v3.26.1
Loans Receivable Held for Investment - Loans Held for Investment Portfolio By Internal Risk Grading and By Year of Origination (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Dec. 31, 2025
Loans Receivable Held for Investment [Abstract]          
2026/2025 $ 99,722   $ 99,722   $ 86,086
2025/2024 117,186   117,186   186,689
2024/2023 186,139   186,139   163,231
2023/2022 173,104   173,104   249,504
2022/2021 243,753   243,753   176,772
Prior 317,435   317,435   163,777
Revolving Loans 0   0   0
Total Loans 1,137,339   1,137,339   1,026,059
2026/2025, charge-offs     0   0
2025/2024, charge-offs     0   0
2024/2023, charge-offs     0   0
2023/2022, charge-offs     0   (1,143)
2022/2021, charge-offs     (75)   0
Prior, charge-offs     (252)   (36)
Revolving Loans, charge-offs     0   0
Total Loans, charge-offs (290) $ 0 (327) $ 0 (1,179)
Pass [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025 76,327   76,327   69,402
2025/2024 103,073   103,073   146,248
2024/2023 148,566   148,566   101,361
2023/2022 124,921   124,921   197,628
2022/2021 198,320   198,320   151,777
Prior 265,632   265,632   126,747
Revolving Loans 0   0   0
Total Loans 916,839   916,839   793,163
Watch [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025 21,787   21,787   16,684
2025/2024 14,113   14,113   39,870
2024/2023 37,573   37,573   34,056
2023/2022 17,993   17,993   15,299
2022/2021 10,906   10,906   9,979
Prior 20,689   20,689   25,794
Revolving Loans 0   0   0
Total Loans 123,061   123,061   141,682
Special Mention [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025 1,608   1,608   0
2025/2024 0   0   0
2024/2023 0   0   13,837
2023/2022 3,494   3,494   5,533
2022/2021 2,561   2,561   1,774
Prior 11,366   11,366   7,327
Revolving Loans 0   0   0
Total Loans 19,029   19,029   28,471
Substandard [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025 0   0   0
2025/2024 0   0   571
2024/2023 0   0   13,977
2023/2022 26,696   26,696   28,965
2022/2021 29,887   29,887   13,242
Prior 19,702   19,702   3,835
Revolving Loans 0   0   0
Total Loans 76,285   76,285   60,590
Doubtful [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025 0   0   0
2025/2024 0   0   0
2024/2023 0   0   0
2023/2022 0   0   2,079
2022/2021 2,079   2,079   0
Prior 46   46   74
Revolving Loans 0   0   0
Total Loans 2,125   2,125   2,153
Real Estate [Member] | Single-Family [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025 0   0   0
2025/2024 0   0   0
2024/2023 0   0   533
2023/2022 527   527   3,957
2022/2021 3,908   3,908   2,464
Prior 14,330   14,330   13,673
Revolving Loans 0   0   0
Total Loans 18,765   18,765   20,627
Total Loans, charge-offs 0 0 0 0  
Real Estate [Member] | Single-Family [Member] | Pass [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025 0   0   0
2025/2024 0   0   0
2024/2023 0   0   533
2023/2022 527   527   2,785
2022/2021 2,749   2,749   2,464
Prior 13,461   13,461   12,806
Revolving Loans 0   0   0
Total Loans 16,737   16,737   18,588
Real Estate [Member] | Single-Family [Member] | Watch [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025 0   0   0
2025/2024 0   0   0
2024/2023 0   0   0
2023/2022 0   0   0
2022/2021 0   0   0
Prior 311   311   867
Revolving Loans 0   0   0
Total Loans 311   311   867
Real Estate [Member] | Single-Family [Member] | Special Mention [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025 0   0    
2025/2024 0   0    
2024/2023 0   0    
2023/2022 0   0    
2022/2021 0   0    
Prior 0   0    
Revolving Loans 0   0    
Total Loans 0   0    
Real Estate [Member] | Single-Family [Member] | Substandard [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025 0   0   0
2025/2024 0   0   0
2024/2023 0   0   0
2023/2022 0   0   1,172
