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CONDENSED STATEMENTS OF CASH FLOWS - USD ($)
 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Cash flows from operating activities:    
Net income $ 255,885 $ 219,112
Adjustments to reconcile net income to net cash flows from operating activities:    
Depreciation 37,983 25,251
Amortization and accretion of investments, net 4,325 11,419
Amortization and accretion of fair value discount, net (2,400) (2,557)
Amortization of intangible assets 6,022 10,241
Deferred loan fees (2,060) 39,923
Deferred income tax provision 30,483 32,910
Increase in cash surrender value on bank owned life insurance (34,248) (33,469)
Amortization of right-of-use asset 3,981 4,111
(Increase) decrease in interest receivable (55,441) (111,042)
Other assets (862,098) (29,190)
Other liabilities 119,287 (49,242)
Net cash flows (used in) provided by operating activities (498,281) 117,467
Cash flows from investing activities:    
Proceeds from maturities and paydowns of available-for-sale securities 118,302 120,736
Net decrease (increase) in loans 690,743 (18,598,351)
Purchase of Federal Home Loan Bank stock   (322,900)
Purchases of premises and equipment (9,354) (3,071)
Net cash flows provided by (used in) investing activities 799,691 (18,803,586)
Cash flows from financing activities:    
Net increase in customer deposits 12,249,805 11,576,704
Advances and deposits by borrowers (3,046) (345,890)
Proceeds from borrowings   7,900,000
Payments on borrowings (3,200,000)  
Net cash flows provided by (used in) financing activities 9,046,759 19,130,814
Net change in cash and cash equivalents 9,348,169 444,695
Cash and cash equivalents at beginning of year 6,428,668 5,278,477
Cash and cash equivalents at end of year 15,776,837 5,723,172
Supplemental cash flow information:    
Interest paid 1,138,401 $ 1,038,690
Lease liabilities arising from obtained right of use assets $ 24,675