Allowance for Credit Losses - Schedule of Changes in the Allowance for Loan Losses (Details) - USD ($)
$ in Thousands |
3 Months Ended |
6 Months Ended |
|
Jun. 30, 2026 |
Jun. 30, 2025 |
Jun. 30, 2026 |
Jun. 30, 2025 |
Dec. 31, 2025 |
| Allowance for loan losses: |
|
|
|
|
|
| Provisions (credits) |
$ (155,000)
|
$ 1,200
|
$ 323,000,000
|
$ 1,700
|
|
| Loans receivables: |
|
|
|
|
|
| Loans receivables Ending balance |
862,055
|
|
862,055
|
|
$ 867,234
|
| Residential 1-4 Family First Mortgages [Member] |
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
| Allowance for credit losses, beginning balance |
|
|
2,141
|
|
|
| Allowance for credit losses, ending balance |
1,896
|
|
1,896
|
|
|
| Residential Construction Mortgage [Member] |
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
| Allowance for credit losses, beginning balance |
|
|
474
|
|
|
| Allowance for credit losses, ending balance |
532
|
|
532
|
|
|
| Real Estate [Member] |
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
| Allowance for credit losses, beginning balance |
|
|
10,580
|
|
|
| Allowance for credit losses, ending balance |
11,374
|
|
11,374
|
|
|
| Lines of Credit [Member] |
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
| Allowance for credit losses, beginning balance |
|
|
3,698
|
|
|
| Allowance for credit losses, ending balance |
3,086
|
|
3,086
|
|
|
| Other Commercial and Industrial [Member] |
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
| Allowance for credit losses, beginning balance |
|
|
9,064
|
|
|
| Allowance for credit losses, ending balance |
7,075
|
|
7,075
|
|
|
| Unallocated [Member] |
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
| Allowance for credit losses, beginning balance |
|
|
29,436
|
|
|
| Allowance for credit losses, ending balance |
26,920
|
|
26,920
|
|
|
| Allowance For Credit Loss [Member] |
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
| Allowance for credit losses, beginning balance |
28,966
|
17,407
|
29,436
|
17,243
|
|
| Charge-offs |
(2,162)
|
(2,844)
|
(2,927)
|
(3,351)
|
|
| Recoveries |
298
|
247
|
779
|
414
|
|
| Provisions (credits) |
(182)
|
1,173
|
(368)
|
1,677
|
|
| Allowance for credit losses, ending balance |
26,920
|
15,983
|
26,920
|
15,983
|
|
| Ending balance: related to loans individually evaluated for impairment |
16,687
|
2,294
|
16,687
|
2,294
|
|
| Ending balance: collectively evaluated for impairment |
10,233
|
13,689
|
10,233
|
13,689
|
|
| Loans receivables: |
|
|
|
|
|
| Loans receivables Ending balance |
889,774
|
911,205
|
889,774
|
911,205
|
|
| Ending balance: related to loans individually evaluated for impairment |
78,644
|
12,133
|
78,644
|
12,133
|
|
| Ending balance: collectively evaluated for impairment |
811,130
|
899,072
|
811,130
|
899,072
|
|
| Residential Mortgage Loans [Member] | Allowance For Credit Loss [Member] | Residential 1-4 Family First Mortgages [Member] |
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
| Allowance for credit losses, beginning balance |
1,890
|
1,433
|
2,141
|
1,467
|
|
| Charge-offs |
0
|
(12)
|
(13)
|
(12)
|
|
| Recoveries |
1
|
1
|
3
|
4
|
|
| Provisions (credits) |
5
|
(80)
|
(235)
|
(117)
|
|
| Allowance for credit losses, ending balance |
1,896
|
1,342
|
1,896
|
1,342
|
|
| Ending balance: related to loans individually evaluated for impairment |
0
|
135
|
0
|
135
|
|
| Ending balance: collectively evaluated for impairment |
1,896
|
1,207
|
1,896
|
1,207
|
|
| Loans receivables: |
|
|
|
|
|
| Loans receivables Ending balance |
233,501
|
240,833
|
233,501
|
240,833
|
|
| Ending balance: related to loans individually evaluated for impairment |
819
|
1,903
|
819
|
1,903
|
|
| Ending balance: collectively evaluated for impairment |
232,682
|
238,930
|
232,682
|
238,930
|
|
| Residential Mortgage Loans [Member] | Allowance For Credit Loss [Member] | Residential Construction Mortgage [Member] |
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