2022/2021 1,159   1,159   0
Prior 558   558   0
Revolving Loans 0   0   0
Total Loans 1,717   1,717   1,172
Real Estate [Member] | Multi-Family [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025 1,990   1,990   2,519
2025/2024 2,507   2,507   76,897
2024/2023 75,367   75,367   82,154
2023/2022 77,356   77,356   187,483
2022/2021 185,513   185,513   139,023
Prior 229,598   229,598   107,715
Revolving Loans 0   0   0
Total Loans 572,331   572,331   595,791
2026/2025, charge-offs         0
2025/2024, charge-offs         0
2024/2023, charge-offs         0
2023/2022, charge-offs         (1,143)
2022/2021, charge-offs         0
Prior, charge-offs         0
Revolving Loans, charge-offs         0
Total Loans, charge-offs 0 0 0 0 (1,143)
Real Estate [Member] | Multi-Family [Member] | Pass [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025 0   0   2,519
2025/2024 2,507   2,507   63,728
2024/2023 62,284   62,284   64,468
2023/2022 59,795   59,795   164,533
2022/2021 165,973   165,973   122,938
Prior 196,048   196,048   82,514
Revolving Loans 0   0   0
Total Loans 486,607   486,607   500,700
Real Estate [Member] | Multi-Family [Member] | Watch [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025 1,990   1,990   0
2025/2024 0   0   13,169
2024/2023 13,083   13,083   16,343
2023/2022 16,424   16,424   14,299
2022/2021 10,906   10,906   9,979
Prior 18,607   18,607   23,162
Revolving Loans 0   0   0
Total Loans 61,010   61,010   76,952
Real Estate [Member] | Multi-Family [Member] | Special Mention [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025 0   0   0
2025/2024 0   0   0
2024/2023 0   0   0
2023/2022 1,137   1,137   0
2022/2021 2,561   2,561   1,774
Prior 7,896   7,896   1,235
Revolving Loans 0   0   0
Total Loans 11,594   11,594   3,009
Real Estate [Member] | Multi-Family [Member] | Substandard [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025 0   0   0
2025/2024 0   0   0
2024/2023 0   0   1,343
2023/2022 0   0   6,572
2022/2021 3,994   3,994   4,332
Prior 7,047   7,047   804
Revolving Loans 0   0   0
Total Loans 11,041   11,041   13,051
Real Estate [Member] | Multi-Family [Member] | Doubtful [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025 0   0   0
2025/2024 0   0   0
2024/2023 0   0   0
2023/2022 0   0   2,079
2022/2021 2,079   2,079   0
Prior 0   0   0
Revolving Loans 0   0   0
Total Loans 2,079   2,079   2,079
Real Estate [Member] | Commercial Real Estate [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025 18,764   18,764   20,019
2025/2024 23,901   23,901   48,758
2024/2023 48,558   48,558   16,958
2023/2022 16,841   16,841   21,476
2022/2021 21,136   21,136   30,572
Prior 51,547   51,547   24,662
Revolving Loans 0   0   0
Total Loans 180,747   180,747   162,445
Total Loans, charge-offs 0 0 0 0  
Real Estate [Member] | Commercial Real Estate [Member] | Pass [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025 18,764   18,764   20,019
2025/2024 23,901   23,901   48,758
2024/2023 44,427   44,427   13,741
2023/2022 13,640   13,640   21,476
2022/2021 21,136   21,136   24,284
Prior 43,121   43,121   20,415
Revolving Loans 0   0   0
Total Loans 164,989   164,989   148,693
Real Estate [Member] | Commercial Real Estate [Member] | Watch [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025 0   0   0
2025/2024 0   0   0
2024/2023 4,131   4,131   2,363
2023/2022 0   0   0
2022/2021 0   0   0
Prior 1,193   1,193   0
Revolving Loans 0   0   0
Total Loans 5,324   5,324   2,363
Real Estate [Member] | Commercial Real Estate [Member] | Special Mention [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025 0   0   0
2025/2024 0   0   0
2024/2023 0   0   854
2023/2022 2,357   2,357   0
2022/2021 0   0   0
Prior 0   0   3,475
Revolving Loans 0   0   0
