The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM COM 002824100 6,044,917 66,618 SH SOLE 0 0 66,618
ABBVIE INC COM COM 00287Y109 6,656,821 26,453 SH SOLE 0 0 26,453
AFLAC INC COM 001055102 525,866 4,485 SH SOLE 0 0 4,485
AIR PRODS & CHEMS INC COM COM 009158106 6,064,839 20,686 SH SOLE 0 0 20,686
ALTRIA GROUP INC COM COM 02209S103 7,142,364 99,268 SH SOLE 0 0 99,268
APPLE INC COM 037833100 1,757,092 6,072 SH SOLE 0 0 6,072
BANK OF AMERICA CORP COM COM 060505104 6,347,834 111,404 SH SOLE 0 0 111,404
BERKSHIRE HATHAWAY INC DEL CL COM 084670702 3,253,535 6,502 SH SOLE 0 0 6,502
BOSTON PROPERTIES INC COM COM 101121101 6,786,302 102,342 SH SOLE 0 0 102,342
CHEVRON CORP NEW COM COM 166764100 5,616,869 33,885 SH SOLE 0 0 33,885
CISCO SYS INC COM COM 17275R102 734,829 6,256 SH SOLE 0 0 6,256
CITIGROUP INC COM NEW COM 172967424 7,226,576 51,633 SH SOLE 0 0 51,633
CONSTELLATION BRAND CLASS A COM 21036p108 5,444,377 39,142 SH SOLE 0 0 39,142
DEVON ENERGY CORP NEW COM COM 25179M103 5,925,716 143,410 SH SOLE 0 0 143,410
DOMINION ENERGY INC COM 25746u109 307,783 4,507 SH SOLE 0 0 4,507
DOW INC COM COM 260557103 4,830,112 176,539 SH SOLE 0 0 176,539
EASTMAN CHEMICAL CO COM COM 277432100 5,500,354 82,119 SH SOLE 0 0 82,119
ELI LILLY AND CO COM 532457108 1,406,931 1,173 SH SOLE 0 0 1,173
EXXON MOBIL CORPORATION COM COM 30233Q108 5,886,185 43,052 SH SOLE 0 0 43,052
FRANKLIN RESOURCES INC COM COM 354613101 7,408,974 222,692 SH SOLE 0 0 222,692
GENTEX CORP COM COM 371901109 6,524,777 258,202 SH SOLE 0 0 258,202
GILEAD SCIENCES INC COM COM 375558103 5,891,585 46,632 SH SOLE 0 0 46,632
HUNTINGTON BANCSHARES INC COM COM 446150104 6,025,983 339,875 SH SOLE 0 0 339,875
JOHNSON & JOHNSON COM COM 478160104 7,019,458 27,638 SH SOLE 0 0 27,638
JPMORGAN CHASE & CO COM COM 46625H100 6,464,277 19,748 SH SOLE 0 0 19,748
KRAFT HEINZ CO COM COM 500754106 5,912,757 250,328 SH SOLE 0 0 250,328
LOCKHEED MARTIN COM COM 539830109 5,726,455 11,240 SH SOLE 0 0 11,240
MARSH & MC LENNAN CO COM 571748102 5,626,112 33,756 SH SOLE 0 0 33,756
MEDTRONIC INC COM COM g5960l103 5,486,035 70,127 SH SOLE 0 0 70,127
MERCK & CO INC NEW COM COM 58933Y105 7,025,331 54,671 SH SOLE 0 0 54,671
MICROSOFT CORP COM COM 594918104 218,589 586 SH SOLE 0 0 586
MONDELEZ INTL INC CL A COM 609207105 294,999 5,100 SH SOLE 0 0 5,100
MSC INDL DIRECT INC CL A COM 553530106 7,402,041 62,228 SH SOLE 0 0 62,228
ORACLE CORP COM 68389x105 931,826 6,358 SH SOLE 0 0 6,358
PAYCHEX INC COM COM 704326107 5,868,631 59,683 SH SOLE 0 0 59,683
PEPSICO INC COM COM 713448108 5,197,469 38,386 SH SOLE 0 0 38,386
PFIZER INC COM COM 717081103 5,215,253 216,580 SH SOLE 0 0 216,580
PHILIP MORRIS INTL COM COM 718172109 7,986,910 44,148 SH SOLE 0 0 44,148
PHILLIPS 66 COM COM 718546104 6,572,506 38,879 SH SOLE 0 0 38,879
PROCTER GAMBLE CO COM COM 742718109 5,697,193 38,851 SH SOLE 0 0 38,851
STARBUCKS CORP COM 855244109 6,358,039 62,217 SH SOLE 0 0 62,217
STATE STR CORP COM COM 857477103 7,517,180 44,323 SH SOLE 0 0 44,323
THE COCA-COLA CO COM 191216100 5,606,736 68,989 SH SOLE 0 0 68,989
TYSON FOODS INC CL A COM 902494103 5,548,402 96,915 SH SOLE 0 0 96,915
UNITED PARCEL SERVICE CL B COM 911312106 6,104,125 56,782 SH SOLE 0 0 56,782
UNITEDHEALTH GRP INC COM 91324p102 7,559,478 18,188 SH SOLE 0 0 18,188
VERIZON COMMUNICATIONS COM COM 92343V104 5,544,445 130,950 SH SOLE 0 0 130,950
AMBEV SA SPONSORED ADR 02319V103 11,555,090 3,679,965 SH SOLE 0 0 3,679,965
ASTRAZENECA PLC SPONSORED ADR SPONSORED ADR g0593m107 10,997,391 57,997 SH SOLE 0 0 57,997