| Allowance for credit losses, beginning balance |
678
|
504
|
474
|
592
|
|
| Charge-offs |
0
|
0
|
0
|
0
|
|
| Recoveries |
0
|
0
|
0
|
0
|
|
| Provisions (credits) |
146
|
(39)
|
58
|
(49)
|
|
| Allowance for credit losses, ending balance |
532
|
543
|
532
|
543
|
|
| Ending balance: related to loans individually evaluated for impairment |
0
|
0
|
0
|
0
|
|
| Ending balance: collectively evaluated for impairment |
532
|
543
|
532
|
543
|
|
| Loans receivables: |
|
|
|
|
|
| Loans receivables Ending balance |
1,242
|
3,520
|
1,242
|
3,520
|
|
| Ending balance: related to loans individually evaluated for impairment |
0
|
0
|
0
|
0
|
|
| Ending balance: collectively evaluated for impairment |
1,242
|
3,520
|
1,242
|
3,520
|
|
| Commercial Loans [Member] | Allowance For Credit Loss [Member] | Real Estate [Member] |
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
| Allowance for credit losses, beginning balance |
11,760
|
7,079
|
10,580
|
6,746
|
|
| Charge-offs |
(1,584)
|
(868)
|
(1,600)
|
(868)
|
|
| Recoveries |
22
|
11
|
387
|
13
|
|
| Provisions (credits) |
1,176
|
174
|
2,007
|
505
|
|
| Allowance for credit losses, ending balance |
11,374
|
6,396
|
11,374
|
6,396
|
|
| Ending balance: related to loans individually evaluated for impairment |
7,223
|
810
|
7,223
|
810
|
|
| Ending balance: collectively evaluated for impairment |
4,151
|
5,586
|
4,151
|
5,586
|
|
| Loans receivables: |
|
|
|
|
|
| Loans receivables Ending balance |
388,154
|
381,575
|
388,154
|
381,575
|
|
| Ending balance: related to loans individually evaluated for impairment |
52,308
|
5,160
|
52,308
|
5,160
|
|
| Ending balance: collectively evaluated for impairment |
335,846
|
376,415
|
335,846
|
376,415
|
|
| Commercial Loans [Member] | Allowance For Credit Loss [Member] | Lines of Credit [Member] |
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
| Allowance for credit losses, beginning balance |
2,729
|
911
|
3,698
|
749
|
|
| Charge-offs |
0
|
(195)
|
(96)
|
(287)
|
|
| Recoveries |
1
|
17
|
2
|
17
|
|
| Provisions (credits) |
(356)
|
19
|
(518)
|
273
|
|
| Allowance for credit losses, ending balance |
3,086
|
752
|
3,086
|
752
|
|
| Ending balance: related to loans individually evaluated for impairment |
2,940
|
71
|
2,940
|
71
|
|
| Ending balance: collectively evaluated for impairment |
146
|
681
|
146
|
681
|
|
| Loans receivables: |
|
|
|
|
|
| Loans receivables Ending balance |
77,886
|
75,487
|
77,886
|
75,487
|
|
| Ending balance: related to loans individually evaluated for impairment |
9,367
|
974
|
9,367
|
974
|
|
| Ending balance: collectively evaluated for impairment |
68,519
|
74,513
|
68,519
|
74,513
|
|
| Commercial Loans [Member] | Allowance For Credit Loss [Member] | Other Commercial and Industrial [Member] |
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
| Allowance for credit losses, beginning balance |
8,810
|
2,848
|
9,064
|
2,879
|
|
| Charge-offs |
0
|
(1,243)
|
(126)
|
(1,323)
|
|
| Recoveries |
12
|
8
|
27
|
11
|
|
| Provisions (credits) |
(1,747)
|
1,058
|
(1,890)
|
1,104
|
|
| Allowance for credit losses, ending balance |
7,075
|
2,671
|
7,075
|
2,671
|
|
| Ending balance: related to loans individually evaluated for impairment |
6,287
|
1,098
|
6,287
|
1,098
|
|
| Ending balance: collectively evaluated for impairment |
788
|
1,573
|
788
|
1,573
|
|
| Loans receivables: |
|
|
|
|
|
| Loans receivables Ending balance |
75,987
|
85,578
|
75,987
|
85,578
|
|
| Ending balance: related to loans individually evaluated for impairment |
15,551
|
3,567
|
15,551
|
3,567
|
|
| Ending balance: collectively evaluated for impairment |
60,436
|
82,011
|
60,436
|
82,011
|
|
| Commercial Loans [Member] | Allowance For Credit Loss [Member] | Paycheck Protection Program [Member] |
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
| Allowance for credit losses, beginning balance |
0
|
0
|
|
|
|
| Charge-offs |
0
|
0
|
|
|
|
| Recoveries |
0
|
0
|
|
|
|
| Provisions (credits) |
0
|
0
|
|
|
|