Total Loans 2,357   2,357   4,329
Real Estate [Member] | Commercial Real Estate [Member] | Substandard [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025 0   0   0
2025/2024 0   0   0
2024/2023 0   0   0
2023/2022 844   844   0
2022/2021 0   0   6,288
Prior 7,233   7,233   772
Revolving Loans 0   0   0
Total Loans 8,077   8,077   7,060
Real Estate [Member] | Church [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025 0   0   0
2025/2024 0   0   0
2024/2023 0   0   2,687
2023/2022 2,617   2,617   0
2022/2021 0   0   2,091
Prior 6,239   6,239   4,246
Revolving Loans 0   0   0
Total Loans 8,856   8,856   9,024
Total Loans, charge-offs 0 0 0 0  
Real Estate [Member] | Church [Member] | Pass [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025 0   0   0
2025/2024 0   0   0
2024/2023 0   0   2,330
2023/2022 1,048   1,048   0
2022/2021 0   0   2,091
Prior 5,661   5,661   3,652
Revolving Loans 0   0   0
Total Loans 6,709   6,709   8,073
Real Estate [Member] | Church [Member] | Watch [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025 0   0   0
2025/2024 0   0   0
2024/2023 0   0   357
2023/2022 1,569   1,569   0
2022/2021 0   0   0
Prior 578   578   594
Revolving Loans 0   0   0
Total Loans 2,147   2,147   951
Real Estate [Member] | Church [Member] | Substandard [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025 0   0   0
2025/2024 0   0   0
2024/2023 0   0   0
2023/2022 0   0   0
2022/2021 0   0   0
Prior 0   0   0
Revolving Loans 0   0   0
Total Loans 0   0   0
Real Estate [Member] | Construction [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025 21,405   21,405   6,700
2025/2024 4,118   4,118   9,232
2024/2023 10,946   10,946   25,617
2023/2022 25,852   25,852   26,606
2022/2021 23,710   23,710   2,519
Prior 4,497   4,497   1,998
Revolving Loans 0   0   0
Total Loans 90,528   90,528   72,672
Total Loans, charge-offs 0 0 0 0  
Real Estate [Member] | Construction [Member] | Watch [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025 19,797   19,797   6,700
2025/2024 4,118   4,118   9,232
2024/2023 10,946   10,946   0
2023/2022 0   0   0
2022/2021 0   0   0
Prior 0   0   0
Revolving Loans 0   0   0
Total Loans 34,861   34,861   15,932
Real Estate [Member] | Construction [Member] | Special Mention [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025 1,608   1,608   0
2025/2024 0   0   0
2024/2023 0   0   12,983
2023/2022 0   0   5,533
2022/2021 0   0   0
Prior 0   0   0
Revolving Loans 0   0   0
Total Loans 1,608   1,608   18,516
Real Estate [Member] | Construction [Member] | Substandard [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025 0   0   0
2025/2024 0   0   0
2024/2023 0   0   12,634
2023/2022 25,852   25,852   21,073
2022/2021 23,710   23,710   2,519
Prior 4,497   4,497   1,998
Revolving Loans 0   0   0
Total Loans 54,059   54,059   38,224
Commercial - Other [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025 57,498   57,498   53,021
2025/2024 82,992   82,992   38,816
2024/2023 38,577   38,577   33,830
2023/2022 48,531   48,531   9,834
2022/2021 9,421   9,421   103
Prior 11,174   11,174   11,390
Revolving Loans 0   0   0
Total Loans 248,193   248,193   146,994
2026/2025, charge-offs     0    
2025/2024, charge-offs     0    
2024/2023, charge-offs     0    
2023/2022, charge-offs     0    
2022/2021, charge-offs     0    
Prior, charge-offs     (215)    
Revolving Loans, charge-offs     0    
Total Loans, charge-offs     (215)    
Commercial - Other [Member] | Pass [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025 57,498   57,498   43,037
2025/2024 72,997   72,997   21,347
2024/2023 29,724   29,724   18,837
2023/2022 48,531   48,531   8,834
2022/2021 8,462   8,462   0
Prior 7,291   7,291   7,341
Revolving Loans 0   0   0
Total Loans 224,503   224,503   99,396
