The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 40,775,578 54,448 SH SOLE 0 0 54,448
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 23,430,899 283,598 SH SOLE 0 0 283,598
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619 20,959,990 305,807 SH SOLE 0 0 305,807
VICTORY PORTFOLIOS II SHS FR CA FL ETF 92647X830 18,820,700 411,381 SH SOLE 0 0 411,381
INVESCO ACTIVELY MANAGED EXC ULTRA SHRT DUR 46090A887 11,368,238 226,685 SH SOLE 0 0 226,685
ISHARES TR CORE S&P MCP ETF 464287507 8,306,028 107,717 SH SOLE 0 0 107,717
ISHARES TR CORE US AGGBD ET 464287226 8,022,253 81,049 SH SOLE 0 0 81,049
INVESCO EXCH TRD SLF IDX FD INTL DEV DYNAMIC 46138J437 7,663,848 223,176 SH SOLE 0 0 223,176
INVESCO ACTIVELY MANAGED EXC TOTAL RETURN 46090A804 7,341,241 156,630 SH SOLE 0 0 156,630
ISHARES TR CORE MSCI EAFE 46432F842 7,334,912 75,946 SH SOLE 0 0 75,946
ISHARES INC CORE MSCI EMKT 46434G103 6,940,321 83,780 SH SOLE 0 0 83,780
SPDR GOLD TR GOLD SHS 78463V107 6,830,134 18,541 SH SOLE 0 0 18,541
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 6,459,561 8,650 SH SOLE 0 0 8,650
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF 46137V613 4,840,621 89,591 SH SOLE 0 0 89,591
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,700,248 12,702 SH SOLE 0 0 12,702
HUNTINGTON BANCSHARES INC COM 446150104 3,537,791 199,537 SH SOLE 0 0 199,537
INVESCO EXCH TRADED FD TR II BLOO EN ANGE ETF 46138E719 3,157,574 172,639 SH SOLE 0 0 172,639
J P MORGAN EXCHANGE TRADED F SMALL & MID CAP 46641Q118 3,111,371 39,874 SH SOLE 0 0 39,874
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 2,928,265 60,853 SH SOLE 0 0 60,853
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 2,876,312 40,369 SH SOLE 0 0 40,369
INVESCO EXCH TRADED FD TR II EQUAL WEGT 0-30 46138E107 2,837,419 104,509 SH SOLE 0 0 104,509
J P MORGAN EXCHANGE TRADED F SHORT DURA CORE 46641Q274 2,796,642 59,320 SH SOLE 0 0 59,320
ELI LILLY & CO COM 532457108 2,567,373 2,140 SH SOLE 0 0 2,140
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 2,422,151 47,897 SH SOLE 0 0 47,897
FLEXSHARES TR INTL QLTDV IDX 33939L837 2,047,401 59,242 SH SOLE 0 0 59,242
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,044,755 2,977 SH SOLE 0 0 2,977
FLEXSHARES TR US QT LW VLTY 33939L654 1,937,044 25,659 SH SOLE 0 0 25,659
WORLD GOLD TR SPDR GLD MINIS 98149E303 1,873,597 23,591 SH SOLE 0 0 23,591
BONDBLOXX ETF TRUST BLOOMBERG SIX MN 09789C788 1,741,839 34,629 SH SOLE 0 0 34,629
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 1,365,344 37,863 SH SOLE 0 0 37,863
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,297,448 6,098 SH SOLE 0 0 6,098
J P MORGAN EXCHANGE TRADED F ACTIVE VALUE ETF 46641Q167 1,274,213 16,046 SH SOLE 0 0 16,046
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,269,217 21,263 SH SOLE 0 0 21,263
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,217,417 43,950 SH SOLE 0 0 43,950
ISHARES TR S&P 500 GRWT ETF 464287309 1,121,017 8,151 SH SOLE 0 0 8,151
ISHARES TR CORE S&P SCP ETF 464287804 1,058,544 7,137 SH SOLE 0 0 7,137
APPLE INC COM 037833100 899,792 3,110 SH SOLE 0 0 3,110
CITIGROUP INC COM NEW 172967424 843,119 6,024 SH SOLE 0 0 6,024
FLEXSHARES TR STOX US ESG SLCT 33939L696 787,482 4,480 SH SOLE 0 0 4,480
MERCHANTS BANCORP IND COM 58844R108 705,912 14,118 SH SOLE 0 0 14,118
FLEXSHARES TR EMRG MKT QT LW 33939L639 615,824 18,239 SH SOLE 0 0 18,239
ISHARES TR RUSSELL 3000 ETF 464287689 611,884 1,435 SH SOLE 0 0 1,435
ISHARES TR MSCI USA QLT FCT 46432F339 606,286 2,763 SH SOLE 0 0 2,763
ALPHABET INC CAP STK CL A 02079K305 555,006 1,553 SH SOLE 0 0 1,553
VANGUARD INDEX FDS SML CP GRW ETF 922908595 548,550 1,500 SH SOLE 0 0 1,500
AMAZON COM INC COM 023135106 526,255 2,208 SH SOLE 0 0 2,208
SPDR SERIES TRUST ST STR SP600 SML 78468R853 471,591 8,177 SH SOLE 0 0 8,177
NVIDIA CORPORATION COM 67066G104 457,129 2,285 SH SOLE 0 0 2,285
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 448,322 3,830 SH SOLE 0 0 3,830
MICROSOFT CORP COM 594918104 442,532 1,186 SH SOLE 0 0 1,186
ISHARES TR RUSSELL 2000 ETF 464287655 441,793 1,470 SH SOLE 0 0 1,470
MCDONALDS CORP COM 580135101 386,543 1,430 SH SOLE 0 0 1,430
ETFS GOLD TR PHYSCL GOLD SHS 00326A104 339,329 8,876 SH SOLE 0 0 8,876
ALPHABET INC CAP STK CL C 02079K107 319,410 904 SH SOLE 0 0 904
ISHARES GOLD TR ISHARES NEW 464285204 314,348 4,163 SH SOLE 0 0 4,163
META PLATFORMS INC CL A 30303M102 311,479 553 SH SOLE 0 0 553
WALMART INC COM 931142103 307,388 2,714 SH SOLE 0 0 2,714
VANGUARD INDEX FDS VALUE ETF 922908744 277,861 1,275 SH SOLE 0 0 1,275
J P MORGAN EXCHANGE TRADED F DIVERSFED RTRN 46641Q886 247,684 1,994 SH SOLE 0 0 1,994
ISHARES TR ESG AWR MSCI USA 46435G425 245,453 1,500 SH SOLE 0 0 1,500
ISHARES TR SELECT DIVID ETF 464287168 235,748 1,508 SH SOLE 0 0 1,508
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 221,466 2,458 SH SOLE 0 0 2,458
ISHARES TR MSCI USA MMENTM 46432F396 211,808 618 SH SOLE 0 0 618
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808 206,440 2,000 SH SOLE 0 0 2,000
CAPITAL ONE FINL CORP COM 14040H105 203,830 1,016 SH SOLE 0 0 1,016
VICTORY PORTFOLIOS II USAA MSCI USA SM 92647N568 203,712 1,855 SH SOLE 0 0 1,855
ISHARES TR ESG AW MSCI EAFE 46435G516 201,605 1,961 SH SOLE 0 0 1,961