| Allowance for credit losses, ending balance |
0
|
0
|
0
|
0
|
|
| Ending balance: related to loans individually evaluated for impairment |
0
|
0
|
0
|
0
|
|
| Ending balance: collectively evaluated for impairment |
0
|
0
|
0
|
0
|
|
| Loans receivables: |
|
|
|
|
|
| Loans receivables Ending balance |
41
|
85
|
41
|
85
|
|
| Ending balance: related to loans individually evaluated for impairment |
0
|
0
|
0
|
0
|
|
| Ending balance: collectively evaluated for impairment |
41
|
85
|
41
|
85
|
|
| Consumer Loans [Member] | Tax Exempt Loans [Member] |
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
| Allowance for credit losses, beginning balance |
|
|
5
|
|
|
| Allowance for credit losses, ending balance |
3
|
|
3
|
|
|
| Consumer Loans [Member] | Home Equity and Junior Liens [Member] |
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
| Allowance for credit losses, beginning balance |
|
|
705
|
|
|
| Allowance for credit losses, ending balance |
710
|
|
710
|
|
|
| Consumer Loans [Member] | Other Consumer [Member] |
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
| Allowance for credit losses, beginning balance |
|
|
2,769
|
|
|
| Allowance for credit losses, ending balance |
2,244
|
|
2,244
|
|
|
| Consumer Loans [Member] | Allowance For Credit Loss [Member] | Tax Exempt Loans [Member] |
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
| Allowance for credit losses, beginning balance |
5
|
2
|
5
|
4
|
|
| Charge-offs |
0
|
0
|
0
|
0
|
|
| Recoveries |
0
|
0
|
0
|
0
|
|
| Provisions (credits) |
2
|
(1)
|
(2)
|
(1)
|
|
| Allowance for credit losses, ending balance |
3
|
3
|
3
|
3
|
|
| Ending balance: related to loans individually evaluated for impairment |
0
|
0
|
0
|
0
|
|
| Ending balance: collectively evaluated for impairment |
3
|
3
|
3
|
3
|
|
| Loans receivables: |
|
|
|
|
|
| Loans receivables Ending balance |
2,512
|
6,349
|
2,512
|
6,349
|
|
| Ending balance: related to loans individually evaluated for impairment |
0
|
0
|
0
|
0
|
|
| Ending balance: collectively evaluated for impairment |
2,512
|
6,349
|
2,512
|
6,349
|
|
| Consumer Loans [Member] | Allowance For Credit Loss [Member] | Home Equity and Junior Liens [Member] |
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
| Allowance for credit losses, beginning balance |
587
|
694
|
705
|
715
|
|
| Charge-offs |
(48)
|
(25)
|
(144)
|
(24)
|
|
| Recoveries |
89
|
47
|
90
|
47
|
|
| Provisions (credits) |
(82)
|
(53)
|
59
|
(75)
|
|
| Allowance for credit losses, ending balance |
710
|
663
|
710
|
663
|
|
| Ending balance: related to loans individually evaluated for impairment |
237
|
180
|
237
|
180
|
|
| Ending balance: collectively evaluated for impairment |
473
|
483
|
473
|
483
|
|
| Loans receivables: |
|
|
|
|
|
| Loans receivables Ending balance |
53,219
|
49,339
|
53,219
|
49,339
|
|
| Ending balance: related to loans individually evaluated for impairment |
599
|
529
|
599
|
529
|
|
| Ending balance: collectively evaluated for impairment |
52,620
|
48,810
|
52,620
|
48,810
|
|
| Consumer Loans [Member] | Allowance For Credit Loss [Member] | Other Consumer [Member] |
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
| Allowance for credit losses, beginning balance |
2,507
|
3,936
|
2,769
|
4,091
|
|
| Charge-offs |
(530)
|
(501)
|
(948)
|
(837)
|
|
| Recoveries |
173
|
163
|
270
|
322
|
|
| Provisions (credits) |
94
|
15
|
153
|
37
|
|
| Allowance for credit losses, ending balance |
2,244
|
3,613
|
2,244
|
3,613
|
|
| Ending balance: related to loans individually evaluated for impairment |
0
|
0
|
0
|
0
|
|
| Ending balance: collectively evaluated for impairment |
2,244
|
3,613
|
2,244
|
3,613
|
|
| Loans receivables: |
|
|
|
|
|
| Loans receivables Ending balance |
57,232
|
68,439
|
57,232
|
68,439
|
|
| Ending balance: related to loans individually evaluated for impairment |
0
|
0
|
0
|
0
|
|
| Ending balance: collectively evaluated for impairment |
$ 57,232
|
$ 68,439
|
$ 57,232
|
$ 68,439
|
|