Commercial - Other [Member] | Watch [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025 0   0   9,984
2025/2024 9,995   9,995   17,469
2024/2023 8,853   8,853   14,993
2023/2022 0   0   1,000
2022/2021 0   0   0
Prior 0   0   1,171
Revolving Loans 0   0   0
Total Loans 18,848   18,848   44,617
Commercial - Other [Member] | Special Mention [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025         0
2025/2024         0
2024/2023         0
2023/2022         0
2022/2021         0
Prior         2,617
Revolving Loans         0
Total Loans         2,617
Commercial - Other [Member] | Substandard [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025         0
2025/2024         0
2024/2023         0
2023/2022         0
2022/2021         103
Prior         261
Revolving Loans         0
Total Loans         364
Commercial - Other [Member] | Special Mention [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025 0   0    
2025/2024 0   0    
2024/2023 0   0    
2023/2022 0   0    
2022/2021 0   0    
Prior 3,470   3,470    
Revolving Loans 0   0    
Total Loans 3,470   3,470    
Commercial - Other [Member] | Substandard [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025 0   0    
2025/2024 0   0    
2024/2023 0   0    
2023/2022 0   0    
2022/2021 959   959    
Prior 367   367    
Revolving Loans 0   0    
Total Loans 1,326   1,326    
Commercial - Other [Member] | Doubtful [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025 0   0    
2025/2024 0   0    
2024/2023 0   0    
2023/2022 0   0    
2022/2021 0   0    
Prior 46   46    
Revolving Loans 0   0    
Total Loans 46   46    
SBA Loans [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025 0   0   3,789
2025/2024 3,668   3,668   12,986
2024/2023 12,691   12,691   1,452
2023/2022 1,380   1,380   148
2022/2021 65   65   0
Prior 50   50   93
Revolving Loans 0   0   0
Total Loans 17,854   17,854   18,468
2026/2025, charge-offs     0   0
2025/2024, charge-offs     0   0
2024/2023, charge-offs     0   0
2023/2022, charge-offs     0   0
2022/2021, charge-offs     (75)   0
Prior, charge-offs     (37)   (36)
Revolving Loans, charge-offs     0   0
Total Loans, charge-offs (75) $ 0 (112) $ 0 (36)
SBA Loans [Member] | Pass [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025 0   0   3,789
2025/2024 3,668   3,668   12,415
2024/2023 12,131   12,131   1,452
2023/2022 1,380   1,380   0
2022/2021 0   0   0
Prior 50   50   19
Revolving Loans 0   0   0
Total Loans 17,229   17,229   17,675
SBA Loans [Member] | Watch [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025 0   0    
2025/2024 0   0    
2024/2023 560   560    
2023/2022 0   0    
2022/2021 0   0    
Prior 0   0    
Revolving Loans 0   0    
Total Loans 560   560    
SBA Loans [Member] | Substandard [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025 0   0   0
2025/2024 0   0   571
2024/2023 0   0   0
2023/2022 0   0   148
2022/2021 65   65   0
Prior 0   0   0
Revolving Loans 0   0   0
Total Loans 65   65   719
SBA Loans [Member] | Doubtful [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025 0   0   0
2025/2024 0   0   0
2024/2023 0   0   0
2023/2022 0   0   0
2022/2021 0   0   0
Prior 0   0   74
Revolving Loans 0   0   0
Total Loans 0   0   74
Consumer [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025 65   65   38
2025/2024 0   0   0
2024/2023 0   0   0
2023/2022 0   0   0
2022/2021 0   0   0
Prior 0   0   0
Revolving Loans 0   0   0
Total Loans 65   65   38
Consumer [Member] | Pass [Member]          
Loans Receivable Held for Investment [Abstract]          
2026/2025 65   65   38
2025/2024 0   0   0
2024/2023 0   0   0
2023/2022 0   0   0
2022/2021 0   0   0
Prior 0   0   0
Revolving Loans 0   0   0
Total Loans $ 65   $ 65   $ 38