AXA SA F SPONSORED ADR 1 ADR R SPONSORED ADR 054536107 10,444,201 207,886 SH SOLE 0 0 207,886
BAE SYSTEMS PLC SPONSORED ADR 05523R107 9,561,959 97,620 SH SOLE 0 0 97,620
BANCO BILBAO VIZCAYA ARGENTARI SPONSORED ADR 05946K101 11,971,040 477,695 SH SOLE 0 0 477,695
BNP PARIBAS SA SPONSORED ADR 05565A202 11,114,458 190,740 SH SOLE 0 0 190,740
BP PLC SPONS ADR SPONSORED ADR 055622104 9,594,521 259,662 SH SOLE 0 0 259,662
BRITISH AMERICAN TOBACCO PLC S SPONSORED ADR 110448107 10,771,217 174,404 SH SOLE 0 0 174,404
CAPGEMINI SE SPONSORED ADR 13961r100 9,036,669 449,362 SH SOLE 0 0 449,362
DEUTSCHE POST AG SPONSORED ADR 25157y202 10,562,728 348,720 SH SOLE 0 0 348,720
GSK PLC SPONSORED ADR 37733w204 10,717,132 204,447 SH SOLE 0 0 204,447
LYONDELLBASELL INDUSTRIES NV SPONSORED ADR N53745100 8,579,744 162,958 SH SOLE 0 0 162,958
MUENCHENER RUECKVERSICHERUNGS SPONSORED ADR 626188106 9,291,284 829,579 SH SOLE 0 0 829,579
NESTLE S A SPONSORED ADR SPONSORED ADR 641069406 10,019,590 97,571 SH SOLE 0 0 97,571
NOVARTIS A G SPONSORED ADR SPONSORED ADR 66987V109 11,375,509 72,584 SH SOLE 0 0 72,584
NXP SEMICONDUCTORS F SPONSORED ADR n6596x109 9,994,831 35,565 SH SOLE 0 0 35,565
PUBLICIS GROUPE SA ADR SPONSORED ADR 74463M106 10,473,188 436,929 SH SOLE 0 0 436,929
RECKITT BENCKISER GROU F SPONSORED ADR 756255303 10,140,565 773,498 SH SOLE 0 0 773,498
ROCHE HOLDINGS LTD SPONSORED ADR 771195104 9,772,042 190,302 SH SOLE 0 0 190,302
ROYAL BANK OF CANADA SPONSORED ADR 780087102 13,751,466 66,441 SH SOLE 0 0 66,441
SANOFI SPONSORED ADR SPONSORED ADR 80105N105 10,184,977 238,747 SH SOLE 0 0 238,747
SIEMENS A.G. ADR SPONSORED ADR 826197501 11,387,555 70,769 SH SOLE 0 0 70,769
TOTALENERGIES SE SPONSORED ADR F92124100 10,072,019 129,527 SH SOLE 0 0 129,527
TOYOTA MOTOR CORP ADR SPONSORED ADR 892331307 9,729,124 57,767 SH SOLE 0 0 57,767
VINCI SA SPONSORED ADR 927320101 10,177,308 279,098 SH SOLE 0 0 279,098
ALTRIUS GLOBAL DIVIDEND ETF ALTRIUS GBL DIV 02072L656 6,570,297 154,469 SH SOLE 0 0 154,469
INVESCO BUL 2028 HG YLD CR BND BULSHS 2028 HY 46138j452 882,999 40,607 SH SOLE 0 0 40,607
INVESCO BULLETSHARES 2026 HIGH BULSHS 2026 HY 46138j635 1,166,052 50,797 SH SOLE 0 0 50,797
INVESCO BULLETSHARES 2027 HIGH BULSHS 2027 HY 46138J585 1,412,353 63,205 SH SOLE 0 0 63,205
INVESCO BULLETSHARES 2029 HIGH BULSHS 2029 HY 46138J395 1,065,670 50,434 SH SOLE 0 0 50,434
INVESCO BULLETSHARES 2030 HIGH BULSHS 2030 HY 46139W841 1,552,098 60,133 SH SOLE 0 0 60,133
ISHARES CORE AGGRESSIVE ALLOCA AGGRES ALLOC ETF 464289859 264,290 2,707 SH SOLE 0 0 2,707
ISHARES CORE S&P500 ETF CORE S&P500 ETF 464287200 244,138 326 SH SOLE 0 0 326
ISHARES MSCI INTL VALUE FACTOR INTL VALUE ETF 46435G409 1,115,590 26,676 SH SOLE 0 0 26,676
SPDR PORTFOLIO MID CAP ETF PORTFOLIO MID CAP ETF 78464A847 297,464 4,402 SH SOLE 0 0 4,402
SPDR PORTFOLIO WORLD EX US ETF PORTFOLIO WORLD EX US ETF 78463X889 1,628,231 32,312 SH SOLE 0 0 32,312
SPDR S&P 500 ETF S&P 500 ETF TR TR UNIT 78462f103 569,389 762 SH SOLE 0 0 762
STATE STREET SPDR PORTFL S&P 5 S&P 500 ETF 78464a854 727,470 8,278 SH SOLE 0 0 8,278
VANGUARD HIGH DIVIDEND YIELD E HIGH DIVIDEND YIELD 921946406 676,368 4,280 SH SOLE 0 0 4,280
VANGUARD RUSSELL 1000 VALUE IN RUSSELL 1000 VALUE 92206c714 204,008 1,919 SH SOLE 0 0 1,919
VANGUARD S&P SMALL CAP 600 VAL S&P SMALL CAP 600 VAL 921932778 256,366 2,185 SH SOLE 0 0 2,185
WISDOMTREE INTERNATIONAL LARGE INTERNATIONAL LARGE 97717W794 393,313 5,289 SH SOLE 0 0 5,289