The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories Equities 002824100 674,472 6,381 SH SOLE 6,181 0 200
Abbvie Inc Equities 00287Y109 1,777,119 7,082 SH SOLE 6,166 0 916
Adobe Systems Inc System Equities 00724F101 533,373 2,130 SH SOLE 2,130 0 0
Advanced Micro Devices IInc Equities 007903107 235,694 495 SH SOLE 495 0 0
Alibaba Group Hldg Ltd Sponsore Equities 01609W102 1,669,324 13,655 SH SOLE 13,655 0 0
Alibaba Group Hldg Ltd Sponsore Equities 01609W102 148,534 1,215 SH DFND 1,215 0 0
Alphabet Inc Cl A Equities 02079K305 219,020 615 SH DFND 615 0 0
Alphabet Inc Cl A Equities 02079K305 5,802,426 16,293 SH SOLE 16,093 0 200
Alphabet Inc Cl C Equities 02079K107 647,320 1,815 SH SOLE 1,815 0 0
Alphabet Inc Cl C Equities 02079K107 69,547 195 SH DFND 195 0 0
Amazon.com Inc Equities 023135106 258,816 953 SH DFND 903 50 0
Amazon.com Inc Equities 023135106 6,314,235 23,250 SH SOLE 22,770 0 480
American Express Equities 025816109 563,891 1,677 SH SOLE 1,577 0 100
American International Group In Equities 026874784 345,752 4,400 SH SOLE 3,900 0 500
American Tower Corp Reit Equities 03027X100 1,941,285 11,198 SH SOLE 11,118 0 80
American Tower Corp Reit Equities 03027X100 142,155 820 SH DFND 820 0 0
Apple Inc Equities 037833100 40,701,986 131,760 SH SOLE 28,898 0 102,862
Apple Inc Equities 037833100 866,493 2,805 SH DFND 720 2,085 0
Ark Innovation ETF Equities 00214Q104 3,011,671 42,275 SH SOLE 42,275 0 0
Ark Innovation ETF Equities 00214Q104 235,804 3,310 SH DFND 3,310 0 0
Bank of America Corp Equities 060505104 387,621 6,257 SH SOLE 4,757 0 1,500
Bath & Body Works Inc Equities 070830104 1,320,576 65,635 SH SOLE 65,635 0 0
Bath & Body Works Inc Equities 070830104 11,066 550 SH DFND 550 0 0
Berkshire Hathaway Cl B Equities 084670702 1,527,458 2,986 SH SOLE 2,886 0 100
Biogen Inc Equities 09062X103 1,992,969 9,820 SH SOLE 9,820 0 0
Biogen Inc Equities 09062X103 197,876 975 SH DFND 975 0 0
Blackrock Inc Equities 09290D101 264,965 243 SH SOLE 243 0 0
Blackstone Inc Equities 09260D107 190,348 1,490 SH DFND 1,490 0 0
Blackstone Inc Equities 09260D107 2,173,922 17,017 SH SOLE 17,017 0 0
Boeing Co Equities 097023105 184,367 853 SH DFND 853 0 0
Boeing Co Equities 097023105 3,135,111 14,505 SH SOLE 14,505 0 0
Broadcom Inc Ordinary Shares Equities 11135F101 1,259,321 3,235 SH SOLE 2,200 0 1,035
Caterpillar Inc Equities 149123101 2,916,205 3,579 SH SOLE 3,229 0 350
Chevron Corporation Equities 166764100 4,367,855 22,191 SH SOLE 21,991 0 200
Chevron Corporation Equities 166764100 200,767 1,020 SH DFND 1,020 0 0
Chubb Ltd Corp Equities H1467J104 173,587 495 SH DFND 495 0 0
Chubb Ltd Corp Equities H1467J104 1,989,057 5,672 SH SOLE 5,672 0 0
Cisco Systems Inc Equities 17275R102 3,043,578 26,240 SH SOLE 26,240 0 0
Cisco Systems Inc Equities 17275R102 284,176 2,450 SH DFND 2,450 0 0
Coca Cola Equities 191216100 1,117,298 12,756 SH SOLE 12,756 0 0
Costco Wholesale Corp Equities 22160K105 57,113 60 SH DFND 45 15 0
Costco Wholesale Corp Equities 22160K105 1,211,756 1,273 SH SOLE 1,198 0 75
