfd93247d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_019ecbd3-ec0c-711a-8f0c-a77d52b9aa27" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementEquityComponentsAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_019ecbd3-ec0c-787b-8df5-ff7dfd93247d" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_019ecbd3-ec0c-711a-8f0c-a77d52b9aa27" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityComponentDomain_019ecbd3-ec0c-77e4-b216-49e650c25c2e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EquityComponentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_019ecbd3-ec0c-711a-8f0c-a77d52b9aa27" xlink:to="loc_us-gaap_EquityComponentDomain_019ecbd3-ec0c-77e4-b216-49e650c25c2e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AociGainLossDebtSecuritiesAvailableForSaleWithAllowanceForCreditLossParentMember_019ecbd3-ec0c-74e2-9ee7-0c0a5901bb15" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AociGainLossDebtSecuritiesAvailableForSaleWithAllowanceForCreditLossParentMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_019ecbd3-ec0c-77e4-b216-49e650c25c2e" xlink:to="loc_us-gaap_AociGainLossDebtSecuritiesAvailableForSaleWithAllowanceForCreditLossParentMember_019ecbd3-ec0c-74e2-9ee7-0c0a5901bb15" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedTranslationAdjustmentMember_019ecbd3-ec0c-7871-896f-c21ff1910fa4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccumulatedTranslationAdjustmentMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_019ecbd3-ec0c-77e4-b216-49e650c25c2e" xlink:to="loc_us-gaap_AccumulatedTranslationAdjustmentMember_019ecbd3-ec0c-7871-896f-c21ff1910fa4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember_019ecbd3-ec0c-74ab-b581-47e4804156ae" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_019ecbd3-ec0c-77e4-b216-49e650c25c2e" xlink:to="loc_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember_019ecbd3-ec0c-74ab-b581-47e4804156ae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_019ecbd3-ec0c-744a-ad30-0e8a5b987449" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_019ecbd3-ec0c-787b-8df5-ff7dfd93247d" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_019ecbd3-ec0c-744a-ad30-0e8a5b987449" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AOCIAttributableToParentNetOfTaxRollForward_019ecbd3-ec0c-776b-8034-25f83b4c7e80" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AOCIAttributableToParentNetOfTaxRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_019ecbd3-ec0c-744a-ad30-0e8a5b987449" xlink:to="loc_us-gaap_AOCIAttributableToParentNetOfTaxRollForward_019ecbd3-ec0c-776b-8034-25f83b4c7e80" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParentAbstract_019ecbd3-ec0c-7cff-a141-2f474fc0778e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParentAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AOCIAttributableToParentNetOfTaxRollForward_019ecbd3-ec0c-776b-8034-25f83b4c7e80" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParentAbstract_019ecbd3-ec0c-7cff-a141-2f474fc0778e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OciBeforeReclassificationsBeforeTaxAttributableToParent_019ecbd3-ec0c-72a9-bae1-ccd9017fefc4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OciBeforeReclassificationsBeforeTaxAttributableToParent"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParentAbstract_019ecbd3-ec0c-7cff-a141-2f474fc0778e" xlink:to="loc_us-gaap_OciBeforeReclassificationsBeforeTaxAttributableToParent_019ecbd3-ec0c-72a9-bae1-ccd9017fefc4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReclassificationFromAociCurrentPeriodBeforeTaxAttributableToParent_019ecbd3-ec0c-7a9e-842f-fc4fed8e95b2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReclassificationFromAociCurrentPeriodBeforeTaxAttributableToParent"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParentAbstract_019ecbd3-ec0c-7cff-a141-2f474fc0778e" xlink:to="loc_us-gaap_ReclassificationFromAociCurrentPeriodBeforeTaxAttributableToParent_019ecbd3-ec0c-7a9e-842f-fc4fed8e95b2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent_019ecbd3-ec0c-7fe1-9c41-4a93e3548b34" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParentAbstract_019ecbd3-ec0c-7cff-a141-2f474fc0778e" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent_019ecbd3-ec0c-7fe1-9c41-4a93e3548b34" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReclassificationFromAociCurrentPeriodTaxAbstract_019ecbd3-ec0c-76f8-a3ce-877594e362c4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReclassificationFromAociCurrentPeriodTaxAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AOCIAttributableToParentNetOfTaxRollForward_019ecbd3-ec0c-776b-8034-25f83b4c7e80" xlink:to="loc_us-gaap_ReclassificationFromAociCurrentPeriodTaxAbstract_019ecbd3-ec0c-76f8-a3ce-877594e362c4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossBeforeReclassificationsTax_019ecbd3-ec0c-78e4-a003-1efdbe970365" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossBeforeReclassificationsTax"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReclassificationFromAociCurrentPeriodTaxAbstract_019ecbd3-ec0c-76f8-a3ce-877594e362c4" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossBeforeReclassificationsTax_019ecbd3-ec0c-78e4-a003-1efdbe970365" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReclassificationFromAociCurrentPeriodTax_019ecbd3-ec0c-718a-ae6d-26b07c3b97b5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReclassificationFromAociCurrentPeriodTax"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReclassificationFromAociCurrentPeriodTaxAbstract_019ecbd3-ec0c-76f8-a3ce-877594e362c4" xlink:to="loc_us-gaap_ReclassificationFromAociCurrentPeriodTax_019ecbd3-ec0c-718a-ae6d-26b07c3b97b5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1_019ecbd3-ec0c-7853-abf5-2306df7a9534" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReclassificationFromAociCurrentPeriodTaxAbstract_019ecbd3-ec0c-76f8-a3ce-877594e362c4" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1_019ecbd3-ec0c-7853-abf5-2306df7a9534" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_019ecbd3-ec0c-715e-8b5f-466dcc34384f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AOCIAttributableToParentNetOfTaxRollForward_019ecbd3-ec0c-776b-8034-25f83b4c7e80" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_019ecbd3-ec0c-715e-8b5f-466dcc34384f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OciBeforeReclassificationsNetOfTaxAttributableToParent_019ecbd3-ec0c-70ff-8950-ad3f912cd29c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OciBeforeReclassificationsNetOfTaxAttributableToParent"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_019ecbd3-ec0c-715e-8b5f-466dcc34384f" xlink:to="loc_us-gaap_OciBeforeReclassificationsNetOfTaxAttributableToParent_019ecbd3-ec0c-70ff-8950-ad3f912cd29c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent_019ecbd3-ec0c-7113-bc9c-64af81d3466e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_019ecbd3-ec0c-715e-8b5f-466dcc34384f" xlink:to="loc_us-gaap_ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent_019ecbd3-ec0c-7113-bc9c-64af81d3466e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_019ecbd3-ec0c-7b16-99f6-4ad0566aa897" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_019ecbd3-ec0c-715e-8b5f-466dcc34384f" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_019ecbd3-ec0c-7b16-99f6-4ad0566aa897" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/OTHERCOMPREHENSIVEINCOMELOSSScheduleofReclassificationfromAccumulatedOtherComprehensiveIncomeDetails" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#OTHERCOMPREHENSIVEINCOMELOSSScheduleofReclassificationfromAccumulatedOtherComprehensiveIncomeDetails"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/OTHERCOMPREHENSIVEINCOMELOSSScheduleofReclassificationfromAccumulatedOtherComprehensiveIncomeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossTaxAbstract_019ecbd3-ec0c-7528-80b7-0e75e98ecad8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossTaxAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTable_019ecbd3-ec0c-714c-938d-6e374a614a10" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossTaxAbstract_019ecbd3-ec0c-7528-80b7-0e75e98ecad8" xlink:to="loc_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTable_019ecbd3-ec0c-714c-938d-6e374a614a10" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_019ecbd3-ec0c-7483-8ab5-560835e03ea4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementEquityComponentsAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTable_019ecbd3-ec0c-714c-938d-6e374a614a10" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_019ecbd3-ec0c-7483-8ab5-560835e03ea4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityComponentDomain_019ecbd3-ec0c-7738-9b11-cbb9e3f2dddf" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EquityComponentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_019ecbd3-ec0c-7483-8ab5-560835e03ea4" xlink:to="loc_us-gaap_EquityComponentDomain_019ecbd3-ec0c-7738-9b11-cbb9e3f2dddf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember_019eff08-b2f9-700b-b870-34b2cbca6274" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_019ecbd3-ec0c-7738-9b11-cbb9e3f2dddf" xlink:to="loc_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember_019eff08-b2f9-700b-b870-34b2cbca6274" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember_019ecbd3-ec0c-7b7a-b48e-47a7fe2c6369" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_019ecbd3-ec0c-7738-9b11-cbb9e3f2dddf" xlink:to="loc_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember_019ecbd3-ec0c-7b7a-b48e-47a7fe2c6369" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeAxis_019ecbd3-ec0c-73b1-a0ea-180abe536c80" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTable_019ecbd3-ec0c-714c-938d-6e374a614a10" xlink:to="loc_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeAxis_019ecbd3-ec0c-73b1-a0ea-180abe536c80" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeDomain_019ecbd3-ec0c-7a91-9853-2c8ef094bffe" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeAxis_019ecbd3-ec0c-73b1-a0ea-180abe536c80" xlink:to="loc_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeDomain_019ecbd3-ec0c-7a91-9853-2c8ef094bffe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_019ecbd3-ec0c-7437-93f9-19f5bd767ab9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeDomain_019ecbd3-ec0c-7a91-9853-2c8ef094bffe" xlink:to="loc_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeMember_019ecbd3-ec0c-7437-93f9-19f5bd767ab9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems_019ecbd3-ec0c-779a-afd5-72d2150f231e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTable_019ecbd3-ec0c-714c-938d-6e374a614a10" xlink:to="loc_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems_019ecbd3-ec0c-779a-afd5-72d2150f231e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainLossOnInvestments_019ecbd3-ec0c-78df-8938-f1dcb2f627d8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_GainLossOnInvestments"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems_019ecbd3-ec0c-779a-afd5-72d2150f231e" xlink:to="loc_us-gaap_GainLossOnInvestments_019ecbd3-ec0c-78df-8938-f1dcb2f627d8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/netLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_019ecbd3-ec0c-7aa2-bd6d-b63ec5492eee" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeTaxExpenseBenefit"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems_019ecbd3-ec0c-779a-afd5-72d2150f231e" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_019ecbd3-ec0c-7aa2-bd6d-b63ec5492eee" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherUnderwritingExpense_019ecbd3-ec0c-7091-a085-1caf2645d5f8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherUnderwritingExpense"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems_019ecbd3-ec0c-779a-afd5-72d2150f231e" xlink:to="loc_us-gaap_OtherUnderwritingExpense_019ecbd3-ec0c-7091-a085-1caf2645d5f8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_019ecbd3-ec0c-73e2-8c76-27b849034432" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetIncomeLoss"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReclassificationAdjustmentOutOfAccumulatedOtherComprehensiveIncomeLineItems_019ecbd3-ec0c-779a-afd5-72d2150f231e" xlink:to="loc_us-gaap_NetIncomeLoss_019ecbd3-ec0c-73e2-8c76-27b849034432" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/OTHERCOMPREHENSIVEINCOMELOSSScheduleofComponentsofAccumulatedOtherComprehensiveIncomeLossNetofTaxintheConsolidatedBalanceSheetsDetails" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#OTHERCOMPREHENSIVEINCOMELOSSScheduleofComponentsofAccumulatedOtherComprehensiveIncomeLossNetofTaxintheConsolidatedBalanceSheetsDetails"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/OTHERCOMPREHENSIVEINCOMELOSSScheduleofComponentsofAccumulatedOtherComprehensiveIncomeLossNetofTaxintheConsolidatedBalanceSheetsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossTaxAbstract_019ecbd3-ec0c-7ecb-a92f-8c261c2df01a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossTaxAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_019ecbd3-ec0c-7b7d-bb69-60caeadb8c4f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossTaxAbstract_019ecbd3-ec0c-7ecb-a92f-8c261c2df01a" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_019ecbd3-ec0c-7b7d-bb69-60caeadb8c4f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_019ecbd3-ec0c-7d86-9ac0-965c001ccef2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementEquityComponentsAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_019ecbd3-ec0c-7b7d-bb69-60caeadb8c4f" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_019ecbd3-ec0c-7d86-9ac0-965c001ccef2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityComponentDomain_019ecbd3-ec0c-752b-868c-a99461116127" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EquityComponentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_019ecbd3-ec0c-7d86-9ac0-965c001ccef2" xlink:to="loc_us-gaap_EquityComponentDomain_019ecbd3-ec0c-752b-868c-a99461116127" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_019ecbd3-ec0c-7d05-8d6a-19d9c6c3d0b8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_019ecbd3-ec0c-752b-868c-a99461116127" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_019ecbd3-ec0c-7d05-8d6a-19d9c6c3d0b8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AociGainLossDebtSecuritiesAvailableForSaleWithAllowanceForCreditLossParentMember_019ecbd3-ec0c-7676-bc20-b9187a274c9c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AociGainLossDebtSecuritiesAvailableForSaleWithAllowanceForCreditLossParentMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_019ecbd3-ec0c-7d05-8d6a-19d9c6c3d0b8" xlink:to="loc_us-gaap_AociGainLossDebtSecuritiesAvailableForSaleWithAllowanceForCreditLossParentMember_019ecbd3-ec0c-7676-bc20-b9187a274c9c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedTranslationAdjustmentMember_019ecbd3-ec0c-7970-bb9c-b56bf392b2de" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccumulatedTranslationAdjustmentMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_019ecbd3-ec0c-7d05-8d6a-19d9c6c3d0b8" xlink:to="loc_us-gaap_AccumulatedTranslationAdjustmentMember_019ecbd3-ec0c-7970-bb9c-b56bf392b2de" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember_019ecbd3-ec0c-7780-867c-c190f9c7ab89" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_019ecbd3-ec0c-7d05-8d6a-19d9c6c3d0b8" xlink:to="loc_us-gaap_AccumulatedDefinedBenefitPlansAdjustmentMember_019ecbd3-ec0c-7780-867c-c190f9c7ab89" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_019ecbd3-ec0c-7aaa-a14d-05245aa89095" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_019ecbd3-ec0c-7b7d-bb69-60caeadb8c4f" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_019ecbd3-ec0c-7aaa-a14d-05245aa89095" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AOCIAttributableToParentNetOfTaxRollForward_019ecbd3-ec0c-7451-b151-a805e4b72abf" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AOCIAttributableToParentNetOfTaxRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_019ecbd3-ec0c-7aaa-a14d-05245aa89095" xlink:to="loc_us-gaap_AOCIAttributableToParentNetOfTaxRollForward_019ecbd3-ec0c-7451-b151-a805e4b72abf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquity_019ecbd3-ec0c-7ae5-bfec-891f4e392a10" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockholdersEquity"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AOCIAttributableToParentNetOfTaxRollForward_019ecbd3-ec0c-7451-b151-a805e4b72abf" xlink:to="loc_us-gaap_StockholdersEquity_019ecbd3-ec0c-7ae5-bfec-891f4e392a10" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_019ecbd3-ec0c-73bf-92fa-a1cd9d8a6bb7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AOCIAttributableToParentNetOfTaxRollForward_019ecbd3-ec0c-7451-b151-a805e4b72abf" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_019ecbd3-ec0c-73bf-92fa-a1cd9d8a6bb7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/netLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquity_019ecbd3-ec0c-7e40-b43b-c263f8446ae0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockholdersEquity"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AOCIAttributableToParentNetOfTaxRollForward_019ecbd3-ec0c-7451-b151-a805e4b72abf" xlink:to="loc_us-gaap_StockholdersEquity_019ecbd3-ec0c-7e40-b43b-c263f8446ae0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/RELATEDPARTYTRANSACTIONSScheduleofRelatedPartyLongTermNotesDetails" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#RELATEDPARTYTRANSACTIONSScheduleofRelatedPartyLongTermNotesDetails"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/RELATEDPARTYTRANSACTIONSScheduleofRelatedPartyLongTermNotesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionsAbstract_019ecbd3-ec0c-70ff-83d9-3925a878f4a0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyTransactionsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_019ecbd3-ec0c-7485-becb-a4afa2d72302" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionsAbstract_019ecbd3-ec0c-70ff-83d9-3925a878f4a0" xlink:to="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_019ecbd3-ec0c-7485-becb-a4afa2d72302" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_019ecbd3-ec0c-7692-b25f-6b028f2c8ff9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyTransactionsByRelatedPartyAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_019ecbd3-ec0c-7485-becb-a4afa2d72302" xlink:to="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_019ecbd3-ec0c-7692-b25f-6b028f2c8ff9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyDomain_019ecbd3-ec0c-7760-9211-ac8091d8b0d1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_019ecbd3-ec0c-7692-b25f-6b028f2c8ff9" xlink:to="loc_us-gaap_RelatedPartyDomain_019ecbd3-ec0c-7760-9211-ac8091d8b0d1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_AffiliatedEntityMember_019ecbd3-ec0c-7cda-a6c4-4e811c472101" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_AffiliatedEntityMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyDomain_019ecbd3-ec0c-7760-9211-ac8091d8b0d1" xlink:to="loc_srt_AffiliatedEntityMember_019ecbd3-ec0c-7cda-a6c4-4e811c472101" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionAxis_019ecbd3-ec0c-7ed6-a330-d076d09e6b36" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyTransactionAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_019ecbd3-ec0c-7485-becb-a4afa2d72302" xlink:to="loc_us-gaap_RelatedPartyTransactionAxis_019ecbd3-ec0c-7ed6-a330-d076d09e6b36" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionDomain_019ecbd3-ec0c-7059-94e3-043b373ae28b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyTransactionDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionAxis_019ecbd3-ec0c-7ed6-a330-d076d09e6b36" xlink:to="loc_us-gaap_RelatedPartyTransactionDomain_019ecbd3-ec0c-7059-94e3-043b373ae28b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_LongTermNote4.30Member_019ecbd3-ec0c-768b-87c5-b043202d5713" xlink:href="cik0000914748-20260630.xsd#cik0000914748_LongTermNote4.30Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionDomain_019ecbd3-ec0c-7059-94e3-043b373ae28b" xlink:to="loc_cik0000914748_LongTermNote4.30Member_019ecbd3-ec0c-768b-87c5-b043202d5713" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionLineItems_019ecbd3-ec0c-75f8-90bd-850d9223b735" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyTransactionLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_019ecbd3-ec0c-7485-becb-a4afa2d72302" xlink:to="loc_us-gaap_RelatedPartyTransactionLineItems_019ecbd3-ec0c-75f8-90bd-850d9223b735" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionRate_019fda91-4f7b-7bca-ba01-7b98e0c08b2c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyTransactionRate"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_019ecbd3-ec0c-75f8-90bd-850d9223b735" xlink:to="loc_us-gaap_RelatedPartyTransactionRate_019fda91-4f7b-7bca-ba01-7b98e0c08b2c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentFaceAmount_019ecbd3-ec0c-7629-860c-ed7926b67148" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentFaceAmount"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_019ecbd3-ec0c-75f8-90bd-850d9223b735" xlink:to="loc_us-gaap_DebtInstrumentFaceAmount_019ecbd3-ec0c-7629-860c-ed7926b67148" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NotesPayable_019ecbd3-ec0c-7f03-9dd6-cc75dbc1bb70" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NotesPayable"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_019ecbd3-ec0c-75f8-90bd-850d9223b735" xlink:to="loc_us-gaap_NotesPayable_019ecbd3-ec0c-7f03-9dd6-cc75dbc1bb70" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/netLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NotesPayableFairValueDisclosure_019ecbd3-ec0c-7c60-b802-ce41baeb6c15" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NotesPayableFairValueDisclosure"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_019ecbd3-ec0c-75f8-90bd-850d9223b735" xlink:to="loc_us-gaap_NotesPayableFairValueDisclosure_019ecbd3-ec0c-7c60-b802-ce41baeb6c15" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/RELATEDPARTYTRANSACTIONSScheduleofRelatedPartyInterestIncomeDetails" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#RELATEDPARTYTRANSACTIONSScheduleofRelatedPartyInterestIncomeDetails"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/RELATEDPARTYTRANSACTIONSScheduleofRelatedPartyInterestIncomeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionsAbstract_019ecbd3-ec0c-7548-91d1-1544d7d22a7d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyTransactionsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_019ecbd3-ec0c-7ef9-8c98-1661085770fd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionsAbstract_019ecbd3-ec0c-7548-91d1-1544d7d22a7d" xlink:to="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_019ecbd3-ec0c-7ef9-8c98-1661085770fd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_019ecbd3-ec0c-7c4e-b126-ddab3078c7ae" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyTransactionsByRelatedPartyAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_019ecbd3-ec0c-7ef9-8c98-1661085770fd" xlink:to="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_019ecbd3-ec0c-7c4e-b126-ddab3078c7ae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyDomain_019ecbd3-ec0c-79e8-9b3c-cdc8653efa50" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_019ecbd3-ec0c-7c4e-b126-ddab3078c7ae" xlink:to="loc_us-gaap_RelatedPartyDomain_019ecbd3-ec0c-79e8-9b3c-cdc8653efa50" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_AffiliatedEntityMember_019ecbd3-ec0c-7146-9cda-28bb0d6c3080" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_AffiliatedEntityMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyDomain_019ecbd3-ec0c-79e8-9b3c-cdc8653efa50" xlink:to="loc_srt_AffiliatedEntityMember_019ecbd3-ec0c-7146-9cda-28bb0d6c3080" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionAxis_019ecbd3-ec0c-7f86-9fb6-c0191192b1b4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyTransactionAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_019ecbd3-ec0c-7ef9-8c98-1661085770fd" xlink:to="loc_us-gaap_RelatedPartyTransactionAxis_019ecbd3-ec0c-7f86-9fb6-c0191192b1b4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionDomain_019ecbd3-ec0c-7cd3-b5a0-8508524a7521" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyTransactionDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionAxis_019ecbd3-ec0c-7f86-9fb6-c0191192b1b4" xlink:to="loc_us-gaap_RelatedPartyTransactionDomain_019ecbd3-ec0c-7cd3-b5a0-8508524a7521" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_LongTermNote4.30Member_019ecbd3-ec0c-775d-ba76-a9d89adfc8c4" xlink:href="cik0000914748-20260630.xsd#cik0000914748_LongTermNote4.30Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionDomain_019ecbd3-ec0c-7cd3-b5a0-8508524a7521" xlink:to="loc_cik0000914748_LongTermNote4.30Member_019ecbd3-ec0c-775d-ba76-a9d89adfc8c4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionLineItems_019ecbd3-ec0c-7cd7-8a32-281f527ccf3a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyTransactionLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_019ecbd3-ec0c-7ef9-8c98-1661085770fd" xlink:to="loc_us-gaap_RelatedPartyTransactionLineItems_019ecbd3-ec0c-7cd7-8a32-281f527ccf3a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionRate_019ecbd3-ec0c-7e39-a99b-74bec64bf2dd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyTransactionRate"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_019ecbd3-ec0c-7cd7-8a32-281f527ccf3a" xlink:to="loc_us-gaap_RelatedPartyTransactionRate_019ecbd3-ec0c-7e39-a99b-74bec64bf2dd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpenseOperating_019ecbd3-ec0c-7b8c-8e2b-4b7f19d848a1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestExpenseOperating"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_019ecbd3-ec0c-7cd7-8a32-281f527ccf3a" xlink:to="loc_us-gaap_InterestExpenseOperating_019ecbd3-ec0c-7b8c-8e2b-4b7f19d848a1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/RELATEDPARTYTRANSACTIONSNarrativeDetails" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#RELATEDPARTYTRANSACTIONSNarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/RELATEDPARTYTRANSACTIONSNarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionsAbstract_019ecbd3-ec0c-713a-9a04-1b3bdf6d44d0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyTransactionsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_019ecbd3-ec0c-7483-9bf9-f1cde568731b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionsAbstract_019ecbd3-ec0c-713a-9a04-1b3bdf6d44d0" xlink:to="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_019ecbd3-ec0c-7483-9bf9-f1cde568731b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_019fdaa4-5a3e-7e16-b3ac-a160b5050724" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyTransactionsByRelatedPartyAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_019ecbd3-ec0c-7483-9bf9-f1cde568731b" xlink:to="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_019fdaa4-5a3e-7e16-b3ac-a160b5050724" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyDomain_019fdaa4-5a3e-70e1-bc48-5eb4217d13ae" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_019fdaa4-5a3e-7e16-b3ac-a160b5050724" xlink:to="loc_us-gaap_RelatedPartyDomain_019fdaa4-5a3e-70e1-bc48-5eb4217d13ae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_AffiliatedEntityMember_019fdaa4-5a3e-7b89-baa7-190cde508fa8" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_AffiliatedEntityMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyDomain_019fdaa4-5a3e-70e1-bc48-5eb4217d13ae" xlink:to="loc_srt_AffiliatedEntityMember_019fdaa4-5a3e-7b89-baa7-190cde508fa8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CounterpartyNameAxis_019fdaa5-0e4a-749b-a5a9-e9b297d2de16" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_CounterpartyNameAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_019ecbd3-ec0c-7483-9bf9-f1cde568731b" xlink:to="loc_srt_CounterpartyNameAxis_019fdaa5-0e4a-749b-a5a9-e9b297d2de16" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RepurchaseAgreementCounterpartyNameDomain_019fdaa5-0e4a-7ad1-9100-dc720135e4c4" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RepurchaseAgreementCounterpartyNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CounterpartyNameAxis_019fdaa5-0e4a-749b-a5a9-e9b297d2de16" xlink:to="loc_srt_RepurchaseAgreementCounterpartyNameDomain_019fdaa5-0e4a-7ad1-9100-dc720135e4c4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_BermudaReMember_019fdaa5-0e4a-7897-9ded-1eec82cbe5e4" xlink:href="cik0000914748-20260630.xsd#cik0000914748_BermudaReMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_019fdaa5-0e4a-7ad1-9100-dc720135e4c4" xlink:to="loc_cik0000914748_BermudaReMember_019fdaa5-0e4a-7897-9ded-1eec82cbe5e4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_EverestInternationalReinsuranceLtd.Member_019fdaa5-0e4a-704e-82ca-ce99c21c2ac3" xlink:href="cik0000914748-20260630.xsd#cik0000914748_EverestInternationalReinsuranceLtd.Member"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_019fdaa5-0e4a-7ad1-9100-dc720135e4c4" xlink:to="loc_cik0000914748_EverestInternationalReinsuranceLtd.Member_019fdaa5-0e4a-704e-82ca-ce99c21c2ac3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_IrelandInsuranceMember_019fdaa5-7e62-7b4e-8eb4-4b20bb1ee2a0" xlink:href="cik0000914748-20260630.xsd#cik0000914748_IrelandInsuranceMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_019fdaa5-0e4a-7ad1-9100-dc720135e4c4" xlink:to="loc_cik0000914748_IrelandInsuranceMember_019fdaa5-7e62-7b4e-8eb4-4b20bb1ee2a0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_EverestInsuranceIrelandMember_019fdaa5-7e62-7df9-8ce1-05a80125bbc3" xlink:href="cik0000914748-20260630.xsd#cik0000914748_EverestInsuranceIrelandMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_019fdaa5-0e4a-7ad1-9100-dc720135e4c4" xlink:to="loc_cik0000914748_EverestInsuranceIrelandMember_019fdaa5-7e62-7df9-8ce1-05a80125bbc3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_IrelandReMember_019fdaa5-7e62-79a3-ad7a-e298436d2f4f" xlink:href="cik0000914748-20260630.xsd#cik0000914748_IrelandReMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_019fdaa5-0e4a-7ad1-9100-dc720135e4c4" xlink:to="loc_cik0000914748_IrelandReMember_019fdaa5-7e62-79a3-ad7a-e298436d2f4f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_LloydsSyndicate2786Member_019fdaa5-7e62-7ef9-afcf-b42bb3b914b1" xlink:href="cik0000914748-20260630.xsd#cik0000914748_LloydsSyndicate2786Member"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_019fdaa5-0e4a-7ad1-9100-dc720135e4c4" xlink:to="loc_cik0000914748_LloydsSyndicate2786Member_019fdaa5-7e62-7ef9-afcf-b42bb3b914b1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_EverestCanadaMember_019fdaa5-a5cd-7301-a793-69d5c37f0327" xlink:href="cik0000914748-20260630.xsd#cik0000914748_EverestCanadaMember"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_019fdaa5-0e4a-7ad1-9100-dc720135e4c4" xlink:to="loc_cik0000914748_EverestCanadaMember_019fdaa5-a5cd-7301-a793-69d5c37f0327" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_EverestColombiaMember_019fdaa5-a5cd-7e76-a037-e55d13329feb" xlink:href="cik0000914748-20260630.xsd#cik0000914748_EverestColombiaMember"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_019fdaa5-0e4a-7ad1-9100-dc720135e4c4" xlink:to="loc_cik0000914748_EverestColombiaMember_019fdaa5-a5cd-7e76-a037-e55d13329feb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_EverestMexicoMember_019fdaa5-a5cd-7883-b13c-15d1c9fa36ff" xlink:href="cik0000914748-20260630.xsd#cik0000914748_EverestMexicoMember"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_019fdaa5-0e4a-7ad1-9100-dc720135e4c4" xlink:to="loc_cik0000914748_EverestMexicoMember_019fdaa5-a5cd-7883-b13c-15d1c9fa36ff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_EverestChileMember_019fdaa6-0ba1-74ac-aa13-fecf4613ba07" xlink:href="cik0000914748-20260630.xsd#cik0000914748_EverestChileMember"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_019fdaa5-0e4a-7ad1-9100-dc720135e4c4" xlink:to="loc_cik0000914748_EverestChileMember_019fdaa6-0ba1-74ac-aa13-fecf4613ba07" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_EverestInternationalAustraliaBranchMember_019fdaa6-0ba1-71ee-b6de-9a89116083c7" xlink:href="cik0000914748-20260630.xsd#cik0000914748_EverestInternationalAustraliaBranchMember"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_019fdaa5-0e4a-7ad1-9100-dc720135e4c4" xlink:to="loc_cik0000914748_EverestInternationalAustraliaBranchMember_019fdaa6-0ba1-71ee-b6de-9a89116083c7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_EverestAssuranceSingaporeBranchMember_019fdaa6-0ba1-724a-8c69-7f4664cc34ef" xlink:href="cik0000914748-20260630.xsd#cik0000914748_EverestAssuranceSingaporeBranchMember"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_019fdaa5-0e4a-7ad1-9100-dc720135e4c4" xlink:to="loc_cik0000914748_EverestAssuranceSingaporeBranchMember_019fdaa6-0ba1-724a-8c69-7f4664cc34ef" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_AnnapurnaMember_019fdaa6-4d14-726b-8890-63afb9777235" xlink:href="cik0000914748-20260630.xsd#cik0000914748_AnnapurnaMember"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_019fdaa5-0e4a-7ad1-9100-dc720135e4c4" xlink:to="loc_cik0000914748_AnnapurnaMember_019fdaa6-4d14-726b-8890-63afb9777235" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_019fdaa5-0e4a-7216-bc29-d3b8664922c1" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LegalEntityAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_019ecbd3-ec0c-7483-9bf9-f1cde568731b" xlink:to="loc_dei_LegalEntityAxis_019fdaa5-0e4a-7216-bc29-d3b8664922c1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019fdaa5-0e4a-7346-9c01-0253f3c934b7" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_019fdaa5-0e4a-7216-bc29-d3b8664922c1" xlink:to="loc_dei_EntityDomain_019fdaa5-0e4a-7346-9c01-0253f3c934b7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_EverestReinsuranceCompanyEverestReMember_019fdaa5-0e4a-768c-ab0f-d58df3b8729e" xlink:href="cik0000914748-20260630.xsd#cik0000914748_EverestReinsuranceCompanyEverestReMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_019fdaa5-0e4a-7346-9c01-0253f3c934b7" xlink:to="loc_cik0000914748_EverestReinsuranceCompanyEverestReMember_019fdaa5-0e4a-768c-ab0f-d58df3b8729e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_ReinsurancePeriodAxis_019fdaa5-0e4a-7900-afb6-87275532e0b3" xlink:href="cik0000914748-20260630.xsd#cik0000914748_ReinsurancePeriodAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_019ecbd3-ec0c-7483-9bf9-f1cde568731b" xlink:to="loc_cik0000914748_ReinsurancePeriodAxis_019fdaa5-0e4a-7900-afb6-87275532e0b3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_ReinsurancePeriodDomain_019fdaa5-0e4a-74e0-b9de-9ae36f987398" xlink:href="cik0000914748-20260630.xsd#cik0000914748_ReinsurancePeriodDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_ReinsurancePeriodAxis_019fdaa5-0e4a-7900-afb6-87275532e0b3" xlink:to="loc_cik0000914748_ReinsurancePeriodDomain_019fdaa5-0e4a-74e0-b9de-9ae36f987398" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_CoveragePeriod2002Through2017Member_019fdaa5-0e4a-73c2-890f-27f76148dde2" xlink:href="cik0000914748-20260630.xsd#cik0000914748_CoveragePeriod2002Through2017Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_ReinsurancePeriodDomain_019fdaa5-0e4a-74e0-b9de-9ae36f987398" xlink:to="loc_cik0000914748_CoveragePeriod2002Through2017Member_019fdaa5-0e4a-73c2-890f-27f76148dde2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_CoveragePeriod2004Through2009Member_019fdaa5-0e4a-74ef-88ad-cc8de4a80b8e" xlink:href="cik0000914748-20260630.xsd#cik0000914748_CoveragePeriod2004Through2009Member"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_ReinsurancePeriodDomain_019fdaa5-0e4a-74e0-b9de-9ae36f987398" xlink:to="loc_cik0000914748_CoveragePeriod2004Through2009Member_019fdaa5-0e4a-74ef-88ad-cc8de4a80b8e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_CoveragePeriod2003Through2017Member_019fdaa5-0e4a-7f51-b0f5-f47a87221bd7" xlink:href="cik0000914748-20260630.xsd#cik0000914748_CoveragePeriod2003Through2017Member"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_cik0000914748_ReinsurancePeriodDomain_019fdaa5-0e4a-74e0-b9de-9ae36f987398" xlink:to="loc_cik0000914748_CoveragePeriod2003Through2017Member_019fdaa5-0e4a-7f51-b0f5-f47a87221bd7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_019fdaa5-0e4a-747c-9c3b-39f3e64029ef" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