The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ETF TR ALERIAN MLP 00162Q452 678,146 13,079 SH SOLE 0 0 0 13,079
ABBVIE INC COM 00287Y109 538,510 2,140 SH SOLE 0 0 0 2,140
AEGON LTD AMER REG 1 CERT 0076ca104 481,207 57,015 SH SOLE 0 0 0 57,015
ALPHABET INC CAP STK CL C 02079K107 466,396 1,320 SH SOLE 0 0 0 1,320
ALPHABET INC CAP STK CL A 02079K305 32,017,493 89,592 SH SOLE 0 4,111 0 85,481
AMAZON COM INC COM 023135106 12,795,521 53,686 SH SOLE 0 0 0 53,686
AMERISOURCEBERGEN CORP COM 03073E105 861,674 3,045 SH SOLE 0 0 0 3,045
AMGEN INC COM 031162100 1,846,088 5,098 SH SOLE 0 0 0 5,098
AMPHENOL CORP NEW CL A 032095101 1,141,143 6,472 SH SOLE 0 0 0 6,472
APPLE INC COM 037833100 2,666,452 9,215 SH SOLE 0 0 0 9,215
AVERY DENNISON CORP COM 053611109 362,041 2,230 SH SOLE 0 0 0 2,230
BECTON DICKINSON & CO COM 075887109 513,917 3,396 SH SOLE 0 0 0 3,396
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 79,434,911 158,746 SH SOLE 0 2,135 0 156,611
ACCENTURE PLC IRELAND SHS CLASS A g1151c101 228,099 1,833 SH SOLE 0 0 0 1,833
CARDINAL HEALTH INC COM 14149Y108 5,595,251 23,553 SH SOLE 0 0 0 23,553
CARRIER GLOBAL CORPORATION COM 14448C104 428,364 5,840 SH SOLE 0 0 0 5,840
CENTENE CORP DEL COM 15135B101 2,169,301 33,795 SH SOLE 0 0 0 33,795
CHEVRON CORP COM 166764100 1,002,019 6,045 SH SOLE 0 0 0 6,045
CINTAS CORP COM 172908105 681,000 4,004 SH SOLE 0 0 0 4,004
COMCAST CORP NEW CL A 20030N101 755,035 30,755 SH SOLE 0 0 0 30,755
CONSTELLATION BRANDS INC CL A 21036P108 493,770 3,550 SH SOLE 0 0 0 3,550
CROWN HOLDINGS INC COM 228368106 829,816 7,421 SH SOLE 0 0 0 7,421
DEERE & COMPANY COM 244199105 2,654,671 4,185 SH SOLE 0 0 0 4,185
WALT DISNEY COMPANY COM 254687106 1,186,474 12,327 SH SOLE 0 0 0 12,327
EMERSON ELEC CO COM 291011104 2,371,996 16,570 SH SOLE 0 0 0 16,570
META PLATFORMS INC CL A 30303M102 33,785,008 59,978 SH SOLE 0 1,310 0 58,668
GALLAGHER ARTHUR J & CO COM 363576109 383,841 1,672 SH SOLE 0 0 0 1,672
GENERAL DYNAMICS CORP COM 369550108 550,489 1,554 SH SOLE 0 0 0 1,554
GOLDMAN SACHS GROUP INC COM 38141g104 204,297 202 SH SOLE 0 0 0 202
HANOVER INS GROUP INC COM 410867105 219,473 1,025 SH SOLE 0 0 0 1,025
HOME DEPOT INC COM 437076102 1,155,027 3,275 SH SOLE 0 0 0 3,275
ILLINOIS TOOL WKS INC COM 452308109 623,433 2,305 SH SOLE 0 0 0 2,305
INTERNATIONAL BUSINESS MACHS COM 459200101 512,365 1,822 SH SOLE 0 0 0 1,822
INVESCO QQQ TR UNIT SER 1 46090E103 1,534,658 2,084 SH SOLE 0 0 0 2,084
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137v308 378,941 2,675 SH SOLE 0 0 0 2,675
ISHARES TR RUSSELL 2000 ETF 464287655 1,844,162 6,138 SH SOLE 0 0 0 6,138
ISHARES TR ISHARES BIOTECH 464287556 4,762,358 25,040 SH SOLE 0 0 0 25,040
ISHARES TR RUS MID CAP ETF 464287499 21,123,191 191,472 SH SOLE 0 0 0 191,472
ISHARES TR MSCI EAFE ETF 464287465 67,474,007 649,538 SH SOLE 0 0 0 649,538
ISHARES INC MSCI JPN ETF NEW 46434g822 30,619,142 328,285 SH SOLE 0 0 0 328,285
JPMORGAN CHASE & CO COM 46625H100 3,734,835 11,410 SH SOLE 0 0 0 11,410
JOHNSON AND JOHNSON COM 478160104 3,263,261 12,849 SH SOLE 0 0 0 12,849
KIMBERLY-CLARK CORP COM 494368103 1,023,166 9,321 SH SOLE 0 0 0 9,321
