v3.26.1
Consolidated Statements of Condition (Unaudited) - USD ($)
$ in Thousands
Jun. 30, 2026
Dec. 31, 2025
ASSETS:    
Cash and due from banks $ 11,402 $ 11,521
Interest-earning deposits 14,648 19,649
Total cash and cash equivalents 26,050 31,170
Available-for-sale securities, at fair value 366,147 276,815
Held-to-maturity securities, at amortized cost (fair value of $106,011 and $125,198, respectively) 111,371 130,324
Marketable equity securities, at fair value 6,213 6,034
Federal Home Loan Bank stock, at cost 6,935 2,560
Loans held-for-sale 5,700 5,900
Loans, net of deferred fees 888,975 896,670
Less: Allowance for credit losses 26,920 29,436
Loans receivable, net 862,055 867,234
Premises and equipment, net 17,669 18,008
Operating lease right-of-use assets 1,046 1,098
Finance lease right-of-use assets 15,489 15,885
Accrued interest receivable 6,511 6,328
Foreclosed real estate 137 137
Intangible assets, net 5,048 5,362
Goodwill 5,056 5,056
Bank owned life insurance 31,671 31,374
Other assets 25,405 23,351
Total assets 1,492,503 1,426,636
Deposits:    
Interest-bearing deposits 960,706 987,471
Noninterest-bearing deposits 213,563 196,377
Total deposits 1,174,269 1,183,848
Short-term borrowings 125,000 44,000
Long-term borrowings 8,374 14,074
Subordinated debt 30,155 30,155
Accrued interest payable 469 424
Operating lease liabilities 1,259 1,304
Finance lease liabilities 16,201 16,390
Other liabilities 11,032 13,990
Total liabilities 1,366,759 1,304,185
Shareholders' equity:    
Additional paid in capital 55,624 54,390
Retained earnings 77,180 73,366
Accumulated other comprehensive loss (7,123) (5,367)
Total shareholders' equity 125,744 122,451
Total liabilities and shareholders' equity 1,492,503 1,426,636
Voting Common Stock [Member]    
Shareholders' equity:    
Common stock 49 48
Non-Voting Common Stock [Member]    
Shareholders' equity:    
Common stock $ 14 $ 14