RangeAxis"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_019ecbd3-ec0c-7483-9bf9-f1cde568731b" xlink:to="loc_srt_RangeAxis_019fdaa5-0e4a-747c-9c3b-39f3e64029ef" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_019fdaa5-0e4a-78e7-a580-77ac8743d78f" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RangeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_019fdaa5-0e4a-747c-9c3b-39f3e64029ef" xlink:to="loc_srt_RangeMember_019fdaa5-0e4a-78e7-a580-77ac8743d78f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MinimumMember_019fdaa5-0e4a-79c1-b0fe-7eecb4defc4a" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_MinimumMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_019fdaa5-0e4a-78e7-a580-77ac8743d78f" xlink:to="loc_srt_MinimumMember_019fdaa5-0e4a-79c1-b0fe-7eecb4defc4a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_019fdaa5-0e4a-7657-ab92-b67ec2655bc1" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_MaximumMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_019fdaa5-0e4a-78e7-a580-77ac8743d78f" xlink:to="loc_srt_MaximumMember_019fdaa5-0e4a-7657-ab92-b67ec2655bc1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionAxis_019fdaa5-0e4a-7589-99bd-40c164b39fe2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyTransactionAxis"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_019ecbd3-ec0c-7483-9bf9-f1cde568731b" xlink:to="loc_us-gaap_RelatedPartyTransactionAxis_019fdaa5-0e4a-7589-99bd-40c164b39fe2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionDomain_019fdaa5-0e4a-75cf-8f42-c061320d5999" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyTransactionDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionAxis_019fdaa5-0e4a-7589-99bd-40c164b39fe2" xlink:to="loc_us-gaap_RelatedPartyTransactionDomain_019fdaa5-0e4a-75cf-8f42-c061320d5999" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_CashAndFixedMaturitySecuritiesMember_019fdaa5-0e4a-72f4-abb9-17a65bf7a16f" xlink:href="cik0000914748-20260630.xsd#cik0000914748_CashAndFixedMaturitySecuritiesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionDomain_019fdaa5-0e4a-75cf-8f42-c061320d5999" xlink:to="loc_cik0000914748_CashAndFixedMaturitySecuritiesMember_019fdaa5-0e4a-72f4-abb9-17a65bf7a16f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_LossReservesMember_019fdaa5-0e4a-764c-9236-f7308ecb255b" xlink:href="cik0000914748-20260630.xsd#cik0000914748_LossReservesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionDomain_019fdaa5-0e4a-75cf-8f42-c061320d5999" xlink:to="loc_cik0000914748_LossReservesMember_019fdaa5-0e4a-764c-9236-f7308ecb255b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ProductOrServiceAxis_019fdaa5-3cc3-704f-a610-c2fd9b6169ab" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ProductOrServiceAxis"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_019ecbd3-ec0c-7483-9bf9-f1cde568731b" xlink:to="loc_srt_ProductOrServiceAxis_019fdaa5-3cc3-704f-a610-c2fd9b6169ab" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ProductsAndServicesDomain_019fdaa5-3cc3-797e-a382-74fdebe55f5c" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ProductsAndServicesDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductOrServiceAxis_019fdaa5-3cc3-704f-a610-c2fd9b6169ab" xlink:to="loc_srt_ProductsAndServicesDomain_019fdaa5-3cc3-797e-a382-74fdebe55f5c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_CatastropheReinsuranceMember_019fdaa5-3cc3-79da-994f-292f6e3643fe" xlink:href="cik0000914748-20260630.xsd#cik0000914748_CatastropheReinsuranceMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductsAndServicesDomain_019fdaa5-3cc3-797e-a382-74fdebe55f5c" xlink:to="loc_cik0000914748_CatastropheReinsuranceMember_019fdaa5-3cc3-79da-994f-292f6e3643fe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_CatastropheReinsuranceRealEstateFundMember_019fdaa5-a5cd-767a-8892-d11f988a8243" xlink:href="cik0000914748-20260630.xsd#cik0000914748_CatastropheReinsuranceRealEstateFundMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductsAndServicesDomain_019fdaa5-3cc3-797e-a382-74fdebe55f5c" xlink:to="loc_cik0000914748_CatastropheReinsuranceRealEstateFundMember_019fdaa5-a5cd-767a-8892-d11f988a8243" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_CatastrohpeReinsuranceAllRemainingLinesOfPropertyAndCasualtyBusinessMember_019fdaa5-a5cd-7b40-8e97-18aad90a934c" xlink:href="cik0000914748-20260630.xsd#cik0000914748_CatastrohpeReinsuranceAllRemainingLinesOfPropertyAndCasualtyBusinessMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductsAndServicesDomain_019fdaa5-3cc3-797e-a382-74fdebe55f5c" xlink:to="loc_cik0000914748_CatastrohpeReinsuranceAllRemainingLinesOfPropertyAndCasualtyBusinessMember_019fdaa5-a5cd-7b40-8e97-18aad90a934c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_WholeAccountQuotaShareReinsuranceMember_019fdaa6-0ba1-743a-b89f-f61388232f11" xlink:href="cik0000914748-20260630.xsd#cik0000914748_WholeAccountQuotaShareReinsuranceMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductsAndServicesDomain_019fdaa5-3cc3-797e-a382-74fdebe55f5c" xlink:to="loc_cik0000914748_WholeAccountQuotaShareReinsuranceMember_019fdaa6-0ba1-743a-b89f-f61388232f11" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_PerRiskAndPerOccurrenceAndExcessOfLossReinsuranceMember_019fdaa6-0ba1-7191-ad45-e78b2f2a02b3" xlink:href="cik0000914748-20260630.xsd#cik0000914748_PerRiskAndPerOccurrenceAndExcessOfLossReinsuranceMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductsAndServicesDomain_019fdaa5-3cc3-797e-a382-74fdebe55f5c" xlink:to="loc_cik0000914748_PerRiskAndPerOccurrenceAndExcessOfLossReinsuranceMember_019fdaa6-0ba1-7191-ad45-e78b2f2a02b3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceContractAxis_019fdaa5-3cc3-720b-9839-866f1b8ddb46" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReinsuranceContractAxis"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_019ecbd3-ec0c-7483-9bf9-f1cde568731b" xlink:to="loc_us-gaap_ReinsuranceContractAxis_019fdaa5-3cc3-720b-9839-866f1b8ddb46" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_StatementScenarioAxis_019fdaa6-0ba1-76d4-a085-b50a2871bafc" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_StatementScenarioAxis"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_019ecbd3-ec0c-7483-9bf9-f1cde568731b" xlink:to="loc_srt_StatementScenarioAxis_019fdaa6-0ba1-76d4-a085-b50a2871bafc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ScenarioUnspecifiedDomain_019fdaa6-0ba1-76ad-9b55-7555183429fc" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ScenarioUnspecifiedDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_StatementScenarioAxis_019fdaa6-0ba1-76d4-a085-b50a2871bafc" xlink:to="loc_srt_ScenarioUnspecifiedDomain_019fdaa6-0ba1-76ad-9b55-7555183429fc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ScenarioForecastMember_019fdaa6-0ba1-7c99-8062-6596a28407f6" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ScenarioForecastMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ScenarioUnspecifiedDomain_019fdaa6-0ba1-76ad-9b55-7555183429fc" xlink:to="loc_srt_ScenarioForecastMember_019fdaa6-0ba1-7c99-8062-6596a28407f6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventTypeAxis_019fdaa6-0ba1-7b41-bc21-f4512d86825e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SubsequentEventTypeAxis"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_019ecbd3-ec0c-7483-9bf9-f1cde568731b" xlink:to="loc_us-gaap_SubsequentEventTypeAxis_019fdaa6-0ba1-7b41-bc21-f4512d86825e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventTypeDomain_019fdaa6-0ba1-7ef4-ba64-775f2eb0d079" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SubsequentEventTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTypeAxis_019fdaa6-0ba1-7b41-bc21-f4512d86825e" xlink:to="loc_us-gaap_SubsequentEventTypeDomain_019fdaa6-0ba1-7ef4-ba64-775f2eb0d079" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventMember_019fdaa6-0ba1-740b-9321-08d125605d95" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SubsequentEventMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTypeDomain_019fdaa6-0ba1-7ef4-ba64-775f2eb0d079" xlink:to="loc_us-gaap_SubsequentEventMember_019fdaa6-0ba1-740b-9321-08d125605d95" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionLineItems_019ecbd3-ec0c-7812-a02c-fdd8bcae9990" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyTransactionLineItems"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_019ecbd3-ec0c-7483-9bf9-f1cde568731b" xlink:to="loc_us-gaap_RelatedPartyTransactionLineItems_019ecbd3-ec0c-7812-a02c-fdd8bcae9990" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_InvestmentOwnedSharesSharesReceivedInExchangeFromAffiliatedEntityForTransfer_019fdaa4-5a3e-7108-b8cc-2d646dfc9456" xlink:href="cik0000914748-20260630.xsd#cik0000914748_InvestmentOwnedSharesSharesReceivedInExchangeFromAffiliatedEntityForTransfer"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_019ecbd3-ec0c-7812-a02c-fdd8bcae9990" xlink:to="loc_cik0000914748_InvestmentOwnedSharesSharesReceivedInExchangeFromAffiliatedEntityForTransfer_019fdaa4-5a3e-7108-b8cc-2d646dfc9456" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_PreferredStockParValue_019fdaa4-5a3e-7670-8225-3bf4a94ab076" xlink:href="cik0000914748-20260630.xsd#cik0000914748_PreferredStockParValue"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_019ecbd3-ec0c-7812-a02c-fdd8bcae9990" xlink:to="loc_cik0000914748_PreferredStockParValue_019fdaa4-5a3e-7670-8225-3bf4a94ab076" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockDividendRatePercentage_019fdaa4-5a3e-7b60-8509-8c2865f57a9f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PreferredStockDividendRatePercentage"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_019ecbd3-ec0c-7812-a02c-fdd8bcae9990" xlink:to="loc_us-gaap_PreferredStockDividendRatePercentage_019fdaa4-5a3e-7b60-8509-8c2865f57a9f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_InvestmentOwnedSharesTransferredToAffiliatedEntity_019fdaa4-5a3e-76c2-b00f-780d670088cb" xlink:href="cik0000914748-20260630.xsd#cik0000914748_InvestmentOwnedSharesTransferredToAffiliatedEntity"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_019ecbd3-ec0c-7812-a02c-fdd8bcae9990" xlink:to="loc_cik0000914748_InvestmentOwnedSharesTransferredToAffiliatedEntity_019fdaa4-5a3e-76c2-b00f-780d670088cb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_ReinsuranceStopLossAgreementTerm_019fdaa5-0e4a-7cc4-9bc1-e26063ba370a" xlink:href="cik0000914748-20260630.xsd#cik0000914748_ReinsuranceStopLossAgreementTerm"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_019ecbd3-ec0c-7812-a02c-fdd8bcae9990" xlink:to="loc_cik0000914748_ReinsuranceStopLossAgreementTerm_019fdaa5-0e4a-7cc4-9bc1-e26063ba370a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1_019fdaa5-0e4a-73ca-9e8f-e965f9cb4de1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_019ecbd3-ec0c-7812-a02c-fdd8bcae9990" xlink:to="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1_019fdaa5-0e4a-73ca-9e8f-e965f9cb4de1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_ReinsuranceStopLossAgreementParticipationPercentage_019fdaa5-0e4a-7e1e-8410-ab45b206b3c9" xlink:href="cik0000914748-20260630.xsd#cik0000914748_ReinsuranceStopLossAgreementParticipationPercentage"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_019ecbd3-ec0c-7812-a02c-fdd8bcae9990" xlink:to="loc_cik0000914748_ReinsuranceStopLossAgreementParticipationPercentage_019fdaa5-0e4a-7e1e-8410-ab45b206b3c9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceRecoverablesOnUnpaidLossesAllowance_019fdaa5-0e4a-73a1-9e54-053381095e09" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReinsuranceRecoverablesOnUnpaidLossesAllowance"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_019ecbd3-ec0c-7812-a02c-fdd8bcae9990" xlink:to="loc_us-gaap_ReinsuranceRecoverablesOnUnpaidLossesAllowance_019fdaa5-0e4a-73a1-9e54-053381095e09" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_AffiliatedQuotaShareReinsuranceAgreementsPercentage_019fdaa5-0e4a-707d-bb80-dc7f8cffa5b6" xlink:href="cik0000914748-20260630.xsd#cik0000914748_AffiliatedQuotaShareReinsuranceAgreementsPercentage"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_019ecbd3-ec0c-7812