Cummins Inc Equities 231021106 767,382 1,210 SH SOLE 1,210 0 0
CVS Health Corp Equities 126650100 201,028 1,925 SH DFND 1,925 0 0
CVS Health Corp Equities 126650100 3,000,274 28,731 SH SOLE 28,731 0 0
Deere & Co Equities 244199105 524,513 885 SH SOLE 885 0 0
Dupont De Nemours Inc Common St Equities 26614N201 112,340 820 SH DFND 820 0 0
Dupont De Nemours Inc Common St Equities 26614N201 1,638,520 11,955 SH SOLE 11,955 0 0
Eaton Corp PLC Equities G29183103 486,349 1,171 SH SOLE 745 0 426
Emerson Electric Co Equities 291011104 997,651 6,659 SH SOLE 6,359 0 300
Fedex Corp Equities 31428X106 484,770 1,577 SH SOLE 1,577 0 0
First Trust Large Cap Growth Al Equities 33735K108 250,568 1,423 SH SOLE 1,423 0 0
Flexshares Global Quality Real Equities 33939L787 232,474 3,550 SH DFND 3,550 0 0
Flexshares Global Quality Real Equities 33939L787 2,920,854 44,604 SH SOLE 44,604 0 0
Flexshares Global Upstream Natu Equities 33939L407 259,083 4,950 SH DFND 4,950 0 0
Flexshares Global Upstream Natu Equities 33939L407 3,861,069 73,769 SH SOLE 72,945 0 824
Flexshares STOXX Global Broad I Equities 33939L795 3,174,029 48,730 SH SOLE 48,200 0 530
Flexshares STOXX Global Broad I Equities 33939L795 227,973 3,500 SH DFND 3,500 0 0
Freeport-McMoran Inc Cl B Equities 35671D857 558,033 8,910 SH SOLE 8,910 0 0
Freeport-McMoran Inc Cl B Equities 35671D857 6,263 100 SH DFND 0 100 0
GE Aerospace Equities 369604301 1,022,599 2,840 SH SOLE 2,640 0 200
Ge Healthcare Technologies Inc Equities 36266G107 255,075 3,750 SH SOLE 3,750 0 0
GE Vernova Equities 36828A101 1,460,678 1,475 SH SOLE 1,475 0 0
General Dynamics Corp Equities 369550108 249,223 650 SH SOLE 485 0 165
Goldman Sachs Group Inc Equities 38141G104 771,932 758 SH SOLE 758 0 0
GSK PLC Equities 37733W204 284,295 5,500 SH SOLE 5,500 0 0
Halliburton Co Equities 406216101 1,341,600 41,600 SH SOLE 41,600 0 0
Halliburton Co Equities 406216101 199,950 6,200 SH DFND 6,200 0 0
Home Depot Inc Equities 437076102 801,351 2,414 SH SOLE 2,414 0 0
Honeywell Aerospace Inc Com Equities 43849R105 579,079 2,807 SH SOLE 2,757 0 50
Intel Corp Equities 458140100 234,520 2,600 SH SOLE 2,600 0 0
Intercontinental Exchange Inc Equities 45866F104 594,672 3,900 SH SOLE 3,900 0 0
Intuitive Surgical Inc Common N Equities 46120E602 549,428 1,555 SH SOLE 1,555 0 0
Intuitive Surgical Inc Common N Equities 46120E602 70,666 200 SH DFND 0 200 0
Invesco Capital Management LLC Equities 46137V233 306,889 5,050 SH SOLE 5,050 0 0
Invesco Exchange-Traded Fund Tr Equities 46137V357 210,065 977 SH SOLE 977 0 0
Invesco QQQ Trust Equities 46090E103 581,352 845 SH SOLE 845 0 0
iShares Core MSCI Emerging Mark Equities 46434G103 895,231 11,535 SH DFND 11,535 0 0
iShares Core MSCI Emerging Mark Equities 46434G103 9,796,866 126,232 SH SOLE 126,232 0 0
iShares Core MSCI Intl Develope Equities 46435G326 1,384,045 15,295 SH DFND 15,295 0 0
iShares Core MSCI Intl Develope Equities 46435G326 16,709,612 184,657 SH SOLE 184,657 0 0
iShares Core S&P Small-Cap ETF Equities 464287804 13,091 90 SH DFND 0 90 0