LILLY ELI & CO COM 532457108 1,499,288 1,250 SH SOLE 0 0 0 1,250
MICROSOFT CORPORATION COM 594918104 14,112,466 37,833 SH SOLE 0 0 0 37,833
MEDTRONIC PLC SHS G5960L103 1,242,684 15,885 SH SOLE 0 0 0 15,885
NVIDIA CORPORATION COM 67066G104 943,825 4,717 SH SOLE 0 0 0 4,717
OCWEN FINL CORP COM NEW 675746606 985,720 24,798 SH SOLE 0 0 0 24,798
ORACLE CORP COM 68389X105 2,135,380 14,571 SH SOLE 0 0 0 14,571
PNC FINL SVCS GROUP INC COM 693475105 3,097,448 12,580 SH SOLE 0 0 0 12,580
PEPSICO INC COM 713448108 627,037 4,631 SH SOLE 0 0 0 4,631
PHILLIPS 66 COM 718546104 1,098,825 6,500 SH SOLE 0 6,500 0 0
QUALCOMM INC COM 747525103 267,576 1,448 SH SOLE 0 0 0 1,448
QUEST DIAGNOSTICS INC COM 74834L100 1,607,853 7,586 SH SOLE 0 0 0 7,586
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,963,706 10,350 SH SOLE 0 0 0 10,350
SPDR S&P 500 ETF TR TR UNIT 78462F103 222,336,585 297,731 SH SOLE 0 0 0 297,731
SPDR SERIES TRUST S&P BIOTECH 78464A870 543,589 3,435 SH SOLE 0 0 0 3,435
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 2,986,504 5,717 SH SOLE 0 0 0 5,717
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 657,884 7,179 SH SOLE 0 0 0 7,179
SPDR SER TR BLOOMBERG 3-12 M 78468R523 121,741,693 1,225,012 SH SOLE 0 0 0 1,225,012
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 18,420,146 171,942 SH SOLE 0 0 0 171,942
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 30,523,169 192,381 SH SOLE 0 0 0 192,381
STANLEY BLACK & DECKER INC COM 854502101 993,437 10,555 SH SOLE 0 0 0 10,555
TJX COS INC NEW COM 872540109 1,395,921 9,214 SH SOLE 0 0 0 9,214
TELEDYNE TECHNOLOGIES INC COM 879360105 254,089 381 SH SOLE 0 0 0 381
3M COMPANY COM 88579Y101 909,125 5,615 SH SOLE 0 0 0 5,615
TIDAL ETF TR GOTHAM ENHNCD 886364835 1,647,479 40,578 SH SOLE 0 0 0 40,578
UNITED PARCEL SERVICE INC CL B 911312106 1,069,303 9,947 SH SOLE 0 0 0 9,947
UNITED RENTALS INC COM 911363109 12,763,139 11,266 SH SOLE 0 0 0 11,266
VANECK ETF TRUST BIOTECH ETF 92189F726 7,768,949 38,226 SH SOLE 0 0 0 38,226
VANECK VECTORS ETF TR SEMICONDUCTOR ET 92189F676 62,657,172 95,530 SH SOLE 0 1,363 0 94,167
VANECK ETF TRUST PHARMACEUTCL ETF 92189f692 10,962,994 100,256 SH SOLE 0 0 0 100,256
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,855,250 16,293 SH SOLE 0 0 0 16,293
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 17,360,561 243,657 SH SOLE 0 0 0 243,657
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 272,102 3,073 SH SOLE 0 0 0 3,073
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 727,369 8,685 SH SOLE 0 0 0 8,685
VANGUARD INSTL INDEX FD 0-3 MO TREAS BIL 922040845 16,091,838 212,630 SH SOLE 0 138,000 0 74,630
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 76,703,844 1,300,506 SH SOLE 0 0 0 1,300,506
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 89,502,463 1,537,843 SH SOLE 0 0 0 1,537,843
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 862,633 1,256 SH SOLE 0 0 0 1,256
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,859,147 10,429 SH SOLE 0 0 0 10,429
VANGUARD INDEX FDS LARGE CAP ETF 922908637 31,124,199 90,501 SH SOLE 0 0 0 90,501
WELLS FARGO & CO NEW COM 949746101 1,681,063 20,342 SH SOLE 0 0 0 20,342