-a02c-fdd8bcae9990" xlink:to="loc_cik0000914748_AffiliatedQuotaShareReinsuranceAgreementsPercentage_019fdaa5-0e4a-707d-bb80-dc7f8cffa5b6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments_019fdaa5-0e4a-73bb-a8ce-88168814809b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_019ecbd3-ec0c-7812-a02c-fdd8bcae9990" xlink:to="loc_us-gaap_ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments_019fdaa5-0e4a-73bb-a8ce-88168814809b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_LossPortfolioTransferAmountOfTransfer_019fdaa5-0e4a-75d0-8678-f71e79023f0a" xlink:href="cik0000914748-20260630.xsd#cik0000914748_LossPortfolioTransferAmountOfTransfer"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_019ecbd3-ec0c-7812-a02c-fdd8bcae9990" xlink:to="loc_cik0000914748_LossPortfolioTransferAmountOfTransfer_019fdaa5-0e4a-75d0-8678-f71e79023f0a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_LossPortfolioTransferLossRecognizedUponSettlement_019fdaa5-0e4a-71fe-8dac-3b78f7d3d1f2" xlink:href="cik0000914748-20260630.xsd#cik0000914748_LossPortfolioTransferLossRecognizedUponSettlement"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_019ecbd3-ec0c-7812-a02c-fdd8bcae9990" xlink:to="loc_cik0000914748_LossPortfolioTransferLossRecognizedUponSettlement_019fdaa5-0e4a-71fe-8dac-3b78f7d3d1f2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_SubjectLossReserves_019fdaa5-0e4a-73ec-a419-0c9eed768164" xlink:href="cik0000914748-20260630.xsd#cik0000914748_SubjectLossReserves"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_019ecbd3-ec0c-7812-a02c-fdd8bcae9990" xlink:to="loc_cik0000914748_SubjectLossReserves_019fdaa5-0e4a-73ec-a419-0c9eed768164" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionAmountsOfTransaction_019fdaa5-0e4a-7923-973d-c49d30428b31" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyTransactionAmountsOfTransaction"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_019ecbd3-ec0c-7812-a02c-fdd8bcae9990" xlink:to="loc_us-gaap_RelatedPartyTransactionAmountsOfTransaction_019fdaa5-0e4a-7923-973d-c49d30428b31" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_AdverseDevelopmentCoverage_019fdaa5-0e4a-7e95-89e0-38b23860fd13" xlink:href="cik0000914748-20260630.xsd#cik0000914748_AdverseDevelopmentCoverage"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_019ecbd3-ec0c-7812-a02c-fdd8bcae9990" xlink:to="loc_cik0000914748_AdverseDevelopmentCoverage_019fdaa5-0e4a-7e95-89e0-38b23860fd13" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceRetentionExcessRetentionAmountReinsuredPerEvent_019fdaa5-3cc3-7668-9a90-196a4d5b13d7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReinsuranceRetentionExcessRetentionAmountReinsuredPerEvent"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_019ecbd3-ec0c-7812-a02c-fdd8bcae9990" xlink:to="loc_us-gaap_ReinsuranceRetentionExcessRetentionAmountReinsuredPerEvent_019fdaa5-3cc3-7668-9a90-196a4d5b13d7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceRetentionAmountRetainedPerEvent_019fdaa5-3cc3-7514-ab54-f5046e5dfd34" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReinsuranceRetentionAmountRetainedPerEvent"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_019ecbd3-ec0c-7812-a02c-fdd8bcae9990" xlink:to="loc_us-gaap_ReinsuranceRetentionAmountRetainedPerEvent_019fdaa5-3cc3-7514-ab54-f5046e5dfd34" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_ReinsuranceAnnualCoverageFee_019fdaa5-3cc3-7d7f-9c0f-03aef92fea63" xlink:href="cik0000914748-20260630.xsd#cik0000914748_ReinsuranceAnnualCoverageFee"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_019ecbd3-ec0c-7812-a02c-fdd8bcae9990" xlink:to="loc_cik0000914748_ReinsuranceAnnualCoverageFee_019fdaa5-3cc3-7d7f-9c0f-03aef92fea63" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PremiumsReceivableGross_019fdaa5-7e62-7961-a584-1d55c6d0b6e3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PremiumsReceivableGross"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_019ecbd3-ec0c-7812-a02c-fdd8bcae9990" xlink:to="loc_us-gaap_PremiumsReceivableGross_019fdaa5-7e62-7961-a584-1d55c6d0b6e3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_WholeAccountQuotaShareReinsuranceAgreementPercentage_019fdaa5-a5cd-7115-9ca6-69b1d2676f57" xlink:href="cik0000914748-20260630.xsd#cik0000914748_WholeAccountQuotaShareReinsuranceAgreementPercentage"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_019ecbd3-ec0c-7812-a02c-fdd8bcae9990" xlink:to="loc_cik0000914748_WholeAccountQuotaShareReinsuranceAgreementPercentage_019fdaa5-a5cd-7115-9ca6-69b1d2676f57" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CededPremiumsWritten_019fdaa6-4d15-7d61-ae9b-8eefd45fa9c7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CededPremiumsWritten"/>
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_019ecbd3-ec0c-7812-a02c-fdd8bcae9990" xlink:to="loc_us-gaap_CededPremiumsWritten_019fdaa6-4d15-7d61-ae9b-8eefd45fa9c7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CededPremiumsEarned_019fdaa6-4d15-7de6-8817-b4bb2c281778" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CededPremiumsEarned"/>
    <link:presentationArc order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_019ecbd3-ec0c-7812-a02c-fdd8bcae9990" xlink:to="loc_us-gaap_CededPremiumsEarned_019fdaa6-4d15-7de6-8817-b4bb2c281778" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_CededLossesAndLossAdjustmentExpenses_019fdaa6-4d15-7bb9-81a7-69266e832cdd" xlink:href="cik0000914748-20260630.xsd#cik0000914748_CededLossesAndLossAdjustmentExpenses"/>
    <link:presentationArc order="23" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_019ecbd3-ec0c-7812-a02c-fdd8bcae9990" xlink:to="loc_cik0000914748_CededLossesAndLossAdjustmentExpenses_019fdaa6-4d15-7bb9-81a7-69266e832cdd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/RELATEDPARTYTRANSACTIONSScheduleofDividendsReceivedonPreferredSharesDetails" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#RELATEDPARTYTRANSACTIONSScheduleofDividendsReceivedonPreferredSharesDetails"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/RELATEDPARTYTRANSACTIONSScheduleofDividendsReceivedonPreferredSharesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionsAbstract_019ecbd3-ec0c-7349-9231-a623545067ab" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyTransactionsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_019ecbd3-ec0c-7490-9e2c-b85110263b88" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionsAbstract_019ecbd3-ec0c-7349-9231-a623545067ab" xlink:to="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_019ecbd3-ec0c-7490-9e2c-b85110263b88" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_019ecbd3-ec0c-7c73-bc6b-b47e2149a438" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_019ecbd3-ec0c-7490-9e2c-b85110263b88" xlink:to="loc_us-gaap_FinancialInstrumentAxis_019ecbd3-ec0c-7c73-bc6b-b47e2149a438" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0c-7808-9d14-0766211e3999" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_019ecbd3-ec0c-7c73-bc6b-b47e2149a438" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0c-7808-9d14-0766211e3999" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_DividendsFromPreferredSharesOfAffiliateMember_019ecbd3-ec0c-7f9c-a403-a678c5bca2e9" xlink:href="cik0000914748-20260630.xsd#cik0000914748_DividendsFromPreferredSharesOfAffiliateMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ecbd3-ec0c-7808-9d14-0766211e3999" xlink:to="loc_cik0000914748_DividendsFromPreferredSharesOfAffiliateMember_019ecbd3-ec0c-7f9c-a403-a678c5bca2e9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_019ecbd3-ec0c-7065-afca-b0d97bfb6517" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyTransactionsByRelatedPartyAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_019ecbd3-ec0c-7490-9e2c-b85110263b88" xlink:to="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_019ecbd3-ec0c-7065-afca-b0d97bfb6517" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyDomain_019ecbd3-ec0c-7cd0-a77f-c567106497df" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_019ecbd3-ec0c-7065-afca-b0d97bfb6517" xlink:to="loc_us-gaap_RelatedPartyDomain_019ecbd3-ec0c-7cd0-a77f-c567106497df" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_AffiliatedEntityMember_019ecbd3-ec0c-73af-89c3-1770905f6a72" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_AffiliatedEntityMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyDomain_019ecbd3-ec0c-7cd0-a77f-c567106497df" xlink:to="loc_srt_AffiliatedEntityMember_019ecbd3-ec0c-73af-89c3-1770905f6a72" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionLineItems_019ecbd3-ec0c-7986-bc63-ee5587b746bb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyTransactionLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_019ecbd3-ec0c-7490-9e2c-b85110263b88" xlink:to="loc_us-gaap_RelatedPartyTransactionLineItems_019ecbd3-ec0c-7986-bc63-ee5587b746bb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_DividendsReceivedOnCommonSharesReportedAsNetInvestmentIncomeInConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss_019ecbd3-ec0c-7891-8e68-88f9430d4cf8" xlink:href="cik0000914748-20260630.xsd#cik0000914748_DividendsReceivedOnCommonSharesReportedAsNetInvestmentIncomeInConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_019ecbd3-ec0c-7986-bc63-ee5587b746bb" xlink:to="loc_cik0000914748_DividendsReceivedOnCommonSharesReportedAsNetInvestmentIncomeInConsolidatedStatementsOfOperationsAndComprehensiveIncomeLoss_019ecbd3-ec0c-7891-8e68-88f9430d4cf8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/RELATEDPARTYTRANSACTIONSScheduleofExpensesIncurredByHoldingsFromServicesProvidedByAffiliatedCompanyDetails" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#RELATEDPARTYTRANSACTIONSScheduleofExpensesIncurredByHoldingsFromServicesProvidedByAffiliatedCompanyDetails"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/RELATEDPARTYTRANSACTIONSScheduleofExpensesIncurredByHoldingsFromServicesProvidedByAffiliatedCompanyDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionsAbstract_019ecbd3-ec0c-779c-b86d-5013281969a7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyTransactionsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_ExpensesIncurredByCompanyFromServicesProvidedByAffiliates_019ecbd3-ec0c-7bb8-97cf-f1ae0d8d008b" xlink:href="cik0000914748-20260630.xsd#cik0000914748_ExpensesIncurredByCompanyFromServicesProvidedByAffiliates"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionsAbstract_019ecbd3-ec0c-779c-b86d-5013281969a7" xlink:to="loc_cik0000914748_ExpensesIncurredByCompanyFromServicesProvidedByAffiliates_019ecbd3-ec0c-7bb8-97cf-f1ae0d8d008b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/RELATEDPARTYTRANSACTIONSScheduleofPremiumsandLossesCededbyCompanyAssumedtoAffiliateDetails" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#RELATEDPARTYTRANSACTIONSScheduleofPremiumsandLossesCededbyCompanyAssumedtoAffiliateDetails"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/RELATEDPARTYTRANSACTIONSScheduleofPremiumsandLossesCededbyCompanyAssumedtoAffiliateDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionsAbstract_019ecbd3-ec0c-7123-98b2-eeada01c1fae" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyTransactionsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EffectsOfReinsuranceTable_019ecbd3-ec0c-74a6-ba55-3518f3efac7b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EffectsOfReinsuranceTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionsAbstract_019ecbd3-ec0c-7123-98b2-eeada01c1fae" xlink:to="loc_us-gaap_EffectsOfReinsuranceTable_019ecbd3-ec0c-74a6-ba55-3518f3efac7b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_019ecbd3-ec0c-798e-91e8-e7a3ff3e9e33" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyTransactionsByRelatedPartyAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectsOfReinsuranceTable_019ecbd3-ec0c-74a6-ba55-3518f3efac7b" xlink:to="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_019ecbd3-ec0c-798e-91e8-e7a3ff3e9e33" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyDomain_019ecbd3-ec0c-7ef5-8537-0258a9aa7280" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_019ecbd3-ec0c-798e-91e8-e7a3ff3e9e33" xlink:to="loc_us-gaap_RelatedPartyDomain_019ecbd3-ec0c-7ef5-8537-0258a9aa7280" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_AffiliatedEntityMember_019ecbd3-ec0c-79b8-88e9-1e4e91e7a06a" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_AffiliatedEntityMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyDomain_019ecbd3-ec0c-7ef5-8537-0258a9aa7280" xlink:to="loc_srt_AffiliatedEntityMember_019ecbd3-ec0c-79b8-88e9-1e4e91e7a06a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EffectsOfReinsuranceLineItems_019ecbd3-ec0c-71dc-a8df-026040f0f159" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EffectsOfReinsuranceLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectsOfReinsuranceTable_019ecbd3-ec0c-74a6-ba55-3518f3efac7b" xlink:to="loc_us-gaap_EffectsOfReinsuranceLineItems_019ecbd3-ec0c-71dc-a8df-026040f0f159" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssumedPremiumsWritten_019ecbd3-ec0c-7682-8782-7aa2b68fb7df" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AssumedPremiumsWritten"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectsOfReinsuranceLineItems_019ecbd3-ec0c-71dc-a8df-026040f0f159" xlink:to="loc_us-gaap_AssumedPremiumsWritten_019ecbd3-ec0c-7682-8782-7aa2b68fb7df" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CededPremiumsWritten_019ecbd3-ec0c-7249-b7d5-f6d5fae62c18" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CededPremiumsWritten"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectsOfReinsuranceLineItems_019ecbd3-ec0c-71dc-a8df-026040f0f159" xlink:to="loc_us-gaap_CededPremiumsWritten_019ecbd3-ec0c-7249-b7d5-f6d5fae62c18" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssumedPremiumsEarned_019ecbd3-ec0c-7d06-a490-de76555e96a2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AssumedPremiumsEarned"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectsOfReinsuranceLineItems_019ecbd3-ec0c-71dc-a8df-026040f0f159" xlink:to="loc_us-gaap_AssumedPremiumsEarned_019ecbd3-ec0c-7d06-a490-de76555e96a2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CededPremiumsEarned_019ecbd3-ec0c-7da0-8038-1ad42f9e5a72" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CededPremiumsEarned"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectsOfReinsuranceLineItems_019ecbd3-ec0c-71dc-a8df-026040f0f159" xlink:to="loc_us-gaap_CededPremiumsEarned_019ecbd3-ec0c-7da0-8038-1ad42f9e5a72" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_IncurredLossesAndLossAdjustmentExpensesAssumedNet_019ecbd3-ec0c-7024-9a65-6e7dd2cb1a7b" xlink:href="cik0000914748-20260630.xsd#cik0000914748_IncurredLossesAndLossAdjustmentExpensesAssumedNet"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectsOfReinsuranceLineItems_019ecbd3-ec0c-71dc-a8df-026040f0f159" xlink:to="loc_cik0000914748_IncurredLossesAndLossAdjustmentExpensesAssumedNet_019ecbd3-ec0c-7024-9a65-6e7dd2cb1a7b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_IncurredLossesAndLossAdjustmentExpensesCededNet_019ecbd3-ec0c-7882-919e-21977e4c5f4e" xlink:href="cik0000914748-20260630.xsd#cik0000914748_IncurredLossesAndLossAdjustmentExpensesCededNet"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectsOfReinsuranceLineItems_019ecbd3-ec0c-71dc-a8df-026040f0f159" xlink:to="loc_cik0000914748_IncurredLossesAndLossAdjustmentExpensesCededNet_019ecbd3-ec0c-7882-919e-21977e4c5f4e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.everestre.com/role/RELATEDPARTYTRANSACTIONSScheduleofPremiumsandLossesCededbyCompanytoAffiliateDetails" xlink:type="simple" xlink:href="cik0000914748-20260630.xsd#RELATEDPARTYTRANSACTIONSScheduleofPremiumsandLossesCededbyCompanytoAffiliateDetails"/>
  <link:presentationLink xlink:role="http://www.everestre.com/role/RELATEDPARTYTRANSACTIONSScheduleofPremiumsandLossesCededbyCompanytoAffiliateDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionsAbstract_019ecbd3-ec0c-7ebc-8460-19bae9c07c72" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyTransactionsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EffectsOfReinsuranceTable_019ecbd3-ec0c-73ae-bf4d-a9cc35925d5b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EffectsOfReinsuranceTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionsAbstract_019ecbd3-ec0c-7ebc-8460-19bae9c07c72" xlink:to="loc_us-gaap_EffectsOfReinsuranceTable_019ecbd3-ec0c-73ae-bf4d-a9cc35925d5b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_019ecbd3-ec0c-772b-a9eb-0476fc148ed1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyTransactionsByRelatedPartyAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectsOfReinsuranceTable_019ecbd3-ec0c-73ae-bf4d-a9cc35925d5b" xlink:to="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_019ecbd3-ec0c-772b-a9eb-0476fc148ed1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyDomain_019ecbd3-ec0c-726f-8939-7ca26a9d0874" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_019ecbd3-ec0c-772b-a9eb-0476fc148ed1" xlink:to="loc_us-gaap_RelatedPartyDomain_019ecbd3-ec0c-726f-8939-7ca26a9d0874" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_AffiliatedEntityMember_019ecbd3-ec0c-79dd-b189-de9943ace3d7" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_AffiliatedEntityMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyDomain_019ecbd3-ec0c-726f-8939-7ca26a9d0874" xlink:to="loc_srt_AffiliatedEntityMember_019ecbd3-ec0c-79dd-b189-de9943ace3d7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CounterpartyNameAxis_019ecbd3-ec0c-7da0-a047-e85d8976c7bf" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_CounterpartyNameAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectsOfReinsuranceTable_019ecbd3-ec0c-73ae-bf4d-a9cc35925d5b" xlink:to="loc_srt_CounterpartyNameAxis_019ecbd3-ec0c-7da0-a047-e85d8976c7bf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RepurchaseAgreementCounterpartyNameDomain_019ecbd3-ec0c-766c-bbd6-c8b461801bf6" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RepurchaseAgreementCounterpartyNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CounterpartyNameAxis_019ecbd3-ec0c-7da0-a047-e85d8976c7bf" xlink:to="loc_srt_RepurchaseAgreementCounterpartyNameDomain_019ecbd3-ec0c-766c-bbd6-c8b461801bf6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_MtLoganReMember_019ecbd3-ec0c-780f-a738-6b752f6e5ccd" xlink:href="cik0000914748-20260630.xsd#cik0000914748_MtLoganReMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_019ecbd3-ec0c-766c-bbd6-c8b461801bf6" xlink:to="loc_cik0000914748_MtLoganReMember_019ecbd3-ec0c-780f-a738-6b752f6e5ccd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EffectsOfReinsuranceLineItems_019ecbd3-ec0c-7465-a78c-b48af203fcce" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EffectsOfReinsuranceLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectsOfReinsuranceTable_019ecbd3-ec0c-73ae-bf4d-a9cc35925d5b" xlink:to="loc_us-gaap_EffectsOfReinsuranceLineItems_019ecbd3-ec0c-7465-a78c-b48af203fcce" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CededPremiumsWritten_019ecbd3-ec0c-7dec-afd4-b77f530c9022" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CededPremiumsWritten"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectsOfReinsuranceLineItems_019ecbd3-ec0c-7465-a78c-b48af203fcce" xlink:to="loc_us-gaap_CededPremiumsWritten_019ecbd3-ec0c-7dec-afd4-b77f530c9022" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CededPremiumsEarned_019ecbd3-ec0c-7409-ae1b-69a58e773e45" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CededPremiumsEarned"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectsOfReinsuranceLineItems_019ecbd3-ec0c-7465-a78c-b48af203fcce" xlink:to="loc_us-gaap_CededPremiumsEarned_019ecbd3-ec0c-7409-ae1b-69a58e773e45" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_cik0000914748_CededLossesAndLossAdjustmentExpenses_019ecbd3-ec0c-79c0-b9ce-04ee6d8aef8d" xlink:href="cik0000914748-20260630.xsd#cik0000914748_CededLossesAndLossAdjustmentExpenses"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EffectsOfReinsuranceLineItems_019ecbd3-ec0c-7465-a78c-b48af203fcce" xlink:to="loc_cik0000914748_CededLossesAndLossAdjustmentExpenses_019ecbd3-ec0c-79c0-b9ce-04ee6d8aef8d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure" xlink:type="simple" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#AwardTimingDisclosure"/>
  <link:presentationLink xlink:role="http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardTmgDiscLineItems" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardTmgDiscLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardTmgMnpiDiscTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardTmgMnpiDiscTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardTmgMnpiDiscTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardTmgMethodTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardTmgMethodTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardTmgMethodTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardTmgPredtrmndFlag" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardTmgPredtrmndFlag"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardTmgPredtrmndFlag" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardTmgMnpiCnsdrdFlag" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardTmgMnpiCnsdrdFlag"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardTmgMnpiCnsdrdFlag" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardTmgHowMnpiCnsdrdTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardTmgHowMnpiCnsdrdTextBlock"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardTmgHowMnpiCnsdrdTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_MnpiDiscTimedForCompValFlag" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_MnpiDiscTimedForCompValFlag"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_MnpiDiscTimedForCompValFlag" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardsCloseToMnpiDiscTableTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardsCloseToMnpiDiscTableTextBlock"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardsCloseToMnpiDiscTableTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardsCloseToMnpiDiscTable" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardsCloseToMnpiDiscTable"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardsCloseToMnpiDiscTable" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_IndividualAxis" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_IndividualAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardsCloseToMnpiDiscTable" xlink:to="loc_ecd_IndividualAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AllIndividualsMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AllIndividualsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_IndividualAxis" xlink:to="loc_ecd_AllIndividualsMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AwardTypeAxis" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AwardTypeAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardsCloseToMnpiDiscTable" xlink:to="loc_us-gaap_AwardTypeAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AwardTypeAxis" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockOptionMember" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EmployeeStockOptionMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="loc_us-gaap_EmployeeStockOptionMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockAppreciationRightsSARSMember" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockAppreciationRightsSARSMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="loc_us-gaap_StockAppreciationRightsSARSMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardsCloseToMnpiDiscIndName" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardsCloseToMnpiDiscIndName"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardsCloseToMnpiDiscIndName" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardUndrlygSecuritiesAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardUndrlygSecuritiesAmt"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardUndrlygSecuritiesAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardExrcPrice" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardExrcPrice"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardExrcPrice" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardGrantDateFairValue" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardGrantDateFairValue"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardGrantDateFairValue" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_UndrlygSecurityMktPriceChngPct" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_UndrlygSecurityMktPriceChngPct"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_UndrlygSecurityMktPriceChngPct" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://xbrl.sec.gov/ecd/role/ErrCompDisclosure" xlink:type="simple" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ErrCompDisclosure"/>