iShares Core S&P Small-Cap ETF Equities 464287804 2,745,994 18,878 SH SOLE 18,478 0 400
iShares Core US Aggregate Bond Equities 464287226 394,738 4,054 SH SOLE 4,004 0 50
iShares Core US Aggregate Bond Equities 464287226 8,569 88 SH DFND 88 0 0
iShares Dow Jones US Aerospace Equities 464288760 188,133 785 SH DFND 785 0 0
iShares Dow Jones US Aerospace Equities 464288760 1,658,447 6,920 SH SOLE 6,920 0 0
iShares MSCI EAFE ETF Equities 464287465 1,203,401 11,398 SH SOLE 11,398 0 0
iShares MSCI Emerging Markets E Equities 464287234 640,259 9,990 SH SOLE 9,990 0 0
iShares MSCI Emerging Markets e Equities 46434G764 221,088 2,400 SH SOLE 2,400 0 0
iShares Russell 1000 ETF Equities 464287622 306,285 750 SH SOLE 750 0 0
iShares Russell 1000 Growth ETF Equities 464287614 220,075 1,860 SH SOLE 1,860 0 0
iShares Russell 1000 Value ETF Equities 464287598 251,820 1,000 SH SOLE 1,000 0 0
iShares Russell 2000 Index ETF Equities 464287655 1,008,134 3,462 SH SOLE 3,202 0 260
iShares Russell Midcap Value ET Equities 464287473 746,012 4,465 SH SOLE 4,465 0 0
iShares S&P 500 Value ETF Equities 464287408 209,929 906 SH SOLE 906 0 0
iShares S&P Mid Cap 400 Index E Equities 464287507 3,363,440 44,685 SH SOLE 43,935 0 750
iShares S&P Mid Cap 400 Index E Equities 464287507 12,796 170 SH DFND 0 170 0
Johnson & Johnson Equities 478160104 1,248,425 4,870 SH SOLE 4,520 0 350
Johnson & Johnson Equities 478160104 55,372 216 SH DFND 166 50 0
Johnson Controls International Equities G51502105 280,267 1,911 SH SOLE 1,911 0 0
JP Morgan Chase & Co Equities 46625H100 6,798,342 19,325 SH SOLE 18,425 0 900
JP Morgan Chase & Co Equities 46625H100 248,716 707 SH DFND 707 0 0
Lamar Advertising Co Equities 512816109 212,747 1,330 SH SOLE 330 0 1,000
Lilly Eli & Common Equities 532457108 1,288,127 1,121 SH SOLE 946 0 175
Linde Plc Equities G54950103 566,880 1,185 SH SOLE 1,135 0 50
Lowes Cos Inc Equities 548661107 1,032,400 4,968 SH SOLE 4,968 0 0
Marsh Equities 571748102 415,421 2,191 SH SOLE 2,191 0 0
Marsh Equities 571748102 18,969 100 SH DFND 100 0 0
Mastercard Inc Class A Equities 57636Q104 1,780,690 3,107 SH SOLE 3,052 0 55
McDonalds Corp Equities 580135101 590,807 2,183 SH SOLE 1,883 0 300
Merck & Co Equities 58933Y105 564,417 4,335 SH SOLE 3,835 0 500
Meta Platforms Inc Equities 30303M102 2,375,881 4,268 SH SOLE 4,245 0 23
Meta Platforms Inc Equities 30303M102 164,786 296 SH DFND 296 0 0
Microsoft Corp Equities 594918104 256,990 553 SH DFND 453 100 0
Microsoft Corp Equities 594918104 31,967,667 68,790 SH SOLE 14,925 0 53,865
Mondelez Intl Inc Class A Equities 609207105 211,854 3,400 SH SOLE 3,400 0 0
Morgan Stanley Equities 617446448 769,927 3,659 SH SOLE 3,659 0 0
Netflix Inc Equities 64110L106 516,312 7,200 SH SOLE 7,200 0 0
Nextera Energy Inc Equities 65339F101 173,840 2,000 SH DFND 1,850 150 0
Nextera Energy Inc Equities 65339F101 2,542,845 29,255 SH SOLE 28,855 0 400
Nike Inc Equities 654106103 102,398 2,455 SH DFND 2,455 0 0
Nike Inc Equities 654106103 995,910 23,877 SH SOLE 23,877 0 0