  <link:presentationLink xlink:role="http://xbrl.sec.gov/ecd/role/ErrCompDisclosure" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_RecoveryOfErrCompDisclosureLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ErrCompRecoveryTable" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ErrCompRecoveryTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_ErrCompRecoveryTable" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_RestatementDateAxis" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_RestatementDateAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_ErrCompRecoveryTable" xlink:to="loc_ecd_RestatementDateAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_IndividualAxis" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_IndividualAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_ErrCompRecoveryTable" xlink:to="loc_ecd_IndividualAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AllIndividualsMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AllIndividualsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_IndividualAxis" xlink:to="loc_ecd_AllIndividualsMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NonNeosMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_NonNeosMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AllIndividualsMember" xlink:to="loc_ecd_NonNeosMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_RestatementDeterminationDate" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_RestatementDeterminationDate"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_RestatementDeterminationDate" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AggtErrCompAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AggtErrCompAmt"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_AggtErrCompAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ErrCompAnalysisTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ErrCompAnalysisTextBlock"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_ErrCompAnalysisTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_StkPrcOrTsrEstimationMethodTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_StkPrcOrTsrEstimationMethodTextBlock"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_StkPrcOrTsrEstimationMethodTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_OutstandingAggtErrCompAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_OutstandingAggtErrCompAmt"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_OutstandingAggtErrCompAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AggtErrCompNotYetDeterminedTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AggtErrCompNotYetDeterminedTextBlock"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_AggtErrCompNotYetDeterminedTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ForgoneRecoveryIndName" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ForgoneRecoveryIndName"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_ForgoneRecoveryIndName" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ForgoneRecoveryDueToExpenseOfEnforcementAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ForgoneRecoveryDueToExpenseOfEnforcementAmt"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_ForgoneRecoveryDueToExpenseOfEnforcementAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ForgoneRecoveryDueToViolationOfHomeCountryLawAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ForgoneRecoveryDueToViolationOfHomeCountryLawAmt"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_ForgoneRecoveryDueToViolationOfHomeCountryLawAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ForgoneRecoveryDueToDisqualificationOfTaxBenefitsAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ForgoneRecoveryDueToDisqualificationOfTaxBenefitsAmt"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_ForgoneRecoveryDueToDisqualificationOfTaxBenefitsAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ForgoneRecoveryExplanationOfImpracticabilityTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ForgoneRecoveryExplanationOfImpracticabilityTextBlock"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_ForgoneRecoveryExplanationOfImpracticabilityTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_OutstandingRecoveryIndName" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_OutstandingRecoveryIndName"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_OutstandingRecoveryIndName" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_OutstandingRecoveryCompAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_OutstandingRecoveryCompAmt"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_OutstandingRecoveryCompAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_RestatementDoesNotRequireRecoveryTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_RestatementDoesNotRequireRecoveryTextBlock"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_RestatementDoesNotRequireRecoveryTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://xbrl.sec.gov/ecd/role/PvpDisclosure" xlink:type="simple" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#PvpDisclosure"/>
  <link:presentationLink xlink:role="http://xbrl.sec.gov/ecd/role/PvpDisclosure" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PayVsPerformanceDisclosureLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PvpTable" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PvpTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_PvpTable" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ExecutiveCategoryAxis" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ExecutiveCategoryAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PvpTable" xlink:to="loc_ecd_ExecutiveCategoryAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AllExecutiveCategoriesMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AllExecutiveCategoriesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_ExecutiveCategoryAxis" xlink:to="loc_ecd_AllExecutiveCategoriesMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PeoMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PeoMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AllExecutiveCategoriesMember" xlink:to="loc_ecd_PeoMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NonPeoNeoMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_NonPeoNeoMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AllExecutiveCategoriesMember" xlink:to="loc_ecd_NonPeoNeoMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_IndividualAxis" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_IndividualAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PvpTable" xlink:to="loc_ecd_IndividualAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AllIndividualsMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AllIndividualsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_IndividualAxis" xlink:to="loc_ecd_AllIndividualsMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AdjToCompAxis" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AdjToCompAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PvpTable" xlink:to="loc_ecd_AdjToCompAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AllAdjToCompMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AllAdjToCompMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AdjToCompAxis" xlink:to="loc_ecd_AllAdjToCompMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AggtChngPnsnValInSummryCompstnTblForAplblYrMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AggtChngPnsnValInSummryCompstnTblForAplblYrMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AllAdjToCompMember" xlink:to="loc_ecd_AggtChngPnsnValInSummryCompstnTblForAplblYrMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AggtPnsnAdjsSvcCstMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AggtPnsnAdjsSvcCstMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AllAdjToCompMember" xlink:to="loc_ecd_AggtPnsnAdjsSvcCstMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PnsnAdjsSvcCstMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PnsnAdjsSvcCstMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AggtPnsnAdjsSvcCstMember" xlink:to="loc_ecd_PnsnAdjsSvcCstMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PnsnAdjsPrrSvcCstMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PnsnAdjsPrrSvcCstMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AggtPnsnAdjsSvcCstMember" xlink:to="loc_ecd_PnsnAdjsPrrSvcCstMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_EqtyAwrdsAdjsMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_EqtyAwrdsAdjsMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AllAdjToCompMember" xlink:to="loc_ecd_EqtyAwrdsAdjsMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_EqtyAwrdsInSummryCompstnTblForAplblYrMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_EqtyAwrdsInSummryCompstnTblForAplblYrMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_EqtyAwrdsAdjsMember" xlink:to="loc_ecd_EqtyAwrdsInSummryCompstnTblForAplblYrMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_EqtyAwrdsAdjsMember" xlink:to="loc_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_YrEndFrValOfEqtyAwrdsGrntdInCvrdYrOutsdngAndUnvstdMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_YrEndFrValOfEqtyAwrdsGrntdInCvrdYrOutsdngAndUnvstdMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:to="loc_ecd_YrEndFrValOfEqtyAwrdsGrntdInCvrdYrOutsdngAndUnvstdMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ChngInFrValOfOutsdngAndUnvstdEqtyAwrdsGrntdInPrrYrsMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ChngInFrValOfOutsdngAndUnvstdEqtyAwrdsGrntdInPrrYrsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:to="loc_ecd_ChngInFrValOfOutsdngAndUnvstdEqtyAwrdsGrntdInPrrYrsMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_VstngDtFrValOfEqtyAwrdsGrntdAndVstdInCvrdYrMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_VstngDtFrValOfEqtyAwrdsGrntdAndVstdInCvrdYrMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:to="loc_ecd_VstngDtFrValOfEqtyAwrdsGrntdAndVstdInCvrdYrMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ChngInFrValAsOfVstngDtOfPrrYrEqtyAwrdsVstdInCvrdYrMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ChngInFrValAsOfVstngDtOfPrrYrEqtyAwrdsVstdInCvrdYrMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:to="loc_ecd_ChngInFrValAsOfVstngDtOfPrrYrEqtyAwrdsVstdInCvrdYrMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_FrValAsOfPrrYrEndOfEqtyAwrdsGrntdInPrrYrsFldVstngCondsDrngCvrdYrMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_FrValAsOfPrrYrEndOfEqtyAwrdsGrntdInPrrYrsFldVstngCondsDrngCvrdYrMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:to="loc_ecd_FrValAsOfPrrYrEndOfEqtyAwrdsGrntdInPrrYrsFldVstngCondsDrngCvrdYrMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_DvddsOrOthrErngsPdOnEqtyAwrdsNtOthrwsRflctdInTtlCompForCvrdYrMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_DvddsOrOthrErngsPdOnEqtyAwrdsNtOthrwsRflctdInTtlCompForCvrdYrMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:to="loc_ecd_DvddsOrOthrErngsPdOnEqtyAwrdsNtOthrwsRflctdInTtlCompForCvrdYrMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_MeasureAxis" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_MeasureAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PvpTable" xlink:to="loc_ecd_MeasureAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PvpTableTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PvpTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_PvpTableTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