Norfolk Southn Corp Equities 655844108 265,029 790 SH SOLE 790 0 0
Nvidia Corp Equities 67066G104 222,833 1,110 SH DFND 1,110 0 0
Nvidia Corp Equities 67066G104 5,881,774 29,299 SH SOLE 29,299 0 0
O'Reilly Automotive Inc Equities 67103H107 37,604,288 420,865 SH SOLE 390,240 0 30,625
Oppenheimer Holdings Inc Equities 683797104 202,616 1,900 SH SOLE 1,900 0 0
Oracle Corp Equities 68389X105 2,177,271 16,765 SH SOLE 16,465 0 300
Oracle Corp Equities 68389X105 90,909 700 SH DFND 700 0 0
Palo Alto Networks Inc Equities 697435105 7,581,984 22,849 SH SOLE 22,849 0 0
Palo Alto Networks Inc Equities 697435105 372,977 1,124 SH DFND 1,050 74 0
Paypal Holdings Inc Equities 70450Y103 1,213,653 21,214 SH SOLE 21,214 0 0
Paypal Holdings Inc Equities 70450Y103 115,850 2,025 SH DFND 2,025 0 0
Pepsico Inc Equities 713448108 1,704,865 12,217 SH SOLE 12,067 0 150
Pepsico Inc Equities 713448108 145,142 1,040 SH DFND 1,040 0 0
Pfizer Inc Equities 717081103 152,561 6,100 SH DFND 6,100 0 0
Pfizer Inc Equities 717081103 1,599,164 63,941 SH SOLE 63,941 0 0
Philip Morris Intl Inc Equities 718172109 464,647 2,435 SH SOLE 2,435 0 0
Procter & Gamble Co Equities 742718109 2,388,275 16,530 SH SOLE 16,503 0 27
Procter & Gamble Co Equities 742718109 161,106 1,115 SH DFND 1,115 0 0
Qnity Electronics Inc Equities 74743L100 2,893,175 22,055 SH SOLE 22,055 0 0
Qnity Electronics Inc Equities 74743L100 234,812 1,790 SH DFND 1,790 0 0
Qualcomm Inc Equities 747525103 374,782 2,539 SH SOLE 2,539 0 0
Raytheon Technologies Corp Equities 75513E101 771,920 3,587 SH SOLE 2,414 0 1,173
Rocket Companies Inc Equities 77311W101 133,515 10,350 SH DFND 10,350 0 0
Rocket Companies Inc Equities 77311W101 1,653,432 128,173 SH SOLE 128,173 0 0
Salesforce, Inc Equities 79466L302 2,113,286 11,484 SH SOLE 11,484 0 0
Salesforce, Inc Equities 79466L302 168,010 913 SH DFND 913 0 0
Schwab US Broad Mkt ETF Equities 808524102 1,911,168 66,245 SH SOLE 66,245 0 0
Schwab US Dividend Equity ETF Equities 808524797 1,619,680 48,392 SH SOLE 48,392 0 0
Schwab US Large Cap ETF Equities 808524201 4,718,584 160,278 SH SOLE 160,278 0 0
Schwab US Large Cap ETF Equities 808524201 32,826 1,115 SH DFND 1,115 0 0
Schwab US Large Cap Growth ETF Equities 808524300 1,083,667 31,714 SH SOLE 31,714 0 0
Schwab US Mid-cap ETF Equities 808524508 969,171 27,930 SH DFND 27,930 0 0
Schwab US Mid-cap ETF Equities 808524508 11,402,351 328,598 SH SOLE 328,598 0 0
Schwab US Small Cap ETF Equities 808524607 1,092,143 32,543 SH DFND 32,543 0 0
Schwab US Small Cap ETF Equities 808524607 13,744,968 409,564 SH SOLE 409,564 0 0
Simmons First Natl Corp Class A Equities 828730200 695,669 29,490 SH SOLE 29,490 0 0
SLB Limited Equities 806857108 446,310 9,000 SH SOLE 8,000 0 1,000
Spdr Gold Tr Gold Shs Equities 78463V107 100,316 270 SH DFND 0 270 0
Spdr Gold Tr Gold Shs Equities 78463V107 203,975 549 SH SOLE 549 0 0
Spdr S&P Biotech ETF Equities 78464A870 334,448 2,275 SH SOLE 2,275 0 0
State Street Energy Select Sect Equities 81369Y506 218,310 3,666 SH SOLE 3,666 0 0