_CoSelectedMeasureName" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_CoSelectedMeasureName"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_CoSelectedMeasureName" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NamedExecutiveOfficersFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_NamedExecutiveOfficersFnTextBlock"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_NamedExecutiveOfficersFnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PeerGroupIssuersFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PeerGroupIssuersFnTextBlock"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_PeerGroupIssuersFnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ChangedPeerGroupFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ChangedPeerGroupFnTextBlock"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_ChangedPeerGroupFnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PeoTotalCompAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PeoTotalCompAmt"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_PeoTotalCompAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PeoActuallyPaidCompAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PeoActuallyPaidCompAmt"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_PeoActuallyPaidCompAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AdjToPeoCompFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AdjToPeoCompFnTextBlock"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_AdjToPeoCompFnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NonPeoNeoAvgTotalCompAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_NonPeoNeoAvgTotalCompAmt"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_NonPeoNeoAvgTotalCompAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NonPeoNeoAvgCompActuallyPaidAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_NonPeoNeoAvgCompActuallyPaidAmt"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_NonPeoNeoAvgCompActuallyPaidAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AdjToNonPeoNeoCompFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AdjToNonPeoNeoCompFnTextBlock"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_AdjToNonPeoNeoCompFnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_EquityValuationAssumptionDifferenceFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_EquityValuationAssumptionDifferenceFnTextBlock"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_EquityValuationAssumptionDifferenceFnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_CompActuallyPaidVsTotalShareholderRtnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_CompActuallyPaidVsTotalShareholderRtnTextBlock"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_CompActuallyPaidVsTotalShareholderRtnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_CompActuallyPaidVsNetIncomeTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_CompActuallyPaidVsNetIncomeTextBlock"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_CompActuallyPaidVsNetIncomeTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_CompActuallyPaidVsCoSelectedMeasureTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_CompActuallyPaidVsCoSelectedMeasureTextBlock"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_CompActuallyPaidVsCoSelectedMeasureTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TotalShareholderRtnVsPeerGroupTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TotalShareholderRtnVsPeerGroupTextBlock"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_TotalShareholderRtnVsPeerGroupTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_CompActuallyPaidVsOtherMeasureTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_CompActuallyPaidVsOtherMeasureTextBlock"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_CompActuallyPaidVsOtherMeasureTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TabularListTableTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TabularListTableTextBlock"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_TabularListTableTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TotalShareholderRtnAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TotalShareholderRtnAmt"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_TotalShareholderRtnAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PeerGroupTotalShareholderRtnAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PeerGroupTotalShareholderRtnAmt"/>
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_PeerGroupTotalShareholderRtnAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_CoSelectedMeasureAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_CoSelectedMeasureAmt"/>
    <link:presentationArc order="23" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_CoSelectedMeasureAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_OtherPerfMeasureAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_OtherPerfMeasureAmt"/>
    <link:presentationArc order="24" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_OtherPerfMeasureAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AdjToCompAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AdjToCompAmt"/>
    <link:presentationArc order="25" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_AdjToCompAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PeoName" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PeoName"/>
    <link:presentationArc order="26" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_PeoName" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_MeasureName" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_MeasureName"/>
    <link:presentationArc order="27" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_MeasureName" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NonGaapMeasureDescriptionTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_NonGaapMeasureDescriptionTextBlock"/>
    <link:presentationArc order="28" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_NonGaapMeasureDescriptionTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_Additional402vDisclosureTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_Additional402vDisclosureTextBlock"/>
    <link:presentationArc order="29" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_Additional402vDisclosureTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PnsnBnftsAdjFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PnsnBnftsAdjFnTextBlock"/>
    <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_PnsnBnftsAdjFnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_EqtyAwrdsAdjFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_EqtyAwrdsAdjFnTextBlock"/>
    <link:presentationArc order="31" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_EqtyAwrdsAdjFnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements" xlink:type="simple" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#InsiderTradingArrangements"/>
  <link:presentationLink xlink:role="http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ecd_InsiderTradingArrLineItems" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_InsiderTradingArrLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TradingArrByIndTable" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TradingArrByIndTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_TradingArrByIndTable" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TradingArrAxis" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TradingArrAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_TradingArrByIndTable" xlink:to="loc_ecd_TradingArrAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AllTradingArrangementsMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AllTradingArrangementsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_TradingArrAxis" xlink:to="loc_ecd_AllTradingArrangementsMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_IndividualAxis" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_IndividualAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_TradingArrByIndTable" xlink:to="loc_ecd_IndividualAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AllIndividualsMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AllIndividualsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_IndividualAxis" xlink:to="loc_ecd_AllIndividualsMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_MtrlTermsOfTrdArrTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_MtrlTermsOfTrdArrTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_MtrlTermsOfTrdArrTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TrdArrIndName" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TrdArrIndName"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_TrdArrIndName" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TrdArrIndTitle" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TrdArrIndTitle"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_TrdArrIndTitle" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_Rule10b51ArrAdoptedFlag" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_Rule10b51ArrAdoptedFlag"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_Rule10b51ArrAdoptedFlag" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NonRule10b51ArrAdoptedFlag" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_NonRule10b51ArrAdoptedFlag"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_NonRule10b51ArrAdoptedFlag" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TrdArrAdoptionDate" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TrdArrAdoptionDate"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_TrdArrAdoptionDate" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_Rule10b51ArrTrmntdFlag" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_Rule10b51ArrTrmntdFlag"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_Rule10b51ArrTrmntdFlag" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NonRule10b51ArrTrmntdFlag" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_NonRule10b51ArrTrmntdFlag"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_NonRule10b51ArrTrmntdFlag" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TrdArrTerminationDate" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TrdArrTerminationDate"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_TrdArrTerminationDate" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TrdArrExpirationDate" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TrdArrExpirationDate"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_TrdArrExpirationDate" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TrdArrDuration" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TrdArrDuration"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_TrdArrDuration" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TrdArrSecuritiesAggAvailAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TrdArrSecuritiesAggAvailAmt"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_TrdArrSecuritiesAggAvailAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://xbrl.sec.gov/ecd/role/InsiderTradingPoliciesProc" xlink:type="simple" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#InsiderTradingPoliciesProc"/>
  <link:presentationLink xlink:role="http://xbrl.sec.gov/ecd/role/InsiderTradingPoliciesProc" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ecd_InsiderTradingPoliciesProcLineItems" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_InsiderTradingPoliciesProcLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_InsiderTrdPoliciesProcAdoptedFlag" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_InsiderTrdPoliciesProcAdoptedFlag"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingPoliciesProcLineItems" xlink:to="loc_ecd_InsiderTrdPoliciesProcAdoptedFlag" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_InsiderTrdPoliciesProcNotAdoptedTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_InsiderTrdPoliciesProcNotAdoptedTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingPoliciesProcLineItems" xlink:to="loc_ecd_InsiderTrdPoliciesProcNotAdoptedTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
</link:linkbase>