State Street Health Care Select Equities 81369Y209 234,235 1,441 SH SOLE 1,441 0 0
State Street Industrial Select Equities 81369Y704 315,260 1,753 SH SOLE 1,653 0 100
State Street Spdr Bloomberg Sho Equities 78468R408 5,872,875 236,333 SH SOLE 236,323 0 10
State Street Spdr Bloomberg Sho Equities 78468R408 508,431 20,460 SH DFND 20,460 0 0
State Street Spdr Nuveen Ice Hi Equities 78464A284 2,387,698 95,930 SH SOLE 95,930 0 0
State Street Spdr Nuveen Ice Hi Equities 78464A284 457,976 18,400 SH DFND 18,400 0 0
State Street SPDR S&P 500 ETF T Equities 78462F103 1,751,785 2,345 SH SOLE 2,345 0 0
State Street Spdr S&P Aerospace Equities 78464A631 680,690 2,570 SH SOLE 2,470 0 100
State Street Spdr S&P Dividend Equities 78464A763 589,000 3,800 SH SOLE 3,800 0 0
State Street SPDR S&P Midcap 40 Equities 78467Y107 573,764 836 SH SOLE 836 0 0
State Street Technology Select Equities 81369Y803 469,587 2,678 SH SOLE 2,678 0 0
Stryker Corp Equities 863667101 16,285 50 SH DFND 0 50 0
Stryker Corp Equities 863667101 483,339 1,484 SH SOLE 1,484 0 0
Target Corp Equities 87612E106 249,810 1,729 SH SOLE 1,400 0 329
TE Connectivity Equities G87052109 200,548 975 SH SOLE 975 0 0
TJX Companies Inc Equities 872540109 1,505,744 9,570 SH SOLE 8,920 0 650
Union Pacific Corp Equities 907818108 419,791 1,437 SH SOLE 1,137 0 300
Unitedhealth Group Inc Equities 91324P102 3,116,288 7,520 SH SOLE 7,520 0 0
Unitedhealth Group Inc Equities 91324P102 240,352 580 SH DFND 580 0 0
US Bancorp Equities 902973304 444,536 7,055 SH SOLE 7,055 0 0
US Bancorp Equities 902973304 1,338,963 21,250 SH DFND 21,250 0 0
Vanguard Communication Services Equities 92204A884 565,336 3,110 SH SOLE 2,870 0 240
Vanguard Dividend Appreciation Equities 921908844 898,801 3,758 SH SOLE 3,758 0 0
Vanguard FTSE Developed Markets Equities 921943858 845,039 11,966 SH SOLE 11,966 0 0
Vanguard FTSE Emerging Markets Equities 922042858 819,739 13,953 SH SOLE 13,953 0 0
Vanguard Index Funds S&P 500 ET Equities 922908363 703,816 1,025 SH SOLE 1,025 0 0
Vanguard Information Tech ETF Equities 92204A702 611,010 5,400 SH SOLE 5,400 0 0
Vanguard Morningstar Growth ETF Equities 922908736 539,827 6,336 SH SOLE 6,336 0 0
Vanguard Morningstar Mid-Cap ET Equities 922908629 3,103,623 38,340 SH SOLE 38,340 0 0
Vanguard Morningstar Small-Cap Equities 922908751 376,894 1,277 SH SOLE 1,277 0 0
Vanguard Morningstar Total Stoc Equities 922908769 252,224 685 SH SOLE 685 0 0
Verizon Communications Inc Equities 92343V104 206,432 4,410 SH SOLE 2,960 0 1,450
Visa Inc Equities 92826C839 27,460 75 SH DFND 75 0 0
Visa Inc Equities 92826C839 888,011 2,426 SH SOLE 2,260 0 166
Wal-Mart Inc Equities 931142103 2,358,572 21,210 SH SOLE 19,708 0 1,502
Walt Disney Co Equities 254687106 1,439,099 14,962 SH SOLE 14,962 0 0
Walt Disney Co Equities 254687106 139,476 1,450 SH DFND 1,450 0 0
Wells Fargo & Co Equities 949746101 277,352 3,208 SH SOLE 2,605 0 603
Zimmer Biomet Holdings Equities 98956P102 2,147,897 22,867 SH SOLE 22,867 0 0
Zimmer Biomet Holdings Equities 98956P102 195,844 2,085 SH DFND 2,085 0 0